Home > MFC First National Bank > Income and Expense
MFC First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,230,000 | 5,405 |
| Total interest expense | $2,275,000 | 5,523 |
| Net interest income | $2,955,000 | 5,217 |
| Provision for loan and lease losses | $111,000 | 5,007 |
| Total noninterest income | $393,000 | 5,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,571 |
| Total noninterest expense | $2,104,000 | 5,491 |
| Salaries and employee benefits | $1,020,000 | 5,800 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $856,000 | 4,563 |
| Pre-tax net operating income | $1,133,000 | 4,942 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $375,000 | 4,322 |
| Income before extraordinary items | $758,000 | 5,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $758,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $159,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $758,000 | 5,210 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 5,532 |
| Total interest expense | $2,224,000 | 5,795 |
| Net interest income | $2,964,000 | 5,171 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $320,000 | 6,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,872 |
| Total noninterest expense | $2,103,000 | 5,400 |
| Salaries and employee benefits | $1,036,000 | 5,638 |
| Premises and equipment expense | $229,000 | 6,273 |
| Additional noninterest expense | $838,000 | 4,531 |
| Pre-tax net operating income | $1,146,000 | 5,025 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $379,000 | 4,559 |
| Income before extraordinary items | $767,000 | 5,327 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $767,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $457,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $767,000 | 5,218 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,934,000 | 5,856 |
| Total interest expense | $2,014,000 | 6,242 |
| Net interest income | $2,920,000 | 5,418 |
| Provision for loan and lease losses | $118,000 | 4,844 |
| Total noninterest income | $299,000 | 6,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $1,951,000 | 5,748 |
| Salaries and employee benefits | $975,000 | 5,953 |
| Premises and equipment expense | $204,000 | 6,772 |
| Additional noninterest expense | $772,000 | 4,854 |
| Pre-tax net operating income | $1,150,000 | 5,382 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $364,000 | 5,178 |
| Income before extraordinary items | $786,000 | 5,523 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $786,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $554,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $786,000 | 5,471 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,728,000 | 6,175 |
| Total interest expense | $1,853,000 | 6,729 |
| Net interest income | $2,875,000 | 5,623 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $1,906,000 | 6,145 |
| Salaries and employee benefits | $971,000 | 6,125 |
| Premises and equipment expense | $179,000 | 7,451 |
| Additional noninterest expense | $756,000 | 5,426 |
| Pre-tax net operating income | $1,086,000 | 5,459 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $324,000 | 5,572 |
| Income before extraordinary items | $753,000 | 5,515 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $753,000 | 5,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $540,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $759,300 | 5,424 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 6,293 |
| Total interest expense | $1,846,000 | 6,790 |
| Net interest income | $2,804,000 | 5,804 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $188,000 | 8,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $1,899,000 | 6,230 |
| Salaries and employee benefits | $926,000 | 6,424 |
| Premises and equipment expense | $174,000 | 7,727 |
| Additional noninterest expense | $799,000 | 5,261 |
| Pre-tax net operating income | $1,013,000 | 5,940 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $287,000 | 6,172 |
| Income before extraordinary items | $703,000 | 5,974 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $703,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $294,000 | 4,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $719,330 | 5,849 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 6,367 |
| Total interest expense | $1,577,000 | 6,659 |
| Net interest income | $2,715,000 | 6,076 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $1,892,000 | 6,472 |
| Salaries and employee benefits | $988,000 | 6,145 |
| Premises and equipment expense | $183,000 | 7,795 |
| Additional noninterest expense | $721,000 | 6,179 |
| Pre-tax net operating income | $890,000 | 6,446 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $247,000 | 6,586 |
| Income before extraordinary items | $626,000 | 6,358 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $626,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $320,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $638,240 | 6,363 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 6,615 |
| Total interest expense | $1,766,000 | 6,433 |
| Net interest income | $2,447,000 | 6,645 |
| Provision for loan and lease losses | $109,000 | 5,557 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $1,792,000 | 6,912 |
| Salaries and employee benefits | $898,000 | 6,726 |
| Premises and equipment expense | $197,000 | 7,746 |
| Additional noninterest expense | $697,000 | 6,584 |
| Pre-tax net operating income | $711,000 | 7,304 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $211,000 | 7,412 |
| Income before extraordinary items | $500,000 | 7,562 |
| Extraordinary gains, net | $-62,000 | 12,784 |
| Net income | $438,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $144,000 | 6,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $500,000 | 7,301 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 6,967 |
| Total interest expense | $2,041,000 | 7,027 |
| Net interest income | $2,399,000 | 6,795 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,682,000 | 7,308 |
| Salaries and employee benefits | $825,000 | 7,103 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $672,000 | 6,941 |
| Pre-tax net operating income | $673,000 | 7,249 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $467,000 | 7,600 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $467,000 | 7,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 3,751 |
| Cash dividends | $132,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $467,000 | 7,247 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.