Home > Mid City Bank, Inc. > Income and Expense
Mid City Bank, Inc., Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,041,000 | 4,410 |
| Total interest expense | $746,000 | 4,529 |
| Net interest income | $3,295,000 | 4,296 |
| Provision for loan and lease losses | $2,565,000 | 1,047 |
| Total noninterest income | $-2,283,000 | 7,399 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $207,000 | 3,781 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,490,000 | 7,395 |
| Total noninterest expense | $5,354,000 | 2,629 |
| Salaries and employee benefits | $1,945,000 | 3,464 |
| Premises and equipment expense | $1,010,000 | 1,861 |
| Additional noninterest expense | $2,399,000 | 2,076 |
| Pre-tax net operating income | $-6,907,000 | 7,286 |
| Securities gains (losses) | $82,000 | 1,952 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-6,825,000 | 7,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,825,000 | 7,292 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,825,000 | 7,293 |
| Net charge-offs | $12,449,000 | 298 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,907,000 | 7,296 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 4,298 |
| Total interest expense | $547,000 | 4,416 |
| Net interest income | $2,312,000 | 4,164 |
| Provision for loan and lease losses | $2,565,000 | 767 |
| Total noninterest income | $-2,476,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $145,000 | 3,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,621,000 | 7,485 |
| Total noninterest expense | $3,765,000 | 2,521 |
| Salaries and employee benefits | $1,351,000 | 3,385 |
| Premises and equipment expense | $699,000 | 1,811 |
| Additional noninterest expense | $1,715,000 | 1,993 |
| Pre-tax net operating income | $-6,494,000 | 7,405 |
| Securities gains (losses) | $74,000 | 1,338 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-6,420,000 | 7,405 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,420,000 | 7,405 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,420,000 | 7,405 |
| Net charge-offs | $12,579,000 | 229 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-6,494,000 | 7,405 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 4,184 |
| Total interest expense | $305,000 | 4,250 |
| Net interest income | $1,184,000 | 4,075 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $187,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $73,000 | 3,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,346 |
| Total noninterest expense | $2,015,000 | 2,407 |
| Salaries and employee benefits | $741,000 | 3,187 |
| Premises and equipment expense | $379,000 | 1,702 |
| Additional noninterest expense | $895,000 | 1,891 |
| Pre-tax net operating income | $-844,000 | 7,228 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-835,000 | 7,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-835,000 | 7,257 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-835,000 | 7,257 |
| Net charge-offs | $1,244,000 | 734 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-844,000 | 7,249 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,141,000 | 3,510 |
| Total interest expense | $2,303,000 | 3,196 |
| Net interest income | $5,838,000 | 3,547 |
| Provision for loan and lease losses | $18,526,000 | 397 |
| Total noninterest income | $-3,071,000 | 7,616 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $371,000 | 3,213 |
| Trading account gains and fees | $688,000 | 88 |
| Additional Noninterest Income | $-4,130,000 | 7,626 |
| Total noninterest expense | $17,313,000 | 1,168 |
| Salaries and employee benefits | $2,690,000 | 3,406 |
| Premises and equipment expense | $1,640,000 | 1,555 |
| Additional noninterest expense | $12,983,000 | 584 |
| Pre-tax net operating income | $-33,072,000 | 7,576 |
| Securities gains (losses) | $154,000 | 1,808 |
| Applicable income taxes | $-8,368,000 | 7,613 |
| Income before extraordinary items | $-24,550,000 | 7,540 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-24,550,000 | 7,540 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-24,550,000 | 7,540 |
| Net charge-offs | $7,768,000 | 733 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-24,665,500 | 7,535 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 3,389 |
| Total interest expense | $1,880,000 | 3,102 |
| Net interest income | $4,629,000 | 3,450 |
| Provision for loan and lease losses | $9,932,000 | 499 |
| Total noninterest income | $-275,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $283,000 | 3,257 |
| Trading account gains and fees | $656,000 | 83 |
| Additional Noninterest Income | $-1,214,000 | 7,671 |
| Total noninterest expense | $7,124,000 | 2,037 |
| Salaries and employee benefits | $2,005,000 | 3,430 |
| Premises and equipment expense | $1,239,000 | 1,565 |
| Additional noninterest expense | $3,880,000 | 1,376 |
| Pre-tax net operating income | $-12,702,000 | 7,601 |
| Securities gains (losses) | $57,000 | 2,331 |
| Applicable income taxes | $-68,000 | 7,013 |
| Income before extraordinary items | $-12,577,000 | 7,615 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-12,577,000 | 7,614 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-12,577,000 | 7,615 |
| Net charge-offs | $5,154,000 | 765 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-12,633,430 | 7,614 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 3,359 |
| Total interest expense | $1,320,000 | 3,083 |
| Net interest income | $3,118,000 | 3,433 |
| Provision for loan and lease losses | $9,290,000 | 381 |
| Total noninterest income | $-1,108,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $193,000 | 3,218 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,301,000 | 7,778 |
| Total noninterest expense | $3,300,000 | 2,875 |
| Salaries and employee benefits | $1,334,000 | 3,459 |
| Premises and equipment expense | $709,000 | 1,843 |
| Additional noninterest expense | $1,257,000 | 2,614 |
| Pre-tax net operating income | $-10,580,000 | 7,691 |
| Securities gains (losses) | $264,000 | 776 |
| Applicable income taxes | $-68,000 | 7,132 |
| Income before extraordinary items | $-10,248,000 | 7,693 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-10,248,000 | 7,693 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-10,248,000 | 7,693 |
| Net charge-offs | $4,289,000 | 636 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-10,509,360 | 7,694 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 3,116 |
| Total interest expense | $682,000 | 3,122 |
| Net interest income | $1,811,000 | 3,057 |
| Provision for loan and lease losses | $1,065,000 | 1,119 |
| Total noninterest income | $239,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $96,000 | 3,228 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $143,000 | 2,923 |
| Total noninterest expense | $1,618,000 | 2,941 |
| Salaries and employee benefits | $666,000 | 3,517 |
| Premises and equipment expense | $328,000 | 2,044 |
| Additional noninterest expense | $624,000 | 2,613 |
| Pre-tax net operating income | $-633,000 | 7,259 |
| Securities gains (losses) | $57,000 | 1,082 |
| Applicable income taxes | $-50,000 | 7,319 |
| Income before extraordinary items | $-526,000 | 7,282 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-526,000 | 7,282 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-526,000 | 7,283 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-577,870 | 7,287 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,711,000 | 3,305 |
| Total interest expense | $3,865,000 | 2,816 |
| Net interest income | $5,846,000 | 3,546 |
| Provision for loan and lease losses | $8,240,000 | 1,003 |
| Total noninterest income | $955,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $407,000 | 3,292 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $548,000 | 3,045 |
| Total noninterest expense | $7,477,000 | 2,633 |
| Salaries and employee benefits | $2,661,000 | 3,528 |
| Premises and equipment expense | $1,751,000 | 1,538 |
| Additional noninterest expense | $3,065,000 | 2,306 |
| Pre-tax net operating income | $-8,916,000 | 7,440 |
| Securities gains (losses) | $1,010,000 | 496 |
| Applicable income taxes | $-2,204,000 | 7,541 |
| Income before extraordinary items | $-5,702,000 | 7,326 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,702,000 | 7,326 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,702,000 | 7,326 |
| Net charge-offs | $9,150,000 | 739 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,429,200 | 7,396 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,721,000 | 3,218 |
| Total interest expense | $3,042,000 | 2,828 |
| Net interest income | $4,679,000 | 3,349 |
| Provision for loan and lease losses | $7,049,000 | 817 |
| Total noninterest income | $719,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $306,000 | 3,303 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $413,000 | 3,124 |
| Total noninterest expense | $5,415,000 | 2,730 |
| Salaries and employee benefits | $1,971,000 | 3,587 |
| Premises and equipment expense | $1,356,000 | 1,504 |
| Additional noninterest expense | $2,088,000 | 2,483 |
| Pre-tax net operating income | $-7,066,000 | 7,626 |
| Securities gains (losses) | $799,000 | 464 |
| Applicable income taxes | $-632,000 | 7,407 |
| Income before extraordinary items | $-5,635,000 | 7,625 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,635,000 | 7,625 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,635,000 | 7,625 |
| Net charge-offs | $7,077,000 | 644 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,354,100 | 7,673 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,197,000 | 3,217 |
| Total interest expense | $2,128,000 | 2,821 |
| Net interest income | $3,069,000 | 3,394 |
| Provision for loan and lease losses | $4,664,000 | 786 |
| Total noninterest income | $484,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $195,000 | 3,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $289,000 | 3,068 |
| Total noninterest expense | $3,663,000 | 2,715 |
| Salaries and employee benefits | $1,281,000 | 3,702 |
| Premises and equipment expense | $813,000 | 1,709 |
| Additional noninterest expense | $1,569,000 | 2,244 |
| Pre-tax net operating income | $-4,774,000 | 7,734 |
| Securities gains (losses) | $696,000 | 391 |
| Applicable income taxes | $54,000 | 3,106 |
| Income before extraordinary items | $-4,132,000 | 7,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,132,000 | 7,741 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,132,000 | 7,741 |
| Net charge-offs | $4,800,000 | 599 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,828,000 | 7,802 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 3,278 |
| Total interest expense | $1,099,000 | 2,833 |
| Net interest income | $1,464,000 | 3,521 |
| Provision for loan and lease losses | $127,000 | 3,526 |
| Total noninterest income | $258,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $97,000 | 3,322 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $161,000 | 2,856 |
| Total noninterest expense | $1,687,000 | 2,837 |
| Salaries and employee benefits | $640,000 | 3,735 |
| Premises and equipment expense | $506,000 | 1,400 |
| Additional noninterest expense | $541,000 | 2,819 |
| Pre-tax net operating income | $-92,000 | 6,625 |
| Securities gains (losses) | $569,000 | 287 |
| Applicable income taxes | $67,000 | 2,596 |
| Income before extraordinary items | $410,000 | 2,526 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $410,000 | 2,526 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $410,000 | 2,528 |
| Net charge-offs | $183,000 | 2,217 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-79,340 | 6,666 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,632,000 | 3,125 |
| Total interest expense | $5,426,000 | 2,764 |
| Net interest income | $6,206,000 | 3,382 |
| Provision for loan and lease losses | $8,429,000 | 676 |
| Total noninterest income | $836,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $420,000 | 3,365 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $416,000 | 3,513 |
| Total noninterest expense | $6,387,000 | 2,899 |
| Salaries and employee benefits | $2,628,000 | 3,623 |
| Premises and equipment expense | $1,829,000 | 1,515 |
| Additional noninterest expense | $1,930,000 | 2,948 |
| Pre-tax net operating income | $-7,774,000 | 7,929 |
| Securities gains (losses) | $2,084,000 | 123 |
| Applicable income taxes | $87,000 | 3,487 |
| Income before extraordinary items | $-5,777,000 | 7,858 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,777,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,578,000 | 749 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-7,861,000 | 7,976 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,025,000 | 3,100 |
| Total interest expense | $4,171,000 | 2,804 |
| Net interest income | $4,854,000 | 3,297 |
| Provision for loan and lease losses | $7,271,000 | 502 |
| Total noninterest income | $658,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $326,000 | 3,326 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $332,000 | 3,513 |
| Total noninterest expense | $4,374,000 | 3,141 |
| Salaries and employee benefits | $1,858,000 | 3,830 |
| Premises and equipment expense | $1,120,000 | 1,826 |
| Additional noninterest expense | $1,396,000 | 2,960 |
| Pre-tax net operating income | $-6,133,000 | 8,161 |
| Securities gains (losses) | $1,003,000 | 184 |
| Applicable income taxes | $72,000 | 3,863 |
| Income before extraordinary items | $-5,202,000 | 8,131 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-5,202,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,257,000 | 611 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,205,000 | 8,188 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 3,106 |
| Total interest expense | $2,859,000 | 2,830 |
| Net interest income | $3,236,000 | 3,292 |
| Provision for loan and lease losses | $7,150,000 | 336 |
| Total noninterest income | $433,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $222,000 | 3,273 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $211,000 | 3,665 |
| Total noninterest expense | $2,967,000 | 3,092 |
| Salaries and employee benefits | $1,222,000 | 3,907 |
| Premises and equipment expense | $711,000 | 1,907 |
| Additional noninterest expense | $1,034,000 | 2,672 |
| Pre-tax net operating income | $-6,448,000 | 8,321 |
| Securities gains (losses) | $842,000 | 200 |
| Applicable income taxes | $57,000 | 3,961 |
| Income before extraordinary items | $-5,663,000 | 8,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,663,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,839,000 | 436 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-6,505,000 | 8,336 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 3,148 |
| Total interest expense | $1,486,000 | 2,907 |
| Net interest income | $1,593,000 | 3,342 |
| Provision for loan and lease losses | $585,000 | 922 |
| Total noninterest income | $231,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $113,000 | 3,189 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,465 |
| Total noninterest expense | $1,535,000 | 2,991 |
| Salaries and employee benefits | $632,000 | 3,817 |
| Premises and equipment expense | $337,000 | 2,018 |
| Additional noninterest expense | $566,000 | 2,431 |
| Pre-tax net operating income | $-296,000 | 7,908 |
| Securities gains (losses) | $754,000 | 176 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $386,000 | 3,265 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $386,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 713 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-247,360 | 7,884 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,006,000 | 3,064 |
| Total interest expense | $6,294,000 | 2,887 |
| Net interest income | $6,712,000 | 3,207 |
| Provision for loan and lease losses | $565,000 | 2,148 |
| Total noninterest income | $871,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $426,000 | 3,406 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $445,000 | 3,534 |
| Total noninterest expense | $6,129,000 | 2,911 |
| Salaries and employee benefits | $2,522,000 | 3,692 |
| Premises and equipment expense | $1,875,000 | 1,425 |
| Additional noninterest expense | $1,732,000 | 3,040 |
| Pre-tax net operating income | $889,000 | 4,973 |
| Securities gains (losses) | $534,000 | 258 |
| Applicable income taxes | $56,000 | 4,866 |
| Income before extraordinary items | $1,367,000 | 3,635 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,367,000 | 3,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,885 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $854,360 | 4,638 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,698,000 | 3,071 |
| Total interest expense | $4,633,000 | 2,937 |
| Net interest income | $5,065,000 | 3,198 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $646,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $296,000 | 3,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $350,000 | 3,457 |
| Total noninterest expense | $4,402,000 | 3,009 |
| Salaries and employee benefits | $1,777,000 | 3,863 |
| Premises and equipment expense | $1,277,000 | 1,561 |
| Additional noninterest expense | $1,348,000 | 2,879 |
| Pre-tax net operating income | $1,009,000 | 4,337 |
| Securities gains (losses) | $138,000 | 429 |
| Applicable income taxes | $46,000 | 5,004 |
| Income before extraordinary items | $1,101,000 | 3,664 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,101,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,508 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $968,520 | 3,950 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 3,103 |
| Total interest expense | $2,954,000 | 3,047 |
| Net interest income | $3,452,000 | 3,168 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $453,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $198,000 | 3,540 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $255,000 | 3,306 |
| Total noninterest expense | $2,950,000 | 3,009 |
| Salaries and employee benefits | $1,181,000 | 3,900 |
| Premises and equipment expense | $840,000 | 1,599 |
| Additional noninterest expense | $929,000 | 2,792 |
| Pre-tax net operating income | $755,000 | 4,146 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $31,000 | 5,092 |
| Income before extraordinary items | $724,000 | 3,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $724,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $724,000 | 3,723 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 3,215 |
| Total interest expense | $1,421,000 | 3,130 |
| Net interest income | $1,656,000 | 3,269 |
| Provision for loan and lease losses | $95,000 | 2,102 |
| Total noninterest income | $229,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $94,000 | 3,579 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $135,000 | 3,201 |
| Total noninterest expense | $1,429,000 | 3,098 |
| Salaries and employee benefits | $610,000 | 3,847 |
| Premises and equipment expense | $387,000 | 1,728 |
| Additional noninterest expense | $432,000 | 2,968 |
| Pre-tax net operating income | $361,000 | 4,242 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $345,000 | 3,863 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $345,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,111 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $345,000 | 3,839 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,815,000 | 3,140 |
| Total interest expense | $5,474,000 | 2,807 |
| Net interest income | $6,341,000 | 3,380 |
| Provision for loan and lease losses | $1,101,000 | 958 |
| Total noninterest income | $996,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $409,000 | 3,494 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $587,000 | 3,054 |
| Total noninterest expense | $5,769,000 | 2,971 |
| Salaries and employee benefits | $2,492,000 | 3,618 |
| Premises and equipment expense | $1,512,000 | 1,685 |
| Additional noninterest expense | $1,765,000 | 2,869 |
| Pre-tax net operating income | $467,000 | 6,588 |
| Securities gains (losses) | $124,000 | 489 |
| Applicable income taxes | $86,000 | 5,096 |
| Income before extraordinary items | $505,000 | 6,147 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $505,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,036,000 | 660 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $399,600 | 6,521 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 3,154 |
| Total interest expense | $4,023,000 | 2,770 |
| Net interest income | $4,692,000 | 3,433 |
| Provision for loan and lease losses | $171,000 | 3,183 |
| Total noninterest income | $749,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $302,000 | 3,557 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 3,032 |
| Total noninterest expense | $4,253,000 | 3,007 |
| Salaries and employee benefits | $1,769,000 | 3,774 |
| Premises and equipment expense | $1,135,000 | 1,689 |
| Additional noninterest expense | $1,349,000 | 2,808 |
| Pre-tax net operating income | $1,017,000 | 4,677 |
| Securities gains (losses) | $103,000 | 437 |
| Applicable income taxes | $50,000 | 5,440 |
| Income before extraordinary items | $1,070,000 | 4,004 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,070,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 972 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $971,120 | 4,229 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 3,141 |
| Total interest expense | $2,536,000 | 2,785 |
| Net interest income | $3,203,000 | 3,381 |
| Provision for loan and lease losses | $71,000 | 3,891 |
| Total noninterest income | $518,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $195,000 | 3,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $323,000 | 2,880 |
| Total noninterest expense | $2,916,000 | 2,951 |
| Salaries and employee benefits | $1,194,000 | 3,755 |
| Premises and equipment expense | $773,000 | 1,658 |
| Additional noninterest expense | $949,000 | 2,694 |
| Pre-tax net operating income | $734,000 | 4,517 |
| Securities gains (losses) | $91,000 | 367 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $800,000 | 3,751 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $800,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,215 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $711,730 | 4,017 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 3,087 |
| Total interest expense | $1,199,000 | 2,811 |
| Net interest income | $1,666,000 | 3,258 |
| Provision for loan and lease losses | $52,000 | 3,073 |
| Total noninterest income | $280,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 3,680 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $189,000 | 2,587 |
| Total noninterest expense | $1,532,000 | 2,826 |
| Salaries and employee benefits | $622,000 | 3,651 |
| Premises and equipment expense | $394,000 | 1,645 |
| Additional noninterest expense | $516,000 | 2,477 |
| Pre-tax net operating income | $362,000 | 4,515 |
| Securities gains (losses) | $90,000 | 264 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $452,000 | 3,405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,060 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $362,000 | 3,924 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 2,969 |
| Total interest expense | $3,758,000 | 2,784 |
| Net interest income | $6,942,000 | 3,063 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $933,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $377,000 | 3,687 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $556,000 | 3,194 |
| Total noninterest expense | $6,292,000 | 2,630 |
| Salaries and employee benefits | $2,599,000 | 3,372 |
| Premises and equipment expense | $1,665,000 | 1,469 |
| Additional noninterest expense | $2,028,000 | 2,456 |
| Pre-tax net operating income | $1,383,000 | 4,576 |
| Securities gains (losses) | $772,000 | 222 |
| Applicable income taxes | $188,000 | 4,747 |
| Income before extraordinary items | $1,967,000 | 3,128 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,967,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,649 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,264,480 | 4,196 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 2,956 |
| Total interest expense | $2,627,000 | 2,810 |
| Net interest income | $5,286,000 | 3,007 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $688,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $280,000 | 3,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $408,000 | 3,244 |
| Total noninterest expense | $4,651,000 | 2,639 |
| Salaries and employee benefits | $1,837,000 | 3,512 |
| Premises and equipment expense | $1,270,000 | 1,435 |
| Additional noninterest expense | $1,544,000 | 2,380 |
| Pre-tax net operating income | $1,138,000 | 4,453 |
| Securities gains (losses) | $739,000 | 209 |
| Applicable income taxes | $128,000 | 5,002 |
| Income before extraordinary items | $1,749,000 | 2,749 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,749,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,444 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,061,730 | 3,955 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 2,927 |
| Total interest expense | $1,645,000 | 2,824 |
| Net interest income | $3,568,000 | 2,948 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $402,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $183,000 | 3,704 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $219,000 | 3,611 |
| Total noninterest expense | $3,147,000 | 2,581 |
| Salaries and employee benefits | $1,207,000 | 3,540 |
| Premises and equipment expense | $857,000 | 1,412 |
| Additional noninterest expense | $1,083,000 | 2,260 |
| Pre-tax net operating income | $673,000 | 4,716 |
| Securities gains (losses) | $653,000 | 188 |
| Applicable income taxes | $46,000 | 5,584 |
| Income before extraordinary items | $1,280,000 | 2,520 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,280,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,257 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $646,590 | 4,174 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 2,866 |
| Total interest expense | $754,000 | 2,939 |
| Net interest income | $1,875,000 | 2,806 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $204,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,504 |
| Total noninterest expense | $1,595,000 | 2,563 |
| Salaries and employee benefits | $619,000 | 3,475 |
| Premises and equipment expense | $439,000 | 1,383 |
| Additional noninterest expense | $537,000 | 2,271 |
| Pre-tax net operating income | $459,000 | 3,907 |
| Securities gains (losses) | $285,000 | 208 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $729,000 | 2,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $729,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,543 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $449,700 | 3,278 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,110,000 | 2,801 |
| Total interest expense | $2,801,000 | 2,772 |
| Net interest income | $7,309,000 | 2,772 |
| Provision for loan and lease losses | $175,000 | 3,992 |
| Total noninterest income | $1,117,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $430,000 | 3,476 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $687,000 | 2,732 |
| Total noninterest expense | $6,160,000 | 2,568 |
| Salaries and employee benefits | $2,447,000 | 3,403 |
| Premises and equipment expense | $1,463,000 | 1,592 |
| Additional noninterest expense | $2,250,000 | 2,168 |
| Pre-tax net operating income | $2,091,000 | 3,397 |
| Securities gains (losses) | $806,000 | 327 |
| Applicable income taxes | $780,000 | 2,573 |
| Income before extraordinary items | $2,117,000 | 2,777 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,117,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,153 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,528,620 | 3,528 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 2,782 |
| Total interest expense | $2,075,000 | 2,763 |
| Net interest income | $5,459,000 | 2,756 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $895,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $322,000 | 3,489 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $573,000 | 2,577 |
| Total noninterest expense | $4,542,000 | 2,579 |
| Salaries and employee benefits | $1,697,000 | 3,603 |
| Premises and equipment expense | $1,068,000 | 1,636 |
| Additional noninterest expense | $1,777,000 | 2,032 |
| Pre-tax net operating income | $1,712,000 | 3,276 |
| Securities gains (losses) | $715,000 | 332 |
| Applicable income taxes | $560,000 | 2,699 |
| Income before extraordinary items | $1,867,000 | 2,467 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,867,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,279 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,316,450 | 3,232 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 2,754 |
| Total interest expense | $1,369,000 | 2,767 |
| Net interest income | $3,700,000 | 2,684 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $603,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $216,000 | 3,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $387,000 | 2,561 |
| Total noninterest expense | $3,072,000 | 2,563 |
| Salaries and employee benefits | $1,091,000 | 3,721 |
| Premises and equipment expense | $697,000 | 1,659 |
| Additional noninterest expense | $1,284,000 | 1,860 |
| Pre-tax net operating income | $1,131,000 | 3,257 |
| Securities gains (losses) | $502,000 | 356 |
| Applicable income taxes | $360,000 | 2,749 |
| Income before extraordinary items | $1,273,000 | 2,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,273,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,638 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $881,440 | 3,187 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 2,711 |
| Total interest expense | $686,000 | 2,792 |
| Net interest income | $1,890,000 | 2,623 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $333,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $109,000 | 3,379 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $224,000 | 2,288 |
| Total noninterest expense | $1,579,000 | 2,527 |
| Salaries and employee benefits | $552,000 | 3,711 |
| Premises and equipment expense | $349,000 | 1,683 |
| Additional noninterest expense | $678,000 | 1,753 |
| Pre-tax net operating income | $544,000 | 3,315 |
| Securities gains (losses) | $492,000 | 265 |
| Applicable income taxes | $310,000 | 1,876 |
| Income before extraordinary items | $726,000 | 2,100 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $726,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,111 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $381,600 | 3,517 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,584,000 | 2,672 |
| Total interest expense | $3,154,000 | 2,740 |
| Net interest income | $7,430,000 | 2,604 |
| Provision for loan and lease losses | $1,095,000 | 1,092 |
| Total noninterest income | $831,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $490,000 | 3,136 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $341,000 | 4,259 |
| Total noninterest expense | $5,584,000 | 2,781 |
| Salaries and employee benefits | $2,231,000 | 3,584 |
| Premises and equipment expense | $1,413,000 | 1,611 |
| Additional noninterest expense | $1,940,000 | 2,484 |
| Pre-tax net operating income | $1,582,000 | 3,991 |
| Securities gains (losses) | $1,288,000 | 394 |
| Applicable income taxes | $765,000 | 2,616 |
| Income before extraordinary items | $2,105,000 | 2,752 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,105,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 1,048 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,164,760 | 4,047 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,642,000 | 2,819 |
| Total interest expense | $2,402,000 | 2,793 |
| Net interest income | $5,240,000 | 2,779 |
| Provision for loan and lease losses | $741,000 | 1,159 |
| Total noninterest income | $820,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $374,000 | 3,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 3,342 |
| Total noninterest expense | $3,857,000 | 2,981 |
| Salaries and employee benefits | $1,553,000 | 3,798 |
| Premises and equipment expense | $1,213,000 | 1,412 |
| Additional noninterest expense | $1,091,000 | 3,153 |
| Pre-tax net operating income | $1,462,000 | 3,567 |
| Securities gains (losses) | $1,282,000 | 377 |
| Applicable income taxes | $647,000 | 2,526 |
| Income before extraordinary items | $2,097,000 | 2,232 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,097,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $827,000 | 794 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,122,680 | 3,511 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 2,869 |
| Total interest expense | $1,656,000 | 2,778 |
| Net interest income | $3,382,000 | 2,854 |
| Provision for loan and lease losses | $671,000 | 903 |
| Total noninterest income | $736,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $249,000 | 3,072 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $487,000 | 2,476 |
| Total noninterest expense | $2,748,000 | 2,818 |
| Salaries and employee benefits | $1,019,000 | 3,850 |
| Premises and equipment expense | $827,000 | 1,393 |
| Additional noninterest expense | $902,000 | 2,610 |
| Pre-tax net operating income | $699,000 | 4,430 |
| Securities gains (losses) | $1,194,000 | 328 |
| Applicable income taxes | $472,000 | 2,403 |
| Income before extraordinary items | $1,421,000 | 2,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,421,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 710 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $525,500 | 4,462 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 2,823 |
| Total interest expense | $854,000 | 2,762 |
| Net interest income | $1,729,000 | 2,797 |
| Provision for loan and lease losses | $354,000 | 815 |
| Total noninterest income | $406,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $285,000 | 2,182 |
| Total noninterest expense | $1,358,000 | 2,827 |
| Salaries and employee benefits | $530,000 | 3,729 |
| Premises and equipment expense | $422,000 | 1,371 |
| Additional noninterest expense | $406,000 | 2,819 |
| Pre-tax net operating income | $423,000 | 3,906 |
| Securities gains (losses) | $522,000 | 338 |
| Applicable income taxes | $223,000 | 2,517 |
| Income before extraordinary items | $722,000 | 2,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $722,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 619 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $325,280 | 3,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,365,000 | 2,923 |
| Total interest expense | $4,121,000 | 2,666 |
| Net interest income | $6,244,000 | 3,042 |
| Provision for loan and lease losses | $843,000 | 1,554 |
| Total noninterest income | $2,777,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $548,000 | 2,747 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,229,000 | 1,217 |
| Total noninterest expense | $5,615,000 | 2,633 |
| Salaries and employee benefits | $2,229,000 | 3,427 |
| Premises and equipment expense | $1,369,000 | 1,610 |
| Additional noninterest expense | $2,017,000 | 2,289 |
| Pre-tax net operating income | $2,563,000 | 2,833 |
| Securities gains (losses) | $1,454,000 | 336 |
| Applicable income taxes | $1,454,000 | 1,696 |
| Income before extraordinary items | $2,563,000 | 2,305 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,563,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 1,138 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,632,440 | 3,183 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,069,000 | 2,811 |
| Total interest expense | $5,621,000 | 2,830 |
| Net interest income | $6,448,000 | 2,753 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $2,236,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $553,000 | 2,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,683,000 | 1,405 |
| Total noninterest expense | $5,325,000 | 2,663 |
| Salaries and employee benefits | $2,078,000 | 3,484 |
| Premises and equipment expense | $1,357,000 | 1,587 |
| Additional noninterest expense | $1,890,000 | 2,367 |
| Pre-tax net operating income | $3,189,000 | 2,146 |
| Securities gains (losses) | $538,000 | 587 |
| Applicable income taxes | $1,391,000 | 1,608 |
| Income before extraordinary items | $2,336,000 | 2,216 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,336,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,969 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,991,680 | 2,459 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,371,000 | 2,821 |
| Total interest expense | $5,979,000 | 2,794 |
| Net interest income | $6,392,000 | 2,780 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,394,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $573,000 | 2,382 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $821,000 | 2,122 |
| Total noninterest expense | $4,894,000 | 2,779 |
| Salaries and employee benefits | $1,959,000 | 3,527 |
| Premises and equipment expense | $1,654,000 | 1,228 |
| Additional noninterest expense | $1,281,000 | 3,223 |
| Pre-tax net operating income | $2,892,000 | 2,458 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $763,000 | 2,600 |
| Income before extraordinary items | $2,129,000 | 2,406 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,129,000 | 2,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,129,000 | 2,411 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,303,000 | 2,860 |
| Total interest expense | $4,837,000 | 3,025 |
| Net interest income | $6,466,000 | 2,719 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $1,406,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $531,000 | 2,499 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $875,000 | 2,038 |
| Total noninterest expense | $4,920,000 | 2,747 |
| Salaries and employee benefits | $2,062,000 | 3,348 |
| Premises and equipment expense | $1,219,000 | 1,677 |
| Additional noninterest expense | $1,639,000 | 2,629 |
| Pre-tax net operating income | $2,914,000 | 2,478 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $659,000 | 3,022 |
| Income before extraordinary items | $2,276,000 | 2,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,276,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,259,620 | 2,279 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,635,000 | 2,777 |
| Total interest expense | $5,381,000 | 2,798 |
| Net interest income | $6,254,000 | 2,741 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $1,063,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $481,000 | 2,641 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $582,000 | 2,692 |
| Total noninterest expense | $4,939,000 | 2,655 |
| Salaries and employee benefits | $1,965,000 | 3,400 |
| Premises and equipment expense | $1,237,000 | 1,584 |
| Additional noninterest expense | $1,737,000 | 2,395 |
| Pre-tax net operating income | $2,343,000 | 2,947 |
| Securities gains (losses) | $37,000 | 1,967 |
| Applicable income taxes | $475,000 | 3,972 |
| Income before extraordinary items | $1,905,000 | 2,667 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,905,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,845 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,875,400 | 2,635 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,898,000 | 2,758 |
| Total interest expense | $5,694,000 | 2,622 |
| Net interest income | $6,204,000 | 2,818 |
| Provision for loan and lease losses | $622,000 | 1,465 |
| Total noninterest income | $1,518,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $625,000 | 2,102 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $893,000 | 1,873 |
| Total noninterest expense | $5,010,000 | 2,563 |
| Salaries and employee benefits | $2,053,000 | 3,228 |
| Premises and equipment expense | $1,187,000 | 1,653 |
| Additional noninterest expense | $1,770,000 | 2,340 |
| Pre-tax net operating income | $2,090,000 | 3,390 |
| Securities gains (losses) | $144,000 | 835 |
| Applicable income taxes | $552,000 | 3,927 |
| Income before extraordinary items | $1,682,000 | 3,016 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,682,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,951 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 749 |
| Net operating income | $1,574,000 | 3,152 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,129,000 | 3,976 |
| Total interest expense | $4,319,000 | 3,453 |
| Net interest income | $3,810,000 | 4,502 |
| Provision for loan and lease losses | $698,000 | 1,333 |
| Total noninterest income | $543,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $457,000 | 2,953 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $2,489,000 | 5,022 |
| Salaries and employee benefits | $1,199,000 | 5,212 |
| Premises and equipment expense | $523,000 | 3,645 |
| Additional noninterest expense | $767,000 | 5,368 |
| Pre-tax net operating income | $1,166,000 | 5,220 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $37,000 | 9,921 |
| Income before extraordinary items | $1,129,000 | 4,073 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,129,000 | 4,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,694,000 | 637 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,129,000 | 4,017 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 4,190 |
| Total interest expense | $4,185,000 | 3,547 |
| Net interest income | $3,454,000 | 4,923 |
| Provision for loan and lease losses | $960,000 | 975 |
| Total noninterest income | $714,000 | 4,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 3,626 |
| Total noninterest expense | $2,177,000 | 5,609 |
| Salaries and employee benefits | $1,073,000 | 5,712 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $810,000 | 5,205 |
| Pre-tax net operating income | $1,031,000 | 5,868 |
| Securities gains (losses) | $193,000 | 682 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $1,012,000 | 4,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,012,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 903 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $851,810 | 5,202 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 4,043 |
| Total interest expense | $3,036,000 | 3,921 |
| Net interest income | $4,319,000 | 4,074 |
| Provision for loan and lease losses | $464,000 | 1,637 |
| Total noninterest income | $699,000 | 4,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 4,091 |
| Total noninterest expense | $2,120,000 | 5,918 |
| Salaries and employee benefits | $1,005,000 | 6,059 |
| Premises and equipment expense | $248,000 | 6,554 |
| Additional noninterest expense | $867,000 | 5,348 |
| Pre-tax net operating income | $2,434,000 | 2,901 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $746,000 | 2,948 |
| Income before extraordinary items | $1,706,000 | 2,839 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,706,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $656,000 | 1,141 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,693,400 | 2,876 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 4,231 |
| Total interest expense | $3,016,000 | 4,096 |
| Net interest income | $4,142,000 | 4,262 |
| Provision for loan and lease losses | $573,000 | 1,925 |
| Total noninterest income | $554,000 | 5,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $2,189,000 | 5,886 |
| Salaries and employee benefits | $1,018,000 | 6,026 |
| Premises and equipment expense | $266,000 | 6,397 |
| Additional noninterest expense | $905,000 | 5,341 |
| Pre-tax net operating income | $1,934,000 | 3,413 |
| Securities gains (losses) | $1,060,000 | 523 |
| Applicable income taxes | $987,000 | 2,288 |
| Income before extraordinary items | $2,007,000 | 2,507 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,007,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 1,780 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,296,800 | 3,532 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 4,509 |
| Total interest expense | $3,313,000 | 4,762 |
| Net interest income | $4,249,000 | 4,208 |
| Provision for loan and lease losses | $666,000 | 2,460 |
| Total noninterest income | $581,000 | 5,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $446,000 | 3,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $2,159,000 | 6,011 |
| Salaries and employee benefits | $939,000 | 6,401 |
| Premises and equipment expense | $274,000 | 6,379 |
| Additional noninterest expense | $946,000 | 5,291 |
| Pre-tax net operating income | $2,005,000 | 3,101 |
| Securities gains (losses) | $746,000 | 804 |
| Applicable income taxes | $988,000 | 2,128 |
| Income before extraordinary items | $1,763,000 | 2,610 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,763,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 2,155 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,285,560 | 3,309 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.