Home > MFC First National Bank > Income and Expense

MFC First National Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$5,060,0005,529
Total interest expense$1,896,0006,188
Net interest income$3,164,0004,977
Provision for loan and lease losses$08,503
Total noninterest income$542,0004,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$160,0005,688
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,534
Total noninterest expense$2,597,0004,740
Salaries and employee benefits$1,248,0005,028
Premises and equipment expense$367,0004,808
Additional noninterest expense$982,0004,075
Pre-tax net operating income$1,109,0005,003
Securities gains (losses)$03,155
Applicable income taxes$351,0004,459
Income before extraordinary items$758,0005,242
Extraordinary gains, net$035
Net income$758,0005,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0009,551
Cash dividends$673,0002,968
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$758,0005,210
1998-12-31 (YTD Data)Rank
Total interest income$5,366,0005,399
Total interest expense$2,164,0005,896
Net interest income$3,202,0004,908
Provision for loan and lease losses$235,0003,172
Total noninterest income$404,0005,584
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0005,522
Trading account gains and feesNANA
Additional Noninterest Income$230,0004,619
Total noninterest expense$2,625,0004,605
Salaries and employee benefits$1,248,0004,917
Premises and equipment expense$342,0004,956
Additional noninterest expense$1,035,0003,848
Pre-tax net operating income$746,0006,310
Securities gains (losses)$-32,00010,333
Applicable income taxes$211,0006,064
Income before extraordinary items$503,0006,595
Extraordinary gains, net$032
Net income$503,0006,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,967
Cash dividends$535,0003,367
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$525,4006,344
1997-12-31 (YTD Data)Rank
Total interest income$5,631,0005,310
Total interest expense$2,305,0005,713
Net interest income$3,326,0004,913
Provision for loan and lease losses$117,0004,860
Total noninterest income$328,0006,358
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,559
Trading account gains and feesNANA
Additional Noninterest Income$142,0005,840
Total noninterest expense$2,380,0004,985
Salaries and employee benefits$1,109,0005,437
Premises and equipment expense$330,0005,120
Additional noninterest expense$941,0004,132
Pre-tax net operating income$1,157,0005,361
Securities gains (losses)$-41,00010,594
Applicable income taxes$323,0005,523
Income before extraordinary items$793,0005,486
Extraordinary gains, net$044
Net income$793,0005,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$155,0005,831
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$822,1105,317
1996-12-31 (YTD Data)Rank
Total interest income$5,484,0005,535
Total interest expense$2,158,0006,107
Net interest income$3,326,0005,044
Provision for loan and lease losses$246,0002,968
Total noninterest income$279,0007,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,815
Trading account gains and feesNANA
Additional Noninterest Income$93,0007,355
Total noninterest expense$2,276,0005,390
Salaries and employee benefits$1,064,0005,724
Premises and equipment expense$311,0005,439
Additional noninterest expense$901,0004,747
Pre-tax net operating income$1,083,0005,472
Securities gains (losses)$04,148
Applicable income taxes$313,0005,701
Income before extraordinary items$770,0005,432
Extraordinary gains, net$053
Net income$770,0005,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,458
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$770,0005,386
1995-12-31 (YTD Data)Rank
Total interest income$5,305,0005,737
Total interest expense$2,397,0005,744
Net interest income$2,908,0005,636
Provision for loan and lease losses$260,0002,490
Total noninterest income$275,0007,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0006,407
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,838
Total noninterest expense$2,420,0005,138
Salaries and employee benefits$1,139,0005,446
Premises and equipment expense$356,0004,966
Additional noninterest expense$925,0004,656
Pre-tax net operating income$503,0008,422
Securities gains (losses)$-19,00010,530
Applicable income taxes$104,0009,095
Income before extraordinary items$380,0008,239
Extraordinary gains, net$065
Net income$380,0008,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,457
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$395,0108,087
1994-12-31 (YTD Data)Rank
Total interest income$4,463,0006,178
Total interest expense$1,672,0006,413
Net interest income$2,791,0005,926
Provision for loan and lease losses$108,0004,394
Total noninterest income$308,0007,147
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,940
Trading account gains and feesNANA
Additional Noninterest Income$112,0007,162
Total noninterest expense$2,267,0005,597
Salaries and employee benefits$1,081,0005,725
Premises and equipment expense$391,0004,674
Additional noninterest expense$795,0005,726
Pre-tax net operating income$724,0007,262
Securities gains (losses)$22,0001,687
Applicable income taxes$199,0007,360
Income before extraordinary items$547,0006,934
Extraordinary gains, net$0249
Net income$547,0006,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,585
Cash dividends$90,0007,108
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$530,9407,112
1993-12-31 (YTD Data)Rank
Total interest income$4,452,0006,364
Total interest expense$1,898,0006,094
Net interest income$2,554,0006,435
Provision for loan and lease losses$240,0003,470
Total noninterest income$310,0007,513
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,971
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,578
Total noninterest expense$2,156,0005,970
Salaries and employee benefits$986,0006,210
Premises and equipment expense$361,0005,108
Additional noninterest expense$809,0005,876
Pre-tax net operating income$468,0008,880
Securities gains (losses)$-32,00013,020
Applicable income taxes$173,0008,146
Income before extraordinary items$263,0009,894
Extraordinary gains, net$20,0002,703
Net income$283,0009,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$741,0002,298
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$283,4809,396
1992-12-31 (YTD Data)Rank
Total interest income$4,760,0006,617
Total interest expense$2,303,0006,394
Net interest income$2,457,0006,680
Provision for loan and lease losses$33,0009,854
Total noninterest income$291,0007,847
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0006,054
Trading account gains and feesNANA
Additional Noninterest Income$94,0008,290
Total noninterest expense$2,068,0006,206
Salaries and employee benefits$920,0006,508
Premises and equipment expense$394,0004,854
Additional noninterest expense$754,0006,393
Pre-tax net operating income$647,0007,415
Securities gains (losses)$-65,00013,714
Applicable income taxes$147,0008,689
Income before extraordinary items$435,0007,884
Extraordinary gains, net$01,422
Net income$435,0008,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0009,710
Cash dividends$259,0004,398
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$483,7507,104

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.