Home > Mid-Coast Savings Bank, SSB > Income and Expense
Mid-Coast Savings Bank, SSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 7,503 |
| Total interest expense | $1,608,000 | 6,712 |
| Net interest income | $1,280,000 | 8,029 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $807,000 | 8,706 |
| Salaries and employee benefits | $356,000 | 9,150 |
| Premises and equipment expense | $106,000 | 8,515 |
| Additional noninterest expense | $345,000 | 7,752 |
| Pre-tax net operating income | $546,000 | 6,931 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $183,000 | 5,889 |
| Income before extraordinary items | $373,000 | 7,139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $373,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $92,000 | 6,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $366,300 | 7,159 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 7,689 |
| Total interest expense | $1,665,000 | 6,848 |
| Net interest income | $1,191,000 | 8,342 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $72,000 | 9,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $742,000 | 8,967 |
| Salaries and employee benefits | $325,000 | 9,464 |
| Premises and equipment expense | $95,000 | 8,828 |
| Additional noninterest expense | $322,000 | 7,914 |
| Pre-tax net operating income | $509,000 | 7,316 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $168,000 | 6,606 |
| Income before extraordinary items | $348,000 | 7,546 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $348,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $110,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $343,310 | 7,492 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 8,080 |
| Total interest expense | $1,614,000 | 7,091 |
| Net interest income | $1,126,000 | 8,876 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $54,000 | 10,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $675,000 | 9,472 |
| Salaries and employee benefits | $322,000 | 9,798 |
| Premises and equipment expense | $78,000 | 9,482 |
| Additional noninterest expense | $275,000 | 8,590 |
| Pre-tax net operating income | $490,000 | 7,977 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $170,000 | 7,324 |
| Income before extraordinary items | $332,000 | 8,137 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $332,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $104,000 | 6,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $324,080 | 8,150 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 8,555 |
| Total interest expense | $1,566,000 | 7,407 |
| Net interest income | $1,042,000 | 9,439 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $54,000 | 10,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $836,000 | 9,294 |
| Salaries and employee benefits | $302,000 | 10,335 |
| Premises and equipment expense | $68,000 | 10,142 |
| Additional noninterest expense | $466,000 | 7,338 |
| Pre-tax net operating income | $248,000 | 9,501 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $177,000 | 9,516 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $177,000 | 9,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $69,000 | 7,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $168,840 | 9,560 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 9,005 |
| Total interest expense | $1,548,000 | 7,565 |
| Net interest income | $931,000 | 10,153 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $40,000 | 11,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,898 |
| Total noninterest expense | $700,000 | 10,188 |
| Salaries and employee benefits | $315,000 | 10,629 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $321,000 | 9,019 |
| Pre-tax net operating income | $246,000 | 10,147 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $73,000 | 9,728 |
| Income before extraordinary items | $173,000 | 10,234 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $173,000 | 10,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $69,000 | 7,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $173,000 | 10,205 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 9,432 |
| Total interest expense | $1,166,000 | 8,036 |
| Net interest income | $1,032,000 | 10,290 |
| Provision for loan and lease losses | $-13,000 | 11,787 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $802,000 | 10,244 |
| Salaries and employee benefits | $450,000 | 9,832 |
| Premises and equipment expense | $180,000 | 7,850 |
| Additional noninterest expense | $172,000 | 11,501 |
| Pre-tax net operating income | $324,000 | 9,954 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $78,000 | 9,862 |
| Income before extraordinary items | $246,000 | 9,738 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $246,000 | 9,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $46,000 | 8,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $246,000 | 9,807 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 9,837 |
| Total interest expense | $1,093,000 | 8,714 |
| Net interest income | $1,082,000 | 10,478 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $783,000 | 10,748 |
| Salaries and employee benefits | $406,000 | 10,575 |
| Premises and equipment expense | $200,000 | 7,681 |
| Additional noninterest expense | $177,000 | 12,062 |
| Pre-tax net operating income | $330,000 | 9,981 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $137,000 | 8,929 |
| Income before extraordinary items | $193,000 | 10,734 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $193,000 | 10,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $208,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 13,167 |
| Net operating income | $193,000 | 10,513 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 9,631 |
| Total interest expense | $1,398,000 | 8,859 |
| Net interest income | $1,251,000 | 10,139 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $771,000 | 11,151 |
| Salaries and employee benefits | $350,000 | 11,434 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $221,000 | 11,944 |
| Pre-tax net operating income | $555,000 | 8,029 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $399,000 | 8,235 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $399,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $373,540 | 8,117 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.