Home > Miami Valley Bank > Assets and Liabilities
Miami Valley Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 35 | 4,443 |
| Assets and Liabilities | ||
| Total Assets: | $125,362,000 | 4,387 |
| Cash and due from depository institutions | $3,676,000 | 4,443 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,005,000 | 7,634 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 535 |
| Net loans & leases | $86,847,000 | 4,249 |
| Loan loss allowance | $2,218,000 | 2,302 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $442,000 | 7,122 |
| Other real estate owned | $1,783,000 | 4,443 |
| Goodwill and other intangibles | $99,000 | 2,882 |
| All other assets | $1,510,000 | 5,848 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $125,362,000 | 4,387 |
| Total liabilities | $119,924,000 | 4,185 |
| Total deposits | $119,601,000 | 3,955 |
| Interest-bearing deposits | $105,226,000 | 3,845 |
| Deposits held in domestic offices | $119,601,000 | 3,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $323,000 | 6,565 |
| Total equity capital | $5,438,000 | 7,108 |
| Total bank equity capital | $5,438,000 | 7,108 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $84,000 | 6,930 |
| Surplus | $4,323,000 | 4,270 |
| Undivided profits | $1,031,000 | 6,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,726,000 | 374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $942,000 | 4,176 |
| Earning assets | $117,852,000 | 4,317 |
| Long-term assets (5+ years) | $12,240,000 | 4,423 |
| Average Assets, year-to-date | $150,946,000 | 3,830 |
| Average Assets, quarterly | $141,298,000 | 4,026 |
| Volatile liabilities | $7,746,000 | 6,684 |
| Insider loans | $28,000 | 7,470 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $52,921,000 | 108 |
| Unused loan commitments | $25,000 | 8,375 |
| Tier 1 (core) risk-based capital | $5,438,000 | 7,088 |
| Tier 2 risk-based capital | $902,000 | 4,285 |
| Total risk weighted assets | $70,872,000 | 4,974 |
| Total unused commitments | $25,000 | 8,377 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 35 | 4,441 |
| Assets and Liabilities | ||
| Total Assets: | $157,234,000 | 3,758 |
| Cash and due from depository institutions | $4,393,000 | 4,441 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $3,095,000 | 7,663 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 1,496 |
| Net loans & leases | $131,792,000 | 3,152 |
| Loan loss allowance | $8,401,000 | 629 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $565,000 | 6,799 |
| Other real estate owned | $1,783,000 | 4,441 |
| Goodwill and other intangibles | $108,000 | 2,857 |
| All other assets | $1,998,000 | 5,135 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $157,234,000 | 3,758 |
| Total liabilities | $148,884,000 | 3,585 |
| Total deposits | $148,612,000 | 3,355 |
| Interest-bearing deposits | $130,851,000 | 3,256 |
| Deposits held in domestic offices | $148,612,000 | 3,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $272,000 | 6,853 |
| Total equity capital | $8,350,000 | 5,984 |
| Total bank equity capital | $8,350,000 | 5,984 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $84,000 | 6,956 |
| Surplus | $2,071,000 | 5,588 |
| Undivided profits | $6,195,000 | 4,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,340,000 | 222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,386,000 | 2,879 |
| Earning assets | $148,387,000 | 3,690 |
| Long-term assets (5+ years) | $23,199,000 | 3,143 |
| Average Assets, year-to-date | $163,738,000 | 3,617 |
| Average Assets, quarterly | $163,738,000 | 3,617 |
| Volatile liabilities | $9,211,000 | 6,302 |
| Insider loans | $28,000 | 7,472 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $26,044,000 | 155 |
| Unused loan commitments | $48,356,000 | 1,874 |
| Tier 1 (core) risk-based capital | $8,350,000 | 5,900 |
| Tier 2 risk-based capital | $1,681,000 | 2,748 |
| Total risk weighted assets | $127,754,000 | 3,369 |
| Total unused commitments | $48,356,000 | 1,875 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 32 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $170,242,000 | 3,503 |
| Cash and due from depository institutions | $2,811,000 | 4,723 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $2,252,000 | 7,893 |
| Federal funds sold & reverse repurchase agreements | $20,500,000 | 790 |
| Net loans & leases | $142,015,000 | 2,919 |
| Loan loss allowance | $869,000 | 4,571 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $551,000 | 6,857 |
| Other real estate owned | $139,000 | 4,723 |
| Goodwill and other intangibles | $116,000 | 2,834 |
| All other assets | $1,858,000 | 5,355 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $170,242,000 | 3,503 |
| Total liabilities | $157,087,000 | 3,413 |
| Total deposits | $156,741,000 | 3,163 |
| Interest-bearing deposits | $133,007,000 | 3,171 |
| Deposits held in domestic offices | $156,741,000 | 3,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $346,000 | 6,336 |
| Total equity capital | $13,155,000 | 4,458 |
| Total bank equity capital | $13,155,000 | 4,458 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $84,000 | 6,989 |
| Surplus | $871,000 | 6,873 |
| Undivided profits | $12,200,000 | 2,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,430,000 | 591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,213,000 | 3,375 |
| Earning assets | $164,767,000 | 3,345 |
| Long-term assets (5+ years) | $1,957,000 | 6,798 |
| Average Assets, year-to-date | $161,229,200 | 3,520 |
| Average Assets, quarterly | $168,784,500 | 3,491 |
| Volatile liabilities | $8,888,000 | 6,423 |
| Insider loans | $128,000 | 6,931 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $120,156,000 | 69 |
| Unused loan commitments | $50,056,000 | 1,820 |
| Tier 1 (core) risk-based capital | $13,155,000 | 4,389 |
| Tier 2 risk-based capital | $869,000 | 4,370 |
| Total risk weighted assets | $89,712,000 | 4,256 |
| Total unused commitments | $50,056,000 | 1,820 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 31 | 4,840 |
| Assets and Liabilities | ||
| Total Assets: | $167,327,000 | 3,507 |
| Cash and due from depository institutions | $1,779,000 | 4,840 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $2,360,000 | 7,963 |
| Federal funds sold & reverse repurchase agreements | $47,000,000 | 294 |
| Net loans & leases | $113,799,000 | 3,469 |
| Loan loss allowance | $685,000 | 5,242 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $595,000 | 6,749 |
| Other real estate owned | $0 | 4,840 |
| Goodwill and other intangibles | $127,000 | 2,809 |
| All other assets | $1,667,000 | 5,670 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $167,327,000 | 3,507 |
| Total liabilities | $152,753,000 | 3,459 |
| Total deposits | $152,492,000 | 3,194 |
| Interest-bearing deposits | $134,720,000 | 3,076 |
| Deposits held in domestic offices | $152,492,000 | 3,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $261,000 | 6,996 |
| Total equity capital | $14,574,000 | 4,109 |
| Total bank equity capital | $14,574,000 | 4,109 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $84,000 | 7,051 |
| Surplus | $871,000 | 6,910 |
| Undivided profits | $13,619,000 | 2,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,052,000 | 1,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,008,000 | 3,941 |
| Earning assets | $163,159,000 | 3,352 |
| Long-term assets (5+ years) | $2,000,000 | 6,786 |
| Average Assets, year-to-date | $158,976,000 | 3,562 |
| Average Assets, quarterly | $163,918,500 | 3,537 |
| Volatile liabilities | $8,310,000 | 6,581 |
| Insider loans | $1,032,000 | 4,167 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $89,508,000 | 79 |
| Unused loan commitments | $45,703,000 | 1,987 |
| Tier 1 (core) risk-based capital | $14,574,000 | 4,036 |
| Tier 2 risk-based capital | $685,000 | 5,031 |
| Total risk weighted assets | $81,686,000 | 4,517 |
| Total unused commitments | $45,703,000 | 1,987 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 33 | 4,661 |
| Assets and Liabilities | ||
| Total Assets: | $160,510,000 | 3,597 |
| Cash and due from depository institutions | $3,649,000 | 4,661 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $2,475,000 | 7,989 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,408 |
| Net loans & leases | $142,766,000 | 2,856 |
| Loan loss allowance | $732,000 | 5,048 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $640,000 | 6,649 |
| Other real estate owned | $0 | 4,661 |
| Goodwill and other intangibles | $138,000 | 2,781 |
| All other assets | $1,842,000 | 5,356 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $160,510,000 | 3,597 |
| Total liabilities | $145,814,000 | 3,556 |
| Total deposits | $145,567,000 | 3,288 |
| Interest-bearing deposits | $126,169,000 | 3,214 |
| Deposits held in domestic offices | $145,567,000 | 3,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $247,000 | 6,862 |
| Total equity capital | $14,696,000 | 3,954 |
| Total bank equity capital | $14,696,000 | 3,954 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $84,000 | 7,077 |
| Surplus | $871,000 | 6,920 |
| Undivided profits | $13,741,000 | 2,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,580,000 | 1,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,216,000 | 3,054 |
| Earning assets | $154,241,000 | 3,465 |
| Long-term assets (5+ years) | $2,141,000 | 6,745 |
| Average Assets, year-to-date | $156,192,330 | 3,614 |
| Average Assets, quarterly | $157,726,500 | 3,615 |
| Volatile liabilities | $9,798,000 | 6,256 |
| Insider loans | $50,000 | 7,453 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $115,724,000 | 67 |
| Unused loan commitments | $43,128,000 | 2,065 |
| Tier 1 (core) risk-based capital | $14,696,000 | 3,943 |
| Tier 2 risk-based capital | $732,000 | 4,818 |
| Total risk weighted assets | $90,196,000 | 4,197 |
| Total unused commitments | $43,128,000 | 2,066 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $154,943,000 | 3,672 |
| Cash and due from depository institutions | $6,059,000 | 4,726 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $1,943,000 | 8,156 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $144,238,000 | 2,806 |
| Loan loss allowance | $716,000 | 5,093 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $678,000 | 6,560 |
| Other real estate owned | $0 | 4,726 |
| Goodwill and other intangibles | $148,000 | 2,733 |
| All other assets | $1,877,000 | 5,216 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $154,943,000 | 3,672 |
| Total liabilities | $140,339,000 | 3,635 |
| Total deposits | $138,076,000 | 3,433 |
| Interest-bearing deposits | $117,726,000 | 3,382 |
| Deposits held in domestic offices | $138,076,000 | 3,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,213 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $263,000 | 6,640 |
| Total equity capital | $14,604,000 | 3,938 |
| Total bank equity capital | $14,604,000 | 3,938 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $84,000 | 7,087 |
| Surplus | $871,000 | 6,910 |
| Undivided profits | $13,649,000 | 2,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,414,000 | 1,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,252,000 | 2,840 |
| Earning assets | $146,181,000 | 3,587 |
| Long-term assets (5+ years) | $1,701,000 | 6,944 |
| Average Assets, year-to-date | $154,033,500 | 3,661 |
| Average Assets, quarterly | $154,033,500 | 3,661 |
| Volatile liabilities | $12,077,000 | 5,669 |
| Insider loans | $50,000 | 7,461 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $113,710,000 | 62 |
| Unused loan commitments | $42,502,000 | 2,039 |
| Tier 1 (core) risk-based capital | $14,604,000 | 3,903 |
| Tier 2 risk-based capital | $716,000 | 4,850 |
| Total risk weighted assets | $90,940,000 | 4,120 |
| Total unused commitments | $42,502,000 | 2,040 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $153,124,000 | 3,681 |
| Cash and due from depository institutions | $8,501,000 | 4,740 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $2,071,000 | 8,165 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,080 |
| Net loans & leases | $136,436,000 | 2,913 |
| Loan loss allowance | $565,000 | 5,719 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $642,000 | 6,644 |
| Other real estate owned | $0 | 4,740 |
| Goodwill and other intangibles | $160,000 | 2,697 |
| All other assets | $1,814,000 | 5,308 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $153,124,000 | 3,681 |
| Total liabilities | $139,969,000 | 3,610 |
| Total deposits | $134,699,000 | 3,462 |
| Interest-bearing deposits | $104,775,000 | 3,664 |
| Deposits held in domestic offices | $134,699,000 | 3,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $270,000 | 6,557 |
| Total equity capital | $13,155,000 | 4,236 |
| Total bank equity capital | $13,155,000 | 4,236 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $84,000 | 7,120 |
| Surplus | $871,000 | 6,935 |
| Undivided profits | $12,200,000 | 2,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $904,000 | 2,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,199,000 | 2,950 |
| Earning assets | $142,007,000 | 3,629 |
| Long-term assets (5+ years) | $1,497,000 | 7,057 |
| Average Assets, year-to-date | $137,616,800 | 3,859 |
| Average Assets, quarterly | $147,128,500 | 3,764 |
| Volatile liabilities | $15,987,000 | 4,977 |
| Insider loans | $50,000 | 7,492 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $105,635,000 | 71 |
| Unused loan commitments | $41,142,000 | 2,037 |
| Tier 1 (core) risk-based capital | $13,155,000 | 4,184 |
| Tier 2 risk-based capital | $565,000 | 5,478 |
| Total risk weighted assets | $87,639,000 | 4,192 |
| Total unused commitments | $41,142,000 | 2,037 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 31 | 4,835 |
| Assets and Liabilities | ||
| Total Assets: | $141,133,000 | 3,877 |
| Cash and due from depository institutions | $7,960,000 | 4,835 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $2,259,000 | 8,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $128,774,000 | 3,014 |
| Loan loss allowance | $545,000 | 5,832 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $498,000 | 7,048 |
| Other real estate owned | $0 | 4,835 |
| Goodwill and other intangibles | $169,000 | 2,653 |
| All other assets | $1,473,000 | 5,801 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $141,133,000 | 3,877 |
| Total liabilities | $126,283,000 | 3,862 |
| Total deposits | $117,528,000 | 3,785 |
| Interest-bearing deposits | $91,035,000 | 4,027 |
| Deposits held in domestic offices | $117,528,000 | 3,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,905 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $255,000 | 6,777 |
| Total equity capital | $14,850,000 | 3,818 |
| Total bank equity capital | $14,850,000 | 3,818 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $84,000 | 7,152 |
| Surplus | $871,000 | 6,939 |
| Undivided profits | $13,895,000 | 2,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,059,000 | 3,274 |
| Earning assets | $131,033,000 | 3,820 |
| Long-term assets (5+ years) | $2,002,000 | 6,902 |
| Average Assets, year-to-date | $133,740,000 | 3,927 |
| Average Assets, quarterly | $139,026,000 | 3,882 |
| Volatile liabilities | $21,353,000 | 4,238 |
| Insider loans | $50,000 | 7,513 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $97,371,000 | 75 |
| Unused loan commitments | $38,948,000 | 2,103 |
| Tier 1 (core) risk-based capital | $14,850,000 | 3,727 |
| Tier 2 risk-based capital | $545,000 | 5,548 |
| Total risk weighted assets | $82,919,000 | 4,314 |
| Total unused commitments | $38,948,000 | 2,105 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 33 | 4,627 |
| Assets and Liabilities | ||
| Total Assets: | $136,919,000 | 3,897 |
| Cash and due from depository institutions | $6,697,000 | 4,627 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $2,419,000 | 8,145 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,677 |
| Net loans & leases | $122,453,000 | 3,053 |
| Loan loss allowance | $461,000 | 6,247 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $517,000 | 6,970 |
| Other real estate owned | $0 | 4,627 |
| Goodwill and other intangibles | $184,000 | 2,609 |
| All other assets | $1,149,000 | 6,221 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $136,919,000 | 3,897 |
| Total liabilities | $122,252,000 | 3,901 |
| Total deposits | $122,048,000 | 3,616 |
| Interest-bearing deposits | $78,439,000 | 4,425 |
| Deposits held in domestic offices | $122,048,000 | 3,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $204,000 | 7,006 |
| Total equity capital | $14,667,000 | 3,797 |
| Total bank equity capital | $14,667,000 | 3,797 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $84,000 | 7,153 |
| Surplus | $872,000 | 6,922 |
| Undivided profits | $13,711,000 | 2,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 2,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $839,000 | 3,693 |
| Earning assets | $128,372,000 | 3,820 |
| Long-term assets (5+ years) | $2,479,000 | 6,741 |
| Average Assets, year-to-date | $131,275,670 | 3,973 |
| Average Assets, quarterly | $132,549,500 | 3,964 |
| Volatile liabilities | $15,482,000 | 4,899 |
| Insider loans | $50,000 | 7,540 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $95,240,000 | 78 |
| Unused loan commitments | $41,322,000 | 1,965 |
| Tier 1 (core) risk-based capital | $14,667,000 | 3,684 |
| Tier 2 risk-based capital | $461,000 | 6,006 |
| Total risk weighted assets | $77,994,000 | 4,417 |
| Total unused commitments | $41,322,000 | 1,965 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $128,180,000 | 4,090 |
| Cash and due from depository institutions | $8,873,000 | 4,612 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,548,000 | 8,187 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,185 |
| Net loans & leases | $104,529,000 | 3,426 |
| Loan loss allowance | $436,000 | 6,429 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $545,000 | 6,954 |
| Other real estate owned | $0 | 4,612 |
| Goodwill and other intangibles | $199,000 | 2,584 |
| All other assets | $986,000 | 6,607 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $128,180,000 | 4,090 |
| Total liabilities | $113,554,000 | 4,116 |
| Total deposits | $113,346,000 | 3,861 |
| Interest-bearing deposits | $72,969,000 | 4,686 |
| Deposits held in domestic offices | $113,346,000 | 3,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $208,000 | 6,826 |
| Total equity capital | $14,626,000 | 3,731 |
| Total bank equity capital | $14,626,000 | 3,731 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $84,000 | 7,213 |
| Surplus | $871,000 | 6,957 |
| Undivided profits | $13,671,000 | 2,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,109,000 | 2,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $673,000 | 4,297 |
| Earning assets | $117,577,000 | 4,102 |
| Long-term assets (5+ years) | $2,568,000 | 6,798 |
| Average Assets, year-to-date | $128,454,000 | 4,056 |
| Average Assets, quarterly | $128,454,000 | 4,056 |
| Volatile liabilities | $15,850,000 | 4,731 |
| Insider loans | $39,000 | 7,657 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $78,965,000 | 78 |
| Unused loan commitments | $32,631,000 | 2,260 |
| Tier 1 (core) risk-based capital | $14,626,000 | 3,653 |
| Tier 2 risk-based capital | $436,000 | 6,141 |
| Total risk weighted assets | $69,456,000 | 4,714 |
| Total unused commitments | $32,631,000 | 2,265 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $128,728,000 | 4,071 |
| Cash and due from depository institutions | $6,298,000 | 4,823 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $18,694,000 | 4,919 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,357 |
| Net loans & leases | $100,463,000 | 3,514 |
| Loan loss allowance | $436,000 | 6,417 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $572,000 | 6,886 |
| Other real estate owned | $0 | 4,823 |
| Goodwill and other intangibles | $219,000 | 2,534 |
| All other assets | $982,000 | 6,593 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $128,728,000 | 4,071 |
| Total liabilities | $115,573,000 | 4,065 |
| Total deposits | $111,373,000 | 3,880 |
| Interest-bearing deposits | $76,338,000 | 4,518 |
| Deposits held in domestic offices | $111,373,000 | 3,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,767 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $200,000 | 6,869 |
| Total equity capital | $13,155,000 | 4,064 |
| Total bank equity capital | $13,155,000 | 4,064 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $84,000 | 7,248 |
| Surplus | $871,000 | 6,975 |
| Undivided profits | $12,200,000 | 2,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 4,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $580,000 | 4,813 |
| Earning assets | $120,657,000 | 4,003 |
| Long-term assets (5+ years) | $13,675,000 | 4,245 |
| Average Assets, year-to-date | $134,687,200 | 3,808 |
| Average Assets, quarterly | $129,151,000 | 4,022 |
| Volatile liabilities | $21,140,000 | 3,999 |
| Insider loans | $1,510,000 | 3,321 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $75,757,000 | 86 |
| Unused loan commitments | $32,362,000 | 2,207 |
| Tier 1 (core) risk-based capital | $13,155,000 | 3,944 |
| Tier 2 risk-based capital | $436,000 | 6,139 |
| Total risk weighted assets | $65,241,000 | 4,884 |
| Total unused commitments | $32,362,000 | 2,207 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $129,574,000 | 4,012 |
| Cash and due from depository institutions | $7,604,000 | 5,063 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $19,965,000 | 4,715 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,030 |
| Net loans & leases | $89,084,000 | 3,815 |
| Loan loss allowance | $416,000 | 6,587 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $602,000 | 6,786 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $240,000 | 2,461 |
| All other assets | $1,079,000 | 6,405 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $129,574,000 | 4,012 |
| Total liabilities | $115,356,000 | 4,025 |
| Total deposits | $115,168,000 | 3,731 |
| Interest-bearing deposits | $77,499,000 | 4,449 |
| Deposits held in domestic offices | $115,168,000 | 3,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $188,000 | 7,224 |
| Total equity capital | $14,218,000 | 3,823 |
| Total bank equity capital | $14,218,000 | 3,823 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $84,000 | 7,291 |
| Surplus | $871,000 | 6,978 |
| Undivided profits | $13,263,000 | 2,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 4,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $497,000 | 5,511 |
| Earning assets | $120,049,000 | 3,979 |
| Long-term assets (5+ years) | $14,079,000 | 4,273 |
| Average Assets, year-to-date | $136,177,000 | 3,779 |
| Average Assets, quarterly | $130,744,000 | 3,951 |
| Volatile liabilities | $17,163,000 | 4,479 |
| Insider loans | $1,550,000 | 3,220 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $69,211,000 | 97 |
| Unused loan commitments | $32,545,000 | 2,168 |
| Tier 1 (core) risk-based capital | $14,218,000 | 3,682 |
| Tier 2 risk-based capital | $416,000 | 6,285 |
| Total risk weighted assets | $59,167,000 | 5,149 |
| Total unused commitments | $32,545,000 | 2,173 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 30 | 5,013 |
| Assets and Liabilities | ||
| Total Assets: | $131,914,000 | 3,938 |
| Cash and due from depository institutions | $4,812,000 | 5,013 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $20,580,000 | 4,712 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 421 |
| Net loans & leases | $79,818,000 | 4,086 |
| Loan loss allowance | $396,000 | 6,734 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $619,000 | 6,774 |
| Other real estate owned | $0 | 5,013 |
| Goodwill and other intangibles | $183,000 | 2,595 |
| All other assets | $902,000 | 6,786 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $131,914,000 | 3,938 |
| Total liabilities | $117,680,000 | 3,956 |
| Total deposits | $117,473,000 | 3,683 |
| Interest-bearing deposits | $80,915,000 | 4,310 |
| Deposits held in domestic offices | $117,473,000 | 3,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $207,000 | 6,730 |
| Total equity capital | $14,234,000 | 3,701 |
| Total bank equity capital | $14,234,000 | 3,701 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $84,000 | 7,343 |
| Surplus | $871,000 | 7,011 |
| Undivided profits | $13,279,000 | 2,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 4,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $492,000 | 5,330 |
| Earning assets | $125,398,000 | 3,820 |
| Long-term assets (5+ years) | $15,178,000 | 4,219 |
| Average Assets, year-to-date | $138,378,000 | 3,746 |
| Average Assets, quarterly | $137,075,500 | 3,809 |
| Volatile liabilities | $17,306,000 | 4,374 |
| Insider loans | $1,545,000 | 3,186 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $60,228,000 | 96 |
| Unused loan commitments | $33,394,000 | 2,118 |
| Tier 1 (core) risk-based capital | $14,234,000 | 3,631 |
| Tier 2 risk-based capital | $396,000 | 6,433 |
| Total risk weighted assets | $56,972,000 | 5,235 |
| Total unused commitments | $33,394,000 | 2,123 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 32 | 4,775 |
| Assets and Liabilities | ||
| Total Assets: | $142,237,000 | 3,700 |
| Cash and due from depository institutions | $5,363,000 | 4,775 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $16,594,000 | 5,262 |
| Federal funds sold & reverse repurchase agreements | $32,000,000 | 424 |
| Net loans & leases | $86,631,000 | 3,765 |
| Loan loss allowance | $376,000 | 6,866 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $618,000 | 6,773 |
| Other real estate owned | $0 | 4,775 |
| Goodwill and other intangibles | $226,000 | 2,493 |
| All other assets | $805,000 | 6,931 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $142,237,000 | 3,700 |
| Total liabilities | $128,209,000 | 3,677 |
| Total deposits | $127,931,000 | 3,420 |
| Interest-bearing deposits | $86,080,000 | 4,117 |
| Deposits held in domestic offices | $127,931,000 | 3,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $278,000 | 6,373 |
| Total equity capital | $14,028,000 | 3,818 |
| Total bank equity capital | $14,028,000 | 3,818 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $84,000 | 7,364 |
| Surplus | $871,000 | 7,029 |
| Undivided profits | $13,073,000 | 2,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $742,000 | 3,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $433,000 | 5,698 |
| Earning assets | $135,225,000 | 3,595 |
| Long-term assets (5+ years) | $14,009,000 | 4,325 |
| Average Assets, year-to-date | $141,610,000 | 3,684 |
| Average Assets, quarterly | $141,610,000 | 3,684 |
| Volatile liabilities | $19,251,000 | 4,016 |
| Insider loans | $1,545,000 | 3,158 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $63,900,000 | 96 |
| Unused loan commitments | $29,670,000 | 2,237 |
| Tier 1 (core) risk-based capital | $14,028,000 | 3,640 |
| Tier 2 risk-based capital | $376,000 | 6,555 |
| Total risk weighted assets | $63,290,000 | 4,888 |
| Total unused commitments | $29,670,000 | 2,241 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $140,983,000 | 3,706 |
| Cash and due from depository institutions | $7,931,000 | 4,678 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $17,099,000 | 5,250 |
| Federal funds sold & reverse repurchase agreements | $40,500,000 | 301 |
| Net loans & leases | $73,831,000 | 4,199 |
| Loan loss allowance | $367,000 | 6,918 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $452,000 | 7,295 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $254,000 | 2,420 |
| All other assets | $916,000 | 6,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,983,000 | 3,706 |
| Total liabilities | $127,828,000 | 3,678 |
| Total deposits | $127,575,000 | 3,406 |
| Interest-bearing deposits | $93,053,000 | 3,853 |
| Deposits held in domestic offices | $127,575,000 | 3,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $253,000 | 6,489 |
| Total equity capital | $13,155,000 | 3,952 |
| Total bank equity capital | $13,155,000 | 3,952 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $84,000 | 7,424 |
| Surplus | $871,000 | 7,058 |
| Undivided profits | $12,200,000 | 2,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 3,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $405,000 | 6,048 |
| Earning assets | $131,430,000 | 3,652 |
| Long-term assets (5+ years) | $15,924,000 | 4,079 |
| Average Assets, year-to-date | $147,567,400 | 3,446 |
| Average Assets, quarterly | $147,326,000 | 3,535 |
| Volatile liabilities | $21,478,000 | 3,735 |
| Insider loans | $1,545,000 | 3,142 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $48,280,000 | 106 |
| Unused loan commitments | $29,907,000 | 2,156 |
| Tier 1 (core) risk-based capital | $13,155,000 | 3,803 |
| Tier 2 risk-based capital | $367,000 | 6,635 |
| Total risk weighted assets | $59,974,000 | 5,054 |
| Total unused commitments | $29,907,000 | 2,159 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $153,669,000 | 3,408 |
| Cash and due from depository institutions | $10,418,000 | 4,698 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $2,632,000 | 8,397 |
| Federal funds sold & reverse repurchase agreements | $33,000,000 | 431 |
| Net loans & leases | $105,931,000 | 3,182 |
| Loan loss allowance | $361,000 | 7,017 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $396,000 | 7,522 |
| Other real estate owned | $0 | 4,698 |
| Goodwill and other intangibles | $297,000 | 2,315 |
| All other assets | $995,000 | 6,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,669,000 | 3,408 |
| Total liabilities | $139,014,000 | 3,381 |
| Total deposits | $138,718,000 | 3,168 |
| Interest-bearing deposits | $95,796,000 | 3,773 |
| Deposits held in domestic offices | $138,718,000 | 3,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $296,000 | 6,462 |
| Total equity capital | $14,655,000 | 3,582 |
| Total bank equity capital | $14,655,000 | 3,582 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $84,000 | 7,470 |
| Surplus | $871,000 | 7,084 |
| Undivided profits | $13,700,000 | 2,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 4,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $655,000 | 4,576 |
| Earning assets | $141,563,000 | 3,397 |
| Long-term assets (5+ years) | $3,106,000 | 6,883 |
| Average Assets, year-to-date | $149,213,500 | 3,412 |
| Average Assets, quarterly | $159,165,500 | 3,287 |
| Volatile liabilities | $25,344,000 | 3,262 |
| Insider loans | $1,532,000 | 3,128 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $78,819,000 | 103 |
| Unused loan commitments | $23,419,000 | 2,557 |
| Tier 1 (core) risk-based capital | $14,655,000 | 3,430 |
| Tier 2 risk-based capital | $361,000 | 6,699 |
| Total risk weighted assets | $75,375,000 | 4,313 |
| Total unused commitments | $23,419,000 | 2,560 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $164,662,000 | 3,214 |
| Cash and due from depository institutions | $7,029,000 | 4,624 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $3,676,000 | 8,111 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,414 |
| Net loans & leases | $145,812,000 | 2,380 |
| Loan loss allowance | $322,000 | 7,268 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $391,000 | 7,535 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $270,000 | 2,323 |
| All other assets | $984,000 | 6,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,662,000 | 3,214 |
| Total liabilities | $150,101,000 | 3,183 |
| Total deposits | $149,813,000 | 2,950 |
| Interest-bearing deposits | $92,128,000 | 3,877 |
| Deposits held in domestic offices | $149,813,000 | 2,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $288,000 | 6,596 |
| Total equity capital | $14,561,000 | 3,613 |
| Total bank equity capital | $14,561,000 | 3,613 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $84,000 | 7,499 |
| Surplus | $871,000 | 7,094 |
| Undivided profits | $13,606,000 | 2,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $723,000 | 4,039 |
| Earning assets | $155,988,000 | 3,134 |
| Long-term assets (5+ years) | $3,022,000 | 6,871 |
| Average Assets, year-to-date | $147,728,330 | 3,449 |
| Average Assets, quarterly | $155,762,500 | 3,323 |
| Volatile liabilities | $25,681,000 | 3,204 |
| Insider loans | $28,000 | 8,043 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $123,152,000 | 97 |
| Unused loan commitments | $22,240,000 | 2,619 |
| Tier 1 (core) risk-based capital | $14,532,000 | 3,405 |
| Tier 2 risk-based capital | $322,000 | 6,979 |
| Total risk weighted assets | $87,753,000 | 3,829 |
| Total unused commitments | $22,240,000 | 2,627 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 33 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $146,863,000 | 3,481 |
| Cash and due from depository institutions | $6,085,000 | 4,686 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $4,506,000 | 7,951 |
| Federal funds sold & reverse repurchase agreements | $26,500,000 | 606 |
| Net loans & leases | $108,093,000 | 3,020 |
| Loan loss allowance | $331,000 | 7,193 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $395,000 | 7,543 |
| Other real estate owned | $0 | 4,686 |
| Goodwill and other intangibles | $395,000 | 2,094 |
| All other assets | $889,000 | 6,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,863,000 | 3,481 |
| Total liabilities | $133,241,000 | 3,440 |
| Total deposits | $132,956,000 | 3,221 |
| Interest-bearing deposits | $90,991,000 | 3,901 |
| Deposits held in domestic offices | $132,956,000 | 3,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $285,000 | 6,669 |
| Total equity capital | $13,622,000 | 3,752 |
| Total bank equity capital | $13,622,000 | 3,752 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $84,000 | 7,539 |
| Surplus | $871,000 | 7,114 |
| Undivided profits | $12,667,000 | 2,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 3,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $583,000 | 4,814 |
| Earning assets | $139,099,000 | 3,375 |
| Long-term assets (5+ years) | $3,612,000 | 6,590 |
| Average Assets, year-to-date | $139,261,500 | 3,614 |
| Average Assets, quarterly | $139,261,500 | 3,614 |
| Volatile liabilities | $25,037,000 | 3,226 |
| Insider loans | $1,832,000 | 2,704 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $84,337,000 | 108 |
| Unused loan commitments | $16,867,000 | 3,039 |
| Tier 1 (core) risk-based capital | $13,527,000 | 3,593 |
| Tier 2 risk-based capital | $331,000 | 6,889 |
| Total risk weighted assets | $73,534,000 | 4,286 |
| Total unused commitments | $16,867,000 | 3,050 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $131,660,000 | 3,793 |
| Cash and due from depository institutions | $4,976,000 | 4,795 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $5,168,000 | 7,783 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,379 |
| Net loans & leases | $113,794,000 | 2,884 |
| Loan loss allowance | $331,000 | 7,189 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $410,000 | 7,524 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $522,000 | 1,915 |
| All other assets | $790,000 | 7,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,660,000 | 3,793 |
| Total liabilities | $118,727,000 | 3,786 |
| Total deposits | $118,348,000 | 3,512 |
| Interest-bearing deposits | $84,420,000 | 4,070 |
| Deposits held in domestic offices | $118,348,000 | 3,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $379,000 | 6,015 |
| Total equity capital | $12,933,000 | 3,883 |
| Total bank equity capital | $12,933,000 | 3,883 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $84,000 | 7,574 |
| Surplus | $871,000 | 7,116 |
| Undivided profits | $11,978,000 | 2,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 4,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $698,000 | 4,386 |
| Earning assets | $124,962,000 | 3,674 |
| Long-term assets (5+ years) | $4,050,000 | 6,389 |
| Average Assets, year-to-date | $127,159,600 | 3,744 |
| Average Assets, quarterly | $134,693,000 | 3,668 |
| Volatile liabilities | $27,040,000 | 3,028 |
| Insider loans | $1,832,000 | 2,695 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $92,762,000 | 122 |
| Unused loan commitments | $19,220,000 | 2,710 |
| Tier 1 (core) risk-based capital | $12,880,000 | 3,670 |
| Tier 2 risk-based capital | $331,000 | 6,892 |
| Total risk weighted assets | $71,009,000 | 4,388 |
| Total unused commitments | $19,220,000 | 2,716 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 37 | 4,301 |
| Assets and Liabilities | ||
| Total Assets: | $126,376,000 | 3,792 |
| Cash and due from depository institutions | $7,448,000 | 4,301 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $6,742,000 | 7,406 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,073 |
| Net loans & leases | $102,797,000 | 3,073 |
| Loan loss allowance | $341,000 | 7,023 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $464,000 | 7,452 |
| Other real estate owned | $0 | 4,301 |
| Goodwill and other intangibles | $1,255,000 | 1,343 |
| All other assets | $670,000 | 7,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,376,000 | 3,792 |
| Total liabilities | $113,214,000 | 3,801 |
| Total deposits | $112,910,000 | 3,530 |
| Interest-bearing deposits | $84,928,000 | 3,934 |
| Deposits held in domestic offices | $112,910,000 | 3,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $304,000 | 6,843 |
| Total equity capital | $13,162,000 | 3,606 |
| Total bank equity capital | $13,162,000 | 3,606 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $84,000 | 7,775 |
| Surplus | $871,000 | 7,238 |
| Undivided profits | $12,207,000 | 2,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 2,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $527,000 | 5,752 |
| Earning assets | $116,539,000 | 3,760 |
| Long-term assets (5+ years) | $5,732,000 | 5,891 |
| Average Assets, year-to-date | $123,578,600 | 3,708 |
| Average Assets, quarterly | $126,876,000 | 3,730 |
| Volatile liabilities | $25,559,000 | 3,088 |
| Insider loans | $1,856,000 | 2,556 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $87,287,000 | 118 |
| Unused loan commitments | $12,266,000 | 3,474 |
| Tier 1 (core) risk-based capital | $12,687,000 | 3,565 |
| Tier 2 risk-based capital | $341,000 | 6,743 |
| Total risk weighted assets | $63,833,000 | 4,641 |
| Total unused commitments | $12,266,000 | 3,482 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $114,750,000 | 3,984 |
| Cash and due from depository institutions | $3,790,000 | 4,355 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $9,938,000 | 6,817 |
| Federal funds sold & reverse repurchase agreements | $35,200,000 | 352 |
| Net loans & leases | $62,995,000 | 4,432 |
| Loan loss allowance | $281,000 | 7,503 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $521,000 | 7,408 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $1,714,000 | 1,135 |
| All other assets | $592,000 | 7,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,750,000 | 3,984 |
| Total liabilities | $101,561,000 | 4,022 |
| Total deposits | $101,058,000 | 3,749 |
| Interest-bearing deposits | $79,032,000 | 4,046 |
| Deposits held in domestic offices | $101,058,000 | 3,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,000 | 3,679 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $434,000 | 6,244 |
| Total equity capital | $13,189,000 | 3,464 |
| Total bank equity capital | $13,189,000 | 3,464 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $84,000 | 8,031 |
| Surplus | $871,000 | 7,392 |
| Undivided profits | $12,234,000 | 2,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 6,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $451,000 | 5,477 |
| Earning assets | $108,133,000 | 3,870 |
| Long-term assets (5+ years) | $13,392,000 | 3,997 |
| Average Assets, year-to-date | $119,697,200 | 3,663 |
| Average Assets, quarterly | $114,129,000 | 3,947 |
| Volatile liabilities | $19,258,000 | 3,742 |
| Insider loans | $1,468,000 | 2,980 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,974,000 | 2,882 |
| Tier 1 (core) risk-based capital | $13,189,000 | 3,357 |
| Tier 2 risk-based capital | $281,000 | 7,215 |
| Total risk weighted assets | $49,227,300 | 5,359 |
| Total unused commitments | $14,974,000 | 2,883 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $118,486,000 | 3,802 |
| Cash and due from depository institutions | $20,052,000 | 4,461 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $9,652,000 | 7,183 |
| Federal funds sold & reverse repurchase agreements | $20,800,000 | 494 |
| Net loans & leases | $64,617,000 | 4,250 |
| Loan loss allowance | $342,000 | 6,978 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $604,000 | 7,312 |
| Other real estate owned | $0 | 4,461 |
| Goodwill and other intangibles | $2,129,000 | 1,043 |
| All other assets | $632,000 | 7,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,486,000 | 3,802 |
| Total liabilities | $104,195,000 | 3,893 |
| Total deposits | $103,776,000 | 3,613 |
| Interest-bearing deposits | $83,533,000 | 3,830 |
| Deposits held in domestic offices | $103,776,000 | 3,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,000 | 4,032 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $340,000 | 6,596 |
| Total equity capital | $14,291,000 | 3,089 |
| Total bank equity capital | $14,291,000 | 3,089 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $84,000 | 8,314 |
| Surplus | $871,000 | 7,554 |
| Undivided profits | $13,336,000 | 1,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $492,000 | 4,621 |
| Earning assets | $95,069,000 | 4,242 |
| Long-term assets (5+ years) | $16,039,000 | 3,803 |
| Average Assets, year-to-date | $115,986,800 | 3,744 |
| Average Assets, quarterly | $116,408,000 | 3,822 |
| Volatile liabilities | $22,246,000 | 3,230 |
| Insider loans | $80,000 | 8,228 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,961,000 | 1,937 |
| Tier 1 (core) risk-based capital | $14,291,000 | 3,067 |
| Tier 2 risk-based capital | $342,000 | 6,614 |
| Total risk weighted assets | $47,038,100 | 5,417 |
| Total unused commitments | $25,961,000 | 1,942 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $110,436,000 | 3,983 |
| Cash and due from depository institutions | $6,209,000 | 4,440 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,217,000 | 8,322 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,801 |
| Net loans & leases | $91,927,000 | 2,965 |
| Loan loss allowance | $285,000 | 7,549 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $733,000 | 6,837 |
| Other real estate owned | $0 | 4,440 |
| Goodwill and other intangibles | $1,451,000 | 1,222 |
| All other assets | $899,000 | 6,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,436,000 | 3,983 |
| Total liabilities | $94,824,000 | 4,150 |
| Total deposits | $94,153,000 | 3,938 |
| Interest-bearing deposits | $68,055,000 | 4,560 |
| Deposits held in domestic offices | $94,153,000 | 3,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $340,000 | 2,883 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $331,000 | 7,147 |
| Total equity capital | $15,612,000 | 2,870 |
| Total bank equity capital | $15,612,000 | 2,870 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $84,000 | 8,496 |
| Surplus | $871,000 | 7,625 |
| Undivided profits | $14,657,000 | 1,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 1,166 |
| Income earned, not collected on loans | $734,000 | 3,160 |
| Earning assets | $101,144,000 | 4,001 |
| Long-term assets (5+ years) | $6,305,000 | 5,754 |
| Average Assets, year-to-date | $101,260,600 | 4,118 |
| Average Assets, quarterly | $107,919,000 | 3,998 |
| Volatile liabilities | $14,058,000 | 3,969 |
| Insider loans | $229,000 | 6,959 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,473,000 | 2,717 |
| Tier 1 (core) risk-based capital | $15,466,000 | 2,761 |
| Tier 2 risk-based capital | $285,000 | 7,174 |
| Total risk weighted assets | $56,654,900 | 4,623 |
| Total unused commitments | $15,473,000 | 2,725 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $94,415,000 | 4,535 |
| Cash and due from depository institutions | $4,455,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $8,178,000 | 8,035 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 829 |
| Net loans & leases | $63,761,000 | 4,121 |
| Loan loss allowance | $267,000 | 7,940 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $668,000 | 7,141 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $783,000 | 1,491 |
| All other assets | $570,000 | 8,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,415,000 | 4,535 |
| Total liabilities | $81,278,000 | 4,699 |
| Total deposits | $80,068,000 | 4,521 |
| Interest-bearing deposits | $58,917,000 | 5,127 |
| Deposits held in domestic offices | $80,068,000 | 4,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $742,000 | 2,887 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $468,000 | 6,181 |
| Total equity capital | $13,137,000 | 3,365 |
| Total bank equity capital | $13,137,000 | 3,365 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $84,000 | 8,872 |
| Surplus | $871,000 | 7,839 |
| Undivided profits | $12,182,000 | 2,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 6,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 930 |
| Income earned, not collected on loans | $446,000 | 5,213 |
| Earning assets | $87,939,000 | 4,495 |
| Long-term assets (5+ years) | $8,260,000 | 4,796 |
| Average Assets, year-to-date | $92,589,400 | 4,449 |
| Average Assets, quarterly | $91,789,000 | 4,609 |
| Volatile liabilities | $11,447,000 | 4,554 |
| Insider loans | $43,000 | 9,134 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,975,000 | 2,740 |
| Tier 1 (core) risk-based capital | $13,137,000 | 3,220 |
| Tier 2 risk-based capital | $267,000 | 7,463 |
| Total risk weighted assets | $45,943,600 | 5,398 |
| Total unused commitments | $13,975,000 | 2,745 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $95,722,000 | 4,592 |
| Cash and due from depository institutions | $4,404,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $9,057,000 | 8,263 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,433 |
| Net loans & leases | $71,401,000 | 3,778 |
| Loan loss allowance | $263,000 | 8,332 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $708,000 | 7,100 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $414,000 | 1,784 |
| All other assets | $738,000 | 7,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,722,000 | 4,592 |
| Total liabilities | $83,616,000 | 4,690 |
| Total deposits | $83,024,000 | 4,492 |
| Interest-bearing deposits | $58,584,000 | 5,305 |
| Deposits held in domestic offices | $83,024,000 | 4,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $592,000 | 5,310 |
| Total equity capital | $12,106,000 | 3,645 |
| Total bank equity capital | $12,106,000 | 3,645 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $84,000 | 9,313 |
| Surplus | $871,000 | 8,121 |
| Undivided profits | $11,151,000 | 2,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 7,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 946 |
| Income earned, not collected on loans | $585,000 | 3,950 |
| Earning assets | $89,458,000 | 4,524 |
| Long-term assets (5+ years) | $10,200,000 | 4,171 |
| Average Assets, year-to-date | $91,861,600 | 4,590 |
| Average Assets, quarterly | $97,099,000 | 4,482 |
| Volatile liabilities | $12,079,000 | 4,268 |
| Insider loans | $48,000 | 9,524 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $729,000 | 9,312 |
| Tier 1 (core) risk-based capital | $12,106,000 | 3,548 |
| Tier 2 risk-based capital | $263,000 | 7,737 |
| Total risk weighted assets | $46,244,300 | 5,383 |
| Total unused commitments | $729,000 | 9,321 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $83,105,000 | 5,197 |
| Cash and due from depository institutions | $4,044,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,551,000 | 10,804 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,492 |
| Net loans & leases | $66,626,000 | 3,918 |
| Loan loss allowance | $250,000 | 8,747 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $719,000 | 7,187 |
| Other real estate owned | $0 | 3,248 |
| Goodwill and other intangibles | $133,000 | 2,221 |
| All other assets | $2,232,000 | 3,304 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,105,000 | 5,197 |
| Total liabilities | $73,033,000 | 5,279 |
| Total deposits | $72,528,000 | 5,110 |
| Interest-bearing deposits | $50,733,000 | 6,008 |
| Deposits held in domestic offices | $72,528,000 | 5,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $505,000 | 6,183 |
| Total equity capital | $10,072,000 | 4,308 |
| Total bank equity capital | $10,072,000 | 4,308 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $84,000 | 9,770 |
| Surplus | $871,000 | 8,355 |
| Undivided profits | $9,117,000 | 2,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 6,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $575,000 | 4,169 |
| Earning assets | $75,977,000 | 5,212 |
| Long-term assets (5+ years) | $4,470,000 | 6,098 |
| Average Assets, year-to-date | $78,778,400 | 5,225 |
| Average Assets, quarterly | $79,102,500 | 5,348 |
| Volatile liabilities | $10,523,000 | 4,416 |
| Insider loans | $35,000 | 10,143 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $54,970,000 | 88 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $10,072,000 | 4,191 |
| Tier 2 risk-based capital | $250,000 | 8,049 |
| Total risk weighted assets | $42,410,700 | 5,709 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 79 | 2,541 |
| Assets and Liabilities | ||
| Total Assets: | $79,105,000 | 5,380 |
| Cash and due from depository institutions | $4,941,000 | 2,541 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,964,000 | 11,270 |
| Federal funds sold & reverse repurchase agreements | $33,300,000 | 356 |
| Net loans & leases | $29,220,000 | 7,149 |
| Loan loss allowance | $244,000 | 9,171 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $656,000 | 7,613 |
| Other real estate owned | $0 | 2,541 |
| Goodwill and other intangibles | $2,483,000 | 703 |
| All other assets | $4,541,000 | 1,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,105,000 | 5,380 |
| Total liabilities | $71,357,000 | 5,393 |
| Total deposits | $70,767,000 | 5,174 |
| Interest-bearing deposits | $35,599,000 | 7,637 |
| Deposits held in domestic offices | $70,767,000 | 5,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $590,000 | 4,639 |
| Total equity capital | $7,748,000 | 5,072 |
| Total bank equity capital | $7,748,000 | 5,072 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $84,000 | 10,297 |
| Surplus | $871,000 | 8,590 |
| Undivided profits | $6,793,000 | 3,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $565,000 | 3,715 |
| Earning assets | $66,484,000 | 5,747 |
| Long-term assets (5+ years) | $6,511,000 | 5,300 |
| Average Assets, year-to-date | $84,839,400 | 4,940 |
| Average Assets, quarterly | $84,979,500 | 5,016 |
| Volatile liabilities | $4,361,000 | 7,233 |
| Insider loans | $79,000 | 9,776 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $19,979,000 | 114 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $7,748,000 | 5,144 |
| Tier 2 risk-based capital | $244,000 | 8,350 |
| Total risk weighted assets | $32,876,800 | 6,825 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 87 | 2,415 |
| Assets and Liabilities | ||
| Total Assets: | $71,137,000 | 5,993 |
| Cash and due from depository institutions | $5,562,000 | 2,415 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $271,000 | 13,100 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,055 |
| Net loans & leases | $53,894,000 | 4,495 |
| Loan loss allowance | $187,000 | 10,499 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $583,000 | 8,212 |
| Other real estate owned | $0 | 2,415 |
| Goodwill and other intangibles | $464,000 | 1,405 |
| All other assets | $3,563,000 | 2,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,137,000 | 5,993 |
| Total liabilities | $65,650,000 | 5,898 |
| Total deposits | $65,098,000 | 5,740 |
| Interest-bearing deposits | $28,615,000 | 9,022 |
| Deposits held in domestic offices | $65,098,000 | 5,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $552,000 | 4,978 |
| Total equity capital | $5,487,000 | 6,799 |
| Total bank equity capital | $5,487,000 | 6,799 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $84,000 | 10,807 |
| Surplus | $871,000 | 8,807 |
| Undivided profits | $4,532,000 | 4,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 10,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $666,000 | 2,709 |
| Earning assets | $60,965,000 | 6,322 |
| Long-term assets (5+ years) | $948,000 | 10,031 |
| Average Assets, year-to-date | $58,998,600 | 6,768 |
| Average Assets, quarterly | $68,887,000 | 6,086 |
| Volatile liabilities | $5,250,000 | 6,353 |
| Insider loans | $250,000 | 7,765 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $46,066,000 | 118 |
| Unused loan commitments | $40,000 | 12,069 |
| Tier 1 (core) risk-based capital | $5,487,000 | 6,708 |
| Tier 2 risk-based capital | $187,000 | 9,651 |
| Total risk weighted assets | $36,519,300 | 6,326 |
| Total unused commitments | $40,000 | 12,072 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $42,816,000 | 8,640 |
| Cash and due from depository institutions | $2,237,000 | 3,112 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $321,000 | 13,650 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 6,013 |
| Net loans & leases | $34,052,000 | 6,431 |
| Loan loss allowance | $152,000 | 11,470 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $671,000 | 7,792 |
| Other real estate owned | $8,000 | 3,112 |
| Goodwill and other intangibles | $998,000 | 1,007 |
| All other assets | $2,254,000 | 3,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,816,000 | 8,640 |
| Total liabilities | $39,642,000 | 8,555 |
| Total deposits | $39,316,000 | 8,441 |
| Interest-bearing deposits | $15,003,000 | 11,993 |
| Deposits held in domestic offices | $39,316,000 | 8,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $326,000 | 7,806 |
| Total equity capital | $3,174,000 | 9,454 |
| Total bank equity capital | $3,174,000 | 9,454 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $84,000 | 11,303 |
| Surplus | $871,000 | 8,911 |
| Undivided profits | $2,219,000 | 7,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 9,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $553,000 | 3,695 |
| Earning assets | $36,648,000 | 8,958 |
| Long-term assets (5+ years) | $607,000 | 10,847 |
| Average Assets, year-to-date | $35,790,200 | 9,421 |
| Average Assets, quarterly | $41,627,000 | 8,729 |
| Volatile liabilities | $1,977,000 | 10,049 |
| Insider loans | $113,000 | 5,396 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $27,737,000 | 125 |
| Unused loan commitments | $213,000 | 11,640 |
| Tier 1 (core) risk-based capital | $3,174,000 | 9,385 |
| Tier 2 risk-based capital | $152,000 | 10,603 |
| Total risk weighted assets | $23,054,700 | 8,663 |
| Total unused commitments | $213,000 | 11,658 |
| Derivatives | $0 | 651 |