Home > Metropolitan Bank and Trust Company > Income and Expense
Metropolitan Bank and Trust Company, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,705,000 | 1,708 |
| Total interest expense | $2,816,000 | 2,739 |
| Net interest income | $14,889,000 | 1,502 |
| Provision for loan and lease losses | $13,753,000 | 509 |
| Total noninterest income | $1,073,000 | 3,114 |
| Gross Fiduciary activities income | $27,000 | 1,032 |
| Service charges on deposit accounts | $1,273,000 | 1,178 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-227,000 | 7,296 |
| Total noninterest expense | $9,331,000 | 2,063 |
| Salaries and employee benefits | $4,038,000 | 2,385 |
| Premises and equipment expense | $1,742,000 | 1,473 |
| Additional noninterest expense | $3,551,000 | 1,986 |
| Pre-tax net operating income | $-7,122,000 | 7,239 |
| Securities gains (losses) | $155,000 | 1,804 |
| Applicable income taxes | $-2,499,000 | 7,491 |
| Income before extraordinary items | $-4,468,000 | 7,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,468,000 | 7,137 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,468,000 | 7,138 |
| Net charge-offs | $11,390,000 | 549 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,567,200 | 7,121 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,507,000 | 1,717 |
| Total interest expense | $2,287,000 | 2,663 |
| Net interest income | $11,220,000 | 1,515 |
| Provision for loan and lease losses | $9,930,000 | 500 |
| Total noninterest income | $732,000 | 3,316 |
| Gross Fiduciary activities income | $21,000 | 1,015 |
| Service charges on deposit accounts | $983,000 | 1,185 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-272,000 | 7,498 |
| Total noninterest expense | $6,867,000 | 2,110 |
| Salaries and employee benefits | $3,068,000 | 2,368 |
| Premises and equipment expense | $1,476,000 | 1,328 |
| Additional noninterest expense | $2,323,000 | 2,207 |
| Pre-tax net operating income | $-4,845,000 | 7,353 |
| Securities gains (losses) | $-4,000 | 7,144 |
| Applicable income taxes | $-1,719,000 | 7,581 |
| Income before extraordinary items | $-3,130,000 | 7,290 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,130,000 | 7,290 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,130,000 | 7,290 |
| Net charge-offs | $7,582,000 | 585 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,127,400 | 7,266 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,188,000 | 1,701 |
| Total interest expense | $1,629,000 | 2,615 |
| Net interest income | $7,559,000 | 1,504 |
| Provision for loan and lease losses | $7,390,000 | 461 |
| Total noninterest income | $259,000 | 4,537 |
| Gross Fiduciary activities income | $12,000 | 1,038 |
| Service charges on deposit accounts | $673,000 | 1,166 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-426,000 | 7,692 |
| Total noninterest expense | $4,527,000 | 2,142 |
| Salaries and employee benefits | $2,056,000 | 2,379 |
| Premises and equipment expense | $901,000 | 1,461 |
| Additional noninterest expense | $1,570,000 | 2,171 |
| Pre-tax net operating income | $-4,099,000 | 7,497 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $-1,405,000 | 7,650 |
| Income before extraordinary items | $-2,689,000 | 7,418 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,689,000 | 7,418 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,689,000 | 7,418 |
| Net charge-offs | $6,147,000 | 491 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,692,300 | 7,409 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 1,745 |
| Total interest expense | $876,000 | 2,563 |
| Net interest income | $3,733,000 | 1,535 |
| Provision for loan and lease losses | $5,590,000 | 340 |
| Total noninterest income | $315,000 | 2,771 |
| Gross Fiduciary activities income | $9,000 | 991 |
| Service charges on deposit accounts | $329,000 | 1,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-23,000 | 7,617 |
| Total noninterest expense | $2,217,000 | 2,208 |
| Salaries and employee benefits | $1,034,000 | 2,392 |
| Premises and equipment expense | $472,000 | 1,448 |
| Additional noninterest expense | $711,000 | 2,351 |
| Pre-tax net operating income | $-3,759,000 | 7,726 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $-1,311,000 | 7,828 |
| Income before extraordinary items | $-2,443,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,443,000 | 7,680 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,443,000 | 7,680 |
| Net charge-offs | $2,779,000 | 511 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,446,250 | 7,676 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,727,000 | 1,648 |
| Total interest expense | $5,623,000 | 2,034 |
| Net interest income | $15,104,000 | 1,487 |
| Provision for loan and lease losses | $11,241,000 | 786 |
| Total noninterest income | $1,455,000 | 2,606 |
| Gross Fiduciary activities income | $44,000 | 981 |
| Service charges on deposit accounts | $1,337,000 | 1,294 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $74,000 | 6,000 |
| Total noninterest expense | $8,826,000 | 2,241 |
| Salaries and employee benefits | $4,494,000 | 2,183 |
| Premises and equipment expense | $1,640,000 | 1,648 |
| Additional noninterest expense | $2,692,000 | 2,580 |
| Pre-tax net operating income | $-3,508,000 | 6,982 |
| Securities gains (losses) | $49,000 | 2,636 |
| Applicable income taxes | $-1,435,000 | 7,409 |
| Income before extraordinary items | $-2,024,000 | 6,762 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,024,000 | 6,760 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,024,000 | 6,760 |
| Net charge-offs | $10,210,000 | 672 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,055,360 | 6,770 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,794,000 | 1,661 |
| Total interest expense | $4,557,000 | 1,989 |
| Net interest income | $11,237,000 | 1,497 |
| Provision for loan and lease losses | $6,082,000 | 916 |
| Total noninterest income | $1,130,000 | 2,601 |
| Gross Fiduciary activities income | $41,000 | 938 |
| Service charges on deposit accounts | $992,000 | 1,295 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $97,000 | 5,432 |
| Total noninterest expense | $6,541,000 | 2,273 |
| Salaries and employee benefits | $3,454,000 | 2,151 |
| Premises and equipment expense | $1,253,000 | 1,623 |
| Additional noninterest expense | $1,834,000 | 2,763 |
| Pre-tax net operating income | $-256,000 | 6,090 |
| Securities gains (losses) | $43,000 | 2,389 |
| Applicable income taxes | $-288,000 | 7,190 |
| Income before extraordinary items | $75,000 | 5,435 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $75,000 | 5,435 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $75,000 | 5,435 |
| Net charge-offs | $3,526,000 | 1,067 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $47,480 | 5,516 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,629,000 | 1,665 |
| Total interest expense | $3,217,000 | 1,974 |
| Net interest income | $7,412,000 | 1,510 |
| Provision for loan and lease losses | $4,132,000 | 872 |
| Total noninterest income | $701,000 | 2,748 |
| Gross Fiduciary activities income | $28,000 | 950 |
| Service charges on deposit accounts | $616,000 | 1,382 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $57,000 | 5,652 |
| Total noninterest expense | $4,193,000 | 2,384 |
| Salaries and employee benefits | $2,330,000 | 2,161 |
| Premises and equipment expense | $833,000 | 1,664 |
| Additional noninterest expense | $1,030,000 | 3,224 |
| Pre-tax net operating income | $-212,000 | 6,301 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $-223,000 | 7,332 |
| Income before extraordinary items | $17,000 | 5,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 5,817 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $17,000 | 5,817 |
| Net charge-offs | $2,339,000 | 1,024 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $13,160 | 5,754 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,638,000 | 1,604 |
| Total interest expense | $1,707,000 | 1,936 |
| Net interest income | $3,931,000 | 1,407 |
| Provision for loan and lease losses | $710,000 | 1,450 |
| Total noninterest income | $374,000 | 2,626 |
| Gross Fiduciary activities income | $13,000 | 959 |
| Service charges on deposit accounts | $306,000 | 1,348 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $55,000 | 4,661 |
| Total noninterest expense | $2,240,000 | 2,188 |
| Salaries and employee benefits | $1,179,000 | 2,162 |
| Premises and equipment expense | $508,000 | 1,394 |
| Additional noninterest expense | $553,000 | 2,756 |
| Pre-tax net operating income | $1,355,000 | 936 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $457,000 | 740 |
| Income before extraordinary items | $901,000 | 1,212 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $901,000 | 1,213 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $901,000 | 1,214 |
| Net charge-offs | $605,000 | 1,247 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $899,020 | 1,140 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,472,000 | 1,649 |
| Total interest expense | $7,911,000 | 1,992 |
| Net interest income | $15,561,000 | 1,439 |
| Provision for loan and lease losses | $1,647,000 | 2,039 |
| Total noninterest income | $2,036,000 | 2,117 |
| Gross Fiduciary activities income | $26,000 | 1,077 |
| Service charges on deposit accounts | $1,463,000 | 1,233 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $547,000 | 3,035 |
| Total noninterest expense | $10,067,000 | 1,915 |
| Salaries and employee benefits | $6,199,000 | 1,650 |
| Premises and equipment expense | $1,767,000 | 1,565 |
| Additional noninterest expense | $2,101,000 | 2,737 |
| Pre-tax net operating income | $5,883,000 | 949 |
| Securities gains (losses) | $-33,000 | 7,127 |
| Applicable income taxes | $2,132,000 | 642 |
| Income before extraordinary items | $3,718,000 | 1,115 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,718,000 | 1,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,789,000 | 1,390 |
| Cash dividends | $2,400,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,739,120 | 1,172 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,895,000 | 1,656 |
| Total interest expense | $6,184,000 | 2,002 |
| Net interest income | $11,711,000 | 1,445 |
| Provision for loan and lease losses | $222,000 | 4,057 |
| Total noninterest income | $1,586,000 | 2,122 |
| Gross Fiduciary activities income | $19,000 | 1,065 |
| Service charges on deposit accounts | $1,139,000 | 1,195 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $428,000 | 3,073 |
| Total noninterest expense | $7,403,000 | 1,936 |
| Salaries and employee benefits | $4,618,000 | 1,687 |
| Premises and equipment expense | $1,302,000 | 1,609 |
| Additional noninterest expense | $1,483,000 | 2,796 |
| Pre-tax net operating income | $5,672,000 | 899 |
| Securities gains (losses) | $-50,000 | 7,482 |
| Applicable income taxes | $2,110,000 | 625 |
| Income before extraordinary items | $3,512,000 | 1,055 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,512,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,748 |
| Cash dividends | $2,400,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,544,000 | 1,099 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,301,000 | 1,641 |
| Total interest expense | $4,287,000 | 2,011 |
| Net interest income | $8,014,000 | 1,390 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $1,056,000 | 2,149 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $758,000 | 1,178 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $288,000 | 3,101 |
| Total noninterest expense | $5,239,000 | 1,839 |
| Salaries and employee benefits | $3,307,000 | 1,594 |
| Premises and equipment expense | $908,000 | 1,534 |
| Additional noninterest expense | $1,024,000 | 2,687 |
| Pre-tax net operating income | $3,751,000 | 946 |
| Securities gains (losses) | $16,000 | 2,191 |
| Applicable income taxes | $1,411,000 | 695 |
| Income before extraordinary items | $2,356,000 | 1,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,356,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $2,400,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,345,760 | 1,157 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,238,000 | 1,662 |
| Total interest expense | $2,225,000 | 2,056 |
| Net interest income | $4,013,000 | 1,388 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $519,000 | 2,182 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $377,000 | 1,165 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,203 |
| Total noninterest expense | $2,642,000 | 1,811 |
| Salaries and employee benefits | $1,689,000 | 1,577 |
| Premises and equipment expense | $441,000 | 1,583 |
| Additional noninterest expense | $512,000 | 2,666 |
| Pre-tax net operating income | $1,885,000 | 1,010 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $722,000 | 745 |
| Income before extraordinary items | $1,178,000 | 1,283 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,178,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $2,400,000 | 365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,168,400 | 1,254 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,655,000 | 1,737 |
| Total interest expense | $9,119,000 | 2,089 |
| Net interest income | $15,536,000 | 1,445 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $2,309,000 | 1,997 |
| Gross Fiduciary activities income | $38,000 | 1,056 |
| Service charges on deposit accounts | $1,654,000 | 1,076 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $617,000 | 2,962 |
| Total noninterest expense | $9,477,000 | 1,954 |
| Salaries and employee benefits | $6,253,000 | 1,614 |
| Premises and equipment expense | $1,640,000 | 1,617 |
| Additional noninterest expense | $1,584,000 | 3,264 |
| Pre-tax net operating income | $8,248,000 | 1,025 |
| Securities gains (losses) | $42,000 | 853 |
| Applicable income taxes | $3,089,000 | 796 |
| Income before extraordinary items | $5,201,000 | 1,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,201,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,697 |
| Cash dividends | $3,480,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,174,120 | 1,232 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,445,000 | 1,747 |
| Total interest expense | $6,793,000 | 2,100 |
| Net interest income | $11,652,000 | 1,456 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $1,717,000 | 2,016 |
| Gross Fiduciary activities income | $30,000 | 1,030 |
| Service charges on deposit accounts | $1,224,000 | 1,078 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $463,000 | 2,970 |
| Total noninterest expense | $7,254,000 | 1,889 |
| Salaries and employee benefits | $4,819,000 | 1,574 |
| Premises and equipment expense | $1,192,000 | 1,651 |
| Additional noninterest expense | $1,243,000 | 3,094 |
| Pre-tax net operating income | $5,995,000 | 1,142 |
| Securities gains (losses) | $41,000 | 663 |
| Applicable income taxes | $2,245,000 | 877 |
| Income before extraordinary items | $3,791,000 | 1,348 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,791,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,076 |
| Cash dividends | $3,480,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,764,760 | 1,347 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,257,000 | 1,768 |
| Total interest expense | $4,557,000 | 2,089 |
| Net interest income | $7,700,000 | 1,487 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $1,149,000 | 2,026 |
| Gross Fiduciary activities income | $17,000 | 1,060 |
| Service charges on deposit accounts | $821,000 | 1,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $311,000 | 2,953 |
| Total noninterest expense | $4,774,000 | 1,931 |
| Salaries and employee benefits | $3,259,000 | 1,575 |
| Premises and equipment expense | $741,000 | 1,787 |
| Additional noninterest expense | $774,000 | 3,279 |
| Pre-tax net operating income | $3,955,000 | 1,192 |
| Securities gains (losses) | $29,000 | 633 |
| Applicable income taxes | $1,474,000 | 934 |
| Income before extraordinary items | $2,510,000 | 1,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,510,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,047 |
| Cash dividends | $480,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,491,440 | 1,398 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 1,785 |
| Total interest expense | $2,244,000 | 2,107 |
| Net interest income | $3,799,000 | 1,512 |
| Provision for loan and lease losses | $121,000 | 1,743 |
| Total noninterest income | $573,000 | 2,023 |
| Gross Fiduciary activities income | $5,000 | 1,109 |
| Service charges on deposit accounts | $422,000 | 1,017 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $146,000 | 3,072 |
| Total noninterest expense | $2,327,000 | 1,985 |
| Salaries and employee benefits | $1,615,000 | 1,607 |
| Premises and equipment expense | $345,000 | 1,898 |
| Additional noninterest expense | $367,000 | 3,397 |
| Pre-tax net operating income | $1,924,000 | 1,221 |
| Securities gains (losses) | $8,000 | 735 |
| Applicable income taxes | $714,000 | 963 |
| Income before extraordinary items | $1,218,000 | 1,431 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,218,000 | 1,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $480,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,212,880 | 1,424 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,043,000 | 1,833 |
| Total interest expense | $6,641,000 | 2,377 |
| Net interest income | $15,402,000 | 1,481 |
| Provision for loan and lease losses | $432,000 | 2,144 |
| Total noninterest income | $2,265,000 | 2,030 |
| Gross Fiduciary activities income | $28,000 | 1,123 |
| Service charges on deposit accounts | $1,649,000 | 1,070 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $588,000 | 3,051 |
| Total noninterest expense | $9,232,000 | 1,921 |
| Salaries and employee benefits | $6,281,000 | 1,566 |
| Premises and equipment expense | $1,494,000 | 1,699 |
| Additional noninterest expense | $1,457,000 | 3,361 |
| Pre-tax net operating income | $8,003,000 | 1,226 |
| Securities gains (losses) | $15,000 | 981 |
| Applicable income taxes | $2,818,000 | 992 |
| Income before extraordinary items | $5,200,000 | 1,410 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,200,000 | 1,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-134,000 | 8,534 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,190,250 | 1,394 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,955,000 | 1,881 |
| Total interest expense | $4,546,000 | 2,506 |
| Net interest income | $11,409,000 | 1,520 |
| Provision for loan and lease losses | $324,000 | 2,017 |
| Total noninterest income | $1,656,000 | 2,073 |
| Gross Fiduciary activities income | $18,000 | 1,122 |
| Service charges on deposit accounts | $1,236,000 | 1,077 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $402,000 | 3,211 |
| Total noninterest expense | $6,799,000 | 1,940 |
| Salaries and employee benefits | $4,563,000 | 1,626 |
| Premises and equipment expense | $1,102,000 | 1,727 |
| Additional noninterest expense | $1,134,000 | 3,270 |
| Pre-tax net operating income | $5,942,000 | 1,285 |
| Securities gains (losses) | $14,000 | 824 |
| Applicable income taxes | $2,120,000 | 1,046 |
| Income before extraordinary items | $3,836,000 | 1,464 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,836,000 | 1,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 8,581 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,827,040 | 1,448 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,302,000 | 1,899 |
| Total interest expense | $2,820,000 | 2,568 |
| Net interest income | $7,482,000 | 1,539 |
| Provision for loan and lease losses | $216,000 | 1,983 |
| Total noninterest income | $1,091,000 | 2,084 |
| Gross Fiduciary activities income | $14,000 | 1,120 |
| Service charges on deposit accounts | $823,000 | 1,078 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $254,000 | 3,301 |
| Total noninterest expense | $4,511,000 | 1,960 |
| Salaries and employee benefits | $3,007,000 | 1,648 |
| Premises and equipment expense | $751,000 | 1,705 |
| Additional noninterest expense | $753,000 | 3,289 |
| Pre-tax net operating income | $3,846,000 | 1,314 |
| Securities gains (losses) | $14,000 | 672 |
| Applicable income taxes | $1,355,000 | 1,087 |
| Income before extraordinary items | $2,505,000 | 1,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,505,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,495,900 | 1,467 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 1,923 |
| Total interest expense | $1,336,000 | 2,584 |
| Net interest income | $3,629,000 | 1,580 |
| Provision for loan and lease losses | $108,000 | 1,890 |
| Total noninterest income | $545,000 | 2,070 |
| Gross Fiduciary activities income | $10,000 | 1,070 |
| Service charges on deposit accounts | $425,000 | 1,005 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $110,000 | 3,540 |
| Total noninterest expense | $2,247,000 | 1,974 |
| Salaries and employee benefits | $1,522,000 | 1,630 |
| Premises and equipment expense | $371,000 | 1,725 |
| Additional noninterest expense | $354,000 | 3,430 |
| Pre-tax net operating income | $1,819,000 | 1,350 |
| Securities gains (losses) | $10,000 | 584 |
| Applicable income taxes | $619,000 | 1,164 |
| Income before extraordinary items | $1,210,000 | 1,502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,210,000 | 1,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,203,400 | 1,490 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,610,000 | 1,906 |
| Total interest expense | $3,861,000 | 2,726 |
| Net interest income | $13,749,000 | 1,598 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $2,396,000 | 1,937 |
| Gross Fiduciary activities income | $29,000 | 1,122 |
| Service charges on deposit accounts | $1,866,000 | 928 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $501,000 | 3,366 |
| Total noninterest expense | $8,836,000 | 1,910 |
| Salaries and employee benefits | $5,839,000 | 1,602 |
| Premises and equipment expense | $1,430,000 | 1,709 |
| Additional noninterest expense | $1,567,000 | 3,120 |
| Pre-tax net operating income | $6,949,000 | 1,378 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $2,449,000 | 1,150 |
| Income before extraordinary items | $4,501,000 | 1,562 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,501,000 | 1,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $1,920,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,500,350 | 1,536 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,855,000 | 1,904 |
| Total interest expense | $2,659,000 | 2,785 |
| Net interest income | $10,196,000 | 1,597 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $1,829,000 | 1,911 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $1,448,000 | 901 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $364,000 | 3,441 |
| Total noninterest expense | $6,613,000 | 1,896 |
| Salaries and employee benefits | $4,298,000 | 1,616 |
| Premises and equipment expense | $1,078,000 | 1,691 |
| Additional noninterest expense | $1,237,000 | 2,965 |
| Pre-tax net operating income | $5,142,000 | 1,400 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $1,810,000 | 1,181 |
| Income before extraordinary items | $3,333,000 | 1,581 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,333,000 | 1,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $720,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,332,350 | 1,552 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,265,000 | 1,925 |
| Total interest expense | $1,632,000 | 2,847 |
| Net interest income | $6,633,000 | 1,616 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $1,226,000 | 1,902 |
| Gross Fiduciary activities income | $14,000 | 1,110 |
| Service charges on deposit accounts | $985,000 | 871 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $227,000 | 3,541 |
| Total noninterest expense | $4,404,000 | 1,882 |
| Salaries and employee benefits | $2,904,000 | 1,594 |
| Premises and equipment expense | $695,000 | 1,723 |
| Additional noninterest expense | $805,000 | 3,005 |
| Pre-tax net operating income | $3,275,000 | 1,429 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $1,142,000 | 1,221 |
| Income before extraordinary items | $2,134,000 | 1,614 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,134,000 | 1,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $720,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,133,350 | 1,589 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 2,044 |
| Total interest expense | $765,000 | 2,905 |
| Net interest income | $3,023,000 | 1,770 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $605,000 | 1,868 |
| Gross Fiduciary activities income | $8,000 | 1,093 |
| Service charges on deposit accounts | $467,000 | 877 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,252 |
| Total noninterest expense | $2,057,000 | 2,013 |
| Salaries and employee benefits | $1,345,000 | 1,716 |
| Premises and equipment expense | $336,000 | 1,793 |
| Additional noninterest expense | $376,000 | 3,181 |
| Pre-tax net operating income | $1,481,000 | 1,534 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $509,000 | 1,338 |
| Income before extraordinary items | $972,000 | 1,727 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $972,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $720,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $972,000 | 1,693 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,107,000 | 2,002 |
| Total interest expense | $2,387,000 | 3,164 |
| Net interest income | $11,720,000 | 1,726 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $2,274,000 | 2,008 |
| Gross Fiduciary activities income | $42,000 | 1,087 |
| Service charges on deposit accounts | $1,827,000 | 960 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $405,000 | 3,692 |
| Total noninterest expense | $8,063,000 | 1,993 |
| Salaries and employee benefits | $5,191,000 | 1,701 |
| Premises and equipment expense | $1,320,000 | 1,751 |
| Additional noninterest expense | $1,552,000 | 3,050 |
| Pre-tax net operating income | $5,571,000 | 1,532 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $1,890,000 | 1,332 |
| Income before extraordinary items | $3,700,000 | 1,727 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,700,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,687,460 | 1,692 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,438,000 | 2,010 |
| Total interest expense | $1,720,000 | 3,213 |
| Net interest income | $8,718,000 | 1,732 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $1,662,000 | 2,051 |
| Gross Fiduciary activities income | $32,000 | 1,081 |
| Service charges on deposit accounts | $1,336,000 | 995 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $294,000 | 3,762 |
| Total noninterest expense | $6,004,000 | 1,997 |
| Salaries and employee benefits | $3,826,000 | 1,726 |
| Premises and equipment expense | $995,000 | 1,748 |
| Additional noninterest expense | $1,183,000 | 2,979 |
| Pre-tax net operating income | $4,106,000 | 1,575 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $1,389,000 | 1,379 |
| Income before extraordinary items | $2,736,000 | 1,767 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,736,000 | 1,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,723,460 | 1,723 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,733,000 | 2,069 |
| Total interest expense | $1,119,000 | 3,259 |
| Net interest income | $5,614,000 | 1,778 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $1,071,000 | 2,091 |
| Gross Fiduciary activities income | $23,000 | 1,077 |
| Service charges on deposit accounts | $828,000 | 1,070 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $220,000 | 3,559 |
| Total noninterest expense | $4,044,000 | 1,971 |
| Salaries and employee benefits | $2,581,000 | 1,703 |
| Premises and equipment expense | $671,000 | 1,722 |
| Additional noninterest expense | $792,000 | 2,960 |
| Pre-tax net operating income | $2,461,000 | 1,706 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $821,000 | 1,504 |
| Income before extraordinary items | $1,657,000 | 1,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,657,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,645,610 | 1,862 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 2,188 |
| Total interest expense | $526,000 | 3,481 |
| Net interest income | $2,670,000 | 1,870 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $514,000 | 2,116 |
| Gross Fiduciary activities income | $9,000 | 1,110 |
| Service charges on deposit accounts | $405,000 | 1,061 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $100,000 | 3,719 |
| Total noninterest expense | $1,994,000 | 2,008 |
| Salaries and employee benefits | $1,318,000 | 1,679 |
| Premises and equipment expense | $318,000 | 1,830 |
| Additional noninterest expense | $358,000 | 3,224 |
| Pre-tax net operating income | $1,100,000 | 1,852 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $369,000 | 1,674 |
| Income before extraordinary items | $741,000 | 2,067 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $741,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $734,300 | 2,006 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,937,000 | 2,217 |
| Total interest expense | $2,357,000 | 3,501 |
| Net interest income | $10,580,000 | 1,853 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $2,131,000 | 2,222 |
| Gross Fiduciary activities income | $34,000 | 1,150 |
| Service charges on deposit accounts | $1,627,000 | 1,062 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $470,000 | 3,689 |
| Total noninterest expense | $7,447,000 | 2,112 |
| Salaries and employee benefits | $4,658,000 | 1,852 |
| Premises and equipment expense | $1,243,000 | 1,841 |
| Additional noninterest expense | $1,546,000 | 2,996 |
| Pre-tax net operating income | $4,904,000 | 1,661 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $1,499,000 | 1,624 |
| Income before extraordinary items | $3,415,000 | 1,819 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,415,000 | 1,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,519 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,408,100 | 1,739 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,694,000 | 2,244 |
| Total interest expense | $1,826,000 | 3,520 |
| Net interest income | $7,868,000 | 1,877 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $1,559,000 | 2,291 |
| Gross Fiduciary activities income | $22,000 | 1,169 |
| Service charges on deposit accounts | $1,172,000 | 1,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $365,000 | 3,704 |
| Total noninterest expense | $5,614,000 | 2,110 |
| Salaries and employee benefits | $3,453,000 | 1,875 |
| Premises and equipment expense | $995,000 | 1,723 |
| Additional noninterest expense | $1,166,000 | 2,969 |
| Pre-tax net operating income | $3,543,000 | 1,767 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $1,038,000 | 1,803 |
| Income before extraordinary items | $2,513,000 | 1,910 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,513,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,507,320 | 1,811 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 2,300 |
| Total interest expense | $1,271,000 | 3,500 |
| Net interest income | $5,118,000 | 1,910 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,037,000 | 2,293 |
| Gross Fiduciary activities income | $14,000 | 1,176 |
| Service charges on deposit accounts | $763,000 | 1,116 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $260,000 | 3,554 |
| Total noninterest expense | $3,748,000 | 2,102 |
| Salaries and employee benefits | $2,319,000 | 1,851 |
| Premises and equipment expense | $511,000 | 2,213 |
| Additional noninterest expense | $918,000 | 2,566 |
| Pre-tax net operating income | $2,227,000 | 1,860 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $622,000 | 1,993 |
| Income before extraordinary items | $1,608,000 | 1,980 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,608,000 | 1,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,605,840 | 1,875 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 2,342 |
| Total interest expense | $654,000 | 3,504 |
| Net interest income | $2,498,000 | 1,956 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $517,000 | 2,232 |
| Gross Fiduciary activities income | $8,000 | 1,157 |
| Service charges on deposit accounts | $387,000 | 1,073 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $122,000 | 3,572 |
| Total noninterest expense | $1,873,000 | 2,086 |
| Salaries and employee benefits | $1,156,000 | 1,848 |
| Premises and equipment expense | $272,000 | 2,096 |
| Additional noninterest expense | $445,000 | 2,590 |
| Pre-tax net operating income | $1,052,000 | 1,948 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $273,000 | 2,181 |
| Income before extraordinary items | $779,000 | 2,018 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $779,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $779,000 | 1,905 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,308,000 | 2,506 |
| Total interest expense | $2,928,000 | 3,598 |
| Net interest income | $9,380,000 | 2,068 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $1,859,000 | 2,267 |
| Gross Fiduciary activities income | $28,000 | 1,220 |
| Service charges on deposit accounts | $1,496,000 | 1,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 4,026 |
| Total noninterest expense | $7,065,000 | 2,129 |
| Salaries and employee benefits | $4,453,000 | 1,807 |
| Premises and equipment expense | $960,000 | 2,276 |
| Additional noninterest expense | $1,652,000 | 2,732 |
| Pre-tax net operating income | $3,874,000 | 2,037 |
| Securities gains (losses) | $60,000 | 2,237 |
| Applicable income taxes | $929,000 | 2,334 |
| Income before extraordinary items | $3,005,000 | 2,005 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,005,000 | 2,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $6,480,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,959,400 | 1,957 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,885,000 | 2,858 |
| Total interest expense | $4,181,000 | 3,663 |
| Net interest income | $7,704,000 | 2,326 |
| Provision for loan and lease losses | $121,000 | 5,176 |
| Total noninterest income | $1,880,000 | 2,114 |
| Gross Fiduciary activities income | $26,000 | 1,257 |
| Service charges on deposit accounts | $1,462,000 | 1,017 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $392,000 | 3,578 |
| Total noninterest expense | $6,115,000 | 2,339 |
| Salaries and employee benefits | $3,672,000 | 2,052 |
| Premises and equipment expense | $936,000 | 2,278 |
| Additional noninterest expense | $1,507,000 | 2,857 |
| Pre-tax net operating income | $3,348,000 | 2,056 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $646,000 | 2,831 |
| Income before extraordinary items | $2,702,000 | 1,944 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,702,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,241 |
| Cash dividends | $1,140,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,702,000 | 1,867 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,901,000 | 2,917 |
| Total interest expense | $4,119,000 | 3,881 |
| Net interest income | $7,782,000 | 2,280 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $1,700,000 | 2,124 |
| Gross Fiduciary activities income | $25,000 | 1,132 |
| Service charges on deposit accounts | $1,565,000 | 861 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $110,000 | 6,206 |
| Total noninterest expense | $5,919,000 | 2,306 |
| Salaries and employee benefits | $3,548,000 | 2,006 |
| Premises and equipment expense | $1,082,000 | 1,920 |
| Additional noninterest expense | $1,289,000 | 3,203 |
| Pre-tax net operating income | $3,503,000 | 2,083 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $703,000 | 2,767 |
| Income before extraordinary items | $2,800,000 | 1,865 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,800,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $4,620,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,800,000 | 1,860 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,877,000 | 2,968 |
| Total interest expense | $3,432,000 | 4,114 |
| Net interest income | $7,445,000 | 2,369 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $1,730,000 | 2,064 |
| Gross Fiduciary activities income | $24,000 | 1,190 |
| Service charges on deposit accounts | $1,546,000 | 853 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $160,000 | 5,460 |
| Total noninterest expense | $5,589,000 | 2,427 |
| Salaries and employee benefits | $3,423,000 | 2,055 |
| Premises and equipment expense | $969,000 | 2,108 |
| Additional noninterest expense | $1,197,000 | 3,432 |
| Pre-tax net operating income | $3,516,000 | 2,085 |
| Securities gains (losses) | $61,000 | 917 |
| Applicable income taxes | $873,000 | 2,447 |
| Income before extraordinary items | $2,704,000 | 1,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,704,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,657,640 | 1,959 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,373,000 | 3,117 |
| Total interest expense | $3,568,000 | 4,054 |
| Net interest income | $6,805,000 | 2,497 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,718,000 | 2,044 |
| Gross Fiduciary activities income | $19,000 | 1,221 |
| Service charges on deposit accounts | $1,560,000 | 791 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $139,000 | 5,872 |
| Total noninterest expense | $5,323,000 | 2,442 |
| Salaries and employee benefits | $3,305,000 | 2,043 |
| Premises and equipment expense | $842,000 | 2,317 |
| Additional noninterest expense | $1,176,000 | 3,429 |
| Pre-tax net operating income | $3,200,000 | 2,234 |
| Securities gains (losses) | $46,000 | 1,806 |
| Applicable income taxes | $838,000 | 2,632 |
| Income before extraordinary items | $2,408,000 | 2,169 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,408,000 | 2,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,373,960 | 2,131 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,944,000 | 3,256 |
| Total interest expense | $3,483,000 | 4,154 |
| Net interest income | $6,461,000 | 2,693 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,867,000 | 1,872 |
| Gross Fiduciary activities income | $24,000 | 1,261 |
| Service charges on deposit accounts | $1,628,000 | 784 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $5,174,000 | 2,488 |
| Salaries and employee benefits | $3,339,000 | 1,965 |
| Premises and equipment expense | $834,000 | 2,336 |
| Additional noninterest expense | $1,001,000 | 3,905 |
| Pre-tax net operating income | $3,154,000 | 2,378 |
| Securities gains (losses) | $33,000 | 1,577 |
| Applicable income taxes | $785,000 | 2,972 |
| Income before extraordinary items | $2,402,000 | 2,196 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,402,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 10,712 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,377,250 | 2,158 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,363,000 | 3,481 |
| Total interest expense | $3,322,000 | 4,381 |
| Net interest income | $6,041,000 | 2,938 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,676,000 | 2,114 |
| Gross Fiduciary activities income | $28,000 | 1,317 |
| Service charges on deposit accounts | $1,432,000 | 922 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $216,000 | 4,967 |
| Total noninterest expense | $5,164,000 | 2,637 |
| Salaries and employee benefits | $3,214,000 | 2,073 |
| Premises and equipment expense | $862,000 | 2,292 |
| Additional noninterest expense | $1,088,000 | 4,098 |
| Pre-tax net operating income | $2,553,000 | 2,731 |
| Securities gains (losses) | $58,000 | 1,248 |
| Applicable income taxes | $604,000 | 3,559 |
| Income before extraordinary items | $2,007,000 | 2,455 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,007,000 | 2,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $960,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,962,340 | 2,449 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,257,000 | 3,528 |
| Total interest expense | $3,085,000 | 4,634 |
| Net interest income | $6,172,000 | 2,885 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,703,000 | 2,086 |
| Gross Fiduciary activities income | $24,000 | 1,388 |
| Service charges on deposit accounts | $1,431,000 | 930 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $5,329,000 | 2,550 |
| Salaries and employee benefits | $3,215,000 | 2,068 |
| Premises and equipment expense | $951,000 | 2,107 |
| Additional noninterest expense | $1,163,000 | 3,844 |
| Pre-tax net operating income | $2,546,000 | 2,794 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $518,000 | 4,089 |
| Income before extraordinary items | $2,042,000 | 2,462 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,042,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $2,340,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,030,800 | 2,456 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,587,000 | 3,491 |
| Total interest expense | $2,689,000 | 4,356 |
| Net interest income | $5,898,000 | 3,045 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,068,000 | 1,804 |
| Gross Fiduciary activities income | $17,000 | 1,435 |
| Service charges on deposit accounts | $1,365,000 | 967 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $686,000 | 2,365 |
| Total noninterest expense | $5,485,000 | 2,545 |
| Salaries and employee benefits | $3,167,000 | 2,087 |
| Premises and equipment expense | $974,000 | 2,083 |
| Additional noninterest expense | $1,344,000 | 3,672 |
| Pre-tax net operating income | $2,481,000 | 2,849 |
| Securities gains (losses) | $215,000 | 473 |
| Applicable income taxes | $676,000 | 3,171 |
| Income before extraordinary items | $2,020,000 | 2,403 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,020,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,773 |
| Cash dividends | $2,700,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,858,750 | 2,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,818,000 | 3,481 |
| Total interest expense | $2,877,000 | 4,268 |
| Net interest income | $5,941,000 | 3,056 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,801,000 | 2,110 |
| Gross Fiduciary activities income | $14,000 | 1,473 |
| Service charges on deposit accounts | $1,485,000 | 888 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $302,000 | 4,444 |
| Total noninterest expense | $5,576,000 | 2,567 |
| Salaries and employee benefits | $3,206,000 | 2,065 |
| Premises and equipment expense | $907,000 | 2,257 |
| Additional noninterest expense | $1,463,000 | 3,584 |
| Pre-tax net operating income | $2,166,000 | 3,061 |
| Securities gains (losses) | $404,000 | 1,038 |
| Applicable income taxes | $638,000 | 3,401 |
| Income before extraordinary items | $1,932,000 | 2,602 |
| Extraordinary gains, net | $72,000 | 1,888 |
| Net income | $2,004,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,574 |
| Cash dividends | $1,860,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,629,000 | 2,839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 4,099 |
| Total interest expense | $3,259,000 | 4,828 |
| Net interest income | $5,175,000 | 3,520 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,650,000 | 2,225 |
| Gross Fiduciary activities income | $7,000 | 1,569 |
| Service charges on deposit accounts | $1,446,000 | 901 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $197,000 | 5,724 |
| Total noninterest expense | $4,662,000 | 3,062 |
| Salaries and employee benefits | $2,535,000 | 2,551 |
| Premises and equipment expense | $750,000 | 2,766 |
| Additional noninterest expense | $1,377,000 | 3,853 |
| Pre-tax net operating income | $2,163,000 | 2,875 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $714,000 | 2,907 |
| Income before extraordinary items | $1,607,000 | 2,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,607,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 3,212 |
| Cash dividends | $840,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,497,980 | 2,853 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.