Home > Mid America Bank > Income and Expense

Mid America Bank, Income and Expense

2025-03-31 (YTD Data)		Rank
Total interest income	$14,839,000	910
Total interest expense	$4,038,000	1,160
Net interest income	$10,801,000	812
Provision for loan and lease losses	$180,000	1,085
Total noninterest income	$872,000	1,416
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$352,000	778
Trading account gains and fees	NA	NA
Additional Noninterest Income	$520,000	1,469
Total noninterest expense	$6,097,000	1,082
Salaries and employee benefits	$3,791,000	1,007
Premises and equipment expense	$563,000	1,156
Additional noninterest expense	$520,000	1,469
Pre-tax net operating income	$5,396,000	684
Securities gains (losses)	$0	665
Applicable income taxes	$0	3,151
Income before extraordinary items	$5,396,000	576
Extraordinary gains, net	$0	47
Net income	$5,396,000	585
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,396,000	576
Net charge-offs	$26,000	1,311
Cash dividends	$2,700,000	447
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$5,396,000	580
2024-12-31 (YTD Data)		Rank
Total interest income	$57,253,000	930
Total interest expense	$15,918,000	1,214
Net interest income	$41,335,000	798
Provision for loan and lease losses	$685,000	1,160
Total noninterest income	$3,368,000	1,490
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,406,000	789
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,962,000	1,591
Total noninterest expense	$23,524,000	1,092
Salaries and employee benefits	$14,791,000	1,007
Premises and equipment expense	$1,850,000	1,319
Additional noninterest expense	$1,962,000	1,591
Pre-tax net operating income	$20,494,000	665
Securities gains (losses)	$-453,000	4,235
Applicable income taxes	$0	3,278
Income before extraordinary items	$20,041,000	580
Extraordinary gains, net	$0	53
Net income	$20,041,000	586
Minority interest net income	$0	90
Net income of bank and minority interests.	$20,041,000	580
Net charge-offs	$75,000	1,886
Cash dividends	$10,314,000	508
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$20,494,000	578
2024-09-30 (YTD Data)		Rank
Total interest income	$42,435,000	931
Total interest expense	$11,631,000	1,233
Net interest income	$30,804,000	794
Provision for loan and lease losses	$668,000	924
Total noninterest income	$2,503,000	1,495
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,044,000	786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,459,000	1,588
Total noninterest expense	$17,030,000	1,116
Salaries and employee benefits	$10,934,000	1,007
Premises and equipment expense	$1,275,000	1,391
Additional noninterest expense	$1,459,000	1,588
Pre-tax net operating income	$15,609,000	640
Securities gains (losses)	$-90,000	4,158
Applicable income taxes	$0	3,278
Income before extraordinary items	$15,519,000	563
Extraordinary gains, net	$0	51
Net income	$15,519,000	572
Minority interest net income	$0	82
Net income of bank and minority interests.	$15,519,000	565
Net charge-offs	$69,000	1,557
Cash dividends	$7,914,000	460
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$15,609,000	555
2024-06-30 (YTD Data)		Rank
Total interest income	$28,006,000	931
Total interest expense	$7,750,000	1,212
Net interest income	$20,256,000	807
Provision for loan and lease losses	$622,000	732
Total noninterest income	$1,604,000	1,514
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$675,000	793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$929,000	1,624
Total noninterest expense	$11,203,000	1,126
Salaries and employee benefits	$7,325,000	1,007
Premises and equipment expense	$794,000	1,471
Additional noninterest expense	$929,000	1,624
Pre-tax net operating income	$10,035,000	660
Securities gains (losses)	$-90,000	4,215
Applicable income taxes	$0	3,283
Income before extraordinary items	$9,945,000	583
Extraordinary gains, net	$0	52
Net income	$9,945,000	588
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,945,000	585
Net charge-offs	$61,000	1,315
Cash dividends	$5,500,000	433
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$10,035,000	573
2024-03-31 (YTD Data)		Rank
Total interest income	$13,824,000	934
Total interest expense	$3,922,000	1,189
Net interest income	$9,902,000	825
Provision for loan and lease losses	$147,000	1,021
Total noninterest income	$798,000	1,501
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$336,000	793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$462,000	1,581
Total noninterest expense	$5,628,000	1,134
Salaries and employee benefits	$3,708,000	1,007
Premises and equipment expense	$410,000	1,442
Additional noninterest expense	$462,000	1,581
Pre-tax net operating income	$4,925,000	664
Securities gains (losses)	$-59,000	4,292
Applicable income taxes	$0	3,183
Income before extraordinary items	$4,866,000	595
Extraordinary gains, net	$0	51
Net income	$4,866,000	602
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,866,000	595
Net charge-offs	$40,000	1,025
Cash dividends	$2,200,000	488
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$4,925,000	586
2023-12-31 (YTD Data)		Rank
Total interest income	$45,347,000	1,013
Total interest expense	$10,927,000	1,209
Net interest income	$34,420,000	928
Provision for loan and lease losses	$526,000	1,245
Total noninterest income	$3,408,000	1,505
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,288,000	821
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,120,000	1,568
Total noninterest expense	$21,283,000	1,156
Salaries and employee benefits	$13,712,000	1,030
Premises and equipment expense	$1,543,000	1,506
Additional noninterest expense	$2,120,000	1,568
Pre-tax net operating income	$16,019,000	811
Securities gains (losses)	$62,000	350
Applicable income taxes	$0	3,369
Income before extraordinary items	$16,081,000	690
Extraordinary gains, net	$0	54
Net income	$16,081,000	701
Minority interest net income	$0	88
Net income of bank and minority interests.	$16,081,000	693
Net charge-offs	$196,000	1,171
Cash dividends	$8,100,000	569
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$16,019,000	704
2023-09-30 (YTD Data)		Rank
Total interest income	$32,885,000	1,020
Total interest expense	$7,458,000	1,220
Net interest income	$25,427,000	944
Provision for loan and lease losses	$234,000	1,529
Total noninterest income	$2,633,000	1,489
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$950,000	837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,683,000	1,499
Total noninterest expense	$15,920,000	1,158
Salaries and employee benefits	$10,207,000	1,045
Premises and equipment expense	$1,172,000	1,488
Additional noninterest expense	$1,683,000	1,499
Pre-tax net operating income	$11,906,000	849
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$11,906,000	723
Extraordinary gains, net	$0	52
Net income	$11,906,000	727
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,906,000	723
Net charge-offs	$110,000	1,144
Cash dividends	$6,100,000	518
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$11,906,000	737
2023-06-30 (YTD Data)		Rank
Total interest income	$21,360,000	1,016
Total interest expense	$4,549,000	1,198
Net interest income	$16,811,000	953
Provision for loan and lease losses	$61,000	2,085
Total noninterest income	$1,758,000	1,413
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$612,000	848
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,146,000	1,410
Total noninterest expense	$10,699,000	1,134
Salaries and employee benefits	$6,902,000	1,024
Premises and equipment expense	$782,000	1,483
Additional noninterest expense	$1,146,000	1,409
Pre-tax net operating income	$7,809,000	866
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$7,809,000	722
Extraordinary gains, net	$0	51
Net income	$7,809,000	734
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,809,000	722
Net charge-offs	$97,000	930
Cash dividends	$4,100,000	513
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$7,809,000	727
2023-03-31 (YTD Data)		Rank
Total interest income	$10,372,000	1,028
Total interest expense	$2,074,000	1,154
Net interest income	$8,298,000	966
Provision for loan and lease losses	$1,000	2,584
Total noninterest income	$857,000	1,424
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$293,000	882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	1,423
Total noninterest expense	$5,318,000	1,158
Salaries and employee benefits	$3,419,000	1,051
Premises and equipment expense	$390,000	1,513
Additional noninterest expense	$564,000	1,423
Pre-tax net operating income	$3,836,000	909
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$3,836,000	765
Extraordinary gains, net	$0	4
Net income	$3,836,000	764
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,836,000	764
Net charge-offs	$24,000	1,045
Cash dividends	$2,000,000	476
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,836,000	777
2022-12-31 (YTD Data)		Rank
Total interest income	$34,539,000	1,015
Total interest expense	$4,019,000	930
Net interest income	$30,520,000	1,017
Provision for loan and lease losses	$509,000	1,212
Total noninterest income	$3,664,000	1,439
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,160,000	908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,504,000	1,412
Total noninterest expense	$19,842,000	1,185
Salaries and employee benefits	$12,691,000	1,094
Premises and equipment expense	$1,546,000	1,506
Additional noninterest expense	$2,504,000	1,412
Pre-tax net operating income	$13,833,000	1,013
Securities gains (losses)	$-1,393,000	4,500
Applicable income taxes	$0	3,596
Income before extraordinary items	$12,440,000	943
Extraordinary gains, net	$0	5
Net income	$12,440,000	943
Minority interest net income	$0	63
Net income of bank and minority interests.	$12,440,000	944
Net charge-offs	$-91,000	4,256
Cash dividends	$7,285,000	587
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$13,833,000	881
2022-09-30 (YTD Data)		Rank
Total interest income	$18,160,000	1,299
Total interest expense	$1,582,000	1,255
Net interest income	$16,578,000	1,309
Provision for loan and lease losses	$382,000	1,108
Total noninterest income	$1,599,000	1,999
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$478,000	1,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,121,000	1,932
Total noninterest expense	$10,394,000	1,584
Salaries and employee benefits	$7,018,000	1,383
Premises and equipment expense	$907,000	1,818
Additional noninterest expense	$1,121,000	1,932
Pre-tax net operating income	$7,401,000	1,279
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$7,401,000	1,109
Extraordinary gains, net	$0	4
Net income	$7,401,000	1,108
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,401,000	1,109
Net charge-offs	$-132,000	4,377
Cash dividends	$4,085,000	676
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,401,000	1,133
2022-06-30 (YTD Data)		Rank
Total interest income	$11,392,000	1,325
Total interest expense	$882,000	1,262
Net interest income	$10,510,000	1,329
Provision for loan and lease losses	$244,000	1,052
Total noninterest income	$1,113,000	1,947
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$312,000	1,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$801,000	1,909
Total noninterest expense	$6,727,000	1,604
Salaries and employee benefits	$4,633,000	1,388
Premises and equipment expense	$592,000	1,840
Additional noninterest expense	$1,502,000	2,006
Pre-tax net operating income	$4,652,000	1,261
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$4,652,000	1,099
Extraordinary gains, net	$0	4
Net income	$4,652,000	1,098
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,652,000	1,099
Net charge-offs	$-88,000	4,356
Cash dividends	$2,650,000	691
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,652,000	1,126
2022-03-31 (YTD Data)		Rank
Total interest income	$5,523,000	1,317
Total interest expense	$406,000	1,301
Net interest income	$5,117,000	1,319
Provision for loan and lease losses	$119,000	905
Total noninterest income	$550,000	1,961
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$159,000	1,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$391,000	1,928
Total noninterest expense	$3,326,000	1,608
Salaries and employee benefits	$2,278,000	1,411
Premises and equipment expense	$307,000	1,804
Additional noninterest expense	$741,000	2,008
Pre-tax net operating income	$2,222,000	1,261
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$2,222,000	1,113
Extraordinary gains, net	$0	4
Net income	$2,222,000	1,112
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,222,000	1,113
Net charge-offs	$-19,000	4,129
Cash dividends	$1,200,000	684
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,222,000	1,126
2021-12-31 (YTD Data)		Rank
Total interest income	$22,006,000	1,371
Total interest expense	$1,798,000	1,436
Net interest income	$20,208,000	1,354
Provision for loan and lease losses	$481,000	1,080
Total noninterest income	$2,752,000	1,889
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$555,000	1,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,197,000	1,822
Total noninterest expense	$12,901,000	1,648
Salaries and employee benefits	$8,871,000	1,432
Premises and equipment expense	$1,156,000	1,868
Additional noninterest expense	$2,874,000	2,039
Pre-tax net operating income	$9,578,000	1,315
Securities gains (losses)	$2,000	1,964
Applicable income taxes	$0	3,710
Income before extraordinary items	$9,580,000	1,179
Extraordinary gains, net	$0	10
Net income	$9,580,000	1,180
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,580,000	1,179
Net charge-offs	$870,000	464
Cash dividends	$4,300,000	893
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,578,000	1,163
2021-09-30 (YTD Data)		Rank
Total interest income	$16,798,000	1,380
Total interest expense	$1,369,000	1,513
Net interest income	$15,429,000	1,351
Provision for loan and lease losses	$422,000	946
Total noninterest income	$2,061,000	1,952
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$398,000	1,534
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,663,000	1,859
Total noninterest expense	$9,509,000	1,669
Salaries and employee benefits	$6,536,000	1,449
Premises and equipment expense	$874,000	1,883
Additional noninterest expense	$2,099,000	2,091
Pre-tax net operating income	$7,559,000	1,318
Securities gains (losses)	$2,000	1,903
Applicable income taxes	$0	3,719
Income before extraordinary items	$7,561,000	1,188
Extraordinary gains, net	$0	8
Net income	$7,561,000	1,188
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,561,000	1,189
Net charge-offs	$846,000	371
Cash dividends	$3,200,000	814
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,559,000	1,172
2021-06-30 (YTD Data)		Rank
Total interest income	$11,555,000	1,330
Total interest expense	$937,000	1,536
Net interest income	$10,618,000	1,303
Provision for loan and lease losses	$411,000	713
Total noninterest income	$1,422,000	1,852
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$243,000	1,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,179,000	1,750
Total noninterest expense	$6,311,000	1,670
Salaries and employee benefits	$4,284,000	1,473
Premises and equipment expense	$595,000	1,846
Additional noninterest expense	$1,432,000	2,040
Pre-tax net operating income	$5,318,000	1,254
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$5,318,000	1,131
Extraordinary gains, net	$0	6
Net income	$5,318,000	1,132
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,318,000	1,132
Net charge-offs	$862,000	287
Cash dividends	$2,200,000	787
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,318,000	1,113
2021-03-31 (YTD Data)		Rank
Total interest income	$5,954,000	1,301
Total interest expense	$488,000	1,549
Net interest income	$5,466,000	1,264
Provision for loan and lease losses	$110,000	1,189
Total noninterest income	$764,000	1,783
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$120,000	1,599
Trading account gains and fees	NA	NA
Additional Noninterest Income	$644,000	1,658
Total noninterest expense	$3,027,000	1,710
Salaries and employee benefits	$2,061,000	1,515
Premises and equipment expense	$279,000	1,936
Additional noninterest expense	$687,000	2,061
Pre-tax net operating income	$3,093,000	1,118
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$3,093,000	989
Extraordinary gains, net	$0	3
Net income	$3,093,000	989
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,093,000	989
Net charge-offs	$-12,000	4,135
Cash dividends	$1,200,000	651
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,093,000	962
2020-12-31 (YTD Data)		Rank
Total interest income	$22,469,000	1,344
Total interest expense	$2,787,000	1,577
Net interest income	$19,682,000	1,302
Provision for loan and lease losses	$517,000	2,203
Total noninterest income	$2,664,000	1,835
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$409,000	1,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,255,000	1,681
Total noninterest expense	$11,530,000	1,754
Salaries and employee benefits	$7,822,000	1,546
Premises and equipment expense	$951,000	2,097
Additional noninterest expense	$2,757,000	2,064
Pre-tax net operating income	$10,299,000	1,041
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$10,299,000	933
Extraordinary gains, net	$0	4
Net income	$10,299,000	933
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,299,000	933
Net charge-offs	$300,000	1,291
Cash dividends	$4,400,000	852
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,299,000	894
2020-09-30 (YTD Data)		Rank
Total interest income	$16,612,000	1,370
Total interest expense	$2,268,000	1,555
Net interest income	$14,344,000	1,329
Provision for loan and lease losses	$263,000	2,543
Total noninterest income	$1,848,000	1,867
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$284,000	1,960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,564,000	1,700
Total noninterest expense	$8,215,000	1,802
Salaries and employee benefits	$5,678,000	1,568
Premises and equipment expense	$665,000	2,191
Additional noninterest expense	$1,872,000	2,172
Pre-tax net operating income	$7,714,000	1,003
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$7,714,000	891
Extraordinary gains, net	$0	4
Net income	$7,714,000	891
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,714,000	891
Net charge-offs	$194,000	1,278
Cash dividends	$3,200,000	774
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,714,000	859
2020-06-30 (YTD Data)		Rank
Total interest income	$11,047,000	1,394
Total interest expense	$1,649,000	1,532
Net interest income	$9,398,000	1,349
Provision for loan and lease losses	$225,000	2,290
Total noninterest income	$1,019,000	2,006
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$176,000	2,073
Trading account gains and fees	NA	NA
Additional Noninterest Income	$843,000	1,844
Total noninterest expense	$5,235,000	1,870
Salaries and employee benefits	$3,770,000	1,564
Premises and equipment expense	$416,000	2,277
Additional noninterest expense	$1,049,000	2,426
Pre-tax net operating income	$4,957,000	963
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$4,957,000	859
Extraordinary gains, net	$0	4
Net income	$4,957,000	859
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,957,000	859
Net charge-offs	$205,000	997
Cash dividends	$2,000,000	793
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,957,000	825
2020-03-31 (YTD Data)		Rank
Total interest income	$5,564,000	1,374
Total interest expense	$942,000	1,490
Net interest income	$4,622,000	1,340
Provision for loan and lease losses	$125,000	1,776
Total noninterest income	$450,000	2,049
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$111,000	2,014
Trading account gains and fees	NA	NA
Additional Noninterest Income	$339,000	1,879
Total noninterest expense	$2,528,000	1,926
Salaries and employee benefits	$1,819,000	1,622
Premises and equipment expense	$184,000	2,460
Additional noninterest expense	$525,000	2,454
Pre-tax net operating income	$2,419,000	912
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$2,419,000	793
Extraordinary gains, net	$0	4
Net income	$2,419,000	793
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,419,000	793
Net charge-offs	$167,000	687
Cash dividends	$1,000,000	802
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,419,000	777
2019-12-31 (YTD Data)		Rank
Total interest income	$22,611,000	1,373
Total interest expense	$4,746,000	1,299
Net interest income	$17,865,000	1,367
Provision for loan and lease losses	$845,000	1,034
Total noninterest income	$1,851,000	2,049
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$501,000	1,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,350,000	1,916
Total noninterest expense	$10,703,000	1,812
Salaries and employee benefits	$7,044,000	1,616
Premises and equipment expense	$950,000	2,101
Additional noninterest expense	$2,709,000	2,085
Pre-tax net operating income	$8,168,000	1,217
Securities gains (losses)	$38,000	1,350
Applicable income taxes	$0	3,859
Income before extraordinary items	$8,206,000	1,094
Extraordinary gains, net	$0	11
Net income	$8,206,000	1,096
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,206,000	1,096
Net charge-offs	$258,000	1,469
Cash dividends	$4,000,000	959
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,168,000	1,075
2019-09-30 (YTD Data)		Rank
Total interest income	$16,857,000	1,388
Total interest expense	$3,602,000	1,293
Net interest income	$13,255,000	1,395
Provision for loan and lease losses	$710,000	896
Total noninterest income	$1,202,000	2,223
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$368,000	1,954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$834,000	2,122
Total noninterest expense	$7,474,000	1,937
Salaries and employee benefits	$5,078,000	1,691
Premises and equipment expense	$710,000	2,121
Additional noninterest expense	$1,686,000	2,373
Pre-tax net operating income	$6,273,000	1,217
Securities gains (losses)	$38,000	1,173
Applicable income taxes	$0	3,902
Income before extraordinary items	$6,311,000	1,096
Extraordinary gains, net	$0	11
Net income	$6,311,000	1,097
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,311,000	1,097
Net charge-offs	$186,000	1,348
Cash dividends	$3,000,000	869
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,273,000	1,077
2019-06-30 (YTD Data)		Rank
Total interest income	$11,071,000	1,400
Total interest expense	$2,437,000	1,248
Net interest income	$8,634,000	1,427
Provision for loan and lease losses	$455,000	907
Total noninterest income	$730,000	2,306
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$245,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$485,000	2,240
Total noninterest expense	$4,973,000	1,943
Salaries and employee benefits	$3,411,000	1,678
Premises and equipment expense	$466,000	2,156
Additional noninterest expense	$1,096,000	2,426
Pre-tax net operating income	$3,936,000	1,252
Securities gains (losses)	$29,000	914
Applicable income taxes	$0	3,901
Income before extraordinary items	$3,965,000	1,118
Extraordinary gains, net	$0	11
Net income	$3,965,000	1,118
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,965,000	1,118
Net charge-offs	$193,000	1,007
Cash dividends	$1,900,000	918
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,936,000	1,100
2019-03-31 (YTD Data)		Rank
Total interest income	$5,432,000	1,420
Total interest expense	$1,200,000	1,232
Net interest income	$4,232,000	1,443
Provision for loan and lease losses	$280,000	742
Total noninterest income	$286,000	2,578
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$118,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	2,621
Total noninterest expense	$2,379,000	2,011
Salaries and employee benefits	$1,645,000	1,742
Premises and equipment expense	$223,000	2,243
Additional noninterest expense	$511,000	2,538
Pre-tax net operating income	$1,859,000	1,278
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,859,000	1,155
Extraordinary gains, net	$0	5
Net income	$1,859,000	1,154
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,859,000	1,154
Net charge-offs	$-36,000	5,006
Cash dividends	$1,000,000	809
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,859,000	1,132
2018-12-31 (YTD Data)		Rank
Total interest income	$19,037,000	1,511
Total interest expense	$2,703,000	1,545
Net interest income	$16,334,000	1,477
Provision for loan and lease losses	$800,000	1,051
Total noninterest income	$1,509,000	2,327
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$549,000	1,852
Trading account gains and fees	NA	NA
Additional Noninterest Income	$960,000	2,289
Total noninterest expense	$9,554,000	1,969
Salaries and employee benefits	$6,756,000	1,651
Premises and equipment expense	$866,000	2,253
Additional noninterest expense	$1,932,000	2,643
Pre-tax net operating income	$7,489,000	1,284
Securities gains (losses)	$-39,000	4,794
Applicable income taxes	$0	3,978
Income before extraordinary items	$7,450,000	1,155
Extraordinary gains, net	$0	6
Net income	$7,450,000	1,154
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,450,000	1,154
Net charge-offs	$115,000	2,049
Cash dividends	$3,275,000	1,017
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,489,000	1,147
2018-09-30 (YTD Data)		Rank
Total interest income	$13,753,000	1,545
Total interest expense	$1,646,000	1,740
Net interest income	$12,107,000	1,490
Provision for loan and lease losses	$400,000	1,318
Total noninterest income	$1,064,000	2,413
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$405,000	1,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$659,000	2,409
Total noninterest expense	$6,876,000	2,033
Salaries and employee benefits	$4,797,000	1,722
Premises and equipment expense	$645,000	2,275
Additional noninterest expense	$1,434,000	2,682
Pre-tax net operating income	$5,895,000	1,241
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$5,895,000	1,112
Extraordinary gains, net	$0	5
Net income	$5,895,000	1,111
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,895,000	1,111
Net charge-offs	$114,000	1,638
Cash dividends	$2,275,000	964
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,895,000	1,103
2018-06-30 (YTD Data)		Rank
Total interest income	$8,815,000	1,583
Total interest expense	$928,000	1,888
Net interest income	$7,887,000	1,513
Provision for loan and lease losses	$170,000	1,692
Total noninterest income	$769,000	2,322
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$263,000	1,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$506,000	2,254
Total noninterest expense	$4,609,000	2,041
Salaries and employee benefits	$3,229,000	1,726
Premises and equipment expense	$434,000	2,289
Additional noninterest expense	$946,000	2,713
Pre-tax net operating income	$3,877,000	1,244
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,877,000	1,098
Extraordinary gains, net	$0	6
Net income	$3,877,000	1,097
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,877,000	1,097
Net charge-offs	$123,000	1,189
Cash dividends	$1,475,000	979
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,877,000	1,091
2018-03-31 (YTD Data)		Rank
Total interest income	$4,238,000	1,630
Total interest expense	$412,000	1,982
Net interest income	$3,826,000	1,560
Provision for loan and lease losses	$80,000	1,644
Total noninterest income	$403,000	2,245
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$126,000	1,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$277,000	2,114
Total noninterest expense	$2,220,000	2,115
Salaries and employee benefits	$1,543,000	1,807
Premises and equipment expense	$226,000	2,250
Additional noninterest expense	$451,000	2,832
Pre-tax net operating income	$1,929,000	1,220
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,929,000	1,087
Extraordinary gains, net	$0	7
Net income	$1,929,000	1,086
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,929,000	1,087
Net charge-offs	$138,000	711
Cash dividends	$725,000	924
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,929,000	1,078
2017-12-31 (YTD Data)		Rank
Total interest income	$16,105,000	1,647
Total interest expense	$1,456,000	1,971
Net interest income	$14,649,000	1,602
Provision for loan and lease losses	$180,000	2,471
Total noninterest income	$1,443,000	2,457
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$456,000	2,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$987,000	2,311
Total noninterest expense	$8,850,000	2,106
Salaries and employee benefits	$6,241,000	1,755
Premises and equipment expense	$798,000	2,457
Additional noninterest expense	$1,811,000	2,844
Pre-tax net operating income	$7,062,000	1,305
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$7,062,000	1,009
Extraordinary gains, net	$0	9
Net income	$7,062,000	1,009
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,062,000	1,009
Net charge-offs	$18,000	3,472
Cash dividends	$3,335,000	950
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,062,000	997
2017-09-30 (YTD Data)		Rank
Total interest income	$11,958,000	1,660
Total interest expense	$1,082,000	1,960
Net interest income	$10,876,000	1,614
Provision for loan and lease losses	$180,000	2,116
Total noninterest income	$1,130,000	2,409
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$319,000	2,302
Trading account gains and fees	NA	NA
Additional Noninterest Income	$811,000	2,238
Total noninterest expense	$6,389,000	2,175
Salaries and employee benefits	$4,432,000	1,846
Premises and equipment expense	$606,000	2,457
Additional noninterest expense	$1,351,000	2,846
Pre-tax net operating income	$5,437,000	1,292
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$5,437,000	1,091
Extraordinary gains, net	$0	9
Net income	$5,437,000	1,090
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,437,000	1,091
Net charge-offs	$28,000	2,818
Cash dividends	$2,385,000	910
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,437,000	1,076
2017-06-30 (YTD Data)		Rank
Total interest income	$7,886,000	1,665
Total interest expense	$715,000	1,934
Net interest income	$7,171,000	1,622
Provision for loan and lease losses	$180,000	1,642
Total noninterest income	$650,000	2,604
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$211,000	2,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$439,000	2,480
Total noninterest expense	$4,259,000	2,184
Salaries and employee benefits	$2,990,000	1,838
Premises and equipment expense	$403,000	2,469
Additional noninterest expense	$866,000	2,945
Pre-tax net operating income	$3,382,000	1,342
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$3,382,000	1,131
Extraordinary gains, net	$0	11
Net income	$3,382,000	1,131
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,382,000	1,131
Net charge-offs	$33,000	2,293
Cash dividends	$1,590,000	910
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,382,000	1,110
2017-03-31 (YTD Data)		Rank
Total interest income	$3,897,000	1,674
Total interest expense	$359,000	1,916
Net interest income	$3,538,000	1,624
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$313,000	2,663
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$101,000	2,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	2,509
Total noninterest expense	$2,099,000	2,225
Salaries and employee benefits	$1,518,000	1,826
Premises and equipment expense	$181,000	2,671
Additional noninterest expense	$400,000	3,115
Pre-tax net operating income	$1,662,000	1,347
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,662,000	1,128
Extraordinary gains, net	$0	8
Net income	$1,662,000	1,127
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,662,000	1,128
Net charge-offs	$-5,000	4,686
Cash dividends	$795,000	877
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,662,000	1,107
2016-12-31 (YTD Data)		Rank
Total interest income	$15,291,000	1,652
Total interest expense	$1,420,000	1,870
Net interest income	$13,871,000	1,617
Provision for loan and lease losses	$275,000	2,088
Total noninterest income	$1,286,000	2,677
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$402,000	2,462
Trading account gains and fees	$0	170
Additional Noninterest Income	$884,000	2,544
Total noninterest expense	$8,396,000	2,207
Salaries and employee benefits	$5,886,000	1,811
Premises and equipment expense	$819,000	2,453
Additional noninterest expense	$1,691,000	3,093
Pre-tax net operating income	$6,486,000	1,317
Securities gains (losses)	$5,000	2,878
Applicable income taxes	$0	4,278
Income before extraordinary items	$6,491,000	1,120
Extraordinary gains, net	$0	5
Net income	$6,491,000	1,119
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,491,000	1,119
Net charge-offs	$277,000	1,605
Cash dividends	$3,610,000	886
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,486,000	1,102
2016-09-30 (YTD Data)		Rank
Total interest income	$11,414,000	1,659
Total interest expense	$1,059,000	1,884
Net interest income	$10,355,000	1,624
Provision for loan and lease losses	$225,000	1,908
Total noninterest income	$1,059,000	2,567
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$303,000	2,454
Trading account gains and fees	$0	169
Additional Noninterest Income	$756,000	2,384
Total noninterest expense	$6,078,000	2,259
Salaries and employee benefits	$4,175,000	1,907
Premises and equipment expense	$610,000	2,476
Additional noninterest expense	$1,293,000	3,043
Pre-tax net operating income	$5,111,000	1,300
Securities gains (losses)	$5,000	2,808
Applicable income taxes	$0	4,325
Income before extraordinary items	$5,116,000	1,097
Extraordinary gains, net	$0	5
Net income	$5,116,000	1,097
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,116,000	1,097
Net charge-offs	$286,000	1,177
Cash dividends	$2,905,000	789
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,111,000	1,072
2016-06-30 (YTD Data)		Rank
Total interest income	$7,540,000	1,681
Total interest expense	$702,000	1,908
Net interest income	$6,838,000	1,638
Provision for loan and lease losses	$100,000	2,280
Total noninterest income	$680,000	2,578
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$197,000	2,468
Trading account gains and fees	$0	157
Additional Noninterest Income	$483,000	2,421
Total noninterest expense	$4,066,000	2,269
Salaries and employee benefits	$2,805,000	1,903
Premises and equipment expense	$406,000	2,487
Additional noninterest expense	$855,000	3,089
Pre-tax net operating income	$3,352,000	1,305
Securities gains (losses)	$5,000	2,477
Applicable income taxes	$0	4,338
Income before extraordinary items	$3,357,000	1,097
Extraordinary gains, net	$0	16
Net income	$3,357,000	1,097
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,357,000	1,097
Net charge-offs	$96,000	1,659
Cash dividends	$2,009,000	746
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,352,000	1,072
2016-03-31 (YTD Data)		Rank
Total interest income	$3,729,000	1,708
Total interest expense	$349,000	1,913
Net interest income	$3,380,000	1,663
Provision for loan and lease losses	$25,000	2,733
Total noninterest income	$277,000	2,847
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$99,000	2,444
Trading account gains and fees	$0	142
Additional Noninterest Income	$178,000	2,776
Total noninterest expense	$2,041,000	2,270
Salaries and employee benefits	$1,406,000	1,913
Premises and equipment expense	$188,000	2,659
Additional noninterest expense	$447,000	2,986
Pre-tax net operating income	$1,591,000	1,339
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,591,000	1,122
Extraordinary gains, net	$0	12
Net income	$1,591,000	1,123
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,591,000	1,123
Net charge-offs	$5,000	2,584
Cash dividends	$1,235,000	622
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,591,000	1,098
2015-12-31 (YTD Data)		Rank
Total interest income	$14,451,000	1,715
Total interest expense	$1,408,000	1,868
Net interest income	$13,043,000	1,676
Provision for loan and lease losses	$200,000	2,306
Total noninterest income	$1,053,000	2,977
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$371,000	2,657
Trading account gains and fees	$0	159
Additional Noninterest Income	$682,000	2,878
Total noninterest expense	$8,182,000	2,248
Salaries and employee benefits	$5,805,000	1,795
Premises and equipment expense	$816,000	2,520
Additional noninterest expense	$1,561,000	3,317
Pre-tax net operating income	$5,714,000	1,415
Securities gains (losses)	$35,000	1,887
Applicable income taxes	$0	4,402
Income before extraordinary items	$5,749,000	1,217
Extraordinary gains, net	$0	23
Net income	$5,749,000	1,217
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,749,000	1,217
Net charge-offs	$88,000	2,775
Cash dividends	$3,395,000	894
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,714,000	1,194
2015-09-30 (YTD Data)		Rank
Total interest income	$10,820,000	1,732
Total interest expense	$1,071,000	1,859
Net interest income	$9,749,000	1,699
Provision for loan and lease losses	$200,000	1,947
Total noninterest income	$861,000	2,871
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$281,000	2,654
Trading account gains and fees	$0	153
Additional Noninterest Income	$580,000	2,715
Total noninterest expense	$5,870,000	2,337
Salaries and employee benefits	$4,094,000	1,912
Premises and equipment expense	$602,000	2,582
Additional noninterest expense	$1,174,000	3,326
Pre-tax net operating income	$4,540,000	1,376
Securities gains (losses)	$35,000	1,699
Applicable income taxes	$0	4,489
Income before extraordinary items	$4,575,000	1,164
Extraordinary gains, net	$0	21
Net income	$4,575,000	1,163
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,575,000	1,164
Net charge-offs	$14,000	3,512
Cash dividends	$3,395,000	655
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,540,000	1,140
2015-06-30 (YTD Data)		Rank
Total interest income	$7,195,000	1,733
Total interest expense	$723,000	1,844
Net interest income	$6,472,000	1,707
Provision for loan and lease losses	$200,000	1,484
Total noninterest income	$586,000	2,851
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$174,000	2,754
Trading account gains and fees	$0	157
Additional Noninterest Income	$412,000	2,642
Total noninterest expense	$3,932,000	2,333
Salaries and employee benefits	$2,724,000	1,925
Premises and equipment expense	$406,000	2,567
Additional noninterest expense	$802,000	3,301
Pre-tax net operating income	$2,926,000	1,407
Securities gains (losses)	$1,000	2,511
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,927,000	1,197
Extraordinary gains, net	$0	22
Net income	$2,927,000	1,198
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,927,000	1,198
Net charge-offs	$4,000	3,531
Cash dividends	$2,690,000	562
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,926,000	1,166
2015-03-31 (YTD Data)		Rank
Total interest income	$3,585,000	1,737
Total interest expense	$369,000	1,828
Net interest income	$3,216,000	1,714
Provision for loan and lease losses	$0	3,703
Total noninterest income	$308,000	2,769
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$86,000	2,760
Trading account gains and fees	$0	152
Additional Noninterest Income	$222,000	2,494
Total noninterest expense	$1,926,000	2,385
Salaries and employee benefits	$1,356,000	1,936
Premises and equipment expense	$209,000	2,560
Additional noninterest expense	$361,000	3,515
Pre-tax net operating income	$1,598,000	1,266
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,598,000	1,062
Extraordinary gains, net	$0	13
Net income	$1,598,000	1,061
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,598,000	1,063
Net charge-offs	$-4,000	5,028
Cash dividends	$515,000	1,080
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,598,000	1,035
2014-12-31 (YTD Data)		Rank
Total interest income	$14,228,000	1,767
Total interest expense	$1,484,000	1,904
Net interest income	$12,744,000	1,723
Provision for loan and lease losses	$675,000	1,163
Total noninterest income	$916,000	3,245
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$414,000	2,617
Trading account gains and fees	$0	180
Additional Noninterest Income	$502,000	3,267
Total noninterest expense	$7,287,000	2,522
Salaries and employee benefits	$5,085,000	2,011
Premises and equipment expense	$879,000	2,485
Additional noninterest expense	$1,323,000	3,831
Pre-tax net operating income	$5,698,000	1,362
Securities gains (losses)	$11,000	2,605
Applicable income taxes	$0	4,531
Income before extraordinary items	$5,709,000	1,153
Extraordinary gains, net	$0	17
Net income	$5,709,000	1,151
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,709,000	1,152
Net charge-offs	$-56,000	6,016
Cash dividends	$4,525,000	659
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,698,000	1,130
2014-09-30 (YTD Data)		Rank
Total interest income	$10,580,000	1,793
Total interest expense	$1,116,000	1,928
Net interest income	$9,464,000	1,749
Provision for loan and lease losses	$550,000	1,057
Total noninterest income	$646,000	3,397
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$304,000	2,686
Trading account gains and fees	$0	174
Additional Noninterest Income	$342,000	3,434
Total noninterest expense	$5,241,000	2,618
Salaries and employee benefits	$3,589,000	2,141
Premises and equipment expense	$668,000	2,486
Additional noninterest expense	$984,000	3,875
Pre-tax net operating income	$4,319,000	1,373
Securities gains (losses)	$11,000	2,296
Applicable income taxes	$0	4,583
Income before extraordinary items	$4,330,000	1,149
Extraordinary gains, net	$0	15
Net income	$4,330,000	1,147
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,330,000	1,148
Net charge-offs	$-6,000	5,497
Cash dividends	$4,115,000	518
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,319,000	1,128
2014-06-30 (YTD Data)		Rank
Total interest income	$6,986,000	1,801
Total interest expense	$752,000	1,934
Net interest income	$6,234,000	1,757
Provision for loan and lease losses	$425,000	957
Total noninterest income	$495,000	3,136
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$201,000	2,697
Trading account gains and fees	$0	172
Additional Noninterest Income	$294,000	3,072
Total noninterest expense	$3,488,000	2,626
Salaries and employee benefits	$2,429,000	2,119
Premises and equipment expense	$432,000	2,558
Additional noninterest expense	$627,000	3,994
Pre-tax net operating income	$2,816,000	1,354
Securities gains (losses)	$11,000	1,900
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,827,000	1,135
Extraordinary gains, net	$0	20
Net income	$2,827,000	1,136
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,827,000	1,136
Net charge-offs	$-13,000	5,748
Cash dividends	$3,600,000	409
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,816,000	1,112
2014-03-31 (YTD Data)		Rank
Total interest income	$3,454,000	1,809
Total interest expense	$387,000	1,922
Net interest income	$3,067,000	1,775
Provision for loan and lease losses	$250,000	826
Total noninterest income	$227,000	3,242
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$96,000	2,751
Trading account gains and fees	$0	147
Additional Noninterest Income	$131,000	3,169
Total noninterest expense	$1,761,000	2,613
Salaries and employee benefits	$1,202,000	2,145
Premises and equipment expense	$215,000	2,610
Additional noninterest expense	$344,000	3,778
Pre-tax net operating income	$1,283,000	1,429
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,283,000	1,191
Extraordinary gains, net	$0	16
Net income	$1,283,000	1,192
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,283,000	1,192
Net charge-offs	$-10,000	5,749
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,283,000	1,171
2013-12-31 (YTD Data)		Rank
Total interest income	$13,374,000	1,867
Total interest expense	$1,619,000	2,022
Net interest income	$11,755,000	1,828
Provision for loan and lease losses	$925,000	1,175
Total noninterest income	$1,009,000	3,185
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$374,000	2,961
Trading account gains and fees	$0	184
Additional Noninterest Income	$635,000	3,025
Total noninterest expense	$7,555,000	2,467
Salaries and employee benefits	$4,998,000	2,039
Premises and equipment expense	$845,000	2,595
Additional noninterest expense	$1,712,000	3,326
Pre-tax net operating income	$4,284,000	1,631
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$4,284,000	1,404
Extraordinary gains, net	$0	29
Net income	$4,284,000	1,407
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,284,000	1,407
Net charge-offs	$565,000	1,890
Cash dividends	$460,000	2,857
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,284,000	1,384
2013-09-30 (YTD Data)		Rank
Total interest income	$9,871,000	1,902
Total interest expense	$1,211,000	2,086
Net interest income	$8,660,000	1,861
Provision for loan and lease losses	$750,000	1,115
Total noninterest income	$718,000	3,331
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$278,000	2,998
Trading account gains and fees	$0	180
Additional Noninterest Income	$440,000	3,209
Total noninterest expense	$5,454,000	2,548
Salaries and employee benefits	$3,603,000	2,128
Premises and equipment expense	$707,000	2,393
Additional noninterest expense	$1,144,000	3,621
Pre-tax net operating income	$3,174,000	1,662
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$3,174,000	1,429
Extraordinary gains, net	$0	25
Net income	$3,174,000	1,431
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,174,000	1,431
Net charge-offs	$436,000	1,737
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,174,000	1,399
2013-06-30 (YTD Data)		Rank
Total interest income	$6,458,000	1,926
Total interest expense	$779,000	2,193
Net interest income	$5,679,000	1,879
Provision for loan and lease losses	$600,000	990
Total noninterest income	$486,000	3,344
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$185,000	2,953
Trading account gains and fees	$0	157
Additional Noninterest Income	$301,000	3,197
Total noninterest expense	$3,693,000	2,509
Salaries and employee benefits	$2,439,000	2,105
Premises and equipment expense	$474,000	2,380
Additional noninterest expense	$780,000	3,559
Pre-tax net operating income	$1,872,000	1,826
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,872,000	1,619
Extraordinary gains, net	$0	22
Net income	$1,872,000	1,621
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,872,000	1,624
Net charge-offs	$315,000	1,643
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,872,000	1,549
2013-03-31 (YTD Data)		Rank
Total interest income	$3,164,000	1,984
Total interest expense	$362,000	2,400
Net interest income	$2,802,000	1,901
Provision for loan and lease losses	$250,000	1,141
Total noninterest income	$254,000	3,248
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$86,000	3,095
Trading account gains and fees	$0	148
Additional Noninterest Income	$168,000	3,019
Total noninterest expense	$1,925,000	2,454
Salaries and employee benefits	$1,250,000	2,071
Premises and equipment expense	$241,000	2,378
Additional noninterest expense	$434,000	3,314
Pre-tax net operating income	$881,000	1,909
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$881,000	1,647
Extraordinary gains, net	$0	10
Net income	$881,000	1,649
Minority interest net income	$0	76
Net income of bank and minority interests.	$881,000	1,649
Net charge-offs	$326,000	1,000
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$881,000	1,599
2012-12-31 (YTD Data)		Rank
Total interest income	$12,662,000	2,066
Total interest expense	$1,445,000	2,808
Net interest income	$11,217,000	1,947
Provision for loan and lease losses	$1,550,000	1,285
Total noninterest income	$1,230,000	2,922
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$439,000	2,745
Trading account gains and fees	$0	166
Additional Noninterest Income	$791,000	2,700
Total noninterest expense	$6,887,000	2,695
Salaries and employee benefits	$4,622,000	2,162
Premises and equipment expense	$746,000	2,889
Additional noninterest expense	$1,519,000	3,758
Pre-tax net operating income	$4,010,000	1,656
Securities gains (losses)	$10,000	3,374
Applicable income taxes	$0	4,751
Income before extraordinary items	$4,020,000	1,451
Extraordinary gains, net	$0	29
Net income	$4,020,000	1,452
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,020,000	1,452
Net charge-offs	$416,000	2,897
Cash dividends	$2,655,000	968
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,010,000	1,367
2012-09-30 (YTD Data)		Rank
Total interest income	$9,451,000	2,113
Total interest expense	$1,103,000	2,860
Net interest income	$8,348,000	1,992
Provision for loan and lease losses	$1,150,000	1,283
Total noninterest income	$906,000	2,972
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$332,000	2,765
Trading account gains and fees	$0	157
Additional Noninterest Income	$574,000	2,739
Total noninterest expense	$5,109,000	2,731
Salaries and employee benefits	$3,361,000	2,211
Premises and equipment expense	$551,000	2,958
Additional noninterest expense	$1,197,000	3,669
Pre-tax net operating income	$2,995,000	1,698
Securities gains (losses)	$10,000	3,111
Applicable income taxes	$0	4,802
Income before extraordinary items	$3,005,000	1,486
Extraordinary gains, net	$0	20
Net income	$3,005,000	1,487
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,005,000	1,487
Net charge-offs	$394,000	2,476
Cash dividends	$705,000	1,666
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,995,000	1,400
2012-06-30 (YTD Data)		Rank
Total interest income	$6,267,000	2,131
Total interest expense	$751,000	2,903
Net interest income	$5,516,000	2,005
Provision for loan and lease losses	$735,000	1,375
Total noninterest income	$549,000	3,072
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$221,000	2,746
Trading account gains and fees	$0	153
Additional Noninterest Income	$328,000	2,951
Total noninterest expense	$3,462,000	2,702
Salaries and employee benefits	$2,234,000	2,230
Premises and equipment expense	$364,000	2,978
Additional noninterest expense	$864,000	3,484
Pre-tax net operating income	$1,868,000	1,775
Securities gains (losses)	$10,000	2,721
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,878,000	1,563
Extraordinary gains, net	$0	19
Net income	$1,878,000	1,562
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,878,000	1,563
Net charge-offs	$147,000	3,054
Cash dividends	$705,000	1,271
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,868,000	1,482
2012-03-31 (YTD Data)		Rank
Total interest income	$3,122,000	2,161
Total interest expense	$390,000	2,909
Net interest income	$2,732,000	2,025
Provision for loan and lease losses	$500,000	1,039
Total noninterest income	$262,000	3,164
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$107,000	2,775
Trading account gains and fees	$0	148
Additional Noninterest Income	$155,000	3,025
Total noninterest expense	$1,636,000	2,839
Salaries and employee benefits	$1,111,000	2,245
Premises and equipment expense	$180,000	3,032
Additional noninterest expense	$345,000	4,019
Pre-tax net operating income	$858,000	1,921
Securities gains (losses)	$10,000	1,776
Applicable income taxes	$0	4,704
Income before extraordinary items	$868,000	1,676
Extraordinary gains, net	$0	19
Net income	$868,000	1,676
Minority interest net income	$0	78
Net income of bank and minority interests.	$868,000	1,677
Net charge-offs	$73,000	2,721
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$858,000	1,596
2011-12-31 (YTD Data)		Rank
Total interest income	$12,362,000	2,258
Total interest expense	$1,917,000	2,856
Net interest income	$10,445,000	2,089
Provision for loan and lease losses	$1,400,000	1,978
Total noninterest income	$1,046,000	3,033
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$433,000	2,877
Trading account gains and fees	$0	146
Additional Noninterest Income	$613,000	2,829
Total noninterest expense	$6,663,000	2,778
Salaries and employee benefits	$4,247,000	2,275
Premises and equipment expense	$666,000	3,308
Additional noninterest expense	$1,750,000	3,485
Pre-tax net operating income	$3,428,000	1,628
Securities gains (losses)	$169,000	1,597
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,597,000	1,368
Extraordinary gains, net	$0	29
Net income	$3,597,000	1,368
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,597,000	1,368
Net charge-offs	$662,000	2,849
Cash dividends	$1,210,000	1,416
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,428,000	1,364
2011-09-30 (YTD Data)		Rank
Total interest income	$9,166,000	2,308
Total interest expense	$1,490,000	2,882
Net interest income	$7,676,000	2,137
Provision for loan and lease losses	$1,020,000	1,941
Total noninterest income	$739,000	3,144
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$328,000	2,853
Trading account gains and fees	$0	145
Additional Noninterest Income	$411,000	2,996
Total noninterest expense	$4,798,000	2,907
Salaries and employee benefits	$2,990,000	2,408
Premises and equipment expense	$497,000	3,370
Additional noninterest expense	$1,311,000	3,478
Pre-tax net operating income	$2,597,000	1,677
Securities gains (losses)	$169,000	1,329
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,766,000	1,394
Extraordinary gains, net	$0	21
Net income	$2,766,000	1,394
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,766,000	1,394
Net charge-offs	$622,000	2,427
Cash dividends	$910,000	1,245
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,597,000	1,393
2011-06-30 (YTD Data)		Rank
Total interest income	$6,013,000	2,365
Total interest expense	$1,016,000	2,917
Net interest income	$4,997,000	2,194
Provision for loan and lease losses	$600,000	2,044
Total noninterest income	$454,000	3,312
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$211,000	2,910
Trading account gains and fees	$0	153
Additional Noninterest Income	$243,000	3,191
Total noninterest expense	$3,235,000	2,893
Salaries and employee benefits	$1,993,000	2,431
Premises and equipment expense	$344,000	3,294
Additional noninterest expense	$898,000	3,459
Pre-tax net operating income	$1,616,000	1,765
Securities gains (losses)	$172,000	806
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,788,000	1,390
Extraordinary gains, net	$0	15
Net income	$1,788,000	1,390
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,788,000	1,390
Net charge-offs	$51,000	4,427
Cash dividends	$660,000	1,154
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,616,000	1,456
2011-03-31 (YTD Data)		Rank
Total interest income	$2,954,000	2,413
Total interest expense	$510,000	2,989
Net interest income	$2,444,000	2,240
Provision for loan and lease losses	$425,000	1,594
Total noninterest income	$220,000	3,392
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$99,000	2,997
Trading account gains and fees	$0	158
Additional Noninterest Income	$121,000	3,253
Total noninterest expense	$1,512,000	3,093
Salaries and employee benefits	$982,000	2,470
Premises and equipment expense	$182,000	3,212
Additional noninterest expense	$348,000	4,116
Pre-tax net operating income	$727,000	1,920
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$727,000	1,619
Extraordinary gains, net	$0	9
Net income	$727,000	1,619
Minority interest net income	$0	86
Net income of bank and minority interests.	$727,000	1,619
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$727,000	1,571
2010-12-31 (YTD Data)		Rank
Total interest income	$11,365,000	2,646
Total interest expense	$2,618,000	2,880
Net interest income	$8,747,000	2,516
Provision for loan and lease losses	$1,700,000	2,292
Total noninterest income	$802,000	3,650
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$437,000	2,911
Trading account gains and fees	$0	175
Additional Noninterest Income	$365,000	3,660
Total noninterest expense	$5,036,000	3,594
Salaries and employee benefits	$3,075,000	3,041
Premises and equipment expense	$575,000	3,826
Additional noninterest expense	$1,386,000	4,220
Pre-tax net operating income	$2,813,000	1,709
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,813,000	1,479
Extraordinary gains, net	$0	29
Net income	$2,813,000	1,481
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,813,000	1,482
Net charge-offs	$1,912,000	1,912
Cash dividends	$655,000	2,012
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,813,000	1,433
2010-09-30 (YTD Data)		Rank
Total interest income	$8,373,000	2,743
Total interest expense	$2,015,000	2,932
Net interest income	$6,358,000	2,614
Provision for loan and lease losses	$1,700,000	1,833
Total noninterest income	$653,000	3,526
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$322,000	3,011
Trading account gains and fees	$0	165
Additional Noninterest Income	$331,000	3,393
Total noninterest expense	$3,505,000	3,804
Salaries and employee benefits	$2,070,000	3,359
Premises and equipment expense	$432,000	3,884
Additional noninterest expense	$1,003,000	4,296
Pre-tax net operating income	$1,806,000	2,059
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,806,000	1,825
Extraordinary gains, net	$0	23
Net income	$1,806,000	1,826
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,806,000	1,827
Net charge-offs	$356,000	3,503
Cash dividends	$500,000	1,751
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,806,000	1,736
2010-06-30 (YTD Data)		Rank
Total interest income	$5,511,000	2,802
Total interest expense	$1,422,000	2,909
Net interest income	$4,089,000	2,704
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$387,000	3,701
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$207,000	3,092
Trading account gains and fees	$0	152
Additional Noninterest Income	$180,000	3,678
Total noninterest expense	$2,267,000	3,878
Salaries and employee benefits	$1,310,000	3,510
Premises and equipment expense	$283,000	3,967
Additional noninterest expense	$674,000	4,268
Pre-tax net operating income	$1,609,000	1,614
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,609,000	1,368
Extraordinary gains, net	$0	19
Net income	$1,609,000	1,368
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,609,000	1,369
Net charge-offs	$89,000	4,367
Cash dividends	$485,000	1,379
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,609,000	1,323
2010-03-31 (YTD Data)		Rank
Total interest income	$2,709,000	2,892
Total interest expense	$789,000	2,781
Net interest income	$1,920,000	2,891
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$149,000	4,298
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$95,000	3,254
Trading account gains and fees	$0	175
Additional Noninterest Income	$54,000	4,552
Total noninterest expense	$1,079,000	4,064
Salaries and employee benefits	$628,000	3,681
Premises and equipment expense	$140,000	4,056
Additional noninterest expense	$311,000	4,483
Pre-tax net operating income	$690,000	1,851
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$690,000	1,584
Extraordinary gains, net	$0	16
Net income	$690,000	1,586
Minority interest net income	$0	91
Net income of bank and minority interests.	$690,000	1,586
Net charge-offs	$72,000	3,409
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$690,000	1,523
2009-12-31 (YTD Data)		Rank
Total interest income	$8,952,000	3,527
Total interest expense	$2,427,000	3,975
Net interest income	$6,525,000	3,227
Provision for loan and lease losses	$940,000	3,592
Total noninterest income	$680,000	4,125
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$441,000	3,137
Trading account gains and fees	$0	211
Additional Noninterest Income	$239,000	4,351
Total noninterest expense	$4,287,000	4,150
Salaries and employee benefits	$2,501,000	3,680
Premises and equipment expense	$579,000	3,969
Additional noninterest expense	$1,207,000	4,728
Pre-tax net operating income	$1,978,000	1,926
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,978,000	1,706
Extraordinary gains, net	$0	34
Net income	$1,978,000	1,704
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,978,000	1,705
Net charge-offs	$633,000	3,486
Cash dividends	$760,000	2,005
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,978,000	1,650
2009-09-30 (YTD Data)		Rank
Total interest income	$6,457,000	3,679
Total interest expense	$1,818,000	4,102
Net interest income	$4,639,000	3,382
Provision for loan and lease losses	$640,000	3,428
Total noninterest income	$539,000	4,081
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$329,000	3,155
Trading account gains and fees	$0	212
Additional Noninterest Income	$210,000	4,204
Total noninterest expense	$3,019,000	4,339
Salaries and employee benefits	$1,754,000	3,925
Premises and equipment expense	$426,000	4,083
Additional noninterest expense	$839,000	4,928
Pre-tax net operating income	$1,519,000	2,041
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,519,000	1,751
Extraordinary gains, net	$0	27
Net income	$1,519,000	1,751
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,519,000	1,751
Net charge-offs	$723,000	2,599
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,519,000	1,713
2009-06-30 (YTD Data)		Rank
Total interest income	$4,231,000	3,753
Total interest expense	$1,223,000	4,195
Net interest income	$3,008,000	3,448
Provision for loan and lease losses	$640,000	2,613
Total noninterest income	$342,000	4,173
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$206,000	3,264
Trading account gains and fees	$0	193
Additional Noninterest Income	$136,000	4,284
Total noninterest expense	$1,951,000	4,450
Salaries and employee benefits	$1,169,000	3,961
Premises and equipment expense	$280,000	4,139
Additional noninterest expense	$502,000	5,241
Pre-tax net operating income	$759,000	2,607
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$759,000	2,322
Extraordinary gains, net	$0	21
Net income	$759,000	2,318
Minority interest net income	$0	112
Net income of bank and minority interests.	$759,000	2,321
Net charge-offs	$384,000	2,659
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$759,000	2,261
2009-03-31 (YTD Data)		Rank
Total interest income	$2,075,000	3,832
Total interest expense	$605,000	4,337
Net interest income	$1,470,000	3,501
Provision for loan and lease losses	$160,000	3,128
Total noninterest income	$204,000	3,768
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$96,000	3,335
Trading account gains and fees	$0	171
Additional Noninterest Income	$108,000	3,540
Total noninterest expense	$960,000	4,438
Salaries and employee benefits	$591,000	3,958
Premises and equipment expense	$138,000	4,229
Additional noninterest expense	$231,000	5,172
Pre-tax net operating income	$554,000	2,199
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$554,000	1,938
Extraordinary gains, net	$0	15
Net income	$554,000	1,940
Minority interest net income	$0	102
Net income of bank and minority interests.	$554,000	1,940
Net charge-offs	$86,000	3,034
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$554,000	1,828
2008-12-31 (YTD Data)		Rank
Total interest income	$8,482,000	3,971
Total interest expense	$3,113,000	4,157
Net interest income	$5,369,000	3,762
Provision for loan and lease losses	$600,000	3,490
Total noninterest income	$700,000	4,141
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$341,000	3,774
Trading account gains and fees	$0	154
Additional Noninterest Income	$359,000	3,775
Total noninterest expense	$3,589,000	4,547
Salaries and employee benefits	$2,162,000	4,200
Premises and equipment expense	$526,000	4,330
Additional noninterest expense	$901,000	5,139
Pre-tax net operating income	$1,880,000	2,576
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,880,000	2,117
Extraordinary gains, net	$0	39
Net income	$1,880,000	2,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$287,000	3,586
Cash dividends	$510,000	3,330
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,880,000	2,231
2008-09-30 (YTD Data)		Rank
Total interest income	$6,417,000	4,007
Total interest expense	$2,440,000	4,145
Net interest income	$3,977,000	3,820
Provision for loan and lease losses	$450,000	2,889
Total noninterest income	$501,000	4,326
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$250,000	3,847
Trading account gains and fees	$0	148
Additional Noninterest Income	$251,000	4,021
Total noninterest expense	$2,456,000	4,810
Salaries and employee benefits	$1,452,000	4,582
Premises and equipment expense	$364,000	4,557
Additional noninterest expense	$640,000	5,237
Pre-tax net operating income	$1,572,000	2,745
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,572,000	2,231
Extraordinary gains, net	$0	31
Net income	$1,572,000	2,229
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	3,271
Cash dividends	$265,000	3,565
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,572,000	2,343
2008-06-30 (YTD Data)		Rank
Total interest income	$4,375,000	4,002
Total interest expense	$1,752,000	4,087
Net interest income	$2,623,000	3,846
Provision for loan and lease losses	$250,000	2,800
Total noninterest income	$358,000	4,238
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$163,000	3,892
Trading account gains and fees	$0	149
Additional Noninterest Income	$195,000	3,822
Total noninterest expense	$1,584,000	4,950
Salaries and employee benefits	$955,000	4,676
Premises and equipment expense	$233,000	4,700
Additional noninterest expense	$396,000	5,448
Pre-tax net operating income	$1,147,000	2,680
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,147,000	2,296
Extraordinary gains, net	$0	21
Net income	$1,147,000	2,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,854
Cash dividends	$265,000	3,122
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,147,000	2,254
2008-03-31 (YTD Data)		Rank
Total interest income	$2,219,000	4,044
Total interest expense	$950,000	4,028
Net interest income	$1,269,000	3,933
Provision for loan and lease losses	$85,000	2,985
Total noninterest income	$177,000	4,241
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$81,000	3,870
Trading account gains and fees	$0	158
Additional Noninterest Income	$96,000	3,849
Total noninterest expense	$769,000	5,058
Salaries and employee benefits	$470,000	4,763
Premises and equipment expense	$110,000	4,886
Additional noninterest expense	$189,000	5,526
Pre-tax net operating income	$592,000	2,735
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$592,000	2,335
Extraordinary gains, net	$0	15
Net income	$592,000	2,337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$592,000	2,266
2007-12-31 (YTD Data)		Rank
Total interest income	$8,733,000	4,124
Total interest expense	$4,482,000	3,724
Net interest income	$4,251,000	4,455
Provision for loan and lease losses	$250,000	3,497
Total noninterest income	$528,000	4,911
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$267,000	4,330
Trading account gains and fees	$0	178
Additional Noninterest Income	$261,000	4,496
Total noninterest expense	$3,246,000	4,770
Salaries and employee benefits	$1,786,000	4,768
Premises and equipment expense	$417,000	4,896
Additional noninterest expense	$1,043,000	4,523
Pre-tax net operating income	$1,283,000	4,218
Securities gains (losses)	$0	2,146
Applicable income taxes	$5,000	5,774
Income before extraordinary items	$1,278,000	3,803
Extraordinary gains, net	$0	39
Net income	$1,278,000	3,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,253
Cash dividends	$465,000	3,827
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,278,000	3,793
2007-09-30 (YTD Data)		Rank
Total interest income	$6,441,000	4,194
Total interest expense	$3,372,000	3,729
Net interest income	$3,069,000	4,577
Provision for loan and lease losses	$150,000	3,464
Total noninterest income	$366,000	5,104
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$189,000	4,456
Trading account gains and fees	$0	184
Additional Noninterest Income	$177,000	4,740
Total noninterest expense	$2,121,000	5,174
Salaries and employee benefits	$1,239,000	4,991
Premises and equipment expense	$308,000	4,936
Additional noninterest expense	$574,000	5,436
Pre-tax net operating income	$1,164,000	4,016
Securities gains (losses)	$0	1,655
Applicable income taxes	$5,000	5,890
Income before extraordinary items	$1,159,000	3,549
Extraordinary gains, net	$0	33
Net income	$1,159,000	3,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,610
Cash dividends	$40,000	4,989
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,159,000	3,529
2007-06-30 (YTD Data)		Rank
Total interest income	$4,197,000	4,280
Total interest expense	$2,210,000	3,756
Net interest income	$1,987,000	4,682
Provision for loan and lease losses	$75,000	3,728
Total noninterest income	$245,000	5,112
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$126,000	4,462
Trading account gains and fees	$0	168
Additional Noninterest Income	$119,000	4,768
Total noninterest expense	$1,392,000	5,258
Salaries and employee benefits	$814,000	5,085
Premises and equipment expense	$202,000	5,004
Additional noninterest expense	$376,000	5,486
Pre-tax net operating income	$765,000	4,115
Securities gains (losses)	$0	1,444
Applicable income taxes	$5,000	5,893
Income before extraordinary items	$760,000	3,637
Extraordinary gains, net	$0	29
Net income	$760,000	3,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$40,000	4,747
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$760,000	3,614
2007-03-31 (YTD Data)		Rank
Total interest income	$2,076,000	4,294
Total interest expense	$1,116,000	3,723
Net interest income	$960,000	4,801
Provision for loan and lease losses	$35,000	3,592
Total noninterest income	$118,000	5,171
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$59,000	4,564
Trading account gains and fees	$0	195
Additional Noninterest Income	$59,000	4,788
Total noninterest expense	$659,000	5,461
Salaries and employee benefits	$400,000	5,169
Premises and equipment expense	$79,000	5,713
Additional noninterest expense	$180,000	5,587
Pre-tax net operating income	$384,000	4,099
Securities gains (losses)	$0	1,187
Applicable income taxes	$5,000	5,693
Income before extraordinary items	$379,000	3,624
Extraordinary gains, net	$0	22
Net income	$379,000	3,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$379,000	3,604
2006-12-31 (YTD Data)		Rank
Total interest income	$7,668,000	4,315
Total interest expense	$3,687,000	3,784
Net interest income	$3,981,000	4,674
Provision for loan and lease losses	$145,000	4,115
Total noninterest income	$303,000	6,164
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$201,000	4,976
Trading account gains and fees	$0	130
Additional Noninterest Income	$102,000	6,296
Total noninterest expense	$2,319,000	5,717
Salaries and employee benefits	$1,447,000	5,323
Premises and equipment expense	$313,000	5,636
Additional noninterest expense	$559,000	6,262
Pre-tax net operating income	$1,820,000	3,868
Securities gains (losses)	$0	1,687
Applicable income taxes	$228,000	4,157
Income before extraordinary items	$1,592,000	3,640
Extraordinary gains, net	$0	51
Net income	$1,592,000	3,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,238
Cash dividends	$565,000	3,531
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,592,000	3,622
2006-09-30 (YTD Data)		Rank
Total interest income	$5,648,000	4,340
Total interest expense	$2,652,000	3,821
Net interest income	$2,996,000	4,695
Provision for loan and lease losses	$95,000	4,177
Total noninterest income	$212,000	6,341
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$142,000	5,156
Trading account gains and fees	$0	126
Additional Noninterest Income	$70,000	6,429
Total noninterest expense	$1,606,000	5,940
Salaries and employee benefits	$964,000	5,656
Premises and equipment expense	$253,000	5,442
Additional noninterest expense	$389,000	6,460
Pre-tax net operating income	$1,507,000	3,771
Securities gains (losses)	$0	1,388
Applicable income taxes	$238,000	3,915
Income before extraordinary items	$1,269,000	3,597
Extraordinary gains, net	$0	45
Net income	$1,269,000	3,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,141
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,269,000	3,585
2006-06-30 (YTD Data)		Rank
Total interest income	$3,621,000	4,407
Total interest expense	$1,659,000	3,860
Net interest income	$1,962,000	4,769
Provision for loan and lease losses	$55,000	4,340
Total noninterest income	$116,000	6,726
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$80,000	5,471
Trading account gains and fees	$0	126
Additional Noninterest Income	$36,000	6,875
Total noninterest expense	$1,002,000	6,167
Salaries and employee benefits	$613,000	5,839
Premises and equipment expense	$168,000	5,459
Additional noninterest expense	$221,000	6,894
Pre-tax net operating income	$1,021,000	3,757
Securities gains (losses)	$0	1,185
Applicable income taxes	$238,000	3,392
Income before extraordinary items	$783,000	3,802
Extraordinary gains, net	$0	39
Net income	$783,000	3,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$783,000	3,792
2006-03-31 (YTD Data)		Rank
Total interest income	$1,767,000	4,424
Total interest expense	$773,000	3,911
Net interest income	$994,000	4,734
Provision for loan and lease losses	$25,000	4,252
Total noninterest income	$60,000	6,628
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$38,000	5,504
Trading account gains and fees	$0	115
Additional Noninterest Income	$22,000	6,566
Total noninterest expense	$492,000	6,227
Salaries and employee benefits	$301,000	5,919
Premises and equipment expense	$82,000	5,576
Additional noninterest expense	$109,000	6,888
Pre-tax net operating income	$537,000	3,578
Securities gains (losses)	$0	955
Applicable income taxes	$173,000	2,816
Income before extraordinary items	$364,000	3,924
Extraordinary gains, net	$0	21
Net income	$364,000	3,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$364,000	3,906
2005-12-31 (YTD Data)		Rank
Total interest income	$5,424,000	4,897
Total interest expense	$2,120,000	4,260
Net interest income	$3,304,000	5,185
Provision for loan and lease losses	$40,000	5,969
Total noninterest income	$198,000	7,084
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$123,000	5,956
Trading account gains and fees	$0	138
Additional Noninterest Income	$75,000	6,850
Total noninterest expense	$1,840,000	6,364
Salaries and employee benefits	$1,105,000	6,043
Premises and equipment expense	$312,000	5,612
Additional noninterest expense	$423,000	6,974
Pre-tax net operating income	$1,622,000	4,201
Securities gains (losses)	$0	2,296
Applicable income taxes	$538,000	3,248
Income before extraordinary items	$1,084,000	4,615
Extraordinary gains, net	$0	46
Net income	$1,084,000	4,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,381
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,084,000	4,571
2005-09-30 (YTD Data)		Rank
Total interest income	$3,864,000	5,035
Total interest expense	$1,459,000	4,373
Net interest income	$2,405,000	5,298
Provision for loan and lease losses	$20,000	6,139
Total noninterest income	$138,000	7,213
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$89,000	6,054
Trading account gains and fees	$0	126
Additional Noninterest Income	$49,000	7,089
Total noninterest expense	$1,266,000	6,588
Salaries and employee benefits	$749,000	6,353
Premises and equipment expense	$202,000	6,007
Additional noninterest expense	$315,000	6,991
Pre-tax net operating income	$1,257,000	4,197
Securities gains (losses)	$0	2,317
Applicable income taxes	$340,000	3,569
Income before extraordinary items	$917,000	4,405
Extraordinary gains, net	$0	35
Net income	$917,000	4,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,856
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$917,000	4,365
2005-06-30 (YTD Data)		Rank
Total interest income	$2,432,000	5,145
Total interest expense	$890,000	4,473
Net interest income	$1,542,000	5,410
Provision for loan and lease losses	$0	6,626
Total noninterest income	$87,000	7,281
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$56,000	6,119
Trading account gains and fees	$0	116
Additional Noninterest Income	$31,000	7,144
Total noninterest expense	$805,000	6,717
Salaries and employee benefits	$496,000	6,370
Premises and equipment expense	$120,000	6,281
Additional noninterest expense	$189,000	7,206
Pre-tax net operating income	$824,000	4,220
Securities gains (losses)	$0	2,146
Applicable income taxes	$219,000	3,640
Income before extraordinary items	$605,000	4,396
Extraordinary gains, net	$0	30
Net income	$605,000	4,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$605,000	4,344
2005-03-31 (YTD Data)		Rank
Total interest income	$1,135,000	5,336
Total interest expense	$391,000	4,753
Net interest income	$744,000	5,558
Provision for loan and lease losses	$0	6,226
Total noninterest income	$42,000	7,346
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$25,000	6,268
Trading account gains and fees	$0	115
Additional Noninterest Income	$17,000	7,096
Total noninterest expense	$406,000	6,732
Salaries and employee benefits	$251,000	6,379
Premises and equipment expense	$53,000	6,627
Additional noninterest expense	$102,000	7,090
Pre-tax net operating income	$380,000	4,401
Securities gains (losses)	$0	1,685
Applicable income taxes	$116,000	3,521
Income before extraordinary items	$264,000	4,717
Extraordinary gains, net	$0	24
Net income	$264,000	4,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$264,000	4,680
2004-12-31 (YTD Data)		Rank
Total interest income	$3,707,000	5,800
Total interest expense	$1,035,000	5,559
Net interest income	$2,672,000	5,788
Provision for loan and lease losses	$10,000	7,024
Total noninterest income	$156,000	7,554
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$93,000	6,583
Trading account gains and fees	$0	138
Additional Noninterest Income	$63,000	7,122
Total noninterest expense	$1,437,000	7,003
Salaries and employee benefits	$899,000	6,609
Premises and equipment expense	$202,000	6,741
Additional noninterest expense	$336,000	7,489
Pre-tax net operating income	$1,381,000	4,468
Securities gains (losses)	$0	3,819
Applicable income taxes	$443,000	3,540
Income before extraordinary items	$938,000	4,857
Extraordinary gains, net	$0	34
Net income	$938,000	4,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,455
Cash dividends	$60,000	5,755
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$938,000	4,790
2004-09-30 (YTD Data)		Rank
Total interest income	$2,689,000	5,893
Total interest expense	$729,000	5,714
Net interest income	$1,960,000	5,855
Provision for loan and lease losses	$0	7,100
Total noninterest income	$117,000	7,596
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$68,000	6,656
Trading account gains and fees	$0	134
Additional Noninterest Income	$49,000	7,081
Total noninterest expense	$989,000	7,195
Salaries and employee benefits	$617,000	6,829
Premises and equipment expense	$134,000	6,969
Additional noninterest expense	$238,000	7,598
Pre-tax net operating income	$1,088,000	4,410
Securities gains (losses)	$0	3,710
Applicable income taxes	$325,000	3,656
Income before extraordinary items	$763,000	4,744
Extraordinary gains, net	$0	26
Net income	$763,000	4,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,395
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$763,000	4,657
2004-06-30 (YTD Data)		Rank
Total interest income	$1,731,000	6,009
Total interest expense	$451,000	5,942
Net interest income	$1,280,000	5,938
Provision for loan and lease losses	$0	6,885
Total noninterest income	$80,000	7,595
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$43,000	6,739
Trading account gains and fees	$0	130
Additional Noninterest Income	$37,000	6,933
Total noninterest expense	$664,000	7,237
Salaries and employee benefits	$415,000	6,850
Premises and equipment expense	$90,000	6,991
Additional noninterest expense	$159,000	7,625
Pre-tax net operating income	$696,000	4,467
Securities gains (losses)	$0	3,413
Applicable income taxes	$197,000	3,814
Income before extraordinary items	$499,000	4,754
Extraordinary gains, net	$0	21
Net income	$499,000	4,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,683
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$499,000	4,657
2004-03-31 (YTD Data)		Rank
Total interest income	$833,000	6,149
Total interest expense	$215,000	6,147
Net interest income	$618,000	6,054
Provision for loan and lease losses	$0	6,501
Total noninterest income	$37,000	7,710
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$20,000	6,805
Trading account gains and fees	$0	121
Additional Noninterest Income	$17,000	7,062
Total noninterest expense	$324,000	7,319
Salaries and employee benefits	$199,000	7,002
Premises and equipment expense	$44,000	7,051
Additional noninterest expense	$81,000	7,616
Pre-tax net operating income	$331,000	4,587
Securities gains (losses)	$0	2,934
Applicable income taxes	$86,000	4,024
Income before extraordinary items	$245,000	4,810
Extraordinary gains, net	$0	16
Net income	$245,000	4,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$245,000	4,691
2003-12-31 (YTD Data)		Rank
Total interest income	$3,186,000	6,340
Total interest expense	$921,000	6,346
Net interest income	$2,265,000	6,239
Provision for loan and lease losses	$0	7,651
Total noninterest income	$120,000	8,099
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$86,000	6,787
Trading account gains and fees	$0	160
Additional Noninterest Income	$34,000	7,994
Total noninterest expense	$1,355,000	7,157
Salaries and employee benefits	$792,000	6,934
Premises and equipment expense	$239,000	6,312
Additional noninterest expense	$324,000	7,612
Pre-tax net operating income	$1,030,000	5,096
Securities gains (losses)	$10,000	3,613
Applicable income taxes	$306,000	4,252
Income before extraordinary items	$734,000	5,459
Extraordinary gains, net	$0	54
Net income	$734,000	5,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$60,000	5,832
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$726,900	5,326
2003-09-30 (YTD Data)		Rank
Total interest income	$2,407,000	6,380
Total interest expense	$712,000	6,419
Net interest income	$1,695,000	6,269
Provision for loan and lease losses	$0	7,481
Total noninterest income	$90,000	8,157
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$63,000	6,886
Trading account gains and fees	$0	153
Additional Noninterest Income	$27,000	7,963
Total noninterest expense	$931,000	7,377
Salaries and employee benefits	$537,000	7,197
Premises and equipment expense	$167,000	6,504
Additional noninterest expense	$227,000	7,759
Pre-tax net operating income	$854,000	4,964
Securities gains (losses)	$0	4,204
Applicable income taxes	$283,000	4,024
Income before extraordinary items	$571,000	5,528
Extraordinary gains, net	$0	40
Net income	$571,000	5,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,563
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$571,000	5,339
2003-06-30 (YTD Data)		Rank
Total interest income	$1,600,000	6,433
Total interest expense	$479,000	6,512
Net interest income	$1,121,000	6,301
Provision for loan and lease losses	$0	7,324
Total noninterest income	$61,000	8,133
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$41,000	6,904
Trading account gains and fees	$0	150
Additional Noninterest Income	$20,000	7,844
Total noninterest expense	$591,000	7,507
Salaries and employee benefits	$350,000	7,292
Premises and equipment expense	$112,000	6,480
Additional noninterest expense	$129,000	8,057
Pre-tax net operating income	$591,000	4,872
Securities gains (losses)	$0	3,782
Applicable income taxes	$199,000	3,974
Income before extraordinary items	$392,000	5,463
Extraordinary gains, net	$0	30
Net income	$392,000	5,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,538
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$392,000	5,250
2003-03-31 (YTD Data)		Rank
Total interest income	$811,000	6,411
Total interest expense	$240,000	6,601
Net interest income	$571,000	6,218
Provision for loan and lease losses	$0	6,934
Total noninterest income	$31,000	8,103
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$20,000	6,904
Trading account gains and fees	$0	134
Additional Noninterest Income	$11,000	7,783
Total noninterest expense	$280,000	7,675
Salaries and employee benefits	$172,000	7,371
Premises and equipment expense	$55,000	6,522
Additional noninterest expense	$53,000	8,408
Pre-tax net operating income	$322,000	4,610
Securities gains (losses)	$0	2,891
Applicable income taxes	$105,000	3,848
Income before extraordinary items	$217,000	5,098
Extraordinary gains, net	$0	21
Net income	$217,000	5,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,979
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$217,000	4,908
2002-12-31 (YTD Data)		Rank
Total interest income	$3,161,000	6,684
Total interest expense	$1,118,000	6,626
Net interest income	$2,043,000	6,560
Provision for loan and lease losses	$0	8,089
Total noninterest income	$109,000	8,286
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$68,000	7,172
Trading account gains and fees	$0	153
Additional Noninterest Income	$41,000	7,847
Total noninterest expense	$1,185,000	7,499
Salaries and employee benefits	$666,000	7,423
Premises and equipment expense	$232,000	6,364
Additional noninterest expense	$287,000	7,900
Pre-tax net operating income	$967,000	5,291
Securities gains (losses)	$2,000	4,234
Applicable income taxes	$328,000	4,288
Income before extraordinary items	$641,000	5,788
Extraordinary gains, net	$0	70
Net income	$641,000	5,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,321
Cash dividends	$60,000	5,867
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$639,680	5,667
2001-12-31 (YTD Data)		Rank
Total interest income	$3,613,000	6,668
Total interest expense	$1,865,000	6,318
Net interest income	$1,748,000	6,893
Provision for loan and lease losses	$159,000	4,667
Total noninterest income	$118,000	8,259
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$62,000	7,358
Trading account gains and fees	$0	177
Additional Noninterest Income	$56,000	7,506
Total noninterest expense	$1,093,000	7,707
Salaries and employee benefits	$599,000	7,675
Premises and equipment expense	$218,000	6,523
Additional noninterest expense	$276,000	8,031
Pre-tax net operating income	$614,000	6,121
Securities gains (losses)	$0	4,612
Applicable income taxes	$269,000	4,482
Income before extraordinary items	$345,000	6,857
Extraordinary gains, net	$0	105
Net income	$345,000	6,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	9,289
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$345,000	6,745
2000-12-31 (YTD Data)		Rank
Total interest income	$3,173,000	7,232
Total interest expense	$1,616,000	6,927
Net interest income	$1,557,000	7,364
Provision for loan and lease losses	$144,000	4,490
Total noninterest income	$128,000	8,195
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	7,081
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	7,733
Total noninterest expense	$1,000,000	8,023
Salaries and employee benefits	$534,000	8,065
Premises and equipment expense	$208,000	6,637
Additional noninterest expense	$258,000	8,277
Pre-tax net operating income	$541,000	6,813
Securities gains (losses)	$0	1,956
Applicable income taxes	$182,000	5,577
Income before extraordinary items	$359,000	7,108
Extraordinary gains, net	$0	38
Net income	$359,000	7,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,825
Cash dividends	$50,000	6,383
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$359,000	7,101
1999-12-31 (YTD Data)		Rank
Total interest income	$2,605,000	7,794
Total interest expense	$1,249,000	7,520
Net interest income	$1,356,000	7,855
Provision for loan and lease losses	$50,000	6,505
Total noninterest income	$133,000	8,339
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	7,557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	7,394
Total noninterest expense	$853,000	8,584
Salaries and employee benefits	$464,000	8,541
Premises and equipment expense	$159,000	7,518
Additional noninterest expense	$230,000	8,752
Pre-tax net operating income	$586,000	6,761
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$207,000	5,627
Income before extraordinary items	$381,000	7,089
Extraordinary gains, net	$0	35
Net income	$381,000	7,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,212
Cash dividends	$50,000	6,588
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$379,700	7,075
1998-12-31 (YTD Data)		Rank
Total interest income	$2,365,000	8,241
Total interest expense	$1,185,000	7,949
Net interest income	$1,180,000	8,371
Provision for loan and lease losses	$12,000	8,074
Total noninterest income	$103,000	8,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	7,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	8,487
Total noninterest expense	$784,000	8,826
Salaries and employee benefits	$465,000	8,570
Premises and equipment expense	$130,000	8,067
Additional noninterest expense	$189,000	9,254
Pre-tax net operating income	$487,000	7,439
Securities gains (losses)	$0	4,449
Applicable income taxes	$165,000	6,647
Income before extraordinary items	$322,000	7,703
Extraordinary gains, net	$0	32
Net income	$322,000	7,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$40,000	7,015
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$322,000	7,616
1997-12-31 (YTD Data)		Rank
Total interest income	$2,029,000	8,977
Total interest expense	$991,000	8,712
Net interest income	$1,038,000	9,094
Provision for loan and lease losses	$20,000	7,880
Total noninterest income	$322,000	6,427
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	8,090
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	4,274
Total noninterest expense	$742,000	9,254
Salaries and employee benefits	$425,000	9,101
Premises and equipment expense	$115,000	8,614
Additional noninterest expense	$202,000	9,391
Pre-tax net operating income	$598,000	7,430
Securities gains (losses)	$0	3,944
Applicable income taxes	$158,000	7,483
Income before extraordinary items	$440,000	7,376
Extraordinary gains, net	$0	44
Net income	$440,000	7,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,371
Cash dividends	$220,000	5,194
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$440,000	7,329
1996-12-31 (YTD Data)		Rank
Total interest income	$1,782,000	9,687
Total interest expense	$843,000	9,502
Net interest income	$939,000	9,730
Provision for loan and lease losses	$40,000	6,972
Total noninterest income	$97,000	9,938
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$59,000	8,581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	9,447
Total noninterest expense	$664,000	9,934
Salaries and employee benefits	$385,000	9,714
Premises and equipment expense	$102,000	9,234
Additional noninterest expense	$177,000	10,209
Pre-tax net operating income	$332,000	8,909
Securities gains (losses)	$0	4,148
Applicable income taxes	$125,000	8,311
Income before extraordinary items	$207,000	9,229
Extraordinary gains, net	$0	53
Net income	$207,000	9,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$60,000	7,342
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$207,000	9,173
1995-12-31 (YTD Data)		Rank
Total interest income	$1,576,000	10,386
Total interest expense	$692,000	10,344
Net interest income	$884,000	10,298
Provision for loan and lease losses	$84,000	4,983
Total noninterest income	$71,000	10,936
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$56,000	9,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	11,205
Total noninterest expense	$624,000	10,473
Salaries and employee benefits	$355,000	10,301
Premises and equipment expense	$97,000	9,693
Additional noninterest expense	$172,000	10,796
Pre-tax net operating income	$247,000	10,136
Securities gains (losses)	$0	3,831
Applicable income taxes	$80,000	9,585
Income before extraordinary items	$167,000	10,294
Extraordinary gains, net	$0	65
Net income	$167,000	10,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,556
Cash dividends	$40,000	7,961
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$167,000	10,271
1994-12-31 (YTD Data)		Rank
Total interest income	$1,243,000	11,264
Total interest expense	$514,000	11,043
Net interest income	$729,000	11,280
Provision for loan and lease losses	$66,000	5,441
Total noninterest income	$74,000	11,404
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$28,000	10,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,840
Total noninterest expense	$615,000	11,053
Salaries and employee benefits	$327,000	10,954
Premises and equipment expense	$94,000	10,216
Additional noninterest expense	$194,000	11,223
Pre-tax net operating income	$122,000	11,476
Securities gains (losses)	$0	3,600
Applicable income taxes	$27,000	10,992
Income before extraordinary items	$95,000	11,429
Extraordinary gains, net	$0	249
Net income	$95,000	11,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,198
Cash dividends	$24,000	8,512
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$95,000	11,472
1993-12-31 (YTD Data)		Rank
Total interest income	$1,164,000	11,956
Total interest expense	$496,000	11,701
Net interest income	$668,000	11,983
Provision for loan and lease losses	$17,000	9,280
Total noninterest income	$85,000	11,694
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	11,957
Total noninterest expense	$626,000	11,513
Salaries and employee benefits	$253,000	12,159
Premises and equipment expense	$85,000	10,978
Additional noninterest expense	$288,000	10,592
Pre-tax net operating income	$110,000	11,793
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$44,000	11,072
Income before extraordinary items	$68,000	12,112
Extraordinary gains, net	$0	3,149
Net income	$68,000	12,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$50,000	985
Net operating income	$66,720	11,972
1992-12-31 (YTD Data)		Rank
Total interest income	$1,149,000	12,714
Total interest expense	$540,000	12,574
Net interest income	$609,000	12,678
Provision for loan and lease losses	$16,000	10,806
Total noninterest income	$69,000	12,585
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	10,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	12,822
Total noninterest expense	$452,000	12,890
Salaries and employee benefits	$193,000	13,232
Premises and equipment expense	$87,000	11,223
Additional noninterest expense	$172,000	12,638
Pre-tax net operating income	$210,000	10,980
Securities gains (losses)	$2,000	7,695
Applicable income taxes	$75,000	10,571
Income before extraordinary items	$137,000	11,448
Extraordinary gains, net	$0	1,422
Net income	$137,000	11,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	10,608
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$135,700	11,148

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.