Home > MFC First National Bank > Assets and Liabilities
MFC First National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $138,378,000 | 3,329 |
| Cash and due from depository institutions | $6,571,000 | 2,401 |
| Interest-bearing balances | $51,000 | 5,410 |
| Securities | $24,341,000 | 4,217 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $99,812,000 | 2,922 |
| Loan loss allowance | $1,573,000 | 2,282 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,927,000 | 1,723 |
| Other real estate owned | $413,000 | 2,401 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,314,000 | 3,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,378,000 | 3,329 |
| Total liabilities | $124,847,000 | 3,330 |
| Total deposits | $117,932,000 | 3,210 |
| Interest-bearing deposits | $105,665,000 | 3,088 |
| Deposits held in domestic offices | $117,932,000 | 3,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,450,000 | 1,622 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,465,000 | 2,412 |
| Total equity capital | $13,531,000 | 3,249 |
| Total bank equity capital | $13,531,000 | 3,249 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $700,000 | 3,989 |
| Surplus | $2,720,000 | 4,615 |
| Undivided profits | $10,111,000 | 2,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $592,000 | 3,935 |
| Earning assets | $124,204,000 | 3,375 |
| Long-term assets (5+ years) | $8,012,000 | 5,369 |
| Average Assets, year-to-date | $135,513,400 | 3,269 |
| Average Assets, quarterly | $138,269,000 | 3,302 |
| Volatile liabilities | $24,336,000 | 2,983 |
| Insider loans | $6,469,000 | 712 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,591,000 | 2,311 |
| Tier 1 (core) risk-based capital | $13,966,000 | 3,134 |
| Tier 2 risk-based capital | $1,398,020 | 2,320 |
| Total risk weighted assets | $111,666,520 | 2,699 |
| Total unused commitments | $20,591,000 | 2,317 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $134,935,000 | 3,341 |
| Cash and due from depository institutions | $5,001,000 | 2,521 |
| Interest-bearing balances | $54,000 | 5,494 |
| Securities | $21,204,000 | 4,655 |
| Federal funds sold & reverse repurchase agreements | $13,100,000 | 1,294 |
| Net loans & leases | $88,735,000 | 3,069 |
| Loan loss allowance | $1,397,000 | 2,483 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,776,000 | 1,676 |
| Other real estate owned | $282,000 | 2,521 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,837,000 | 3,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,935,000 | 3,341 |
| Total liabilities | $121,730,000 | 3,325 |
| Total deposits | $120,292,000 | 3,138 |
| Interest-bearing deposits | $108,436,000 | 3,005 |
| Deposits held in domestic offices | $120,292,000 | 3,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,438,000 | 2,615 |
| Total equity capital | $13,205,000 | 3,395 |
| Total bank equity capital | $13,205,000 | 3,395 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $700,000 | 4,018 |
| Surplus | $2,720,000 | 4,487 |
| Undivided profits | $9,785,000 | 2,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 2,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,099 |
| Income earned, not collected on loans | $569,000 | 4,081 |
| Earning assets | $123,093,000 | 3,367 |
| Long-term assets (5+ years) | $5,432,000 | 6,057 |
| Average Assets, year-to-date | $127,592,200 | 3,349 |
| Average Assets, quarterly | $131,234,000 | 3,373 |
| Volatile liabilities | $15,579,000 | 3,684 |
| Insider loans | $4,389,000 | 967 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,658,000 | 2,688 |
| Tier 1 (core) risk-based capital | $13,180,000 | 3,232 |
| Tier 2 risk-based capital | $1,281,130 | 2,433 |
| Total risk weighted assets | $102,374,130 | 2,773 |
| Total unused commitments | $15,658,000 | 2,694 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $123,374,000 | 3,574 |
| Cash and due from depository institutions | $6,298,000 | 2,600 |
| Interest-bearing balances | $42,000 | 5,452 |
| Securities | $14,239,000 | 6,171 |
| Federal funds sold & reverse repurchase agreements | $7,870,000 | 1,774 |
| Net loans & leases | $87,954,000 | 3,094 |
| Loan loss allowance | $1,336,000 | 2,589 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,166,000 | 1,907 |
| Other real estate owned | $1,035,000 | 2,600 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,812,000 | 3,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,374,000 | 3,574 |
| Total liabilities | $110,474,000 | 3,591 |
| Total deposits | $109,179,000 | 3,393 |
| Interest-bearing deposits | $98,530,000 | 3,234 |
| Deposits held in domestic offices | $109,179,000 | 3,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,295,000 | 2,867 |
| Total equity capital | $12,900,000 | 3,430 |
| Total bank equity capital | $12,900,000 | 3,430 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $700,000 | 4,152 |
| Surplus | $2,720,000 | 4,468 |
| Undivided profits | $9,480,000 | 2,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 6,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $730,000 | 3,210 |
| Earning assets | $110,105,000 | 3,686 |
| Long-term assets (5+ years) | $4,447,000 | 6,250 |
| Average Assets, year-to-date | $118,463,800 | 3,544 |
| Average Assets, quarterly | $121,293,500 | 3,585 |
| Volatile liabilities | $10,314,000 | 4,898 |
| Insider loans | $3,582,000 | 1,171 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,878,000 | 2,754 |
| Tier 1 (core) risk-based capital | $12,897,000 | 3,283 |
| Tier 2 risk-based capital | $1,246,140 | 2,385 |
| Total risk weighted assets | $99,601,440 | 2,773 |
| Total unused commitments | $13,878,000 | 2,759 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 75 | 2,502 |
| Assets and Liabilities | ||
| Total Assets: | $114,443,000 | 3,903 |
| Cash and due from depository institutions | $6,456,000 | 2,502 |
| Interest-bearing balances | $31,000 | 5,705 |
| Securities | $16,487,000 | 6,042 |
| Federal funds sold & reverse repurchase agreements | $4,120,000 | 3,054 |
| Net loans & leases | $80,597,000 | 3,378 |
| Loan loss allowance | $1,149,000 | 3,114 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,137,000 | 1,911 |
| Other real estate owned | $902,000 | 2,502 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,744,000 | 4,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,443,000 | 3,903 |
| Total liabilities | $101,973,000 | 3,943 |
| Total deposits | $100,641,000 | 3,755 |
| Interest-bearing deposits | $89,526,000 | 3,638 |
| Deposits held in domestic offices | $100,641,000 | 3,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $40,000 | 5,091 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,292,000 | 2,892 |
| Total equity capital | $12,470,000 | 3,550 |
| Total bank equity capital | $12,470,000 | 3,550 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $2,720,000 | 4,539 |
| Undivided profits | $9,050,000 | 2,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 4,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $554,000 | 4,159 |
| Earning assets | $101,235,000 | 4,049 |
| Long-term assets (5+ years) | $3,837,000 | 6,508 |
| Average Assets, year-to-date | $112,952,000 | 3,796 |
| Average Assets, quarterly | $113,411,500 | 3,889 |
| Volatile liabilities | $7,685,000 | 5,748 |
| Insider loans | $4,551,000 | 949 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,895,000 | 2,430 |
| Tier 1 (core) risk-based capital | $12,503,000 | 3,440 |
| Tier 2 risk-based capital | $1,136,480 | 2,635 |
| Total risk weighted assets | $90,906,080 | 3,036 |
| Total unused commitments | $15,895,000 | 2,442 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 75 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $112,083,000 | 3,978 |
| Cash and due from depository institutions | $4,647,000 | 2,581 |
| Interest-bearing balances | $40,000 | 5,867 |
| Securities | $17,363,000 | 6,133 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,055 |
| Net loans & leases | $79,461,000 | 3,334 |
| Loan loss allowance | $1,346,000 | 2,705 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,850,000 | 2,004 |
| Other real estate owned | $320,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,742,000 | 4,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,083,000 | 3,978 |
| Total liabilities | $99,942,000 | 4,003 |
| Total deposits | $98,843,000 | 3,853 |
| Interest-bearing deposits | $87,772,000 | 3,737 |
| Deposits held in domestic offices | $98,843,000 | 3,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,099,000 | 3,363 |
| Total equity capital | $12,141,000 | 3,638 |
| Total bank equity capital | $12,141,000 | 3,638 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $2,720,000 | 4,518 |
| Undivided profits | $8,721,000 | 2,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 2,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $623,000 | 3,836 |
| Earning assets | $101,564,000 | 4,023 |
| Long-term assets (5+ years) | $5,914,000 | 5,373 |
| Average Assets, year-to-date | $113,782,400 | 3,776 |
| Average Assets, quarterly | $112,515,000 | 3,912 |
| Volatile liabilities | $7,375,000 | 5,588 |
| Insider loans | $3,913,000 | 1,137 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $451,000 | 1,074 |
| Unused loan commitments | $11,541,000 | 2,959 |
| Tier 1 (core) risk-based capital | $12,140,000 | 3,504 |
| Tier 2 risk-based capital | $1,105,340 | 2,669 |
| Total risk weighted assets | $88,186,740 | 3,050 |
| Total unused commitments | $11,541,000 | 2,970 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 88 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $115,733,000 | 3,818 |
| Cash and due from depository institutions | $6,658,000 | 2,286 |
| Interest-bearing balances | $34,000 | 6,286 |
| Securities | $21,018,000 | 5,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $82,039,000 | 3,155 |
| Loan loss allowance | $1,146,000 | 3,155 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,633,000 | 2,058 |
| Other real estate owned | $483,000 | 2,286 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,902,000 | 4,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,733,000 | 3,818 |
| Total liabilities | $104,505,000 | 3,859 |
| Total deposits | $103,188,000 | 3,679 |
| Interest-bearing deposits | $87,620,000 | 3,691 |
| Deposits held in domestic offices | $103,188,000 | 3,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $222,000 | 4,345 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,095,000 | 2,865 |
| Total equity capital | $11,228,000 | 3,629 |
| Total bank equity capital | $11,228,000 | 3,629 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $2,720,000 | 4,474 |
| Undivided profits | $7,808,000 | 2,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 2,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $582,000 | 3,587 |
| Earning assets | $103,091,000 | 3,923 |
| Long-term assets (5+ years) | $6,095,000 | 5,480 |
| Average Assets, year-to-date | $116,218,600 | 3,715 |
| Average Assets, quarterly | $117,652,500 | 3,746 |
| Volatile liabilities | $5,576,000 | 6,345 |
| Insider loans | $5,815,000 | 729 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $329,000 | 937 |
| Unused loan commitments | $11,941,000 | 2,777 |
| Tier 1 (core) risk-based capital | $11,597,000 | 3,559 |
| Tier 2 risk-based capital | $1,133,390 | 2,611 |
| Total risk weighted assets | $90,658,390 | 2,908 |
| Total unused commitments | $11,941,000 | 2,788 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 100 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $115,088,000 | 3,913 |
| Cash and due from depository institutions | $6,436,000 | 2,091 |
| Interest-bearing balances | $34,000 | 7,179 |
| Securities | $25,789,000 | 5,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $76,957,000 | 3,281 |
| Loan loss allowance | $1,209,000 | 3,132 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,430,000 | 2,143 |
| Other real estate owned | $793,000 | 2,091 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,683,000 | 4,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,088,000 | 3,913 |
| Total liabilities | $104,356,000 | 3,922 |
| Total deposits | $103,301,000 | 3,770 |
| Interest-bearing deposits | $88,730,000 | 3,809 |
| Deposits held in domestic offices | $103,301,000 | 3,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $91,000 | 4,431 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $964,000 | 3,225 |
| Total equity capital | $10,732,000 | 3,798 |
| Total bank equity capital | $10,732,000 | 3,798 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $2,720,000 | 4,437 |
| Undivided profits | $7,312,000 | 3,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $724,000 | 3,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $570,000 | 3,230 |
| Earning assets | $102,780,000 | 4,027 |
| Long-term assets (5+ years) | $6,074,000 | 5,844 |
| Average Assets, year-to-date | $117,657,400 | 3,749 |
| Average Assets, quarterly | $116,830,000 | 3,841 |
| Volatile liabilities | $5,304,000 | 6,307 |
| Insider loans | $6,364,000 | 661 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $229,000 | 1,433 |
| Unused loan commitments | $11,683,000 | 2,761 |
| Tier 1 (core) risk-based capital | $10,732,000 | 3,725 |
| Tier 2 risk-based capital | $1,177,860 | 2,471 |
| Total risk weighted assets | $94,197,660 | 2,754 |
| Total unused commitments | $11,683,000 | 2,783 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 95 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $120,522,000 | 3,824 |
| Cash and due from depository institutions | $5,759,000 | 2,272 |
| Interest-bearing balances | $10,000 | 7,897 |
| Securities | $22,470,000 | 5,631 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,965 |
| Net loans & leases | $80,077,000 | 3,259 |
| Loan loss allowance | $1,013,000 | 3,674 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,377,000 | 2,192 |
| Other real estate owned | $1,708,000 | 2,272 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,631,000 | 4,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,522,000 | 3,824 |
| Total liabilities | $110,449,000 | 3,833 |
| Total deposits | $109,633,000 | 3,690 |
| Interest-bearing deposits | $96,522,000 | 3,647 |
| Deposits held in domestic offices | $109,633,000 | 3,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $816,000 | 3,858 |
| Total equity capital | $10,073,000 | 3,860 |
| Total bank equity capital | $10,073,000 | 3,860 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $2,720,000 | 4,346 |
| Undivided profits | $6,653,000 | 3,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $694,000 | 4,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $604,000 | 3,350 |
| Earning assets | $108,057,000 | 3,888 |
| Long-term assets (5+ years) | $7,457,000 | 5,199 |
| Average Assets, year-to-date | $122,712,600 | 3,689 |
| Average Assets, quarterly | $120,772,000 | 3,785 |
| Volatile liabilities | $7,312,000 | 5,140 |
| Insider loans | $49,000 | 7,204 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $180,000 | 1,060 |
| Unused loan commitments | $8,349,000 | 3,312 |
| Tier 1 (core) risk-based capital | $10,073,000 | 3,798 |
| Tier 2 risk-based capital | $1,013,000 | 2,874 |
| Total risk weighted assets | $93,417,300 | 2,851 |
| Total unused commitments | $8,349,000 | 3,333 |
| Derivatives | $0 | 651 |