Home > MetroWest Bank > Net charge- offs to loans
MetroWest Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8422% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0790% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.1189% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1200% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.7054% | 6 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1072% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6171% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2188% | 9,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2383% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3298% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0761% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2492% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3396% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0209% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1711% | 1,285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1956% | 10,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2114% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1397% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7313% | 1,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0779% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0970% | 10,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0991% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4105% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1416% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0660% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3213% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 7,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1211% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4939% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2436% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2474% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2950% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2217% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2507% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3315% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4659% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4861% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4689% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4256% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8579% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2369% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3195% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1674% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6661% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6804% | 257 |
| Percentage Net Loans Charged-off:Construction & development | -0.9884% | 1,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2717% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1409% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4283% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0440% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5628% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5940% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0811% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8527% | 2,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8541% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 1.3285% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4646% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5422% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4229% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0562% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5573% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1096% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7948% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |