Home > MFC First National Bank > Income and Expense
MFC First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 5,647 |
| Total interest expense | $2,028,000 | 5,951 |
| Net interest income | $2,876,000 | 5,327 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $552,000 | 4,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,941 |
| Total noninterest expense | $2,298,000 | 5,162 |
| Salaries and employee benefits | $1,049,000 | 5,699 |
| Premises and equipment expense | $339,000 | 5,072 |
| Additional noninterest expense | $910,000 | 4,344 |
| Pre-tax net operating income | $1,080,000 | 5,072 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $369,000 | 4,365 |
| Income before extraordinary items | $711,000 | 5,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $711,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $588,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $711,000 | 5,380 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 5,656 |
| Total interest expense | $2,169,000 | 5,892 |
| Net interest income | $2,859,000 | 5,321 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $475,000 | 5,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,592 |
| Total noninterest expense | $2,299,000 | 5,064 |
| Salaries and employee benefits | $1,037,000 | 5,632 |
| Premises and equipment expense | $347,000 | 4,913 |
| Additional noninterest expense | $915,000 | 4,233 |
| Pre-tax net operating income | $960,000 | 5,543 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $332,000 | 4,907 |
| Income before extraordinary items | $628,000 | 5,916 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $628,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $445,000 | 3,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $628,000 | 5,817 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 5,939 |
| Total interest expense | $2,011,000 | 6,251 |
| Net interest income | $2,806,000 | 5,567 |
| Provision for loan and lease losses | $121,000 | 4,616 |
| Total noninterest income | $401,000 | 5,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,044 |
| Total noninterest expense | $2,152,000 | 5,371 |
| Salaries and employee benefits | $971,000 | 5,966 |
| Premises and equipment expense | $332,000 | 5,094 |
| Additional noninterest expense | $849,000 | 4,520 |
| Pre-tax net operating income | $934,000 | 6,043 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $316,000 | 5,575 |
| Income before extraordinary items | $618,000 | 6,259 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $618,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $570,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $618,000 | 6,204 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 6,380 |
| Total interest expense | $1,763,000 | 6,926 |
| Net interest income | $2,755,000 | 5,791 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $317,000 | 6,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,382 |
| Total noninterest expense | $1,975,000 | 5,988 |
| Salaries and employee benefits | $932,000 | 6,303 |
| Premises and equipment expense | $306,000 | 5,514 |
| Additional noninterest expense | $737,000 | 5,531 |
| Pre-tax net operating income | $987,000 | 5,785 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $331,000 | 5,511 |
| Income before extraordinary items | $654,000 | 5,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $654,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $655,320 | 5,910 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 6,724 |
| Total interest expense | $1,711,000 | 7,114 |
| Net interest income | $2,563,000 | 6,201 |
| Provision for loan and lease losses | $122,000 | 4,063 |
| Total noninterest income | $288,000 | 7,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $1,900,000 | 6,226 |
| Salaries and employee benefits | $891,000 | 6,602 |
| Premises and equipment expense | $302,000 | 5,593 |
| Additional noninterest expense | $707,000 | 5,798 |
| Pre-tax net operating income | $829,000 | 6,725 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $268,000 | 6,400 |
| Income before extraordinary items | $557,000 | 6,866 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $557,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 293 |
| Net operating income | $559,720 | 6,828 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 7,413 |
| Total interest expense | $1,213,000 | 7,849 |
| Net interest income | $2,234,000 | 7,009 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $269,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,774 |
| Total noninterest expense | $1,896,000 | 6,461 |
| Salaries and employee benefits | $932,000 | 6,452 |
| Premises and equipment expense | $328,000 | 5,336 |
| Additional noninterest expense | $636,000 | 6,764 |
| Pre-tax net operating income | $507,000 | 8,609 |
| Securities gains (losses) | $-18,000 | 10,260 |
| Applicable income taxes | $153,000 | 8,250 |
| Income before extraordinary items | $336,000 | 8,769 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $336,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $348,420 | 8,702 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 8,215 |
| Total interest expense | $1,226,000 | 8,158 |
| Net interest income | $1,842,000 | 8,122 |
| Provision for loan and lease losses | $91,000 | 5,992 |
| Total noninterest income | $227,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,420 |
| Total noninterest expense | $1,817,000 | 6,830 |
| Salaries and employee benefits | $865,000 | 6,924 |
| Premises and equipment expense | $316,000 | 5,611 |
| Additional noninterest expense | $636,000 | 7,036 |
| Pre-tax net operating income | $161,000 | 11,396 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $43,000 | 11,097 |
| Income before extraordinary items | $118,000 | 11,596 |
| Extraordinary gains, net | $-84,000 | 12,878 |
| Net income | $34,000 | 12,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 593 |
| Net operating income | $118,000 | 11,395 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 8,724 |
| Total interest expense | $1,444,000 | 8,686 |
| Net interest income | $1,703,000 | 8,638 |
| Provision for loan and lease losses | $186,000 | 5,418 |
| Total noninterest income | $149,000 | 10,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,786,000 | 6,992 |
| Salaries and employee benefits | $777,000 | 7,417 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $642,000 | 7,158 |
| Pre-tax net operating income | $-120,000 | 12,981 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $-51,000 | 13,507 |
| Income before extraordinary items | $-74,000 | 13,027 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-74,000 | 13,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 4,732 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 549 |
| Net operating income | $-70,800 | 12,859 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.