Home > Metropolitan National Bank > Income and Expense

Metropolitan National Bank, Income and Expense

2013-09-30 (YTD Data)Rank
Total interest income$23,486,000793
Total interest expense$2,563,0001,021
Net interest income$20,923,000765
Provision for loan and lease losses$500,0001,496
Total noninterest income$18,337,000359
Gross Fiduciary activities income$293,000656
Service charges on deposit accounts$7,136,000171
Trading account gains and fees$0180
Additional Noninterest Income$10,908,000378
Total noninterest expense$35,225,000456
Salaries and employee benefits$16,573,000497
Premises and equipment expense$6,228,000315
Additional noninterest expense$12,424,000432
Pre-tax net operating income$3,535,0001,528
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$3,535,0001,299
Extraordinary gains, net$025
Net income$3,535,0001,301
Minority interest net income$084
Net income of bank and minority interests.$3,535,0001,301
Net charge-offs$-296,0006,774
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,535,0001,270
2013-06-30 (YTD Data)Rank
Total interest income$15,484,000796
Total interest expense$1,774,0001,015
Net interest income$13,710,000771
Provision for loan and lease losses$500,0001,162
Total noninterest income$12,238,000368
Gross Fiduciary activities income$194,000658
Service charges on deposit accounts$4,694,000169
Trading account gains and fees$0157
Additional Noninterest Income$7,350,000386
Total noninterest expense$23,504,000458
Salaries and employee benefits$11,125,000497
Premises and equipment expense$4,154,000313
Additional noninterest expense$8,225,000429
Pre-tax net operating income$1,944,0001,766
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,944,0001,554
Extraordinary gains, net$022
Net income$1,944,0001,557
Minority interest net income$082
Net income of bank and minority interests.$1,944,0001,559
Net charge-offs$113,0002,644
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,944,0001,494
2013-03-31 (YTD Data)Rank
Total interest income$7,838,000793
Total interest expense$924,0001,013
Net interest income$6,914,000767
Provision for loan and lease losses$04,409
Total noninterest income$5,576,000396
Gross Fiduciary activities income$101,000657
Service charges on deposit accounts$2,304,000171
Trading account gains and fees$0148
Additional Noninterest Income$3,171,000430
Total noninterest expense$11,828,000465
Salaries and employee benefits$5,583,000506
Premises and equipment expense$2,093,000311
Additional noninterest expense$4,152,000440
Pre-tax net operating income$662,0002,379
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$662,0002,088
Extraordinary gains, net$010
Net income$662,0002,091
Minority interest net income$076
Net income of bank and minority interests.$662,0002,090
Net charge-offs$-43,0006,678
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$662,0002,009
2012-12-31 (YTD Data)Rank
Total interest income$35,170,000740
Total interest expense$4,753,000942
Net interest income$30,417,000713
Provision for loan and lease losses$-5,369,0007,067
Total noninterest income$22,235,000392
Gross Fiduciary activities income$397,000649
Service charges on deposit accounts$9,770,000172
Trading account gains and fees$0166
Additional Noninterest Income$12,068,000429
Total noninterest expense$59,973,000376
Salaries and employee benefits$21,528,000495
Premises and equipment expense$8,511,000297
Additional noninterest expense$29,934,000288
Pre-tax net operating income$-1,952,0006,800
Securities gains (losses)$10,0003,374
Applicable income taxes$04,751
Income before extraordinary items$-1,942,0006,829
Extraordinary gains, net$029
Net income$-1,942,0006,826
Minority interest net income$093
Net income of bank and minority interests.$-1,942,0006,827
Net charge-offs$2,826,000881
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,952,0006,810
2012-09-30 (YTD Data)Rank
Total interest income$26,978,000738
Total interest expense$3,767,000935
Net interest income$23,211,000701
Provision for loan and lease losses$132,0004,073
Total noninterest income$17,414,000375
Gross Fiduciary activities income$302,000653
Service charges on deposit accounts$7,208,000174
Trading account gains and fees$0157
Additional Noninterest Income$9,904,000400
Total noninterest expense$43,207,000381
Salaries and employee benefits$16,117,000496
Premises and equipment expense$6,506,000292
Additional noninterest expense$20,584,000306
Pre-tax net operating income$-2,714,0007,024
Securities gains (losses)$10,0003,111
Applicable income taxes$04,802
Income before extraordinary items$-2,704,0007,039
Extraordinary gains, net$020
Net income$-2,704,0007,037
Minority interest net income$086
Net income of bank and minority interests.$-2,704,0007,038
Net charge-offs$326,0002,726
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,714,0007,024
2012-06-30 (YTD Data)Rank
Total interest income$17,881,000749
Total interest expense$2,674,000916
Net interest income$15,207,000724
Provision for loan and lease losses$132,0003,516
Total noninterest income$11,203,000382
Gross Fiduciary activities income$205,000650
Service charges on deposit accounts$4,663,000180
Trading account gains and fees$0153
Additional Noninterest Income$6,335,000397
Total noninterest expense$27,742,000387
Salaries and employee benefits$10,660,000498
Premises and equipment expense$4,362,000294
Additional noninterest expense$12,720,000325
Pre-tax net operating income$-1,464,0007,038
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-1,464,0007,061
Extraordinary gains, net$019
Net income$-1,464,0007,060
Minority interest net income$084
Net income of bank and minority interests.$-1,464,0007,061
Net charge-offs$64,0003,807
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,464,0007,046
2012-03-31 (YTD Data)Rank
Total interest income$9,153,000738
Total interest expense$1,421,000891
Net interest income$7,732,000705
Provision for loan and lease losses$49,0003,734
Total noninterest income$5,657,000371
Gross Fiduciary activities income$102,000653
Service charges on deposit accounts$2,298,000175
Trading account gains and fees$0148
Additional Noninterest Income$3,257,000391
Total noninterest expense$14,381,000379
Salaries and employee benefits$5,286,000499
Premises and equipment expense$2,198,000292
Additional noninterest expense$6,897,000294
Pre-tax net operating income$-1,041,0007,163
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-1,041,0007,174
Extraordinary gains, net$019
Net income$-1,041,0007,174
Minority interest net income$078
Net income of bank and minority interests.$-1,041,0007,174
Net charge-offs$-651,0007,291
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,041,0007,164
2011-12-31 (YTD Data)Rank
Total interest income$43,407,000631
Total interest expense$10,129,000562
Net interest income$33,278,000640
Provision for loan and lease losses$6,074,000675
Total noninterest income$28,082,000287
Gross Fiduciary activities income$501,000556
Service charges on deposit accounts$10,430,000162
Trading account gains and fees$0146
Additional Noninterest Income$17,151,000300
Total noninterest expense$58,490,000366
Salaries and employee benefits$20,992,000470
Premises and equipment expense$9,315,000284
Additional noninterest expense$28,183,000298
Pre-tax net operating income$-3,204,0006,936
Securities gains (losses)$4,0003,534
Applicable income taxes$1,618,000939
Income before extraordinary items$-4,818,0007,060
Extraordinary gains, net$029
Net income$-4,818,0007,059
Minority interest net income$096
Net income of bank and minority interests.$-4,818,0007,060
Net charge-offs$10,304,000442
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,822,0007,050
2011-09-30 (YTD Data)Rank
Total interest income$33,218,000627
Total interest expense$8,372,000527
Net interest income$24,846,000653
Provision for loan and lease losses$5,999,000534
Total noninterest income$21,449,000283
Gross Fiduciary activities income$406,000542
Service charges on deposit accounts$7,912,000160
Trading account gains and fees$0145
Additional Noninterest Income$13,131,000296
Total noninterest expense$44,033,000357
Salaries and employee benefits$15,925,000463
Premises and equipment expense$7,048,000282
Additional noninterest expense$21,060,000285
Pre-tax net operating income$-3,737,0007,161
Securities gains (losses)$03,555
Applicable income taxes$1,618,000745
Income before extraordinary items$-5,355,0007,262
Extraordinary gains, net$021
Net income$-5,355,0007,260
Minority interest net income$087
Net income of bank and minority interests.$-5,355,0007,261
Net charge-offs$6,244,000522
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-5,355,0007,258
2011-06-30 (YTD Data)Rank
Total interest income$22,085,000647
Total interest expense$6,028,000511
Net interest income$16,057,000683
Provision for loan and lease losses$3,909,000545
Total noninterest income$14,974,000277
Gross Fiduciary activities income$279,000543
Service charges on deposit accounts$5,185,000165
Trading account gains and fees$0153
Additional Noninterest Income$9,510,000279
Total noninterest expense$29,284,000360
Salaries and employee benefits$10,790,000457
Premises and equipment expense$4,726,000288
Additional noninterest expense$13,768,000304
Pre-tax net operating income$-2,162,0007,190
Securities gains (losses)$02,914
Applicable income taxes$1,618,000526
Income before extraordinary items$-3,780,0007,329
Extraordinary gains, net$015
Net income$-3,780,0007,329
Minority interest net income$089
Net income of bank and minority interests.$-3,780,0007,329
Net charge-offs$2,679,000755
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,780,0007,328
2011-03-31 (YTD Data)Rank
Total interest income$11,094,000652
Total interest expense$3,279,000489
Net interest income$7,815,000702
Provision for loan and lease losses$2,230,000472
Total noninterest income$6,833,000299
Gross Fiduciary activities income$131,000564
Service charges on deposit accounts$2,582,000165
Trading account gains and fees$0158
Additional Noninterest Income$4,120,000306
Total noninterest expense$14,853,000356
Salaries and employee benefits$5,492,000460
Premises and equipment expense$2,417,000285
Additional noninterest expense$6,944,000293
Pre-tax net operating income$-2,435,0007,422
Securities gains (losses)$01,772
Applicable income taxes$1,618,000329
Income before extraordinary items$-4,053,0007,483
Extraordinary gains, net$09
Net income$-4,053,0007,483
Minority interest net income$086
Net income of bank and minority interests.$-4,053,0007,483
Net charge-offs$365,0001,591
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-4,053,0007,486
2010-12-31 (YTD Data)Rank
Total interest income$52,609,000558
Total interest expense$17,339,000454
Net interest income$35,270,000612
Provision for loan and lease losses$11,162,000612
Total noninterest income$21,633,000377
Gross Fiduciary activities income$722,000468
Service charges on deposit accounts$11,990,000148
Trading account gains and fees$0175
Additional Noninterest Income$8,921,000498
Total noninterest expense$61,603,000357
Salaries and employee benefits$22,035,000449
Premises and equipment expense$9,959,000271
Additional noninterest expense$29,609,000294
Pre-tax net operating income$-15,862,0007,467
Securities gains (losses)$2,930,000180
Applicable income taxes$-928,0007,298
Income before extraordinary items$-12,004,0007,420
Extraordinary gains, net$029
Net income$-12,004,0007,420
Minority interest net income$0111
Net income of bank and minority interests.$-12,004,0007,420
Net charge-offs$24,125,000295
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-14,728,9007,458
2010-09-30 (YTD Data)Rank
Total interest income$39,836,000559
Total interest expense$13,522,000459
Net interest income$26,314,000613
Provision for loan and lease losses$6,360,000721
Total noninterest income$14,848,000380
Gross Fiduciary activities income$512,000478
Service charges on deposit accounts$9,163,000146
Trading account gains and fees$0165
Additional Noninterest Income$5,173,000562
Total noninterest expense$45,710,000347
Salaries and employee benefits$16,901,000432
Premises and equipment expense$7,337,000279
Additional noninterest expense$21,472,000290
Pre-tax net operating income$-10,908,0007,569
Securities gains (losses)$2,781,000158
Applicable income taxes$-737,0007,441
Income before extraordinary items$-7,390,0007,525
Extraordinary gains, net$023
Net income$-7,390,0007,525
Minority interest net income$0110
Net income of bank and minority interests.$-7,390,0007,525
Net charge-offs$17,375,000293
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-9,920,7107,573
2010-06-30 (YTD Data)Rank
Total interest income$27,173,000549
Total interest expense$9,332,000459
Net interest income$17,841,000605
Provision for loan and lease losses$6,275,000522
Total noninterest income$9,966,000372
Gross Fiduciary activities income$349,000480
Service charges on deposit accounts$6,275,000144
Trading account gains and fees$0152
Additional Noninterest Income$3,342,000552
Total noninterest expense$29,957,000351
Salaries and employee benefits$11,235,000428
Premises and equipment expense$4,866,000280
Additional noninterest expense$13,856,000293
Pre-tax net operating income$-8,425,0007,658
Securities gains (losses)$2,659,000104
Applicable income taxes$-737,0007,560
Income before extraordinary items$-5,029,0007,587
Extraordinary gains, net$019
Net income$-5,029,0007,587
Minority interest net income$0105
Net income of bank and minority interests.$-5,029,0007,587
Net charge-offs$13,772,000260
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-7,342,3307,653
2010-03-31 (YTD Data)Rank
Total interest income$14,002,000553
Total interest expense$4,885,000465
Net interest income$9,117,000606
Provision for loan and lease losses$6,188,000321
Total noninterest income$5,006,000376
Gross Fiduciary activities income$172,000491
Service charges on deposit accounts$3,145,000141
Trading account gains and fees$0175
Additional Noninterest Income$1,689,000545
Total noninterest expense$13,947,000384
Salaries and employee benefits$5,590,000435
Premises and equipment expense$2,407,000299
Additional noninterest expense$5,950,000328
Pre-tax net operating income$-6,012,0007,794
Securities gains (losses)$2,659,00066
Applicable income taxes$-737,0007,757
Income before extraordinary items$-2,616,0007,692
Extraordinary gains, net$016
Net income$-2,616,0007,693
Minority interest net income$091
Net income of bank and minority interests.$-2,616,0007,693
Net charge-offs$11,738,000193
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-4,690,0207,775
2009-12-31 (YTD Data)Rank
Total interest income$66,630,000484
Total interest expense$25,632,000436
Net interest income$40,998,000522
Provision for loan and lease losses$89,585,000163
Total noninterest income$20,147,000390
Gross Fiduciary activities income$773,000444
Service charges on deposit accounts$13,757,000144
Trading account gains and fees$0211
Additional Noninterest Income$5,617,000652
Total noninterest expense$57,345,000399
Salaries and employee benefits$24,498,000395
Premises and equipment expense$10,532,000261
Additional noninterest expense$22,315,000401
Pre-tax net operating income$-85,785,0007,921
Securities gains (losses)$508,000872
Applicable income taxes$-5,110,0007,760
Income before extraordinary items$-80,167,0007,920
Extraordinary gains, net$034
Net income$-80,167,0007,919
Minority interest net income$0115
Net income of bank and minority interests.$-80,167,0007,919
Net charge-offs$77,642,000145
Cash dividends$1,196,0001,441
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-80,644,5207,916
2009-09-30 (YTD Data)Rank
Total interest income$51,542,000489
Total interest expense$20,084,000447
Net interest income$31,458,000519
Provision for loan and lease losses$65,213,000176
Total noninterest income$15,440,000388
Gross Fiduciary activities income$590,000437
Service charges on deposit accounts$10,362,000138
Trading account gains and fees$0212
Additional Noninterest Income$4,488,000637
Total noninterest expense$43,042,000395
Salaries and employee benefits$18,667,000398
Premises and equipment expense$7,767,000276
Additional noninterest expense$16,608,000398
Pre-tax net operating income$-61,357,0008,001
Securities gains (losses)$291,0001,016
Applicable income taxes$-6,219,0007,925
Income before extraordinary items$-54,847,0007,998
Extraordinary gains, net$027
Net income$-54,847,0007,997
Minority interest net income$0118
Net income of bank and minority interests.$-54,847,0007,997
Net charge-offs$55,005,000149
Cash dividends$1,196,0001,078
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-55,108,9008,000
2009-06-30 (YTD Data)Rank
Total interest income$35,339,000498
Total interest expense$13,991,000459
Net interest income$21,348,000507
Provision for loan and lease losses$51,006,000160
Total noninterest income$10,430,000381
Gross Fiduciary activities income$359,000463
Service charges on deposit accounts$6,863,000141
Trading account gains and fees$0193
Additional Noninterest Income$3,208,000616
Total noninterest expense$28,424,000408
Salaries and employee benefits$12,733,000399
Premises and equipment expense$5,170,000282
Additional noninterest expense$10,521,000414
Pre-tax net operating income$-47,652,0008,097
Securities gains (losses)$291,000785
Applicable income taxes$-6,220,0008,060
Income before extraordinary items$-41,141,0008,100
Extraordinary gains, net$021
Net income$-41,141,0008,099
Minority interest net income$0112
Net income of bank and minority interests.$-41,141,0008,099
Net charge-offs$35,517,000158
Cash dividends$1,196,000761
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-41,394,1708,095
2009-03-31 (YTD Data)Rank
Total interest income$18,600,000484
Total interest expense$7,292,000450
Net interest income$11,308,000479
Provision for loan and lease losses$17,916,000171
Total noninterest income$4,904,000374
Gross Fiduciary activities income$174,000473
Service charges on deposit accounts$3,328,000142
Trading account gains and fees$0171
Additional Noninterest Income$1,402,000657
Total noninterest expense$13,077,000409
Salaries and employee benefits$6,429,000394
Premises and equipment expense$2,592,000287
Additional noninterest expense$4,056,000440
Pre-tax net operating income$-14,781,0008,135
Securities gains (losses)$272,000545
Applicable income taxes$-5,902,0008,163
Income before extraordinary items$-8,607,0008,113
Extraordinary gains, net$015
Net income$-8,607,0008,113
Minority interest net income$0102
Net income of bank and minority interests.$-8,607,0008,113
Net charge-offs$7,517,000240
Cash dividends$1,196,000375
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-8,781,0808,112
2008-12-31 (YTD Data)Rank
Total interest income$95,205,000407
Total interest expense$42,142,000381
Net interest income$53,063,000424
Provision for loan and lease losses$27,034,000293
Total noninterest income$24,136,000310
Gross Fiduciary activities income$997,000411
Service charges on deposit accounts$14,979,000135
Trading account gains and fees$0154
Additional Noninterest Income$8,160,000448
Total noninterest expense$50,690,000429
Salaries and employee benefits$24,684,000391
Premises and equipment expense$9,874,000290
Additional noninterest expense$16,132,000452
Pre-tax net operating income$-525,0006,786
Securities gains (losses)$590,000326
Applicable income taxes$-1,325,0007,800
Income before extraordinary items$1,390,0002,650
Extraordinary gains, net$039
Net income$1,390,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,579,000430
Cash dividends$4,069,000679
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$800,0003,824
2008-09-30 (YTD Data)Rank
Total interest income$74,052,000410
Total interest expense$33,533,000376
Net interest income$40,519,000426
Provision for loan and lease losses$11,276,000369
Total noninterest income$18,001,000330
Gross Fiduciary activities income$742,000416
Service charges on deposit accounts$11,302,000138
Trading account gains and fees$0148
Additional Noninterest Income$5,957,000487
Total noninterest expense$37,756,000422
Salaries and employee benefits$18,593,000408
Premises and equipment expense$7,311,000302
Additional noninterest expense$11,852,000435
Pre-tax net operating income$9,488,000533
Securities gains (losses)$590,000280
Applicable income taxes$2,904,000479
Income before extraordinary items$7,174,000508
Extraordinary gains, net$031
Net income$7,174,000507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,560,000408
Cash dividends$3,513,000629
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,755,100567
2008-06-30 (YTD Data)Rank
Total interest income$51,456,000403
Total interest expense$23,743,000375
Net interest income$27,713,000423
Provision for loan and lease losses$5,205,000418
Total noninterest income$11,113,000365
Gross Fiduciary activities income$466,000439
Service charges on deposit accounts$7,393,000139
Trading account gains and fees$0149
Additional Noninterest Income$3,254,000585
Total noninterest expense$24,873,000425
Salaries and employee benefits$12,304,000415
Premises and equipment expense$5,090,000294
Additional noninterest expense$7,479,000443
Pre-tax net operating income$8,748,000422
Securities gains (losses)$69,0001,213
Applicable income taxes$2,777,000399
Income before extraordinary items$6,040,000461
Extraordinary gains, net$021
Net income$6,040,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,102,000805
Cash dividends$3,007,000545
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,992,390452
2008-03-31 (YTD Data)Rank
Total interest income$27,210,000395
Total interest expense$13,254,000363
Net interest income$13,956,000421
Provision for loan and lease losses$2,486,000344
Total noninterest income$5,509,000363
Gross Fiduciary activities income$225,000451
Service charges on deposit accounts$3,644,000142
Trading account gains and fees$0158
Additional Noninterest Income$1,640,000585
Total noninterest expense$12,048,000427
Salaries and employee benefits$5,735,000444
Premises and equipment expense$2,539,000295
Additional noninterest expense$3,774,000425
Pre-tax net operating income$4,931,000407
Securities gains (losses)$31,0001,352
Applicable income taxes$1,470,000431
Income before extraordinary items$3,492,000427
Extraordinary gains, net$015
Net income$3,492,000428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,000644
Cash dividends$2,450,000361
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,470,300416
2007-12-31 (YTD Data)Rank
Total interest income$113,777,000392
Total interest expense$61,222,000343
Net interest income$52,555,000441
Provision for loan and lease losses$4,432,000454
Total noninterest income$20,227,000375
Gross Fiduciary activities income$1,136,000387
Service charges on deposit accounts$14,104,000145
Trading account gains and fees$0178
Additional Noninterest Income$4,987,000682
Total noninterest expense$50,327,000406
Salaries and employee benefits$26,869,000378
Premises and equipment expense$9,410,000299
Additional noninterest expense$14,048,000451
Pre-tax net operating income$18,023,000500
Securities gains (losses)$02,146
Applicable income taxes$5,553,000500
Income before extraordinary items$12,470,000526
Extraordinary gains, net$039
Net income$12,470,000523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,635,000713
Cash dividends$4,499,000820
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,470,000522
2007-09-30 (YTD Data)Rank
Total interest income$84,234,000399
Total interest expense$45,506,000350
Net interest income$38,728,000447
Provision for loan and lease losses$3,293,000363
Total noninterest income$14,829,000384
Gross Fiduciary activities income$845,000384
Service charges on deposit accounts$10,288,000149
Trading account gains and fees$0184
Additional Noninterest Income$3,696,000697
Total noninterest expense$37,629,000401
Salaries and employee benefits$19,729,000384
Premises and equipment expense$7,672,000269
Additional noninterest expense$10,228,000445
Pre-tax net operating income$12,635,000573
Securities gains (losses)$01,655
Applicable income taxes$3,824,000577
Income before extraordinary items$8,811,000601
Extraordinary gains, net$033
Net income$8,811,000599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,266,000555
Cash dividends$3,750,000723
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,811,000595
2007-06-30 (YTD Data)Rank
Total interest income$55,073,000417
Total interest expense$29,638,000365
Net interest income$25,435,000463
Provision for loan and lease losses$2,168,000307
Total noninterest income$9,707,000409
Gross Fiduciary activities income$547,000402
Service charges on deposit accounts$6,719,000152
Trading account gains and fees$0168
Additional Noninterest Income$2,441,000711
Total noninterest expense$24,822,000416
Salaries and employee benefits$13,085,000395
Premises and equipment expense$5,071,000277
Additional noninterest expense$6,666,000463
Pre-tax net operating income$8,152,000616
Securities gains (losses)$01,444
Applicable income taxes$2,445,000618
Income before extraordinary items$5,707,000645
Extraordinary gains, net$029
Net income$5,707,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000568
Cash dividends$3,750,000535
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,707,000629
2007-03-31 (YTD Data)Rank
Total interest income$26,403,000432
Total interest expense$14,436,000373
Net interest income$11,967,000492
Provision for loan and lease losses$1,073,000285
Total noninterest income$4,760,000409
Gross Fiduciary activities income$259,000418
Service charges on deposit accounts$3,193,000152
Trading account gains and fees$0195
Additional Noninterest Income$1,308,000673
Total noninterest expense$12,085,000421
Salaries and employee benefits$6,433,000404
Premises and equipment expense$2,492,000286
Additional noninterest expense$3,160,000468
Pre-tax net operating income$3,569,000683
Securities gains (losses)$01,187
Applicable income taxes$1,003,000736
Income before extraordinary items$2,566,000706
Extraordinary gains, net$022
Net income$2,566,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,000797
Cash dividends$3,750,000288
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,566,000696
2006-12-31 (YTD Data)Rank
Total interest income$90,342,000458
Total interest expense$44,885,000403
Net interest income$45,457,000502
Provision for loan and lease losses$3,278,000352
Total noninterest income$18,402,000404
Gross Fiduciary activities income$1,012,000401
Service charges on deposit accounts$12,579,000148
Trading account gains and fees$0130
Additional Noninterest Income$4,811,000694
Total noninterest expense$44,056,000443
Salaries and employee benefits$24,161,000405
Premises and equipment expense$8,016,000334
Additional noninterest expense$11,879,000484
Pre-tax net operating income$16,525,000634
Securities gains (losses)$01,687
Applicable income taxes$4,800,000654
Income before extraordinary items$11,725,000647
Extraordinary gains, net$051
Net income$11,725,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$953,000718
Cash dividends$3,750,000915
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,725,000637
2006-09-30 (YTD Data)Rank
Total interest income$63,983,000493
Total interest expense$30,817,000435
Net interest income$33,166,000528
Provision for loan and lease losses$2,453,000330
Total noninterest income$13,580,000424
Gross Fiduciary activities income$727,000406
Service charges on deposit accounts$9,337,000153
Trading account gains and fees$0126
Additional Noninterest Income$3,516,000716
Total noninterest expense$33,003,000453
Salaries and employee benefits$17,698,000426
Premises and equipment expense$6,483,000316
Additional noninterest expense$8,822,000498
Pre-tax net operating income$11,290,000717
Securities gains (losses)$01,388
Applicable income taxes$3,173,000763
Income before extraordinary items$8,117,000722
Extraordinary gains, net$045
Net income$8,117,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$672,000641
Cash dividends$3,750,000694
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,117,000713
2006-06-30 (YTD Data)Rank
Total interest income$40,005,000510
Total interest expense$18,427,000457
Net interest income$21,578,000545
Provision for loan and lease losses$1,618,000325
Total noninterest income$8,967,000424
Gross Fiduciary activities income$473,000420
Service charges on deposit accounts$6,151,000159
Trading account gains and fees$0126
Additional Noninterest Income$2,343,000712
Total noninterest expense$21,772,000463
Salaries and employee benefits$11,659,000438
Premises and equipment expense$4,259,000320
Additional noninterest expense$5,854,000498
Pre-tax net operating income$7,155,000749
Securities gains (losses)$01,185
Applicable income taxes$1,968,000805
Income before extraordinary items$5,187,000752
Extraordinary gains, net$039
Net income$5,187,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,000795
Cash dividends$3,750,000478
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,187,000738
2006-03-31 (YTD Data)Rank
Total interest income$19,021,000518
Total interest expense$8,390,000465
Net interest income$10,631,000547
Provision for loan and lease losses$801,000319
Total noninterest income$4,330,000434
Gross Fiduciary activities income$454,000293
Service charges on deposit accounts$2,962,000162
Trading account gains and fees$0115
Additional Noninterest Income$914,000863
Total noninterest expense$10,765,000466
Salaries and employee benefits$5,773,000435
Premises and equipment expense$2,105,000324
Additional noninterest expense$2,887,000503
Pre-tax net operating income$3,395,000773
Securities gains (losses)$0955
Applicable income taxes$914,000847
Income before extraordinary items$2,481,000767
Extraordinary gains, net$021
Net income$2,481,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,551
Cash dividends$3,750,000271
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,481,000757
2005-12-31 (YTD Data)Rank
Total interest income$61,611,000562
Total interest expense$22,324,000534
Net interest income$39,287,000568
Provision for loan and lease losses$2,582,000415
Total noninterest income$16,304,000456
Gross Fiduciary activities income$1,884,000285
Service charges on deposit accounts$11,478,000168
Trading account gains and fees$0138
Additional Noninterest Income$2,942,0001,030
Total noninterest expense$36,428,000503
Salaries and employee benefits$19,527,000481
Premises and equipment expense$6,156,000410
Additional noninterest expense$10,745,000526
Pre-tax net operating income$16,581,000621
Securities gains (losses)$02,296
Applicable income taxes$5,106,000628
Income before extraordinary items$11,475,000644
Extraordinary gains, net$046
Net income$11,475,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,310,000555
Cash dividends$1,947,0001,510
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,475,000632
2005-09-30 (YTD Data)Rank
Total interest income$43,933,000565
Total interest expense$15,097,000551
Net interest income$28,836,000571
Provision for loan and lease losses$2,147,000356
Total noninterest income$12,065,000459
Gross Fiduciary activities income$1,363,000284
Service charges on deposit accounts$8,976,000157
Trading account gains and fees$0126
Additional Noninterest Income$1,726,0001,220
Total noninterest expense$26,502,000515
Salaries and employee benefits$14,211,000490
Premises and equipment expense$4,543,000412
Additional noninterest expense$7,748,000539
Pre-tax net operating income$12,252,000621
Securities gains (losses)$02,317
Applicable income taxes$3,799,000642
Income before extraordinary items$8,453,000658
Extraordinary gains, net$035
Net income$8,453,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$869,000546
Cash dividends$1,947,0001,089
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,453,000643
2005-06-30 (YTD Data)Rank
Total interest income$27,131,000578
Total interest expense$9,119,000563
Net interest income$18,012,000598
Provision for loan and lease losses$1,425,000358
Total noninterest income$7,918,000460
Gross Fiduciary activities income$880,000290
Service charges on deposit accounts$5,841,000154
Trading account gains and fees$0116
Additional Noninterest Income$1,197,0001,182
Total noninterest expense$17,084,000531
Salaries and employee benefits$9,131,000504
Premises and equipment expense$2,965,000416
Additional noninterest expense$4,988,000558
Pre-tax net operating income$7,421,000659
Securities gains (losses)$02,146
Applicable income taxes$2,270,000691
Income before extraordinary items$5,151,000699
Extraordinary gains, net$030
Net income$5,151,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,000630
Cash dividends$1,947,000759
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,151,000678
2005-03-31 (YTD Data)Rank
Total interest income$13,012,000583
Total interest expense$4,145,000581
Net interest income$8,867,000597
Provision for loan and lease losses$685,000356
Total noninterest income$3,882,000448
Gross Fiduciary activities income$442,000291
Service charges on deposit accounts$2,755,000159
Trading account gains and fees$0115
Additional Noninterest Income$685,0001,059
Total noninterest expense$8,405,000525
Salaries and employee benefits$4,445,000508
Premises and equipment expense$1,482,000412
Additional noninterest expense$2,478,000552
Pre-tax net operating income$3,659,000670
Securities gains (losses)$01,685
Applicable income taxes$1,102,000708
Income before extraordinary items$2,557,000698
Extraordinary gains, net$024
Net income$2,557,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,000715
Cash dividends$1,947,000385
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,557,000676
2004-12-31 (YTD Data)Rank
Total interest income$44,546,000629
Total interest expense$12,065,000679
Net interest income$32,481,000614
Provision for loan and lease losses$1,532,000707
Total noninterest income$13,412,000498
Gross Fiduciary activities income$862,000411
Service charges on deposit accounts$10,508,000176
Trading account gains and fees$0138
Additional Noninterest Income$2,042,0001,291
Total noninterest expense$30,773,000553
Salaries and employee benefits$16,440,000533
Premises and equipment expense$5,359,000435
Additional noninterest expense$8,974,000605
Pre-tax net operating income$13,588,000670
Securities gains (losses)$03,819
Applicable income taxes$4,177,000678
Income before extraordinary items$9,411,000713
Extraordinary gains, net$034
Net income$9,411,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,100,000726
Cash dividends$1,947,0001,403
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,411,000683
2004-09-30 (YTD Data)Rank
Total interest income$32,117,000651
Total interest expense$8,430,000723
Net interest income$23,687,000623
Provision for loan and lease losses$1,143,000677
Total noninterest income$9,814,000516
Gross Fiduciary activities income$601,000426
Service charges on deposit accounts$7,692,000184
Trading account gains and fees$0134
Additional Noninterest Income$1,521,0001,313
Total noninterest expense$22,947,000558
Salaries and employee benefits$12,334,000534
Premises and equipment expense$3,942,000447
Additional noninterest expense$6,671,000605
Pre-tax net operating income$9,411,000724
Securities gains (losses)$03,710
Applicable income taxes$2,852,000750
Income before extraordinary items$6,559,000767
Extraordinary gains, net$026
Net income$6,559,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$968,000583
Cash dividends$1,947,0001,021
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,559,000732
2004-06-30 (YTD Data)Rank
Total interest income$20,724,000660
Total interest expense$5,270,000754
Net interest income$15,454,000629
Provision for loan and lease losses$771,000655
Total noninterest income$6,497,000511
Gross Fiduciary activities income$381,000436
Service charges on deposit accounts$5,092,000179
Trading account gains and fees$0130
Additional Noninterest Income$1,024,0001,303
Total noninterest expense$15,150,000559
Salaries and employee benefits$8,153,000540
Premises and equipment expense$2,576,000458
Additional noninterest expense$4,421,000599
Pre-tax net operating income$6,030,000740
Securities gains (losses)$03,413
Applicable income taxes$1,807,000782
Income before extraordinary items$4,223,000777
Extraordinary gains, net$021
Net income$4,223,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$822,000498
Cash dividends$1,948,000730
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,223,000744
2004-03-31 (YTD Data)Rank
Total interest income$10,014,000695
Total interest expense$2,474,000815
Net interest income$7,540,000653
Provision for loan and lease losses$388,000642
Total noninterest income$3,290,000509
Gross Fiduciary activities income$186,000451
Service charges on deposit accounts$2,550,000179
Trading account gains and fees$0121
Additional Noninterest Income$554,0001,204
Total noninterest expense$7,444,000573
Salaries and employee benefits$3,986,000561
Premises and equipment expense$1,279,000472
Additional noninterest expense$2,179,000600
Pre-tax net operating income$2,998,000742
Securities gains (losses)$02,934
Applicable income taxes$896,000804
Income before extraordinary items$2,102,000792
Extraordinary gains, net$016
Net income$2,102,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,000555
Cash dividends$1,947,000391
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,102,000744
2003-12-31 (YTD Data)Rank
Total interest income$39,418,000710
Total interest expense$10,616,000832
Net interest income$28,802,000658
Provision for loan and lease losses$1,833,000696
Total noninterest income$14,930,000492
Gross Fiduciary activities income$885,000406
Service charges on deposit accounts$10,433,000183
Trading account gains and fees$0160
Additional Noninterest Income$3,612,000962
Total noninterest expense$28,963,000588
Salaries and employee benefits$14,904,000584
Premises and equipment expense$5,004,000471
Additional noninterest expense$9,055,000607
Pre-tax net operating income$12,936,000681
Securities gains (losses)$04,500
Applicable income taxes$3,764,000774
Income before extraordinary items$9,172,000714
Extraordinary gains, net$054
Net income$9,172,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,0001,082
Cash dividends$1,947,0001,421
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,172,000667
2003-09-30 (YTD Data)Rank
Total interest income$29,389,000736
Total interest expense$8,032,000863
Net interest income$21,357,000671
Provision for loan and lease losses$1,514,000642
Total noninterest income$10,902,000524
Gross Fiduciary activities income$638,000417
Service charges on deposit accounts$7,791,000191
Trading account gains and fees$0153
Additional Noninterest Income$2,473,0001,069
Total noninterest expense$21,692,000602
Salaries and employee benefits$11,192,000597
Premises and equipment expense$3,742,000479
Additional noninterest expense$6,758,000611
Pre-tax net operating income$9,053,000750
Securities gains (losses)$04,204
Applicable income taxes$2,747,000836
Income before extraordinary items$6,306,000805
Extraordinary gains, net$040
Net income$6,306,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,000942
Cash dividends$1,947,0001,034
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,306,000751
2003-06-30 (YTD Data)Rank
Total interest income$19,411,000755
Total interest expense$5,428,000875
Net interest income$13,983,000683
Provision for loan and lease losses$1,092,000605
Total noninterest income$7,068,000534
Gross Fiduciary activities income$406,000436
Service charges on deposit accounts$5,102,000188
Trading account gains and fees$0150
Additional Noninterest Income$1,560,0001,106
Total noninterest expense$14,326,000602
Salaries and employee benefits$7,362,000603
Premises and equipment expense$2,490,000479
Additional noninterest expense$4,474,000615
Pre-tax net operating income$5,633,000793
Securities gains (losses)$03,782
Applicable income taxes$1,699,000890
Income before extraordinary items$3,934,000859
Extraordinary gains, net$030
Net income$3,934,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,000
Cash dividends$1,947,000781
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,934,000790
2003-03-31 (YTD Data)Rank
Total interest income$9,680,000760
Total interest expense$2,736,000897
Net interest income$6,944,000689
Provision for loan and lease losses$450,000656
Total noninterest income$3,227,000565
Gross Fiduciary activities income$190,000456
Service charges on deposit accounts$2,335,000204
Trading account gains and fees$0134
Additional Noninterest Income$702,0001,163
Total noninterest expense$7,067,000600
Salaries and employee benefits$3,583,000617
Premises and equipment expense$1,230,000493
Additional noninterest expense$2,254,000611
Pre-tax net operating income$2,654,000844
Securities gains (losses)$02,891
Applicable income taxes$786,000972
Income before extraordinary items$1,868,000908
Extraordinary gains, net$021
Net income$1,868,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,000957
Cash dividends$1,947,000407
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,868,000838
2002-12-31 (YTD Data)Rank
Total interest income$39,974,000760
Total interest expense$12,946,000875
Net interest income$27,028,000699
Provision for loan and lease losses$2,445,000637
Total noninterest income$11,878,000561
Gross Fiduciary activities income$818,000445
Service charges on deposit accounts$8,558,000215
Trading account gains and fees$0153
Additional Noninterest Income$2,502,0001,128
Total noninterest expense$25,458,000643
Salaries and employee benefits$12,841,000630
Premises and equipment expense$4,465,000518
Additional noninterest expense$8,152,000654
Pre-tax net operating income$11,003,000787
Securities gains (losses)$4,0004,045
Applicable income taxes$3,425,000818
Income before extraordinary items$7,582,000833
Extraordinary gains, net$070
Net income$7,582,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0001,361
Cash dividends$1,747,0001,477
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,579,240804
2001-12-31 (YTD Data)Rank
Total interest income$43,879,000774
Total interest expense$19,631,000832
Net interest income$24,248,000732
Provision for loan and lease losses$3,176,000496
Total noninterest income$8,405,000677
Gross Fiduciary activities income$705,000488
Service charges on deposit accounts$5,688,000287
Trading account gains and fees$0177
Additional Noninterest Income$2,012,0001,242
Total noninterest expense$21,577,000718
Salaries and employee benefits$10,871,000696
Premises and equipment expense$3,620,000607
Additional noninterest expense$7,086,000728
Pre-tax net operating income$7,900,000956
Securities gains (losses)$66,0002,098
Applicable income taxes$2,525,000972
Income before extraordinary items$5,441,0001,008
Extraordinary gains, net$0105
Net income$5,441,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,025,000362
Cash dividends$1,747,0001,473
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,396,120977
2000-12-31 (YTD Data)Rank
Total interest income$45,440,000781
Total interest expense$23,030,000787
Net interest income$22,410,000781
Provision for loan and lease losses$1,725,000681
Total noninterest income$7,068,000719
Gross Fiduciary activities income$607,000547
Service charges on deposit accounts$4,948,000290
Trading account gains and fees$0180
Additional Noninterest Income$1,513,0001,370
Total noninterest expense$18,852,000792
Salaries and employee benefits$9,501,000738
Premises and equipment expense$3,302,000649
Additional noninterest expense$6,049,000822
Pre-tax net operating income$8,901,000862
Securities gains (losses)$01,956
Applicable income taxes$2,897,000855
Income before extraordinary items$6,004,000880
Extraordinary gains, net$038
Net income$6,004,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,406
Cash dividends$1,747,0001,498
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,004,000883
1999-12-31 (YTD Data)Rank
Total interest income$36,859,000917
Total interest expense$16,908,000926
Net interest income$19,951,000884
Provision for loan and lease losses$1,626,000660
Total noninterest income$6,384,000794
Gross Fiduciary activities income$687,000547
Service charges on deposit accounts$4,122,000339
Trading account gains and fees$0173
Additional Noninterest Income$1,575,0001,354
Total noninterest expense$16,508,000869
Salaries and employee benefits$8,256,000836
Premises and equipment expense$2,841,000729
Additional noninterest expense$5,411,000901
Pre-tax net operating income$8,201,000972
Securities gains (losses)$-57,0009,820
Applicable income taxes$2,720,000956
Income before extraordinary items$5,424,0001,020
Extraordinary gains, net$035
Net income$5,424,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$655,000980
Cash dividends$1,747,0001,513
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,462,190994
1998-12-31 (YTD Data)Rank
Total interest income$31,029,0001,053
Total interest expense$14,461,0001,084
Net interest income$16,568,0001,019
Provision for loan and lease losses$982,000992
Total noninterest income$5,135,000917
Gross Fiduciary activities income$542,000614
Service charges on deposit accounts$3,473,000381
Trading account gains and fees$-20,0004,421
Additional Noninterest Income$1,140,0001,689
Total noninterest expense$13,181,0001,008
Salaries and employee benefits$6,247,0001,047
Premises and equipment expense$2,433,000805
Additional noninterest expense$4,501,0001,025
Pre-tax net operating income$7,540,0001,015
Securities gains (losses)$33,0002,048
Applicable income taxes$2,544,0001,006
Income before extraordinary items$5,029,0001,070
Extraordinary gains, net$032
Net income$5,029,0001,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,207
Cash dividends$1,747,0001,484
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,007,2201,035
1997-12-31 (YTD Data)Rank
Total interest income$26,911,0001,249
Total interest expense$12,511,0001,275
Net interest income$14,400,0001,218
Provision for loan and lease losses$559,0001,633
Total noninterest income$3,789,0001,116
Gross Fiduciary activities income$194,000902
Service charges on deposit accounts$2,757,000480
Trading account gains and fees$0239
Additional Noninterest Income$838,0001,969
Total noninterest expense$11,385,0001,171
Salaries and employee benefits$5,501,0001,196
Premises and equipment expense$2,288,000875
Additional noninterest expense$3,596,0001,223
Pre-tax net operating income$6,245,0001,251
Securities gains (losses)$3,0003,097
Applicable income taxes$2,102,0001,260
Income before extraordinary items$4,146,0001,310
Extraordinary gains, net$044
Net income$4,146,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,306
Cash dividends$1,674,0001,495
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,144,0201,278
1996-12-31 (YTD Data)Rank
Total interest income$22,585,0001,497
Total interest expense$10,138,0001,570
Net interest income$12,447,0001,443
Provision for loan and lease losses$415,0002,030
Total noninterest income$3,261,0001,276
Gross Fiduciary activities income$165,0001,015
Service charges on deposit accounts$2,337,000586
Trading account gains and fees$0262
Additional Noninterest Income$759,0002,177
Total noninterest expense$9,993,0001,435
Salaries and employee benefits$4,782,0001,403
Premises and equipment expense$2,120,000997
Additional noninterest expense$3,091,0001,686
Pre-tax net operating income$5,300,0001,353
Securities gains (losses)$5,0002,986
Applicable income taxes$1,771,0001,371
Income before extraordinary items$3,534,0001,399
Extraordinary gains, net$053
Net income$3,534,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,558
Cash dividends$2,806,0001,008
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,530,6501,368
1995-12-31 (YTD Data)Rank
Total interest income$18,955,0001,793
Total interest expense$8,762,0001,804
Net interest income$10,193,0001,753
Provision for loan and lease losses$187,0003,155
Total noninterest income$2,938,0001,377
Gross Fiduciary activities income$52,0001,279
Service charges on deposit accounts$2,177,000632
Trading account gains and fees$0522
Additional Noninterest Income$709,0002,273
Total noninterest expense$8,857,0001,606
Salaries and employee benefits$4,216,0001,580
Premises and equipment expense$1,914,0001,107
Additional noninterest expense$2,727,0001,832
Pre-tax net operating income$4,087,0001,811
Securities gains (losses)$8,0002,536
Applicable income taxes$1,279,0001,913
Income before extraordinary items$2,816,0001,795
Extraordinary gains, net$065
Net income$2,816,0001,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,361
Cash dividends$1,400,0001,583
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,810,4801,775
1994-12-31 (YTD Data)Rank
Total interest income$15,339,0002,023
Total interest expense$6,011,0002,077
Net interest income$9,328,0001,943
Provision for loan and lease losses$09,146
Total noninterest income$3,106,0001,325
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,039,000673
Trading account gains and fees$0475
Additional Noninterest Income$1,067,0001,763
Total noninterest expense$8,120,0001,789
Salaries and employee benefits$3,816,0001,759
Premises and equipment expense$1,712,0001,226
Additional noninterest expense$2,592,0002,076
Pre-tax net operating income$4,314,0001,667
Securities gains (losses)$15,0001,966
Applicable income taxes$1,366,0001,688
Income before extraordinary items$2,963,0001,649
Extraordinary gains, net$0249
Net income$2,963,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,413
Cash dividends$1,184,0001,671
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,952,8001,662
1993-12-31 (YTD Data)Rank
Total interest income$13,935,0002,236
Total interest expense$5,016,0002,558
Net interest income$8,919,0002,028
Provision for loan and lease losses$-75,00012,836
Total noninterest income$2,800,0001,542
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,891,000720
Trading account gains and fees$0532
Additional Noninterest Income$909,0002,182
Total noninterest expense$7,655,0001,933
Salaries and employee benefits$3,498,0001,914
Premises and equipment expense$1,589,0001,342
Additional noninterest expense$2,568,0002,170
Pre-tax net operating income$4,139,0001,670
Securities gains (losses)$07,477
Applicable income taxes$1,314,0001,777
Income before extraordinary items$2,825,0001,771
Extraordinary gains, net$03,149
Net income$2,825,0001,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0006,769
Cash dividends$512,0003,003
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,825,0001,669
1992-12-31 (YTD Data)Rank
Total interest income$14,460,0002,430
Total interest expense$6,015,0002,766
Net interest income$8,445,0002,155
Provision for loan and lease losses$700,0002,369
Total noninterest income$2,525,0001,645
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,876,000708
Trading account gains and fees$0504
Additional Noninterest Income$649,0002,687
Total noninterest expense$6,859,0002,141
Salaries and employee benefits$3,024,0002,174
Premises and equipment expense$1,472,0001,456
Additional noninterest expense$2,363,0002,428
Pre-tax net operating income$3,411,0001,816
Securities gains (losses)$47,0004,236
Applicable income taxes$990,0002,125
Income before extraordinary items$2,468,0001,847
Extraordinary gains, net$01,422
Net income$2,468,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0005,373
Cash dividends$512,0002,720
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,434,6301,720

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.