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MetroBank, Assets and Liabilities

2002-12-31Rank
# of Employees:602,821
Assets and Liabilities
Total Assets:$195,209,0002,730
Cash and due from depository institutions$49,753,0002,821
Interest-bearing balances$34,633,000200
Securities$25,481,0003,948
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$116,281,0002,833
Loan loss allowance$1,537,0002,683
Trading account assets$0170
Bank premises and fixed assets$1,085,0005,670
Other real estate owned$02,821
Goodwill and other intangibles$03,122
All other assets$2,609,0003,853
Life insurance assets$01
Total liabilities and capital$195,209,0002,730
Total liabilities$180,007,0002,660
Total deposits$161,563,0002,679
Interest-bearing deposits$118,557,0003,054
Deposits held in domestic offices$161,563,0002,676
% insured0.00%1
Federal funds purchased & repurchase agreements$8,190,0001,150
Trading liabilities$075
Other borrowed funds$9,000,0002,440
Subordinated debt$0258
All other liabilities$1,254,0002,888
Total equity capital$15,202,0003,368
Total bank equity capital$15,202,0003,368
Perpetual preferred stock$0142
Common stock$100,0007,014
Surplus$5,188,0003,110
Undivided profits$9,914,0002,964
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$384,0004,740
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$200,000633
Income earned, not collected on loans$647,0004,668
Earning assets$176,395,0002,739
Long-term assets (5+ years)$20,191,0003,312
Average Assets, year-to-date$184,437,6002,727
Average Assets, quarterly$196,349,0002,692
Volatile liabilities$34,532,0002,494
Insider loans$3,387,0001,566
FHLB advances$9,000,0002,280
Loans and leases held for sale$1,732,0001,121
Unused loan commitments$19,246,0002,708
Tier 1 (core) risk-based capital$14,847,0003,231
Tier 2 risk-based capital$1,537,0002,482
Total risk weighted assets$132,879,0002,616
Total unused commitments$19,246,0002,714
Derivatives$0527
2001-12-31Rank
# of Employees:642,670
Assets and Liabilities
Total Assets:$182,062,0002,770
Cash and due from depository institutions$28,955,0002,670
Interest-bearing balances$14,269,000473
Securities$35,033,0002,967
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$114,342,0002,798
Loan loss allowance$1,457,0002,652
Trading account assets$0182
Bank premises and fixed assets$1,168,0005,517
Other real estate owned$02,670
Goodwill and other intangibles$03,095
All other assets$2,564,0003,813
Life insurance assets$01
Total liabilities and capital$182,062,0002,770
Total liabilities$168,671,0002,694
Total deposits$142,765,0002,858
Interest-bearing deposits$105,398,0003,264
Deposits held in domestic offices$142,765,0002,852
% insured0.00%1
Federal funds purchased & repurchase agreements$17,544,000800
Trading liabilities$069
Other borrowed funds$7,000,0002,583
Subordinated debt$0241
All other liabilities$1,362,0002,736
Total equity capital$13,391,0003,548
Total bank equity capital$13,391,0003,548
Perpetual preferred stock$0158
Common stock$100,0007,187
Surplus$5,188,0003,017
Undivided profits$8,103,0003,217
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$551,0003,993
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$95,000903
Income earned, not collected on loans$845,0004,023
Earning assets$163,644,0002,792
Long-term assets (5+ years)$21,804,0003,120
Average Assets, year-to-date$174,992,8002,722
Average Assets, quarterly$179,927,0002,752
Volatile liabilities$34,062,0002,439
Insider loans$1,791,0002,623
FHLB advances$7,000,0002,412
Loans and leases held for sale$2,017,000914
Unused loan commitments$20,855,0002,422
Tier 1 (core) risk-based capital$13,131,0003,447
Tier 2 risk-based capital$1,457,0002,459
Total risk weighted assets$124,723,0002,656
Total unused commitments$20,855,0002,428
Derivatives$0450
2000-12-31Rank
# of Employees:632,715
Assets and Liabilities
Total Assets:$166,100,0002,874
Cash and due from depository institutions$22,192,0002,715
Interest-bearing balances$12,011,000370
Securities$38,539,0002,784
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$101,524,0003,023
Loan loss allowance$1,352,0002,673
Trading account assets$0175
Bank premises and fixed assets$1,508,0004,824
Other real estate owned$02,715
Goodwill and other intangibles$03,145
All other assets$2,337,0003,522
Life insurance assets$01
Total liabilities and capital$166,100,0002,874
Total liabilities$154,375,0002,797
Total deposits$139,116,0002,803
Interest-bearing deposits$102,964,0003,220
Deposits held in domestic offices$139,116,0002,799
% insured0.00%1
Federal funds purchased & repurchase agreements$8,868,0001,176
Trading liabilities$077
Other borrowed funds$5,000,0002,858
Subordinated debt$0239
All other liabilities$1,391,0002,743
Total equity capital$11,725,0003,873
Total bank equity capital$11,725,0003,873
Perpetual preferred stock$0178
Common stock$100,0007,427
Surplus$5,188,0002,929
Undivided profits$6,437,0003,685
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$639,0003,197
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$227,000521
Income earned, not collected on loans$752,0003,619
Earning assets$152,074,0002,897
Long-term assets (5+ years)$29,522,0002,438
Average Assets, year-to-date$151,885,0002,984
Average Assets, quarterly$162,976,0002,895
Volatile liabilities$25,210,0003,063
Insider loans$2,214,0002,120
FHLB advances$0771
Loans and leases held for sale$216,0001,175
Unused loan commitments$20,287,0002,310
Tier 1 (core) risk-based capital$11,844,0003,699
Tier 2 risk-based capital$1,352,4502,509
Total risk weighted assets$112,278,8002,794
Total unused commitments$20,287,0002,315
Derivatives$0481
1999-12-31Rank
# of Employees:583,035
Assets and Liabilities
Total Assets:$138,938,0003,316
Cash and due from depository institutions$9,526,0003,035
Interest-bearing balances$21,0005,988
Securities$38,918,0002,870
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$86,603,0003,340
Loan loss allowance$1,464,0002,435
Trading account assets$0165
Bank premises and fixed assets$1,543,0004,780
Other real estate owned$03,035
Goodwill and other intangibles$03,276
All other assets$2,348,0003,475
Life insurance assets$01
Total liabilities and capital$138,938,0003,316
Total liabilities$127,970,0003,263
Total deposits$118,209,0003,204
Interest-bearing deposits$93,974,0003,450
Deposits held in domestic offices$118,209,0003,200
% insured0.00%1
Federal funds purchased & repurchase agreements$8,695,0001,306
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$1,066,0003,112
Total equity capital$10,968,0003,936
Total bank equity capital$10,968,0003,936
Perpetual preferred stock$0193
Common stock$100,0007,691
Surplus$5,188,0002,885
Undivided profits$5,680,0003,830
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$641,0003,104
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$627,0003,748
Earning assets$125,542,0003,343
Long-term assets (5+ years)$33,634,0002,346
Average Assets, year-to-date$134,425,8003,290
Average Assets, quarterly$138,752,5003,285
Volatile liabilities$19,458,0003,555
Insider loans$1,888,0002,333
FHLB advances$0802
Loans and leases held for sale$118,0001,295
Unused loan commitments$19,247,0002,438
Tier 1 (core) risk-based capital$11,404,0003,796
Tier 2 risk-based capital$1,188,8902,698
Total risk weighted assets$94,836,0903,138
Total unused commitments$19,247,0002,441
Derivatives$0488
1998-12-31Rank
# of Employees:523,358
Assets and Liabilities
Total Assets:$131,261,0003,422
Cash and due from depository institutions$7,719,0003,358
Interest-bearing balances$4,0006,535
Securities$38,815,0002,917
Federal funds sold & reverse repurchase agreements$2,325,0005,461
Net loans & leases$79,169,0003,425
Loan loss allowance$1,300,0002,644
Trading account assets$0197
Bank premises and fixed assets$1,536,0004,704
Other real estate owned$03,358
Goodwill and other intangibles$41,0002,975
All other assets$1,656,0004,106
Life insurance assets$01
Total liabilities and capital$131,261,0003,422
Total liabilities$121,270,0003,338
Total deposits$119,970,0003,145
Interest-bearing deposits$90,428,0003,534
Deposits held in domestic offices$119,970,0003,139
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$22,0005,057
Subordinated debt$0255
All other liabilities$1,278,0002,885
Total equity capital$9,991,0004,342
Total bank equity capital$9,991,0004,342
Perpetual preferred stock$0199
Common stock$100,0007,849
Surplus$5,188,0002,736
Undivided profits$4,703,0004,611
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$502,0003,957
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$134,000788
Income earned, not collected on loans$603,0003,866
Earning assets$120,313,0003,439
Long-term assets (5+ years)$28,664,0002,447
Average Assets, year-to-date$128,923,2003,314
Average Assets, quarterly$131,953,0003,361
Volatile liabilities$11,750,0004,518
Insider loans$1,639,0002,475
FHLB advances$0740
Loans and leases held for sale$307,0001,389
Unused loan commitments$16,060,0002,641
Tier 1 (core) risk-based capital$9,913,0004,200
Tier 2 risk-based capital$1,147,5602,694
Total risk weighted assets$91,652,6603,049
Total unused commitments$16,060,0002,648
Derivatives$0527
1997-12-31Rank
# of Employees:453,937
Assets and Liabilities
Total Assets:$122,006,0003,609
Cash and due from depository institutions$9,594,0003,937
Interest-bearing balances$06,604
Securities$25,535,0004,143
Federal funds sold & reverse repurchase agreements$7,500,0001,850
Net loans & leases$76,297,0003,530
Loan loss allowance$998,0003,369
Trading account assets$0203
Bank premises and fixed assets$1,406,0004,929
Other real estate owned$03,937
Goodwill and other intangibles$182,0002,315
All other assets$1,492,0004,476
Life insurance assets$01
Total liabilities and capital$122,006,0003,609
Total liabilities$113,132,0003,504
Total deposits$111,857,0003,315
Interest-bearing deposits$83,301,0003,811
Deposits held in domestic offices$111,857,0003,308
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$53,0004,907
Subordinated debt$0260
All other liabilities$1,222,0003,026
Total equity capital$8,874,0004,789
Total bank equity capital$8,874,0004,789
Perpetual preferred stock$0223
Common stock$100,0008,205
Surplus$5,188,0002,668
Undivided profits$3,586,0005,501
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$156,0006,881
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$146,000778
Income earned, not collected on loans$619,0003,846
Earning assets$109,332,0003,718
Long-term assets (5+ years)$16,575,0003,173
Average Assets, year-to-date$112,592,2003,713
Average Assets, quarterly$119,399,0003,639
Volatile liabilities$12,559,0004,274
Insider loans$1,207,0003,108
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$14,166,0002,709
Tier 1 (core) risk-based capital$8,652,0004,740
Tier 2 risk-based capital$998,0002,944
Total risk weighted assets$87,559,2003,153
Total unused commitments$14,166,0002,714
Derivatives$0533
1996-12-31Rank
# of Employees:434,297
Assets and Liabilities
Total Assets:$110,101,0004,043
Cash and due from depository institutions$7,975,0004,297
Interest-bearing balances$500,0003,044
Securities$27,643,0004,163
Federal funds sold & reverse repurchase agreements$6,300,0002,077
Net loans & leases$64,519,0004,120
Loan loss allowance$866,0003,972
Trading account assets$0240
Bank premises and fixed assets$1,821,0004,061
Other real estate owned$04,297
Goodwill and other intangibles$322,0001,902
All other assets$1,521,0004,562
Life insurance assets$01
Total liabilities and capital$110,101,0004,043
Total liabilities$102,228,0003,938
Total deposits$99,296,0003,800
Interest-bearing deposits$76,153,0004,266
Deposits held in domestic offices$99,296,0003,788
% insured0.00%1
Federal funds purchased & repurchase agreements$1,850,0002,315
Trading liabilities$097
Other borrowed funds$81,0004,935
Subordinated debt$0298
All other liabilities$1,001,0003,514
Total equity capital$7,873,0005,307
Total bank equity capital$7,873,0005,307
Perpetual preferred stock$0250
Common stock$100,0008,632
Surplus$5,188,0002,750
Undivided profits$2,585,0006,518
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$411,0004,784
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$254,000517
Income earned, not collected on loans$638,0003,611
Earning assets$98,962,0004,141
Long-term assets (5+ years)$14,366,0003,355
Average Assets, year-to-date$104,746,6004,085
Average Assets, quarterly$106,192,0004,146
Volatile liabilities$12,650,0004,122
Insider loans$1,276,0003,017
FHLB advances$0882
Loans and leases held for sale$63,0001,464
Unused loan commitments$10,108,0003,367
Tier 1 (core) risk-based capital$7,670,0005,321
Tier 2 risk-based capital$866,0003,416
Total risk weighted assets$75,158,9003,626
Total unused commitments$10,108,0003,381
Derivatives$0549
1995-12-31Rank
# of Employees:424,498
Assets and Liabilities
Total Assets:$107,225,0004,150
Cash and due from depository institutions$11,932,0004,498
Interest-bearing balances$500,0003,260
Securities$25,182,0004,681
Federal funds sold & reverse repurchase agreements$6,650,0002,203
Net loans & leases$59,542,0004,308
Loan loss allowance$910,0003,834
Trading account assets$0261
Bank premises and fixed assets$1,910,0003,866
Other real estate owned$04,498
Goodwill and other intangibles$463,0001,590
All other assets$1,546,0004,541
Life insurance assets$01
Total liabilities and capital$107,225,0004,150
Total liabilities$100,072,0003,995
Total deposits$94,901,0004,011
Interest-bearing deposits$76,911,0004,241
Deposits held in domestic offices$94,901,0004,001
% insured0.00%1
Federal funds purchased & repurchase agreements$4,225,0001,644
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$946,0003,802
Total equity capital$7,153,0005,770
Total bank equity capital$7,153,0005,770
Perpetual preferred stock$0288
Common stock$100,0009,051
Surplus$5,188,0002,761
Undivided profits$1,865,0007,702
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$829,0003,032
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$792,000169
Income earned, not collected on loans$710,0003,319
Earning assets$91,874,0004,423
Long-term assets (5+ years)$14,338,0003,181
Average Assets, year-to-date$94,703,2004,468
Average Assets, quarterly$101,084,0004,333
Volatile liabilities$12,922,0003,782
Insider loans$740,0004,537
FHLB advances$0855
Loans and leases held for sale$94,0001,448
Unused loan commitments$11,082,0003,051
Tier 1 (core) risk-based capital$6,917,0005,784
Tier 2 risk-based capital$753,2403,786
Total risk weighted assets$60,102,4404,306
Total unused commitments$11,082,0003,062
Derivatives$0628
1994-12-31Rank
# of Employees:434,565
Assets and Liabilities
Total Assets:$87,087,0004,933
Cash and due from depository institutions$4,046,0004,565
Interest-bearing balances$07,034
Securities$23,568,0005,209
Federal funds sold & reverse repurchase agreements$250,0007,566
Net loans & leases$55,898,0004,462
Loan loss allowance$586,0005,510
Trading account assets$0286
Bank premises and fixed assets$1,520,0004,567
Other real estate owned$04,565
Goodwill and other intangibles$603,0001,342
All other assets$1,202,0005,913
Life insurance assets$01
Total liabilities and capital$87,087,0004,933
Total liabilities$80,778,0004,828
Total deposits$77,232,0004,781
Interest-bearing deposits$61,952,0005,075
Deposits held in domestic offices$77,232,0004,771
% insured0.00%1
Federal funds purchased & repurchase agreements$2,850,0002,336
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$696,0004,043
Total equity capital$6,309,0006,036
Total bank equity capital$6,309,0006,036
Perpetual preferred stock$0310
Common stock$100,0009,549
Surplus$5,188,0002,665
Undivided profits$1,021,0008,991
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,214,0002,301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$855,000148
Income earned, not collected on loans$528,0003,982
Earning assets$79,716,0004,942
Long-term assets (5+ years)$21,142,0002,426
Average Assets, year-to-date$85,760,0004,893
Average Assets, quarterly$86,290,5004,947
Volatile liabilities$10,212,0004,271
Insider loans$900,0003,991
FHLB advances$0993
Loans and leases held for sale$35,0001,391
Unused loan commitments$8,747,0003,454
Tier 1 (core) risk-based capital$6,167,0006,250
Tier 2 risk-based capital$586,0004,636
Total risk weighted assets$63,628,5004,020
Total unused commitments$8,747,0003,461
Derivatives$0687
1993-12-31Rank
# of Employees:395,184
Assets and Liabilities
Total Assets:$88,713,0004,956
Cash and due from depository institutions$9,882,0005,184
Interest-bearing balances$07,655
Securities$17,418,0006,722
Federal funds sold & reverse repurchase agreements$9,375,0001,465
Net loans & leases$48,920,0004,871
Loan loss allowance$450,0006,839
Trading account assets$0330
Bank premises and fixed assets$1,211,0005,442
Other real estate owned$05,184
Goodwill and other intangibles$744,0001,145
All other assets$1,163,0005,455
Life insurance assets$01
Total liabilities and capital$88,713,0004,956
Total liabilities$83,029,0004,831
Total deposits$73,447,0005,151
Interest-bearing deposits$59,506,0005,491
Deposits held in domestic offices$73,447,0005,142
% insured0.00%1
Federal funds purchased & repurchase agreements$9,000,0001,126
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$582,0004,792
Total equity capital$5,684,0006,656
Total bank equity capital$5,684,0006,656
Perpetual preferred stock$0343
Common stock$100,00010,031
Surplus$4,600,0002,914
Undivided profits$984,0009,567
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$901,0003,422
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$851,000160
Income earned, not collected on loans$534,0003,459
Earning assets$75,713,0005,280
Long-term assets (5+ years)$19,544,0002,719
Average Assets, year-to-date$76,394,8005,500
Average Assets, quarterly$85,860,0005,041
Volatile liabilities$15,248,0002,967
Insider loans$1,002,0003,730
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$6,856,0004,016
Tier 1 (core) risk-based capital$4,940,0007,267
Tier 2 risk-based capital$450,0005,734
Total risk weighted assets$43,893,2005,477
Total unused commitments$6,856,0004,040
Derivatives$0714
1992-12-31Rank
# of Employees:365,656
Assets and Liabilities
Total Assets:$62,239,0006,732
Cash and due from depository institutions$5,432,0005,656
Interest-bearing balances$08,059
Securities$8,736,0009,694
Federal funds sold & reverse repurchase agreements$925,0008,929
Net loans & leases$44,107,0005,326
Loan loss allowance$671,0005,179
Trading account assets$0344
Bank premises and fixed assets$1,283,0005,263
Other real estate owned$84,0005,656
Goodwill and other intangibles$884,0001,064
All other assets$788,0007,473
Life insurance assets$01
Total liabilities and capital$62,239,0006,732
Total liabilities$57,077,0006,701
Total deposits$54,631,0006,747
Interest-bearing deposits$42,678,0007,300
Deposits held in domestic offices$54,631,0006,738
% insured0.00%1
Federal funds purchased & repurchase agreements$2,000,0002,044
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$446,0006,331
Total equity capital$5,162,0006,921
Total bank equity capital$5,162,0006,921
Perpetual preferred stock$0346
Common stock$100,00010,493
Surplus$4,600,0002,790
Undivided profits$462,00011,126
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,307,0003,037
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$532,0003,840
Earning assets$53,768,0007,023
Long-term assets (5+ years)$19,272,0002,683
Average Assets, year-to-date$63,808,2006,462
Average Assets, quarterly$62,001,5006,704
Volatile liabilities$5,186,0006,420
Insider loans$501,0001,820
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$6,343,0003,979
Tier 1 (core) risk-based capital$4,278,0007,865
Tier 2 risk-based capital$430,0805,918
Total risk weighted assets$34,165,6806,692
Total unused commitments$6,343,0004,001
Derivatives$0651