Home > Mid America Bank > Income and Expense
Mid America Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,663 |
| Total interest expense | $249,000 | 3,690 |
| Net interest income | $1,378,000 | 4,737 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $230,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $36,000 | 4,951 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $194,000 | 3,644 |
| Total noninterest expense | $1,752,000 | 3,963 |
| Salaries and employee benefits | $815,000 | 4,271 |
| Premises and equipment expense | $316,000 | 2,940 |
| Additional noninterest expense | $621,000 | 3,790 |
| Pre-tax net operating income | $-144,000 | 5,899 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-144,000 | 5,905 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-144,000 | 5,906 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-144,000 | 5,906 |
| Net charge-offs | $9,000 | 3,132 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-144,000 | 5,897 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 4,691 |
| Total interest expense | $130,000 | 3,643 |
| Net interest income | $687,000 | 4,779 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $109,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $92,000 | 3,674 |
| Total noninterest expense | $833,000 | 4,097 |
| Salaries and employee benefits | $417,000 | 4,251 |
| Premises and equipment expense | $162,000 | 2,923 |
| Additional noninterest expense | $254,000 | 4,227 |
| Pre-tax net operating income | $-37,000 | 5,890 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-37,000 | 5,907 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-37,000 | 5,907 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-37,000 | 5,907 |
| Net charge-offs | $9,000 | 2,377 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-37,000 | 5,883 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 4,651 |
| Total interest expense | $552,000 | 3,543 |
| Net interest income | $2,809,000 | 4,761 |
| Provision for loan and lease losses | $-198,000 | 5,811 |
| Total noninterest income | $476,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $88,000 | 4,865 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $388,000 | 3,628 |
| Total noninterest expense | $3,755,000 | 3,847 |
| Salaries and employee benefits | $1,867,000 | 4,052 |
| Premises and equipment expense | $675,000 | 2,878 |
| Additional noninterest expense | $1,213,000 | 3,897 |
| Pre-tax net operating income | $-272,000 | 5,992 |
| Securities gains (losses) | $115,000 | 1,090 |
| Applicable income taxes | $-123,000 | 6,012 |
| Income before extraordinary items | $-34,000 | 5,921 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-34,000 | 5,923 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-34,000 | 5,923 |
| Net charge-offs | $432,000 | 1,294 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-107,600 | 5,938 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 4,684 |
| Total interest expense | $419,000 | 3,581 |
| Net interest income | $2,116,000 | 4,804 |
| Provision for loan and lease losses | $-200,000 | 5,985 |
| Total noninterest income | $325,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $67,000 | 4,900 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $258,000 | 3,826 |
| Total noninterest expense | $2,845,000 | 3,845 |
| Salaries and employee benefits | $1,418,000 | 4,036 |
| Premises and equipment expense | $516,000 | 2,894 |
| Additional noninterest expense | $911,000 | 3,903 |
| Pre-tax net operating income | $-204,000 | 6,094 |
| Securities gains (losses) | $64,000 | 1,303 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-140,000 | 6,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-140,000 | 6,088 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-140,000 | 6,088 |
| Net charge-offs | $432,000 | 953 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-204,000 | 6,093 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 4,651 |
| Total interest expense | $281,000 | 3,589 |
| Net interest income | $1,470,000 | 4,755 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $210,000 | 4,487 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $45,000 | 4,906 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 3,914 |
| Total noninterest expense | $1,882,000 | 3,890 |
| Salaries and employee benefits | $968,000 | 4,021 |
| Premises and equipment expense | $348,000 | 2,881 |
| Additional noninterest expense | $566,000 | 4,095 |
| Pre-tax net operating income | $-202,000 | 6,173 |
| Securities gains (losses) | $64,000 | 1,093 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-138,000 | 6,164 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-138,000 | 6,164 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-138,000 | 6,164 |
| Net charge-offs | $-68,000 | 5,835 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-202,000 | 6,175 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 4,596 |
| Total interest expense | $143,000 | 3,583 |
| Net interest income | $769,000 | 4,705 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $168,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $146,000 | 3,052 |
| Total noninterest expense | $949,000 | 3,909 |
| Salaries and employee benefits | $496,000 | 3,997 |
| Premises and equipment expense | $179,000 | 2,861 |
| Additional noninterest expense | $274,000 | 4,159 |
| Pre-tax net operating income | $-12,000 | 6,073 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-12,000 | 6,107 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-12,000 | 6,108 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-12,000 | 6,108 |
| Net charge-offs | $-65,000 | 6,021 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-12,000 | 6,070 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 4,469 |
| Total interest expense | $622,000 | 3,532 |
| Net interest income | $3,388,000 | 4,552 |
| Provision for loan and lease losses | $2,000 | 4,570 |
| Total noninterest income | $246,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $79,000 | 5,264 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $167,000 | 4,741 |
| Total noninterest expense | $3,996,000 | 3,837 |
| Salaries and employee benefits | $2,042,000 | 3,941 |
| Premises and equipment expense | $690,000 | 2,941 |
| Additional noninterest expense | $1,264,000 | 3,940 |
| Pre-tax net operating income | $-364,000 | 6,270 |
| Securities gains (losses) | $252,000 | 687 |
| Applicable income taxes | $-26,000 | 6,178 |
| Income before extraordinary items | $-86,000 | 6,179 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-86,000 | 6,180 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-86,000 | 6,180 |
| Net charge-offs | $-88,000 | 6,112 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-280,040 | 6,250 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 4,504 |
| Total interest expense | $469,000 | 3,581 |
| Net interest income | $2,544,000 | 4,591 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $194,000 | 5,216 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $59,000 | 5,345 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $135,000 | 4,702 |
| Total noninterest expense | $2,927,000 | 3,905 |
| Salaries and employee benefits | $1,520,000 | 3,967 |
| Premises and equipment expense | $519,000 | 2,967 |
| Additional noninterest expense | $888,000 | 4,105 |
| Pre-tax net operating income | $-189,000 | 6,298 |
| Securities gains (losses) | $229,000 | 586 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $40,000 | 6,064 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $40,000 | 6,063 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $40,000 | 6,064 |
| Net charge-offs | $-74,000 | 6,145 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-189,000 | 6,313 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 4,527 |
| Total interest expense | $314,000 | 3,610 |
| Net interest income | $1,689,000 | 4,605 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $78,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $38,000 | 5,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $40,000 | 5,527 |
| Total noninterest expense | $1,961,000 | 3,919 |
| Salaries and employee benefits | $1,018,000 | 3,983 |
| Premises and equipment expense | $349,000 | 2,972 |
| Additional noninterest expense | $594,000 | 4,121 |
| Pre-tax net operating income | $-194,000 | 6,397 |
| Securities gains (losses) | $140,000 | 617 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-54,000 | 6,304 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-54,000 | 6,306 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-54,000 | 6,306 |
| Net charge-offs | $-114,000 | 6,342 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-194,000 | 6,401 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 4,500 |
| Total interest expense | $156,000 | 3,695 |
| Net interest income | $870,000 | 4,572 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $29,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $942,000 | 4,045 |
| Salaries and employee benefits | $534,000 | 3,913 |
| Premises and equipment expense | $173,000 | 3,035 |
| Additional noninterest expense | $235,000 | 4,632 |
| Pre-tax net operating income | $-43,000 | 6,346 |
| Securities gains (losses) | $138,000 | 349 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $95,000 | 5,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,207 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $95,000 | 5,207 |
| Net charge-offs | $-131,000 | 6,520 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-43,000 | 6,362 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 4,188 |
| Total interest expense | $731,000 | 3,645 |
| Net interest income | $4,063,000 | 4,236 |
| Provision for loan and lease losses | $226,000 | 2,824 |
| Total noninterest income | $584,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $82,000 | 5,494 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $502,000 | 3,355 |
| Total noninterest expense | $4,949,000 | 3,427 |
| Salaries and employee benefits | $2,276,000 | 3,778 |
| Premises and equipment expense | $673,000 | 3,044 |
| Additional noninterest expense | $2,000,000 | 2,966 |
| Pre-tax net operating income | $-528,000 | 6,478 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $102,000 | 3,403 |
| Income before extraordinary items | $-630,000 | 6,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-630,000 | 6,519 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-630,000 | 6,519 |
| Net charge-offs | $616,000 | 1,784 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-630,000 | 6,506 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 4,169 |
| Total interest expense | $568,000 | 3,657 |
| Net interest income | $3,098,000 | 4,232 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $560,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $63,000 | 5,524 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $497,000 | 3,031 |
| Total noninterest expense | $3,732,000 | 3,431 |
| Salaries and employee benefits | $1,734,000 | 3,744 |
| Premises and equipment expense | $500,000 | 3,106 |
| Additional noninterest expense | $1,498,000 | 2,983 |
| Pre-tax net operating income | $-299,000 | 6,539 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $33,000 | 3,902 |
| Income before extraordinary items | $-332,000 | 6,588 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-332,000 | 6,588 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-332,000 | 6,588 |
| Net charge-offs | $616,000 | 1,396 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-332,000 | 6,571 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 4,176 |
| Total interest expense | $390,000 | 3,649 |
| Net interest income | $2,057,000 | 4,236 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $523,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $43,000 | 5,507 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $480,000 | 2,533 |
| Total noninterest expense | $2,623,000 | 3,312 |
| Salaries and employee benefits | $1,257,000 | 3,560 |
| Premises and equipment expense | $324,000 | 3,179 |
| Additional noninterest expense | $1,042,000 | 2,874 |
| Pre-tax net operating income | $-268,000 | 6,591 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-268,000 | 6,636 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-268,000 | 6,636 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-268,000 | 6,636 |
| Net charge-offs | $491,000 | 1,264 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-268,000 | 6,610 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 4,184 |
| Total interest expense | $200,000 | 3,671 |
| Net interest income | $1,030,000 | 4,253 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $424,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $403,000 | 1,856 |
| Total noninterest expense | $1,293,000 | 3,360 |
| Salaries and employee benefits | $726,000 | 3,238 |
| Premises and equipment expense | $167,000 | 3,144 |
| Additional noninterest expense | $400,000 | 3,507 |
| Pre-tax net operating income | $-64,000 | 6,563 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-64,000 | 6,616 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-64,000 | 6,617 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-64,000 | 6,617 |
| Net charge-offs | $-305,000 | 6,946 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-64,000 | 6,579 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 3,997 |
| Total interest expense | $970,000 | 3,690 |
| Net interest income | $4,659,000 | 3,986 |
| Provision for loan and lease losses | $2,299,000 | 958 |
| Total noninterest income | $2,596,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $117,000 | 5,196 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,479,000 | 1,332 |
| Total noninterest expense | $9,211,000 | 2,075 |
| Salaries and employee benefits | $3,614,000 | 2,708 |
| Premises and equipment expense | $622,000 | 3,298 |
| Additional noninterest expense | $4,975,000 | 1,360 |
| Pre-tax net operating income | $-4,255,000 | 6,939 |
| Securities gains (losses) | $257,000 | 1,486 |
| Applicable income taxes | $327,000 | 2,582 |
| Income before extraordinary items | $-4,325,000 | 6,947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,325,000 | 6,946 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,325,000 | 6,946 |
| Net charge-offs | $777,000 | 2,088 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-4,582,000 | 6,947 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 4,014 |
| Total interest expense | $744,000 | 3,753 |
| Net interest income | $3,566,000 | 3,990 |
| Provision for loan and lease losses | $1,775,000 | 947 |
| Total noninterest income | $1,923,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $90,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,833,000 | 1,351 |
| Total noninterest expense | $4,659,000 | 2,966 |
| Salaries and employee benefits | $2,854,000 | 2,586 |
| Premises and equipment expense | $531,000 | 3,026 |
| Additional noninterest expense | $1,274,000 | 3,493 |
| Pre-tax net operating income | $-945,000 | 6,818 |
| Securities gains (losses) | $257,000 | 1,244 |
| Applicable income taxes | $11,000 | 4,359 |
| Income before extraordinary items | $-699,000 | 6,817 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-699,000 | 6,814 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-699,000 | 6,815 |
| Net charge-offs | $632,000 | 1,928 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-956,000 | 6,838 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 4,048 |
| Total interest expense | $512,000 | 3,766 |
| Net interest income | $2,356,000 | 4,037 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $1,189,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,144,000 | 1,382 |
| Total noninterest expense | $3,082,000 | 2,993 |
| Salaries and employee benefits | $1,837,000 | 2,688 |
| Premises and equipment expense | $369,000 | 2,955 |
| Additional noninterest expense | $876,000 | 3,443 |
| Pre-tax net operating income | $313,000 | 4,784 |
| Securities gains (losses) | $257,000 | 951 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $570,000 | 3,747 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $570,000 | 3,748 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $570,000 | 3,749 |
| Net charge-offs | $164,000 | 2,950 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $313,000 | 4,563 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 4,061 |
| Total interest expense | $275,000 | 3,701 |
| Net interest income | $1,170,000 | 4,082 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $714,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $691,000 | 1,191 |
| Total noninterest expense | $1,662,000 | 2,806 |
| Salaries and employee benefits | $1,016,000 | 2,437 |
| Premises and equipment expense | $193,000 | 2,858 |
| Additional noninterest expense | $453,000 | 3,332 |
| Pre-tax net operating income | $147,000 | 4,969 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $147,000 | 4,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $147,000 | 4,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $147,000 | 4,879 |
| Net charge-offs | $45,000 | 3,095 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $147,000 | 4,731 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,638,000 | 4,244 |
| Total interest expense | $1,319,000 | 3,744 |
| Net interest income | $4,319,000 | 4,326 |
| Provision for loan and lease losses | $380,000 | 3,815 |
| Total noninterest income | $2,316,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $147,000 | 4,925 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,169,000 | 1,284 |
| Total noninterest expense | $6,061,000 | 3,034 |
| Salaries and employee benefits | $3,579,000 | 2,694 |
| Premises and equipment expense | $752,000 | 3,044 |
| Additional noninterest expense | $1,730,000 | 3,519 |
| Pre-tax net operating income | $194,000 | 5,522 |
| Securities gains (losses) | $148,000 | 1,726 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $342,000 | 5,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $342,000 | 5,126 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $342,000 | 5,126 |
| Net charge-offs | $220,000 | 4,180 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $194,000 | 5,463 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 4,361 |
| Total interest expense | $1,019,000 | 3,789 |
| Net interest income | $3,105,000 | 4,474 |
| Provision for loan and lease losses | $190,000 | 4,206 |
| Total noninterest income | $1,703,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $105,000 | 5,045 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,598,000 | 1,288 |
| Total noninterest expense | $4,559,000 | 3,018 |
| Salaries and employee benefits | $2,622,000 | 2,743 |
| Premises and equipment expense | $550,000 | 3,123 |
| Additional noninterest expense | $1,387,000 | 3,345 |
| Pre-tax net operating income | $59,000 | 5,961 |
| Securities gains (losses) | $148,000 | 1,439 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $207,000 | 5,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,469 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $207,000 | 5,469 |
| Net charge-offs | $81,000 | 4,621 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $59,000 | 5,940 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 4,438 |
| Total interest expense | $705,000 | 3,792 |
| Net interest income | $2,004,000 | 4,579 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $1,147,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $78,000 | 4,826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,069,000 | 1,281 |
| Total noninterest expense | $3,015,000 | 3,090 |
| Salaries and employee benefits | $1,770,000 | 2,730 |
| Premises and equipment expense | $328,000 | 3,425 |
| Additional noninterest expense | $917,000 | 3,406 |
| Pre-tax net operating income | $76,000 | 5,811 |
| Securities gains (losses) | $27,000 | 1,941 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $103,000 | 5,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 5,672 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $103,000 | 5,673 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $76,000 | 5,771 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,532 |
| Total interest expense | $364,000 | 3,820 |
| Net interest income | $951,000 | 4,722 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $603,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $565,000 | 1,242 |
| Total noninterest expense | $1,532,000 | 3,053 |
| Salaries and employee benefits | $960,000 | 2,521 |
| Premises and equipment expense | $154,000 | 3,623 |
| Additional noninterest expense | $418,000 | 3,627 |
| Pre-tax net operating income | $2,000 | 6,305 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $2,000 | 6,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,000 | 6,355 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,000 | 6,355 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,000 | 6,321 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 4,860 |
| Total interest expense | $1,311,000 | 4,583 |
| Net interest income | $3,598,000 | 4,877 |
| Provision for loan and lease losses | $621,000 | 3,789 |
| Total noninterest income | $3,256,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 5,417 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,151,000 | 1,025 |
| Total noninterest expense | $5,549,000 | 3,313 |
| Salaries and employee benefits | $3,388,000 | 2,811 |
| Premises and equipment expense | $495,000 | 4,212 |
| Additional noninterest expense | $1,666,000 | 3,724 |
| Pre-tax net operating income | $684,000 | 3,945 |
| Securities gains (losses) | $17,000 | 3,166 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $701,000 | 3,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $701,000 | 3,853 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $701,000 | 3,855 |
| Net charge-offs | $301,000 | 4,294 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $684,000 | 3,747 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 5,050 |
| Total interest expense | $935,000 | 4,873 |
| Net interest income | $2,631,000 | 5,003 |
| Provision for loan and lease losses | $531,000 | 3,450 |
| Total noninterest income | $1,680,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $75,000 | 5,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,605,000 | 1,278 |
| Total noninterest expense | $3,468,000 | 3,830 |
| Salaries and employee benefits | $2,114,000 | 3,299 |
| Premises and equipment expense | $324,000 | 4,634 |
| Additional noninterest expense | $1,030,000 | 4,225 |
| Pre-tax net operating income | $312,000 | 4,812 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $312,000 | 4,816 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $312,000 | 4,819 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $312,000 | 4,819 |
| Net charge-offs | $226,000 | 4,083 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $312,000 | 4,620 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 5,197 |
| Total interest expense | $597,000 | 5,083 |
| Net interest income | $1,682,000 | 5,127 |
| Provision for loan and lease losses | $298,000 | 3,679 |
| Total noninterest income | $673,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $623,000 | 1,814 |
| Total noninterest expense | $1,980,000 | 4,267 |
| Salaries and employee benefits | $1,189,000 | 3,787 |
| Premises and equipment expense | $202,000 | 4,844 |
| Additional noninterest expense | $589,000 | 4,633 |
| Pre-tax net operating income | $77,000 | 5,646 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $77,000 | 5,701 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $77,000 | 5,703 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $77,000 | 5,702 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $77,000 | 5,586 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 5,370 |
| Total interest expense | $281,000 | 5,348 |
| Net interest income | $811,000 | 5,257 |
| Provision for loan and lease losses | $128,000 | 3,642 |
| Total noninterest income | $293,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $266,000 | 1,992 |
| Total noninterest expense | $973,000 | 4,360 |
| Salaries and employee benefits | $587,000 | 3,893 |
| Premises and equipment expense | $103,000 | 4,876 |
| Additional noninterest expense | $283,000 | 4,747 |
| Pre-tax net operating income | $3,000 | 6,214 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $3,000 | 6,346 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,000 | 6,349 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,000 | 6,348 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $3,000 | 6,241 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 6,111 |
| Total interest expense | $1,171,000 | 5,709 |
| Net interest income | $2,205,000 | 6,148 |
| Provision for loan and lease losses | $560,000 | 4,370 |
| Total noninterest income | $523,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $103,000 | 5,714 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $420,000 | 3,473 |
| Total noninterest expense | $2,641,000 | 5,537 |
| Salaries and employee benefits | $1,462,000 | 5,270 |
| Premises and equipment expense | $367,000 | 5,205 |
| Additional noninterest expense | $812,000 | 5,791 |
| Pre-tax net operating income | $-473,000 | 5,962 |
| Securities gains (losses) | $29,000 | 2,891 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-444,000 | 6,043 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-444,000 | 6,041 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-444,000 | 6,042 |
| Net charge-offs | $424,000 | 4,002 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-473,000 | 6,058 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 6,269 |
| Total interest expense | $862,000 | 5,886 |
| Net interest income | $1,552,000 | 6,295 |
| Provision for loan and lease losses | $290,000 | 4,636 |
| Total noninterest income | $79,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $76,000 | 5,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $1,869,000 | 5,705 |
| Salaries and employee benefits | $1,019,000 | 5,532 |
| Premises and equipment expense | $251,000 | 5,461 |
| Additional noninterest expense | $599,000 | 5,833 |
| Pre-tax net operating income | $-528,000 | 6,356 |
| Securities gains (losses) | $71,000 | 2,067 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-457,000 | 6,389 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-457,000 | 6,390 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-457,000 | 6,389 |
| Net charge-offs | $179,000 | 4,372 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-528,000 | 6,441 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 6,535 |
| Total interest expense | $539,000 | 6,127 |
| Net interest income | $906,000 | 6,612 |
| Provision for loan and lease losses | $260,000 | 3,945 |
| Total noninterest income | $21,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-26,000 | 7,867 |
| Total noninterest expense | $1,206,000 | 5,844 |
| Salaries and employee benefits | $648,000 | 5,721 |
| Premises and equipment expense | $166,000 | 5,529 |
| Additional noninterest expense | $392,000 | 5,877 |
| Pre-tax net operating income | $-539,000 | 6,667 |
| Securities gains (losses) | $45,000 | 1,968 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-494,000 | 6,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-494,000 | 6,769 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-494,000 | 6,769 |
| Net charge-offs | $181,000 | 3,554 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-539,000 | 6,780 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 6,850 |
| Total interest expense | $250,000 | 6,379 |
| Net interest income | $385,000 | 6,941 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $556,000 | 5,993 |
| Salaries and employee benefits | $308,000 | 5,912 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $160,000 | 6,160 |
| Pre-tax net operating income | $-144,000 | 6,770 |
| Securities gains (losses) | $45,000 | 1,345 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-99,000 | 6,809 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-99,000 | 6,809 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-99,000 | 6,810 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-144,000 | 6,838 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 7,942 |
| Total interest expense | $414,000 | 7,825 |
| Net interest income | $654,000 | 7,963 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $89,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 6,662 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $41,000 | 6,952 |
| Total noninterest expense | $891,000 | 7,679 |
| Salaries and employee benefits | $529,000 | 7,589 |
| Premises and equipment expense | $122,000 | 7,404 |
| Additional noninterest expense | $240,000 | 7,710 |
| Pre-tax net operating income | $-248,000 | 6,594 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-249,000 | 6,529 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-249,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-249,000 | 6,676 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $452,000 | 8,247 |
| Total interest expense | $184,000 | 8,142 |
| Net interest income | $268,000 | 8,259 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $39,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $22,000 | 6,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 7,516 |
| Total noninterest expense | $360,000 | 8,196 |
| Salaries and employee benefits | $237,000 | 8,096 |
| Premises and equipment expense | $47,000 | 8,013 |
| Additional noninterest expense | $76,000 | 8,280 |
| Pre-tax net operating income | $-53,000 | 6,846 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-53,000 | 6,702 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-53,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-53,000 | 6,880 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,283 |
| Total interest expense | $486,000 | 7,058 |
| Net interest income | $650,000 | 7,338 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $38,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $63,000 | 5,622 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-25,000 | 8,350 |
| Total noninterest expense | $811,000 | 6,755 |
| Salaries and employee benefits | $454,000 | 6,712 |
| Premises and equipment expense | $149,000 | 5,846 |
| Additional noninterest expense | $208,000 | 6,995 |
| Pre-tax net operating income | $-123,000 | 7,234 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $-125,000 | 7,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-125,000 | 7,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-125,000 | 7,269 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,290 |
| Total interest expense | $253,000 | 7,116 |
| Net interest income | $342,000 | 7,291 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $42,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $30,000 | 5,688 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $415,000 | 6,728 |
| Salaries and employee benefits | $229,000 | 6,714 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $107,000 | 6,950 |
| Pre-tax net operating income | $-31,000 | 7,330 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-32,000 | 7,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-32,000 | 7,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-32,000 | 7,374 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 7,098 |
| Total interest expense | $1,258,000 | 6,779 |
| Net interest income | $1,386,000 | 7,266 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $169,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $139,000 | 5,547 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $30,000 | 7,542 |
| Total noninterest expense | $1,628,000 | 6,728 |
| Salaries and employee benefits | $895,000 | 6,717 |
| Premises and equipment expense | $282,000 | 5,934 |
| Additional noninterest expense | $451,000 | 6,822 |
| Pre-tax net operating income | $-73,000 | 7,525 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $-74,000 | 7,603 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-74,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,272 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 932 |
| Net operating income | $-77,000 | 7,586 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 7,084 |
| Total interest expense | $991,000 | 6,704 |
| Net interest income | $1,043,000 | 7,310 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $128,000 | 6,999 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $106,000 | 5,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $1,224,000 | 6,704 |
| Salaries and employee benefits | $700,000 | 6,602 |
| Premises and equipment expense | $207,000 | 5,997 |
| Additional noninterest expense | $317,000 | 6,932 |
| Pre-tax net operating income | $-53,000 | 7,738 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $-53,000 | 7,789 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-53,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,861 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 755 |
| Net operating income | $-56,000 | 7,772 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 7,056 |
| Total interest expense | $708,000 | 6,598 |
| Net interest income | $696,000 | 7,366 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $83,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $69,000 | 5,607 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $838,000 | 6,704 |
| Salaries and employee benefits | $491,000 | 6,530 |
| Premises and equipment expense | $139,000 | 6,004 |
| Additional noninterest expense | $208,000 | 6,993 |
| Pre-tax net operating income | $-59,000 | 7,903 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $-58,000 | 7,927 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-58,000 | 7,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 606 |
| Net operating income | $-61,000 | 7,924 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 6,976 |
| Total interest expense | $386,000 | 6,444 |
| Net interest income | $352,000 | 7,381 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $446,000 | 6,574 |
| Salaries and employee benefits | $268,000 | 6,367 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $109,000 | 6,927 |
| Pre-tax net operating income | $-58,000 | 8,056 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-59,000 | 8,077 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-59,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-59,000 | 8,064 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 6,830 |
| Total interest expense | $1,307,000 | 6,408 |
| Net interest income | $1,624,000 | 7,012 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $172,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $137,000 | 5,680 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,597 |
| Total noninterest expense | $1,897,000 | 6,303 |
| Salaries and employee benefits | $1,102,000 | 6,147 |
| Premises and equipment expense | $326,000 | 5,520 |
| Additional noninterest expense | $469,000 | 6,681 |
| Pre-tax net operating income | $-101,000 | 8,054 |
| Securities gains (losses) | $13,000 | 1,022 |
| Applicable income taxes | $3,000 | 6,401 |
| Income before extraordinary items | $-91,000 | 8,071 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-91,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,780 |
| Cash dividends | $43,000 | 5,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-104,000 | 8,076 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 6,913 |
| Total interest expense | $932,000 | 6,481 |
| Net interest income | $1,226,000 | 7,091 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $136,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $109,000 | 5,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $1,442,000 | 6,268 |
| Salaries and employee benefits | $858,000 | 6,033 |
| Premises and equipment expense | $243,000 | 5,563 |
| Additional noninterest expense | $341,000 | 6,781 |
| Pre-tax net operating income | $-80,000 | 8,206 |
| Securities gains (losses) | $13,000 | 838 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $-69,000 | 8,215 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-69,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $43,000 | 5,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-82,000 | 8,222 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 6,905 |
| Total interest expense | $608,000 | 6,428 |
| Net interest income | $837,000 | 7,088 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $91,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 5,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $973,000 | 6,248 |
| Salaries and employee benefits | $587,000 | 5,974 |
| Premises and equipment expense | $164,000 | 5,536 |
| Additional noninterest expense | $222,000 | 6,882 |
| Pre-tax net operating income | $-45,000 | 8,270 |
| Securities gains (losses) | $13,000 | 684 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-33,000 | 8,258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-33,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $43,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-46,000 | 8,272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,859 |
| Total interest expense | $311,000 | 6,308 |
| Net interest income | $417,000 | 7,118 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $488,000 | 6,251 |
| Salaries and employee benefits | $295,000 | 5,987 |
| Premises and equipment expense | $84,000 | 5,502 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $-32,000 | 8,330 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $-33,000 | 8,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-33,000 | 8,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $43,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-33,000 | 8,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 6,839 |
| Total interest expense | $907,000 | 6,519 |
| Net interest income | $1,791,000 | 6,902 |
| Provision for loan and lease losses | $43,000 | 5,912 |
| Total noninterest income | $207,000 | 7,012 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $141,000 | 5,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $1,928,000 | 6,227 |
| Salaries and employee benefits | $1,124,000 | 5,988 |
| Premises and equipment expense | $338,000 | 5,391 |
| Additional noninterest expense | $466,000 | 6,766 |
| Pre-tax net operating income | $27,000 | 8,177 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $4,000 | 6,709 |
| Income before extraordinary items | $29,000 | 8,211 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $29,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $25,000 | 5,912 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 648 |
| Net operating income | $23,720 | 8,187 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 6,921 |
| Total interest expense | $631,000 | 6,611 |
| Net interest income | $1,328,000 | 6,971 |
| Provision for loan and lease losses | $43,000 | 5,499 |
| Total noninterest income | $168,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $111,000 | 5,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,861 |
| Total noninterest expense | $1,436,000 | 6,231 |
| Salaries and employee benefits | $828,000 | 6,021 |
| Premises and equipment expense | $263,000 | 5,258 |
| Additional noninterest expense | $345,000 | 6,769 |
| Pre-tax net operating income | $17,000 | 8,279 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $21,000 | 8,293 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $25,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 495 |
| Net operating income | $15,540 | 8,280 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 6,997 |
| Total interest expense | $381,000 | 6,720 |
| Net interest income | $865,000 | 7,018 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $117,000 | 6,800 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $70,000 | 5,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $47,000 | 6,506 |
| Total noninterest expense | $953,000 | 6,237 |
| Salaries and employee benefits | $542,000 | 6,093 |
| Premises and equipment expense | $178,000 | 5,209 |
| Additional noninterest expense | $233,000 | 6,740 |
| Pre-tax net operating income | $5,000 | 8,330 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $10,000 | 8,333 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $25,000 | 4,903 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 364 |
| Net operating income | $4,540 | 8,327 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 7,044 |
| Total interest expense | $185,000 | 6,727 |
| Net interest income | $432,000 | 7,078 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $62,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $474,000 | 6,291 |
| Salaries and employee benefits | $274,000 | 6,088 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $4,000 | 8,394 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $10,000 | 8,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $10,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $25,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,000 | 8,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 6,822 |
| Total interest expense | $643,000 | 6,798 |
| Net interest income | $1,935,000 | 6,717 |
| Provision for loan and lease losses | $149,000 | 4,295 |
| Total noninterest income | $151,000 | 7,601 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $104,000 | 6,411 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,478 |
| Total noninterest expense | $1,833,000 | 6,310 |
| Salaries and employee benefits | $1,065,000 | 6,079 |
| Premises and equipment expense | $327,000 | 5,430 |
| Additional noninterest expense | $441,000 | 6,887 |
| Pre-tax net operating income | $104,000 | 8,100 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $105,000 | 8,070 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $105,000 | 8,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $83,000 | 5,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $103,020 | 8,037 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 6,824 |
| Total interest expense | $470,000 | 6,852 |
| Net interest income | $1,476,000 | 6,674 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $115,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $77,000 | 6,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 7,412 |
| Total noninterest expense | $1,368,000 | 6,282 |
| Salaries and employee benefits | $794,000 | 6,041 |
| Premises and equipment expense | $247,000 | 5,378 |
| Additional noninterest expense | $327,000 | 6,895 |
| Pre-tax net operating income | $153,000 | 7,899 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $154,000 | 7,751 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $154,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $83,000 | 4,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $153,000 | 7,713 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 6,888 |
| Total interest expense | $303,000 | 6,961 |
| Net interest income | $980,000 | 6,711 |
| Provision for loan and lease losses | $34,000 | 5,224 |
| Total noninterest income | $78,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $904,000 | 6,344 |
| Salaries and employee benefits | $531,000 | 6,086 |
| Premises and equipment expense | $162,000 | 5,446 |
| Additional noninterest expense | $211,000 | 7,009 |
| Pre-tax net operating income | $120,000 | 7,758 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $121,000 | 7,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $58,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $120,000 | 7,521 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,019 |
| Total interest expense | $154,000 | 6,981 |
| Net interest income | $458,000 | 6,927 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $32,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $472,000 | 6,241 |
| Salaries and employee benefits | $272,000 | 6,053 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $119,000 | 6,689 |
| Pre-tax net operating income | $6,000 | 8,480 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $7,000 | 8,505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $33,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,000 | 8,459 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 6,971 |
| Total interest expense | $627,000 | 7,311 |
| Net interest income | $1,937,000 | 6,682 |
| Provision for loan and lease losses | $76,000 | 5,707 |
| Total noninterest income | $211,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $89,000 | 6,730 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $122,000 | 6,193 |
| Total noninterest expense | $1,830,000 | 6,301 |
| Salaries and employee benefits | $1,041,000 | 6,118 |
| Premises and equipment expense | $278,000 | 5,890 |
| Additional noninterest expense | $511,000 | 6,499 |
| Pre-tax net operating income | $242,000 | 7,667 |
| Securities gains (losses) | $34,000 | 2,826 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $276,000 | 7,397 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $276,000 | 7,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,681 |
| Cash dividends | $243,000 | 4,701 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 518 |
| Net operating income | $242,000 | 7,427 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 7,019 |
| Total interest expense | $470,000 | 7,455 |
| Net interest income | $1,478,000 | 6,680 |
| Provision for loan and lease losses | $67,000 | 5,386 |
| Total noninterest income | $188,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 6,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 5,748 |
| Total noninterest expense | $1,319,000 | 6,397 |
| Salaries and employee benefits | $767,000 | 6,152 |
| Premises and equipment expense | $205,000 | 5,942 |
| Additional noninterest expense | $347,000 | 6,739 |
| Pre-tax net operating income | $280,000 | 7,282 |
| Securities gains (losses) | $33,000 | 2,620 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $313,000 | 6,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $313,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,265 |
| Cash dividends | $210,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 409 |
| Net operating income | $280,000 | 6,896 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 7,069 |
| Total interest expense | $307,000 | 7,605 |
| Net interest income | $990,000 | 6,669 |
| Provision for loan and lease losses | $51,000 | 5,095 |
| Total noninterest income | $149,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $107,000 | 5,211 |
| Total noninterest expense | $867,000 | 6,457 |
| Salaries and employee benefits | $505,000 | 6,224 |
| Premises and equipment expense | $138,000 | 5,905 |
| Additional noninterest expense | $224,000 | 6,843 |
| Pre-tax net operating income | $221,000 | 7,033 |
| Securities gains (losses) | $31,000 | 2,340 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $252,000 | 6,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $252,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $177,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $221,000 | 6,571 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 7,110 |
| Total interest expense | $153,000 | 7,708 |
| Net interest income | $497,000 | 6,667 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $422,000 | 6,552 |
| Salaries and employee benefits | $244,000 | 6,341 |
| Premises and equipment expense | $67,000 | 5,985 |
| Additional noninterest expense | $111,000 | 6,863 |
| Pre-tax net operating income | $75,000 | 7,607 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $75,000 | 7,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $12,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $75,000 | 7,239 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 7,171 |
| Total interest expense | $755,000 | 7,651 |
| Net interest income | $1,932,000 | 6,732 |
| Provision for loan and lease losses | $139,000 | 5,088 |
| Total noninterest income | $120,000 | 8,162 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 8,234 |
| Total noninterest expense | $1,735,000 | 6,383 |
| Salaries and employee benefits | $940,000 | 6,352 |
| Premises and equipment expense | $231,000 | 6,384 |
| Additional noninterest expense | $564,000 | 6,136 |
| Pre-tax net operating income | $178,000 | 8,010 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $19,000 | 7,067 |
| Income before extraordinary items | $179,000 | 7,950 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $179,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $122,000 | 5,396 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 598 |
| Net operating income | $161,000 | 7,931 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 7,288 |
| Total interest expense | $1,356,000 | 7,283 |
| Net interest income | $1,613,000 | 7,130 |
| Provision for loan and lease losses | $231,000 | 3,825 |
| Total noninterest income | $160,000 | 7,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $79,000 | 6,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $81,000 | 6,856 |
| Total noninterest expense | $1,434,000 | 6,941 |
| Salaries and employee benefits | $787,000 | 6,842 |
| Premises and equipment expense | $216,000 | 6,552 |
| Additional noninterest expense | $431,000 | 6,920 |
| Pre-tax net operating income | $108,000 | 8,297 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $24,000 | 7,209 |
| Income before extraordinary items | $96,000 | 8,359 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $96,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,871 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 540 |
| Net operating income | $86,400 | 8,316 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 7,715 |
| Total interest expense | $1,492,000 | 7,182 |
| Net interest income | $1,199,000 | 8,067 |
| Provision for loan and lease losses | $59,000 | 6,345 |
| Total noninterest income | $137,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $1,320,000 | 7,194 |
| Salaries and employee benefits | $780,000 | 6,827 |
| Premises and equipment expense | $240,000 | 6,194 |
| Additional noninterest expense | $300,000 | 7,949 |
| Pre-tax net operating income | $-43,000 | 9,192 |
| Securities gains (losses) | $-27,000 | 8,889 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $-102,000 | 9,272 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-102,000 | 9,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $32,000 | 6,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-75,000 | 9,234 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 8,094 |
| Total interest expense | $1,327,000 | 7,348 |
| Net interest income | $1,010,000 | 8,610 |
| Provision for loan and lease losses | $67,000 | 5,994 |
| Total noninterest income | $121,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,343 |
| Total noninterest expense | $1,042,000 | 8,000 |
| Salaries and employee benefits | $571,000 | 7,904 |
| Premises and equipment expense | $195,000 | 6,889 |
| Additional noninterest expense | $276,000 | 8,334 |
| Pre-tax net operating income | $22,000 | 9,327 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $-37,000 | 9,782 |
| Income before extraordinary items | $62,000 | 9,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $62,000 | 9,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $38,000 | 6,757 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 675 |
| Net operating income | $59,000 | 9,171 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 8,599 |
| Total interest expense | $1,202,000 | 7,909 |
| Net interest income | $870,000 | 9,091 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $115,000 | 8,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $772,000 | 8,864 |
| Salaries and employee benefits | $408,000 | 8,920 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $196,000 | 9,164 |
| Pre-tax net operating income | $172,000 | 9,052 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $48,000 | 8,366 |
| Income before extraordinary items | $128,000 | 9,131 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $128,000 | 9,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $84,000 | 6,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $125,080 | 9,075 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 8,887 |
| Total interest expense | $1,207,000 | 8,093 |
| Net interest income | $891,000 | 9,442 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $129,000 | 8,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $806,000 | 9,010 |
| Salaries and employee benefits | $425,000 | 9,101 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $212,000 | 9,245 |
| Pre-tax net operating income | $172,000 | 9,726 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $40,000 | 9,409 |
| Income before extraordinary items | $132,000 | 9,752 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $132,000 | 9,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $84,000 | 6,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $132,000 | 9,706 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 9,295 |
| Total interest expense | $1,144,000 | 8,544 |
| Net interest income | $924,000 | 9,771 |
| Provision for loan and lease losses | $83,000 | 5,545 |
| Total noninterest income | $117,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $817,000 | 9,370 |
| Salaries and employee benefits | $417,000 | 9,489 |
| Premises and equipment expense | $173,000 | 7,570 |
| Additional noninterest expense | $227,000 | 9,632 |
| Pre-tax net operating income | $141,000 | 10,136 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $29,000 | 10,047 |
| Income before extraordinary items | $112,000 | 10,114 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $112,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,379 |
| Cash dividends | $62,000 | 7,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $112,000 | 10,057 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 9,628 |
| Total interest expense | $1,034,000 | 9,141 |
| Net interest income | $1,020,000 | 9,885 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $182,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $951,000 | 9,162 |
| Salaries and employee benefits | $432,000 | 9,677 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $340,000 | 8,794 |
| Pre-tax net operating income | $161,000 | 10,709 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $53,000 | 10,132 |
| Income before extraordinary items | $107,000 | 10,870 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $107,000 | 10,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,794 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $107,670 | 10,834 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 9,826 |
| Total interest expense | $1,032,000 | 8,551 |
| Net interest income | $954,000 | 10,539 |
| Provision for loan and lease losses | $114,000 | 4,281 |
| Total noninterest income | $209,000 | 8,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $972,000 | 9,470 |
| Salaries and employee benefits | $466,000 | 9,699 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $349,000 | 9,364 |
| Pre-tax net operating income | $77,000 | 11,769 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $31,000 | 10,901 |
| Income before extraordinary items | $46,000 | 11,831 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $46,000 | 11,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,065 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $46,000 | 11,866 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 9,335 |
| Total interest expense | $1,157,000 | 8,449 |
| Net interest income | $1,272,000 | 9,830 |
| Provision for loan and lease losses | $529,000 | 2,018 |
| Total noninterest income | $145,000 | 10,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $963,000 | 9,908 |
| Salaries and employee benefits | $462,000 | 10,018 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $366,000 | 9,650 |
| Pre-tax net operating income | $-75,000 | 12,564 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $-41,000 | 12,871 |
| Income before extraordinary items | $5,000 | 12,501 |
| Extraordinary gains, net | $12,000 | 2,892 |
| Net income | $17,000 | 12,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,737 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-19,960 | 12,455 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 11,639 |
| Total interest expense | $818,000 | 11,248 |
| Net interest income | $818,000 | 11,839 |
| Provision for loan and lease losses | $107,000 | 7,099 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $741,000 | 11,302 |
| Salaries and employee benefits | $396,000 | 10,905 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $234,000 | 11,767 |
| Pre-tax net operating income | $145,000 | 11,579 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $67,000 | 10,800 |
| Income before extraordinary items | $124,000 | 11,632 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $124,000 | 11,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $94,100 | 11,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.