Home > Metropolitan Commercial Bank > Income and Expense

Metropolitan Commercial Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$375,402,000192
Total interest expense$151,102,000175
Net interest income$224,300,000209
Provision for loan and lease losses$12,286,000191
Total noninterest income$27,880,000361
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,131,000232
Trading account gains and fees$0123
Additional Noninterest Income$21,749,000304
Total noninterest expense$126,310,000259
Salaries and employee benefits$65,118,000264
Premises and equipment expense$8,909,000328
Additional noninterest expense$21,749,000304
Pre-tax net operating income$113,584,000194
Securities gains (losses)$23,000629
Applicable income taxes$31,505,000158
Income before extraordinary items$82,102,000197
Extraordinary gains, net$054
Net income$82,102,000200
Minority interest net income$088
Net income of bank and minority interests.$82,102,000199
Net charge-offs$1,219,000478
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$82,083,830210
2023-09-30 (YTD Data)Rank
Total interest income$270,136,000197
Total interest expense$103,207,000182
Net interest income$166,929,000212
Provision for loan and lease losses$5,746,000246
Total noninterest income$21,413,000358
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,445,000240
Trading account gains and fees$0125
Additional Noninterest Income$16,968,000298
Total noninterest expense$90,192,000271
Salaries and employee benefits$47,321,000277
Premises and equipment expense$6,659,000334
Additional noninterest expense$16,968,000298
Pre-tax net operating income$92,404,000190
Securities gains (losses)$-71,0003,913
Applicable income taxes$25,926,000162
Income before extraordinary items$66,407,000201
Extraordinary gains, net$052
Net income$66,407,000202
Minority interest net income$081
Net income of bank and minority interests.$66,407,000202
Net charge-offs$273,000763
Cash dividends$5,000,000598
Sale, conversion, retirement of capital stock, net$0507
Net operating income$66,463,090206
2023-06-30 (YTD Data)Rank
Total interest income$172,238,000194
Total interest expense$59,263,000183
Net interest income$112,975,000209
Provision for loan and lease losses$4,955,000212
Total noninterest income$14,836,000336
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,967,000234
Trading account gains and fees$0112
Additional Noninterest Income$11,869,000280
Total noninterest expense$60,478,000266
Salaries and employee benefits$30,535,000276
Premises and equipment expense$4,360,000329
Additional noninterest expense$11,869,000280
Pre-tax net operating income$62,378,000189
Securities gains (losses)$-7,0003,750
Applicable income taxes$19,179,000145
Income before extraordinary items$43,192,000202
Extraordinary gains, net$051
Net income$43,192,000206
Minority interest net income$081
Net income of bank and minority interests.$43,192,000202
Net charge-offs$143,000797
Cash dividends$5,000,000429
Sale, conversion, retirement of capital stock, net$0486
Net operating income$43,197,530207
2023-03-31 (YTD Data)Rank
Total interest income$83,230,000204
Total interest expense$24,398,000198
Net interest income$58,832,000203
Provision for loan and lease losses$606,000463
Total noninterest income$6,948,000358
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,471,000244
Trading account gains and fees$097
Additional Noninterest Income$5,477,000298
Total noninterest expense$30,071,000278
Salaries and employee benefits$15,871,000277
Premises and equipment expense$2,206,000335
Additional noninterest expense$5,477,000298
Pre-tax net operating income$35,103,000176
Securities gains (losses)$26,000384
Applicable income taxes$9,155,000157
Income before extraordinary items$25,974,000181
Extraordinary gains, net$04
Net income$25,974,000181
Minority interest net income$048
Net income of bank and minority interests.$25,974,000181
Net charge-offs$100,000601
Cash dividends$5,000,000261
Sale, conversion, retirement of capital stock, net$0430
Net operating income$25,953,460187
2022-12-31 (YTD Data)Rank
Total interest income$260,729,000201
Total interest expense$30,177,000201
Net interest income$230,552,000198
Provision for loan and lease losses$10,116,000174
Total noninterest income$26,851,000388
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$5,807,000253
Trading account gains and fees$0116
Additional Noninterest Income$21,044,000332
Total noninterest expense$145,971,000234
Salaries and employee benefits$55,565,000299
Premises and equipment expense$8,213,000347
Additional noninterest expense$21,044,000332
Pre-tax net operating income$101,316,000231
Securities gains (losses)$-258,0004,169
Applicable income taxes$38,701,000160
Income before extraordinary items$62,357,000279
Extraordinary gains, net$05
Net income$62,357,000279
Minority interest net income$063
Net income of bank and minority interests.$62,357,000279
Net charge-offs$-30,0003,945
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$-367,0004,677
Net operating income$62,560,820283
2022-09-30 (YTD Data)Rank
Total interest income$180,178,000202
Total interest expense$13,837,000209
Net interest income$166,341,000201
Provision for loan and lease losses$7,807,000158
Total noninterest income$20,512,000395
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,334,000260
Trading account gains and fees$0111
Additional Noninterest Income$16,178,000341
Total noninterest expense$80,024,000294
Salaries and employee benefits$40,064,000315
Premises and equipment expense$6,111,000348
Additional noninterest expense$16,178,000341
Pre-tax net operating income$99,022,000193
Securities gains (losses)$-267,0004,394
Applicable income taxes$29,429,000158
Income before extraordinary items$69,326,000207
Extraordinary gains, net$04
Net income$69,326,000207
Minority interest net income$057
Net income of bank and minority interests.$69,326,000207
Net charge-offs$-5,0003,411
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$69,536,930206
2022-06-30 (YTD Data)Rank
Total interest income$110,122,000204
Total interest expense$7,331,000191
Net interest income$102,791,000207
Provision for loan and lease losses$5,800,000133
Total noninterest income$14,605,000363
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,844,000262
Trading account gains and fees$0108
Additional Noninterest Income$11,761,000326
Total noninterest expense$49,958,000304
Salaries and employee benefits$26,503,000310
Premises and equipment expense$4,043,000347
Additional noninterest expense$19,412,000266
Pre-tax net operating income$61,638,000199
Securities gains (losses)$-179,0004,453
Applicable income taxes$18,021,000165
Income before extraordinary items$43,438,000212
Extraordinary gains, net$04
Net income$43,438,000212
Minority interest net income$060
Net income of bank and minority interests.$43,438,000212
Net charge-offs$-5,0003,441
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$43,579,410213
2022-03-31 (YTD Data)Rank
Total interest income$50,968,000211
Total interest expense$3,625,000169
Net interest income$47,343,000214
Provision for loan and lease losses$3,400,00085
Total noninterest income$7,533,000371
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,370,000266
Trading account gains and fees$0103
Additional Noninterest Income$6,163,000331
Total noninterest expense$24,206,000314
Salaries and employee benefits$13,269,000312
Premises and equipment expense$1,946,000363
Additional noninterest expense$8,991,000281
Pre-tax net operating income$27,270,000205
Securities gains (losses)$-106,0004,540
Applicable income taxes$7,375,000175
Income before extraordinary items$19,789,000227
Extraordinary gains, net$04
Net income$19,789,000227
Minority interest net income$050
Net income of bank and minority interests.$19,789,000227
Net charge-offs$-5,0003,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$19,872,740226
2021-12-31 (YTD Data)Rank
Total interest income$173,271,000235
Total interest expense$14,242,000204
Net interest income$159,029,000246
Provision for loan and lease losses$3,815,000146
Total noninterest income$23,152,000472
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,755,000278
Trading account gains and feesNANA
Additional Noninterest Income$18,397,000444
Total noninterest expense$86,023,000339
Salaries and employee benefits$45,127,000349
Premises and equipment expense$7,375,000380
Additional noninterest expense$33,521,000289
Pre-tax net operating income$92,343,000246
Securities gains (losses)$547,000337
Applicable income taxes$30,090,000190
Income before extraordinary items$62,800,000277
Extraordinary gains, net$010
Net income$62,800,000277
Minority interest net income$074
Net income of bank and minority interests.$62,800,000277
Net charge-offs$4,493,000175
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$62,367,870272
2021-09-30 (YTD Data)Rank
Total interest income$124,162,000252
Total interest expense$10,452,000220
Net interest income$113,710,000253
Provision for loan and lease losses$3,315,000121
Total noninterest income$16,077,000510
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,085,000251
Trading account gains and feesNANA
Additional Noninterest Income$11,992,000509
Total noninterest expense$63,009,000347
Salaries and employee benefits$33,202,000354
Premises and equipment expense$5,549,000385
Additional noninterest expense$24,258,000297
Pre-tax net operating income$63,463,000261
Securities gains (losses)$564,000293
Applicable income taxes$20,662,000199
Income before extraordinary items$43,365,000301
Extraordinary gains, net$08
Net income$43,365,000300
Minority interest net income$069
Net income of bank and minority interests.$43,365,000301
Net charge-offs$601,000449
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$42,919,440295
2021-06-30 (YTD Data)Rank
Total interest income$79,147,000258
Total interest expense$6,736,000245
Net interest income$72,411,000255
Provision for loan and lease losses$2,825,00098
Total noninterest income$10,177,000523
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,414,000267
Trading account gains and feesNANA
Additional Noninterest Income$7,763,000525
Total noninterest expense$41,344,000350
Salaries and employee benefits$22,638,000349
Premises and equipment expense$4,024,000358
Additional noninterest expense$14,682,000324
Pre-tax net operating income$38,419,000283
Securities gains (losses)$573,000239
Applicable income taxes$12,394,000219
Income before extraordinary items$26,598,000324
Extraordinary gains, net$06
Net income$26,598,000324
Minority interest net income$067
Net income of bank and minority interests.$26,598,000324
Net charge-offs$855,000289
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$287,000235
Net operating income$26,145,330314
2021-03-31 (YTD Data)Rank
Total interest income$38,102,000260
Total interest expense$3,171,000268
Net interest income$34,931,000260
Provision for loan and lease losses$950,000196
Total noninterest income$4,636,000568
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,065,000282
Trading account gains and feesNANA
Additional Noninterest Income$3,571,000558
Total noninterest expense$19,971,000354
Salaries and employee benefits$11,428,000350
Premises and equipment expense$2,024,000363
Additional noninterest expense$6,519,000336
Pre-tax net operating income$18,646,000288
Securities gains (losses)$-41,0004,823
Applicable income taxes$5,899,000229
Income before extraordinary items$12,706,000333
Extraordinary gains, net$03
Net income$12,706,000332
Minority interest net income$055
Net income of bank and minority interests.$12,706,000333
Net charge-offs$855,000194
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$-1,465,0004,968
Net operating income$12,738,390322
2020-12-31 (YTD Data)Rank
Total interest income$143,080,000282
Total interest expense$15,985,000328
Net interest income$127,095,000275
Provision for loan and lease losses$9,488,000369
Total noninterest income$13,669,000651
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,728,000313
Trading account gains and feesNANA
Additional Noninterest Income$9,941,000644
Total noninterest expense$73,120,000366
Salaries and employee benefits$39,797,000374
Premises and equipment expense$8,340,000344
Additional noninterest expense$24,983,000354
Pre-tax net operating income$58,156,000258
Securities gains (losses)$3,334,000148
Applicable income taxes$19,585,000184
Income before extraordinary items$41,905,000287
Extraordinary gains, net$04
Net income$41,905,000285
Minority interest net income$072
Net income of bank and minority interests.$41,905,000287
Net charge-offs$353,0001,192
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,902,000121
Net operating income$39,271,140295
2020-09-30 (YTD Data)Rank
Total interest income$106,223,000282
Total interest expense$13,106,000327
Net interest income$93,117,000275
Provision for loan and lease losses$7,693,000374
Total noninterest income$10,286,000625
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,747,000316
Trading account gains and feesNANA
Additional Noninterest Income$7,539,000614
Total noninterest expense$55,693,000354
Salaries and employee benefits$29,962,000365
Premises and equipment expense$6,498,000330
Additional noninterest expense$19,233,000337
Pre-tax net operating income$40,017,000258
Securities gains (losses)$3,342,000124
Applicable income taxes$13,826,000172
Income before extraordinary items$29,533,000283
Extraordinary gains, net$04
Net income$29,533,000280
Minority interest net income$065
Net income of bank and minority interests.$29,533,000283
Net charge-offs$351,000944
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$2,188,000109
Net operating income$26,892,820290
2020-06-30 (YTD Data)Rank
Total interest income$70,282,000290
Total interest expense$10,001,000317
Net interest income$60,281,000280
Provision for loan and lease losses$6,555,000326
Total noninterest income$6,649,000605
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,884,000308
Trading account gains and feesNANA
Additional Noninterest Income$4,765,000591
Total noninterest expense$37,020,000356
Salaries and employee benefits$20,017,000357
Premises and equipment expense$4,387,000322
Additional noninterest expense$12,616,000333
Pre-tax net operating income$23,355,000256
Securities gains (losses)$3,341,00090
Applicable income taxes$8,472,000156
Income before extraordinary items$18,224,000266
Extraordinary gains, net$04
Net income$18,224,000266
Minority interest net income$065
Net income of bank and minority interests.$18,224,000266
Net charge-offs$323,000771
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$1,554,00095
Net operating income$15,584,610294
2020-03-31 (YTD Data)Rank
Total interest income$36,063,000290
Total interest expense$6,502,000292
Net interest income$29,561,000288
Provision for loan and lease losses$4,790,000262
Total noninterest income$3,329,000567
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,081,000317
Trading account gains and feesNANA
Additional Noninterest Income$2,248,000543
Total noninterest expense$19,126,000343
Salaries and employee benefits$9,960,000363
Premises and equipment expense$2,500,000298
Additional noninterest expense$6,666,000326
Pre-tax net operating income$8,974,000289
Securities gains (losses)$1,011,000107
Applicable income taxes$3,213,000184
Income before extraordinary items$6,772,000309
Extraordinary gains, net$04
Net income$6,772,000308
Minority interest net income$056
Net income of bank and minority interests.$6,772,000309
Net charge-offs$138,000746
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$709,00096
Net operating income$5,973,310340
2019-12-31 (YTD Data)Rank
Total interest income$129,744,000307
Total interest expense$29,651,000291
Net interest income$100,093,000313
Provision for loan and lease losses$4,223,000294
Total noninterest income$10,565,000669
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,558,000370
Trading account gains and feesNANA
Additional Noninterest Income$7,007,000660
Total noninterest expense$58,405,000407
Salaries and employee benefits$30,890,000425
Premises and equipment expense$6,530,000406
Additional noninterest expense$20,985,000366
Pre-tax net operating income$48,030,000323
Securities gains (losses)$64,0001,139
Applicable income taxes$15,200,000251
Income before extraordinary items$32,894,000361
Extraordinary gains, net$011
Net income$32,894,000362
Minority interest net income$076
Net income of bank and minority interests.$32,894,000362
Net charge-offs$-3,107,0005,169
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$2,315,000139
Net operating income$32,843,440360
2019-09-30 (YTD Data)Rank
Total interest income$93,283,000318
Total interest expense$21,831,000302
Net interest income$71,452,000326
Provision for loan and lease losses$1,923,000424
Total noninterest income$7,692,000677
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,581,000374
Trading account gains and feesNANA
Additional Noninterest Income$5,111,000680
Total noninterest expense$41,694,000428
Salaries and employee benefits$23,023,000430
Premises and equipment expense$4,474,000450
Additional noninterest expense$14,197,000393
Pre-tax net operating income$35,527,000327
Securities gains (losses)$87,000845
Applicable income taxes$11,211,000248
Income before extraordinary items$24,403,000362
Extraordinary gains, net$011
Net income$24,403,000363
Minority interest net income$072
Net income of bank and minority interests.$24,403,000363
Net charge-offs$-3,579,0005,250
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$1,712,000126
Net operating income$24,334,270357
2019-06-30 (YTD Data)Rank
Total interest income$57,792,000336
Total interest expense$13,009,000321
Net interest income$44,783,000342
Provision for loan and lease losses$-81,0005,173
Total noninterest income$4,996,000676
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,727,000373
Trading account gains and fees$0131
Additional Noninterest Income$3,269,000684
Total noninterest expense$26,537,000443
Salaries and employee benefits$15,236,000429
Premises and equipment expense$2,683,000494
Additional noninterest expense$8,618,000437
Pre-tax net operating income$23,323,000324
Securities gains (losses)$70,000638
Applicable income taxes$7,334,000249
Income before extraordinary items$16,059,000365
Extraordinary gains, net$011
Net income$16,059,000366
Minority interest net income$069
Net income of bank and minority interests.$16,059,000366
Net charge-offs$-3,854,0005,301
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$1,103,000114
Net operating income$16,003,700358
2019-03-31 (YTD Data)Rank
Total interest income$26,966,000356
Total interest expense$5,435,000349
Net interest income$21,531,000356
Provision for loan and lease losses$-2,031,0005,351
Total noninterest income$2,355,000681
Gross Fiduciary activities income$0972
Service charges on deposit accounts$819,000383
Trading account gains and fees$0126
Additional Noninterest Income$1,536,000680
Total noninterest expense$12,529,000465
Salaries and employee benefits$7,402,000437
Premises and equipment expense$1,233,000538
Additional noninterest expense$3,894,000461
Pre-tax net operating income$13,388,000289
Securities gains (losses)$39,000431
Applicable income taxes$4,116,000237
Income before extraordinary items$9,311,000331
Extraordinary gains, net$05
Net income$9,311,000331
Minority interest net income$052
Net income of bank and minority interests.$9,311,000331
Net charge-offs$-3,923,0005,359
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$498,000105
Net operating income$9,280,190324
2018-12-31 (YTD Data)Rank
Total interest income$83,928,000402
Total interest expense$10,252,000501
Net interest income$73,676,000383
Provision for loan and lease losses$3,138,000363
Total noninterest income$12,191,000595
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,248,000340
Trading account gains and fees$0126
Additional Noninterest Income$7,943,000596
Total noninterest expense$42,194,000530
Salaries and employee benefits$25,658,000478
Premises and equipment expense$4,769,000537
Additional noninterest expense$11,767,000595
Pre-tax net operating income$40,535,000360
Securities gains (losses)$-37,0004,779
Applicable income taxes$12,402,000269
Income before extraordinary items$28,096,000399
Extraordinary gains, net$06
Net income$28,096,000399
Minority interest net income$072
Net income of bank and minority interests.$28,096,000399
Net charge-offs$-919,0005,356
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,709,000179
Net operating income$28,125,230399
2018-09-30 (YTD Data)Rank
Total interest income$60,590,000404
Total interest expense$6,499,000559
Net interest income$54,091,000388
Provision for loan and lease losses$2,294,000357
Total noninterest income$10,005,000564
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,366,000325
Trading account gains and fees$0138
Additional Noninterest Income$6,639,000550
Total noninterest expense$30,924,000535
Salaries and employee benefits$18,696,000499
Premises and equipment expense$3,538,000541
Additional noninterest expense$8,690,000590
Pre-tax net operating income$30,878,000357
Securities gains (losses)$-37,0005,073
Applicable income taxes$9,682,000262
Income before extraordinary items$21,159,000399
Extraordinary gains, net$05
Net income$21,159,000398
Minority interest net income$066
Net income of bank and minority interests.$21,159,000398
Net charge-offs$-1,313,0005,449
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,220,000167
Net operating income$21,188,230397
2018-06-30 (YTD Data)Rank
Total interest income$38,617,000415
Total interest expense$3,579,000619
Net interest income$35,038,000398
Provision for loan and lease losses$2,747,000238
Total noninterest income$8,063,000492
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,695,000275
Trading account gains and fees$0130
Additional Noninterest Income$5,368,000488
Total noninterest expense$20,945,000530
Salaries and employee benefits$12,442,000500
Premises and equipment expense$2,342,000546
Additional noninterest expense$6,161,000558
Pre-tax net operating income$19,409,000363
Securities gains (losses)$-37,0005,224
Applicable income taxes$6,001,000270
Income before extraordinary items$13,371,000408
Extraordinary gains, net$06
Net income$13,371,000407
Minority interest net income$065
Net income of bank and minority interests.$13,371,000408
Net charge-offs$169,0001,013
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$621,000168
Net operating income$13,400,230406
2018-03-31 (YTD Data)Rank
Total interest income$18,625,000424
Total interest expense$1,590,000647
Net interest income$17,035,000405
Provision for loan and lease losses$1,477,000221
Total noninterest income$5,377,000393
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,893,000210
Trading account gains and fees$0123
Additional Noninterest Income$3,484,000404
Total noninterest expense$11,097,000505
Salaries and employee benefits$6,317,000484
Premises and equipment expense$1,126,000563
Additional noninterest expense$3,654,000477
Pre-tax net operating income$9,838,000349
Securities gains (losses)$0735
Applicable income taxes$3,047,000264
Income before extraordinary items$6,791,000400
Extraordinary gains, net$07
Net income$6,791,000400
Minority interest net income$052
Net income of bank and minority interests.$6,791,000400
Net charge-offs$102,000847
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$293,000157
Net operating income$6,791,000402
2017-12-31 (YTD Data)Rank
Total interest income$60,737,000480
Total interest expense$6,713,000527
Net interest income$54,024,000474
Provision for loan and lease losses$7,059,000202
Total noninterest income$11,301,000632
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,392,000396
Trading account gains and fees$0151
Additional Noninterest Income$7,909,000603
Total noninterest expense$32,712,000671
Salaries and employee benefits$19,165,000637
Premises and equipment expense$4,385,000564
Additional noninterest expense$9,162,000733
Pre-tax net operating income$25,554,000448
Securities gains (losses)$02,243
Applicable income taxes$11,993,000351
Income before extraordinary items$13,561,000569
Extraordinary gains, net$09
Net income$13,561,000569
Minority interest net income$076
Net income of bank and minority interests.$13,561,000569
Net charge-offs$3,989,000243
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$412,000316
Net operating income$13,561,000564
2017-09-30 (YTD Data)Rank
Total interest income$42,877,000508
Total interest expense$4,990,000512
Net interest income$37,887,000508
Provision for loan and lease losses$3,560,000257
Total noninterest income$5,052,000917
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,588,000603
Trading account gains and fees$0145
Additional Noninterest Income$3,464,000886
Total noninterest expense$22,945,000718
Salaries and employee benefits$13,688,000672
Premises and equipment expense$3,107,000603
Additional noninterest expense$6,150,000803
Pre-tax net operating income$16,434,000522
Securities gains (losses)$02,274
Applicable income taxes$6,553,000403
Income before extraordinary items$9,881,000634
Extraordinary gains, net$09
Net income$9,881,000634
Minority interest net income$071
Net income of bank and minority interests.$9,881,000634
Net charge-offs$300,0001,115
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$306,000302
Net operating income$9,881,000623
2017-06-30 (YTD Data)Rank
Total interest income$26,479,000539
Total interest expense$3,157,000525
Net interest income$23,322,000542
Provision for loan and lease losses$2,360,000246
Total noninterest income$2,819,0001,046
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$770,000795
Trading account gains and fees$0139
Additional Noninterest Income$2,049,000953
Total noninterest expense$14,376,000754
Salaries and employee benefits$8,841,000695
Premises and equipment expense$2,061,000604
Additional noninterest expense$3,474,000946
Pre-tax net operating income$9,405,000576
Securities gains (losses)$01,906
Applicable income taxes$3,742,000447
Income before extraordinary items$5,663,000713
Extraordinary gains, net$011
Net income$5,663,000713
Minority interest net income$071
Net income of bank and minority interests.$5,663,000713
Net charge-offs$266,000891
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$197,000282
Net operating income$5,663,000693
2017-03-31 (YTD Data)Rank
Total interest income$12,438,000564
Total interest expense$1,446,000552
Net interest income$10,992,000563
Provision for loan and lease losses$570,000417
Total noninterest income$1,246,0001,127
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$283,0001,055
Trading account gains and fees$0142
Additional Noninterest Income$963,000983
Total noninterest expense$7,235,000762
Salaries and employee benefits$4,577,000683
Premises and equipment expense$1,052,000603
Additional noninterest expense$1,606,0001,001
Pre-tax net operating income$4,433,000584
Securities gains (losses)$01,153
Applicable income taxes$1,759,000455
Income before extraordinary items$2,674,000728
Extraordinary gains, net$08
Net income$2,674,000728
Minority interest net income$055
Net income of bank and minority interests.$2,674,000728
Net charge-offs$149,000725
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$90,000260
Net operating income$2,674,000716
2016-12-31 (YTD Data)Rank
Total interest income$44,236,000613
Total interest expense$5,553,000537
Net interest income$38,683,000622
Provision for loan and lease losses$8,055,000191
Total noninterest income$5,278,0001,107
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$856,0001,377
Trading account gains and fees$0170
Additional Noninterest Income$4,422,000925
Total noninterest expense$27,370,000779
Salaries and employee benefits$17,003,000700
Premises and equipment expense$3,926,000629
Additional noninterest expense$6,441,0001,018
Pre-tax net operating income$8,536,0001,047
Securities gains (losses)$40,0001,983
Applicable income taxes$3,257,000734
Income before extraordinary items$5,319,0001,318
Extraordinary gains, net$05
Net income$5,319,0001,317
Minority interest net income$082
Net income of bank and minority interests.$5,319,0001,317
Net charge-offs$6,186,000178
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$2,329,000140
Net operating income$5,293,4001,290
2016-09-30 (YTD Data)Rank
Total interest income$32,280,000629
Total interest expense$4,207,000523
Net interest income$28,073,000641
Provision for loan and lease losses$2,000,000409
Total noninterest income$4,037,0001,086
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$612,0001,415
Trading account gains and fees$0169
Additional Noninterest Income$3,425,000897
Total noninterest expense$21,332,000752
Salaries and employee benefits$13,431,000659
Premises and equipment expense$2,860,000651
Additional noninterest expense$5,041,000979
Pre-tax net operating income$8,778,000810
Securities gains (losses)$40,0001,917
Applicable income taxes$3,632,000573
Income before extraordinary items$5,186,0001,085
Extraordinary gains, net$05
Net income$5,186,0001,085
Minority interest net income$071
Net income of bank and minority interests.$5,186,0001,085
Net charge-offs$445,000873
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$2,251,000108
Net operating income$5,160,4001,062
2016-06-30 (YTD Data)Rank
Total interest income$20,939,000641
Total interest expense$2,821,000520
Net interest income$18,118,000659
Provision for loan and lease losses$1,810,000324
Total noninterest income$2,728,0001,059
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$395,0001,443
Trading account gains and fees$0157
Additional Noninterest Income$2,333,000867
Total noninterest expense$12,906,000825
Salaries and employee benefits$7,792,000753
Premises and equipment expense$1,887,000657
Additional noninterest expense$3,227,0001,017
Pre-tax net operating income$6,130,000757
Securities gains (losses)$40,0001,579
Applicable income taxes$2,508,000550
Income before extraordinary items$3,662,0001,005
Extraordinary gains, net$016
Net income$3,662,0001,004
Minority interest net income$071
Net income of bank and minority interests.$3,662,0001,004
Net charge-offs$48,0002,170
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$258,000243
Net operating income$3,636,400984
2016-03-31 (YTD Data)Rank
Total interest income$9,938,000677
Total interest expense$1,352,000538
Net interest income$8,586,000697
Provision for loan and lease losses$560,000426
Total noninterest income$1,144,0001,182
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$208,0001,391
Trading account gains and fees$0142
Additional Noninterest Income$936,000981
Total noninterest expense$6,244,000847
Salaries and employee benefits$3,767,000782
Premises and equipment expense$936,000668
Additional noninterest expense$1,541,0001,061
Pre-tax net operating income$2,926,000781
Securities gains (losses)$02,077
Applicable income taxes$1,189,000556
Income before extraordinary items$1,737,0001,033
Extraordinary gains, net$012
Net income$1,737,0001,034
Minority interest net income$062
Net income of bank and minority interests.$1,737,0001,034
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$129,000223
Net operating income$1,737,0001,007
2015-12-31 (YTD Data)Rank
Total interest income$32,705,000784
Total interest expense$4,813,000577
Net interest income$27,892,000812
Provision for loan and lease losses$2,015,000451
Total noninterest income$4,457,0001,214
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$732,0001,592
Trading account gains and fees$0159
Additional Noninterest Income$3,725,0001,008
Total noninterest expense$23,075,000899
Salaries and employee benefits$13,214,000861
Premises and equipment expense$3,583,000685
Additional noninterest expense$6,278,0001,044
Pre-tax net operating income$7,259,0001,164
Securities gains (losses)$03,216
Applicable income taxes$2,732,000808
Income before extraordinary items$4,527,0001,464
Extraordinary gains, net$023
Net income$4,527,0001,464
Minority interest net income$081
Net income of bank and minority interests.$4,527,0001,464
Net charge-offs$-12,0005,230
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$448,000319
Net operating income$4,527,0001,438
2015-09-30 (YTD Data)Rank
Total interest income$23,562,000820
Total interest expense$3,568,000584
Net interest income$19,994,000855
Provision for loan and lease losses$1,250,000489
Total noninterest income$3,178,0001,275
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$527,0001,653
Trading account gains and fees$0153
Additional Noninterest Income$2,651,0001,065
Total noninterest expense$16,366,000949
Salaries and employee benefits$9,757,000880
Premises and equipment expense$2,606,000720
Additional noninterest expense$4,003,0001,203
Pre-tax net operating income$5,556,0001,161
Securities gains (losses)$03,031
Applicable income taxes$2,245,000766
Income before extraordinary items$3,311,0001,512
Extraordinary gains, net$021
Net income$3,311,0001,513
Minority interest net income$078
Net income of bank and minority interests.$3,311,0001,513
Net charge-offs$-9,0005,138
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$327,000299
Net operating income$3,311,0001,474
2015-06-30 (YTD Data)Rank
Total interest income$15,197,000844
Total interest expense$2,364,000592
Net interest income$12,833,000892
Provision for loan and lease losses$620,000632
Total noninterest income$1,874,0001,384
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$341,0001,668
Trading account gains and fees$0157
Additional Noninterest Income$1,533,0001,171
Total noninterest expense$10,844,000958
Salaries and employee benefits$6,408,000895
Premises and equipment expense$1,785,000710
Additional noninterest expense$2,651,0001,209
Pre-tax net operating income$3,243,0001,292
Securities gains (losses)$02,636
Applicable income taxes$1,297,000852
Income before extraordinary items$1,946,0001,649
Extraordinary gains, net$022
Net income$1,946,0001,653
Minority interest net income$075
Net income of bank and minority interests.$1,946,0001,653
Net charge-offs$-6,0005,097
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$206,000287
Net operating income$1,946,0001,606
2015-03-31 (YTD Data)Rank
Total interest income$7,416,000862
Total interest expense$1,151,000607
Net interest income$6,265,000901
Provision for loan and lease losses$270,000708
Total noninterest income$737,0001,602
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$176,0001,619
Trading account gains and fees$0152
Additional Noninterest Income$561,0001,384
Total noninterest expense$5,390,000963
Salaries and employee benefits$3,255,000877
Premises and equipment expense$868,000742
Additional noninterest expense$1,267,0001,242
Pre-tax net operating income$1,342,0001,465
Securities gains (losses)$02,027
Applicable income taxes$574,000926
Income before extraordinary items$768,0001,983
Extraordinary gains, net$013
Net income$768,0001,986
Minority interest net income$064
Net income of bank and minority interests.$768,0001,985
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$95,000263
Net operating income$768,0001,928
2014-12-31 (YTD Data)Rank
Total interest income$27,484,000920
Total interest expense$4,489,000645
Net interest income$22,995,000970
Provision for loan and lease losses$392,0001,702
Total noninterest income$7,964,000778
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$586,0002,012
Trading account gains and fees$0180
Additional Noninterest Income$7,378,000576
Total noninterest expense$26,136,000780
Salaries and employee benefits$13,463,000819
Premises and equipment expense$5,492,000469
Additional noninterest expense$7,181,000908
Pre-tax net operating income$4,431,0001,700
Securities gains (losses)$70,0001,502
Applicable income taxes$2,688,000784
Income before extraordinary items$1,813,0002,878
Extraordinary gains, net$017
Net income$1,813,0002,877
Minority interest net income$084
Net income of bank and minority interests.$1,813,0002,878
Net charge-offs$-10,0005,658
Cash dividends$3,450,000829
Sale, conversion, retirement of capital stock, net$288,000379
Net operating income$1,768,2002,881
2014-09-30 (YTD Data)Rank
Total interest income$20,323,000939
Total interest expense$3,353,000647
Net interest income$16,970,000995
Provision for loan and lease losses$25,0003,831
Total noninterest income$4,854,000908
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$412,0002,132
Trading account gains and fees$0174
Additional Noninterest Income$4,442,000673
Total noninterest expense$19,303,000788
Salaries and employee benefits$10,092,000818
Premises and equipment expense$4,204,000460
Additional noninterest expense$5,007,000970
Pre-tax net operating income$2,496,0002,146
Securities gains (losses)$70,0001,231
Applicable income taxes$1,334,0001,074
Income before extraordinary items$1,232,0003,087
Extraordinary gains, net$015
Net income$1,232,0003,087
Minority interest net income$081
Net income of bank and minority interests.$1,232,0003,088
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$214,000347
Net operating income$1,187,2003,128
2014-06-30 (YTD Data)Rank
Total interest income$12,978,000978
Total interest expense$2,229,000653
Net interest income$10,749,0001,049
Provision for loan and lease losses$310,0001,195
Total noninterest income$3,101,000914
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$256,0002,227
Trading account gains and fees$0172
Additional Noninterest Income$2,845,000679
Total noninterest expense$12,437,000805
Salaries and employee benefits$6,654,000821
Premises and equipment expense$2,821,000462
Additional noninterest expense$2,962,0001,100
Pre-tax net operating income$1,103,0002,793
Securities gains (losses)$70,000979
Applicable income taxes$671,0001,288
Income before extraordinary items$502,0003,955
Extraordinary gains, net$020
Net income$502,0003,961
Minority interest net income$080
Net income of bank and minority interests.$502,0003,961
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$140,000331
Net operating income$457,2004,047
2014-03-31 (YTD Data)Rank
Total interest income$6,230,0001,025
Total interest expense$1,114,000664
Net interest income$5,116,0001,093
Provision for loan and lease losses$120,0001,448
Total noninterest income$1,560,000887
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$138,0002,072
Trading account gains and fees$0147
Additional Noninterest Income$1,422,000651
Total noninterest expense$6,160,000821
Salaries and employee benefits$3,287,000845
Premises and equipment expense$1,400,000478
Additional noninterest expense$1,473,0001,088
Pre-tax net operating income$396,0003,306
Securities gains (losses)$70,000540
Applicable income taxes$279,0001,406
Income before extraordinary items$187,0004,370
Extraordinary gains, net$016
Net income$187,0004,371
Minority interest net income$066
Net income of bank and minority interests.$187,0004,372
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$68,000311
Net operating income$142,2004,704
2013-12-31 (YTD Data)Rank
Total interest income$23,965,0001,062
Total interest expense$4,735,000705
Net interest income$19,230,0001,142
Provision for loan and lease losses$-317,0006,536
Total noninterest income$6,600,000926
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$531,0002,279
Trading account gains and fees$0184
Additional Noninterest Income$6,069,000699
Total noninterest expense$24,571,000827
Salaries and employee benefits$12,508,000863
Premises and equipment expense$5,770,000437
Additional noninterest expense$6,293,0001,074
Pre-tax net operating income$1,576,0003,317
Securities gains (losses)$03,182
Applicable income taxes$840,0001,637
Income before extraordinary items$736,0004,370
Extraordinary gains, net$029
Net income$736,0004,374
Minority interest net income$090
Net income of bank and minority interests.$736,0004,375
Net charge-offs$728,0001,595
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$114,000524
Net operating income$736,0004,312
2013-09-30 (YTD Data)Rank
Total interest income$17,784,0001,074
Total interest expense$3,597,000719
Net interest income$14,187,0001,159
Provision for loan and lease losses$-810,0006,766
Total noninterest income$4,969,000939
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$383,0002,349
Trading account gains and fees$0180
Additional Noninterest Income$4,586,000706
Total noninterest expense$18,567,000824
Salaries and employee benefits$9,637,000843
Premises and equipment expense$4,327,000440
Additional noninterest expense$4,603,0001,094
Pre-tax net operating income$1,399,0003,045
Securities gains (losses)$03,040
Applicable income taxes$691,0001,588
Income before extraordinary items$708,0004,051
Extraordinary gains, net$025
Net income$708,0004,055
Minority interest net income$084
Net income of bank and minority interests.$708,0004,055
Net charge-offs$746,0001,237
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$75,000507
Net operating income$708,0003,979
2013-06-30 (YTD Data)Rank
Total interest income$11,892,0001,062
Total interest expense$2,413,000741
Net interest income$9,479,0001,147
Provision for loan and lease losses$90,0003,034
Total noninterest income$3,421,000919
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$258,0002,306
Trading account gains and fees$0157
Additional Noninterest Income$3,163,000695
Total noninterest expense$12,200,000835
Salaries and employee benefits$6,295,000865
Premises and equipment expense$2,883,000440
Additional noninterest expense$3,022,0001,116
Pre-tax net operating income$610,0003,798
Securities gains (losses)$02,791
Applicable income taxes$309,0001,982
Income before extraordinary items$301,0004,738
Extraordinary gains, net$022
Net income$301,0004,741
Minority interest net income$082
Net income of bank and minority interests.$301,0004,742
Net charge-offs$471,0001,299
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$47,000490
Net operating income$301,0004,627
2013-03-31 (YTD Data)Rank
Total interest income$6,070,0001,047
Total interest expense$1,192,000779
Net interest income$4,878,0001,124
Provision for loan and lease losses$190,0001,411
Total noninterest income$1,833,000882
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$127,0002,323
Trading account gains and fees$0148
Additional Noninterest Income$1,706,000670
Total noninterest expense$6,109,000838
Salaries and employee benefits$3,171,000868
Premises and equipment expense$1,442,000449
Additional noninterest expense$1,496,0001,110
Pre-tax net operating income$412,0003,244
Securities gains (losses)$01,966
Applicable income taxes$199,0001,718
Income before extraordinary items$213,0004,168
Extraordinary gains, net$010
Net income$213,0004,170
Minority interest net income$076
Net income of bank and minority interests.$213,0004,170
Net charge-offs$342,000969
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$19,000473
Net operating income$213,0004,070
2012-12-31 (YTD Data)Rank
Total interest income$25,148,0001,059
Total interest expense$5,314,000845
Net interest income$19,834,0001,102
Provision for loan and lease losses$1,000,0001,760
Total noninterest income$7,503,000834
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$484,0002,556
Trading account gains and fees$0166
Additional Noninterest Income$7,019,000621
Total noninterest expense$24,307,000825
Salaries and employee benefits$12,493,000840
Premises and equipment expense$5,674,000439
Additional noninterest expense$6,140,0001,135
Pre-tax net operating income$2,030,0002,788
Securities gains (losses)$03,810
Applicable income taxes$970,0001,501
Income before extraordinary items$1,060,0003,786
Extraordinary gains, net$029
Net income$1,060,0003,787
Minority interest net income$093
Net income of bank and minority interests.$1,060,0003,788
Net charge-offs$1,009,0001,805
Cash dividends$1,742,0001,343
Sale, conversion, retirement of capital stock, net$37,000755
Net operating income$1,060,0003,624
2012-09-30 (YTD Data)Rank
Total interest income$19,213,0001,063
Total interest expense$4,095,000865
Net interest income$15,118,0001,102
Provision for loan and lease losses$1,000,0001,432
Total noninterest income$5,631,000833
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$369,0002,547
Trading account gains and fees$0157
Additional Noninterest Income$5,262,000620
Total noninterest expense$18,111,000820
Salaries and employee benefits$9,308,000847
Premises and equipment expense$4,230,000439
Additional noninterest expense$4,573,0001,124
Pre-tax net operating income$1,638,0002,715
Securities gains (losses)$03,575
Applicable income taxes$787,0001,454
Income before extraordinary items$851,0003,752
Extraordinary gains, net$020
Net income$851,0003,752
Minority interest net income$086
Net income of bank and minority interests.$851,0003,754
Net charge-offs$1,009,0001,462
Cash dividends$1,742,000893
Sale, conversion, retirement of capital stock, net$75,000522
Net operating income$851,0003,589
2012-06-30 (YTD Data)Rank
Total interest income$13,104,0001,030
Total interest expense$2,800,000873
Net interest income$10,304,0001,084
Provision for loan and lease losses$200,0002,964
Total noninterest income$4,020,000785
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$249,0002,491
Trading account gains and fees$0153
Additional Noninterest Income$3,771,000582
Total noninterest expense$11,939,000829
Salaries and employee benefits$6,116,000850
Premises and equipment expense$2,782,000441
Additional noninterest expense$3,041,0001,134
Pre-tax net operating income$2,185,0001,577
Securities gains (losses)$03,178
Applicable income taxes$1,010,000880
Income before extraordinary items$1,175,0002,313
Extraordinary gains, net$019
Net income$1,175,0002,312
Minority interest net income$084
Net income of bank and minority interests.$1,175,0002,313
Net charge-offs$1,009,0001,130
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$50,000501
Net operating income$1,175,0002,183
2012-03-31 (YTD Data)Rank
Total interest income$6,775,000998
Total interest expense$1,445,000884
Net interest income$5,330,0001,037
Provision for loan and lease losses$200,0001,993
Total noninterest income$2,153,000754
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$127,0002,440
Trading account gains and fees$0148
Additional Noninterest Income$2,026,000548
Total noninterest expense$5,974,000823
Salaries and employee benefits$3,074,000842
Premises and equipment expense$1,371,000446
Additional noninterest expense$1,529,0001,115
Pre-tax net operating income$1,309,0001,341
Securities gains (losses)$02,210
Applicable income taxes$605,000753
Income before extraordinary items$704,0002,001
Extraordinary gains, net$019
Net income$704,0002,002
Minority interest net income$078
Net income of bank and minority interests.$704,0002,003
Net charge-offs$1,034,000661
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$31,000408
Net operating income$704,0001,900
2011-12-31 (YTD Data)Rank
Total interest income$29,451,000948
Total interest expense$7,075,000845
Net interest income$22,376,000976
Provision for loan and lease losses$763,0002,808
Total noninterest income$7,483,000766
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$530,0002,455
Trading account gains and fees$0146
Additional Noninterest Income$6,953,000550
Total noninterest expense$24,657,000804
Salaries and employee benefits$11,271,000872
Premises and equipment expense$5,610,000459
Additional noninterest expense$7,776,000911
Pre-tax net operating income$4,439,0001,315
Securities gains (losses)$03,838
Applicable income taxes$2,063,000769
Income before extraordinary items$2,376,0001,953
Extraordinary gains, net$029
Net income$2,376,0001,954
Minority interest net income$096
Net income of bank and minority interests.$2,376,0001,954
Net charge-offs$404,0003,430
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$117,000630
Net operating income$2,376,0001,865
2011-09-30 (YTD Data)Rank
Total interest income$22,204,000958
Total interest expense$5,425,000864
Net interest income$16,779,000988
Provision for loan and lease losses$760,0002,332
Total noninterest income$5,626,000769
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$383,0002,537
Trading account gains and fees$0145
Additional Noninterest Income$5,243,000559
Total noninterest expense$17,503,000843
Salaries and employee benefits$8,525,000865
Premises and equipment expense$4,183,000463
Additional noninterest expense$4,795,0001,099
Pre-tax net operating income$4,142,0001,115
Securities gains (losses)$03,555
Applicable income taxes$1,914,000646
Income before extraordinary items$2,228,0001,686
Extraordinary gains, net$021
Net income$2,228,0001,687
Minority interest net income$087
Net income of bank and minority interests.$2,228,0001,687
Net charge-offs$205,0003,690
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$87,000588
Net operating income$2,228,0001,602
2011-06-30 (YTD Data)Rank
Total interest income$14,486,000986
Total interest expense$3,601,000909
Net interest income$10,885,0001,016
Provision for loan and lease losses$600,0002,044
Total noninterest income$3,648,000785
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$237,0002,682
Trading account gains and fees$0153
Additional Noninterest Income$3,411,000570
Total noninterest expense$11,489,000872
Salaries and employee benefits$5,621,000885
Premises and equipment expense$2,771,000474
Additional noninterest expense$3,097,0001,144
Pre-tax net operating income$2,444,0001,218
Securities gains (losses)$02,914
Applicable income taxes$1,132,000685
Income before extraordinary items$1,312,0001,808
Extraordinary gains, net$015
Net income$1,312,0001,808
Minority interest net income$089
Net income of bank and minority interests.$1,312,0001,808
Net charge-offs$205,0003,094
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$58,000514
Net operating income$1,312,0001,731
2011-03-31 (YTD Data)Rank
Total interest income$7,275,000994
Total interest expense$1,789,000945
Net interest income$5,486,0001,006
Provision for loan and lease losses$301,0001,891
Total noninterest income$1,879,000774
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$113,0002,727
Trading account gains and fees$0158
Additional Noninterest Income$1,766,000558
Total noninterest expense$5,789,000867
Salaries and employee benefits$2,824,000893
Premises and equipment expense$1,368,000489
Additional noninterest expense$1,597,0001,120
Pre-tax net operating income$1,275,0001,150
Securities gains (losses)$01,772
Applicable income taxes$588,000647
Income before extraordinary items$687,0001,704
Extraordinary gains, net$09
Net income$687,0001,704
Minority interest net income$086
Net income of bank and minority interests.$687,0001,704
Net charge-offs$101,0002,722
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$29,000469
Net operating income$687,0001,656
2010-12-31 (YTD Data)Rank
Total interest income$32,660,000940
Total interest expense$9,839,000838
Net interest income$22,821,000964
Provision for loan and lease losses$1,432,0002,520
Total noninterest income$7,470,000795
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$340,0003,406
Trading account gains and fees$0175
Additional Noninterest Income$7,130,000577
Total noninterest expense$23,393,000855
Salaries and employee benefits$11,287,000870
Premises and equipment expense$5,551,000467
Additional noninterest expense$6,555,0001,134
Pre-tax net operating income$5,466,000944
Securities gains (losses)$03,793
Applicable income taxes$2,528,000607
Income before extraordinary items$2,938,0001,427
Extraordinary gains, net$029
Net income$2,938,0001,429
Minority interest net income$0111
Net income of bank and minority interests.$2,938,0001,430
Net charge-offs$2,443,0001,658
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$117,000746
Net operating income$2,938,0001,378
2010-09-30 (YTD Data)Rank
Total interest income$24,963,000930
Total interest expense$7,810,000810
Net interest income$17,153,000964
Provision for loan and lease losses$912,0002,633
Total noninterest income$5,556,000782
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$220,0003,743
Trading account gains and fees$0165
Additional Noninterest Income$5,336,000551
Total noninterest expense$17,498,000850
Salaries and employee benefits$8,495,000856
Premises and equipment expense$4,170,000464
Additional noninterest expense$4,833,0001,121
Pre-tax net operating income$4,299,000950
Securities gains (losses)$03,651
Applicable income taxes$1,988,000596
Income before extraordinary items$2,311,0001,441
Extraordinary gains, net$023
Net income$2,311,0001,444
Minority interest net income$0110
Net income of bank and minority interests.$2,311,0001,444
Net charge-offs$1,103,0002,077
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$88,000685
Net operating income$2,311,0001,382
2010-06-30 (YTD Data)Rank
Total interest income$16,758,000928
Total interest expense$5,360,000816
Net interest income$11,398,000972
Provision for loan and lease losses$611,0002,540
Total noninterest income$3,759,000759
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$116,0004,206
Trading account gains and fees$0152
Additional Noninterest Income$3,643,000522
Total noninterest expense$11,705,000846
Salaries and employee benefits$5,680,000856
Premises and equipment expense$2,768,000468
Additional noninterest expense$3,257,0001,093
Pre-tax net operating income$2,841,000956
Securities gains (losses)$03,184
Applicable income taxes$1,314,000571
Income before extraordinary items$1,527,0001,443
Extraordinary gains, net$019
Net income$1,527,0001,443
Minority interest net income$0105
Net income of bank and minority interests.$1,527,0001,444
Net charge-offs$75,0004,534
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$64,000590
Net operating income$1,527,0001,383
2010-03-31 (YTD Data)Rank
Total interest income$8,442,000949
Total interest expense$2,634,000887
Net interest income$5,808,000971
Provision for loan and lease losses$310,0002,339
Total noninterest income$1,892,000753
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$53,0004,364
Trading account gains and fees$0175
Additional Noninterest Income$1,839,000515
Total noninterest expense$5,923,000840
Salaries and employee benefits$2,875,000859
Premises and equipment expense$1,375,000489
Additional noninterest expense$1,673,0001,044
Pre-tax net operating income$1,467,000915
Securities gains (losses)$02,284
Applicable income taxes$676,000535
Income before extraordinary items$791,0001,392
Extraordinary gains, net$016
Net income$791,0001,394
Minority interest net income$091
Net income of bank and minority interests.$791,0001,394
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$29,000555
Net operating income$791,0001,343
2009-12-31 (YTD Data)Rank
Total interest income$33,978,0001,000
Total interest expense$12,750,000929
Net interest income$21,228,0001,031
Provision for loan and lease losses$6,188,0001,213
Total noninterest income$8,922,000705
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$200,0004,662
Trading account gains and fees$0211
Additional Noninterest Income$8,722,000488
Total noninterest expense$25,523,000825
Salaries and employee benefits$12,203,000802
Premises and equipment expense$6,241,000433
Additional noninterest expense$7,079,0001,100
Pre-tax net operating income$-1,561,0006,468
Securities gains (losses)$03,754
Applicable income taxes$-639,0007,126
Income before extraordinary items$-922,0006,323
Extraordinary gains, net$034
Net income$-922,0006,323
Minority interest net income$0115
Net income of bank and minority interests.$-922,0006,323
Net charge-offs$1,955,0002,063
Cash dividends$750,0002,028
Sale, conversion, retirement of capital stock, net$185,000730
Net operating income$-922,0006,329
2009-09-30 (YTD Data)Rank
Total interest income$25,384,0001,021
Total interest expense$9,854,000944
Net interest income$15,530,0001,062
Provision for loan and lease losses$3,901,0001,249
Total noninterest income$6,856,000690
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$156,0004,602
Trading account gains and fees$0212
Additional Noninterest Income$6,700,000484
Total noninterest expense$19,295,000814
Salaries and employee benefits$9,329,000797
Premises and equipment expense$4,851,000431
Additional noninterest expense$5,115,0001,102
Pre-tax net operating income$-810,0006,541
Securities gains (losses)$03,497
Applicable income taxes$-315,0007,211
Income before extraordinary items$-495,0006,423
Extraordinary gains, net$027
Net income$-495,0006,424
Minority interest net income$0118
Net income of bank and minority interests.$-495,0006,423
Net charge-offs$1,753,0001,627
Cash dividends$750,0001,553
Sale, conversion, retirement of capital stock, net$156,000641
Net operating income$-495,0006,420
2009-06-30 (YTD Data)Rank
Total interest income$16,874,0001,046
Total interest expense$6,883,000954
Net interest income$9,991,0001,101
Provision for loan and lease losses$3,535,000972
Total noninterest income$4,917,000658
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$108,0004,500
Trading account gains and fees$0193
Additional Noninterest Income$4,809,000463
Total noninterest expense$12,942,000827
Salaries and employee benefits$6,362,000796
Premises and equipment expense$3,268,000438
Additional noninterest expense$3,312,0001,157
Pre-tax net operating income$-1,569,0007,260
Securities gains (losses)$03,136
Applicable income taxes$-674,0007,653
Income before extraordinary items$-895,0007,094
Extraordinary gains, net$021
Net income$-895,0007,094
Minority interest net income$0112
Net income of bank and minority interests.$-895,0007,094
Net charge-offs$06,628
Cash dividends$750,0001,195
Sale, conversion, retirement of capital stock, net$127,000550
Net operating income$-895,0007,074
2009-03-31 (YTD Data)Rank
Total interest income$8,423,0001,051
Total interest expense$3,669,000924
Net interest income$4,754,0001,163
Provision for loan and lease losses$3,462,000507
Total noninterest income$2,214,000700
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$50,0004,615
Trading account gains and fees$0171
Additional Noninterest Income$2,164,000472
Total noninterest expense$6,588,000758
Salaries and employee benefits$3,284,000769
Premises and equipment expense$1,648,000437
Additional noninterest expense$1,656,0001,018
Pre-tax net operating income$-3,082,0007,950
Securities gains (losses)$02,434
Applicable income taxes$-1,391,0008,047
Income before extraordinary items$-1,691,0007,864
Extraordinary gains, net$015
Net income$-1,691,0007,865
Minority interest net income$0102
Net income of bank and minority interests.$-1,691,0007,865
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,691,0007,854
2008-12-31 (YTD Data)Rank
Total interest income$34,041,0001,121
Total interest expense$17,106,000930
Net interest income$16,935,0001,316
Provision for loan and lease losses$1,124,0002,536
Total noninterest income$9,922,000601
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$230,0004,529
Trading account gains and fees$0154
Additional Noninterest Income$9,692,000396
Total noninterest expense$24,439,000811
Salaries and employee benefits$12,015,000827
Premises and equipment expense$6,268,000433
Additional noninterest expense$6,156,0001,046
Pre-tax net operating income$1,294,0003,281
Securities gains (losses)$502,000374
Applicable income taxes$809,0001,389
Income before extraordinary items$987,0003,318
Extraordinary gains, net$039
Net income$987,0003,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0003,281
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$665,7204,166
2008-09-30 (YTD Data)Rank
Total interest income$25,186,0001,164
Total interest expense$12,860,000968
Net interest income$12,326,0001,369
Provision for loan and lease losses$884,0001,982
Total noninterest income$7,650,000614
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$178,0004,497
Trading account gains and fees$0148
Additional Noninterest Income$7,472,000414
Total noninterest expense$18,169,000810
Salaries and employee benefits$8,857,000869
Premises and equipment expense$4,648,000444
Additional noninterest expense$4,664,000983
Pre-tax net operating income$923,0003,829
Securities gains (losses)$254,000521
Applicable income taxes$564,0001,751
Income before extraordinary items$613,0004,094
Extraordinary gains, net$031
Net income$613,0004,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0002,343
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$450,4404,761
2008-06-30 (YTD Data)Rank
Total interest income$16,471,0001,200
Total interest expense$8,577,0001,011
Net interest income$7,894,0001,416
Provision for loan and lease losses$629,0001,649
Total noninterest income$5,352,000609
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$120,0004,469
Trading account gains and fees$0149
Additional Noninterest Income$5,232,000421
Total noninterest expense$12,195,000798
Salaries and employee benefits$6,001,000861
Premises and equipment expense$3,062,000455
Additional noninterest expense$3,132,000946
Pre-tax net operating income$422,0004,695
Securities gains (losses)$254,000512
Applicable income taxes$331,0002,092
Income before extraordinary items$345,0004,761
Extraordinary gains, net$021
Net income$345,0004,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,614
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$182,4405,681
2008-03-31 (YTD Data)Rank
Total interest income$8,133,0001,250
Total interest expense$4,333,0001,084
Net interest income$3,800,0001,456
Provision for loan and lease losses$302,0001,370
Total noninterest income$2,732,000606
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$58,0004,507
Trading account gains and fees$0158
Additional Noninterest Income$2,674,000426
Total noninterest expense$6,150,000778
Salaries and employee benefits$3,099,000840
Premises and equipment expense$1,526,000453
Additional noninterest expense$1,525,000949
Pre-tax net operating income$80,0006,250
Securities gains (losses)$02,688
Applicable income taxes$49,0003,578
Income before extraordinary items$31,0006,863
Extraordinary gains, net$015
Net income$31,0006,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,038
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$31,0006,771
2007-12-31 (YTD Data)Rank
Total interest income$34,690,0001,213
Total interest expense$18,768,0001,044
Net interest income$15,922,0001,408
Provision for loan and lease losses$1,022,0001,400
Total noninterest income$13,807,000492
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$162,0005,297
Trading account gains and fees$0178
Additional Noninterest Income$13,645,000336
Total noninterest expense$27,302,000693
Salaries and employee benefits$13,231,000736
Premises and equipment expense$6,142,000433
Additional noninterest expense$7,929,000724
Pre-tax net operating income$1,405,0004,015
Securities gains (losses)$248,000401
Applicable income taxes$772,0002,185
Income before extraordinary items$881,0004,590
Extraordinary gains, net$039
Net income$881,0004,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0002,126
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$722,2804,975
2007-09-30 (YTD Data)Rank
Total interest income$26,158,0001,213
Total interest expense$14,175,0001,036
Net interest income$11,983,0001,408
Provision for loan and lease losses$887,0001,000
Total noninterest income$10,961,000475
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$115,0005,405
Trading account gains and fees$0184
Additional Noninterest Income$10,846,000321
Total noninterest expense$20,990,000662
Salaries and employee benefits$10,242,000709
Premises and equipment expense$4,567,000438
Additional noninterest expense$6,181,000672
Pre-tax net operating income$1,067,0004,217
Securities gains (losses)$01,655
Applicable income taxes$496,0002,546
Income before extraordinary items$571,0005,114
Extraordinary gains, net$033
Net income$571,0005,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,274
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$571,0005,107
2007-06-30 (YTD Data)Rank
Total interest income$17,309,0001,241
Total interest expense$9,285,0001,058
Net interest income$8,024,0001,424
Provision for loan and lease losses$538,000973
Total noninterest income$7,849,000460
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$69,0005,607
Trading account gains and fees$0168
Additional Noninterest Income$7,780,000315
Total noninterest expense$13,980,000673
Salaries and employee benefits$6,866,000721
Premises and equipment expense$2,985,000458
Additional noninterest expense$4,129,000685
Pre-tax net operating income$1,355,0002,868
Securities gains (losses)$01,444
Applicable income taxes$627,0001,786
Income before extraordinary items$728,0003,731
Extraordinary gains, net$029
Net income$728,0003,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000954
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$728,0003,714
2007-03-31 (YTD Data)Rank
Total interest income$8,754,0001,209
Total interest expense$4,665,0001,052
Net interest income$4,089,0001,391
Provision for loan and lease losses$264,000920
Total noninterest income$4,130,000447
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$29,0005,849
Trading account gains and fees$0195
Additional Noninterest Income$4,101,000307
Total noninterest expense$6,992,000673
Salaries and employee benefits$3,427,000734
Premises and equipment expense$1,502,000457
Additional noninterest expense$2,063,000675
Pre-tax net operating income$963,0002,239
Securities gains (losses)$01,187
Applicable income taxes$443,0001,407
Income before extraordinary items$520,0002,934
Extraordinary gains, net$022
Net income$520,0002,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,000900
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$520,0002,918
2006-12-31 (YTD Data)Rank
Total interest income$31,581,0001,242
Total interest expense$16,029,0001,033
Net interest income$15,552,0001,467
Provision for loan and lease losses$1,577,000686
Total noninterest income$14,875,000470
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$145,0005,588
Trading account gains and fees$0130
Additional Noninterest Income$14,730,000326
Total noninterest expense$24,346,000719
Salaries and employee benefits$11,928,000797
Premises and equipment expense$5,390,000475
Additional noninterest expense$7,028,000775
Pre-tax net operating income$4,504,0002,051
Securities gains (losses)$01,687
Applicable income taxes$2,012,0001,327
Income before extraordinary items$2,492,0002,633
Extraordinary gains, net$051
Net income$2,492,0002,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$842,000801
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,492,0002,614
2006-09-30 (YTD Data)Rank
Total interest income$23,301,0001,267
Total interest expense$11,598,0001,047
Net interest income$11,703,0001,480
Provision for loan and lease losses$1,322,000595
Total noninterest income$9,710,000524
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$107,0005,679
Trading account gains and fees$0126
Additional Noninterest Income$9,603,000373
Total noninterest expense$18,170,000741
Salaries and employee benefits$8,905,000815
Premises and equipment expense$3,924,000498
Additional noninterest expense$5,341,000765
Pre-tax net operating income$1,921,0003,205
Securities gains (losses)$01,388
Applicable income taxes$842,0002,128
Income before extraordinary items$1,079,0003,983
Extraordinary gains, net$045
Net income$1,079,0003,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000801
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,079,0003,972
2006-06-30 (YTD Data)Rank
Total interest income$14,858,0001,299
Total interest expense$7,362,0001,032
Net interest income$7,496,0001,536
Provision for loan and lease losses$1,042,000495
Total noninterest income$6,307,000539
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$71,0005,690
Trading account gains and fees$0126
Additional Noninterest Income$6,236,000375
Total noninterest expense$11,901,000755
Salaries and employee benefits$5,803,000839
Premises and equipment expense$2,496,000517
Additional noninterest expense$3,602,000754
Pre-tax net operating income$860,0004,154
Securities gains (losses)$01,185
Applicable income taxes$362,0002,775
Income before extraordinary items$498,0004,886
Extraordinary gains, net$039
Net income$498,0004,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000562
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$498,0004,878
2006-03-31 (YTD Data)Rank
Total interest income$7,101,0001,330
Total interest expense$3,412,0001,065
Net interest income$3,689,0001,547
Provision for loan and lease losses$768,000330
Total noninterest income$3,227,000524
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$36,0005,597
Trading account gains and fees$0115
Additional Noninterest Income$3,191,000372
Total noninterest expense$5,906,000762
Salaries and employee benefits$2,886,000849
Premises and equipment expense$1,121,000574
Additional noninterest expense$1,899,000722
Pre-tax net operating income$242,0005,443
Securities gains (losses)$0955
Applicable income taxes$82,0003,858
Income before extraordinary items$160,0005,815
Extraordinary gains, net$021
Net income$160,0005,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000321
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$160,0005,814
2005-12-31 (YTD Data)Rank
Total interest income$22,979,0001,457
Total interest expense$9,671,0001,168
Net interest income$13,308,0001,643
Provision for loan and lease losses$1,029,0001,022
Total noninterest income$12,539,000532
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$265,0004,451
Trading account gains and fees$0138
Additional Noninterest Income$12,274,000389
Total noninterest expense$19,314,000883
Salaries and employee benefits$9,642,000948
Premises and equipment expense$3,895,000629
Additional noninterest expense$5,777,000892
Pre-tax net operating income$5,504,0001,695
Securities gains (losses)$02,296
Applicable income taxes$2,087,0001,315
Income before extraordinary items$3,417,0002,005
Extraordinary gains, net$046
Net income$3,417,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,711
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$11,240,000161
Net operating income$3,417,0001,979
2005-09-30 (YTD Data)Rank
Total interest income$16,314,0001,489
Total interest expense$6,675,0001,186
Net interest income$9,639,0001,685
Provision for loan and lease losses$758,000982
Total noninterest income$9,434,000537
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$212,0004,345
Trading account gains and fees$0126
Additional Noninterest Income$9,222,000385
Total noninterest expense$14,018,000901
Salaries and employee benefits$7,079,000960
Premises and equipment expense$2,778,000660
Additional noninterest expense$4,161,000919
Pre-tax net operating income$4,297,0001,655
Securities gains (losses)$02,317
Applicable income taxes$1,715,0001,235
Income before extraordinary items$2,582,0002,005
Extraordinary gains, net$035
Net income$2,582,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,012
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$3,105,000257
Net operating income$2,582,0001,969
2005-06-30 (YTD Data)Rank
Total interest income$10,328,0001,534
Total interest expense$4,192,0001,190
Net interest income$6,136,0001,755
Provision for loan and lease losses$486,0001,001
Total noninterest income$6,118,000541
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$149,0004,166
Trading account gains and fees$0116
Additional Noninterest Income$5,969,000389
Total noninterest expense$9,183,000906
Salaries and employee benefits$4,688,000957
Premises and equipment expense$1,752,000685
Additional noninterest expense$2,743,000916
Pre-tax net operating income$2,585,0001,784
Securities gains (losses)$02,146
Applicable income taxes$1,033,0001,341
Income before extraordinary items$1,552,0002,174
Extraordinary gains, net$030
Net income$1,552,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,466
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$3,105,000165
Net operating income$1,552,0002,135
2005-03-31 (YTD Data)Rank
Total interest income$4,915,0001,597
Total interest expense$1,953,0001,208
Net interest income$2,962,0001,803
Provision for loan and lease losses$238,000973
Total noninterest income$2,975,000532
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$81,0003,899
Trading account gains and fees$0115
Additional Noninterest Income$2,894,000376
Total noninterest expense$4,476,000931
Salaries and employee benefits$2,295,000973
Premises and equipment expense$871,000690
Additional noninterest expense$1,310,000952
Pre-tax net operating income$1,223,0001,849
Securities gains (losses)$01,685
Applicable income taxes$516,0001,319
Income before extraordinary items$707,0002,308
Extraordinary gains, net$024
Net income$707,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,000822
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$707,0002,270
2004-12-31 (YTD Data)Rank
Total interest income$14,246,0001,989
Total interest expense$5,670,0001,449
Net interest income$8,576,0002,385
Provision for loan and lease losses$698,0001,463
Total noninterest income$10,951,000564
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$671,0002,471
Trading account gains and fees$0138
Additional Noninterest Income$10,280,000403
Total noninterest expense$14,241,0001,144
Salaries and employee benefits$7,370,0001,176
Premises and equipment expense$3,262,000707
Additional noninterest expense$3,609,0001,379
Pre-tax net operating income$4,588,0001,828
Securities gains (losses)$03,819
Applicable income taxes$1,454,0001,644
Income before extraordinary items$3,134,0002,000
Extraordinary gains, net$034
Net income$3,134,0002,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,134,0001,947
2004-09-30 (YTD Data)Rank
Total interest income$9,927,0002,145
Total interest expense$4,026,0001,506
Net interest income$5,901,0002,552
Provision for loan and lease losses$529,0001,389
Total noninterest income$8,075,000580
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$531,0002,369
Trading account gains and fees$0134
Additional Noninterest Income$7,544,000416
Total noninterest expense$10,377,0001,174
Salaries and employee benefits$5,418,0001,207
Premises and equipment expense$2,438,000712
Additional noninterest expense$2,521,0001,458
Pre-tax net operating income$3,070,0002,039
Securities gains (losses)$03,710
Applicable income taxes$811,0002,082
Income before extraordinary items$2,259,0002,078
Extraordinary gains, net$026
Net income$2,259,0002,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,259,0002,020
2004-06-30 (YTD Data)Rank
Total interest income$6,346,0002,205
Total interest expense$2,606,0001,521
Net interest income$3,740,0002,651
Provision for loan and lease losses$362,0001,332
Total noninterest income$5,107,000610
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$349,0002,397
Trading account gains and fees$0130
Additional Noninterest Income$4,758,000430
Total noninterest expense$6,734,0001,203
Salaries and employee benefits$3,511,0001,243
Premises and equipment expense$1,611,000723
Additional noninterest expense$1,612,0001,498
Pre-tax net operating income$1,751,0002,287
Securities gains (losses)$03,413
Applicable income taxes$323,0002,945
Income before extraordinary items$1,428,0002,161
Extraordinary gains, net$021
Net income$1,428,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,428,0002,102
2004-03-31 (YTD Data)Rank
Total interest income$3,112,0002,255
Total interest expense$1,290,0001,548
Net interest income$1,822,0002,719
Provision for loan and lease losses$194,0001,190
Total noninterest income$2,586,000599
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$178,0002,302
Trading account gains and fees$0121
Additional Noninterest Income$2,408,000422
Total noninterest expense$3,366,0001,205
Salaries and employee benefits$1,746,0001,268
Premises and equipment expense$846,000700
Additional noninterest expense$774,0001,544
Pre-tax net operating income$848,0002,317
Securities gains (losses)$02,934
Applicable income taxes$155,0003,023
Income before extraordinary items$693,0002,198
Extraordinary gains, net$016
Net income$693,0002,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$693,0002,119
2003-12-31 (YTD Data)Rank
Total interest income$10,362,0002,729
Total interest expense$4,677,0001,919
Net interest income$5,685,0003,324
Provision for loan and lease losses$294,0003,244
Total noninterest income$10,317,000633
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$484,0003,167
Trading account gains and fees$0160
Additional Noninterest Income$9,833,000454
Total noninterest expense$12,233,0001,324
Salaries and employee benefits$6,471,0001,329
Premises and equipment expense$2,866,000785
Additional noninterest expense$2,896,0001,680
Pre-tax net operating income$3,475,0002,227
Securities gains (losses)$04,500
Applicable income taxes$640,0002,944
Income before extraordinary items$2,835,0002,145
Extraordinary gains, net$054
Net income$2,835,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,835,0002,049
2003-09-30 (YTD Data)Rank
Total interest income$7,499,0002,861
Total interest expense$3,495,0002,000
Net interest income$4,004,0003,527
Provision for loan and lease losses$157,0003,820
Total noninterest income$7,599,000673
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$305,0003,622
Trading account gains and fees$0153
Additional Noninterest Income$7,294,000487
Total noninterest expense$9,032,0001,352
Salaries and employee benefits$4,834,0001,355
Premises and equipment expense$2,070,000827
Additional noninterest expense$2,128,0001,702
Pre-tax net operating income$2,414,0002,456
Securities gains (losses)$04,204
Applicable income taxes$439,0003,257
Income before extraordinary items$1,975,0002,369
Extraordinary gains, net$040
Net income$1,975,0002,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,975,0002,253
2003-06-30 (YTD Data)Rank
Total interest income$4,968,0002,911
Total interest expense$2,323,0002,072
Net interest income$2,645,0003,540
Provision for loan and lease losses$92,0004,005
Total noninterest income$5,073,000668
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$176,0003,918
Trading account gains and fees$0150
Additional Noninterest Income$4,897,000476
Total noninterest expense$5,866,0001,377
Salaries and employee benefits$3,192,0001,366
Premises and equipment expense$1,321,000862
Additional noninterest expense$1,353,0001,775
Pre-tax net operating income$1,760,0002,284
Securities gains (losses)$03,782
Applicable income taxes$319,0003,122
Income before extraordinary items$1,441,0002,182
Extraordinary gains, net$030
Net income$1,441,0002,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,441,0002,064
2003-03-31 (YTD Data)Rank
Total interest income$2,482,0002,937
Total interest expense$1,165,0002,103
Net interest income$1,317,0003,542
Provision for loan and lease losses$36,0004,248
Total noninterest income$2,509,000668
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$60,0004,759
Trading account gains and fees$0134
Additional Noninterest Income$2,449,000477
Total noninterest expense$2,860,0001,404
Salaries and employee benefits$1,600,0001,357
Premises and equipment expense$645,000894
Additional noninterest expense$615,0001,912
Pre-tax net operating income$930,0002,177
Securities gains (losses)$02,891
Applicable income taxes$169,0003,000
Income before extraordinary items$761,0002,059
Extraordinary gains, net$021
Net income$761,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$761,0001,941
2002-12-31 (YTD Data)Rank
Total interest income$6,706,0004,199
Total interest expense$3,170,0003,386
Net interest income$3,536,0004,725
Provision for loan and lease losses$601,0002,052
Total noninterest income$404,0005,761
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$70,0007,133
Trading account gains and fees$0153
Additional Noninterest Income$334,0004,032
Total noninterest expense$5,289,0002,784
Salaries and employee benefits$3,196,0002,477
Premises and equipment expense$648,0003,192
Additional noninterest expense$1,445,0003,044
Pre-tax net operating income$-1,950,0009,247
Securities gains (losses)$04,537
Applicable income taxes$24,0006,951
Income before extraordinary items$-1,974,0009,273
Extraordinary gains, net$070
Net income$-1,974,0009,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,0001,367
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,974,0009,249
2001-12-31 (YTD Data)Rank
Total interest income$4,732,0005,809
Total interest expense$2,618,0005,239
Net interest income$2,114,0006,260
Provision for loan and lease losses$798,0001,509
Total noninterest income$290,0006,509
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$73,0007,109
Trading account gains and fees$0177
Additional Noninterest Income$217,0004,766
Total noninterest expense$3,758,0003,622
Salaries and employee benefits$1,986,0003,614
Premises and equipment expense$485,0003,989
Additional noninterest expense$1,287,0003,286
Pre-tax net operating income$-2,152,0009,494
Securities gains (losses)$04,612
Applicable income taxes$14,0007,470
Income before extraordinary items$-2,166,0009,531
Extraordinary gains, net$0105
Net income$-2,166,0009,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$5,865,000152
Net operating income$-2,166,0009,508
2000-12-31 (YTD Data)Rank
Total interest income$3,252,0007,165
Total interest expense$1,415,0007,323
Net interest income$1,837,0006,852
Provision for loan and lease losses$144,0004,490
Total noninterest income$139,0008,053
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,0008,489
Trading account gains and feesNANA
Additional Noninterest Income$133,0005,768
Total noninterest expense$1,703,0006,266
Salaries and employee benefits$1,062,0005,684
Premises and equipment expense$301,0005,407
Additional noninterest expense$340,0007,630
Pre-tax net operating income$129,0008,694
Securities gains (losses)$01,956
Applicable income taxes$25,0007,722
Income before extraordinary items$104,0008,681
Extraordinary gains, net$038
Net income$104,0008,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$104,0008,672
1999-12-31 (YTD Data)Rank
Total interest income$470,0009,989
Total interest expense$165,0009,979
Net interest income$305,0009,951
Provision for loan and lease losses$08,503
Total noninterest income$78,0009,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,202
Total noninterest expense$1,011,0008,099
Salaries and employee benefits$431,0008,724
Premises and equipment expense$74,0009,145
Additional noninterest expense$506,0006,483
Pre-tax net operating income$-628,0009,934
Securities gains (losses)$03,155
Applicable income taxes$4,0008,624
Income before extraordinary items$-632,0009,974
Extraordinary gains, net$035
Net income$-632,0009,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$8,000,000123
Net operating income$-632,0009,958

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.