Home > Metropolitan State Bank > Loan Charge- Offs and Recoveries

Metropolitan State Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$555,0001,451
Loans secured by real estate, total$455,000414
To non-U.S. addresseesNANA
Real estate loans in domestic offices$455,000412
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$455,000272
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$22,0004,455
Loans to individuals$78,0002,741
Credit card loan charge offs$59,000713
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$19,0004,853
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$53,0003,185
Loans secured by real estate, total$9,0002,137
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0002,136
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$9,0001,480
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$30,0002,138
Loans to individuals$14,0003,595
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$14,0003,323
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$502,0001,218
Loans secured by real estate, total$446,000326
To non-U.S. addresseesNANA
Real estate loans in domestic offices$446,000325
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$446,000239
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-8,0009,161
To non-U.S. addresseesNANA
Loans to individuals$64,0002,424
Credit card loan net charge offs$59,000622
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$5,0005,713
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$647,0001,303
Loans secured by real estate, total$311,000595
To non-U.S. addresseesNANA
Real estate loans in domestic offices$311,000592
Construction and land development$1,000612
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$310,000354
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$294,0001,013
Loans to individuals$42,0004,024
Credit card loan charge offs$17,0001,591
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$25,0004,587
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$76,0002,583
Loans secured by real estate, total$5,0002,679
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0002,680
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$5,0001,882
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0001,384
Loans to individuals$15,0003,557
Credit card loan recoveries$7,000982
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,0004,325
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$571,0001,133
Loans secured by real estate, total$306,000462
To non-U.S. addresseesNANA
Real estate loans in domestic offices$306,000459
Construction and land development$1,000532
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$305,000291
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$238,000995
To non-U.S. addresseesNANA
Loans to individuals$27,0004,047
Credit card loan net charge offs$10,0001,821
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$17,0004,400
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$89,0005,104
Loans secured by real estate, total$26,0002,736
To non-U.S. addresseesNANA
Real estate loans in domestic offices$26,0002,736
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$26,0002,003
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$28,0004,308
Loans to individuals$35,0004,575
Credit card loan charge offs$18,0001,696
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$17,0005,495
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$59,0003,311
Loans secured by real estate, total$28,0001,534
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,0001,534
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$28,000899
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0003,492
Loans to individuals$17,0003,410
Credit card loan recoveries$12,000733
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0005,219
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$30,0005,964
Loans secured by real estate, total$-2,0009,182
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-2,0009,206
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-2,0009,695
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0004,108
To non-U.S. addresseesNANA
Loans to individuals$18,0005,011
Credit card loan net charge offs$6,0002,413
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$12,0005,200
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$373,0002,257
Loans secured by real estate, total$10,0003,850
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,851
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$10,0002,940
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$233,0001,309
Loans to individuals$130,0002,141
Credit card loan charge offs$86,000760
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$44,0003,630
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$24,0005,497
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0003,672
Loans to individuals$9,0004,766
Credit card loan recoveries$1,0002,132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,0004,690
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$349,0001,858
Loans secured by real estate, total$10,0003,125
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,124
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$10,0002,507
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$218,0001,011
To non-U.S. addresseesNANA
Loans to individuals$121,0001,793
Credit card loan net charge offs$85,000703
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$36,0003,195
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$353,0002,284
Loans secured by real estate, total$267,0001,000
To non-U.S. addresseesNANA
Real estate loans in domestic offices$267,000999
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$147,000832
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$120,000841
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0006,469
Loans to individuals$81,0002,696
Credit card loan charge offs$47,000988
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$34,0003,964
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$48,0004,164
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0003,451
Loans to individuals$28,0002,630
Credit card loan recoveries$17,000716
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0004,209
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$305,0001,922
Loans secured by real estate, total$267,000826
To non-U.S. addresseesNANA
Real estate loans in domestic offices$267,000825
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$147,000686
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$120,000671
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-15,00010,554
To non-U.S. addresseesNANA
Loans to individuals$53,0002,657
Credit card loan net charge offs$30,0001,111
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$23,0003,633
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$180,0003,673
Loans secured by real estate, total$25,0003,607
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0003,607
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$25,0002,418
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$105,0002,379
Loans to individuals$50,0003,487
Credit card loan charge offs$28,0001,240
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$22,0004,857
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$17,0007,288
Loans secured by real estate, total$1,0005,076
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,072
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$1,0003,734
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$16,0003,916
Credit card loan recoveries$3,0001,578
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0004,089
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$163,0002,843
Loans secured by real estate, total$24,0002,959
To non-U.S. addresseesNANA
Real estate loans in domestic offices$24,0002,960
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$24,0002,055
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$105,0001,632
To non-U.S. addresseesNANA
Loans to individuals$34,0003,219
Credit card loan net charge offs$25,0001,148
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$9,0005,120
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$99,0005,967
Loans secured by real estate, total$30,0004,108
To non-U.S. addresseesNANA
Real estate loans in domestic offices$30,0004,107
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$30,0002,674
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0007,125
Loans to individuals$59,0003,525
Credit card loan charge offs$20,0001,549
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$39,0004,011
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$25,0006,754
Loans secured by real estate, total$14,0003,058
To non-U.S. addresseesNANA
Real estate loans in domestic offices$14,0003,058
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$14,0001,800
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$11,0005,101
Credit card loan recoveries$4,0001,458
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,871
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$74,0005,209
Loans secured by real estate, total$16,0004,224
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0004,222
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$16,0003,035
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0005,492
To non-U.S. addresseesNANA
Loans to individuals$48,0002,914
Credit card loan net charge offs$16,0001,542
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$32,0003,212
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$276,0004,243
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$199,0002,700
Loans to individuals$77,0003,577
Credit card loan charge offs$40,0001,255
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$37,0004,966
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$1,00011,661
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0008,685
Loans to individuals$010,546
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$010,286
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$275,0003,517
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$198,0002,242
To non-U.S. addresseesNANA
Loans to individuals$77,0002,839
Credit card loan net charge offs$40,0001,159
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$37,0003,874
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.