Home > Michigan Bank, Federal Savings Bank > Assets and Liabilities
Michigan Bank, Federal Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 2 | 11,419 |
| Assets and Liabilities | ||
| Total Assets: | $79,009,000 | 5,388 |
| Cash and due from depository institutions | $376,000 | 11,419 |
| Interest-bearing balances | $10,000 | 6,204 |
| Securities | $22,993,000 | 4,812 |
| Federal funds sold & reverse repurchase agreements | $3,295,000 | 3,616 |
| Net loans & leases | $50,674,000 | 4,990 |
| Loan loss allowance | $2,697,000 | 1,451 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $29,000 | 11,231 |
| Other real estate owned | $476,000 | 11,419 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,166,000 | 5,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,009,000 | 5,388 |
| Total liabilities | $23,665,000 | 9,539 |
| Total deposits | $21,969,000 | 9,644 |
| Interest-bearing deposits | $21,933,000 | 9,157 |
| Deposits held in domestic offices | $21,969,000 | 9,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,696,000 | 2,333 |
| Total equity capital | $55,344,000 | 849 |
| Total bank equity capital | $55,344,000 | 849 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $49,144,000 | 442 |
| Undivided profits | $6,200,000 | 3,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $357,000 | 6,149 |
| Earning assets | $76,972,000 | 5,108 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $99,652,200 | 4,276 |
| Average Assets, quarterly | $92,509,500 | 4,681 |
| Volatile liabilities | $614,000 | 10,901 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $712,000 | 9,339 |
| Tier 1 (core) risk-based capital | $55,344,000 | 804 |
| Tier 2 risk-based capital | $673,000 | 4,196 |
| Total risk weighted assets | $51,838,000 | 4,937 |
| Total unused commitments | $712,000 | 9,348 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 2 | 11,937 |
| Assets and Liabilities | ||
| Total Assets: | $101,628,000 | 4,363 |
| Cash and due from depository institutions | $644,000 | 11,937 |
| Interest-bearing balances | $9,000 | 6,470 |
| Securities | $28,834,000 | 4,200 |
| Federal funds sold & reverse repurchase agreements | $2,978,000 | 4,394 |
| Net loans & leases | $67,237,000 | 3,889 |
| Loan loss allowance | $2,836,000 | 1,443 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $37,000 | 11,678 |
| Other real estate owned | $85,000 | 11,937 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,813,000 | 3,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,628,000 | 4,363 |
| Total liabilities | $52,746,000 | 6,752 |
| Total deposits | $50,214,000 | 6,762 |
| Interest-bearing deposits | $50,173,000 | 6,058 |
| Deposits held in domestic offices | $50,214,000 | 6,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,532,000 | 1,747 |
| Total equity capital | $48,882,000 | 961 |
| Total bank equity capital | $48,882,000 | 961 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $42,805,000 | 507 |
| Undivided profits | $6,077,000 | 3,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,004,000 | 1,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $442,000 | 5,325 |
| Earning assets | $99,058,000 | 4,123 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $246,379,200 | 1,844 |
| Average Assets, quarterly | $101,345,000 | 4,324 |
| Volatile liabilities | $1,001,000 | 10,849 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $884,000 | 9,223 |
| Tier 1 (core) risk-based capital | $48,882,000 | 918 |
| Tier 2 risk-based capital | $756,000 | 3,770 |
| Total risk weighted assets | $60,513,000 | 4,286 |
| Total unused commitments | $884,000 | 9,233 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 97 | 2,077 |
| Assets and Liabilities | ||
| Total Assets: | $467,552,000 | 1,023 |
| Cash and due from depository institutions | $6,689,000 | 2,077 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $267,852,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $10,600,000 | 893 |
| Net loans & leases | $168,167,000 | 1,667 |
| Loan loss allowance | $3,443,000 | 1,227 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,303,000 | 1,403 |
| Other real estate owned | $921,000 | 2,077 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,020,000 | 1,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $467,552,000 | 1,023 |
| Total liabilities | $420,370,000 | 1,040 |
| Total deposits | $406,403,000 | 950 |
| Interest-bearing deposits | $373,696,000 | 901 |
| Deposits held in domestic offices | $406,403,000 | 940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $13,967,000 | 494 |
| Total equity capital | $47,182,000 | 913 |
| Total bank equity capital | $47,182,000 | 913 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $42,805,000 | 484 |
| Undivided profits | $4,377,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,834,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,173,000 | 1,668 |
| Earning assets | $446,719,000 | 982 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $654,239,600 | 767 |
| Average Assets, quarterly | $475,515,000 | 995 |
| Volatile liabilities | $78,584,000 | 934 |
| Insider loans | $7,332,000 | 598 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $140,037,000 | 530 |
| Tier 1 (core) risk-based capital | $47,182,000 | 905 |
| Tier 2 risk-based capital | $2,866,000 | 1,156 |
| Total risk weighted assets | $229,274,000 | 1,240 |
| Total unused commitments | $140,037,000 | 531 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 156 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $916,546,000 | 608 |
| Cash and due from depository institutions | $21,327,000 | 1,344 |
| Interest-bearing balances | $6,345,000 | 962 |
| Securities | $463,031,000 | 367 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,727 |
| Net loans & leases | $397,623,000 | 769 |
| Loan loss allowance | $3,391,000 | 1,332 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,178,000 | 1,175 |
| Other real estate owned | $822,000 | 1,344 |
| Goodwill and other intangibles | $270,000 | 1,670 |
| All other assets | $19,295,000 | 590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $916,546,000 | 608 |
| Total liabilities | $813,741,000 | 627 |
| Total deposits | $626,398,000 | 681 |
| Interest-bearing deposits | $492,251,000 | 742 |
| Deposits held in domestic offices | $626,398,000 | 672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $160,000,000 | 257 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $27,343,000 | 335 |
| Total equity capital | $102,805,000 | 454 |
| Total bank equity capital | $102,805,000 | 454 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $83,999,000 | 281 |
| Undivided profits | $18,805,000 | 1,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,567,000 | 1,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,149,000 | 822 |
| Earning assets | $874,999,000 | 584 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $955,541,400 | 563 |
| Average Assets, quarterly | $963,785,000 | 575 |
| Volatile liabilities | $389,650,000 | 335 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $309,644,000 | 343 |
| Tier 1 (core) risk-based capital | $102,535,000 | 444 |
| Tier 2 risk-based capital | $3,391,000 | 1,001 |
| Total risk weighted assets | $495,530,000 | 666 |
| Total unused commitments | $309,644,000 | 349 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 96 | 2,245 |
| Assets and Liabilities | ||
| Total Assets: | $1,010,484,000 | 577 |
| Cash and due from depository institutions | $7,137,000 | 2,245 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $624,879,000 | 279 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 938 |
| Net loans & leases | $292,742,000 | 1,006 |
| Loan loss allowance | $2,202,000 | 1,956 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,796,000 | 1,250 |
| Other real estate owned | $14,165,000 | 2,245 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $47,765,000 | 362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,010,484,000 | 577 |
| Total liabilities | $887,938,000 | 591 |
| Total deposits | $760,672,000 | 603 |
| Interest-bearing deposits | $700,561,000 | 578 |
| Deposits held in domestic offices | $760,672,000 | 597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $118,000,000 | 268 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $9,266,000 | 639 |
| Total equity capital | $122,546,000 | 387 |
| Total bank equity capital | $122,546,000 | 387 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $84,000,000 | 265 |
| Undivided profits | $38,546,000 | 551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,750,000 | 1,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $774,000 | 2,566 |
| Earning assets | $935,721,000 | 566 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $1,100,496,800 | 535 |
| Average Assets, quarterly | $1,056,694,000 | 555 |
| Volatile liabilities | $250,496,000 | 412 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $273,770,000 | 332 |
| Tier 1 (core) risk-based capital | $122,193,000 | 371 |
| Tier 2 risk-based capital | $2,302,000 | 1,408 |
| Total risk weighted assets | $455,615,000 | 724 |
| Total unused commitments | $273,770,000 | 338 |
| Derivatives | $0 | 651 |