Home > Mid-Cities National Bank > Income and Expense
Mid-Cities National Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,617,000 | 6,714 |
Total interest expense | $1,296,000 | 7,414 |
Net interest income | $2,321,000 | 6,074 |
Provision for loan and lease losses | $200,000 | 3,546 |
Total noninterest income | $281,000 | 6,616 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $218,000 | 4,897 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 7,632 |
Total noninterest expense | $1,741,000 | 6,208 |
Salaries and employee benefits | $743,000 | 7,014 |
Premises and equipment expense | $101,000 | 8,608 |
Additional noninterest expense | $897,000 | 4,389 |
Pre-tax net operating income | $661,000 | 6,470 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $416,000 | 4,054 |
Income before extraordinary items | $245,000 | 7,964 |
Extraordinary gains, net | $0 | 35 |
Net income | $245,000 | 7,962 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $58,000 | 4,567 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $10,296,000 | 72 |
Net operating income | $245,000 | 7,939 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,821,000 | 5,823 |
Total interest expense | $1,824,000 | 6,504 |
Net interest income | $2,997,000 | 5,136 |
Provision for loan and lease losses | $50,000 | 6,568 |
Total noninterest income | $534,000 | 4,747 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $426,000 | 2,956 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $108,000 | 6,447 |
Total noninterest expense | $2,067,000 | 5,476 |
Salaries and employee benefits | $847,000 | 6,488 |
Premises and equipment expense | $512,000 | 3,623 |
Additional noninterest expense | $708,000 | 5,119 |
Pre-tax net operating income | $1,414,000 | 4,370 |
Securities gains (losses) | $6,000 | 3,324 |
Applicable income taxes | $447,000 | 4,141 |
Income before extraordinary items | $973,000 | 4,604 |
Extraordinary gains, net | $0 | 32 |
Net income | $973,000 | 4,604 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $75,000 | 4,179 |
Cash dividends | $135,000 | 5,927 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $968,860 | 4,524 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,280,000 | 6,403 |
Total interest expense | $1,415,000 | 7,549 |
Net interest income | $2,865,000 | 5,490 |
Provision for loan and lease losses | $210,000 | 3,330 |
Total noninterest income | $574,000 | 4,551 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $445,000 | 2,926 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $129,000 | 6,088 |
Total noninterest expense | $2,359,000 | 5,010 |
Salaries and employee benefits | $1,132,000 | 5,344 |
Premises and equipment expense | $473,000 | 3,888 |
Additional noninterest expense | $754,000 | 4,954 |
Pre-tax net operating income | $870,000 | 6,252 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $304,000 | 5,690 |
Income before extraordinary items | $566,000 | 6,558 |
Extraordinary gains, net | $0 | 44 |
Net income | $566,000 | 6,560 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 3,887 |
Cash dividends | $207,000 | 5,298 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $566,000 | 6,507 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,650,000 | 7,221 |
Total interest expense | $1,015,000 | 8,953 |
Net interest income | $2,635,000 | 5,986 |
Provision for loan and lease losses | $405,000 | 2,060 |
Total noninterest income | $568,000 | 4,728 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $461,000 | 2,920 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $107,000 | 6,940 |
Total noninterest expense | $2,137,000 | 5,660 |
Salaries and employee benefits | $955,000 | 6,196 |
Premises and equipment expense | $406,000 | 4,483 |
Additional noninterest expense | $776,000 | 5,317 |
Pre-tax net operating income | $661,000 | 7,109 |
Securities gains (losses) | $-2,000 | 9,485 |
Applicable income taxes | $200,000 | 7,145 |
Income before extraordinary items | $459,000 | 7,174 |
Extraordinary gains, net | $0 | 53 |
Net income | $459,000 | 7,177 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $187,000 | 2,786 |
Cash dividends | $353,000 | 4,172 |
Sale, conversion, retirement of capital stock, net | $650,000 | 432 |
Net operating income | $460,400 | 7,111 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,507,000 | 7,542 |
Total interest expense | $1,074,000 | 8,991 |
Net interest income | $2,433,000 | 6,426 |
Provision for loan and lease losses | $294,000 | 2,335 |
Total noninterest income | $595,000 | 4,594 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $476,000 | 2,851 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $119,000 | 6,675 |
Total noninterest expense | $2,077,000 | 5,816 |
Salaries and employee benefits | $955,000 | 6,273 |
Premises and equipment expense | $369,000 | 4,840 |
Additional noninterest expense | $753,000 | 5,511 |
Pre-tax net operating income | $657,000 | 7,552 |
Securities gains (losses) | $-2,000 | 9,253 |
Applicable income taxes | $198,000 | 7,450 |
Income before extraordinary items | $457,000 | 7,586 |
Extraordinary gains, net | $0 | 65 |
Net income | $457,000 | 7,585 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $293,000 | 1,971 |
Cash dividends | $399,000 | 3,936 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $458,400 | 7,547 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,337,000 | 7,569 |
Total interest expense | $878,000 | 9,225 |
Net interest income | $2,459,000 | 6,556 |
Provision for loan and lease losses | $55,000 | 5,922 |
Total noninterest income | $633,000 | 4,471 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $511,000 | 2,681 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $122,000 | 6,880 |
Total noninterest expense | $2,287,000 | 5,562 |
Salaries and employee benefits | $1,044,000 | 5,883 |
Premises and equipment expense | $350,000 | 5,081 |
Additional noninterest expense | $893,000 | 5,207 |
Pre-tax net operating income | $750,000 | 7,133 |
Securities gains (losses) | $16,000 | 1,924 |
Applicable income taxes | $244,000 | 6,632 |
Income before extraordinary items | $522,000 | 7,135 |
Extraordinary gains, net | $0 | 249 |
Net income | $522,000 | 7,144 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 4,975 |
Cash dividends | $406,000 | 3,661 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $511,120 | 7,261 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,334,000 | 7,780 |
Total interest expense | $960,000 | 9,289 |
Net interest income | $2,374,000 | 6,784 |
Provision for loan and lease losses | $71,000 | 6,619 |
Total noninterest income | $650,000 | 4,684 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $525,000 | 2,652 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $125,000 | 7,168 |
Total noninterest expense | $2,326,000 | 5,608 |
Salaries and employee benefits | $977,000 | 6,261 |
Premises and equipment expense | $356,000 | 5,161 |
Additional noninterest expense | $993,000 | 4,954 |
Pre-tax net operating income | $627,000 | 7,764 |
Securities gains (losses) | $124,000 | 2,209 |
Applicable income taxes | $250,000 | 6,790 |
Income before extraordinary items | $501,000 | 7,547 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $501,000 | 7,734 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 4,406 |
Cash dividends | $168,000 | 5,852 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $417,920 | 7,989 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,556,000 | 8,100 |
Total interest expense | $1,155,000 | 9,775 |
Net interest income | $2,401,000 | 6,788 |
Provision for loan and lease losses | $256,000 | 4,523 |
Total noninterest income | $710,000 | 4,359 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $563,000 | 2,454 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $147,000 | 6,714 |
Total noninterest expense | $2,275,000 | 5,748 |
Salaries and employee benefits | $938,000 | 6,405 |
Premises and equipment expense | $330,000 | 5,602 |
Additional noninterest expense | $1,007,000 | 5,024 |
Pre-tax net operating income | $580,000 | 7,864 |
Securities gains (losses) | $185,000 | 2,120 |
Applicable income taxes | $249,000 | 6,674 |
Income before extraordinary items | $516,000 | 7,189 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $516,000 | 7,284 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $225,000 | 3,952 |
Cash dividends | $137,000 | 5,961 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $392,050 | 7,942 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.