Home > Metropolitan State Bank > Income and Expense
Metropolitan State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 4,264 |
| Total interest expense | $2,981,000 | 4,630 |
| Net interest income | $4,284,000 | 3,941 |
| Provision for loan and lease losses | $556,000 | 1,614 |
| Total noninterest income | $776,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $361,000 | 3,490 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $415,000 | 3,326 |
| Total noninterest expense | $3,693,000 | 3,552 |
| Salaries and employee benefits | $1,965,000 | 3,502 |
| Premises and equipment expense | $403,000 | 4,509 |
| Additional noninterest expense | $1,325,000 | 3,170 |
| Pre-tax net operating income | $811,000 | 5,884 |
| Securities gains (losses) | $19,000 | 1,429 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $815,000 | 5,040 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $815,000 | 5,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,218 |
| Cash dividends | $254,000 | 4,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $796,380 | 5,069 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 4,572 |
| Total interest expense | $2,583,000 | 5,244 |
| Net interest income | $4,089,000 | 4,048 |
| Provision for loan and lease losses | $126,000 | 4,520 |
| Total noninterest income | $771,000 | 3,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 3,606 |
| Total noninterest expense | $3,511,000 | 3,604 |
| Salaries and employee benefits | $1,841,000 | 3,602 |
| Premises and equipment expense | $363,000 | 4,762 |
| Additional noninterest expense | $1,307,000 | 3,117 |
| Pre-tax net operating income | $1,223,000 | 4,823 |
| Securities gains (losses) | $143,000 | 1,073 |
| Applicable income taxes | $288,000 | 5,275 |
| Income before extraordinary items | $1,078,000 | 4,251 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,078,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,133 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $965,030 | 4,532 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,081,000 | 5,012 |
| Total interest expense | $2,403,000 | 5,561 |
| Net interest income | $3,678,000 | 4,548 |
| Provision for loan and lease losses | $587,000 | 1,572 |
| Total noninterest income | $722,000 | 3,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,635 |
| Total noninterest expense | $3,773,000 | 3,354 |
| Salaries and employee benefits | $1,876,000 | 3,500 |
| Premises and equipment expense | $346,000 | 4,936 |
| Additional noninterest expense | $1,551,000 | 2,646 |
| Pre-tax net operating income | $40,000 | 10,273 |
| Securities gains (losses) | $59,000 | 1,244 |
| Applicable income taxes | $-49,000 | 10,624 |
| Income before extraordinary items | $148,000 | 9,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $148,000 | 9,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 640 |
| Net operating income | $89,000 | 9,987 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 5,756 |
| Total interest expense | $2,091,000 | 6,245 |
| Net interest income | $3,131,000 | 5,281 |
| Provision for loan and lease losses | $374,000 | 2,194 |
| Total noninterest income | $633,000 | 4,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 4,055 |
| Total noninterest expense | $3,093,000 | 4,216 |
| Salaries and employee benefits | $1,480,000 | 4,363 |
| Premises and equipment expense | $354,000 | 4,982 |
| Additional noninterest expense | $1,259,000 | 3,629 |
| Pre-tax net operating income | $297,000 | 9,153 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $31,000 | 10,021 |
| Income before extraordinary items | $289,000 | 8,520 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $289,000 | 8,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,858 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $268,300 | 8,616 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 5,899 |
| Total interest expense | $2,130,000 | 6,206 |
| Net interest income | $2,974,000 | 5,532 |
| Provision for loan and lease losses | $228,000 | 2,771 |
| Total noninterest income | $492,000 | 5,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,038 |
| Total noninterest expense | $2,848,000 | 4,472 |
| Salaries and employee benefits | $1,279,000 | 4,928 |
| Premises and equipment expense | $335,000 | 5,198 |
| Additional noninterest expense | $1,234,000 | 3,658 |
| Pre-tax net operating income | $390,000 | 9,131 |
| Securities gains (losses) | $115,000 | 899 |
| Applicable income taxes | $65,000 | 9,880 |
| Income before extraordinary items | $440,000 | 7,725 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $440,000 | 7,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,922 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $339,950 | 8,540 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 6,147 |
| Total interest expense | $1,688,000 | 6,363 |
| Net interest income | $2,813,000 | 5,880 |
| Provision for loan and lease losses | $344,000 | 2,059 |
| Total noninterest income | $450,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,150 |
| Total noninterest expense | $2,445,000 | 5,259 |
| Salaries and employee benefits | $1,043,000 | 5,890 |
| Premises and equipment expense | $334,000 | 5,248 |
| Additional noninterest expense | $1,068,000 | 4,458 |
| Pre-tax net operating income | $474,000 | 8,833 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $57,000 | 10,297 |
| Income before extraordinary items | $426,000 | 7,932 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $426,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,843 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $691,000 | 496 |
| Net operating income | $418,080 | 8,055 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 6,918 |
| Total interest expense | $1,544,000 | 7,066 |
| Net interest income | $2,419,000 | 6,698 |
| Provision for loan and lease losses | $177,000 | 4,239 |
| Total noninterest income | $455,000 | 5,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,693 |
| Total noninterest expense | $2,429,000 | 5,393 |
| Salaries and employee benefits | $942,000 | 6,462 |
| Premises and equipment expense | $327,000 | 5,499 |
| Additional noninterest expense | $1,160,000 | 4,321 |
| Pre-tax net operating income | $268,000 | 10,483 |
| Securities gains (losses) | $237,000 | 1,501 |
| Applicable income taxes | $100,000 | 9,745 |
| Income before extraordinary items | $405,000 | 8,374 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $405,000 | 8,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $22,000 | 8,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $215,400 | 10,224 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 8,046 |
| Total interest expense | $1,647,000 | 8,061 |
| Net interest income | $1,948,000 | 7,899 |
| Provision for loan and lease losses | $323,000 | 3,961 |
| Total noninterest income | $239,000 | 8,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,335 |
| Total noninterest expense | $1,934,000 | 6,550 |
| Salaries and employee benefits | $830,000 | 7,062 |
| Premises and equipment expense | $253,000 | 6,727 |
| Additional noninterest expense | $851,000 | 5,793 |
| Pre-tax net operating income | $-70,000 | 12,892 |
| Securities gains (losses) | $303,000 | 1,532 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $177,000 | 10,906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $177,000 | 11,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 3,517 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-53,280 | 12,823 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.