Home > MetroPacific Bank > Income and Expense
MetroPacific Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,362 |
| Total interest expense | $588,000 | 4,399 |
| Net interest income | $222,000 | 7,695 |
| Provision for loan and lease losses | $1,661,000 | 849 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $1,062,000 | 4,126 |
| Salaries and employee benefits | $520,000 | 4,346 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $425,000 | 3,412 |
| Pre-tax net operating income | $-2,474,000 | 7,892 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,474,000 | 7,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,474,000 | 7,942 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,474,000 | 7,942 |
| Net charge-offs | $3,959,000 | 373 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 648 |
| Net operating income | $-2,474,000 | 7,946 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 5,824 |
| Total interest expense | $2,350,000 | 4,898 |
| Net interest income | $1,993,000 | 6,416 |
| Provision for loan and lease losses | $4,453,000 | 1,088 |
| Total noninterest income | $477,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,946 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $449,000 | 3,382 |
| Total noninterest expense | $3,760,000 | 4,420 |
| Salaries and employee benefits | $2,136,000 | 4,237 |
| Premises and equipment expense | $489,000 | 4,524 |
| Additional noninterest expense | $1,135,000 | 4,462 |
| Pre-tax net operating income | $-5,743,000 | 7,845 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-5,744,000 | 7,855 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,744,000 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $882,000 | 2,104 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 866 |
| Net operating income | $-5,744,000 | 7,903 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 5,795 |
| Total interest expense | $1,684,000 | 5,149 |
| Net interest income | $1,712,000 | 6,158 |
| Provision for loan and lease losses | $1,077,000 | 1,749 |
| Total noninterest income | $456,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $22,000 | 6,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $434,000 | 3,049 |
| Total noninterest expense | $2,663,000 | 4,578 |
| Salaries and employee benefits | $1,574,000 | 4,318 |
| Premises and equipment expense | $367,000 | 4,536 |
| Additional noninterest expense | $722,000 | 4,859 |
| Pre-tax net operating income | $-1,572,000 | 7,754 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-1,573,000 | 7,736 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,573,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 2,151 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 704 |
| Net operating income | $-1,573,000 | 7,823 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 5,838 |
| Total interest expense | $1,079,000 | 5,392 |
| Net interest income | $1,212,000 | 6,046 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $395,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $14,000 | 7,021 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $381,000 | 2,666 |
| Total noninterest expense | $1,650,000 | 4,828 |
| Salaries and employee benefits | $980,000 | 4,593 |
| Premises and equipment expense | $245,000 | 4,560 |
| Additional noninterest expense | $425,000 | 5,233 |
| Pre-tax net operating income | $-118,000 | 7,224 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-119,000 | 7,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-119,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,007 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 632 |
| Net operating income | $-119,000 | 7,250 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,684 |
| Total interest expense | $563,000 | 5,456 |
| Net interest income | $697,000 | 5,707 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $168,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,917 |
| Total noninterest expense | $867,000 | 4,700 |
| Salaries and employee benefits | $516,000 | 4,435 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $234,000 | 4,898 |
| Pre-tax net operating income | $-77,000 | 7,491 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-78,000 | 7,590 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-78,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 459 |
| Net operating income | $-78,000 | 7,543 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 5,987 |
| Total interest expense | $1,861,000 | 5,986 |
| Net interest income | $2,633,000 | 5,836 |
| Provision for loan and lease losses | $1,012,000 | 1,410 |
| Total noninterest income | $311,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $11,000 | 7,290 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $300,000 | 4,240 |
| Total noninterest expense | $3,355,000 | 4,664 |
| Salaries and employee benefits | $1,904,000 | 4,559 |
| Premises and equipment expense | $519,000 | 4,252 |
| Additional noninterest expense | $932,000 | 4,867 |
| Pre-tax net operating income | $-1,423,000 | 8,173 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,424,000 | 8,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,424,000 | 8,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,676 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 771 |
| Net operating income | $-1,424,000 | 8,209 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 6,022 |
| Total interest expense | $1,329,000 | 6,125 |
| Net interest income | $2,024,000 | 5,794 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $174,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $168,000 | 4,854 |
| Total noninterest expense | $2,487,000 | 4,680 |
| Salaries and employee benefits | $1,465,000 | 4,447 |
| Premises and equipment expense | $385,000 | 4,274 |
| Additional noninterest expense | $637,000 | 5,096 |
| Pre-tax net operating income | $-314,000 | 7,967 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-315,000 | 8,015 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-315,000 | 8,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 580 |
| Net operating income | $-315,000 | 7,997 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 6,147 |
| Total interest expense | $854,000 | 6,236 |
| Net interest income | $1,289,000 | 5,969 |
| Provision for loan and lease losses | $1,000 | 6,174 |
| Total noninterest income | $64,000 | 7,407 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $61,000 | 5,968 |
| Total noninterest expense | $1,651,000 | 4,701 |
| Salaries and employee benefits | $981,000 | 4,471 |
| Premises and equipment expense | $254,000 | 4,334 |
| Additional noninterest expense | $416,000 | 5,168 |
| Pre-tax net operating income | $-299,000 | 8,158 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-300,000 | 8,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-300,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,180 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 526 |
| Net operating income | $-300,000 | 8,190 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 6,197 |
| Total interest expense | $401,000 | 6,362 |
| Net interest income | $651,000 | 5,948 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $867,000 | 4,554 |
| Salaries and employee benefits | $539,000 | 4,200 |
| Premises and equipment expense | $125,000 | 4,394 |
| Additional noninterest expense | $203,000 | 5,214 |
| Pre-tax net operating income | $-205,000 | 8,311 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-205,000 | 8,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-205,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 417 |
| Net operating income | $-205,000 | 8,323 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 6,214 |
| Total interest expense | $1,327,000 | 6,370 |
| Net interest income | $2,543,000 | 5,982 |
| Provision for loan and lease losses | $217,000 | 3,389 |
| Total noninterest income | $402,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,000 | 7,507 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $397,000 | 3,747 |
| Total noninterest expense | $3,701,000 | 4,208 |
| Salaries and employee benefits | $2,098,000 | 4,127 |
| Premises and equipment expense | $508,000 | 4,221 |
| Additional noninterest expense | $1,095,000 | 4,228 |
| Pre-tax net operating income | $-973,000 | 8,414 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-974,000 | 8,452 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-974,000 | 8,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $670,000 | 550 |
| Net operating income | $-974,000 | 8,440 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 6,387 |
| Total interest expense | $957,000 | 6,414 |
| Net interest income | $1,741,000 | 6,262 |
| Provision for loan and lease losses | $148,000 | 3,444 |
| Total noninterest income | $379,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,000 | 7,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $375,000 | 3,315 |
| Total noninterest expense | $2,738,000 | 4,239 |
| Salaries and employee benefits | $1,517,000 | 4,204 |
| Premises and equipment expense | $331,000 | 4,627 |
| Additional noninterest expense | $890,000 | 3,951 |
| Pre-tax net operating income | $-766,000 | 8,521 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-767,000 | 8,556 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-767,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $596,000 | 438 |
| Net operating income | $-767,000 | 8,549 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 6,485 |
| Total interest expense | $636,000 | 6,337 |
| Net interest income | $1,081,000 | 6,470 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $155,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 4,278 |
| Total noninterest expense | $1,782,000 | 4,337 |
| Salaries and employee benefits | $980,000 | 4,330 |
| Premises and equipment expense | $252,000 | 4,249 |
| Additional noninterest expense | $550,000 | 4,189 |
| Pre-tax net operating income | $-631,000 | 8,611 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-632,000 | 8,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-632,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $388,000 | 357 |
| Net operating income | $-632,000 | 8,621 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 6,766 |
| Total interest expense | $307,000 | 6,342 |
| Net interest income | $449,000 | 6,945 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,669 |
| Total noninterest expense | $841,000 | 4,531 |
| Salaries and employee benefits | $447,000 | 4,666 |
| Premises and equipment expense | $130,000 | 4,188 |
| Additional noninterest expense | $264,000 | 4,294 |
| Pre-tax net operating income | $-332,000 | 8,627 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-332,000 | 8,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-332,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 267 |
| Net operating income | $-332,000 | 8,643 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 8,301 |
| Total interest expense | $250,000 | 8,320 |
| Net interest income | $788,000 | 8,236 |
| Provision for loan and lease losses | $252,000 | 3,138 |
| Total noninterest income | $132,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,961 |
| Total noninterest expense | $2,311,000 | 5,625 |
| Salaries and employee benefits | $1,343,000 | 5,424 |
| Premises and equipment expense | $352,000 | 5,267 |
| Additional noninterest expense | $616,000 | 5,978 |
| Pre-tax net operating income | $-1,643,000 | 8,738 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $-1,644,000 | 8,754 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,644,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $13,882,000 | 128 |
| Net operating income | $-1,644,000 | 8,738 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $493,000 | 8,599 |
| Total interest expense | $83,000 | 8,653 |
| Net interest income | $410,000 | 8,532 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $32,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $1,410,000 | 6,276 |
| Salaries and employee benefits | $821,000 | 6,042 |
| Premises and equipment expense | $241,000 | 5,543 |
| Additional noninterest expense | $348,000 | 6,743 |
| Pre-tax net operating income | $-1,123,000 | 8,743 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $-1,124,000 | 8,765 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,124,000 | 8,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $13,883,000 | 91 |
| Net operating income | $-1,124,000 | 8,746 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $218,000 | 8,738 |
| Total interest expense | $32,000 | 8,732 |
| Net interest income | $186,000 | 8,691 |
| Provision for loan and lease losses | $62,000 | 4,081 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $845,000 | 6,598 |
| Salaries and employee benefits | $516,000 | 6,242 |
| Premises and equipment expense | $145,000 | 5,799 |
| Additional noninterest expense | $184,000 | 7,251 |
| Pre-tax net operating income | $-721,000 | 8,734 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $-722,000 | 8,760 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-722,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $13,859,000 | 61 |
| Net operating income | $-722,000 | 8,737 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $58,000 | 8,874 |
| Total interest expense | $6,000 | 8,856 |
| Net interest income | $52,000 | 8,862 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $309,000 | 7,385 |
| Salaries and employee benefits | $210,000 | 6,858 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $68,000 | 7,847 |
| Pre-tax net operating income | $-272,000 | 8,766 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $-273,000 | 8,791 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-273,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $13,859,000 | 27 |
| Net operating income | $-273,000 | 8,774 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.