Home > MFC First National Bank > Income and Expense
MFC First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,474,000 | 3,085 |
| Total interest expense | $4,564,000 | 3,184 |
| Net interest income | $5,910,000 | 2,966 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $2,679,000 | 1,488 |
| Gross Fiduciary activities income | $1,686,000 | 353 |
| Service charges on deposit accounts | $355,000 | 3,532 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $638,000 | 2,530 |
| Total noninterest expense | $5,772,000 | 2,354 |
| Salaries and employee benefits | $2,769,000 | 2,538 |
| Premises and equipment expense | $951,000 | 2,151 |
| Additional noninterest expense | $2,052,000 | 2,123 |
| Pre-tax net operating income | $2,517,000 | 2,783 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $756,000 | 2,755 |
| Income before extraordinary items | $1,761,000 | 2,860 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,761,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,174 |
| Cash dividends | $975,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,761,000 | 2,833 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,976,000 | 3,248 |
| Total interest expense | $4,539,000 | 3,268 |
| Net interest income | $5,437,000 | 3,160 |
| Provision for loan and lease losses | $155,000 | 4,076 |
| Total noninterest income | $2,373,000 | 1,612 |
| Gross Fiduciary activities income | $1,514,000 | 373 |
| Service charges on deposit accounts | $349,000 | 3,509 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $510,000 | 2,948 |
| Total noninterest expense | $5,388,000 | 2,420 |
| Salaries and employee benefits | $2,607,000 | 2,594 |
| Premises and equipment expense | $886,000 | 2,198 |
| Additional noninterest expense | $1,895,000 | 2,214 |
| Pre-tax net operating income | $2,267,000 | 3,014 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $613,000 | 3,351 |
| Income before extraordinary items | $1,654,000 | 3,004 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,654,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,752 |
| Cash dividends | $1,370,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,654,000 | 2,920 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,468,000 | 3,412 |
| Total interest expense | $3,866,000 | 3,805 |
| Net interest income | $5,602,000 | 3,119 |
| Provision for loan and lease losses | $280,000 | 2,757 |
| Total noninterest income | $2,032,000 | 1,741 |
| Gross Fiduciary activities income | $1,279,000 | 408 |
| Service charges on deposit accounts | $352,000 | 3,595 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $401,000 | 3,273 |
| Total noninterest expense | $5,119,000 | 2,509 |
| Salaries and employee benefits | $2,413,000 | 2,740 |
| Premises and equipment expense | $870,000 | 2,262 |
| Additional noninterest expense | $1,836,000 | 2,266 |
| Pre-tax net operating income | $2,235,000 | 3,206 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $576,000 | 3,799 |
| Income before extraordinary items | $1,659,000 | 3,063 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,659,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,973 |
| Cash dividends | $1,265,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,659,000 | 3,004 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,961,000 | 3,634 |
| Total interest expense | $3,460,000 | 4,235 |
| Net interest income | $5,501,000 | 3,217 |
| Provision for loan and lease losses | $262,000 | 2,863 |
| Total noninterest income | $1,917,000 | 1,906 |
| Gross Fiduciary activities income | $1,262,000 | 454 |
| Service charges on deposit accounts | $290,000 | 4,333 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $365,000 | 3,597 |
| Total noninterest expense | $4,913,000 | 2,784 |
| Salaries and employee benefits | $2,512,000 | 2,692 |
| Premises and equipment expense | $746,000 | 2,615 |
| Additional noninterest expense | $1,655,000 | 2,876 |
| Pre-tax net operating income | $2,243,000 | 3,101 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $611,000 | 3,529 |
| Income before extraordinary items | $1,619,000 | 2,973 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,619,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,530 |
| Cash dividends | $1,256,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,628,490 | 2,920 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 3,599 |
| Total interest expense | $3,320,000 | 4,349 |
| Net interest income | $5,723,000 | 3,102 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $1,872,000 | 1,939 |
| Gross Fiduciary activities income | $1,216,000 | 489 |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $404,000 | 3,298 |
| Total noninterest expense | $5,049,000 | 2,690 |
| Salaries and employee benefits | $2,473,000 | 2,701 |
| Premises and equipment expense | $731,000 | 2,694 |
| Additional noninterest expense | $1,845,000 | 2,587 |
| Pre-tax net operating income | $2,246,000 | 3,158 |
| Securities gains (losses) | $-25,000 | 10,717 |
| Applicable income taxes | $606,000 | 3,634 |
| Income before extraordinary items | $1,615,000 | 3,038 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,615,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,764 |
| Cash dividends | $1,072,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,633,250 | 2,976 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 3,487 |
| Total interest expense | $2,917,000 | 4,062 |
| Net interest income | $5,676,000 | 3,157 |
| Provision for loan and lease losses | $290,000 | 2,346 |
| Total noninterest income | $1,784,000 | 1,996 |
| Gross Fiduciary activities income | $1,146,000 | 494 |
| Service charges on deposit accounts | $204,000 | 5,789 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $434,000 | 3,240 |
| Total noninterest expense | $4,883,000 | 2,839 |
| Salaries and employee benefits | $2,569,000 | 2,592 |
| Premises and equipment expense | $696,000 | 2,848 |
| Additional noninterest expense | $1,618,000 | 3,096 |
| Pre-tax net operating income | $2,287,000 | 3,063 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $652,000 | 3,275 |
| Income before extraordinary items | $1,635,000 | 2,942 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,635,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,707 |
| Cash dividends | $770,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,635,000 | 2,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,757,000 | 3,516 |
| Total interest expense | $3,370,000 | 3,716 |
| Net interest income | $5,387,000 | 3,336 |
| Provision for loan and lease losses | $190,000 | 4,040 |
| Total noninterest income | $1,736,000 | 2,179 |
| Gross Fiduciary activities income | $1,065,000 | 531 |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $478,000 | 3,359 |
| Total noninterest expense | $4,995,000 | 2,858 |
| Salaries and employee benefits | $2,465,000 | 2,682 |
| Premises and equipment expense | $685,000 | 2,943 |
| Additional noninterest expense | $1,845,000 | 2,922 |
| Pre-tax net operating income | $1,938,000 | 3,404 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $517,000 | 4,066 |
| Income before extraordinary items | $1,421,000 | 3,403 |
| Extraordinary gains, net | $-176,000 | 13,030 |
| Net income | $1,245,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $586,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,421,000 | 3,229 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,125,000 | 3,451 |
| Total interest expense | $4,631,000 | 3,543 |
| Net interest income | $5,494,000 | 3,335 |
| Provision for loan and lease losses | $632,000 | 2,544 |
| Total noninterest income | $1,457,000 | 2,447 |
| Gross Fiduciary activities income | $968,000 | 561 |
| Service charges on deposit accounts | $195,000 | 6,087 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $294,000 | 4,488 |
| Total noninterest expense | $4,950,000 | 2,889 |
| Salaries and employee benefits | $2,359,000 | 2,746 |
| Premises and equipment expense | $715,000 | 2,866 |
| Additional noninterest expense | $1,876,000 | 2,956 |
| Pre-tax net operating income | $1,369,000 | 4,404 |
| Securities gains (losses) | $-18,000 | 13,448 |
| Applicable income taxes | $291,000 | 6,060 |
| Income before extraordinary items | $1,060,000 | 4,283 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,060,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $626,000 | 2,120 |
| Cash dividends | $770,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,074,040 | 3,913 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.