Home > Metropolitan National Bank > Net charge- offs to loans
Metropolitan National Bank, Net charge- offs to loans
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0789% | 6,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1541% | 6,580 |
| Percentage Net Loans Charged-off:Construction & development | -2.9806% | 6,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2355% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2829% | 5,364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7265% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1725% | 1,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8208% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2355% | 5,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9450% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9450% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -9.4871% | 1,398 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 5,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.5096% | 5,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 1,930 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4490% | 5,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3827% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 4,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4475% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1559% | 5,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8634% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8634% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.1348% | 1,366 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0338% | 5,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1188% | 6,580 |
| Percentage Net Loans Charged-off:Construction & development | -0.2524% | 5,903 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 6,361 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2957% | 5,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1038% | 6,518 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 4,698 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1161% | 6,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6684% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6684% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2705% | 30 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4906% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5272% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.6227% | 6,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5639% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2281% | 5,594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3610% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0646% | 5,036 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7413% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3391% | 6,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6772% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6772% | 405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -19.1457% | 1,477 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 4,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 3,889 |
| Percentage Net Loans Charged-off:Construction & development | -3.0649% | 6,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7368% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4827% | 5,594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7991% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0778% | 5,082 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0928% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6641% | 6,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4092% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4092% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -40.7128% | 1,466 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 5,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 6,463 |
| Percentage Net Loans Charged-off:Construction & development | -4.1563% | 6,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9767% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5368% | 5,602 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0968% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1049% | 5,111 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4458% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1800% | 6,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8599% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8599% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -10.6855% | 1,428 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4200% | 7,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6471% | 7,157 |
| Percentage Net Loans Charged-off:Construction & development | -7.9683% | 6,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2174% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5763% | 5,643 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3706% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 5,023 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7429% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1010% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5973% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5973% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4578% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0989% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0512% | 6,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1919% | 2,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0454% | 447 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0786% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7840% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2594% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3253% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0724% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9032% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 54.9420% | 16 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1461% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9130% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | -1.3942% | 6,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2568% | 2,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8329% | 414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4285% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2058% | 1,415 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8712% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9105% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8476% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6573% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5322% | 1,396 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7182% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7922% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | -1.9962% | 6,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 7,015 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 5,656 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9688% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3158% | 1,133 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6025% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2052% | 6,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9000% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6404% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2987% | 1,370 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1943% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1438% | 2,988 |
| Percentage Net Loans Charged-off:Construction & development | -4.1571% | 6,796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 7,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1653% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5285% | 5,445 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7811% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0861% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0577% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6511% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9908% | 43 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7408% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8012% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 5.7562% | 1,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6353% | 1,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3547% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2548% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8129% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3092% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5237% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9784% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.5895% | 43 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5484% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5033% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 5.8761% | 972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8123% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6518% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0873% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7217% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2270% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7350% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 41.1295% | 32 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9412% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9014% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 7.1070% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 2,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8807% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0792% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9841% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8160% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3605% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 48.0146% | 18 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8303% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6349% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 10.3990% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.4524% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9248% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 6.7795% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6484% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3983% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 94.1511% | 7 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2684% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.6330% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 12.9860% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4820% | 1,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3923% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0803% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5049% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0087% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8313% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3486% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.2927% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 87.5065% | 28 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.7489% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7971% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 9.6043% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3243% | 1,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9788% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7368% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2017% | 1,349 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0080% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4193% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5096% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.2821% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 114.8899% | 23 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.4198% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2077% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 4.6454% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2081% | 1,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.6589% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3989% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2989% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7706% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7094% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3663% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.5247% | 112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 141.7785% | 13 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6837% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9406% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 6.9974% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2216% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4602% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5916% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4366% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5015% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7747% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7899% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7696% | 1,176 |
| Percentage Net Loans Charged-off:Construction & development | 1.6528% | 1,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 2,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 2,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2246% | 994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 2,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4196% | 2,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2630% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6008% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6142% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 1.3128% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 3,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1547% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 7,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2959% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8781% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 2,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0880% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 2,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2381% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4753% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8266% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0905% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.1560% | 899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4714% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 7,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2919% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9086% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 2,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0164% | 1,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2537% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2230% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2590% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2737% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5332% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0235% | 980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 7,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2376% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2786% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3187% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4056% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 2,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 7,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4399% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5145% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2039% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 8,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1734% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9136% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 3,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 3,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8999% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 2,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8227% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 2,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 6,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6296% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 8,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0467% | 8,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 7,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3183% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1712% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1059% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6518% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1880% | 2,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8300% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | -200.0000% | 2,210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1557% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0597% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9514% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1971% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6684% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | -106.8000% | 2,196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0799% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1484% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3173% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 8,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2341% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0247% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1730% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0187% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0931% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 8,223 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4522% | 6,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2597% | 2,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2514% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2091% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1614% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 8,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6241% | 6,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3214% | 2,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0813% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1612% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2552% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4394% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9059% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2368% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 8,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7581% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8586% | 2,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 8,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 8,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1817% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3885% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5223% | 1,001 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 3,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 8,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0210% | 8,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 3,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3746% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1822% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0639% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 8,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 8,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2935% | 2,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1409% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4410% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1582% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.4506% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 8,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5759% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3177% | 3,797 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5707% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 4,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 2,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 8,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1027% | 1,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1080% | 1,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2555% | 3,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5352% | 4,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7458% | 1,364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9133% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1075% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 0.3683% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7340% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6387% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3792% | 4,800 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4096% | 1,106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 4,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.5934% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1488% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4786% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1838% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.4375% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4090% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4460% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4813% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 5,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0973% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6005% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7407% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 5,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0487% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2391% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4883% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0341% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 5,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2103% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0933% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6262% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2944% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 6,957 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 8,106 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 8,812 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 8,396 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |