| 2013-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.3220% | 2,875 |
| Cost of funding earning assets | 0.5096% | 3,505 |
| Net interest margin | 3.8124% | 2,607 |
| Noninterest income to average assets | 0.7862% | 2,136 |
| Noninterest expense to average assets | 3.1832% | 2,472 |
| Loan and lease loss provision to assets | -0.2854% | 6,667 |
| Net operating income to assets | 0.9400% | 2,605 |
| Return on assets (ROA) | 0.7243% | 3,771 |
| Pretax return on assets | 1.0558% | 3,131 |
| Return on Equity (ROE) | 5.8995% | 4,145 |
| Retained earnings to average equity (ytd only) | 5.8995% | 2,038 |
| Net charge-offs to loans | 0.1143% | 3,674 |
| Credit loss provision to net charge-offs | -352.9859% | 6,085 |
| Earnings coverage of net charge-offs (x) | 13.3920% | 2,029 |
| Efficiency ratio | 74.6167% | 3,028 |
| Assets per employee ($millions) | 5.6090% | 1,551 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,285 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.5256% | 3,066 |
| Loan loss allowance to noncurrent loans | 113.3610% | 3,294 |
| Noncurrent assets plus other real estate owned to assets | 1.8000% | 2,049 |
| Noncurrent loans to loans | 1.3458% | 2,888 |
| Net loans and leases to total assets | 72.0623% | 1,668 |
| Net loans and leases to deposits | 86.0001% | 1,687 |
| Net loans and leases to core deposits | 97.0537% | 1,379 |
| Total domestic deposits to total assets | 83.7933% | 4,248 |
| Equity capital to assets | 11.9805% | 1,820 |
| Core capital (leverage) ratio | 12.1423% | 1,521 |
| Tier 1 risk-based capital ratio | 14.9531% | 3,696 |
| Total risk-based capital ratio | 16.2057% | 3,640 |
| Memoranda: |
| Average total assets | $1,138,996,400 | 578 |
| Average earning assets | $1,039,653,600 | 570 |
| Average equity | $139,841,400 | 521 |
| Average total loans | $805,635,200 | 518 |
| 2013-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.3070% | 2,953 |
| Cost of funding earning assets | 0.5138% | 3,633 |
| Net interest margin | 3.7932% | 2,660 |
| Noninterest income to average assets | 0.8255% | 2,033 |
| Noninterest expense to average assets | 2.8538% | 3,472 |
| Loan and lease loss provision to assets | -0.1467% | 6,674 |
| Net operating income to assets | 1.0674% | 2,127 |
| Return on assets (ROA) | 1.0638% | 2,227 |
| Pretax return on assets | 1.5695% | 1,418 |
| Return on Equity (ROE) | 8.6118% | 2,831 |
| Retained earnings to average equity (ytd only) | 8.6118% | 1,190 |
| Net charge-offs to loans | 0.2989% | 2,039 |
| Credit loss provision to net charge-offs | -69.9888% | 5,741 |
| Earnings coverage of net charge-offs (x) | 6.8147% | 2,900 |
| Efficiency ratio | 66.6475% | 4,362 |
| Assets per employee ($millions) | 5.4658% | 1,664 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,738 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.7112% | 2,594 |
| Loan loss allowance to noncurrent loans | 117.0954% | 3,080 |
| Noncurrent assets plus other real estate owned to assets | 1.8562% | 2,190 |
| Noncurrent loans to loans | 1.4614% | 2,975 |
| Net loans and leases to total assets | 69.9212% | 1,985 |
| Net loans and leases to deposits | 83.4035% | 1,954 |
| Net loans and leases to core deposits | 94.1949% | 1,552 |
| Total domestic deposits to total assets | 83.8347% | 4,262 |
| Equity capital to assets | 11.9561% | 1,944 |
| Core capital (leverage) ratio | 12.3291% | 1,504 |
| Tier 1 risk-based capital ratio | 15.1496% | 3,658 |
| Total risk-based capital ratio | 16.4038% | 3,613 |
| Memoranda: |
| Average total assets | $1,136,285,750 | 580 |
| Average earning assets | $1,035,414,250 | 574 |
| Average equity | $140,362,500 | 524 |
| Average total loans | $796,684,500 | 522 |
| 2013-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.2691% | 3,080 |
| Cost of funding earning assets | 0.5112% | 3,796 |
| Net interest margin | 3.7579% | 2,732 |
| Noninterest income to average assets | 0.8797% | 1,888 |
| Noninterest expense to average assets | 2.8321% | 3,568 |
| Loan and lease loss provision to assets | -0.0795% | 6,685 |
| Net operating income to assets | 1.0554% | 2,094 |
| Return on assets (ROA) | 1.0515% | 2,230 |
| Pretax return on assets | 1.5448% | 1,499 |
| Return on Equity (ROE) | 8.4212% | 2,891 |
| Retained earnings to average equity (ytd only) | 8.4212% | 1,326 |
| Net charge-offs to loans | 0.3567% | 1,772 |
| Credit loss provision to net charge-offs | -31.9375% | 5,511 |
| Earnings coverage of net charge-offs (x) | 5.9113% | 2,807 |
| Efficiency ratio | 65.8157% | 4,584 |
| Assets per employee ($millions) | 5.2169% | 1,875 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,522 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.8425% | 2,280 |
| Loan loss allowance to noncurrent loans | 118.4241% | 3,041 |
| Noncurrent assets plus other real estate owned to assets | 2.0664% | 2,094 |
| Noncurrent loans to loans | 1.5559% | 2,974 |
| Net loans and leases to total assets | 71.2922% | 1,677 |
| Net loans and leases to deposits | 85.1648% | 1,660 |
| Net loans and leases to core deposits | 96.1613% | 1,343 |
| Total domestic deposits to total assets | 83.7110% | 4,451 |
| Equity capital to assets | 11.9087% | 1,972 |
| Core capital (leverage) ratio | 12.0881% | 1,572 |
| Tier 1 risk-based capital ratio | 14.8181% | 3,897 |
| Total risk-based capital ratio | 16.0738% | 3,861 |
| Memoranda: |
| Average total assets | $1,132,441,000 | 582 |
| Average earning assets | $1,031,648,670 | 579 |
| Average equity | $141,405,000 | 522 |
| Average total loans | $790,065,330 | 524 |
| 2013-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.2244% | 3,199 |
| Cost of funding earning assets | 0.5088% | 3,994 |
| Net interest margin | 3.7157% | 2,791 |
| Noninterest income to average assets | 0.9800% | 1,522 |
| Noninterest expense to average assets | 2.9284% | 3,239 |
| Loan and lease loss provision to assets | -0.1589% | 6,876 |
| Net operating income to assets | 1.0782% | 1,940 |
| Return on assets (ROA) | 1.0743% | 2,062 |
| Pretax return on assets | 1.5811% | 1,343 |
| Return on Equity (ROE) | 8.4091% | 2,768 |
| Retained earnings to average equity (ytd only) | 8.4091% | 1,602 |
| Net charge-offs to loans | 0.4760% | 1,254 |
| Credit loss provision to net charge-offs | -48.8599% | 5,055 |
| Earnings coverage of net charge-offs (x) | 4.3898% | 2,571 |
| Efficiency ratio | 67.2233% | 4,459 |
| Assets per employee ($millions) | 5.0309% | 2,174 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.9965% | 2,054 |
| Loan loss allowance to noncurrent loans | 111.2312% | 3,061 |
| Noncurrent assets plus other real estate owned to assets | 2.2537% | 2,073 |
| Noncurrent loans to loans | 1.7949% | 2,867 |
| Net loans and leases to total assets | 66.9209% | 2,211 |
| Net loans and leases to deposits | 79.4025% | 2,162 |
| Net loans and leases to core deposits | 89.7407% | 1,723 |
| Total domestic deposits to total assets | 84.2807% | 4,363 |
| Equity capital to assets | 12.7281% | 1,574 |
| Core capital (leverage) ratio | 13.0431% | 1,100 |
| Tier 1 risk-based capital ratio | 16.4982% | 3,000 |
| Total risk-based capital ratio | 17.7627% | 2,954 |
| Memoranda: |
| Average total assets | $1,132,624,500 | 588 |
| Average earning assets | $1,029,153,000 | 587 |
| Average equity | $144,700,000 | 519 |
| Average total loans | $773,982,500 | 537 |
| 2012-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.7173% | 2,530 |
| Cost of funding earning assets | 0.6086% | 4,261 |
| Net interest margin | 4.1088% | 1,969 |
| Noninterest income to average assets | 0.6423% | 3,039 |
| Noninterest expense to average assets | 2.9256% | 3,546 |
| Loan and lease loss provision to assets | 0.0089% | 5,808 |
| Net operating income to assets | 0.9817% | 2,419 |
| Return on assets (ROA) | 0.9870% | 2,618 |
| Pretax return on assets | 1.4386% | 1,899 |
| Return on Equity (ROE) | 7.9664% | 3,100 |
| Retained earnings to average equity (ytd only) | 7.9664% | 1,135 |
| Net charge-offs to loans | 0.5420% | 2,104 |
| Credit loss provision to net charge-offs | 2.4195% | 5,466 |
| Earnings coverage of net charge-offs (x) | 3.9156% | 3,548 |
| Efficiency ratio | 67.0172% | 4,327 |
| Assets per employee ($millions) | 5.0369% | 2,188 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,298 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.2242% | 1,517 |
| Loan loss allowance to noncurrent loans | 82.3960% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 2.9064% | 1,636 |
| Noncurrent loans to loans | 2.6995% | 1,959 |
| Net loans and leases to total assets | 66.8666% | 2,387 |
| Net loans and leases to deposits | 79.6306% | 2,338 |
| Net loans and leases to core deposits | 88.2170% | 2,064 |
| Total domestic deposits to total assets | 83.9710% | 4,327 |
| Equity capital to assets | 12.8244% | 1,530 |
| Core capital (leverage) ratio | 12.8088% | 1,197 |
| Tier 1 risk-based capital ratio | 16.5282% | 2,869 |
| Total risk-based capital ratio | 17.8008% | 2,839 |
| Memoranda: |
| Average total assets | $1,123,945,200 | 583 |
| Average earning assets | $1,018,460,200 | 577 |
| Average equity | $139,247,400 | 521 |
| Average total loans | $762,590,000 | 538 |
| 2012-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.7743% | 2,487 |
| Cost of funding earning assets | 0.6314% | 4,350 |
| Net interest margin | 4.1429% | 1,928 |
| Noninterest income to average assets | 0.6255% | 3,127 |
| Noninterest expense to average assets | 2.8813% | 3,670 |
| Loan and lease loss provision to assets | 0.0355% | 5,328 |
| Net operating income to assets | 1.0020% | 2,487 |
| Return on assets (ROA) | 1.0040% | 2,711 |
| Pretax return on assets | 1.4685% | 2,010 |
| Return on Equity (ROE) | 8.1749% | 3,196 |
| Retained earnings to average equity (ytd only) | 8.1749% | 1,542 |
| Net charge-offs to loans | 0.5518% | 1,953 |
| Credit loss provision to net charge-offs | 9.5117% | 5,086 |
| Earnings coverage of net charge-offs (x) | 4.0174% | 3,429 |
| Efficiency ratio | 65.7457% | 4,497 |
| Assets per employee ($millions) | 4.9970% | 2,200 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,713 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.3375% | 1,449 |
| Loan loss allowance to noncurrent loans | 57.7580% | 4,762 |
| Noncurrent assets plus other real estate owned to assets | 3.3739% | 1,499 |
| Noncurrent loans to loans | 4.0471% | 1,256 |
| Net loans and leases to total assets | 67.2880% | 2,411 |
| Net loans and leases to deposits | 79.9937% | 2,390 |
| Net loans and leases to core deposits | 88.6808% | 2,139 |
| Total domestic deposits to total assets | 84.1167% | 4,163 |
| Equity capital to assets | 12.6830% | 1,778 |
| Core capital (leverage) ratio | 12.6191% | 1,355 |
| Tier 1 risk-based capital ratio | 16.3526% | 3,085 |
| Total risk-based capital ratio | 17.6354% | 3,032 |
| Memoranda: |
| Average total assets | $1,125,382,250 | 586 |
| Average earning assets | $1,020,555,250 | 581 |
| Average equity | $138,208,750 | 525 |
| Average total loans | $762,060,250 | 534 |
| 2012-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.8411% | 2,337 |
| Cost of funding earning assets | 0.6598% | 4,365 |
| Net interest margin | 4.1813% | 1,796 |
| Noninterest income to average assets | 0.5768% | 3,399 |
| Noninterest expense to average assets | 2.8607% | 3,777 |
| Loan and lease loss provision to assets | 0.1068% | 4,190 |
| Net operating income to assets | 0.9484% | 2,664 |
| Return on assets (ROA) | 0.9492% | 2,923 |
| Pretax return on assets | 1.3891% | 2,239 |
| Return on Equity (ROE) | 7.8149% | 3,337 |
| Retained earnings to average equity (ytd only) | 7.8149% | 1,712 |
| Net charge-offs to loans | 0.4258% | 2,334 |
| Credit loss provision to net charge-offs | 37.2439% | 4,317 |
| Earnings coverage of net charge-offs (x) | 5.2142% | 2,881 |
| Efficiency ratio | 65.6835% | 4,588 |
| Assets per employee ($millions) | 5.1868% | 1,941 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,523 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.5650% | 1,185 |
| Loan loss allowance to noncurrent loans | 79.1551% | 3,828 |
| Noncurrent assets plus other real estate owned to assets | 3.2341% | 1,685 |
| Noncurrent loans to loans | 3.2405% | 1,796 |
| Net loans and leases to total assets | 65.4915% | 2,773 |
| Net loans and leases to deposits | 77.2358% | 2,797 |
| Net loans and leases to core deposits | 86.3812% | 2,378 |
| Total domestic deposits to total assets | 84.7942% | 3,949 |
| Equity capital to assets | 12.0059% | 2,142 |
| Core capital (leverage) ratio | 12.0911% | 1,561 |
| Tier 1 risk-based capital ratio | 15.7280% | 3,315 |
| Total risk-based capital ratio | 17.0069% | 3,269 |
| Memoranda: |
| Average total assets | $1,124,066,330 | 586 |
| Average earning assets | $1,015,768,670 | 584 |
| Average equity | $136,534,000 | 529 |
| Average total loans | $756,716,330 | 534 |
| 2012-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 4.9898% | 1,928 |
| Cost of funding earning assets | 0.6980% | 4,296 |
| Net interest margin | 4.2917% | 1,493 |
| Noninterest income to average assets | 0.4850% | 4,022 |
| Noninterest expense to average assets | 2.8115% | 3,989 |
| Loan and lease loss provision to assets | 0.1451% | 3,550 |
| Net operating income to assets | 0.9687% | 2,598 |
| Return on assets (ROA) | 0.9617% | 2,832 |
| Pretax return on assets | 1.3815% | 2,244 |
| Return on Equity (ROE) | 7.8693% | 3,340 |
| Retained earnings to average equity (ytd only) | 7.8693% | 2,032 |
| Net charge-offs to loans | 0.2874% | 2,521 |
| Credit loss provision to net charge-offs | 74.9533% | 2,832 |
| Earnings coverage of net charge-offs (x) | 7.9364% | 2,019 |
| Efficiency ratio | 64.6579% | 4,806 |
| Assets per employee ($millions) | 5.0560% | 2,189 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.8048% | 1,000 |
| Loan loss allowance to noncurrent loans | 78.1871% | 3,736 |
| Noncurrent assets plus other real estate owned to assets | 3.6185% | 1,571 |
| Noncurrent loans to loans | 3.5872% | 1,733 |
| Net loans and leases to total assets | 65.4348% | 2,571 |
| Net loans and leases to deposits | 77.4601% | 2,599 |
| Net loans and leases to core deposits | 88.1406% | 2,036 |
| Total domestic deposits to total assets | 84.4755% | 4,287 |
| Equity capital to assets | 12.3180% | 1,837 |
| Core capital (leverage) ratio | 12.2087% | 1,479 |
| Tier 1 risk-based capital ratio | 15.9563% | 3,199 |
| Total risk-based capital ratio | 17.2285% | 3,153 |
| Memoranda: |
| Average total assets | $1,105,179,000 | 600 |
| Average earning assets | $994,839,000 | 596 |
| Average equity | $135,056,000 | 532 |
| Average total loans | $744,605,500 | 548 |
| 2011-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.0452% | 2,681 |
| Cost of funding earning assets | 0.8849% | 4,221 |
| Net interest margin | 4.1602% | 2,195 |
| Noninterest income to average assets | 0.5587% | 3,440 |
| Noninterest expense to average assets | 2.8146% | 4,290 |
| Loan and lease loss provision to assets | 0.2818% | 3,415 |
| Net operating income to assets | 0.8534% | 2,804 |
| Return on assets (ROA) | 0.8529% | 2,960 |
| Pretax return on assets | 1.2153% | 2,401 |
| Return on Equity (ROE) | 7.2765% | 3,261 |
| Retained earnings to average equity (ytd only) | 2.6987% | 4,313 |
| Net charge-offs to loans | 0.7827% | 2,202 |
| Credit loss provision to net charge-offs | 51.9281% | 5,382 |
| Earnings coverage of net charge-offs (x) | 2.7599% | 3,841 |
| Efficiency ratio | 65.2689% | 4,909 |
| Assets per employee ($millions) | 4.9245% | 2,307 |
| Cash dividends to net income (ytd only)* | 62.9129% | 1,432 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.8291% | 950 |
| Loan loss allowance to noncurrent loans | 71.6909% | 3,982 |
| Noncurrent assets plus other real estate owned to assets | 4.1901% | 1,346 |
| Noncurrent loans to loans | 3.9463% | 1,587 |
| Net loans and leases to total assets | 65.5180% | 2,875 |
| Net loans and leases to deposits | 77.4774% | 2,925 |
| Net loans and leases to core deposits | 89.4116% | 2,209 |
| Total domestic deposits to total assets | 84.5641% | 4,059 |
| Equity capital to assets | 12.1222% | 2,032 |
| Core capital (leverage) ratio | 11.7613% | 1,730 |
| Tier 1 risk-based capital ratio | 15.5453% | 3,300 |
| Total risk-based capital ratio | 16.8196% | 3,239 |
| Memoranda: |
| Average total assets | $1,118,161,400 | 586 |
| Average earning assets | $1,008,883,600 | 583 |
| Average equity | $131,065,400 | 530 |
| Average total loans | $775,242,000 | 528 |
| 2011-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.0502% | 2,840 |
| Cost of funding earning assets | 0.9304% | 4,194 |
| Net interest margin | 4.1198% | 2,394 |
| Noninterest income to average assets | 0.5658% | 3,403 |
| Noninterest expense to average assets | 2.8432% | 4,180 |
| Loan and lease loss provision to assets | 0.2436% | 3,570 |
| Net operating income to assets | 0.8422% | 2,976 |
| Return on assets (ROA) | 0.8368% | 3,154 |
| Pretax return on assets | 1.1942% | 2,653 |
| Return on Equity (ROE) | 7.1991% | 3,426 |
| Retained earnings to average equity (ytd only) | 1.0644% | 5,591 |
| Net charge-offs to loans | 0.5438% | 2,605 |
| Credit loss provision to net charge-offs | 64.1828% | 4,665 |
| Earnings coverage of net charge-offs (x) | 3.8087% | 3,287 |
| Efficiency ratio | 66.2926% | 4,672 |
| Assets per employee ($millions) | 4.9621% | 2,241 |
| Cash dividends to net income (ytd only)* | 85.2151% | 514 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.0015% | 860 |
| Loan loss allowance to noncurrent loans | 78.6426% | 3,620 |
| Noncurrent assets plus other real estate owned to assets | 4.5336% | 1,323 |
| Noncurrent loans to loans | 3.8166% | 1,762 |
| Net loans and leases to total assets | 66.3344% | 2,819 |
| Net loans and leases to deposits | 78.1761% | 2,950 |
| Net loans and leases to core deposits | 90.9031% | 2,137 |
| Total domestic deposits to total assets | 84.8525% | 3,846 |
| Equity capital to assets | 11.7864% | 2,419 |
| Core capital (leverage) ratio | 11.4242% | 2,085 |
| Tier 1 risk-based capital ratio | 15.0532% | 3,629 |
| Total risk-based capital ratio | 16.3340% | 3,586 |
| Memoranda: |
| Average total assets | $1,121,929,500 | 592 |
| Average earning assets | $1,013,895,500 | 590 |
| Average equity | $130,402,000 | 539 |
| Average total loans | $783,111,500 | 529 |
| 2011-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.0501% | 2,927 |
| Cost of funding earning assets | 0.9678% | 4,189 |
| Net interest margin | 4.0822% | 2,481 |
| Noninterest income to average assets | 0.5939% | 3,179 |
| Noninterest expense to average assets | 2.8216% | 4,340 |
| Loan and lease loss provision to assets | 0.2666% | 3,269 |
| Net operating income to assets | 0.8143% | 3,010 |
| Return on assets (ROA) | 0.7855% | 3,263 |
| Pretax return on assets | 1.1575% | 2,649 |
| Return on Equity (ROE) | 6.7895% | 3,533 |
| Retained earnings to average equity (ytd only) | 6.7895% | 1,970 |
| Net charge-offs to loans | 0.7039% | 2,101 |
| Credit loss provision to net charge-offs | 53.8987% | 4,491 |
| Earnings coverage of net charge-offs (x) | 2.9648% | 3,370 |
| Efficiency ratio | 65.8032% | 4,910 |
| Assets per employee ($millions) | 4.8534% | 2,334 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.9649% | 922 |
| Loan loss allowance to noncurrent loans | 56.6900% | 4,627 |
| Noncurrent assets plus other real estate owned to assets | 4.9317% | 1,244 |
| Noncurrent loans to loans | 5.2300% | 1,232 |
| Net loans and leases to total assets | 67.6601% | 2,683 |
| Net loans and leases to deposits | 79.8758% | 2,822 |
| Net loans and leases to core deposits | 94.2311% | 1,867 |
| Total domestic deposits to total assets | 84.7066% | 4,013 |
| Equity capital to assets | 12.1587% | 1,992 |
| Core capital (leverage) ratio | 11.6337% | 1,829 |
| Tier 1 risk-based capital ratio | 15.3707% | 3,310 |
| Total risk-based capital ratio | 16.6402% | 3,250 |
| Memoranda: |
| Average total assets | $1,125,402,670 | 596 |
| Average earning assets | $1,018,360,670 | 587 |
| Average equity | $130,200,330 | 539 |
| Average total loans | $790,772,670 | 532 |
| 2011-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.0722% | 2,768 |
| Cost of funding earning assets | 0.9969% | 4,225 |
| Net interest margin | 4.0753% | 2,363 |
| Noninterest income to average assets | 0.7227% | 2,431 |
| Noninterest expense to average assets | 3.1676% | 2,998 |
| Loan and lease loss provision to assets | 0.1053% | 4,700 |
| Net operating income to assets | 0.7728% | 3,155 |
| Return on assets (ROA) | 0.7399% | 3,388 |
| Pretax return on assets | 1.0887% | 2,799 |
| Return on Equity (ROE) | 6.5558% | 3,602 |
| Retained earnings to average equity (ytd only) | 6.5558% | 2,347 |
| Net charge-offs to loans | 0.2210% | 3,204 |
| Credit loss provision to net charge-offs | 67.5676% | 3,393 |
| Earnings coverage of net charge-offs (x) | 7.9730% | 1,875 |
| Efficiency ratio | 71.8265% | 3,906 |
| Assets per employee ($millions) | 4.9481% | 2,237 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) |
| Loss allowance to loans | 3.0115% | 909 |
| Loan loss allowance to noncurrent loans | 51.0340% | 4,949 |
| Noncurrent assets plus other real estate owned to assets | 5.4051% | 1,133 |
| Noncurrent loans to loans | 5.9009% | 1,085 |
| Net loans and leases to total assets | 67.9867% | 2,551 |
| Net loans and leases to deposits | 79.6598% | 2,771 |
| Net loans and leases to core deposits | 95.9635% | 1,675 |
| Total domestic deposits to total assets | 85.3464% | 3,867 |
| Equity capital to assets | 11.4747% | 2,298 |
| Core capital (leverage) ratio | 11.1600% | 2,064 |
| Tier 1 risk-based capital ratio | 14.6230% | 3,661 |
| Total risk-based capital ratio | 15.8943% | 3,602 |
| Memoranda: |
| Average total assets | $1,139,672,000 | 590 |
| Average earning assets | $1,031,195,000 | 589 |
| Average equity | $128,618,500 | 540 |
| Average total loans | $803,751,500 | 536 |
| 2010-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.5054% | 2,261 |
| Cost of funding earning assets | 1.3128% | 3,798 |
| Net interest margin | 4.1926% | 2,213 |
| Noninterest income to average assets | 0.5134% | 4,066 |
| Noninterest expense to average assets | 2.8378% | 4,444 |
| Loan and lease loss provision to assets | 1.1194% | 1,425 |
| Net operating income to assets | 0.2671% | 5,043 |
| Return on assets (ROA) | 0.2804% | 5,167 |
| Pretax return on assets | 0.3571% | 5,062 |
| Return on Equity (ROE) | 2.5311% | 5,166 |
| Retained earnings to average equity (ytd only) | 2.5311% | 4,100 |
| Net charge-offs to loans | 1.3571% | 1,647 |
| Credit loss provision to net charge-offs | 108.6957% | 4,061 |
| Earnings coverage of net charge-offs (x) | 1.4174% | 4,698 |
| Efficiency ratio | 66.0342% | 4,965 |
| Assets per employee ($millions) | 4.9620% | 2,207 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.9337% | 921 |
| Loan loss allowance to noncurrent loans | 43.1259% | 5,437 |
| Noncurrent assets plus other real estate owned to assets | 6.3822% | 893 |
| Noncurrent loans to loans | 6.8026% | 847 |
| Net loans and leases to total assets | 68.8622% | 2,780 |
| Net loans and leases to deposits | 80.1870% | 3,138 |
| Net loans and leases to core deposits | 96.1848% | 1,989 |
| Total domestic deposits to total assets | 85.8769% | 3,423 |
| Equity capital to assets | 11.1003% | 2,597 |
| Core capital (leverage) ratio | 10.6519% | 2,413 |
| Tier 1 risk-based capital ratio | 13.6480% | 4,097 |
| Total risk-based capital ratio | 14.9164% | 4,059 |
| Memoranda: |
| Average total assets | $1,147,924,400 | 579 |
| Average earning assets | $1,036,075,200 | 579 |
| Average equity | $127,179,000 | 536 |
| Average total loans | $871,110,400 | 517 |
| 2010-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.5923% | 2,094 |
| Cost of funding earning assets | 1.3801% | 3,705 |
| Net interest margin | 4.2123% | 2,182 |
| Noninterest income to average assets | 0.4964% | 4,216 |
| Noninterest expense to average assets | 2.8567% | 4,252 |
| Loan and lease loss provision to assets | 1.1972% | 1,196 |
| Net operating income to assets | 0.2131% | 5,474 |
| Return on assets (ROA) | 0.1838% | 5,719 |
| Pretax return on assets | 0.2076% | 5,713 |
| Return on Equity (ROE) | 1.6594% | 5,715 |
| Retained earnings to average equity (ytd only) | 1.6594% | 5,125 |
| Net charge-offs to loans | 1.3902% | 1,463 |
| Credit loss provision to net charge-offs | 111.6531% | 3,792 |
| Earnings coverage of net charge-offs (x) | 1.3409% | 4,740 |
| Efficiency ratio | 66.5205% | 4,747 |
| Assets per employee ($millions) | 5.1934% | 1,943 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.8521% | 959 |
| Loan loss allowance to noncurrent loans | 44.6640% | 5,296 |
| Noncurrent assets plus other real estate owned to assets | 5.8488% | 1,034 |
| Noncurrent loans to loans | 6.3856% | 940 |
| Net loans and leases to total assets | 70.2898% | 2,668 |
| Net loans and leases to deposits | 81.8360% | 3,138 |
| Net loans and leases to core deposits | 99.4821% | 1,894 |
| Total domestic deposits to total assets | 85.8910% | 3,133 |
| Equity capital to assets | 11.0569% | 2,905 |
| Core capital (leverage) ratio | 10.7176% | 2,496 |
| Tier 1 risk-based capital ratio | 13.7425% | 4,025 |
| Total risk-based capital ratio | 15.0118% | 3,969 |
| Memoranda: |
| Average total assets | $1,147,108,500 | 579 |
| Average earning assets | $1,034,320,000 | 575 |
| Average equity | $127,027,500 | 527 |
| Average total loans | $884,715,000 | 505 |
| 2010-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.6655% | 1,885 |
| Cost of funding earning assets | 1.4119% | 3,801 |
| Net interest margin | 4.2537% | 1,949 |
| Noninterest income to average assets | 0.4385% | 4,625 |
| Noninterest expense to average assets | 2.9209% | 4,001 |
| Loan and lease loss provision to assets | 1.0511% | 1,377 |
| Net operating income to assets | 0.2373% | 5,425 |
| Return on assets (ROA) | 0.2162% | 5,638 |
| Pretax return on assets | 0.2712% | 5,593 |
| Return on Equity (ROE) | 1.9511% | 5,649 |
| Retained earnings to average equity (ytd only) | 1.9511% | 4,891 |
| Net charge-offs to loans | 0.8327% | 2,174 |
| Credit loss provision to net charge-offs | 160.2992% | 2,455 |
| Earnings coverage of net charge-offs (x) | 2.0569% | 3,995 |
| Efficiency ratio | 68.4118% | 4,495 |
| Assets per employee ($millions) | 4.9920% | 2,198 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.8692% | 940 |
| Loan loss allowance to noncurrent loans | 54.2190% | 4,692 |
| Noncurrent assets plus other real estate owned to assets | 5.3908% | 1,157 |
| Noncurrent loans to loans | 5.2918% | 1,273 |
| Net loans and leases to total assets | 72.9967% | 2,171 |
| Net loans and leases to deposits | 85.1127% | 2,678 |
| Net loans and leases to core deposits | 105.5133% | 1,492 |
| Total domestic deposits to total assets | 85.7647% | 3,226 |
| Equity capital to assets | 10.9455% | 2,924 |
| Core capital (leverage) ratio | 10.8143% | 2,387 |
| Tier 1 risk-based capital ratio | 13.2316% | 4,264 |
| Total risk-based capital ratio | 14.4997% | 4,207 |
| Memoranda: |
| Average total assets | $1,141,703,670 | 579 |
| Average earning assets | $1,028,290,000 | 579 |
| Average equity | $126,494,000 | 522 |
| Average total loans | $899,052,330 | 499 |
| 2010-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.8482% | 1,329 |
| Cost of funding earning assets | 1.4253% | 4,018 |
| Net interest margin | 4.4229% | 1,327 |
| Noninterest income to average assets | 0.7288% | 2,410 |
| Noninterest expense to average assets | 2.7952% | 4,498 |
| Loan and lease loss provision to assets | 1.2760% | 949 |
| Net operating income to assets | 0.5076% | 4,353 |
| Return on assets (ROA) | 0.4750% | 4,641 |
| Pretax return on assets | 0.5951% | 4,622 |
| Return on Equity (ROE) | 4.2603% | 4,779 |
| Retained earnings to average equity (ytd only) | 4.2603% | 3,595 |
| Net charge-offs to loans | 1.1411% | 1,473 |
| Credit loss provision to net charge-offs | 138.7283% | 2,550 |
| Earnings coverage of net charge-offs (x) | 2.0786% | 3,503 |
| Efficiency ratio | 59.3825% | 6,278 |
| Assets per employee ($millions) | 4.8656% | 2,417 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.6484% | 1,128 |
| Loan loss allowance to noncurrent loans | 41.7855% | 5,567 |
| Noncurrent assets plus other real estate owned to assets | 6.7942% | 810 |
| Noncurrent loans to loans | 6.3380% | 999 |
| Net loans and leases to total assets | 77.2791% | 1,285 |
| Net loans and leases to deposits | 90.4062% | 1,846 |
| Net loans and leases to core deposits | 114.1536% | 1,034 |
| Total domestic deposits to total assets | 85.4799% | 3,426 |
| Equity capital to assets | 11.1404% | 2,644 |
| Core capital (leverage) ratio | 11.1956% | 2,096 |
| Tier 1 risk-based capital ratio | 12.8529% | 4,433 |
| Total risk-based capital ratio | 14.1189% | 4,400 |
| Memoranda: |
| Average total assets | $1,128,491,500 | 598 |
| Average earning assets | $1,015,077,500 | 605 |
| Average equity | $125,812,500 | 531 |
| Average total loans | $909,637,000 | 516 |
| 2009-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 6.0013% | 1,863 |
| Cost of funding earning assets | 1.9149% | 3,383 |
| Net interest margin | 4.0864% | 2,508 |
| Noninterest income to average assets | 0.6823% | 3,072 |
| Noninterest expense to average assets | 2.8419% | 4,779 |
| Loan and lease loss provision to assets | 1.6817% | 1,361 |
| Net operating income to assets | -0.0418% | 5,569 |
| Return on assets (ROA) | -0.0137% | 5,559 |
| Pretax return on assets | -0.0580% | 5,530 |
| Return on Equity (ROE) | -0.1328% | 5,558 |
| Retained earnings to average equity (ytd only) | -1.7932% | 5,460 |
| Net charge-offs to loans | 1.6384% | 1,545 |
| Credit loss provision to net charge-offs | 125.8685% | 4,149 |
| Earnings coverage of net charge-offs (x) | 1.1825% | 4,941 |
| Efficiency ratio | 64.2711% | 5,728 |
| Assets per employee ($millions) | 4.7391% | 2,556 |
| Cash dividends to net income (ytd only)* | -1,250.0000% | 7,999 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.5048% | 1,219 |
| Loan loss allowance to noncurrent loans | 34.4299% | 6,129 |
| Noncurrent assets plus other real estate owned to assets | 7.3020% | 681 |
| Noncurrent loans to loans | 7.2751% | 738 |
| Net loans and leases to total assets | 79.8032% | 1,030 |
| Net loans and leases to deposits | 92.8851% | 1,753 |
| Net loans and leases to core deposits | 132.0329% | 1,172 |
| Total domestic deposits to total assets | 85.9161% | 3,058 |
| Equity capital to assets | 11.1572% | 2,572 |
| Core capital (leverage) ratio | 10.8795% | 2,293 |
| Tier 1 risk-based capital ratio | 12.7426% | 4,331 |
| Total risk-based capital ratio | 14.0071% | 4,260 |
| Memoranda: |
| Average total assets | $1,167,765,200 | 574 |
| Average earning assets | $1,068,621,600 | 568 |
| Average equity | $120,452,600 | 547 |
| Average total loans | $952,266,400 | 504 |
| 2009-09-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 6.0109% | 1,990 |
| Cost of funding earning assets | 2.0119% | 3,295 |
| Net interest margin | 3.9990% | 2,830 |
| Noninterest income to average assets | 0.6301% | 3,493 |
| Noninterest expense to average assets | 2.8117% | 4,843 |
| Loan and lease loss provision to assets | 1.0324% | 1,858 |
| Net operating income to assets | 0.3182% | 4,729 |
| Return on assets (ROA) | 0.2950% | 4,915 |
| Pretax return on assets | 0.4235% | 4,730 |
| Return on Equity (ROE) | 2.9164% | 4,829 |
| Retained earnings to average equity (ytd only) | 0.6825% | 4,905 |
| Net charge-offs to loans | 1.2067% | 1,687 |
| Credit loss provision to net charge-offs | 105.0103% | 4,834 |
| Earnings coverage of net charge-offs (x) | 1.5145% | 4,647 |
| Efficiency ratio | 65.3776% | 5,482 |
| Assets per employee ($millions) | 4.9949% | 2,151 |
| Cash dividends to net income (ytd only)* | 76.5989% | 1,069 |
| Condition Ratios (%) |
| Loss allowance to loans | 2.0365% | 1,716 |
| Loan loss allowance to noncurrent loans | 69.9233% | 3,824 |
| Noncurrent assets plus other real estate owned to assets | 3.8391% | 1,681 |
| Noncurrent loans to loans | 2.9125% | 2,616 |
| Net loans and leases to total assets | 78.8840% | 1,409 |
| Net loans and leases to deposits | 91.5024% | 2,317 |
| Net loans and leases to core deposits | 125.3882% | 1,779 |
| Total domestic deposits to total assets | 86.2097% | 2,580 |
| Equity capital to assets | 10.9036% | 3,111 |
| Core capital (leverage) ratio | 10.9613% | 2,430 |
| Tier 1 risk-based capital ratio | 12.4871% | 4,550 |
| Total risk-based capital ratio | 13.7544% | 4,489 |
| Memoranda: |
| Average total assets | $1,180,098,500 | 576 |
| Average earning assets | $1,083,188,750 | 575 |
| Average equity | $119,369,250 | 562 |
| Average total loans | $961,464,000 | 512 |
| 2009-06-30 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 6.0178% | 2,113 |
| Cost of funding earning assets | 2.1325% | 3,118 |
| Net interest margin | 3.8853% | 3,181 |
| Noninterest income to average assets | 0.6863% | 3,076 |
| Noninterest expense to average assets | 2.8523% | 4,722 |
| Loan and lease loss provision to assets | 1.1056% | 1,553 |
| Net operating income to assets | 0.2266% | 5,170 |
| Return on assets (ROA) | 0.1896% | 5,380 |
| Pretax return on assets | 0.2519% | 5,321 |
| Return on Equity (ROE) | 1.9241% | 5,333 |
| Retained earnings to average equity (ytd only) | -1.5149% | 5,618 |
| Net charge-offs to loans | 1.4964% | 1,265 |
| Credit loss provision to net charge-offs | 90.3378% | 4,914 |
| Earnings coverage of net charge-offs (x) | 1.1495% | 4,662 |
| Efficiency ratio | 66.9690% | 5,369 |
| Assets per employee ($millions) | 5.0021% | 2,073 |
| Cash dividends to net income (ytd only)* | 178.7310% | 275 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.9015% | 1,787 |
| Loan loss allowance to noncurrent loans | 90.9668% | 3,152 |
| Noncurrent assets plus other real estate owned to assets | 3.2071% | 1,953 |
| Noncurrent loans to loans | 2.0903% | 3,396 |
| Net loans and leases to total assets | 78.8566% | 1,560 |
| Net loans and leases to deposits | 91.2003% | 2,613 |
| Net loans and leases to core deposits | 124.8903% | 1,951 |
| Total domestic deposits to total assets | 86.4653% | 2,526 |
| Equity capital to assets | 10.6280% | 3,271 |
| Core capital (leverage) ratio | 10.5475% | 2,769 |
| Tier 1 risk-based capital ratio | 12.1326% | 4,816 |
| Total risk-based capital ratio | 13.3944% | 4,712 |
| Memoranda: |
| Average total assets | $1,180,531,000 | 589 |
| Average earning assets | $1,085,574,000 | 585 |
| Average equity | $116,315,000 | 582 |
| Average total loans | $965,546,670 | 525 |
| 2009-03-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 5.9692% | 2,483 |
| Cost of funding earning assets | 2.2122% | 3,105 |
| Net interest margin | 3.7570% | 3,626 |
| Noninterest income to average assets | 0.6724% | 3,056 |
| Noninterest expense to average assets | 2.6248% | 5,344 |
| Loan and lease loss provision to assets | 1.7653% | 700 |
| Net operating income to assets | -0.1611% | 6,498 |
| Return on assets (ROA) | -0.2133% | 6,655 |
| Pretax return on assets | -0.3369% | 6,702 |
| Return on Equity (ROE) | -2.2552% | 6,689 |
| Retained earnings to average equity (ytd only) | -9.4489% | 7,052 |
| Net charge-offs to loans | 2.3773% | 609 |
| Credit loss provision to net charge-offs | 90.0069% | 4,002 |
| Earnings coverage of net charge-offs (x) | 0.7700% | 4,406 |
| Efficiency ratio | 63.4793% | 5,784 |
| Assets per employee ($millions) | 4.8238% | 2,273 |
| Cash dividends to net income (ytd only)* | -318.9793% | 8,215 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.8974% | 1,623 |
| Loan loss allowance to noncurrent loans | 44.5674% | 5,552 |
| Noncurrent assets plus other real estate owned to assets | 4.0843% | 1,252 |
| Noncurrent loans to loans | 4.2573% | 1,382 |
| Net loans and leases to total assets | 79.1757% | 1,542 |
| Net loans and leases to deposits | 91.7174% | 2,648 |
| Net loans and leases to core deposits | 123.0947% | 2,155 |
| Total domestic deposits to total assets | 86.3257% | 2,537 |
| Equity capital to assets | 10.2664% | 3,689 |
| Core capital (leverage) ratio | 10.4493% | 2,985 |
| Tier 1 risk-based capital ratio | 11.2164% | 5,687 |
| Total risk-based capital ratio | 12.4772% | 5,584 |
| Memoranda: |
| Average total assets | $1,175,545,500 | 596 |
| Average earning assets | $1,083,425,000 | 587 |
| Average equity | $111,209,000 | 606 |
| Average total loans | $969,827,000 | 526 |
| 2008-12-31 | Rank |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 6.8790% | 1,468 |
| Cost of funding earning assets | 2.5813% | 3,784 |
| Net interest margin | 4.2977% | 1,979 |
| Noninterest income to average assets | 0.8264% | 2,377 |
| Noninterest expense to average assets | 2.8309% | 4,692 |
| Loan and lease loss provision to assets | 0.9787% | 1,506 |
| Net operating income to assets | 0.6629% | 4,052 |
| Return on assets (ROA) | 0.5509% | 4,373 |
| Pretax return on assets | 0.8051% | 4,050 |
| Return on Equity (ROE) | 6.3211% | 3,819 |
| Retained earnings to average equity (ytd only) | 1.0301% | 4,607 |
| Net charge-offs to loans | 0.2127% | 4,084 |
| Credit loss provision to net charge-offs | 560.7774% | 784 |
| Earnings coverage of net charge-offs (x) | 11.1646% | 2,403 |
| Efficiency ratio | 59.2306% | 6,490 |
| Assets per employee ($millions) | 4.4934% | 2,628 |
| Cash dividends to net income (ytd only)* | 83.7038% | 1,539 |
| Condition Ratios (%) |
| Loss allowance to loans | 1.9395% | 1,334 |
| Loan loss allowance to noncurrent loans | 48.3223% | 5,591 |
| Noncurrent assets plus other real estate owned to assets | 3.7340% | 1,157 |
| Noncurrent loans to loans | 4.0137% | 1,222 |
| Net loans and leases to total assets | 82.7216% | 1,096 |
| Net loans and leases to deposits | 99.6496% | 1,877 |
| Net loans and leases to core deposits | 134.3829% | 1,576 |
| Total domestic deposits to total assets | 83.0125% | 3,769 |
| Equity capital to assets | 8.6250% | 5,892 |
| Core capital (leverage) ratio | 8.6373% | 5,311 |
| Tier 1 risk-based capital ratio | 9.1353% | 7,680 |
| Total risk-based capital ratio | 10.3942% | 7,640 |
| Memoranda: |
| Average total assets | $1,135,061,600 | 586 |
| Average earning assets | $1,044,020,600 | 582 |
| Average equity | $98,922,200 | 672 |
| Average total loans | $931,296,800 | 530 |
