Home > Mid America Bank & Trust Company > Income and Expense
Mid America Bank & Trust Company, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 5,526 |
| Total interest expense | $86,000 | 5,388 |
| Net interest income | $762,000 | 5,524 |
| Provision for loan and lease losses | $127,000 | 2,799 |
| Total noninterest income | $1,499,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $17,000 | 5,368 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,482,000 | 1,829 |
| Total noninterest expense | $1,055,000 | 5,335 |
| Salaries and employee benefits | $332,000 | 5,557 |
| Premises and equipment expense | $48,000 | 5,541 |
| Additional noninterest expense | $675,000 | 4,637 |
| Pre-tax net operating income | $1,079,000 | 3,967 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $584,000 | 2,307 |
| Income before extraordinary items | $495,000 | 4,513 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $495,000 | 4,513 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $495,000 | 4,513 |
| Net charge-offs | $127,000 | 2,222 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $495,000 | 4,501 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 3,478 |
| Total interest expense | $497,000 | 3,223 |
| Net interest income | $3,922,000 | 3,474 |
| Provision for loan and lease losses | $525,000 | 1,112 |
| Total noninterest income | $8,404,000 | 635 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $109,000 | 3,908 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,295,000 | 481 |
| Total noninterest expense | $6,747,000 | 2,081 |
| Salaries and employee benefits | $2,131,000 | 3,107 |
| Premises and equipment expense | $453,000 | 2,944 |
| Additional noninterest expense | $4,163,000 | 1,143 |
| Pre-tax net operating income | $5,054,000 | 1,360 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,541,000 | 1,092 |
| Income before extraordinary items | $3,513,000 | 1,518 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,513,000 | 1,517 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,513,000 | 1,518 |
| Net charge-offs | $555,000 | 750 |
| Cash dividends | $582,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,513,000 | 1,500 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 3,443 |
| Total interest expense | $331,000 | 3,191 |
| Net interest income | $2,646,000 | 3,453 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $5,344,000 | 665 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $73,000 | 3,900 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $5,271,000 | 505 |
| Total noninterest expense | $3,189,000 | 2,690 |
| Salaries and employee benefits | $1,457,000 | 3,072 |
| Premises and equipment expense | $302,000 | 2,942 |
| Additional noninterest expense | $1,430,000 | 2,002 |
| Pre-tax net operating income | $4,551,000 | 1,065 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,347,000 | 906 |
| Income before extraordinary items | $3,204,000 | 1,181 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,204,000 | 1,181 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,204,000 | 1,181 |
| Net charge-offs | $130,000 | 1,334 |
| Cash dividends | $582,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,204,000 | 1,166 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 3,643 |
| Total interest expense | $165,000 | 3,190 |
| Net interest income | $1,193,000 | 3,664 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $2,565,000 | 666 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $39,000 | 3,834 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,526,000 | 507 |
| Total noninterest expense | $1,515,000 | 2,805 |
| Salaries and employee benefits | $794,000 | 2,962 |
| Premises and equipment expense | $145,000 | 3,056 |
| Additional noninterest expense | $576,000 | 2,395 |
| Pre-tax net operating income | $2,193,000 | 1,083 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $547,000 | 1,018 |
| Income before extraordinary items | $1,646,000 | 1,137 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,646,000 | 1,136 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,646,000 | 1,137 |
| Net charge-offs | $91,000 | 985 |
| Cash dividends | $50,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,646,000 | 1,118 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 3,561 |
| Total interest expense | $711,000 | 3,016 |
| Net interest income | $4,922,000 | 3,607 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $9,961,000 | 701 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $145,000 | 4,032 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $9,816,000 | 522 |
| Total noninterest expense | $5,840,000 | 2,900 |
| Salaries and employee benefits | $2,741,000 | 3,222 |
| Premises and equipment expense | $612,000 | 2,971 |
| Additional noninterest expense | $2,487,000 | 2,318 |
| Pre-tax net operating income | $8,943,000 | 1,014 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $3,224,000 | 740 |
| Income before extraordinary items | $5,719,000 | 1,245 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,719,000 | 1,244 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,719,000 | 1,244 |
| Net charge-offs | $99,000 | 2,609 |
| Cash dividends | $1,322,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,719,000 | 1,214 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 3,567 |
| Total interest expense | $536,000 | 3,001 |
| Net interest income | $3,704,000 | 3,621 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $7,228,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $110,000 | 4,044 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $7,118,000 | 536 |
| Total noninterest expense | $4,268,000 | 2,942 |
| Salaries and employee benefits | $1,970,000 | 3,296 |
| Premises and equipment expense | $467,000 | 2,968 |
| Additional noninterest expense | $1,831,000 | 2,359 |
| Pre-tax net operating income | $6,564,000 | 1,038 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,372,000 | 777 |
| Income before extraordinary items | $4,192,000 | 1,283 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,192,000 | 1,284 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,192,000 | 1,283 |
| Net charge-offs | $86,000 | 2,188 |
| Cash dividends | $945,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,192,000 | 1,247 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 3,572 |
| Total interest expense | $359,000 | 3,006 |
| Net interest income | $2,487,000 | 3,614 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $4,738,000 | 715 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $70,000 | 4,120 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,668,000 | 525 |
| Total noninterest expense | $2,856,000 | 2,952 |
| Salaries and employee benefits | $1,313,000 | 3,315 |
| Premises and equipment expense | $308,000 | 2,987 |
| Additional noninterest expense | $1,235,000 | 2,344 |
| Pre-tax net operating income | $4,269,000 | 1,051 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,561,000 | 778 |
| Income before extraordinary items | $2,708,000 | 1,314 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,708,000 | 1,314 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,708,000 | 1,314 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $745,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,708,000 | 1,272 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 3,535 |
| Total interest expense | $181,000 | 3,015 |
| Net interest income | $1,271,000 | 3,571 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $2,324,000 | 711 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,289,000 | 518 |
| Total noninterest expense | $1,432,000 | 2,966 |
| Salaries and employee benefits | $656,000 | 3,338 |
| Premises and equipment expense | $159,000 | 2,961 |
| Additional noninterest expense | $617,000 | 2,333 |
| Pre-tax net operating income | $2,113,000 | 1,040 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $767,000 | 770 |
| Income before extraordinary items | $1,346,000 | 1,284 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,346,000 | 1,285 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,346,000 | 1,285 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $480,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,346,000 | 1,246 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,935,000 | 3,466 |
| Total interest expense | $750,000 | 2,936 |
| Net interest income | $5,185,000 | 3,504 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $8,540,000 | 763 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $145,000 | 4,183 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,395,000 | 569 |
| Total noninterest expense | $5,734,000 | 2,952 |
| Salaries and employee benefits | $2,540,000 | 3,385 |
| Premises and equipment expense | $646,000 | 2,956 |
| Additional noninterest expense | $2,548,000 | 2,303 |
| Pre-tax net operating income | $7,841,000 | 1,088 |
| Securities gains (losses) | $152,000 | 900 |
| Applicable income taxes | $2,890,000 | 771 |
| Income before extraordinary items | $5,103,000 | 1,328 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,103,000 | 1,328 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,103,000 | 1,328 |
| Net charge-offs | $85,000 | 2,809 |
| Cash dividends | $767,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,005,720 | 1,334 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 3,485 |
| Total interest expense | $562,000 | 2,974 |
| Net interest income | $3,915,000 | 3,520 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $6,209,000 | 792 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $111,000 | 4,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,098,000 | 588 |
| Total noninterest expense | $4,117,000 | 3,059 |
| Salaries and employee benefits | $1,837,000 | 3,462 |
| Premises and equipment expense | $510,000 | 2,911 |
| Additional noninterest expense | $1,770,000 | 2,445 |
| Pre-tax net operating income | $5,857,000 | 1,110 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,154,000 | 800 |
| Income before extraordinary items | $3,703,000 | 1,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,703,000 | 1,377 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,703,000 | 1,377 |
| Net charge-offs | $-14,000 | 5,255 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,703,000 | 1,349 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 3,490 |
| Total interest expense | $374,000 | 2,999 |
| Net interest income | $2,618,000 | 3,523 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $4,163,000 | 794 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $75,000 | 4,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,088,000 | 584 |
| Total noninterest expense | $2,764,000 | 3,072 |
| Salaries and employee benefits | $1,225,000 | 3,493 |
| Premises and equipment expense | $325,000 | 3,001 |
| Additional noninterest expense | $1,214,000 | 2,402 |
| Pre-tax net operating income | $3,867,000 | 1,116 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,458,000 | 788 |
| Income before extraordinary items | $2,409,000 | 1,386 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,409,000 | 1,388 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,409,000 | 1,387 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,409,000 | 1,345 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 3,478 |
| Total interest expense | $184,000 | 3,056 |
| Net interest income | $1,328,000 | 3,500 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $1,952,000 | 805 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $38,000 | 4,154 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,914,000 | 592 |
| Total noninterest expense | $1,295,000 | 3,205 |
| Salaries and employee benefits | $616,000 | 3,512 |
| Premises and equipment expense | $165,000 | 3,008 |
| Additional noninterest expense | $514,000 | 2,724 |
| Pre-tax net operating income | $1,910,000 | 1,099 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $739,000 | 776 |
| Income before extraordinary items | $1,171,000 | 1,400 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,171,000 | 1,403 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,171,000 | 1,402 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,171,000 | 1,359 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 3,459 |
| Total interest expense | $797,000 | 3,043 |
| Net interest income | $5,398,000 | 3,482 |
| Provision for loan and lease losses | $365,000 | 1,781 |
| Total noninterest income | $7,612,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $179,000 | 4,108 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,433,000 | 570 |
| Total noninterest expense | $5,014,000 | 3,304 |
| Salaries and employee benefits | $2,399,000 | 3,574 |
| Premises and equipment expense | $637,000 | 3,098 |
| Additional noninterest expense | $1,978,000 | 2,899 |
| Pre-tax net operating income | $7,631,000 | 1,075 |
| Securities gains (losses) | $57,000 | 1,642 |
| Applicable income taxes | $3,015,000 | 709 |
| Income before extraordinary items | $4,673,000 | 1,387 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,673,000 | 1,386 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,673,000 | 1,386 |
| Net charge-offs | $219,000 | 2,364 |
| Cash dividends | $352,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,636,520 | 1,365 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 3,474 |
| Total interest expense | $601,000 | 3,090 |
| Net interest income | $4,066,000 | 3,492 |
| Provision for loan and lease losses | $365,000 | 1,454 |
| Total noninterest income | $5,040,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $132,000 | 4,183 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,908,000 | 623 |
| Total noninterest expense | $3,699,000 | 3,367 |
| Salaries and employee benefits | $1,746,000 | 3,670 |
| Premises and equipment expense | $484,000 | 3,103 |
| Additional noninterest expense | $1,469,000 | 2,932 |
| Pre-tax net operating income | $5,042,000 | 1,209 |
| Securities gains (losses) | $57,000 | 1,373 |
| Applicable income taxes | $1,891,000 | 843 |
| Income before extraordinary items | $3,208,000 | 1,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,208,000 | 1,480 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,208,000 | 1,480 |
| Net charge-offs | $80,000 | 2,898 |
| Cash dividends | $352,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,171,520 | 1,476 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 3,454 |
| Total interest expense | $403,000 | 3,109 |
| Net interest income | $2,734,000 | 3,473 |
| Provision for loan and lease losses | $365,000 | 1,077 |
| Total noninterest income | $3,195,000 | 897 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $87,000 | 4,188 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,108,000 | 636 |
| Total noninterest expense | $2,444,000 | 3,409 |
| Salaries and employee benefits | $1,159,000 | 3,692 |
| Premises and equipment expense | $317,000 | 3,170 |
| Additional noninterest expense | $968,000 | 2,966 |
| Pre-tax net operating income | $3,120,000 | 1,252 |
| Securities gains (losses) | $57,000 | 1,102 |
| Applicable income taxes | $1,167,000 | 864 |
| Income before extraordinary items | $2,010,000 | 1,534 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,010,000 | 1,537 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,010,000 | 1,536 |
| Net charge-offs | $80,000 | 2,397 |
| Cash dividends | $55,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,973,520 | 1,530 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 3,474 |
| Total interest expense | $204,000 | 3,132 |
| Net interest income | $1,365,000 | 3,491 |
| Provision for loan and lease losses | $175,000 | 1,088 |
| Total noninterest income | $1,581,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $43,000 | 4,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,538,000 | 613 |
| Total noninterest expense | $1,219,000 | 3,442 |
| Salaries and employee benefits | $581,000 | 3,717 |
| Premises and equipment expense | $162,000 | 3,175 |
| Additional noninterest expense | $476,000 | 3,000 |
| Pre-tax net operating income | $1,552,000 | 1,215 |
| Securities gains (losses) | $57,000 | 608 |
| Applicable income taxes | $545,000 | 876 |
| Income before extraordinary items | $1,064,000 | 1,418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,064,000 | 1,420 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,064,000 | 1,420 |
| Net charge-offs | $10,000 | 2,841 |
| Cash dividends | $15,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,026,380 | 1,434 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,518,000 | 3,436 |
| Total interest expense | $1,044,000 | 2,851 |
| Net interest income | $5,474,000 | 3,483 |
| Provision for loan and lease losses | $185,000 | 3,047 |
| Total noninterest income | $3,964,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $198,000 | 4,115 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,766,000 | 981 |
| Total noninterest expense | $4,912,000 | 3,445 |
| Salaries and employee benefits | $2,314,000 | 3,735 |
| Premises and equipment expense | $639,000 | 3,158 |
| Additional noninterest expense | $1,959,000 | 3,025 |
| Pre-tax net operating income | $4,341,000 | 1,607 |
| Securities gains (losses) | $-22,000 | 6,342 |
| Applicable income taxes | $1,119,000 | 1,372 |
| Income before extraordinary items | $3,200,000 | 1,797 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,200,000 | 1,800 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,200,000 | 1,800 |
| Net charge-offs | $252,000 | 2,763 |
| Cash dividends | $344,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,216,280 | 1,768 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 3,452 |
| Total interest expense | $823,000 | 2,836 |
| Net interest income | $4,092,000 | 3,510 |
| Provision for loan and lease losses | $185,000 | 2,676 |
| Total noninterest income | $2,552,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $148,000 | 4,153 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,404,000 | 1,125 |
| Total noninterest expense | $3,674,000 | 3,463 |
| Salaries and employee benefits | $1,725,000 | 3,758 |
| Premises and equipment expense | $475,000 | 3,226 |
| Additional noninterest expense | $1,474,000 | 3,013 |
| Pre-tax net operating income | $2,785,000 | 1,865 |
| Securities gains (losses) | $-22,000 | 6,582 |
| Applicable income taxes | $729,000 | 1,535 |
| Income before extraordinary items | $2,034,000 | 2,106 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,034,000 | 2,114 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,034,000 | 2,113 |
| Net charge-offs | $242,000 | 2,351 |
| Cash dividends | $196,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,050,280 | 2,021 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 3,464 |
| Total interest expense | $573,000 | 2,805 |
| Net interest income | $2,695,000 | 3,536 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $1,736,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $95,000 | 4,200 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,641,000 | 1,128 |
| Total noninterest expense | $2,543,000 | 3,382 |
| Salaries and employee benefits | $1,193,000 | 3,692 |
| Premises and equipment expense | $312,000 | 3,272 |
| Additional noninterest expense | $1,038,000 | 2,885 |
| Pre-tax net operating income | $1,788,000 | 1,901 |
| Securities gains (losses) | $-22,000 | 6,738 |
| Applicable income taxes | $548,000 | 1,421 |
| Income before extraordinary items | $1,218,000 | 2,274 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,218,000 | 2,283 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,218,000 | 2,281 |
| Net charge-offs | $187,000 | 2,161 |
| Cash dividends | $137,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,233,180 | 2,172 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 3,491 |
| Total interest expense | $295,000 | 2,816 |
| Net interest income | $1,339,000 | 3,569 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $911,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $871,000 | 1,083 |
| Total noninterest expense | $1,241,000 | 3,474 |
| Salaries and employee benefits | $598,000 | 3,723 |
| Premises and equipment expense | $151,000 | 3,367 |
| Additional noninterest expense | $492,000 | 3,024 |
| Pre-tax net operating income | $909,000 | 1,856 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $295,000 | 1,341 |
| Income before extraordinary items | $614,000 | 2,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $614,000 | 2,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $614,000 | 2,221 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $76,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $614,000 | 2,137 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 3,525 |
| Total interest expense | $1,320,000 | 2,984 |
| Net interest income | $5,433,000 | 3,600 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $2,324,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $221,000 | 4,074 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,103,000 | 1,478 |
| Total noninterest expense | $4,415,000 | 3,772 |
| Salaries and employee benefits | $2,073,000 | 4,050 |
| Premises and equipment expense | $515,000 | 3,750 |
| Additional noninterest expense | $1,827,000 | 3,313 |
| Pre-tax net operating income | $3,252,000 | 1,950 |
| Securities gains (losses) | $313,000 | 1,331 |
| Applicable income taxes | $1,004,000 | 1,466 |
| Income before extraordinary items | $2,561,000 | 2,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,561,000 | 2,126 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,561,000 | 2,128 |
| Net charge-offs | $100,000 | 4,428 |
| Cash dividends | $861,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,335,640 | 2,183 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 3,585 |
| Total interest expense | $1,015,000 | 3,043 |
| Net interest income | $4,066,000 | 3,671 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $1,711,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $162,000 | 4,171 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,549,000 | 1,494 |
| Total noninterest expense | $3,328,000 | 3,805 |
| Salaries and employee benefits | $1,521,000 | 4,111 |
| Premises and equipment expense | $363,000 | 3,949 |
| Additional noninterest expense | $1,444,000 | 3,209 |
| Pre-tax net operating income | $2,389,000 | 2,054 |
| Securities gains (losses) | $138,000 | 1,738 |
| Applicable income taxes | $646,000 | 1,669 |
| Income before extraordinary items | $1,881,000 | 2,225 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,881,000 | 2,225 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,881,000 | 2,225 |
| Net charge-offs | $81,000 | 4,162 |
| Cash dividends | $587,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,778,880 | 2,200 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 3,618 |
| Total interest expense | $681,000 | 3,113 |
| Net interest income | $2,710,000 | 3,690 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $1,123,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $100,000 | 4,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,023,000 | 1,494 |
| Total noninterest expense | $2,217,000 | 3,824 |
| Salaries and employee benefits | $997,000 | 4,176 |
| Premises and equipment expense | $241,000 | 3,964 |
| Additional noninterest expense | $979,000 | 3,183 |
| Pre-tax net operating income | $1,556,000 | 2,076 |
| Securities gains (losses) | $138,000 | 1,374 |
| Applicable income taxes | $363,000 | 1,831 |
| Income before extraordinary items | $1,331,000 | 2,086 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,331,000 | 2,085 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,331,000 | 2,086 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $587,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,221,980 | 2,115 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 3,680 |
| Total interest expense | $340,000 | 3,219 |
| Net interest income | $1,340,000 | 3,730 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $562,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $514,000 | 1,477 |
| Total noninterest expense | $1,061,000 | 3,940 |
| Salaries and employee benefits | $501,000 | 4,201 |
| Premises and equipment expense | $119,000 | 4,006 |
| Additional noninterest expense | $441,000 | 3,413 |
| Pre-tax net operating income | $841,000 | 1,949 |
| Securities gains (losses) | $138,000 | 766 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $973,000 | 1,504 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $973,000 | 1,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $973,000 | 1,505 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $220,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $836,380 | 1,630 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,579,000 | 3,826 |
| Total interest expense | $1,461,000 | 3,508 |
| Net interest income | $5,118,000 | 3,847 |
| Provision for loan and lease losses | $850,000 | 2,648 |
| Total noninterest income | $1,821,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $220,000 | 4,210 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,601,000 | 1,576 |
| Total noninterest expense | $4,467,000 | 3,825 |
| Salaries and employee benefits | $1,952,000 | 4,238 |
| Premises and equipment expense | $495,000 | 4,069 |
| Additional noninterest expense | $2,020,000 | 3,121 |
| Pre-tax net operating income | $1,622,000 | 2,904 |
| Securities gains (losses) | $102,000 | 2,051 |
| Applicable income taxes | $24,000 | 4,054 |
| Income before extraordinary items | $1,700,000 | 2,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,700,000 | 2,543 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,700,000 | 2,544 |
| Net charge-offs | $1,106,000 | 2,243 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,599,020 | 2,573 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 3,891 |
| Total interest expense | $1,119,000 | 3,576 |
| Net interest income | $3,773,000 | 3,904 |
| Provision for loan and lease losses | $790,000 | 2,286 |
| Total noninterest income | $1,466,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $170,000 | 4,177 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,296,000 | 1,479 |
| Total noninterest expense | $3,343,000 | 3,842 |
| Salaries and employee benefits | $1,433,000 | 4,284 |
| Premises and equipment expense | $367,000 | 4,137 |
| Additional noninterest expense | $1,543,000 | 3,074 |
| Pre-tax net operating income | $1,106,000 | 3,134 |
| Securities gains (losses) | $102,000 | 1,773 |
| Applicable income taxes | $21,000 | 4,025 |
| Income before extraordinary items | $1,187,000 | 2,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,187,000 | 2,742 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,187,000 | 2,742 |
| Net charge-offs | $1,106,000 | 1,800 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,087,040 | 2,800 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 3,950 |
| Total interest expense | $761,000 | 3,625 |
| Net interest income | $2,460,000 | 3,978 |
| Provision for loan and lease losses | $430,000 | 2,506 |
| Total noninterest income | $1,019,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $912,000 | 1,432 |
| Total noninterest expense | $2,233,000 | 3,879 |
| Salaries and employee benefits | $953,000 | 4,328 |
| Premises and equipment expense | $239,000 | 4,230 |
| Additional noninterest expense | $1,041,000 | 3,102 |
| Pre-tax net operating income | $816,000 | 2,906 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $798,000 | 2,680 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $798,000 | 2,680 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $798,000 | 2,680 |
| Net charge-offs | $29,000 | 4,847 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $798,000 | 2,597 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 3,993 |
| Total interest expense | $390,000 | 3,659 |
| Net interest income | $1,208,000 | 4,031 |
| Provision for loan and lease losses | $340,000 | 1,807 |
| Total noninterest income | $535,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $486,000 | 1,372 |
| Total noninterest expense | $1,115,000 | 3,897 |
| Salaries and employee benefits | $497,000 | 4,248 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $485,000 | 3,272 |
| Pre-tax net operating income | $288,000 | 3,602 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $276,000 | 3,392 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $276,000 | 3,389 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $276,000 | 3,390 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $276,000 | 3,339 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,209,000 | 4,217 |
| Total interest expense | $2,001,000 | 3,568 |
| Net interest income | $4,208,000 | 4,439 |
| Provision for loan and lease losses | $497,000 | 4,144 |
| Total noninterest income | $650,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $230,000 | 4,167 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $420,000 | 3,437 |
| Total noninterest expense | $4,074,000 | 4,164 |
| Salaries and employee benefits | $1,731,000 | 4,631 |
| Premises and equipment expense | $556,000 | 3,930 |
| Additional noninterest expense | $1,787,000 | 3,552 |
| Pre-tax net operating income | $287,000 | 4,939 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $287,000 | 4,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 4,985 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $287,000 | 4,985 |
| Net charge-offs | $201,000 | 4,764 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $287,000 | 4,843 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 4,327 |
| Total interest expense | $1,568,000 | 3,579 |
| Net interest income | $3,055,000 | 4,596 |
| Provision for loan and lease losses | $417,000 | 3,843 |
| Total noninterest income | $767,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $169,000 | 4,272 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $598,000 | 2,486 |
| Total noninterest expense | $3,096,000 | 4,126 |
| Salaries and employee benefits | $1,248,000 | 4,795 |
| Premises and equipment expense | $398,000 | 4,111 |
| Additional noninterest expense | $1,450,000 | 3,324 |
| Pre-tax net operating income | $309,000 | 4,826 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $309,000 | 4,833 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $309,000 | 4,836 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $309,000 | 4,836 |
| Net charge-offs | $200,000 | 4,228 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $309,000 | 4,635 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 4,437 |
| Total interest expense | $1,064,000 | 3,646 |
| Net interest income | $1,947,000 | 4,737 |
| Provision for loan and lease losses | $108,000 | 5,080 |
| Total noninterest income | $489,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $108,000 | 4,348 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $381,000 | 2,477 |
| Total noninterest expense | $2,000,000 | 4,234 |
| Salaries and employee benefits | $792,000 | 4,960 |
| Premises and equipment expense | $266,000 | 4,115 |
| Additional noninterest expense | $942,000 | 3,368 |
| Pre-tax net operating income | $328,000 | 4,281 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $328,000 | 4,147 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $328,000 | 4,147 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $328,000 | 4,146 |
| Net charge-offs | $22,000 | 5,472 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $328,000 | 4,011 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 4,618 |
| Total interest expense | $516,000 | 3,844 |
| Net interest income | $925,000 | 4,899 |
| Provision for loan and lease losses | $38,000 | 5,148 |
| Total noninterest income | $302,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $248,000 | 2,081 |
| Total noninterest expense | $989,000 | 4,313 |
| Salaries and employee benefits | $388,000 | 5,083 |
| Premises and equipment expense | $131,000 | 4,251 |
| Additional noninterest expense | $470,000 | 3,354 |
| Pre-tax net operating income | $200,000 | 4,058 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $200,000 | 3,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $200,000 | 3,883 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $200,000 | 3,884 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $200,000 | 3,774 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 5,004 |
| Total interest expense | $2,208,000 | 4,189 |
| Net interest income | $3,010,000 | 5,371 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $757,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $228,000 | 4,405 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $529,000 | 3,111 |
| Total noninterest expense | $3,623,000 | 4,615 |
| Salaries and employee benefits | $1,406,000 | 5,390 |
| Premises and equipment expense | $518,000 | 4,280 |
| Additional noninterest expense | $1,699,000 | 3,746 |
| Pre-tax net operating income | $94,000 | 5,112 |
| Securities gains (losses) | $11,000 | 3,232 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $105,000 | 5,136 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $105,000 | 5,136 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $105,000 | 5,136 |
| Net charge-offs | $747,000 | 3,277 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $94,000 | 5,115 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 5,161 |
| Total interest expense | $1,690,000 | 4,278 |
| Net interest income | $2,104,000 | 5,581 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $518,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $171,000 | 4,426 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $347,000 | 3,405 |
| Total noninterest expense | $2,614,000 | 4,743 |
| Salaries and employee benefits | $1,038,000 | 5,461 |
| Premises and equipment expense | $389,000 | 4,327 |
| Additional noninterest expense | $1,187,000 | 3,904 |
| Pre-tax net operating income | $8,000 | 5,641 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $8,000 | 5,745 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $8,000 | 5,745 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $8,000 | 5,745 |
| Net charge-offs | $714,000 | 2,614 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $8,000 | 5,683 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 5,269 |
| Total interest expense | $1,139,000 | 4,375 |
| Net interest income | $1,329,000 | 5,719 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $351,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $110,000 | 4,466 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $241,000 | 3,360 |
| Total noninterest expense | $1,651,000 | 4,953 |
| Salaries and employee benefits | $672,000 | 5,623 |
| Premises and equipment expense | $246,000 | 4,501 |
| Additional noninterest expense | $733,000 | 4,137 |
| Pre-tax net operating income | $29,000 | 5,631 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $29,000 | 5,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 5,716 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $29,000 | 5,716 |
| Net charge-offs | $550,000 | 2,245 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $29,000 | 5,631 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 5,385 |
| Total interest expense | $565,000 | 4,500 |
| Net interest income | $642,000 | 5,815 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $192,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $141,000 | 3,070 |
| Total noninterest expense | $754,000 | 5,167 |
| Salaries and employee benefits | $318,000 | 5,836 |
| Premises and equipment expense | $131,000 | 4,367 |
| Additional noninterest expense | $305,000 | 4,356 |
| Pre-tax net operating income | $80,000 | 5,254 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $80,000 | 5,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,231 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $80,000 | 5,230 |
| Net charge-offs | $426,000 | 1,482 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,000 | 5,060 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 5,473 |
| Total interest expense | $2,728,000 | 4,514 |
| Net interest income | $2,240,000 | 6,166 |
| Provision for loan and lease losses | $1,275,000 | 2,370 |
| Total noninterest income | $2,241,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $240,000 | 4,440 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,001,000 | 1,303 |
| Total noninterest expense | $3,627,000 | 4,524 |
| Salaries and employee benefits | $1,376,000 | 5,587 |
| Premises and equipment expense | $529,000 | 4,308 |
| Additional noninterest expense | $1,722,000 | 3,255 |
| Pre-tax net operating income | $-421,000 | 6,723 |
| Securities gains (losses) | $-12,000 | 7,038 |
| Applicable income taxes | $495,000 | 1,870 |
| Income before extraordinary items | $-928,000 | 6,954 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-928,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,146,000 | 1,815 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-916,000 | 7,073 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 5,463 |
| Total interest expense | $2,077,000 | 4,591 |
| Net interest income | $1,756,000 | 6,101 |
| Provision for loan and lease losses | $925,000 | 1,919 |
| Total noninterest income | $2,138,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $179,000 | 4,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,959,000 | 1,122 |
| Total noninterest expense | $2,479,000 | 4,784 |
| Salaries and employee benefits | $1,035,000 | 5,587 |
| Premises and equipment expense | $352,000 | 4,645 |
| Additional noninterest expense | $1,092,000 | 3,632 |
| Pre-tax net operating income | $490,000 | 4,963 |
| Securities gains (losses) | $-12,000 | 7,352 |
| Applicable income taxes | $495,000 | 1,918 |
| Income before extraordinary items | $-17,000 | 6,640 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-17,000 | 6,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,931 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,320 | 6,790 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 5,436 |
| Total interest expense | $1,458,000 | 4,581 |
| Net interest income | $1,185,000 | 6,094 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $1,941,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,832,000 | 901 |
| Total noninterest expense | $1,616,000 | 4,882 |
| Salaries and employee benefits | $673,000 | 5,710 |
| Premises and equipment expense | $227,000 | 4,775 |
| Additional noninterest expense | $716,000 | 3,660 |
| Pre-tax net operating income | $1,260,000 | 2,507 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $495,000 | 1,619 |
| Income before extraordinary items | $765,000 | 3,141 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $765,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,043 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $765,000 | 3,081 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 5,544 |
| Total interest expense | $752,000 | 4,683 |
| Net interest income | $564,000 | 6,238 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $115,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $728,000 | 5,233 |
| Salaries and employee benefits | $341,000 | 5,721 |
| Premises and equipment expense | $105,000 | 5,030 |
| Additional noninterest expense | $282,000 | 4,304 |
| Pre-tax net operating income | $-49,000 | 7,389 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-18,000 | 7,890 |
| Income before extraordinary items | $-31,000 | 7,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-31,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,908 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-31,000 | 7,368 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 5,447 |
| Total interest expense | $3,186,000 | 4,620 |
| Net interest income | $2,358,000 | 6,122 |
| Provision for loan and lease losses | $450,000 | 2,497 |
| Total noninterest income | $450,000 | 5,251 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $232,000 | 4,601 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $218,000 | 4,888 |
| Total noninterest expense | $3,484,000 | 4,537 |
| Salaries and employee benefits | $1,554,000 | 5,197 |
| Premises and equipment expense | $513,000 | 4,275 |
| Additional noninterest expense | $1,417,000 | 3,584 |
| Pre-tax net operating income | $-1,126,000 | 8,084 |
| Securities gains (losses) | $28,000 | 991 |
| Applicable income taxes | $-448,000 | 8,293 |
| Income before extraordinary items | $-650,000 | 7,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-650,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,280,000 | 430 |
| Cash dividends | $114,000 | 5,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-667,920 | 7,978 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 5,472 |
| Total interest expense | $2,415,000 | 4,587 |
| Net interest income | $1,737,000 | 6,195 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $349,000 | 5,215 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $172,000 | 4,660 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $177,000 | 4,740 |
| Total noninterest expense | $2,518,000 | 4,637 |
| Salaries and employee benefits | $1,177,000 | 5,158 |
| Premises and equipment expense | $351,000 | 4,538 |
| Additional noninterest expense | $990,000 | 3,731 |
| Pre-tax net operating income | $-732,000 | 8,199 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $-288,000 | 8,364 |
| Income before extraordinary items | $-439,000 | 8,106 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-439,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,598,000 | 469 |
| Cash dividends | $114,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-442,200 | 8,095 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 5,525 |
| Total interest expense | $1,665,000 | 4,481 |
| Net interest income | $1,075,000 | 6,422 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $232,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $115,000 | 4,656 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $117,000 | 4,803 |
| Total noninterest expense | $1,584,000 | 4,845 |
| Salaries and employee benefits | $767,000 | 5,264 |
| Premises and equipment expense | $220,000 | 4,737 |
| Additional noninterest expense | $597,000 | 4,027 |
| Pre-tax net operating income | $-277,000 | 8,135 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-150,000 | 8,435 |
| Income before extraordinary items | $-127,000 | 8,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-127,000 | 8,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $773,000 | 534 |
| Cash dividends | $114,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-127,000 | 8,035 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 5,343 |
| Total interest expense | $859,000 | 4,389 |
| Net interest income | $604,000 | 6,147 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $120,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $755,000 | 4,994 |
| Salaries and employee benefits | $382,000 | 5,313 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $263,000 | 4,369 |
| Pre-tax net operating income | $-31,000 | 7,981 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-38,000 | 8,380 |
| Income before extraordinary items | $7,000 | 7,783 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,137 |
| Cash dividends | $87,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $7,000 | 7,762 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 5,072 |
| Total interest expense | $3,041,000 | 4,288 |
| Net interest income | $2,856,000 | 5,673 |
| Provision for loan and lease losses | $3,480,000 | 337 |
| Total noninterest income | $691,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $236,000 | 4,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $455,000 | 3,508 |
| Total noninterest expense | $3,088,000 | 4,792 |
| Salaries and employee benefits | $1,502,000 | 5,185 |
| Premises and equipment expense | $419,000 | 4,775 |
| Additional noninterest expense | $1,167,000 | 4,025 |
| Pre-tax net operating income | $-3,021,000 | 8,635 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-1,297,000 | 8,642 |
| Income before extraordinary items | $-1,724,000 | 8,574 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,724,000 | 8,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $556,000 | 3,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,724,000 | 8,565 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 5,055 |
| Total interest expense | $2,230,000 | 4,252 |
| Net interest income | $2,200,000 | 5,648 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $554,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $177,000 | 4,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $377,000 | 3,305 |
| Total noninterest expense | $2,162,000 | 5,005 |
| Salaries and employee benefits | $1,098,000 | 5,254 |
| Premises and equipment expense | $294,000 | 5,010 |
| Additional noninterest expense | $770,000 | 4,394 |
| Pre-tax net operating income | $512,000 | 6,173 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $122,000 | 4,723 |
| Income before extraordinary items | $390,000 | 6,282 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $390,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $315,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $390,000 | 6,285 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 5,098 |
| Total interest expense | $1,400,000 | 4,289 |
| Net interest income | $1,483,000 | 5,637 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $369,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $117,000 | 4,667 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 3,317 |
| Total noninterest expense | $1,409,000 | 5,090 |
| Salaries and employee benefits | $704,000 | 5,406 |
| Premises and equipment expense | $188,000 | 5,122 |
| Additional noninterest expense | $517,000 | 4,368 |
| Pre-tax net operating income | $383,000 | 5,983 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $100,000 | 4,512 |
| Income before extraordinary items | $283,000 | 6,140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $283,000 | 6,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $209,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $283,000 | 6,141 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 5,160 |
| Total interest expense | $657,000 | 4,338 |
| Net interest income | $731,000 | 5,668 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $163,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $673,000 | 5,250 |
| Salaries and employee benefits | $345,000 | 5,482 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $232,000 | 4,689 |
| Pre-tax net operating income | $191,000 | 5,935 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $47,000 | 4,563 |
| Income before extraordinary items | $144,000 | 6,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $144,000 | 6,045 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 4,890 |
| Total interest expense | $2,332,000 | 4,003 |
| Net interest income | $3,096,000 | 5,404 |
| Provision for loan and lease losses | $190,000 | 3,672 |
| Total noninterest income | $730,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $292,000 | 4,240 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $438,000 | 3,618 |
| Total noninterest expense | $2,568,000 | 5,296 |
| Salaries and employee benefits | $1,240,000 | 5,687 |
| Premises and equipment expense | $368,000 | 5,124 |
| Additional noninterest expense | $960,000 | 4,557 |
| Pre-tax net operating income | $1,068,000 | 5,187 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $271,000 | 4,265 |
| Income before extraordinary items | $797,000 | 5,351 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $797,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,079 |
| Cash dividends | $666,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $797,000 | 5,332 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 4,838 |
| Total interest expense | $1,722,000 | 3,921 |
| Net interest income | $2,384,000 | 5,326 |
| Provision for loan and lease losses | $160,000 | 3,373 |
| Total noninterest income | $561,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $230,000 | 4,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $331,000 | 3,626 |
| Total noninterest expense | $1,827,000 | 5,430 |
| Salaries and employee benefits | $882,000 | 5,831 |
| Premises and equipment expense | $263,000 | 5,258 |
| Additional noninterest expense | $682,000 | 4,708 |
| Pre-tax net operating income | $958,000 | 4,884 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $283,000 | 3,894 |
| Income before extraordinary items | $675,000 | 5,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $675,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,529 |
| Cash dividends | $521,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $675,000 | 5,124 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 4,853 |
| Total interest expense | $1,121,000 | 3,810 |
| Net interest income | $1,553,000 | 5,386 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $348,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $150,000 | 4,151 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $198,000 | 3,777 |
| Total noninterest expense | $1,208,000 | 5,455 |
| Salaries and employee benefits | $577,000 | 5,876 |
| Premises and equipment expense | $177,000 | 5,221 |
| Additional noninterest expense | $454,000 | 4,697 |
| Pre-tax net operating income | $573,000 | 5,113 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $165,000 | 4,107 |
| Income before extraordinary items | $408,000 | 5,395 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $408,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,228 |
| Cash dividends | $305,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $408,000 | 5,361 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 4,760 |
| Total interest expense | $552,000 | 3,743 |
| Net interest income | $819,000 | 5,264 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $181,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,545 |
| Total noninterest expense | $574,000 | 5,645 |
| Salaries and employee benefits | $290,000 | 5,894 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $195,000 | 5,175 |
| Pre-tax net operating income | $366,000 | 4,496 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $253,000 | 4,835 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $253,000 | 4,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,081 |
| Cash dividends | $140,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $253,000 | 4,797 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 4,589 |
| Total interest expense | $1,924,000 | 3,766 |
| Net interest income | $3,488,000 | 4,913 |
| Provision for loan and lease losses | $183,000 | 3,855 |
| Total noninterest income | $531,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $205,000 | 5,166 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $326,000 | 4,111 |
| Total noninterest expense | $2,542,000 | 5,247 |
| Salaries and employee benefits | $1,284,000 | 5,474 |
| Premises and equipment expense | $387,000 | 4,873 |
| Additional noninterest expense | $871,000 | 4,813 |
| Pre-tax net operating income | $1,294,000 | 4,599 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $352,000 | 3,923 |
| Income before extraordinary items | $942,000 | 4,849 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $942,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,160 |
| Cash dividends | $636,000 | 3,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $942,000 | 4,782 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 4,606 |
| Total interest expense | $1,414,000 | 3,785 |
| Net interest income | $2,597,000 | 4,929 |
| Provision for loan and lease losses | $143,000 | 3,635 |
| Total noninterest income | $446,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $122,000 | 5,684 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $324,000 | 3,595 |
| Total noninterest expense | $1,824,000 | 5,370 |
| Salaries and employee benefits | $929,000 | 5,565 |
| Premises and equipment expense | $332,000 | 4,448 |
| Additional noninterest expense | $563,000 | 5,259 |
| Pre-tax net operating income | $1,076,000 | 4,435 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $282,000 | 3,895 |
| Income before extraordinary items | $794,000 | 4,646 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $794,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,732 |
| Cash dividends | $456,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $794,000 | 4,557 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 4,570 |
| Total interest expense | $951,000 | 3,758 |
| Net interest income | $1,761,000 | 4,866 |
| Provision for loan and lease losses | $103,000 | 3,419 |
| Total noninterest income | $274,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $84,000 | 5,624 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $190,000 | 3,837 |
| Total noninterest expense | $1,205,000 | 5,431 |
| Salaries and employee benefits | $617,000 | 5,610 |
| Premises and equipment expense | $219,000 | 4,482 |
| Additional noninterest expense | $369,000 | 5,341 |
| Pre-tax net operating income | $727,000 | 4,364 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $173,000 | 4,016 |
| Income before extraordinary items | $554,000 | 4,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $554,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,756 |
| Cash dividends | $292,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $554,000 | 4,371 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 4,570 |
| Total interest expense | $490,000 | 3,704 |
| Net interest income | $875,000 | 4,896 |
| Provision for loan and lease losses | $48,000 | 3,379 |
| Total noninterest income | $132,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $91,000 | 3,909 |
| Total noninterest expense | $587,000 | 5,523 |
| Salaries and employee benefits | $316,000 | 5,570 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $156,000 | 5,881 |
| Pre-tax net operating income | $372,000 | 4,270 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $279,000 | 4,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $132,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $279,000 | 4,335 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 4,402 |
| Total interest expense | $2,189,000 | 3,728 |
| Net interest income | $3,604,000 | 4,696 |
| Provision for loan and lease losses | $486,000 | 2,217 |
| Total noninterest income | $715,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $216,000 | 5,099 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $499,000 | 3,586 |
| Total noninterest expense | $2,388,000 | 5,389 |
| Salaries and employee benefits | $1,208,000 | 5,615 |
| Premises and equipment expense | $415,000 | 4,612 |
| Additional noninterest expense | $765,000 | 5,207 |
| Pre-tax net operating income | $1,445,000 | 4,214 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $422,000 | 3,673 |
| Income before extraordinary items | $1,027,000 | 4,575 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,027,000 | 4,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,572 |
| Cash dividends | $744,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,024,160 | 4,406 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 4,409 |
| Total interest expense | $1,685,000 | 3,761 |
| Net interest income | $2,728,000 | 4,689 |
| Provision for loan and lease losses | $379,000 | 2,104 |
| Total noninterest income | $578,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $160,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $418,000 | 3,447 |
| Total noninterest expense | $1,685,000 | 5,567 |
| Salaries and employee benefits | $826,000 | 5,911 |
| Premises and equipment expense | $298,000 | 4,734 |
| Additional noninterest expense | $561,000 | 5,252 |
| Pre-tax net operating income | $1,242,000 | 3,983 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $390,000 | 3,461 |
| Income before extraordinary items | $852,000 | 4,439 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $852,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,280 |
| Cash dividends | $564,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $852,000 | 4,268 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 4,441 |
| Total interest expense | $1,144,000 | 3,820 |
| Net interest income | $1,799,000 | 4,714 |
| Provision for loan and lease losses | $265,000 | 2,048 |
| Total noninterest income | $333,000 | 4,716 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $112,000 | 4,996 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $221,000 | 3,855 |
| Total noninterest expense | $1,118,000 | 5,594 |
| Salaries and employee benefits | $555,000 | 5,874 |
| Premises and equipment expense | $194,000 | 4,796 |
| Additional noninterest expense | $369,000 | 5,291 |
| Pre-tax net operating income | $749,000 | 4,240 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $239,000 | 3,635 |
| Income before extraordinary items | $510,000 | 4,754 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $510,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,877 |
| Cash dividends | $384,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $510,000 | 4,543 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,432 |
| Total interest expense | $590,000 | 3,799 |
| Net interest income | $904,000 | 4,695 |
| Provision for loan and lease losses | $63,000 | 3,194 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 4,102 |
| Total noninterest expense | $535,000 | 5,761 |
| Salaries and employee benefits | $281,000 | 5,836 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $160,000 | 5,725 |
| Pre-tax net operating income | $449,000 | 3,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $157,000 | 3,145 |
| Income before extraordinary items | $292,000 | 4,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,537 |
| Cash dividends | $192,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $292,000 | 4,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 4,618 |
| Total interest expense | $2,672,000 | 3,894 |
| Net interest income | $3,225,000 | 5,045 |
| Provision for loan and lease losses | $337,000 | 3,207 |
| Total noninterest income | $459,000 | 5,446 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $175,000 | 5,526 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $284,000 | 4,367 |
| Total noninterest expense | $2,134,000 | 5,643 |
| Salaries and employee benefits | $1,060,000 | 5,925 |
| Premises and equipment expense | $393,000 | 4,715 |
| Additional noninterest expense | $681,000 | 5,501 |
| Pre-tax net operating income | $1,213,000 | 4,685 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $354,000 | 4,131 |
| Income before extraordinary items | $859,000 | 5,014 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $859,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,400 |
| Cash dividends | $846,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $859,000 | 4,886 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 4,996 |
| Total interest expense | $3,217,000 | 4,476 |
| Net interest income | $2,727,000 | 5,411 |
| Provision for loan and lease losses | $416,000 | 2,544 |
| Total noninterest income | $245,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $171,000 | 5,495 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $74,000 | 7,023 |
| Total noninterest expense | $2,015,000 | 5,695 |
| Salaries and employee benefits | $926,000 | 6,258 |
| Premises and equipment expense | $353,000 | 4,995 |
| Additional noninterest expense | $736,000 | 5,087 |
| Pre-tax net operating income | $541,000 | 6,395 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $270,000 | 4,475 |
| Income before extraordinary items | $272,000 | 7,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $272,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,831 |
| Cash dividends | $298,000 | 4,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $271,360 | 7,186 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 5,265 |
| Total interest expense | $3,217,000 | 4,672 |
| Net interest income | $2,485,000 | 5,828 |
| Provision for loan and lease losses | $366,000 | 2,448 |
| Total noninterest income | $194,000 | 7,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 6,813 |
| Total noninterest expense | $1,991,000 | 5,695 |
| Salaries and employee benefits | $896,000 | 6,332 |
| Premises and equipment expense | $289,000 | 5,539 |
| Additional noninterest expense | $806,000 | 4,714 |
| Pre-tax net operating income | $322,000 | 7,806 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $171,000 | 5,705 |
| Income before extraordinary items | $151,000 | 8,414 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $151,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,085 |
| Cash dividends | $556,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $151,000 | 8,415 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 4,964 |
| Total interest expense | $2,842,000 | 4,792 |
| Net interest income | $3,131,000 | 5,004 |
| Provision for loan and lease losses | $834,000 | 1,148 |
| Total noninterest income | $282,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $1,910,000 | 5,852 |
| Salaries and employee benefits | $835,000 | 6,595 |
| Premises and equipment expense | $178,000 | 7,166 |
| Additional noninterest expense | $897,000 | 4,389 |
| Pre-tax net operating income | $669,000 | 6,436 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $291,000 | 4,883 |
| Income before extraordinary items | $378,000 | 7,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $378,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,676 |
| Cash dividends | $390,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $378,000 | 7,080 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 5,099 |
| Total interest expense | $3,032,000 | 4,685 |
| Net interest income | $2,813,000 | 5,392 |
| Provision for loan and lease losses | $262,000 | 2,911 |
| Total noninterest income | $245,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $1,590,000 | 6,449 |
| Salaries and employee benefits | $719,000 | 7,084 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $721,000 | 5,051 |
| Pre-tax net operating income | $1,206,000 | 4,869 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $474,000 | 3,979 |
| Income before extraordinary items | $732,000 | 5,473 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $732,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,816 |
| Cash dividends | $2,456,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $3,043,000 | 321 |
| Net operating income | $732,000 | 5,364 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,722,000 | 5,245 |
| Total interest expense | $2,995,000 | 4,721 |
| Net interest income | $2,727,000 | 5,709 |
| Provision for loan and lease losses | $157,000 | 4,035 |
| Total noninterest income | $282,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,750 |
| Total noninterest expense | $1,385,000 | 7,072 |
| Salaries and employee benefits | $779,000 | 6,890 |
| Premises and equipment expense | $160,000 | 7,589 |
| Additional noninterest expense | $446,000 | 6,960 |
| Pre-tax net operating income | $1,467,000 | 4,574 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $1,479,000 | 3,402 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,479,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,881 |
| Cash dividends | $280,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,467,000 | 3,347 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 5,616 |
| Total interest expense | $2,749,000 | 5,150 |
| Net interest income | $2,637,000 | 5,982 |
| Provision for loan and lease losses | $291,000 | 2,644 |
| Total noninterest income | $219,000 | 7,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $1,377,000 | 7,451 |
| Salaries and employee benefits | $740,000 | 7,308 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $505,000 | 7,017 |
| Pre-tax net operating income | $1,188,000 | 5,156 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $439,000 | 4,584 |
| Income before extraordinary items | $746,000 | 5,545 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $746,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,999 |
| Cash dividends | $253,000 | 4,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $747,920 | 5,484 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,846,000 | 6,136 |
| Total interest expense | $2,552,000 | 5,470 |
| Net interest income | $2,294,000 | 6,697 |
| Provision for loan and lease losses | $203,000 | 2,974 |
| Total noninterest income | $225,000 | 8,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $1,291,000 | 7,886 |
| Salaries and employee benefits | $677,000 | 7,886 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $473,000 | 7,491 |
| Pre-tax net operating income | $1,025,000 | 5,892 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $385,000 | 5,079 |
| Income before extraordinary items | $670,000 | 6,175 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $670,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,382 |
| Cash dividends | $259,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $650,800 | 6,288 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 6,288 |
| Total interest expense | $1,889,000 | 5,858 |
| Net interest income | $2,478,000 | 6,524 |
| Provision for loan and lease losses | $146,000 | 3,670 |
| Total noninterest income | $271,000 | 7,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $1,265,000 | 8,372 |
| Salaries and employee benefits | $668,000 | 8,130 |
| Premises and equipment expense | $127,000 | 9,189 |
| Additional noninterest expense | $470,000 | 8,154 |
| Pre-tax net operating income | $1,338,000 | 4,828 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $475,000 | 4,214 |
| Income before extraordinary items | $859,000 | 5,082 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $859,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,463 |
| Cash dividends | $307,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $861,560 | 5,119 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 6,465 |
| Total interest expense | $1,887,000 | 6,122 |
| Net interest income | $2,467,000 | 6,611 |
| Provision for loan and lease losses | $215,000 | 3,749 |
| Total noninterest income | $304,000 | 7,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $1,266,000 | 8,633 |
| Salaries and employee benefits | $658,000 | 8,318 |
| Premises and equipment expense | $141,000 | 9,145 |
| Additional noninterest expense | $467,000 | 8,546 |
| Pre-tax net operating income | $1,290,000 | 4,890 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $464,000 | 4,461 |
| Income before extraordinary items | $862,000 | 5,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $862,000 | 5,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,553 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $838,600 | 5,137 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 7,307 |
| Total interest expense | $2,112,000 | 6,838 |
| Net interest income | $2,045,000 | 7,634 |
| Provision for loan and lease losses | $344,000 | 3,816 |
| Total noninterest income | $272,000 | 8,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,567 |
| Total noninterest expense | $1,267,000 | 8,775 |
| Salaries and employee benefits | $667,000 | 8,249 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $473,000 | 8,717 |
| Pre-tax net operating income | $706,000 | 7,061 |
| Securities gains (losses) | $110,000 | 2,851 |
| Applicable income taxes | $258,000 | 6,544 |
| Income before extraordinary items | $558,000 | 6,864 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $558,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 4,233 |
| Cash dividends | $102,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $483,200 | 7,105 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.