Home > Metter Banking Company > Income and Expense
Metter Banking Company, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,775,000 | 3,466 |
| Total interest expense | $4,482,000 | 3,629 |
| Net interest income | $5,293,000 | 3,312 |
| Provision for loan and lease losses | $550,000 | 1,730 |
| Total noninterest income | $604,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $606,000 | 2,272 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-2,000 | 9,905 |
| Total noninterest expense | $3,320,000 | 3,886 |
| Salaries and employee benefits | $1,933,000 | 3,567 |
| Premises and equipment expense | $451,000 | 4,122 |
| Additional noninterest expense | $936,000 | 4,213 |
| Pre-tax net operating income | $2,027,000 | 3,293 |
| Securities gains (losses) | $-103,000 | 9,421 |
| Applicable income taxes | $663,000 | 2,909 |
| Income before extraordinary items | $1,261,000 | 3,728 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,261,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,280 |
| Cash dividends | $436,000 | 3,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,328,980 | 3,561 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,993,000 | 3,539 |
| Total interest expense | $4,025,000 | 3,575 |
| Net interest income | $4,968,000 | 3,470 |
| Provision for loan and lease losses | $250,000 | 3,042 |
| Total noninterest income | $1,017,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $529,000 | 2,509 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $488,000 | 2,990 |
| Total noninterest expense | $2,987,000 | 4,224 |
| Salaries and employee benefits | $1,699,000 | 3,925 |
| Premises and equipment expense | $433,000 | 4,251 |
| Additional noninterest expense | $855,000 | 4,569 |
| Pre-tax net operating income | $2,748,000 | 2,591 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $954,000 | 2,295 |
| Income before extraordinary items | $1,791,000 | 2,823 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,791,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,803 |
| Cash dividends | $815,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,792,950 | 2,783 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,069,000 | 3,520 |
| Total interest expense | $4,518,000 | 3,294 |
| Net interest income | $4,551,000 | 3,697 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,018,000 | 3,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $508,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 2,948 |
| Total noninterest expense | $2,748,000 | 4,447 |
| Salaries and employee benefits | $1,566,000 | 4,109 |
| Premises and equipment expense | $430,000 | 4,170 |
| Additional noninterest expense | $752,000 | 4,885 |
| Pre-tax net operating income | $2,521,000 | 2,762 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $815,000 | 2,700 |
| Income before extraordinary items | $1,706,000 | 2,919 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,706,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,816 |
| Cash dividends | $634,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,706,000 | 2,830 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,528,000 | 3,743 |
| Total interest expense | $4,176,000 | 3,521 |
| Net interest income | $4,352,000 | 3,925 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $853,000 | 3,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,505 |
| Total noninterest expense | $2,595,000 | 4,643 |
| Salaries and employee benefits | $1,441,000 | 4,397 |
| Premises and equipment expense | $433,000 | 4,167 |
| Additional noninterest expense | $721,000 | 5,103 |
| Pre-tax net operating income | $2,385,000 | 3,033 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $775,000 | 2,998 |
| Income before extraordinary items | $1,612,000 | 3,140 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,612,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,901 |
| Cash dividends | $637,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,610,640 | 3,081 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,276,000 | 3,907 |
| Total interest expense | $4,008,000 | 3,711 |
| Net interest income | $4,268,000 | 4,065 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $665,000 | 4,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $2,363,000 | 5,241 |
| Salaries and employee benefits | $1,309,000 | 4,827 |
| Premises and equipment expense | $391,000 | 4,619 |
| Additional noninterest expense | $663,000 | 5,957 |
| Pre-tax net operating income | $2,370,000 | 2,937 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $811,000 | 2,807 |
| Income before extraordinary items | $1,563,000 | 3,073 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,563,000 | 3,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $568,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,560,360 | 3,041 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 4,401 |
| Total interest expense | $3,517,000 | 4,138 |
| Net interest income | $3,770,000 | 4,545 |
| Provision for loan and lease losses | $237,000 | 2,716 |
| Total noninterest income | $558,000 | 4,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,025 |
| Total noninterest expense | $2,413,000 | 5,157 |
| Salaries and employee benefits | $1,286,000 | 4,903 |
| Premises and equipment expense | $370,000 | 4,828 |
| Additional noninterest expense | $757,000 | 5,486 |
| Pre-tax net operating income | $1,678,000 | 4,063 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $507,000 | 4,155 |
| Income before extraordinary items | $1,174,000 | 4,033 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,174,000 | 4,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $387,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,171,900 | 4,023 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,517,000 | 5,228 |
| Total interest expense | $2,348,000 | 4,896 |
| Net interest income | $3,169,000 | 5,365 |
| Provision for loan and lease losses | $175,000 | 3,305 |
| Total noninterest income | $628,000 | 4,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,636 |
| Total noninterest expense | $2,279,000 | 5,569 |
| Salaries and employee benefits | $1,207,000 | 5,217 |
| Premises and equipment expense | $344,000 | 5,135 |
| Additional noninterest expense | $728,000 | 6,144 |
| Pre-tax net operating income | $1,343,000 | 4,814 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $418,000 | 4,603 |
| Income before extraordinary items | $925,000 | 4,792 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $925,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $297,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $925,000 | 4,849 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 5,630 |
| Total interest expense | $2,256,000 | 5,259 |
| Net interest income | $2,888,000 | 5,824 |
| Provision for loan and lease losses | $112,000 | 5,474 |
| Total noninterest income | $575,000 | 5,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 5,407 |
| Total noninterest expense | $2,161,000 | 5,957 |
| Salaries and employee benefits | $1,163,000 | 5,379 |
| Premises and equipment expense | $299,000 | 5,874 |
| Additional noninterest expense | $699,000 | 6,570 |
| Pre-tax net operating income | $1,190,000 | 5,217 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $847,000 | 5,325 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $847,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,984 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $847,000 | 5,103 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 5,782 |
| Total interest expense | $2,857,000 | 5,375 |
| Net interest income | $2,783,000 | 6,075 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $601,000 | 4,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 5,417 |
| Total noninterest expense | $2,052,000 | 6,242 |
| Salaries and employee benefits | $1,091,000 | 5,613 |
| Premises and equipment expense | $273,000 | 6,391 |
| Additional noninterest expense | $688,000 | 6,833 |
| Pre-tax net operating income | $1,112,000 | 5,216 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $316,000 | 5,720 |
| Income before extraordinary items | $796,000 | 5,384 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $796,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 3,779 |
| Cash dividends | $164,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $796,000 | 5,075 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.