Home > Metropolitan National Bank > Income and Expense
Metropolitan National Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,565,000 | 1,574 |
| Total interest expense | $8,319,000 | 1,945 |
| Net interest income | $13,246,000 | 1,335 |
| Provision for loan and lease losses | $246,000 | 3,665 |
| Total noninterest income | $3,298,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,582,000 | 937 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,716,000 | 1,386 |
| Total noninterest expense | $9,864,000 | 1,492 |
| Salaries and employee benefits | $3,542,000 | 2,129 |
| Premises and equipment expense | $1,227,000 | 1,763 |
| Additional noninterest expense | $5,095,000 | 961 |
| Pre-tax net operating income | $6,434,000 | 1,161 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,133,000 | 1,116 |
| Income before extraordinary items | $4,301,000 | 1,262 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,301,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 1,052 |
| Cash dividends | $4,297,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,301,000 | 1,211 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,118,000 | 1,495 |
| Total interest expense | $9,803,000 | 1,751 |
| Net interest income | $13,315,000 | 1,317 |
| Provision for loan and lease losses | $63,000 | 6,132 |
| Total noninterest income | $2,864,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,487,000 | 903 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,377,000 | 1,481 |
| Total noninterest expense | $9,700,000 | 1,435 |
| Salaries and employee benefits | $3,878,000 | 1,857 |
| Premises and equipment expense | $1,169,000 | 1,794 |
| Additional noninterest expense | $4,653,000 | 1,010 |
| Pre-tax net operating income | $6,416,000 | 1,161 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $2,129,000 | 1,088 |
| Income before extraordinary items | $4,280,000 | 1,229 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,280,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $4,086,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,284,690 | 1,224 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,282,000 | 1,878 |
| Total interest expense | $6,607,000 | 2,229 |
| Net interest income | $10,675,000 | 1,633 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,825,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $853,000 | 1,542 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $972,000 | 1,913 |
| Total noninterest expense | $7,366,000 | 1,877 |
| Salaries and employee benefits | $3,153,000 | 2,225 |
| Premises and equipment expense | $720,000 | 2,808 |
| Additional noninterest expense | $3,493,000 | 1,319 |
| Pre-tax net operating income | $5,014,000 | 1,506 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,652,000 | 1,457 |
| Income before extraordinary items | $3,362,000 | 1,586 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,362,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,224 |
| Cash dividends | $2,999,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,362,000 | 1,561 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,178,000 | 1,778 |
| Total interest expense | $7,428,000 | 2,045 |
| Net interest income | $10,750,000 | 1,572 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $1,797,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $669,000 | 1,905 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,128,000 | 1,702 |
| Total noninterest expense | $8,088,000 | 1,636 |
| Salaries and employee benefits | $3,603,000 | 1,855 |
| Premises and equipment expense | $892,000 | 2,173 |
| Additional noninterest expense | $3,593,000 | 1,239 |
| Pre-tax net operating income | $4,449,000 | 1,658 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,537,000 | 1,587 |
| Income before extraordinary items | $2,912,000 | 1,812 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,912,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,514 |
| Cash dividends | $4,679,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,912,000 | 1,737 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,311,000 | 1,407 |
| Total interest expense | $9,986,000 | 1,552 |
| Net interest income | $13,325,000 | 1,302 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $6,892,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $617,000 | 2,127 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,275,000 | 536 |
| Total noninterest expense | $8,661,000 | 1,516 |
| Salaries and employee benefits | $4,101,000 | 1,590 |
| Premises and equipment expense | $1,000,000 | 1,973 |
| Additional noninterest expense | $3,560,000 | 1,238 |
| Pre-tax net operating income | $11,556,000 | 722 |
| Securities gains (losses) | $-20,000 | 10,368 |
| Applicable income taxes | $4,028,000 | 718 |
| Income before extraordinary items | $7,508,000 | 752 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,508,000 | 754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,975 |
| Cash dividends | $2,453,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $-11,485,000 | 10,915 |
| Net operating income | $7,521,000 | 730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,961,000 | 1,370 |
| Total interest expense | $11,022,000 | 1,462 |
| Net interest income | $13,939,000 | 1,276 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,567,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $496,000 | 2,743 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,071,000 | 1,727 |
| Total noninterest expense | $11,518,000 | 1,249 |
| Salaries and employee benefits | $4,197,000 | 1,596 |
| Premises and equipment expense | $1,161,000 | 1,737 |
| Additional noninterest expense | $6,160,000 | 976 |
| Pre-tax net operating income | $3,808,000 | 1,907 |
| Securities gains (losses) | $-31,000 | 10,869 |
| Applicable income taxes | $1,310,000 | 1,836 |
| Income before extraordinary items | $2,467,000 | 2,007 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,467,000 | 2,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,153 |
| Cash dividends | $2,750,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,487,150 | 1,949 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,515,000 | 1,400 |
| Total interest expense | $11,402,000 | 1,430 |
| Net interest income | $13,113,000 | 1,369 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $1,324,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $896,000 | 1,946 |
| Total noninterest expense | $9,673,000 | 1,471 |
| Salaries and employee benefits | $3,814,000 | 1,742 |
| Premises and equipment expense | $1,378,000 | 1,491 |
| Additional noninterest expense | $4,481,000 | 1,222 |
| Pre-tax net operating income | $4,584,000 | 1,613 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,592,000 | 1,565 |
| Income before extraordinary items | $2,992,000 | 1,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,992,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,600 |
| Cash dividends | $3,598,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,992,000 | 1,673 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,317,000 | 1,339 |
| Total interest expense | $9,965,000 | 1,319 |
| Net interest income | $13,352,000 | 1,345 |
| Provision for loan and lease losses | $270,000 | 2,445 |
| Total noninterest income | $905,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $549,000 | 2,484 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $356,000 | 3,672 |
| Total noninterest expense | $9,614,000 | 1,533 |
| Salaries and employee benefits | $3,893,000 | 1,721 |
| Premises and equipment expense | $1,216,000 | 1,701 |
| Additional noninterest expense | $4,505,000 | 1,289 |
| Pre-tax net operating income | $4,373,000 | 1,638 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $1,549,000 | 1,514 |
| Income before extraordinary items | $2,820,000 | 1,745 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,820,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,661 |
| Cash dividends | $1,101,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,822,600 | 1,738 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,291,000 | 1,298 |
| Total interest expense | $11,819,000 | 1,149 |
| Net interest income | $12,472,000 | 1,459 |
| Provision for loan and lease losses | $1,050,000 | 1,253 |
| Total noninterest income | $1,191,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $498,000 | 2,809 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $693,000 | 2,620 |
| Total noninterest expense | $9,478,000 | 1,597 |
| Salaries and employee benefits | $4,101,000 | 1,641 |
| Premises and equipment expense | $1,300,000 | 1,616 |
| Additional noninterest expense | $4,077,000 | 1,496 |
| Pre-tax net operating income | $3,136,000 | 2,175 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,105,000 | 2,060 |
| Income before extraordinary items | $2,032,000 | 2,470 |
| Extraordinary gains, net | $538,000 | 429 |
| Net income | $2,570,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,210 |
| Cash dividends | $1,250,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,031,350 | 2,322 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,763,000 | 1,312 |
| Total interest expense | $14,869,000 | 1,198 |
| Net interest income | $12,894,000 | 1,438 |
| Provision for loan and lease losses | $1,440,000 | 1,446 |
| Total noninterest income | $1,110,000 | 3,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,110,000 | 1,861 |
| Total noninterest expense | $8,806,000 | 1,721 |
| Salaries and employee benefits | $3,997,000 | 1,654 |
| Premises and equipment expense | $1,664,000 | 1,317 |
| Additional noninterest expense | $3,145,000 | 1,924 |
| Pre-tax net operating income | $3,758,000 | 1,658 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $1,384,000 | 1,547 |
| Income before extraordinary items | $2,368,000 | 1,925 |
| Extraordinary gains, net | $80,000 | 830 |
| Net income | $2,448,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,649,000 | 1,119 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,371,840 | 1,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.