Home > MFC First National Bank > Income and Expense
MFC First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 4,203 |
| Total interest expense | $3,435,000 | 4,111 |
| Net interest income | $3,943,000 | 4,233 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $2,390,000 | 1,624 |
| Gross Fiduciary activities income | $1,589,000 | 364 |
| Service charges on deposit accounts | $340,000 | 3,632 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $461,000 | 3,115 |
| Total noninterest expense | $4,193,000 | 3,181 |
| Salaries and employee benefits | $1,970,000 | 3,488 |
| Premises and equipment expense | $557,000 | 3,459 |
| Additional noninterest expense | $1,666,000 | 2,586 |
| Pre-tax net operating income | $2,070,000 | 3,247 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $682,000 | 2,954 |
| Income before extraordinary items | $1,388,000 | 3,444 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,388,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $985,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,388,000 | 3,409 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,854,000 | 4,010 |
| Total interest expense | $3,672,000 | 3,962 |
| Net interest income | $4,182,000 | 3,978 |
| Provision for loan and lease losses | $71,000 | 5,847 |
| Total noninterest income | $2,100,000 | 1,755 |
| Gross Fiduciary activities income | $1,398,000 | 388 |
| Service charges on deposit accounts | $342,000 | 3,560 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $360,000 | 3,647 |
| Total noninterest expense | $4,211,000 | 3,085 |
| Salaries and employee benefits | $2,006,000 | 3,325 |
| Premises and equipment expense | $508,000 | 3,654 |
| Additional noninterest expense | $1,697,000 | 2,453 |
| Pre-tax net operating income | $2,000,000 | 3,343 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $665,000 | 3,147 |
| Income before extraordinary items | $1,335,000 | 3,593 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,335,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $1,025,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,335,000 | 3,495 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 4,092 |
| Total interest expense | $3,460,000 | 4,174 |
| Net interest income | $4,276,000 | 4,000 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $1,819,000 | 1,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,523,000 | 1,311 |
| Total noninterest expense | $3,875,000 | 3,268 |
| Salaries and employee benefits | $1,880,000 | 3,487 |
| Premises and equipment expense | $489,000 | 3,778 |
| Additional noninterest expense | $1,506,000 | 2,730 |
| Pre-tax net operating income | $2,050,000 | 3,452 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $650,000 | 3,452 |
| Income before extraordinary items | $1,400,000 | 3,572 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,400,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $912,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,400,000 | 3,495 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,122,000 | 4,508 |
| Total interest expense | $3,096,000 | 4,649 |
| Net interest income | $4,026,000 | 4,297 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $1,580,000 | 2,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,337,000 | 1,485 |
| Total noninterest expense | $3,506,000 | 3,766 |
| Salaries and employee benefits | $1,716,000 | 3,828 |
| Premises and equipment expense | $454,000 | 4,079 |
| Additional noninterest expense | $1,336,000 | 3,444 |
| Pre-tax net operating income | $1,890,000 | 3,563 |
| Securities gains (losses) | $-23,000 | 10,703 |
| Applicable income taxes | $560,000 | 3,785 |
| Income before extraordinary items | $1,307,000 | 3,619 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,307,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $901,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,323,100 | 3,521 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,698,000 | 4,734 |
| Total interest expense | $2,874,000 | 4,950 |
| Net interest income | $3,824,000 | 4,479 |
| Provision for loan and lease losses | $133,000 | 3,890 |
| Total noninterest income | $1,305,000 | 2,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,097,000 | 1,694 |
| Total noninterest expense | $3,248,000 | 4,015 |
| Salaries and employee benefits | $1,534,000 | 4,203 |
| Premises and equipment expense | $370,000 | 4,828 |
| Additional noninterest expense | $1,344,000 | 3,391 |
| Pre-tax net operating income | $1,748,000 | 3,938 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $496,000 | 4,219 |
| Income before extraordinary items | $1,240,000 | 3,848 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,240,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $757,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,248,520 | 3,805 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 4,948 |
| Total interest expense | $2,243,000 | 5,090 |
| Net interest income | $3,647,000 | 4,760 |
| Provision for loan and lease losses | $94,000 | 4,709 |
| Total noninterest income | $1,254,000 | 2,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,084,000 | 1,749 |
| Total noninterest expense | $3,064,000 | 4,332 |
| Salaries and employee benefits | $1,542,000 | 4,184 |
| Premises and equipment expense | $366,000 | 4,924 |
| Additional noninterest expense | $1,156,000 | 4,196 |
| Pre-tax net operating income | $1,743,000 | 3,866 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $494,000 | 4,087 |
| Income before extraordinary items | $1,249,000 | 3,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,249,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $541,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,249,000 | 3,748 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,757,000 | 5,148 |
| Total interest expense | $2,460,000 | 4,894 |
| Net interest income | $3,297,000 | 5,220 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $1,177,000 | 2,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,053,000 | 1,964 |
| Total noninterest expense | $2,873,000 | 4,687 |
| Salaries and employee benefits | $1,461,000 | 4,377 |
| Premises and equipment expense | $313,000 | 5,644 |
| Additional noninterest expense | $1,099,000 | 4,536 |
| Pre-tax net operating income | $1,555,000 | 4,179 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $455,000 | 4,553 |
| Income before extraordinary items | $1,100,000 | 4,323 |
| Extraordinary gains, net | $-91,000 | 12,894 |
| Net income | $1,009,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $407,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,100,000 | 4,098 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 5,226 |
| Total interest expense | $3,000,000 | 5,164 |
| Net interest income | $3,364,000 | 5,186 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $1,096,000 | 3,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $977,000 | 2,039 |
| Total noninterest expense | $2,877,000 | 4,702 |
| Salaries and employee benefits | $1,426,000 | 4,420 |
| Premises and equipment expense | $326,000 | 5,645 |
| Additional noninterest expense | $1,125,000 | 4,599 |
| Pre-tax net operating income | $1,568,000 | 3,881 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $476,000 | 4,162 |
| Income before extraordinary items | $1,092,000 | 4,153 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,092,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $510,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,092,000 | 3,846 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.