Home > MetroWest Bank > Income and Expense
MetroWest Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $61,901,000 | 610 |
| Total interest expense | $29,110,000 | 636 |
| Net interest income | $32,791,000 | 572 |
| Provision for loan and lease losses | $1,000,000 | 1,061 |
| Total noninterest income | $2,680,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,691,000 | 802 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $989,000 | 1,873 |
| Total noninterest expense | $20,024,000 | 750 |
| Salaries and employee benefits | $10,477,000 | 678 |
| Premises and equipment expense | $3,687,000 | 593 |
| Additional noninterest expense | $5,860,000 | 847 |
| Pre-tax net operating income | $14,447,000 | 579 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,102,000 | 632 |
| Income before extraordinary items | $10,345,000 | 553 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,345,000 | 554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,602,000 | 284 |
| Cash dividends | $4,017,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 676 |
| Net operating income | $10,345,000 | 551 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $52,468,000 | 667 |
| Total interest expense | $24,071,000 | 677 |
| Net interest income | $28,397,000 | 663 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $2,357,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,326,000 | 1,011 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,031,000 | 1,823 |
| Total noninterest expense | $18,768,000 | 798 |
| Salaries and employee benefits | $9,685,000 | 727 |
| Premises and equipment expense | $3,512,000 | 623 |
| Additional noninterest expense | $5,571,000 | 885 |
| Pre-tax net operating income | $11,986,000 | 700 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $4,170,000 | 678 |
| Income before extraordinary items | $7,826,000 | 752 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,826,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,112,000 | 10,208 |
| Cash dividends | $3,720,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 759 |
| Net operating income | $7,819,500 | 735 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $49,827,000 | 683 |
| Total interest expense | $24,323,000 | 684 |
| Net interest income | $25,504,000 | 696 |
| Provision for loan and lease losses | $1,900,000 | 598 |
| Total noninterest income | $2,050,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,088,000 | 1,162 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $962,000 | 1,911 |
| Total noninterest expense | $16,676,000 | 858 |
| Salaries and employee benefits | $8,409,000 | 789 |
| Premises and equipment expense | $3,035,000 | 685 |
| Additional noninterest expense | $5,232,000 | 919 |
| Pre-tax net operating income | $8,978,000 | 880 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $817,000 | 2,696 |
| Income before extraordinary items | $8,161,000 | 701 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,161,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-910,000 | 10,439 |
| Cash dividends | $2,996,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $537,000 | 548 |
| Net operating income | $8,161,000 | 674 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $44,111,000 | 780 |
| Total interest expense | $21,580,000 | 763 |
| Net interest income | $22,531,000 | 803 |
| Provision for loan and lease losses | $2,375,000 | 514 |
| Total noninterest income | $1,826,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,098,000 | 1,147 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $728,000 | 2,173 |
| Total noninterest expense | $14,887,000 | 942 |
| Salaries and employee benefits | $7,401,000 | 895 |
| Premises and equipment expense | $2,164,000 | 927 |
| Additional noninterest expense | $5,322,000 | 919 |
| Pre-tax net operating income | $7,095,000 | 1,127 |
| Securities gains (losses) | $60,000 | 1,233 |
| Applicable income taxes | $-400,000 | 10,849 |
| Income before extraordinary items | $7,555,000 | 744 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,555,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-420,000 | 10,873 |
| Cash dividends | $2,383,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $478,000 | 554 |
| Net operating income | $7,495,000 | 735 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $36,515,000 | 962 |
| Total interest expense | $18,147,000 | 929 |
| Net interest income | $18,368,000 | 999 |
| Provision for loan and lease losses | $1,305,000 | 826 |
| Total noninterest income | $1,886,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,170,000 | 1,127 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $716,000 | 2,260 |
| Total noninterest expense | $12,859,000 | 1,141 |
| Salaries and employee benefits | $6,516,000 | 1,029 |
| Premises and equipment expense | $1,718,000 | 1,205 |
| Additional noninterest expense | $4,625,000 | 1,204 |
| Pre-tax net operating income | $6,090,000 | 1,193 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-506,000 | 11,355 |
| Income before extraordinary items | $6,596,000 | 816 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,596,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,201 |
| Cash dividends | $2,082,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $383,000 | 500 |
| Net operating income | $6,596,000 | 792 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $33,131,000 | 1,068 |
| Total interest expense | $16,099,000 | 1,056 |
| Net interest income | $17,032,000 | 1,075 |
| Provision for loan and lease losses | $730,000 | 1,190 |
| Total noninterest income | $1,950,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,108,000 | 1,205 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $842,000 | 2,027 |
| Total noninterest expense | $14,146,000 | 1,058 |
| Salaries and employee benefits | $5,978,000 | 1,126 |
| Premises and equipment expense | $1,536,000 | 1,340 |
| Additional noninterest expense | $6,632,000 | 897 |
| Pre-tax net operating income | $4,106,000 | 1,804 |
| Securities gains (losses) | $17,000 | 2,020 |
| Applicable income taxes | $-1,344,000 | 11,921 |
| Income before extraordinary items | $5,467,000 | 972 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,467,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 1,076 |
| Cash dividends | $686,000 | 2,693 |
| Sale, conversion, retirement of capital stock, net | $261,000 | 452 |
| Net operating income | $5,450,000 | 967 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,861,000 | 1,133 |
| Total interest expense | $12,859,000 | 1,025 |
| Net interest income | $15,002,000 | 1,215 |
| Provision for loan and lease losses | $-775,000 | 12,508 |
| Total noninterest income | $2,481,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,054,000 | 1,270 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,427,000 | 1,433 |
| Total noninterest expense | $15,780,000 | 972 |
| Salaries and employee benefits | $5,656,000 | 1,194 |
| Premises and equipment expense | $1,394,000 | 1,492 |
| Additional noninterest expense | $8,730,000 | 775 |
| Pre-tax net operating income | $2,478,000 | 2,854 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $2,478,000 | 1,971 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,478,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,330,000 | 743 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $4,922,000 | 180 |
| Net operating income | $2,478,000 | 1,971 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,482,000 | 1,158 |
| Total interest expense | $13,996,000 | 972 |
| Net interest income | $13,486,000 | 1,343 |
| Provision for loan and lease losses | $-2,383,000 | 13,255 |
| Total noninterest income | $3,414,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,154,000 | 1,159 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,260,000 | 1,163 |
| Total noninterest expense | $20,226,000 | 830 |
| Salaries and employee benefits | $5,416,000 | 1,232 |
| Premises and equipment expense | $1,503,000 | 1,420 |
| Additional noninterest expense | $13,307,000 | 624 |
| Pre-tax net operating income | $-943,000 | 12,967 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-943,000 | 12,991 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-943,000 | 12,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,959,000 | 737 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $11,683,000 | 115 |
| Net operating income | $-943,000 | 12,950 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,576,000 | 1,118 |
| Total interest expense | $21,506,000 | 859 |
| Net interest income | $11,070,000 | 1,667 |
| Provision for loan and lease losses | $2,300,000 | 1,031 |
| Total noninterest income | $3,730,000 | 1,199 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,100,000 | 1,208 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,630,000 | 1,044 |
| Total noninterest expense | $18,121,000 | 920 |
| Salaries and employee benefits | $5,626,000 | 1,194 |
| Premises and equipment expense | $1,570,000 | 1,382 |
| Additional noninterest expense | $10,925,000 | 713 |
| Pre-tax net operating income | $-5,621,000 | 13,805 |
| Securities gains (losses) | $1,169,000 | 576 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-4,452,000 | 13,787 |
| Extraordinary gains, net | $429,000 | 234 |
| Net income | $-4,023,000 | 13,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,961,000 | 740 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $347,000 | 625 |
| Net operating income | $-5,621,000 | 13,788 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.