Home > MFC First National Bank > Income and Expense
MFC First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,063,000 | 4,360 |
| Total interest expense | $2,955,000 | 4,662 |
| Net interest income | $4,108,000 | 4,077 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $685,000 | 4,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 3,211 |
| Total noninterest expense | $2,963,000 | 4,255 |
| Salaries and employee benefits | $1,386,000 | 4,626 |
| Premises and equipment expense | $273,000 | 5,765 |
| Additional noninterest expense | $1,304,000 | 3,209 |
| Pre-tax net operating income | $1,746,000 | 3,700 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $570,000 | 3,330 |
| Income before extraordinary items | $1,176,000 | 3,937 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,176,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $873,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,176,000 | 3,907 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,184,000 | 4,310 |
| Total interest expense | $3,192,000 | 4,486 |
| Net interest income | $3,992,000 | 4,125 |
| Provision for loan and lease losses | $59,000 | 6,351 |
| Total noninterest income | $532,000 | 4,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 4,052 |
| Total noninterest expense | $3,010,000 | 4,104 |
| Salaries and employee benefits | $1,429,000 | 4,421 |
| Premises and equipment expense | $255,000 | 5,896 |
| Additional noninterest expense | $1,326,000 | 3,082 |
| Pre-tax net operating income | $1,455,000 | 4,277 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $468,000 | 4,019 |
| Income before extraordinary items | $987,000 | 4,567 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $987,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $916,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $987,000 | 4,470 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 4,308 |
| Total interest expense | $3,169,000 | 4,489 |
| Net interest income | $4,213,000 | 4,052 |
| Provision for loan and lease losses | $158,000 | 4,024 |
| Total noninterest income | $486,000 | 5,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,592 |
| Total noninterest expense | $2,879,000 | 4,243 |
| Salaries and employee benefits | $1,345,000 | 4,653 |
| Premises and equipment expense | $252,000 | 6,030 |
| Additional noninterest expense | $1,282,000 | 3,148 |
| Pre-tax net operating income | $1,662,000 | 4,112 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $519,000 | 4,103 |
| Income before extraordinary items | $1,143,000 | 4,221 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,143,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,583 |
| Cash dividends | $854,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,143,000 | 4,166 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 4,445 |
| Total interest expense | $3,066,000 | 4,692 |
| Net interest income | $4,147,000 | 4,195 |
| Provision for loan and lease losses | $146,000 | 4,145 |
| Total noninterest income | $387,000 | 6,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,391 |
| Total noninterest expense | $2,684,000 | 4,733 |
| Salaries and employee benefits | $1,341,000 | 4,752 |
| Premises and equipment expense | $239,000 | 6,401 |
| Additional noninterest expense | $1,104,000 | 4,047 |
| Pre-tax net operating income | $1,704,000 | 3,913 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $514,000 | 4,064 |
| Income before extraordinary items | $1,183,000 | 3,918 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,183,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $836,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,187,900 | 3,859 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 4,559 |
| Total interest expense | $2,858,000 | 4,981 |
| Net interest income | $4,137,000 | 4,195 |
| Provision for loan and lease losses | $78,000 | 5,177 |
| Total noninterest income | $264,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $2,682,000 | 4,698 |
| Salaries and employee benefits | $1,269,000 | 4,970 |
| Premises and equipment expense | $231,000 | 6,647 |
| Additional noninterest expense | $1,182,000 | 3,788 |
| Pre-tax net operating income | $1,641,000 | 4,129 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $469,000 | 4,396 |
| Income before extraordinary items | $1,170,000 | 4,046 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,170,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $452,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,171,420 | 4,024 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,256,000 | 4,682 |
| Total interest expense | $2,403,000 | 4,812 |
| Net interest income | $3,853,000 | 4,533 |
| Provision for loan and lease losses | $127,000 | 3,933 |
| Total noninterest income | $235,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $2,483,000 | 5,185 |
| Salaries and employee benefits | $1,232,000 | 5,128 |
| Premises and equipment expense | $244,000 | 6,618 |
| Additional noninterest expense | $1,007,000 | 4,679 |
| Pre-tax net operating income | $1,478,000 | 4,467 |
| Securities gains (losses) | $-66,000 | 11,252 |
| Applicable income taxes | $380,000 | 4,942 |
| Income before extraordinary items | $1,032,000 | 4,421 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,032,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $485,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,080,180 | 4,293 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 4,939 |
| Total interest expense | $2,751,000 | 4,443 |
| Net interest income | $3,264,000 | 5,257 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $278,000 | 7,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $2,363,000 | 5,535 |
| Salaries and employee benefits | $1,227,000 | 5,133 |
| Premises and equipment expense | $243,000 | 6,833 |
| Additional noninterest expense | $893,000 | 5,399 |
| Pre-tax net operating income | $1,095,000 | 5,524 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $288,000 | 6,233 |
| Income before extraordinary items | $807,000 | 5,536 |
| Extraordinary gains, net | $-163,000 | 13,018 |
| Net income | $644,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $376,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $807,000 | 5,292 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 5,009 |
| Total interest expense | $3,435,000 | 4,613 |
| Net interest income | $3,266,000 | 5,315 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $236,000 | 8,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $2,254,000 | 5,793 |
| Salaries and employee benefits | $1,087,000 | 5,636 |
| Premises and equipment expense | $222,000 | 7,346 |
| Additional noninterest expense | $945,000 | 5,296 |
| Pre-tax net operating income | $1,148,000 | 5,101 |
| Securities gains (losses) | $-14,000 | 13,390 |
| Applicable income taxes | $312,000 | 5,769 |
| Income before extraordinary items | $822,000 | 5,250 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $822,000 | 5,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $832,080 | 4,905 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.