Home > Metropolitan State Bank > Assets and Liabilities
Metropolitan State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $112,232,000 | 3,987 |
| Cash and due from depository institutions | $3,822,000 | 4,376 |
| Interest-bearing balances | $216,000 | 3,907 |
| Securities | $35,148,000 | 3,142 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $68,846,000 | 4,031 |
| Loan loss allowance | $751,000 | 4,311 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,365,000 | 3,499 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,051,000 | 3,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,232,000 | 3,987 |
| Total liabilities | $104,240,000 | 3,891 |
| Total deposits | $90,886,000 | 4,065 |
| Interest-bearing deposits | $65,996,000 | 4,708 |
| Deposits held in domestic offices | $90,886,000 | 4,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,534,000 | 1,121 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,511 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $820,000 | 3,781 |
| Total equity capital | $7,992,000 | 5,117 |
| Total bank equity capital | $7,992,000 | 5,117 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,349,000 | 1,152 |
| Surplus | $5,299,000 | 2,842 |
| Undivided profits | $-656,000 | 9,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,449,000 | 964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $398,000 | 5,415 |
| Earning assets | $104,210,000 | 3,940 |
| Long-term assets (5+ years) | $60,870,000 | 1,475 |
| Average Assets, year-to-date | $108,929,000 | 3,953 |
| Average Assets, quarterly | $113,207,500 | 3,918 |
| Volatile liabilities | $23,410,000 | 3,084 |
| Insider loans | $2,935,000 | 1,590 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,386,000 | 2,727 |
| Tier 1 (core) risk-based capital | $8,825,000 | 4,723 |
| Tier 2 risk-based capital | $751,000 | 4,010 |
| Total risk weighted assets | $72,099,400 | 3,963 |
| Total unused commitments | $16,386,000 | 2,732 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $101,588,000 | 4,291 |
| Cash and due from depository institutions | $6,439,000 | 4,625 |
| Interest-bearing balances | $204,000 | 4,247 |
| Securities | $34,546,000 | 3,210 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 8,211 |
| Net loans & leases | $56,608,000 | 4,512 |
| Loan loss allowance | $697,000 | 4,488 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,447,000 | 3,284 |
| Other real estate owned | $0 | 4,625 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,398,000 | 4,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,588,000 | 4,291 |
| Total liabilities | $93,250,000 | 4,215 |
| Total deposits | $88,536,000 | 4,148 |
| Interest-bearing deposits | $66,522,000 | 4,659 |
| Deposits held in domestic offices | $88,536,000 | 4,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,795,000 | 1,590 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $919,000 | 3,777 |
| Total equity capital | $8,338,000 | 5,024 |
| Total bank equity capital | $8,338,000 | 5,024 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,675,000 | 2,181 |
| Surplus | $5,299,000 | 2,694 |
| Undivided profits | $1,364,000 | 7,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,710,000 | 1,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $305,000 | 6,514 |
| Earning assets | $91,508,000 | 4,370 |
| Long-term assets (5+ years) | $37,657,000 | 2,013 |
| Average Assets, year-to-date | $98,983,400 | 4,195 |
| Average Assets, quarterly | $101,071,500 | 4,253 |
| Volatile liabilities | $17,533,000 | 3,378 |
| Insider loans | $3,065,000 | 1,409 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,295,000 | 2,165 |
| Tier 1 (core) risk-based capital | $8,264,000 | 4,884 |
| Tier 2 risk-based capital | $697,000 | 4,096 |
| Total risk weighted assets | $65,517,000 | 4,094 |
| Total unused commitments | $21,295,000 | 2,172 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $96,399,000 | 4,461 |
| Cash and due from depository institutions | $5,643,000 | 4,671 |
| Interest-bearing balances | $102,000 | 4,503 |
| Securities | $32,444,000 | 3,398 |
| Federal funds sold & reverse repurchase agreements | $6,225,000 | 2,213 |
| Net loans & leases | $48,306,000 | 5,122 |
| Loan loss allowance | $1,142,000 | 2,988 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,489,000 | 3,172 |
| Other real estate owned | $0 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,292,000 | 5,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,399,000 | 4,461 |
| Total liabilities | $89,163,000 | 4,312 |
| Total deposits | $84,503,000 | 4,309 |
| Interest-bearing deposits | $63,306,000 | 4,847 |
| Deposits held in domestic offices | $84,503,000 | 4,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,536,000 | 1,741 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,124,000 | 3,239 |
| Total equity capital | $7,236,000 | 5,608 |
| Total bank equity capital | $7,236,000 | 5,608 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,559,000 | 1,027 |
| Surplus | $3,415,000 | 3,808 |
| Undivided profits | $262,000 | 9,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,873,000 | 1,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $287,000 | 6,997 |
| Earning assets | $87,077,000 | 4,534 |
| Long-term assets (5+ years) | $33,767,000 | 1,919 |
| Average Assets, year-to-date | $87,334,600 | 4,685 |
| Average Assets, quarterly | $95,413,500 | 4,460 |
| Volatile liabilities | $15,780,000 | 3,612 |
| Insider loans | $2,618,000 | 1,618 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,121,000 | 3,197 |
| Tier 1 (core) risk-based capital | $7,186,000 | 5,474 |
| Tier 2 risk-based capital | $741,920 | 3,790 |
| Total risk weighted assets | $58,953,820 | 4,433 |
| Total unused commitments | $11,121,000 | 3,199 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $80,171,000 | 5,317 |
| Cash and due from depository institutions | $3,555,000 | 5,259 |
| Interest-bearing balances | $200,000 | 3,917 |
| Securities | $23,923,000 | 4,646 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 1,895 |
| Net loans & leases | $42,011,000 | 5,677 |
| Loan loss allowance | $585,000 | 5,316 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,524,000 | 3,065 |
| Other real estate owned | $177,000 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,031,000 | 6,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,171,000 | 5,317 |
| Total liabilities | $73,411,000 | 5,224 |
| Total deposits | $69,625,000 | 5,214 |
| Interest-bearing deposits | $52,234,000 | 5,787 |
| Deposits held in domestic offices | $69,625,000 | 5,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,336,000 | 1,882 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $450,000 | 6,360 |
| Total equity capital | $6,760,000 | 5,954 |
| Total bank equity capital | $6,760,000 | 5,954 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,087,000 | 1,215 |
| Surplus | $2,896,000 | 4,381 |
| Undivided profits | $777,000 | 9,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,291,000 | 2,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $245,000 | 7,731 |
| Earning assets | $73,084,000 | 5,334 |
| Long-term assets (5+ years) | $13,269,000 | 3,544 |
| Average Assets, year-to-date | $77,941,800 | 5,262 |
| Average Assets, quarterly | $81,169,000 | 5,208 |
| Volatile liabilities | $13,162,000 | 4,000 |
| Insider loans | $920,000 | 3,858 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,581,000 | 3,260 |
| Tier 1 (core) risk-based capital | $6,789,000 | 5,826 |
| Tier 2 risk-based capital | $585,000 | 4,684 |
| Total risk weighted assets | $49,251,600 | 5,114 |
| Total unused commitments | $10,581,000 | 3,275 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $76,454,000 | 5,556 |
| Cash and due from depository institutions | $4,294,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,535,000 | 6,099 |
| Federal funds sold & reverse repurchase agreements | $9,850,000 | 1,476 |
| Net loans & leases | $40,769,000 | 5,755 |
| Loan loss allowance | $560,000 | 5,573 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,513,000 | 3,016 |
| Other real estate owned | $696,000 | 5,686 |
| Goodwill and other intangibles | $1,000 | 3,154 |
| All other assets | $796,000 | 7,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,454,000 | 5,556 |
| Total liabilities | $69,894,000 | 5,475 |
| Total deposits | $64,091,000 | 5,647 |
| Interest-bearing deposits | $50,101,000 | 6,062 |
| Deposits held in domestic offices | $64,091,000 | 5,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,390,000 | 1,476 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $413,000 | 7,016 |
| Total equity capital | $6,560,000 | 6,141 |
| Total bank equity capital | $6,560,000 | 6,141 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,806,000 | 1,405 |
| Surplus | $2,616,000 | 4,616 |
| Undivided profits | $1,138,000 | 8,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,441,000 | 1,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $249,000 | 7,934 |
| Earning assets | $68,154,000 | 5,686 |
| Long-term assets (5+ years) | $15,049,000 | 3,077 |
| Average Assets, year-to-date | $71,828,600 | 5,632 |
| Average Assets, quarterly | $75,285,000 | 5,570 |
| Volatile liabilities | $14,198,000 | 3,500 |
| Insider loans | $1,251,000 | 3,175 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,491,000 | 4,299 |
| Tier 1 (core) risk-based capital | $6,498,000 | 6,051 |
| Tier 2 risk-based capital | $560,000 | 4,819 |
| Total risk weighted assets | $46,419,600 | 5,319 |
| Total unused commitments | $6,491,000 | 4,311 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $68,179,000 | 6,051 |
| Cash and due from depository institutions | $2,794,000 | 7,461 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,903,000 | 6,363 |
| Federal funds sold & reverse repurchase agreements | $1,525,000 | 4,450 |
| Net loans & leases | $43,683,000 | 5,437 |
| Loan loss allowance | $637,000 | 5,171 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $621,000 | 7,797 |
| Other real estate owned | $763,000 | 7,461 |
| Goodwill and other intangibles | $2,000 | 3,066 |
| All other assets | $888,000 | 7,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,179,000 | 6,051 |
| Total liabilities | $62,126,000 | 5,995 |
| Total deposits | $57,000,000 | 6,183 |
| Interest-bearing deposits | $47,324,000 | 6,357 |
| Deposits held in domestic offices | $57,000,000 | 6,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,781,000 | 1,834 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $345,000 | 6,726 |
| Total equity capital | $6,053,000 | 6,231 |
| Total bank equity capital | $6,053,000 | 6,231 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,806,000 | 1,418 |
| Surplus | $2,616,000 | 4,572 |
| Undivided profits | $631,000 | 9,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,642,000 | 1,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $242,000 | 7,615 |
| Earning assets | $63,111,000 | 5,996 |
| Long-term assets (5+ years) | $23,713,000 | 2,215 |
| Average Assets, year-to-date | $65,585,200 | 6,122 |
| Average Assets, quarterly | $69,558,500 | 5,913 |
| Volatile liabilities | $14,848,000 | 3,219 |
| Insider loans | $1,572,000 | 2,586 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,243,000 | 3,899 |
| Tier 1 (core) risk-based capital | $6,057,000 | 6,335 |
| Tier 2 risk-based capital | $597,350 | 4,559 |
| Total risk weighted assets | $47,747,950 | 5,135 |
| Total unused commitments | $7,243,000 | 3,906 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $60,284,000 | 6,817 |
| Cash and due from depository institutions | $2,598,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,053,000 | 8,688 |
| Federal funds sold & reverse repurchase agreements | $4,825,000 | 2,911 |
| Net loans & leases | $40,410,000 | 5,685 |
| Loan loss allowance | $456,000 | 6,779 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $147,000 | 11,696 |
| Other real estate owned | $738,000 | 7,764 |
| Goodwill and other intangibles | $3,000 | 3,012 |
| All other assets | $510,000 | 9,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,284,000 | 6,817 |
| Total liabilities | $55,342,000 | 6,750 |
| Total deposits | $53,458,000 | 6,728 |
| Interest-bearing deposits | $44,548,000 | 6,876 |
| Deposits held in domestic offices | $53,458,000 | 6,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,580,000 | 2,409 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $304,000 | 7,483 |
| Total equity capital | $4,942,000 | 7,340 |
| Total bank equity capital | $4,942,000 | 7,340 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,206,000 | 1,883 |
| Surplus | $2,207,000 | 5,160 |
| Undivided profits | $529,000 | 10,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 5,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $207,000 | 7,948 |
| Earning assets | $56,288,000 | 6,727 |
| Long-term assets (5+ years) | $19,703,000 | 2,700 |
| Average Assets, year-to-date | $58,340,000 | 6,823 |
| Average Assets, quarterly | $61,956,000 | 6,596 |
| Volatile liabilities | $6,687,000 | 5,486 |
| Insider loans | $1,237,000 | 3,163 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,023,000 | 3,328 |
| Tier 1 (core) risk-based capital | $4,939,000 | 7,269 |
| Tier 2 risk-based capital | $456,000 | 5,679 |
| Total risk weighted assets | $41,816,500 | 5,709 |
| Total unused commitments | $9,023,000 | 3,347 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $52,422,000 | 7,624 |
| Cash and due from depository institutions | $3,297,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,667,000 | 7,456 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 7,252 |
| Net loans & leases | $31,601,000 | 6,794 |
| Loan loss allowance | $353,000 | 8,043 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $236,000 | 11,200 |
| Other real estate owned | $542,000 | 8,629 |
| Goodwill and other intangibles | $15,000 | 2,812 |
| All other assets | $464,000 | 10,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,422,000 | 7,624 |
| Total liabilities | $47,863,000 | 7,617 |
| Total deposits | $45,958,000 | 7,643 |
| Interest-bearing deposits | $37,714,000 | 7,907 |
| Deposits held in domestic offices | $45,958,000 | 7,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,653,000 | 2,189 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $252,000 | 9,008 |
| Total equity capital | $4,559,000 | 7,567 |
| Total bank equity capital | $4,559,000 | 7,567 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,207,000 | 1,946 |
| Surplus | $2,206,000 | 5,061 |
| Undivided profits | $146,000 | 12,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,004,000 | 3,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $181,000 | 9,161 |
| Earning assets | $47,868,000 | 7,592 |
| Long-term assets (5+ years) | $16,156,000 | 3,056 |
| Average Assets, year-to-date | $50,272,600 | 7,679 |
| Average Assets, quarterly | $53,787,500 | 7,442 |
| Volatile liabilities | $6,512,000 | 5,582 |
| Insider loans | $146,000 | 4,728 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,131,000 | 3,380 |
| Tier 1 (core) risk-based capital | $4,544,000 | 7,533 |
| Tier 2 risk-based capital | $353,000 | 6,844 |
| Total risk weighted assets | $35,043,400 | 6,551 |
| Total unused commitments | $8,131,000 | 3,401 |
| Derivatives | $0 | 651 |