Home > MFB Financial (The "Savings Bank") > Assets and Liabilities
MFB Financial (The "Savings Bank"), Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 155 | 1,077 |
| Assets and Liabilities | ||
| Total Assets: | $476,150,000 | 1,485 |
| Cash and due from depository institutions | $16,599,000 | 1,077 |
| Interest-bearing balances | $4,148,000 | 1,420 |
| Securities | $26,441,000 | 3,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $380,923,000 | 1,291 |
| Loan loss allowance | $2,856,000 | 1,981 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,249,000 | 611 |
| Other real estate owned | $951,000 | 1,077 |
| Goodwill and other intangibles | $5,614,000 | 868 |
| All other assets | $26,373,000 | 792 |
| Life insurance assets | $10,942,000 | 606 |
| Total liabilities and capital | $476,151,000 | 1,485 |
| Total liabilities | $430,571,000 | 1,475 |
| Total deposits | $332,863,000 | 1,631 |
| Interest-bearing deposits | $302,545,000 | 1,572 |
| Deposits held in domestic offices | $332,863,000 | 1,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $94,678,000 | 679 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,030,000 | 1,687 |
| Total equity capital | $45,580,000 | 1,512 |
| Total bank equity capital | $45,580,000 | 1,512 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $18,880,000 | 1,587 |
| Undivided profits | $26,700,000 | 1,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,844,000 | 1,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,923,000 | 1,995 |
| Earning assets | $411,512,000 | 1,558 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $496,926,330 | 1,360 |
| Average Assets, quarterly | $488,473,000 | 1,420 |
| Volatile liabilities | $141,781,000 | 1,052 |
| Insider loans | $3,608,000 | 2,104 |
| FHLB advances | $94,678,000 | 616 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $88,417,000 | 1,088 |
| Tier 1 (core) risk-based capital | $40,065,000 | 1,639 |
| Tier 2 risk-based capital | $2,856,000 | 1,840 |
| Total risk weighted assets | $371,428,000 | 1,409 |
| Total unused commitments | $88,417,000 | 1,088 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 160 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $500,796,000 | 1,357 |
| Cash and due from depository institutions | $28,513,000 | 1,041 |
| Interest-bearing balances | $14,829,000 | 537 |
| Securities | $29,479,000 | 3,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $391,302,000 | 1,221 |
| Loan loss allowance | $2,857,000 | 1,911 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $19,257,000 | 606 |
| Other real estate owned | $336,000 | 1,041 |
| Goodwill and other intangibles | $5,677,000 | 886 |
| All other assets | $26,232,000 | 773 |
| Life insurance assets | $10,774,000 | 611 |
| Total liabilities and capital | $500,795,000 | 1,357 |
| Total liabilities | $455,307,000 | 1,350 |
| Total deposits | $340,530,000 | 1,591 |
| Interest-bearing deposits | $309,810,000 | 1,526 |
| Deposits held in domestic offices | $340,530,000 | 1,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $111,809,000 | 543 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,968,000 | 1,831 |
| Total equity capital | $45,488,000 | 1,543 |
| Total bank equity capital | $45,488,000 | 1,543 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $18,880,000 | 1,573 |
| Undivided profits | $26,608,000 | 1,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,770,000 | 1,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,075,000 | 1,866 |
| Earning assets | $435,610,000 | 1,470 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $507,314,500 | 1,316 |
| Average Assets, quarterly | $507,314,500 | 1,316 |
| Volatile liabilities | $161,939,000 | 926 |
| Insider loans | $3,475,000 | 2,121 |
| FHLB advances | $111,809,000 | 487 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $88,363,000 | 1,130 |
| Tier 1 (core) risk-based capital | $39,203,000 | 1,670 |
| Tier 2 risk-based capital | $2,857,000 | 1,813 |
| Total risk weighted assets | $380,391,000 | 1,350 |
| Total unused commitments | $88,363,000 | 1,131 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 161 | 1,047 |
| Assets and Liabilities | ||
| Total Assets: | $513,833,000 | 1,302 |
| Cash and due from depository institutions | $31,447,000 | 1,047 |
| Interest-bearing balances | $18,847,000 | 322 |
| Securities | $31,257,000 | 3,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $400,083,000 | 1,184 |
| Loan loss allowance | $2,848,000 | 1,889 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $19,234,000 | 591 |
| Other real estate owned | $290,000 | 1,047 |
| Goodwill and other intangibles | $5,987,000 | 852 |
| All other assets | $25,535,000 | 782 |
| Life insurance assets | $10,662,000 | 614 |
| Total liabilities and capital | $513,834,000 | 1,302 |
| Total liabilities | $468,959,000 | 1,285 |
| Total deposits | $339,035,000 | 1,589 |
| Interest-bearing deposits | $299,746,000 | 1,557 |
| Deposits held in domestic offices | $339,035,000 | 1,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $127,052,000 | 463 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,872,000 | 1,862 |
| Total equity capital | $44,875,000 | 1,553 |
| Total bank equity capital | $44,875,000 | 1,553 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $18,880,000 | 1,549 |
| Undivided profits | $25,995,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,612,000 | 1,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,124,000 | 1,993 |
| Earning assets | $450,187,000 | 1,366 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $506,586,200 | 1,280 |
| Average Assets, quarterly | $512,198,000 | 1,298 |
| Volatile liabilities | $176,423,000 | 846 |
| Insider loans | $3,326,000 | 2,171 |
| FHLB advances | $127,052,000 | 411 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $88,581,000 | 1,132 |
| Tier 1 (core) risk-based capital | $38,662,000 | 1,693 |
| Tier 2 risk-based capital | $2,848,000 | 1,803 |
| Total risk weighted assets | $383,942,000 | 1,321 |
| Total unused commitments | $88,581,000 | 1,132 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 157 | 1,067 |
| Assets and Liabilities | ||
| Total Assets: | $510,563,000 | 1,300 |
| Cash and due from depository institutions | $23,992,000 | 1,067 |
| Interest-bearing balances | $16,847,000 | 332 |
| Securities | $33,436,000 | 3,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $403,182,000 | 1,147 |
| Loan loss allowance | $2,759,000 | 1,893 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,597,000 | 600 |
| Other real estate owned | $144,000 | 1,067 |
| Goodwill and other intangibles | $6,145,000 | 808 |
| All other assets | $25,067,000 | 789 |
| Life insurance assets | $10,565,000 | 608 |
| Total liabilities and capital | $510,565,000 | 1,300 |
| Total liabilities | $465,972,000 | 1,283 |
| Total deposits | $338,678,000 | 1,568 |
| Interest-bearing deposits | $296,959,000 | 1,555 |
| Deposits held in domestic offices | $338,678,000 | 1,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $124,258,000 | 447 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,036,000 | 1,773 |
| Total equity capital | $44,593,000 | 1,546 |
| Total bank equity capital | $44,593,000 | 1,546 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $18,880,000 | 1,516 |
| Undivided profits | $25,713,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,301,000 | 1,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,091,000 | 2,186 |
| Earning assets | $453,465,000 | 1,338 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $504,774,500 | 1,279 |
| Average Assets, quarterly | $507,801,500 | 1,295 |
| Volatile liabilities | $172,860,000 | 833 |
| Insider loans | $2,788,000 | 2,443 |
| FHLB advances | $124,258,000 | 393 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $82,744,000 | 1,229 |
| Tier 1 (core) risk-based capital | $38,143,000 | 1,690 |
| Tier 2 risk-based capital | $3,077,000 | 1,673 |
| Total risk weighted assets | $381,880,000 | 1,312 |
| Total unused commitments | $82,744,000 | 1,230 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 155 | 1,113 |
| Assets and Liabilities | ||
| Total Assets: | $505,040,000 | 1,323 |
| Cash and due from depository institutions | $23,831,000 | 1,113 |
| Interest-bearing balances | $16,836,000 | 379 |
| Securities | $42,019,000 | 2,654 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $393,594,000 | 1,183 |
| Loan loss allowance | $2,728,000 | 1,936 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,807,000 | 586 |
| Other real estate owned | $235,000 | 1,113 |
| Goodwill and other intangibles | $5,649,000 | 855 |
| All other assets | $20,905,000 | 924 |
| Life insurance assets | $6,477,000 | 944 |
| Total liabilities and capital | $505,040,000 | 1,323 |
| Total liabilities | $459,312,000 | 1,307 |
| Total deposits | $341,714,000 | 1,572 |
| Interest-bearing deposits | $301,261,000 | 1,541 |
| Deposits held in domestic offices | $341,714,000 | 1,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $115,275,000 | 437 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,323,000 | 2,079 |
| Total equity capital | $45,728,000 | 1,491 |
| Total bank equity capital | $45,728,000 | 1,491 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $18,880,000 | 1,516 |
| Undivided profits | $26,848,000 | 1,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,731,000 | 1,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,159,000 | 1,945 |
| Earning assets | $452,449,000 | 1,347 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $502,845,000 | 1,306 |
| Average Assets, quarterly | $503,285,000 | 1,314 |
| Volatile liabilities | $161,426,000 | 904 |
| Insider loans | $3,578,000 | 1,999 |
| FHLB advances | $115,275,000 | 378 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $96,370,000 | 1,088 |
| Tier 1 (core) risk-based capital | $39,697,000 | 1,627 |
| Tier 2 risk-based capital | $3,276,000 | 1,598 |
| Total risk weighted assets | $348,499,000 | 1,439 |
| Total unused commitments | $96,370,000 | 1,088 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 156 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $501,530,000 | 1,331 |
| Cash and due from depository institutions | $25,478,000 | 1,090 |
| Interest-bearing balances | $19,422,000 | 339 |
| Securities | $47,939,000 | 2,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $382,168,000 | 1,204 |
| Loan loss allowance | $2,648,000 | 1,973 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,121,000 | 564 |
| Other real estate owned | $170,000 | 1,090 |
| Goodwill and other intangibles | $5,737,000 | 835 |
| All other assets | $20,917,000 | 886 |
| Life insurance assets | $6,356,000 | 940 |
| Total liabilities and capital | $501,530,000 | 1,331 |
| Total liabilities | $456,510,000 | 1,309 |
| Total deposits | $356,491,000 | 1,509 |
| Interest-bearing deposits | $318,541,000 | 1,444 |
| Deposits held in domestic offices | $356,491,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $97,482,000 | 485 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,537,000 | 2,018 |
| Total equity capital | $45,020,000 | 1,516 |
| Total bank equity capital | $45,020,000 | 1,516 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $18,880,000 | 1,487 |
| Undivided profits | $26,140,000 | 1,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,348,000 | 1,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,140,000 | 1,905 |
| Earning assets | $449,529,000 | 1,349 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $501,747,500 | 1,315 |
| Average Assets, quarterly | $501,747,500 | 1,315 |
| Volatile liabilities | $152,351,000 | 916 |
| Insider loans | $5,943,000 | 1,221 |
| FHLB advances | $97,482,000 | 431 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $95,717,000 | 1,100 |
| Tier 1 (core) risk-based capital | $38,512,000 | 1,658 |
| Tier 2 risk-based capital | $3,336,000 | 1,577 |
| Total risk weighted assets | $340,038,000 | 1,450 |
| Total unused commitments | $95,717,000 | 1,100 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 133 | 1,300 |
| Assets and Liabilities | ||
| Total Assets: | $501,965,000 | 1,311 |
| Cash and due from depository institutions | $22,574,000 | 1,300 |
| Interest-bearing balances | $17,673,000 | 339 |
| Securities | $53,000,000 | 2,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $378,420,000 | 1,197 |
| Loan loss allowance | $2,620,000 | 1,978 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $19,408,000 | 542 |
| Other real estate owned | $80,000 | 1,300 |
| Goodwill and other intangibles | $5,823,000 | 813 |
| All other assets | $22,660,000 | 828 |
| Life insurance assets | $6,296,000 | 922 |
| Total liabilities and capital | $501,965,000 | 1,311 |
| Total liabilities | $453,687,000 | 1,302 |
| Total deposits | $353,007,000 | 1,498 |
| Interest-bearing deposits | $318,905,000 | 1,406 |
| Deposits held in domestic offices | $353,007,000 | 1,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $97,970,000 | 508 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,710,000 | 1,888 |
| Total equity capital | $48,278,000 | 1,369 |
| Total bank equity capital | $48,278,000 | 1,369 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $18,880,000 | 1,456 |
| Undivided profits | $29,398,000 | 1,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,853,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,312,000 | 1,800 |
| Earning assets | $449,093,000 | 1,339 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $511,895,000 | 1,229 |
| Average Assets, quarterly | $499,025,000 | 1,305 |
| Volatile liabilities | $209,832,000 | 780 |
| Insider loans | $6,095,000 | 1,175 |
| FHLB advances | $97,970,000 | 451 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $88,453,000 | 1,137 |
| Tier 1 (core) risk-based capital | $41,305,000 | 1,533 |
| Tier 2 risk-based capital | $2,968,000 | 1,709 |
| Total risk weighted assets | $338,639,000 | 1,435 |
| Total unused commitments | $88,453,000 | 1,137 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 137 | 1,280 |
| Assets and Liabilities | ||
| Total Assets: | $496,085,000 | 1,324 |
| Cash and due from depository institutions | $17,303,000 | 1,280 |
| Interest-bearing balances | $10,930,000 | 489 |
| Securities | $58,398,000 | 2,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $372,117,000 | 1,214 |
| Loan loss allowance | $2,533,000 | 2,031 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $19,508,000 | 527 |
| Other real estate owned | $1,219,000 | 1,280 |
| Goodwill and other intangibles | $6,035,000 | 797 |
| All other assets | $21,505,000 | 871 |
| Life insurance assets | $6,237,000 | 895 |
| Total liabilities and capital | $496,085,000 | 1,324 |
| Total liabilities | $449,252,000 | 1,310 |
| Total deposits | $349,406,000 | 1,490 |
| Interest-bearing deposits | $317,910,000 | 1,395 |
| Deposits held in domestic offices | $349,406,000 | 1,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $97,053,000 | 534 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,793,000 | 1,824 |
| Total equity capital | $46,833,000 | 1,398 |
| Total bank equity capital | $46,833,000 | 1,398 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $18,880,000 | 1,443 |
| Undivided profits | $27,953,000 | 1,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,286,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,190,000 | 1,890 |
| Earning assets | $441,445,000 | 1,346 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $514,377,500 | 1,230 |
| Average Assets, quarterly | $501,224,000 | 1,298 |
| Volatile liabilities | $204,995,000 | 795 |
| Insider loans | $3,036,000 | 2,185 |
| FHLB advances | $97,053,000 | 475 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $83,200,000 | 1,218 |
| Tier 1 (core) risk-based capital | $40,360,000 | 1,561 |
| Tier 2 risk-based capital | $2,861,000 | 1,774 |
| Total risk weighted assets | $333,600,000 | 1,449 |
| Total unused commitments | $83,200,000 | 1,219 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 162 | 1,060 |
| Assets and Liabilities | ||
| Total Assets: | $506,363,000 | 1,277 |
| Cash and due from depository institutions | $25,365,000 | 1,060 |
| Interest-bearing balances | $17,728,000 | 313 |
| Securities | $60,485,000 | 1,980 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $371,131,000 | 1,192 |
| Loan loss allowance | $2,535,000 | 2,014 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $18,937,000 | 537 |
| Other real estate owned | $1,433,000 | 1,060 |
| Goodwill and other intangibles | $6,182,000 | 769 |
| All other assets | $22,830,000 | 822 |
| Life insurance assets | $6,165,000 | 885 |
| Total liabilities and capital | $506,363,000 | 1,277 |
| Total liabilities | $460,946,000 | 1,260 |
| Total deposits | $356,322,000 | 1,439 |
| Interest-bearing deposits | $320,112,000 | 1,363 |
| Deposits held in domestic offices | $356,322,000 | 1,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $102,111,000 | 525 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,513,000 | 1,826 |
| Total equity capital | $45,417,000 | 1,381 |
| Total bank equity capital | $45,417,000 | 1,381 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $18,880,000 | 1,405 |
| Undivided profits | $26,537,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,475,000 | 773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,883,000 | 1,985 |
| Earning assets | $449,344,000 | 1,317 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $520,475,000 | 1,212 |
| Average Assets, quarterly | $515,663,500 | 1,239 |
| Volatile liabilities | $218,249,000 | 765 |
| Insider loans | $2,986,000 | 2,175 |
| FHLB advances | $102,111,000 | 466 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $78,393,000 | 1,275 |
| Tier 1 (core) risk-based capital | $38,700,000 | 1,601 |
| Tier 2 risk-based capital | $2,873,000 | 1,731 |
| Total risk weighted assets | $336,709,000 | 1,414 |
| Total unused commitments | $78,393,000 | 1,275 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 151 | 1,123 |
| Assets and Liabilities | ||
| Total Assets: | $524,964,000 | 1,206 |
| Cash and due from depository institutions | $39,778,000 | 1,123 |
| Interest-bearing balances | $31,720,000 | 177 |
| Securities | $64,700,000 | 1,875 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $369,317,000 | 1,162 |
| Loan loss allowance | $2,530,000 | 1,993 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,132,000 | 488 |
| Other real estate owned | $1,768,000 | 1,123 |
| Goodwill and other intangibles | $6,342,000 | 734 |
| All other assets | $22,927,000 | 790 |
| Life insurance assets | $6,071,000 | 880 |
| Total liabilities and capital | $524,964,000 | 1,206 |
| Total liabilities | $480,254,000 | 1,182 |
| Total deposits | $367,903,000 | 1,368 |
| Interest-bearing deposits | $330,483,000 | 1,283 |
| Deposits held in domestic offices | $367,903,000 | 1,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $109,628,000 | 474 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,723,000 | 1,716 |
| Total equity capital | $44,710,000 | 1,373 |
| Total bank equity capital | $44,710,000 | 1,373 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $18,880,000 | 1,362 |
| Undivided profits | $25,830,000 | 1,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,077,000 | 660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,033,000 | 1,705 |
| Earning assets | $465,737,000 | 1,244 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $527,531,000 | 1,187 |
| Average Assets, quarterly | $527,531,000 | 1,187 |
| Volatile liabilities | $228,627,000 | 699 |
| Insider loans | $2,986,000 | 2,154 |
| FHLB advances | $109,628,000 | 420 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $79,790,000 | 1,231 |
| Tier 1 (core) risk-based capital | $38,580,000 | 1,552 |
| Tier 2 risk-based capital | $2,530,000 | 1,908 |
| Total risk weighted assets | $343,515,000 | 1,345 |
| Total unused commitments | $79,790,000 | 1,231 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 163 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $530,098,000 | 1,180 |
| Cash and due from depository institutions | $40,834,000 | 1,024 |
| Interest-bearing balances | $34,435,000 | 142 |
| Securities | $63,268,000 | 1,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $374,395,000 | 1,128 |
| Loan loss allowance | $2,627,000 | 1,891 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $20,192,000 | 473 |
| Other real estate owned | $1,593,000 | 1,024 |
| Goodwill and other intangibles | $6,922,000 | 693 |
| All other assets | $22,894,000 | 779 |
| Life insurance assets | $6,018,000 | 108 |
| Total liabilities and capital | $530,098,000 | 1,180 |
| Total liabilities | $486,538,000 | 1,159 |
| Total deposits | $373,320,000 | 1,318 |
| Interest-bearing deposits | $336,591,000 | 1,226 |
| Deposits held in domestic offices | $373,320,000 | 1,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $110,216,000 | 482 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,002,000 | 1,549 |
| Total equity capital | $43,560,000 | 1,386 |
| Total bank equity capital | $43,560,000 | 1,386 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $18,880,000 | 1,331 |
| Undivided profits | $24,680,000 | 1,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,868,000 | 547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,010,000 | 1,738 |
| Earning assets | $472,098,000 | 1,212 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $531,753,600 | 1,115 |
| Average Assets, quarterly | $542,293,500 | 1,132 |
| Volatile liabilities | $235,905,000 | 674 |
| Insider loans | $2,795,000 | 2,227 |
| FHLB advances | $110,216,000 | 422 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $81,651,000 | 1,170 |
| Tier 1 (core) risk-based capital | $36,753,000 | 1,607 |
| Tier 2 risk-based capital | $2,627,000 | 1,817 |
| Total risk weighted assets | $351,646,000 | 1,289 |
| Total unused commitments | $81,651,000 | 1,170 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 181 | 893 |
| Assets and Liabilities | ||
| Total Assets: | $554,489,000 | 1,100 |
| Cash and due from depository institutions | $55,728,000 | 893 |
| Interest-bearing balances | $48,135,000 | 118 |
| Securities | $63,450,000 | 1,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $384,838,000 | 1,066 |
| Loan loss allowance | $3,237,000 | 1,511 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $20,331,000 | 447 |
| Other real estate owned | $1,671,000 | 893 |
| Goodwill and other intangibles | $6,898,000 | 661 |
| All other assets | $21,573,000 | 791 |
| Life insurance assets | $5,964,000 | 105 |
| Total liabilities and capital | $554,489,000 | 1,100 |
| Total liabilities | $510,422,000 | 1,076 |
| Total deposits | $381,452,000 | 1,242 |
| Interest-bearing deposits | $343,271,000 | 1,161 |
| Deposits held in domestic offices | $381,452,000 | 1,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $125,854,000 | 451 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,116,000 | 1,455 |
| Total equity capital | $44,067,000 | 1,355 |
| Total bank equity capital | $44,067,000 | 1,355 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $18,880,000 | 1,293 |
| Undivided profits | $25,187,000 | 1,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,528,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,040,000 | 1,633 |
| Earning assets | $496,423,000 | 1,118 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $532,167,500 | 1,099 |
| Average Assets, quarterly | $540,356,500 | 1,113 |
| Volatile liabilities | $256,349,000 | 600 |
| Insider loans | $2,843,000 | 2,189 |
| FHLB advances | $125,854,000 | 396 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $90,211,000 | 1,079 |
| Tier 1 (core) risk-based capital | $37,351,000 | 1,538 |
| Tier 2 risk-based capital | $3,237,000 | 1,474 |
| Total risk weighted assets | $365,278,000 | 1,186 |
| Total unused commitments | $90,211,000 | 1,081 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 160 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $526,224,000 | 1,133 |
| Cash and due from depository institutions | $26,300,000 | 1,027 |
| Interest-bearing balances | $19,419,000 | 282 |
| Securities | $50,557,000 | 2,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $399,106,000 | 999 |
| Loan loss allowance | $4,547,000 | 1,046 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $19,866,000 | 445 |
| Other real estate owned | $1,408,000 | 1,027 |
| Goodwill and other intangibles | $6,759,000 | 662 |
| All other assets | $22,228,000 | 773 |
| Life insurance assets | $5,877,000 | 104 |
| Total liabilities and capital | $526,224,000 | 1,133 |
| Total liabilities | $483,439,000 | 1,113 |
| Total deposits | $351,376,000 | 1,336 |
| Interest-bearing deposits | $320,500,000 | 1,237 |
| Deposits held in domestic offices | $351,376,000 | 1,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $129,055,000 | 453 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,008,000 | 1,420 |
| Total equity capital | $42,785,000 | 1,371 |
| Total bank equity capital | $42,785,000 | 1,371 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $18,880,000 | 1,265 |
| Undivided profits | $23,905,000 | 1,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,640,000 | 715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,031,000 | 1,494 |
| Earning assets | $469,082,000 | 1,162 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $524,727,000 | 1,099 |
| Average Assets, quarterly | $522,858,500 | 1,122 |
| Volatile liabilities | $230,310,000 | 648 |
| Insider loans | $3,035,000 | 2,022 |
| FHLB advances | $129,055,000 | 394 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $101,703,000 | 951 |
| Tier 1 (core) risk-based capital | $35,327,000 | 1,581 |
| Tier 2 risk-based capital | $4,547,000 | 1,023 |
| Total risk weighted assets | $369,791,000 | 1,142 |
| Total unused commitments | $101,703,000 | 952 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 160 | 1,004 |
| Assets and Liabilities | ||
| Total Assets: | $519,493,000 | 1,123 |
| Cash and due from depository institutions | $17,163,000 | 1,004 |
| Interest-bearing balances | $9,677,000 | 590 |
| Securities | $56,515,000 | 2,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $396,023,000 | 983 |
| Loan loss allowance | $4,306,000 | 1,091 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $19,164,000 | 445 |
| Other real estate owned | $1,410,000 | 1,004 |
| Goodwill and other intangibles | $6,983,000 | 644 |
| All other assets | $22,235,000 | 760 |
| Life insurance assets | $5,808,000 | 104 |
| Total liabilities and capital | $519,493,000 | 1,123 |
| Total liabilities | $477,466,000 | 1,107 |
| Total deposits | $344,810,000 | 1,350 |
| Interest-bearing deposits | $314,286,000 | 1,250 |
| Deposits held in domestic offices | $344,810,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $129,391,000 | 438 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,265,000 | 1,327 |
| Total equity capital | $42,027,000 | 1,368 |
| Total bank equity capital | $42,027,000 | 1,368 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $18,880,000 | 1,227 |
| Undivided profits | $23,147,000 | 1,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,766,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,938,000 | 1,510 |
| Earning assets | $462,215,000 | 1,164 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $523,978,500 | 1,099 |
| Average Assets, quarterly | $523,978,500 | 1,099 |
| Volatile liabilities | $220,512,000 | 639 |
| Insider loans | $2,950,000 | 2,048 |
| FHLB advances | $129,391,000 | 380 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $93,404,000 | 999 |
| Tier 1 (core) risk-based capital | $34,380,000 | 1,591 |
| Tier 2 risk-based capital | $4,306,000 | 1,056 |
| Total risk weighted assets | $365,037,000 | 1,138 |
| Total unused commitments | $93,404,000 | 999 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 152 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $528,464,000 | 1,094 |
| Cash and due from depository institutions | $20,018,000 | 1,080 |
| Interest-bearing balances | $13,797,000 | 412 |
| Securities | $60,154,000 | 2,071 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $398,778,000 | 976 |
| Loan loss allowance | $4,432,000 | 1,054 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $19,167,000 | 449 |
| Other real estate owned | $1,410,000 | 1,080 |
| Goodwill and other intangibles | $6,895,000 | 637 |
| All other assets | $22,042,000 | 746 |
| Life insurance assets | $5,756,000 | 106 |
| Total liabilities and capital | $528,464,000 | 1,094 |
| Total liabilities | $486,998,000 | 1,069 |
| Total deposits | $345,736,000 | 1,325 |
| Interest-bearing deposits | $318,580,000 | 1,226 |
| Deposits held in domestic offices | $345,736,000 | 1,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $138,542,000 | 429 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,720,000 | 1,493 |
| Total equity capital | $41,466,000 | 1,388 |
| Total bank equity capital | $41,466,000 | 1,388 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $18,880,000 | 1,208 |
| Undivided profits | $22,586,000 | 1,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,436,000 | 1,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,865,000 | 1,553 |
| Earning assets | $472,729,000 | 1,127 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $470,258,200 | 1,170 |
| Average Assets, quarterly | $534,526,000 | 1,072 |
| Volatile liabilities | $232,145,000 | 584 |
| Insider loans | $1,990,000 | 2,747 |
| FHLB advances | $138,542,000 | 370 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $88,798,000 | 1,014 |
| Tier 1 (core) risk-based capital | $33,329,000 | 1,623 |
| Tier 2 risk-based capital | $4,432,000 | 1,026 |
| Total risk weighted assets | $371,059,000 | 1,105 |
| Total unused commitments | $88,798,000 | 1,014 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 150 | 1,100 |
| Assets and Liabilities | ||
| Total Assets: | $540,588,000 | 1,051 |
| Cash and due from depository institutions | $30,110,000 | 1,100 |
| Interest-bearing balances | $20,606,000 | 281 |
| Securities | $65,072,000 | 1,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $395,417,000 | 954 |
| Loan loss allowance | $4,264,000 | 1,098 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $19,392,000 | 429 |
| Other real estate owned | $1,527,000 | 1,100 |
| Goodwill and other intangibles | $7,147,000 | 605 |
| All other assets | $21,923,000 | 739 |
| Life insurance assets | $5,707,000 | 104 |
| Total liabilities and capital | $540,588,000 | 1,051 |
| Total liabilities | $499,798,000 | 1,022 |
| Total deposits | $362,338,000 | 1,228 |
| Interest-bearing deposits | $328,040,000 | 1,163 |
| Deposits held in domestic offices | $362,338,000 | 1,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $133,443,000 | 441 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,017,000 | 1,087 |
| Total equity capital | $40,790,000 | 1,390 |
| Total bank equity capital | $40,790,000 | 1,390 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $18,880,000 | 1,175 |
| Undivided profits | $21,910,000 | 1,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,410,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,762,000 | 1,707 |
| Earning assets | $481,095,000 | 1,090 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $455,706,750 | 1,204 |
| Average Assets, quarterly | $484,069,500 | 1,166 |
| Volatile liabilities | $237,880,000 | 565 |
| Insider loans | $1,949,000 | 2,726 |
| FHLB advances | $133,443,000 | 377 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $80,183,000 | 1,096 |
| Tier 1 (core) risk-based capital | $34,489,000 | 1,527 |
| Tier 2 risk-based capital | $4,264,000 | 1,047 |
| Total risk weighted assets | $367,102,000 | 1,085 |
| Total unused commitments | $80,183,000 | 1,097 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 138 | 1,229 |
| Assets and Liabilities | ||
| Total Assets: | $427,551,000 | 1,326 |
| Cash and due from depository institutions | $16,552,000 | 1,229 |
| Interest-bearing balances | $9,224,000 | 668 |
| Securities | $30,136,000 | 3,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $342,323,000 | 1,075 |
| Loan loss allowance | $3,773,000 | 1,225 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $15,526,000 | 556 |
| Other real estate owned | $1,551,000 | 1,229 |
| Goodwill and other intangibles | $1,940,000 | 1,221 |
| All other assets | $19,523,000 | 814 |
| Life insurance assets | $5,391,000 | 111 |
| Total liabilities and capital | $427,551,000 | 1,326 |
| Total liabilities | $393,494,000 | 1,292 |
| Total deposits | $292,707,000 | 1,564 |
| Interest-bearing deposits | $261,050,000 | 1,493 |
| Deposits held in domestic offices | $292,707,000 | 1,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $97,860,000 | 549 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,927,000 | 1,319 |
| Total equity capital | $34,057,000 | 1,596 |
| Total bank equity capital | $34,057,000 | 1,596 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $12,380,000 | 1,664 |
| Undivided profits | $21,677,000 | 1,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,388,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,446,000 | 1,977 |
| Earning assets | $381,683,000 | 1,367 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $427,413,000 | 1,291 |
| Average Assets, quarterly | $426,664,000 | 1,314 |
| Volatile liabilities | $187,116,000 | 666 |
| Insider loans | $1,975,000 | 2,700 |
| FHLB advances | $97,860,000 | 488 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $89,527,000 | 970 |
| Tier 1 (core) risk-based capital | $33,221,000 | 1,551 |
| Tier 2 risk-based capital | $3,773,000 | 1,187 |
| Total risk weighted assets | $318,893,000 | 1,228 |
| Total unused commitments | $89,527,000 | 970 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 136 | 1,239 |
| Assets and Liabilities | ||
| Total Assets: | $425,777,000 | 1,313 |
| Cash and due from depository institutions | $25,266,000 | 1,239 |
| Interest-bearing balances | $18,710,000 | 384 |
| Securities | $32,911,000 | 3,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $329,982,000 | 1,087 |
| Loan loss allowance | $3,670,000 | 1,255 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $14,832,000 | 568 |
| Other real estate owned | $1,786,000 | 1,239 |
| Goodwill and other intangibles | $1,472,000 | 1,381 |
| All other assets | $19,528,000 | 773 |
| Life insurance assets | $5,337,000 | 114 |
| Total liabilities and capital | $425,777,000 | 1,313 |
| Total liabilities | $392,088,000 | 1,275 |
| Total deposits | $291,047,000 | 1,550 |
| Interest-bearing deposits | $262,474,000 | 1,478 |
| Deposits held in domestic offices | $291,047,000 | 1,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $97,990,000 | 524 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,051,000 | 1,419 |
| Total equity capital | $33,689,000 | 1,655 |
| Total bank equity capital | $33,689,000 | 1,655 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $12,380,000 | 1,635 |
| Undivided profits | $21,309,000 | 1,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,803,000 | 1,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,471,000 | 1,921 |
| Earning assets | $381,603,000 | 1,351 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $427,344,000 | 1,298 |
| Average Assets, quarterly | $427,344,000 | 1,298 |
| Volatile liabilities | $186,691,000 | 644 |
| Insider loans | $2,185,000 | 2,458 |
| FHLB advances | $97,990,000 | 462 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $92,601,000 | 928 |
| Tier 1 (core) risk-based capital | $32,716,000 | 1,566 |
| Tier 2 risk-based capital | $3,670,000 | 1,214 |
| Total risk weighted assets | $311,141,000 | 1,225 |
| Total unused commitments | $92,601,000 | 929 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 137 | 1,241 |
| Assets and Liabilities | ||
| Total Assets: | $428,911,000 | 1,298 |
| Cash and due from depository institutions | $29,927,000 | 1,241 |
| Interest-bearing balances | $3,590,000 | 1,549 |
| Securities | $37,598,000 | 3,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $324,944,000 | 1,102 |
| Loan loss allowance | $3,603,000 | 1,284 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,250,000 | 647 |
| Other real estate owned | $1,397,000 | 1,241 |
| Goodwill and other intangibles | $1,613,000 | 1,321 |
| All other assets | $20,182,000 | 773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,911,000 | 1,298 |
| Total liabilities | $395,489,000 | 1,264 |
| Total deposits | $295,555,000 | 1,516 |
| Interest-bearing deposits | $268,427,000 | 1,409 |
| Deposits held in domestic offices | $295,555,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $97,990,000 | 543 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,944,000 | 1,902 |
| Total equity capital | $33,422,000 | 1,638 |
| Total bank equity capital | $33,422,000 | 1,638 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $12,380,000 | 1,608 |
| Undivided profits | $21,042,000 | 1,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $603,000 | 3,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,497,000 | 1,969 |
| Earning assets | $366,132,000 | 1,409 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $425,937,000 | 1,260 |
| Average Assets, quarterly | $428,371,500 | 1,284 |
| Volatile liabilities | $195,216,000 | 628 |
| Insider loans | $2,344,000 | 2,291 |
| FHLB advances | $97,990,000 | 470 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $115,252,000 | 763 |
| Tier 1 (core) risk-based capital | $33,491,000 | 1,521 |
| Tier 2 risk-based capital | $3,603,000 | 1,234 |
| Total risk weighted assets | $309,114,000 | 1,225 |
| Total unused commitments | $115,252,000 | 763 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 140 | 1,215 |
| Assets and Liabilities | ||
| Total Assets: | $427,832,000 | 1,301 |
| Cash and due from depository institutions | $41,375,000 | 1,215 |
| Interest-bearing balances | $19,417,000 | 393 |
| Securities | $38,828,000 | 3,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $320,154,000 | 1,108 |
| Loan loss allowance | $3,078,000 | 1,504 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,090,000 | 1,589 |
| Other real estate owned | $705,000 | 1,215 |
| Goodwill and other intangibles | $1,373,000 | 1,398 |
| All other assets | $19,307,000 | 806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $427,832,000 | 1,301 |
| Total liabilities | $394,632,000 | 1,268 |
| Total deposits | $294,196,000 | 1,527 |
| Interest-bearing deposits | $267,136,000 | 1,428 |
| Deposits held in domestic offices | $294,196,000 | 1,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $98,790,000 | 518 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,646,000 | 2,247 |
| Total equity capital | $33,200,000 | 1,641 |
| Total bank equity capital | $33,200,000 | 1,641 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $12,380,000 | 1,580 |
| Undivided profits | $20,820,000 | 1,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,039,000 | 1,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,499,000 | 2,083 |
| Earning assets | $378,399,000 | 1,358 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $425,193,500 | 1,277 |
| Average Assets, quarterly | $426,605,000 | 1,303 |
| Volatile liabilities | $192,972,000 | 640 |
| Insider loans | $2,334,000 | 2,276 |
| FHLB advances | $98,790,000 | 449 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $115,161,000 | 777 |
| Tier 1 (core) risk-based capital | $33,268,000 | 1,543 |
| Tier 2 risk-based capital | $3,078,000 | 1,430 |
| Total risk weighted assets | $292,939,000 | 1,302 |
| Total unused commitments | $115,161,000 | 779 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 133 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $425,378,000 | 1,308 |
| Cash and due from depository institutions | $33,321,000 | 1,303 |
| Interest-bearing balances | $12,861,000 | 633 |
| Securities | $49,503,000 | 2,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $316,366,000 | 1,117 |
| Loan loss allowance | $3,306,000 | 1,386 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,070,000 | 1,574 |
| Other real estate owned | $536,000 | 1,303 |
| Goodwill and other intangibles | $907,000 | 1,622 |
| All other assets | $18,675,000 | 795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $425,378,000 | 1,308 |
| Total liabilities | $393,472,000 | 1,269 |
| Total deposits | $286,974,000 | 1,547 |
| Interest-bearing deposits | $260,470,000 | 1,448 |
| Deposits held in domestic offices | $286,974,000 | 1,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $103,790,000 | 500 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,708,000 | 1,603 |
| Total equity capital | $31,906,000 | 1,717 |
| Total bank equity capital | $31,906,000 | 1,717 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $12,380,000 | 1,544 |
| Undivided profits | $19,526,000 | 1,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,345,000 | 1,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,609,000 | 1,827 |
| Earning assets | $378,730,000 | 1,336 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $424,314,000 | 1,264 |
| Average Assets, quarterly | $429,675,000 | 1,267 |
| Volatile liabilities | $188,839,000 | 637 |
| Insider loans | $2,336,000 | 2,285 |
| FHLB advances | $103,790,000 | 430 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $108,492,000 | 806 |
| Tier 1 (core) risk-based capital | $32,262,000 | 1,556 |
| Tier 2 risk-based capital | $3,306,000 | 1,293 |
| Total risk weighted assets | $290,482,000 | 1,289 |
| Total unused commitments | $108,492,000 | 810 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 138 | 1,223 |
| Assets and Liabilities | ||
| Total Assets: | $433,972,000 | 1,247 |
| Cash and due from depository institutions | $55,872,000 | 1,223 |
| Interest-bearing balances | $37,775,000 | 197 |
| Securities | $46,452,000 | 2,525 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $305,811,000 | 1,124 |
| Loan loss allowance | $3,378,000 | 1,328 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,211,000 | 1,806 |
| Other real estate owned | $260,000 | 1,223 |
| Goodwill and other intangibles | $1,753,000 | 1,220 |
| All other assets | $18,613,000 | 794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $433,972,000 | 1,247 |
| Total liabilities | $401,692,000 | 1,218 |
| Total deposits | $281,227,000 | 1,553 |
| Interest-bearing deposits | $260,021,000 | 1,451 |
| Deposits held in domestic offices | $281,227,000 | 1,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $118,915,000 | 454 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,550,000 | 2,469 |
| Total equity capital | $32,280,000 | 1,653 |
| Total bank equity capital | $32,280,000 | 1,653 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $12,380,000 | 1,517 |
| Undivided profits | $19,900,000 | 1,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,180,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,619,000 | 1,847 |
| Earning assets | $390,038,000 | 1,273 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $423,782,000 | 1,262 |
| Average Assets, quarterly | $423,782,000 | 1,262 |
| Volatile liabilities | $195,824,000 | 614 |
| Insider loans | $2,333,000 | 2,231 |
| FHLB advances | $118,915,000 | 381 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $91,609,000 | 875 |
| Tier 1 (core) risk-based capital | $32,289,000 | 1,536 |
| Tier 2 risk-based capital | $3,378,000 | 1,229 |
| Total risk weighted assets | $289,368,000 | 1,275 |
| Total unused commitments | $91,609,000 | 880 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 130 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $413,592,000 | 1,289 |
| Cash and due from depository institutions | $25,349,000 | 1,295 |
| Interest-bearing balances | $7,122,000 | 1,080 |
| Securities | $51,745,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $310,861,000 | 1,100 |
| Loan loss allowance | $3,582,000 | 1,234 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,046,000 | 1,839 |
| Other real estate owned | $0 | 1,295 |
| Goodwill and other intangibles | $1,761,000 | 1,196 |
| All other assets | $18,830,000 | 775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,592,000 | 1,289 |
| Total liabilities | $380,453,000 | 1,271 |
| Total deposits | $260,240,000 | 1,655 |
| Interest-bearing deposits | $239,552,000 | 1,543 |
| Deposits held in domestic offices | $260,240,000 | 1,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $118,915,000 | 451 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,298,000 | 2,810 |
| Total equity capital | $33,139,000 | 1,585 |
| Total bank equity capital | $33,139,000 | 1,585 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $12,380,000 | 1,484 |
| Undivided profits | $20,759,000 | 1,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,322,000 | 946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,660,000 | 1,872 |
| Earning assets | $369,728,000 | 1,328 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $417,194,800 | 1,216 |
| Average Assets, quarterly | $417,166,000 | 1,262 |
| Volatile liabilities | $185,272,000 | 640 |
| Insider loans | $2,471,000 | 2,106 |
| FHLB advances | $118,915,000 | 378 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $89,796,000 | 859 |
| Tier 1 (core) risk-based capital | $33,076,000 | 1,472 |
| Tier 2 risk-based capital | $3,554,000 | 1,158 |
| Total risk weighted assets | $284,287,000 | 1,261 |
| Total unused commitments | $89,796,000 | 859 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 127 | 1,294 |
| Assets and Liabilities | ||
| Total Assets: | $412,629,000 | 1,240 |
| Cash and due from depository institutions | $32,047,000 | 1,294 |
| Interest-bearing balances | $18,138,000 | 377 |
| Securities | $56,924,000 | 1,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $304,570,000 | 1,089 |
| Loan loss allowance | $2,157,000 | 1,839 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,019,000 | 1,788 |
| Other real estate owned | $0 | 1,294 |
| Goodwill and other intangibles | $1,250,000 | 1,347 |
| All other assets | $12,819,000 | 994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,629,000 | 1,240 |
| Total liabilities | $378,392,000 | 1,221 |
| Total deposits | $247,532,000 | 1,644 |
| Interest-bearing deposits | $232,181,000 | 1,509 |
| Deposits held in domestic offices | $247,532,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,043,000 | 1,062 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $119,335,000 | 424 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,482,000 | 2,562 |
| Total equity capital | $34,237,000 | 1,430 |
| Total bank equity capital | $34,237,000 | 1,430 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $12,380,000 | 1,417 |
| Undivided profits | $21,856,000 | 1,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,715,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,611,000 | 2,116 |
| Earning assets | $379,632,000 | 1,238 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $411,176,400 | 1,187 |
| Average Assets, quarterly | $412,706,500 | 1,232 |
| Volatile liabilities | $189,545,000 | 604 |
| Insider loans | $2,140,000 | 2,260 |
| FHLB advances | $119,335,000 | 351 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $95,658,000 | 776 |
| Tier 1 (core) risk-based capital | $34,306,000 | 1,331 |
| Tier 2 risk-based capital | $2,157,000 | 1,722 |
| Total risk weighted assets | $267,939,000 | 1,277 |
| Total unused commitments | $95,658,000 | 777 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 111 | 1,494 |
| Assets and Liabilities | ||
| Total Assets: | $400,984,000 | 1,215 |
| Cash and due from depository institutions | $22,414,000 | 1,494 |
| Interest-bearing balances | $10,154,000 | 466 |
| Securities | $47,548,000 | 2,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $315,615,000 | 1,018 |
| Loan loss allowance | $1,731,000 | 2,168 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,743,000 | 1,827 |
| Other real estate owned | $0 | 1,494 |
| Goodwill and other intangibles | $693,000 | 1,656 |
| All other assets | $9,971,000 | 1,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,984,000 | 1,215 |
| Total liabilities | $369,365,000 | 1,193 |
| Total deposits | $250,312,000 | 1,522 |
| Interest-bearing deposits | $237,213,000 | 1,385 |
| Deposits held in domestic offices | $250,312,000 | 1,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,465,000 | 1,210 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $109,802,000 | 444 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $786,000 | 4,306 |
| Total equity capital | $31,619,000 | 1,463 |
| Total bank equity capital | $31,619,000 | 1,463 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $12,380,000 | 1,379 |
| Undivided profits | $19,238,000 | 1,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,577,000 | 1,638 |
| Earning assets | $373,317,000 | 1,187 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $385,029,200 | 1,202 |
| Average Assets, quarterly | $398,446,500 | 1,206 |
| Volatile liabilities | $171,697,000 | 658 |
| Insider loans | $1,912,000 | 2,430 |
| FHLB advances | $109,802,000 | 128 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $62,952,000 | 981 |
| Tier 1 (core) risk-based capital | $32,037,000 | 1,360 |
| Tier 2 risk-based capital | $1,731,000 | 2,030 |
| Total risk weighted assets | $258,849,000 | 1,260 |
| Total unused commitments | $62,952,000 | 981 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 109 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $356,421,000 | 1,324 |
| Cash and due from depository institutions | $15,720,000 | 1,568 |
| Interest-bearing balances | $6,731,000 | 614 |
| Securities | $38,216,000 | 2,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $289,365,000 | 1,065 |
| Loan loss allowance | $707,000 | 4,504 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,533,000 | 1,879 |
| Other real estate owned | $0 | 1,568 |
| Goodwill and other intangibles | $435,000 | 1,976 |
| All other assets | $8,152,000 | 1,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $356,421,000 | 1,324 |
| Total liabilities | $326,559,000 | 1,308 |
| Total deposits | $205,050,000 | 1,839 |
| Interest-bearing deposits | $195,604,000 | 1,677 |
| Deposits held in domestic offices | $205,050,000 | 1,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,944,000 | 1,284 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $111,399,000 | 469 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,166,000 | 2,883 |
| Total equity capital | $29,862,000 | 1,486 |
| Total bank equity capital | $29,862,000 | 1,486 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $12,291,000 | 1,355 |
| Undivided profits | $17,570,000 | 1,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,114,000 | 2,020 |
| Earning assets | $334,312,000 | 1,284 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $342,482,800 | 1,321 |
| Average Assets, quarterly | $351,243,500 | 1,327 |
| Volatile liabilities | $153,175,000 | 722 |
| Insider loans | $1,707,000 | 2,541 |
| FHLB advances | $111,226,000 | 129 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $71,921,000 | 912 |
| Tier 1 (core) risk-based capital | $30,762,000 | 1,403 |
| Tier 2 risk-based capital | $707,000 | 4,212 |
| Total risk weighted assets | $216,382,000 | 1,448 |
| Total unused commitments | $71,921,000 | 913 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 78 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $334,394,000 | 1,363 |
| Cash and due from depository institutions | $19,258,000 | 2,234 |
| Interest-bearing balances | $15,860,000 | 361 |
| Securities | $50,896,000 | 2,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $253,925,000 | 1,131 |
| Loan loss allowance | $491,000 | 5,693 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,114,000 | 2,603 |
| Other real estate owned | $81,000 | 2,234 |
| Goodwill and other intangibles | $230,000 | 2,278 |
| All other assets | $6,890,000 | 1,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,394,000 | 1,363 |
| Total liabilities | $305,608,000 | 1,347 |
| Total deposits | $191,574,000 | 1,974 |
| Interest-bearing deposits | $183,153,000 | 1,779 |
| Deposits held in domestic offices | $191,574,000 | 1,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,679,000 | 2,104 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $110,701,000 | 381 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,654,000 | 2,322 |
| Total equity capital | $28,786,000 | 1,546 |
| Total bank equity capital | $28,786,000 | 1,546 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $12,104,000 | 1,300 |
| Undivided profits | $16,681,000 | 1,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 6,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $756,000 | 3,057 |
| Earning assets | $320,681,000 | 1,317 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $297,795,800 | 1,456 |
| Average Assets, quarterly | $322,041,000 | 1,394 |
| Volatile liabilities | $144,136,000 | 656 |
| Insider loans | $1,416,000 | 2,773 |
| FHLB advances | $110,226,000 | 114 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $45,973,000 | 1,208 |
| Tier 1 (core) risk-based capital | $28,839,000 | 1,460 |
| Tier 2 risk-based capital | $491,000 | 5,285 |
| Total risk weighted assets | $200,198,000 | 1,442 |
| Total unused commitments | $45,973,000 | 1,212 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $263,828,000 | 1,727 |
| Cash and due from depository institutions | $15,268,000 | 2,600 |
| Interest-bearing balances | $12,929,000 | 327 |
| Securities | $34,057,000 | 3,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $208,264,000 | 1,376 |
| Loan loss allowance | $385,000 | 6,685 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,762,000 | 2,859 |
| Other real estate owned | $0 | 2,600 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,477,000 | 2,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,828,000 | 1,727 |
| Total liabilities | $231,317,000 | 1,776 |
| Total deposits | $174,638,000 | 2,143 |
| Interest-bearing deposits | $171,296,000 | 1,891 |
| Deposits held in domestic offices | $174,638,000 | 2,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,695,000 | 2,268 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $54,203,000 | 541 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $781,000 | 4,343 |
| Total equity capital | $32,511,000 | 1,381 |
| Total bank equity capital | $32,511,000 | 1,381 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $11,836,000 | 1,338 |
| Undivided profits | $20,674,000 | 1,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $235,000 | 7,722 |
| Earning assets | $255,250,000 | 1,641 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $245,426,600 | 1,768 |
| Average Assets, quarterly | $259,868,000 | 1,740 |
| Volatile liabilities | $82,879,000 | 956 |
| Insider loans | $785,000 | 4,187 |
| FHLB advances | $53,500,000 | 180 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $27,514,000 | 1,677 |
| Tier 1 (core) risk-based capital | $32,492,000 | 1,302 |
| Tier 2 risk-based capital | $385,000 | 6,140 |
| Total risk weighted assets | $133,193,000 | 2,101 |
| Total unused commitments | $27,514,000 | 1,681 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $224,238,000 | 2,091 |
| Cash and due from depository institutions | $2,278,000 | 3,314 |
| Interest-bearing balances | $198,000 | 4,048 |
| Securities | $51,458,000 | 2,377 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $165,852,000 | 1,732 |
| Loan loss allowance | $348,000 | 7,339 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,228,000 | 3,456 |
| Other real estate owned | $0 | 3,314 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,422,000 | 3,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,238,000 | 2,091 |
| Total liabilities | $192,435,000 | 2,175 |
| Total deposits | $163,091,000 | 2,366 |
| Interest-bearing deposits | $160,642,000 | 2,077 |
| Deposits held in domestic offices | $163,091,000 | 2,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $28,807,000 | 781 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $537,000 | 5,663 |
| Total equity capital | $31,803,000 | 1,422 |
| Total bank equity capital | $31,803,000 | 1,422 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $11,618,000 | 1,415 |
| Undivided profits | $20,184,000 | 1,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $90,000 | 10,358 |
| Earning assets | $217,508,000 | 1,976 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $209,480,600 | 2,155 |
| Average Assets, quarterly | $225,091,000 | 2,059 |
| Volatile liabilities | $47,210,000 | 1,451 |
| Insider loans | $813,000 | 4,166 |
| FHLB advances | $25,000,000 | 291 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,374,000 | 2,371 |
| Tier 1 (core) risk-based capital | $31,880,000 | 1,350 |
| Tier 2 risk-based capital | $348,000 | 6,668 |
| Total risk weighted assets | $102,792,000 | 2,717 |
| Total unused commitments | $16,374,000 | 2,384 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 52 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $186,325,000 | 2,511 |
| Cash and due from depository institutions | $5,355,000 | 3,715 |
| Interest-bearing balances | $3,967,000 | 1,167 |
| Securities | $49,893,000 | 2,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $126,786,000 | 2,188 |
| Loan loss allowance | $314,000 | 7,904 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,960,000 | 3,775 |
| Other real estate owned | $14,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,317,000 | 3,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,325,000 | 2,511 |
| Total liabilities | $155,787,000 | 2,674 |
| Total deposits | $146,863,000 | 2,652 |
| Interest-bearing deposits | $144,488,000 | 2,354 |
| Deposits held in domestic offices | $146,863,000 | 2,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,300,000 | 1,290 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $624,000 | 5,308 |
| Total equity capital | $30,538,000 | 1,480 |
| Total bank equity capital | $30,538,000 | 1,480 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $11,496,000 | 1,418 |
| Undivided profits | $19,041,000 | 1,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $19,000 | 11,711 |
| Earning assets | $180,646,000 | 2,389 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $184,033,200 | 2,446 |
| Average Assets, quarterly | $186,092,500 | 2,484 |
| Volatile liabilities | $23,259,000 | 2,333 |
| Insider loans | $778,000 | 4,385 |
| FHLB advances | $1,500,000 | 696 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,574,000 | 4,257 |
| Tier 1 (core) risk-based capital | $30,322,000 | 1,424 |
| Tier 2 risk-based capital | $301,000 | 7,324 |
| Total risk weighted assets | $77,327,000 | 3,423 |
| Total unused commitments | $6,574,000 | 4,270 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $181,955,000 | 2,525 |
| Cash and due from depository institutions | $6,804,000 | 4,201 |
| Interest-bearing balances | $5,423,000 | 668 |
| Securities | $53,427,000 | 2,465 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $117,655,000 | 2,310 |
| Loan loss allowance | $284,000 | 8,606 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,855,000 | 3,909 |
| Other real estate owned | $17,000 | 4,201 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,197,000 | 3,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,955,000 | 2,525 |
| Total liabilities | $153,442,000 | 2,710 |
| Total deposits | $145,091,000 | 2,649 |
| Interest-bearing deposits | $143,017,000 | 2,332 |
| Deposits held in domestic offices | $145,091,000 | 2,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 1,387 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $351,000 | 6,639 |
| Total equity capital | $28,513,000 | 1,449 |
| Total bank equity capital | $28,513,000 | 1,449 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $9,633,000 | 1,578 |
| Undivided profits | $18,879,000 | 1,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 8,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $10,000 | 12,398 |
| Earning assets | $176,505,000 | 2,400 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $178,027,400 | 2,495 |
| Average Assets, quarterly | $182,182,500 | 2,494 |
| Volatile liabilities | $22,698,000 | 2,282 |
| Insider loans | $504,000 | 5,666 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,851,000 | 5,652 |
| Tier 1 (core) risk-based capital | $28,513,000 | 1,455 |
| Tier 2 risk-based capital | $271,000 | 7,911 |
| Total risk weighted assets | $71,259,000 | 3,606 |
| Total unused commitments | $3,851,000 | 5,658 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 48 | 4,316 |
| Assets and Liabilities | ||
| Total Assets: | $168,095,000 | 2,733 |
| Cash and due from depository institutions | $25,446,000 | 4,316 |
| Interest-bearing balances | $24,320,000 | 257 |
| Securities | $30,188,000 | 4,460 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $108,438,000 | 2,417 |
| Loan loss allowance | $247,000 | 9,423 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,778,000 | 4,053 |
| Other real estate owned | $40,000 | 4,316 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,205,000 | 3,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,095,000 | 2,733 |
| Total liabilities | $150,793,000 | 2,776 |
| Total deposits | $150,375,000 | 2,622 |
| Interest-bearing deposits | $148,635,000 | 2,315 |
| Deposits held in domestic offices | $150,375,000 | 2,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $418,000 | 6,071 |
| Total equity capital | $17,302,000 | 2,332 |
| Total bank equity capital | $17,302,000 | 2,332 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $17,302,000 | 1,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 5,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $4,000 | 13,121 |
| Earning assets | $162,946,000 | 2,603 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $167,751,600 | 2,674 |
| Average Assets, quarterly | $168,506,500 | 2,709 |
| Volatile liabilities | $14,172,000 | 3,139 |
| Insider loans | $888,000 | 4,052 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,345,000 | 7,085 |
| Tier 1 (core) risk-based capital | $17,302,000 | 2,269 |
| Tier 2 risk-based capital | $253,000 | 8,301 |
| Total risk weighted assets | $66,830,000 | 3,795 |
| Total unused commitments | $2,345,000 | 7,110 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $166,233,000 | 2,838 |
| Cash and due from depository institutions | $31,543,000 | 4,586 |
| Interest-bearing balances | $31,218,000 | 260 |
| Securities | $20,515,000 | 6,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $110,353,000 | 2,445 |
| Loan loss allowance | $65,000 | 13,193 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,791,000 | 3,985 |
| Other real estate owned | $44,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,987,000 | 3,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,233,000 | 2,838 |
| Total liabilities | $150,314,000 | 2,876 |
| Total deposits | $150,000,000 | 2,754 |
| Interest-bearing deposits | $148,382,000 | 2,438 |
| Deposits held in domestic offices | $150,000,000 | 2,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $314,000 | 8,002 |
| Total equity capital | $15,919,000 | 2,395 |
| Total bank equity capital | $15,919,000 | 2,395 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $15,919,000 | 1,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 7,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $5,000 | 13,738 |
| Earning assets | $162,086,000 | 2,677 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $164,765,000 | 2,788 |
| Average Assets, quarterly | $165,567,000 | 2,824 |
| Volatile liabilities | $12,886,000 | 3,375 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,289,000 | 6,931 |
| Tier 1 (core) risk-based capital | $15,919,000 | 2,337 |
| Tier 2 risk-based capital | $66,000 | 12,821 |
| Total risk weighted assets | $67,810,000 | 3,813 |
| Total unused commitments | $2,289,000 | 6,961 |
| Derivatives | $0 | 651 |