Home > Metropolitan Bank and Trust > Net charge- offs to loans
Metropolitan Bank and Trust, Net charge- offs to loans
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1851% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1300% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.1185% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0417% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3526% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3984% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3939% | 8,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.6942% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5110% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3332% | 679 |
| Percentage Net Loans Charged-off:Construction & development | -0.0242% | 8,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5922% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0979% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5704% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6256% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6746% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7165% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | 24.1296% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5847% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1218% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2913% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3084% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7804% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5987% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4691% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2303% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1620% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0388% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1703% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.8285% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0679% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0974% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0089% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0583% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1874% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3124% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2359% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5085% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3216% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0153% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5124% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0381% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4573% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3103% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8148% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2042% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.2136% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0551% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9422% | 44 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3443% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 7,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.2049% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5334% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9280% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 7,972 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9106% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7196% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 7,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0330% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3537% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8707% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 7,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 805 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 1,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0041% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3117% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2489% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0612% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 11,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1212% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1082% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1082% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2791% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5147% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |