Home > Michigan Heritage Bank > Net Loans and Leases
Michigan Heritage Bank, Net Loans and Leases
| 2009-03-31 | Rank | |
| Net loans and leases | $115,025,000 | 3,635 |
| Loan loss allowance | $5,124,000 | 1,401 |
| Total loans and leases | $120,149,000 | 3,561 |
| Unearned income | $89,000 | 1,168 |
| Loans and leases, gross | $120,238,000 | 3,560 |
| All real estate loans | $54,736,000 | 4,726 |
| Real estate loans in domestic offices | $54,736,000 | 4,726 |
| Construction and development loans | $16,855,000 | 2,670 |
| Commercial RE | $20,232,000 | 4,198 |
| Commercial real estate owner-occupied | $8,842,000 | 3,997 |
| Commercial real estate other non-farm non-residential | $11,390,000 | 3,348 |
| Multifamily residential real estate | $929,000 | 4,248 |
| 1-4 family residential loans | $16,720,000 | 4,960 |
| Farmland loans | $0 | 5,805 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,018 |
| Commercial and industrial loans | $56,148,000 | 1,108 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $41,000 | 7,961 |
| Credit card loans | $0 | 1,668 |
| Related Plans | $0 | 4,121 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $41,000 | 7,870 |
| All other loans & leases | $9,313,000 | 711 |
| Loans to foreign governments and official institutions | $0 | 39 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,359 |
| Other loans | $5,550,000 | 435 |
| Lease financing receivables | $3,763,000 | 314 |
| Loans to depository institutions and acceptances of other banks | $0 | 328 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,500 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $2,134,000 | 715 |
| Non 1-4 family restructured loans & leases | $1,489,000 | 717 |
| Residential 1-4 family construction | $1,625,000 | 4,187 |
| Other construction, all land development and other land | $15,230,000 | 2,253 |
| Allowance for loan and lease losses in tier 2 | $1,783,000 | 2,848 |
| Total loans and leases | NA | NA |
| 2008-12-31 | Rank | |
| Net loans and leases | $124,530,000 | 3,449 |
| Loan loss allowance | $5,336,000 | 1,321 |
| Total loans and leases | $129,866,000 | 3,388 |
| Unearned income | $99,000 | 1,133 |
| Loans and leases, gross | $129,965,000 | 3,386 |
| All real estate loans | $57,088,000 | 4,629 |
| Real estate loans in domestic offices | $57,088,000 | 4,629 |
| Construction and development loans | $20,319,000 | 2,472 |
| Commercial RE | $16,551,000 | 4,573 |
| Commercial real estate owner-occupied | $7,612,000 | 4,159 |
| Commercial real estate other non-farm non-residential | $8,939,000 | 3,719 |
| Multifamily residential real estate | $1,106,000 | 3,983 |
| 1-4 family residential loans | $19,112,000 | 4,647 |
| Farmland loans | $0 | 5,820 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,039 |
| Commercial and industrial loans | $61,988,000 | 1,041 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $43,000 | 8,006 |
| Credit card loans | $0 | 1,704 |
| Related Plans | $0 | 4,137 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $43,000 | 7,918 |
| All other loans & leases | $10,846,000 | 629 |
| Loans to foreign governments and official institutions | $0 | 33 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,362 |
| Other loans | $6,936,000 | 385 |
| Lease financing receivables | $3,910,000 | 313 |
| Loans to depository institutions and acceptances of other banks | $0 | 309 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,515 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $3,539,000 | 383 |
| Non 1-4 family restructured loans & leases | $3,054,000 | 355 |
| Residential 1-4 family construction | $3,426,000 | 3,261 |
| Other construction, all land development and other land | $16,893,000 | 2,142 |
| Allowance for loan and lease losses in tier 2 | $1,902,000 | 2,704 |
| Total loans and leases | NA | NA |
| 2008-09-30 | Rank | |
| Net loans and leases | $135,733,000 | 3,228 |
| Loan loss allowance | $5,937,000 | 1,053 |
| Total loans and leases | $141,670,000 | 3,157 |
| Unearned income | $111,000 | 1,092 |
| Loans and leases, gross | $141,781,000 | 3,157 |
| All real estate loans | $60,049,000 | 4,469 |
| Real estate loans in domestic offices | $60,049,000 | 4,469 |
| Construction and development loans | $20,825,000 | 2,485 |
| Commercial RE | $17,436,000 | 4,422 |
| Commercial real estate owner-occupied | $7,591,000 | 4,123 |
| Commercial real estate other non-farm non-residential | $9,845,000 | 3,534 |
| Multifamily residential real estate | $1,116,000 | 3,964 |
| 1-4 family residential loans | $20,672,000 | 4,418 |
| Farmland loans | $0 | 5,856 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,085 |
| Commercial and industrial loans | $68,372,000 | 937 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $47,000 | 8,074 |
| Credit card loans | $0 | 1,740 |
| Related Plans | $0 | 4,152 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $47,000 | 7,976 |
| All other loans & leases | $13,313,000 | 559 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,383 |
| Other loans | $7,048,000 | 381 |
| Lease financing receivables | $6,265,000 | 258 |
| Loans to depository institutions and acceptances of other banks | $0 | 293 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,471 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,908,000 | 477 |
| Non 1-4 family restructured loans & leases | $1,257,000 | 531 |
| Residential 1-4 family construction | $3,395,000 | 3,389 |
| Other construction, all land development and other land | $17,430,000 | 2,121 |
| Allowance for loan and lease losses in tier 2 | $2,014,000 | 2,482 |
| Total loans and leases | NA | NA |
| 2008-06-30 | Rank | |
| Net loans and leases | $133,448,000 | 3,250 |
| Loan loss allowance | $6,157,000 | 984 |
| Total loans and leases | $139,605,000 | 3,174 |
| Unearned income | $120,000 | 1,063 |
| Loans and leases, gross | $139,725,000 | 3,173 |
| All real estate loans | $58,599,000 | 4,496 |
| Real estate loans in domestic offices | $58,599,000 | 4,496 |
| Construction and development loans | $22,782,000 | 2,392 |
| Commercial RE | $17,814,000 | 4,342 |
| Commercial real estate owner-occupied | $7,593,000 | 4,036 |
| Commercial real estate other non-farm non-residential | $10,221,000 | 3,423 |
| Multifamily residential real estate | $1,125,000 | 3,903 |
| 1-4 family residential loans | $16,878,000 | 4,823 |
| Farmland loans | $0 | 5,890 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,128 |
| Commercial and industrial loans | $64,290,000 | 988 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $50,000 | 8,140 |
| Credit card loans | $0 | 1,773 |
| Related Plans | $0 | 4,187 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $50,000 | 8,036 |
| All other loans & leases | $16,786,000 | 472 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,405 |
| Other loans | $8,651,000 | 326 |
| Lease financing receivables | $8,135,000 | 233 |
| Loans to depository institutions and acceptances of other banks | $0 | 282 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,461 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,605,000 | 434 |
| Non 1-4 family restructured loans & leases | $951,000 | 488 |
| Residential 1-4 family construction | $3,337,000 | 3,466 |
| Other construction, all land development and other land | $19,445,000 | 1,986 |
| Allowance for loan and lease losses in tier 2 | $1,992,000 | 2,458 |
| Total loans and leases | NA | NA |
| 2008-03-31 | Rank | |
| Net loans and leases | $144,908,000 | 3,000 |
| Loan loss allowance | $2,965,000 | 1,854 |
| Total loans and leases | $147,873,000 | 2,987 |
| Unearned income | $115,000 | 1,112 |
| Loans and leases, gross | $147,988,000 | 2,984 |
| All real estate loans | $68,334,000 | 4,091 |
| Real estate loans in domestic offices | $68,334,000 | 4,091 |
| Construction and development loans | $29,769,000 | 2,054 |
| Commercial RE | $19,354,000 | 4,096 |
| Commercial real estate owner-occupied | $8,134,000 | 3,884 |
| Commercial real estate other non-farm non-residential | $11,220,000 | 3,243 |
| Multifamily residential real estate | $1,539,000 | 3,452 |
| 1-4 family residential loans | $17,672,000 | 4,647 |
| Farmland loans | $0 | 5,908 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,124 |
| Commercial and industrial loans | $59,550,000 | 1,061 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $28,000 | 8,216 |
| Credit card loans | $0 | 1,808 |
| Related Plans | $0 | 4,205 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $28,000 | 8,125 |
| All other loans & leases | $20,076,000 | 407 |
| Loans to foreign governments and official institutions | $0 | 25 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,418 |
| Other loans | $10,612,000 | 274 |
| Lease financing receivables | $9,464,000 | 222 |
| Loans to depository institutions and acceptances of other banks | $0 | 278 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,443 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,167,000 | 397 |
| Non 1-4 family restructured loans & leases | $946,000 | 381 |
| Residential 1-4 family construction | $3,441,000 | 3,493 |
| Other construction, all land development and other land | $26,328,000 | 1,654 |
| Allowance for loan and lease losses in tier 2 | $2,059,000 | 2,343 |
| Total loans and leases | NA | NA |
| 2007-12-31 | Rank | |
| Net loans and leases | $149,918,000 | 2,900 |
| Loan loss allowance | $3,438,000 | 1,613 |
| Total loans and leases | $153,356,000 | 2,876 |
| Unearned income | $111,000 | 1,131 |
| Loans and leases, gross | $153,467,000 | 2,875 |
| All real estate loans | $72,849,000 | 3,923 |
| Real estate loans in domestic offices | $72,849,000 | 3,923 |
| Construction and development loans | $32,189,000 | 1,965 |
| Commercial RE | $19,721,000 | 4,026 |
| Commercial real estate owner-occupied | $7,058,000 | 3,334 |
| Commercial real estate other non-farm non-residential | $12,663,000 | 2,798 |
| Multifamily residential real estate | $1,568,000 | 3,373 |
| 1-4 family residential loans | $19,371,000 | 4,432 |
| Farmland loans | $0 | 5,933 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,168 |
| Commercial and industrial loans | $59,314,000 | 1,056 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $39,000 | 8,240 |
| Credit card loans | $0 | 1,825 |
| Related Plans | $0 | 4,209 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $39,000 | 8,147 |
| All other loans & leases | $21,265,000 | 402 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,446 |
| Other loans | $10,921,000 | 262 |
| Lease financing receivables | $10,344,000 | 216 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,423 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $946,000 | 383 |
| Non 1-4 family restructured loans & leases | $946,000 | 383 |
| Residential 1-4 family construction | $3,438,000 | 3,102 |
| Other construction, all land development and other land | $28,751,000 | 1,481 |
| Allowance for loan and lease losses in tier 2 | $2,106,000 | 2,251 |
| Total loans and leases | NA | NA |
| 2007-09-30 | Rank | |
| Net loans and leases | $142,514,000 | 2,978 |
| Loan loss allowance | $1,877,000 | 2,653 |
| Total loans and leases | $144,391,000 | 2,975 |
| Unearned income | $89,000 | 1,281 |
| Loans and leases, gross | $144,480,000 | 2,974 |
| All real estate loans | $67,609,000 | 4,057 |
| Real estate loans in domestic offices | $67,609,000 | 4,057 |
| Construction and development loans | $31,284,000 | 1,962 |
| Commercial RE | $19,067,000 | 4,054 |
| Commercial real estate owner-occupied | $5,319,000 | 3,512 |
| Commercial real estate other non-farm non-residential | $13,748,000 | 2,652 |
| Multifamily residential real estate | $4,181,000 | 2,091 |
| 1-4 family residential loans | $13,077,000 | 5,295 |
| Farmland loans | $0 | 5,948 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,211 |
| Commercial and industrial loans | $55,538,000 | 1,083 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $41,000 | 8,268 |
| Credit card loans | $0 | 1,864 |
| Related Plans | $0 | 4,188 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $41,000 | 8,164 |
| All other loans & leases | $21,292,000 | 397 |
| Loans to foreign governments and official institutions | $0 | 36 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,467 |
| Other loans | $9,965,000 | 275 |
| Lease financing receivables | $11,327,000 | 211 |
| Loans to depository institutions and acceptances of other banks | $0 | 263 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,368 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $189,000 | 770 |
| Non 1-4 family restructured loans & leases | $189,000 | 770 |
| Residential 1-4 family construction | $4,069,000 | 2,991 |
| Other construction, all land development and other land | $27,215,000 | 1,520 |
| Allowance for loan and lease losses in tier 2 | $1,877,000 | 2,470 |
| Total loans and leases | NA | NA |
| 2007-06-30 | Rank | |
| Net loans and leases | $142,966,000 | 2,962 |
| Loan loss allowance | $1,851,000 | 2,673 |
| Total loans and leases | $144,817,000 | 2,959 |
| Unearned income | $77,000 | 1,348 |
| Loans and leases, gross | $144,894,000 | 2,958 |
| All real estate loans | $71,079,000 | 3,917 |
| Real estate loans in domestic offices | $71,079,000 | 3,916 |
| Construction and development loans | $31,428,000 | 1,929 |
| Commercial RE | $20,568,000 | 3,879 |
| Commercial real estate owner-occupied | $4,543,000 | 3,618 |
| Commercial real estate other non-farm non-residential | $16,025,000 | 2,498 |
| Multifamily residential real estate | $6,900,000 | 1,539 |
| 1-4 family residential loans | $12,183,000 | 5,425 |
| Farmland loans | $0 | 5,980 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,233 |
| Commercial and industrial loans | $51,449,000 | 1,180 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $49,000 | 8,308 |
| Credit card loans | $0 | 1,890 |
| Related Plans | $0 | 4,232 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $49,000 | 8,200 |
| All other loans & leases | $22,317,000 | 378 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,496 |
| Other loans | $10,251,000 | 267 |
| Lease financing receivables | $12,066,000 | 203 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $171,000 | 770 |
| Non 1-4 family restructured loans & leases | $171,000 | 770 |
| Residential 1-4 family construction | $4,777,000 | 2,840 |
| Other construction, all land development and other land | $26,651,000 | 1,513 |
| Allowance for loan and lease losses in tier 2 | $1,851,000 | 2,493 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $142,029,000 | 2,960 |
| Loan loss allowance | $1,637,000 | 2,951 |
| Total loans and leases | $143,666,000 | 2,959 |
| Unearned income | $86,000 | 1,309 |
| Loans and leases, gross | $143,752,000 | 2,957 |
| All real estate loans | $65,770,000 | 4,072 |
| Real estate loans in domestic offices | $65,770,000 | 4,072 |
| Construction and development loans | $29,819,000 | 1,954 |
| Commercial RE | $18,485,000 | 4,087 |
| Commercial real estate owner-occupied | $3,350,000 | 3,720 |
| Commercial real estate other non-farm non-residential | $15,135,000 | 2,545 |
| Multifamily residential real estate | $4,346,000 | 2,016 |
| 1-4 family residential loans | $13,120,000 | 5,284 |
| Farmland loans | $0 | 5,972 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,258 |
| Commercial and industrial loans | $55,337,000 | 1,064 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $56,000 | 8,322 |
| Credit card loans | $0 | 1,908 |
| Related Plans | $0 | 4,251 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $56,000 | 8,214 |
| All other loans & leases | $22,589,000 | 368 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,503 |
| Other loans | $9,679,000 | 267 |
| Lease financing receivables | $12,910,000 | 200 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,166,000 | 225 |
| Non 1-4 family restructured loans & leases | $1,166,000 | 225 |
| Residential 1-4 family construction | $8,557,000 | 2,121 |
| Other construction, all land development and other land | $21,262,000 | 1,709 |
| Allowance for loan and lease losses in tier 2 | $1,637,000 | 2,764 |
| Total loans and leases | NA | NA |
| 2006-12-31 | Rank | |
| Net loans and leases | $144,326,000 | 2,881 |
| Loan loss allowance | $1,623,000 | 2,939 |
| Total loans and leases | $145,949,000 | 2,881 |
| Unearned income | $87,000 | 1,313 |
| Loans and leases, gross | $146,036,000 | 2,881 |
| All real estate loans | $65,636,000 | 4,047 |
| Real estate loans in domestic offices | $65,636,000 | 4,047 |
| Construction and development loans | $30,148,000 | 1,923 |
| Commercial RE | $19,054,000 | 3,997 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,679,000 | 2,594 |
| 1-4 family residential loans | $13,755,000 | 5,179 |
| Farmland loans | $0 | 5,989 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,275 |
| Commercial and industrial loans | $56,102,000 | 1,032 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $72,000 | 8,332 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $0 | 4,241 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $72,000 | 8,217 |
| All other loans & leases | $24,227,000 | 345 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $10,477,000 | 267 |
| Lease financing receivables | $13,750,000 | 193 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,146,000 | 248 |
| Non 1-4 family restructured loans & leases | $1,146,000 | 248 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,623,000 | 2,760 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $137,638,000 | 2,988 |
| Loan loss allowance | $1,495,000 | 3,138 |
| Total loans and leases | $139,133,000 | 2,993 |
| Unearned income | $84,000 | 1,368 |
| Loans and leases, gross | $139,217,000 | 2,995 |
| All real estate loans | $61,251,000 | 4,210 |
| Real estate loans in domestic offices | $61,251,000 | 4,210 |
| Construction and development loans | $29,686,000 | 1,915 |
| Commercial RE | $15,915,000 | 4,328 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,687,000 | 2,563 |
| 1-4 family residential loans | $12,963,000 | 5,348 |
| Farmland loans | $0 | 6,022 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $57,386,000 | 986 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $99,000 | 8,342 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $0 | 4,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $99,000 | 8,227 |
| All other loans & leases | $20,481,000 | 399 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $9,873,000 | 269 |
| Lease financing receivables | $10,608,000 | 220 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $2,308,000 | 126 |
| Non 1-4 family restructured loans & leases | $2,308,000 | 126 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,495,000 | 2,932 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $137,185,000 | 2,958 |
| Loan loss allowance | $1,524,000 | 3,072 |
| Total loans and leases | $138,709,000 | 2,959 |
| Unearned income | $104,000 | 1,297 |
| Loans and leases, gross | $138,813,000 | 2,958 |
| All real estate loans | $61,116,000 | 4,190 |
| Real estate loans in domestic offices | $61,116,000 | 4,190 |
| Construction and development loans | $30,944,000 | 1,792 |
| Commercial RE | $15,390,000 | 4,375 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,018,000 | 2,405 |
| 1-4 family residential loans | $11,764,000 | 5,567 |
| Farmland loans | $0 | 6,046 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $55,307,000 | 1,022 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $110,000 | 8,362 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $0 | 4,253 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $110,000 | 8,246 |
| All other loans & leases | $22,281,000 | 367 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $10,250,000 | 275 |
| Lease financing receivables | $12,031,000 | 207 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $84,000 | 948 |
| Non 1-4 family restructured loans & leases | $84,000 | 948 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,524,000 | 2,867 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $138,897,000 | 2,884 |
| Loan loss allowance | $1,560,000 | 2,971 |
| Total loans and leases | $140,457,000 | 2,883 |
| Unearned income | $100,000 | 1,308 |
| Loans and leases, gross | $140,557,000 | 2,883 |
| All real estate loans | $67,354,000 | 3,912 |
| Real estate loans in domestic offices | $67,354,000 | 3,912 |
| Construction and development loans | $36,166,000 | 1,541 |
| Commercial RE | $15,329,000 | 4,319 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,098,000 | 2,357 |
| 1-4 family residential loans | $12,761,000 | 5,358 |
| Farmland loans | $0 | 6,048 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $51,589,000 | 1,069 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $123,000 | 8,375 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $0 | 4,275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $123,000 | 8,251 |
| All other loans & leases | $21,491,000 | 367 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
| Other loans | $8,411,000 | 294 |
| Lease financing receivables | $13,080,000 | 192 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $97,000 | 904 |
| Non 1-4 family restructured loans & leases | $97,000 | 904 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,560,000 | 2,772 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $140,110,000 | 2,840 |
| Loan loss allowance | $1,559,000 | 2,930 |
| Total loans and leases | $141,669,000 | 2,841 |
| Unearned income | $94,000 | 1,375 |
| Loans and leases, gross | $141,763,000 | 2,841 |
| All real estate loans | $68,570,000 | 3,842 |
| Real estate loans in domestic offices | $68,570,000 | 3,842 |
| Construction and development loans | $32,901,000 | 1,565 |
| Commercial RE | $18,260,000 | 3,990 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,540,000 | 1,896 |
| 1-4 family residential loans | $12,869,000 | 5,362 |
| Farmland loans | $0 | 6,091 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $48,871,000 | 1,111 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $125,000 | 8,428 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $0 | 4,281 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $125,000 | 8,301 |
| All other loans & leases | $24,198,000 | 336 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
| Other loans | $9,041,000 | 291 |
| Lease financing receivables | $15,157,000 | 176 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $431,000 | 514 |
| Non 1-4 family restructured loans & leases | $431,000 | 514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,559,000 | 2,732 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $138,959,000 | 2,831 |
| Loan loss allowance | $1,417,000 | 3,153 |
| Total loans and leases | $140,376,000 | 2,830 |
| Unearned income | $117,000 | 1,265 |
| Loans and leases, gross | $140,493,000 | 2,831 |
| All real estate loans | $68,944,000 | 3,794 |
| Real estate loans in domestic offices | $68,944,000 | 3,794 |
| Construction and development loans | $29,888,000 | 1,611 |
| Commercial RE | $17,953,000 | 3,990 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,407,000 | 1,888 |
| 1-4 family residential loans | $16,696,000 | 4,783 |
| Farmland loans | $0 | 6,118 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $46,515,000 | 1,135 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $137,000 | 8,469 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $0 | 4,274 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $137,000 | 8,343 |
| All other loans & leases | $24,896,000 | 318 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $9,169,000 | 269 |
| Lease financing receivables | $15,727,000 | 172 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $520,000 | 444 |
| Non 1-4 family restructured loans & leases | $520,000 | 444 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,417,000 | 2,914 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $128,610,000 | 2,924 |
| Loan loss allowance | $1,337,000 | 3,263 |
| Total loans and leases | $129,947,000 | 2,929 |
| Unearned income | $112,000 | 1,278 |
| Loans and leases, gross | $130,059,000 | 2,929 |
| All real estate loans | $59,566,000 | 4,091 |
| Real estate loans in domestic offices | $59,566,000 | 4,091 |
| Construction and development loans | $21,007,000 | 1,973 |
| Commercial RE | $16,892,000 | 4,032 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,291,000 | 2,217 |
| 1-4 family residential loans | $18,376,000 | 4,550 |
| Farmland loans | $0 | 6,131 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $48,112,000 | 1,102 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $168,000 | 8,440 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $0 | 4,262 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $168,000 | 8,334 |
| All other loans & leases | $22,214,000 | 336 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $6,022,000 | 355 |
| Lease financing receivables | $16,192,000 | 170 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $478,000 | 473 |
| Non 1-4 family restructured loans & leases | $478,000 | 473 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,337,000 | 2,999 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $129,906,000 | 2,863 |
| Loan loss allowance | $1,369,000 | 3,219 |
| Total loans and leases | $131,275,000 | 2,865 |
| Unearned income | $96,000 | 1,347 |
| Loans and leases, gross | $131,371,000 | 2,865 |
| All real estate loans | $55,716,000 | 4,207 |
| Real estate loans in domestic offices | $55,716,000 | 4,207 |
| Construction and development loans | $17,643,000 | 2,098 |
| Commercial RE | $15,165,000 | 4,210 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,595,000 | 2,083 |
| 1-4 family residential loans | $19,313,000 | 4,428 |
| Farmland loans | $0 | 6,178 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $52,753,000 | 990 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $183,000 | 8,486 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $0 | 4,284 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $183,000 | 8,379 |
| All other loans & leases | $22,719,000 | 331 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $5,631,000 | 362 |
| Lease financing receivables | $17,088,000 | 168 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $496,000 | 450 |
| Non 1-4 family restructured loans & leases | $496,000 | 450 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,369,000 | 2,935 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $130,227,000 | 2,837 |
| Loan loss allowance | $2,139,000 | 2,166 |
| Total loans and leases | $132,366,000 | 2,833 |
| Unearned income | $116,000 | 1,266 |
| Loans and leases, gross | $132,482,000 | 2,833 |
| All real estate loans | $61,077,000 | 3,931 |
| Real estate loans in domestic offices | $61,077,000 | 3,930 |
| Construction and development loans | $15,702,000 | 2,190 |
| Commercial RE | $20,000,000 | 3,652 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,655,000 | 2,033 |
| 1-4 family residential loans | $21,720,000 | 4,138 |
| Farmland loans | $0 | 6,208 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $47,165,000 | 1,082 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $233,000 | 8,475 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $0 | 4,278 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $233,000 | 8,366 |
| All other loans & leases | $24,007,000 | 330 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $5,982,000 | 338 |
| Lease financing receivables | $18,025,000 | 167 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,765,000 | 2,339 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $127,006,000 | 2,859 |
| Loan loss allowance | $1,750,000 | 2,583 |
| Total loans and leases | $128,756,000 | 2,853 |
| Unearned income | $81,000 | 1,459 |
| Loans and leases, gross | $128,837,000 | 2,854 |
| All real estate loans | $62,768,000 | 3,840 |
| Real estate loans in domestic offices | $62,768,000 | 3,839 |
| Construction and development loans | $13,446,000 | 2,306 |
| Commercial RE | $24,135,000 | 3,241 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,471,000 | 1,421 |
| 1-4 family residential loans | $18,716,000 | 4,480 |
| Farmland loans | $0 | 6,242 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,642 |
| Commercial and industrial loans | $40,666,000 | 1,228 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $237,000 | 8,538 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $0 | 4,308 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $237,000 | 8,432 |
| All other loans & leases | $25,166,000 | 326 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $5,828,000 | 354 |
| Lease financing receivables | $19,338,000 | 164 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,741,000 | 2,348 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $124,497,000 | 2,858 |
| Loan loss allowance | $1,760,000 | 2,560 |
| Total loans and leases | $126,257,000 | 2,854 |
| Unearned income | $60,000 | 1,604 |
| Loans and leases, gross | $126,317,000 | 2,857 |
| All real estate loans | $55,910,000 | 4,073 |
| Real estate loans in domestic offices | $55,910,000 | 4,072 |
| Construction and development loans | $8,956,000 | 2,784 |
| Commercial RE | $21,776,000 | 3,408 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,818,000 | 1,507 |
| 1-4 family residential loans | $19,360,000 | 4,370 |
| Farmland loans | $0 | 6,280 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,687 |
| Commercial and industrial loans | $45,665,000 | 1,113 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $241,000 | 8,595 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $0 | 4,306 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $241,000 | 8,498 |
| All other loans & leases | $24,500,000 | 319 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $4,495,000 | 414 |
| Lease financing receivables | $20,005,000 | 161 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,691,000 | 2,389 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $121,771,000 | 2,862 |
| Loan loss allowance | $1,764,000 | 2,519 |
| Total loans and leases | $123,535,000 | 2,861 |
| Unearned income | $60,000 | 1,592 |
| Loans and leases, gross | $123,595,000 | 2,862 |
| All real estate loans | $53,247,000 | 4,133 |
| Real estate loans in domestic offices | $53,247,000 | 4,132 |
| Construction and development loans | $5,571,000 | 3,460 |
| Commercial RE | $25,727,000 | 3,029 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,227,000 | 1,805 |
| 1-4 family residential loans | $17,722,000 | 4,582 |
| Farmland loans | $0 | 6,289 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $52,904,000 | 949 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $180,000 | 8,705 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $0 | 4,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $180,000 | 8,614 |
| All other loans & leases | $17,264,000 | 395 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $0 | 6,483 |
| Lease financing receivables | $17,264,000 | 175 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,649,000 | 2,409 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $115,509,000 | 2,963 |
| Loan loss allowance | $1,775,000 | 2,500 |
| Total loans and leases | $117,284,000 | 2,965 |
| Unearned income | $64,000 | 1,603 |
| Loans and leases, gross | $117,348,000 | 2,964 |
| All real estate loans | $40,765,000 | 4,788 |
| Real estate loans in domestic offices | $40,765,000 | 4,787 |
| Construction and development loans | $8,435,000 | 2,735 |
| Commercial RE | $21,284,000 | 3,360 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,235 |
| 1-4 family residential loans | $11,046,000 | 5,689 |
| Farmland loans | $0 | 6,339 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $58,028,000 | 856 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $202,000 | 8,741 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $0 | 4,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $202,000 | 8,630 |
| All other loans & leases | $18,353,000 | 394 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $0 | 6,537 |
| Lease financing receivables | $18,353,000 | 177 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,570,000 | 2,490 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $103,762,000 | 3,239 |
| Loan loss allowance | $1,869,000 | 2,399 |
| Total loans and leases | $105,631,000 | 3,224 |
| Unearned income | $62,000 | 1,612 |
| Loans and leases, gross | $105,693,000 | 3,227 |
| All real estate loans | $43,932,000 | 4,585 |
| Real estate loans in domestic offices | $43,932,000 | 4,584 |
| Construction and development loans | $4,467,000 | 3,681 |
| Commercial RE | $27,774,000 | 2,804 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,285 |
| 1-4 family residential loans | $11,691,000 | 5,575 |
| Farmland loans | $0 | 6,369 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,768 |
| Commercial and industrial loans | $47,097,000 | 1,068 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $226,000 | 8,791 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $0 | 4,368 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $226,000 | 8,664 |
| All other loans & leases | $14,438,000 | 457 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $0 | 6,563 |
| Lease financing receivables | $14,438,000 | 201 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,429,000 | 2,686 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $111,677,000 | 2,981 |
| Loan loss allowance | $1,850,000 | 2,382 |
| Total loans and leases | $113,527,000 | 2,977 |
| Unearned income | $45,000 | 1,783 |
| Loans and leases, gross | $113,572,000 | 2,981 |
| All real estate loans | $46,368,000 | 4,407 |
| Real estate loans in domestic offices | $46,368,000 | 4,406 |
| Construction and development loans | $3,588,000 | 3,891 |
| Commercial RE | $27,322,000 | 2,746 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,284 |
| 1-4 family residential loans | $15,458,000 | 4,927 |
| Farmland loans | $0 | 6,377 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,809 |
| Commercial and industrial loans | $52,554,000 | 951 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $223,000 | 8,840 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $223,000 | 8,727 |
| All other loans & leases | $14,427,000 | 457 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $0 | 6,575 |
| Lease financing receivables | $14,427,000 | 200 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,494,000 | 2,563 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $113,122,000 | 2,902 |
| Loan loss allowance | $2,006,000 | 2,184 |
| Total loans and leases | $115,128,000 | 2,891 |
| Unearned income | $68,000 | 1,600 |
| Loans and leases, gross | $115,196,000 | 2,892 |
| All real estate loans | $36,688,000 | 4,953 |
| Real estate loans in domestic offices | $36,688,000 | 4,952 |
| Construction and development loans | $17,859,000 | 1,506 |
| Commercial RE | $330,000 | 8,540 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,290 |
| 1-4 family residential loans | $18,499,000 | 4,468 |
| Farmland loans | $0 | 6,387 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,819 |
| Commercial and industrial loans | $63,577,000 | 754 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $251,000 | 8,850 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $251,000 | 8,732 |
| All other loans & leases | $14,680,000 | 453 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $0 | 6,571 |
| Lease financing receivables | $14,680,000 | 210 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,490,000 | 2,531 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $119,567,000 | 2,750 |
| Loan loss allowance | $2,013,000 | 2,118 |
| Total loans and leases | $121,580,000 | 2,743 |
| Unearned income | $87,000 | 1,484 |
| Loans and leases, gross | $121,667,000 | 2,745 |
| All real estate loans | $23,979,000 | 6,088 |
| Real estate loans in domestic offices | $23,979,000 | 6,087 |
| Construction and development loans | $0 | 8,017 |
| Commercial RE | $305,000 | 8,607 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,334 |
| 1-4 family residential loans | $23,674,000 | 3,842 |
| Farmland loans | $0 | 6,404 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $82,717,000 | 585 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $256,000 | 8,880 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $256,000 | 8,762 |
| All other loans & leases | $14,715,000 | 459 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $19,000 | 5,268 |
| Lease financing receivables | $14,696,000 | 213 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,556,000 | 2,377 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $119,029,000 | 2,695 |
| Loan loss allowance | $1,802,000 | 2,194 |
| Total loans and leases | $120,831,000 | 2,692 |
| Unearned income | $122,000 | 1,331 |
| Loans and leases, gross | $120,953,000 | 2,691 |
| All real estate loans | $22,657,000 | 6,137 |
| Real estate loans in domestic offices | $22,657,000 | 6,134 |
| Construction and development loans | $0 | 8,160 |
| Commercial RE | $130,000 | 9,041 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,407 |
| 1-4 family residential loans | $22,527,000 | 3,976 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $87,937,000 | 551 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $374,000 | 9,029 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $374,000 | 8,878 |
| All other loans & leases | $9,985,000 | 577 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $9,985,000 | 257 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,529,000 | 2,275 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $93,250,000 | 3,232 |
| Loan loss allowance | $1,887,000 | 2,011 |
| Total loans and leases | $95,137,000 | 3,208 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $95,137,000 | 3,211 |
| All real estate loans | $13,872,000 | 7,218 |
| Real estate loans in domestic offices | $13,872,000 | 7,217 |
| Construction and development loans | $123,000 | 7,576 |
| Commercial RE | $130,000 | 9,250 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,500 |
| 1-4 family residential loans | $13,619,000 | 5,272 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $79,221,000 | 606 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $211,000 | 9,469 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $211,000 | 9,392 |
| All other loans & leases | $1,833,000 | 1,749 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $1,833,000 | 530 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $79,883,000 | 3,582 |
| Loan loss allowance | $1,987,000 | 1,854 |
| Total loans and leases | $81,870,000 | 3,546 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $81,870,000 | 3,550 |
| All real estate loans | $8,811,000 | 8,202 |
| Real estate loans in domestic offices | $8,811,000 | 8,201 |
| Construction and development loans | $320,000 | 6,964 |
| Commercial RE | $0 | 9,802 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $8,491,000 | 6,444 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $71,972,000 | 622 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $140,000 | 9,856 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $140,000 | 9,782 |
| All other loans & leases | $947,000 | 2,526 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $947,000 | 692 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $79,785,000 | 3,388 |
| Loan loss allowance | $1,816,000 | 1,947 |
| Total loans and leases | $81,601,000 | 3,348 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $81,601,000 | 3,356 |
| All real estate loans | $6,159,000 | 8,840 |
| Real estate loans in domestic offices | $6,159,000 | 8,838 |
| Construction and development loans | $338,000 | 6,829 |
| Commercial RE | $624,000 | 8,818 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $5,197,000 | 7,541 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $73,289,000 | 550 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,106,000 | 8,773 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,106,000 | 8,617 |
| All other loans & leases | $1,047,000 | 2,378 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $5,000 | 7,010 |
| Lease financing receivables | $1,042,000 | 632 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $32,135,000 | 6,608 |
| Loan loss allowance | $467,000 | 5,968 |
| Total loans and leases | $32,602,000 | 6,605 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $32,602,000 | 6,618 |
| All real estate loans | $3,045,000 | 10,102 |
| Real estate loans in domestic offices | $3,045,000 | 10,102 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $656,000 | 9,056 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $2,389,000 | 9,256 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $29,441,000 | 1,295 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $116,000 | 10,635 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $116,000 | 10,561 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |