Home > Metropolitan Bank and Trust > Income and Expense
Metropolitan Bank and Trust, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $19,648,000 | 411 |
| Total interest expense | $10,477,000 | 281 |
| Net interest income | $9,171,000 | 546 |
| Provision for loan and lease losses | $188,000 | 1,444 |
| Total noninterest income | $-108,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-108,000 | 9,315 |
| Total noninterest expense | $10,255,000 | 455 |
| Salaries and employee benefits | $4,938,000 | 468 |
| Premises and equipment expense | $1,865,000 | 351 |
| Additional noninterest expense | $3,452,000 | 439 |
| Pre-tax net operating income | $-1,380,000 | 9,275 |
| Securities gains (losses) | $4,717,000 | 81 |
| Applicable income taxes | $1,066,000 | 753 |
| Income before extraordinary items | $2,271,000 | 749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,271,000 | 748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-936,560 | 9,249 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $89,775,000 | 381 |
| Total interest expense | $54,430,000 | 262 |
| Net interest income | $35,345,000 | 551 |
| Provision for loan and lease losses | $5,720,000 | 347 |
| Total noninterest income | $-4,893,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-4,893,000 | 9,365 |
| Total noninterest expense | $50,750,000 | 368 |
| Salaries and employee benefits | $21,766,000 | 400 |
| Premises and equipment expense | $7,232,000 | 345 |
| Additional noninterest expense | $21,752,000 | 329 |
| Pre-tax net operating income | $-26,018,000 | 9,349 |
| Securities gains (losses) | $11,723,000 | 92 |
| Applicable income taxes | $-5,000,000 | 9,334 |
| Income before extraordinary items | $-9,295,000 | 9,332 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-9,295,000 | 9,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,561,000 | 305 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-16,914,950 | 9,335 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $112,686,000 | 363 |
| Total interest expense | $76,460,000 | 271 |
| Net interest income | $36,226,000 | 522 |
| Provision for loan and lease losses | $6,520,000 | 300 |
| Total noninterest income | $5,502,000 | 909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,502,000 | 616 |
| Total noninterest expense | $44,833,000 | 393 |
| Salaries and employee benefits | $23,924,000 | 334 |
| Premises and equipment expense | $9,691,000 | 270 |
| Additional noninterest expense | $11,218,000 | 532 |
| Pre-tax net operating income | $-9,625,000 | 9,591 |
| Securities gains (losses) | $9,567,000 | 88 |
| Applicable income taxes | $-382,000 | 9,467 |
| Income before extraordinary items | $324,000 | 6,991 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $324,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,188,000 | 249 |
| Cash dividends | $2,750,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-5,798,880 | 9,566 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $125,414,000 | 350 |
| Total interest expense | $82,681,000 | 295 |
| Net interest income | $42,733,000 | 452 |
| Provision for loan and lease losses | $6,350,000 | 270 |
| Total noninterest income | $7,629,000 | 696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,629,000 | 489 |
| Total noninterest expense | $39,185,000 | 419 |
| Salaries and employee benefits | $22,207,000 | 338 |
| Premises and equipment expense | $7,665,000 | 319 |
| Additional noninterest expense | $9,313,000 | 614 |
| Pre-tax net operating income | $4,827,000 | 1,527 |
| Securities gains (losses) | $3,626,000 | 67 |
| Applicable income taxes | $2,800,000 | 876 |
| Income before extraordinary items | $5,653,000 | 941 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,653,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,884,000 | 380 |
| Cash dividends | $4,000,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,223,580 | 1,622 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $109,872,000 | 373 |
| Total interest expense | $68,141,000 | 305 |
| Net interest income | $41,731,000 | 477 |
| Provision for loan and lease losses | $6,310,000 | 258 |
| Total noninterest income | $7,429,000 | 732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,429,000 | 520 |
| Total noninterest expense | $32,378,000 | 512 |
| Salaries and employee benefits | $18,472,000 | 409 |
| Premises and equipment expense | $6,244,000 | 378 |
| Additional noninterest expense | $7,662,000 | 728 |
| Pre-tax net operating income | $10,472,000 | 786 |
| Securities gains (losses) | $1,779,000 | 151 |
| Applicable income taxes | $3,961,000 | 711 |
| Income before extraordinary items | $8,290,000 | 713 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,290,000 | 713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,096,000 | 440 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,080,280 | 797 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $83,854,000 | 461 |
| Total interest expense | $50,324,000 | 390 |
| Net interest income | $33,530,000 | 552 |
| Provision for loan and lease losses | $2,650,000 | 479 |
| Total noninterest income | $5,234,000 | 905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,234,000 | 620 |
| Total noninterest expense | $25,152,000 | 618 |
| Salaries and employee benefits | $14,371,000 | 511 |
| Premises and equipment expense | $4,248,000 | 521 |
| Additional noninterest expense | $6,533,000 | 800 |
| Pre-tax net operating income | $10,962,000 | 722 |
| Securities gains (losses) | $3,509,000 | 159 |
| Applicable income taxes | $5,220,000 | 558 |
| Income before extraordinary items | $9,251,000 | 628 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,251,000 | 627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,780,000 | 395 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,005,240 | 758 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $67,234,000 | 552 |
| Total interest expense | $39,640,000 | 480 |
| Net interest income | $27,594,000 | 652 |
| Provision for loan and lease losses | $2,340,000 | 518 |
| Total noninterest income | $5,605,000 | 858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,605,000 | 571 |
| Total noninterest expense | $19,979,000 | 742 |
| Salaries and employee benefits | $11,245,000 | 622 |
| Premises and equipment expense | $3,601,000 | 583 |
| Additional noninterest expense | $5,133,000 | 944 |
| Pre-tax net operating income | $10,880,000 | 755 |
| Securities gains (losses) | $572,000 | 398 |
| Applicable income taxes | $4,216,000 | 691 |
| Income before extraordinary items | $7,236,000 | 781 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,236,000 | 783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,380,000 | 640 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,869,920 | 795 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $53,244,000 | 695 |
| Total interest expense | $31,055,000 | 600 |
| Net interest income | $22,189,000 | 840 |
| Provision for loan and lease losses | $1,636,000 | 722 |
| Total noninterest income | $4,508,000 | 1,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,508,000 | 682 |
| Total noninterest expense | $20,607,000 | 772 |
| Salaries and employee benefits | $9,219,000 | 755 |
| Premises and equipment expense | $3,210,000 | 701 |
| Additional noninterest expense | $8,178,000 | 789 |
| Pre-tax net operating income | $4,454,000 | 1,628 |
| Securities gains (losses) | $339,000 | 522 |
| Applicable income taxes | $1,797,000 | 1,352 |
| Income before extraordinary items | $2,996,000 | 1,665 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,996,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,638 |
| Cash dividends | $1,400,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $3,300,000 | 211 |
| Net operating income | $2,779,040 | 1,753 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $42,900,000 | 857 |
| Total interest expense | $25,683,000 | 716 |
| Net interest income | $17,217,000 | 1,066 |
| Provision for loan and lease losses | $959,000 | 982 |
| Total noninterest income | $4,347,000 | 1,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,347,000 | 725 |
| Total noninterest expense | $14,042,000 | 1,071 |
| Salaries and employee benefits | $7,215,000 | 944 |
| Premises and equipment expense | $2,812,000 | 798 |
| Additional noninterest expense | $4,015,000 | 1,331 |
| Pre-tax net operating income | $6,563,000 | 1,173 |
| Securities gains (losses) | $360,000 | 450 |
| Applicable income taxes | $2,515,000 | 1,042 |
| Income before extraordinary items | $4,408,000 | 1,206 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,408,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,894 |
| Cash dividends | $850,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,177,600 | 1,249 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $31,258,000 | 1,013 |
| Total interest expense | $15,075,000 | 904 |
| Net interest income | $16,183,000 | 1,138 |
| Provision for loan and lease losses | $767,000 | 1,135 |
| Total noninterest income | $1,906,000 | 1,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,906,000 | 1,163 |
| Total noninterest expense | $11,063,000 | 1,329 |
| Salaries and employee benefits | $5,721,000 | 1,180 |
| Premises and equipment expense | $1,945,000 | 1,094 |
| Additional noninterest expense | $3,397,000 | 1,627 |
| Pre-tax net operating income | $6,259,000 | 1,199 |
| Securities gains (losses) | $87,000 | 835 |
| Applicable income taxes | $2,270,000 | 1,078 |
| Income before extraordinary items | $4,076,000 | 1,233 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,076,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,020,320 | 1,273 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,348,000 | 1,295 |
| Total interest expense | $10,791,000 | 1,257 |
| Net interest income | $13,557,000 | 1,333 |
| Provision for loan and lease losses | $740,000 | 1,598 |
| Total noninterest income | $2,011,000 | 1,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,011,000 | 1,250 |
| Total noninterest expense | $8,340,000 | 1,801 |
| Salaries and employee benefits | $4,009,000 | 1,688 |
| Premises and equipment expense | $1,539,000 | 1,386 |
| Additional noninterest expense | $2,792,000 | 2,024 |
| Pre-tax net operating income | $6,488,000 | 1,083 |
| Securities gains (losses) | $1,503,000 | 388 |
| Applicable income taxes | $2,963,000 | 868 |
| Income before extraordinary items | $5,028,000 | 1,031 |
| Extraordinary gains, net | $-300,000 | 13,104 |
| Net income | $4,728,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,916 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $3,475,000 | 259 |
| Net operating income | $4,066,080 | 1,162 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,085,000 | 1,622 |
| Total interest expense | $12,036,000 | 1,470 |
| Net interest income | $10,049,000 | 1,828 |
| Provision for loan and lease losses | $437,000 | 3,285 |
| Total noninterest income | $1,529,000 | 2,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,529,000 | 1,499 |
| Total noninterest expense | $6,209,000 | 2,347 |
| Salaries and employee benefits | $3,009,000 | 2,178 |
| Premises and equipment expense | $1,320,000 | 1,614 |
| Additional noninterest expense | $1,880,000 | 2,953 |
| Pre-tax net operating income | $4,932,000 | 1,289 |
| Securities gains (losses) | $296,000 | 1,544 |
| Applicable income taxes | $1,891,000 | 1,176 |
| Income before extraordinary items | $3,337,000 | 1,388 |
| Extraordinary gains, net | $21,000 | 1,217 |
| Net income | $3,358,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $380,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,147,560 | 1,374 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.