MetroBank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $44,934,000 | 551 |
| Total interest expense | $5,298,000 | 613 |
| Net interest income | $39,636,000 | 542 |
| Provision for loan and lease losses | $-3,251,000 | 6,749 |
| Total noninterest income | $8,955,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,182,000 | 635 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,773,000 | 646 |
| Total noninterest expense | $36,257,000 | 570 |
| Salaries and employee benefits | $22,811,000 | 482 |
| Premises and equipment expense | $4,356,000 | 565 |
| Additional noninterest expense | $9,090,000 | 758 |
| Pre-tax net operating income | $15,585,000 | 527 |
| Securities gains (losses) | $-3,560,000 | 6,791 |
| Applicable income taxes | $3,775,000 | 573 |
| Income before extraordinary items | $8,250,000 | 771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,250,000 | 770 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,250,000 | 772 |
| Net charge-offs | $921,000 | 1,359 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $10,706,400 | 594 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $33,447,000 | 554 |
| Total interest expense | $3,990,000 | 628 |
| Net interest income | $29,457,000 | 546 |
| Provision for loan and lease losses | $-1,250,000 | 6,798 |
| Total noninterest income | $7,035,000 | 725 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,639,000 | 634 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,396,000 | 626 |
| Total noninterest expense | $24,321,000 | 647 |
| Salaries and employee benefits | $13,657,000 | 596 |
| Premises and equipment expense | $3,312,000 | 564 |
| Additional noninterest expense | $7,352,000 | 713 |
| Pre-tax net operating income | $13,421,000 | 485 |
| Securities gains (losses) | $-45,000 | 6,648 |
| Applicable income taxes | $4,310,000 | 427 |
| Income before extraordinary items | $9,066,000 | 564 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $9,066,000 | 566 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,066,000 | 566 |
| Net charge-offs | $1,786,000 | 647 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,096,600 | 552 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $22,021,000 | 564 |
| Total interest expense | $2,637,000 | 661 |
| Net interest income | $19,384,000 | 548 |
| Provision for loan and lease losses | $-450,000 | 6,804 |
| Total noninterest income | $4,981,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,074,000 | 630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,907,000 | 595 |
| Total noninterest expense | $16,036,000 | 653 |
| Salaries and employee benefits | $9,065,000 | 601 |
| Premises and equipment expense | $2,205,000 | 564 |
| Additional noninterest expense | $4,766,000 | 720 |
| Pre-tax net operating income | $8,779,000 | 484 |
| Securities gains (losses) | $-32,000 | 6,764 |
| Applicable income taxes | $2,793,000 | 432 |
| Income before extraordinary items | $5,954,000 | 573 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,954,000 | 573 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,954,000 | 575 |
| Net charge-offs | $1,409,000 | 593 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $5,975,760 | 547 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $10,869,000 | 580 |
| Total interest expense | $1,309,000 | 702 |
| Net interest income | $9,560,000 | 560 |
| Provision for loan and lease losses | $-450,000 | 6,945 |
| Total noninterest income | $2,775,000 | 640 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $503,000 | 658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,272,000 | 537 |
| Total noninterest expense | $8,292,000 | 639 |
| Salaries and employee benefits | $4,709,000 | 583 |
| Premises and equipment expense | $1,100,000 | 567 |
| Additional noninterest expense | $2,483,000 | 692 |
| Pre-tax net operating income | $4,493,000 | 477 |
| Securities gains (losses) | $-16,000 | 6,849 |
| Applicable income taxes | $1,435,000 | 432 |
| Income before extraordinary items | $3,042,000 | 539 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,042,000 | 538 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,042,000 | 540 |
| Net charge-offs | $921,000 | 502 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $3,052,880 | 519 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $48,044,000 | 543 |
| Total interest expense | $6,198,000 | 694 |
| Net interest income | $41,846,000 | 529 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $7,219,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,732,000 | 531 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,487,000 | 884 |
| Total noninterest expense | $32,882,000 | 637 |
| Salaries and employee benefits | $18,199,000 | 583 |
| Premises and equipment expense | $4,579,000 | 527 |
| Additional noninterest expense | $10,104,000 | 703 |
| Pre-tax net operating income | $16,083,000 | 499 |
| Securities gains (losses) | $86,000 | 2,384 |
| Applicable income taxes | $5,076,000 | 430 |
| Income before extraordinary items | $11,093,000 | 573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,093,000 | 571 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $11,093,000 | 573 |
| Net charge-offs | $4,133,000 | 672 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $11,033,660 | 558 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $36,544,000 | 540 |
| Total interest expense | $4,833,000 | 695 |
| Net interest income | $31,711,000 | 525 |
| Provision for loan and lease losses | $300,000 | 2,961 |
| Total noninterest income | $5,280,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,104,000 | 522 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,176,000 | 908 |
| Total noninterest expense | $24,320,000 | 643 |
| Salaries and employee benefits | $13,873,000 | 570 |
| Premises and equipment expense | $3,468,000 | 524 |
| Additional noninterest expense | $6,979,000 | 748 |
| Pre-tax net operating income | $12,371,000 | 502 |
| Securities gains (losses) | $24,000 | 2,809 |
| Applicable income taxes | $3,921,000 | 437 |
| Income before extraordinary items | $8,474,000 | 581 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,474,000 | 580 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,474,000 | 581 |
| Net charge-offs | $3,154,000 | 656 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $8,457,680 | 558 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $24,587,000 | 544 |
| Total interest expense | $3,351,000 | 691 |
| Net interest income | $21,236,000 | 525 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $3,242,000 | 922 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,416,000 | 513 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,826,000 | 989 |
| Total noninterest expense | $16,078,000 | 648 |
| Salaries and employee benefits | $9,393,000 | 558 |
| Premises and equipment expense | $2,276,000 | 531 |
| Additional noninterest expense | $4,409,000 | 793 |
| Pre-tax net operating income | $7,800,000 | 513 |
| Securities gains (losses) | $7,000 | 2,812 |
| Applicable income taxes | $2,472,000 | 455 |
| Income before extraordinary items | $5,335,000 | 599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,335,000 | 599 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,335,000 | 599 |
| Net charge-offs | $1,611,000 | 812 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,330,240 | 579 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $12,410,000 | 539 |
| Total interest expense | $1,736,000 | 691 |
| Net interest income | $10,674,000 | 520 |
| Provision for loan and lease losses | $401,000 | 1,245 |
| Total noninterest income | $1,340,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $706,000 | 514 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $634,000 | 1,272 |
| Total noninterest expense | $7,768,000 | 656 |
| Salaries and employee benefits | $4,783,000 | 547 |
| Premises and equipment expense | $1,105,000 | 551 |
| Additional noninterest expense | $1,880,000 | 906 |
| Pre-tax net operating income | $3,845,000 | 513 |
| Securities gains (losses) | $-28,000 | 7,125 |
| Applicable income taxes | $1,160,000 | 464 |
| Income before extraordinary items | $2,657,000 | 592 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,657,000 | 591 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,657,000 | 593 |
| Net charge-offs | $535,000 | 1,045 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,676,600 | 577 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $50,900,000 | 541 |
| Total interest expense | $8,928,000 | 653 |
| Net interest income | $41,972,000 | 525 |
| Provision for loan and lease losses | $3,151,000 | 1,153 |
| Total noninterest income | $6,247,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,842,000 | 528 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,405,000 | 953 |
| Total noninterest expense | $31,472,000 | 635 |
| Salaries and employee benefits | $16,325,000 | 596 |
| Premises and equipment expense | $4,692,000 | 531 |
| Additional noninterest expense | $10,455,000 | 685 |
| Pre-tax net operating income | $13,596,000 | 489 |
| Securities gains (losses) | $-7,000 | 6,847 |
| Applicable income taxes | $4,052,000 | 470 |
| Income before extraordinary items | $9,537,000 | 558 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,537,000 | 559 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $9,537,000 | 559 |
| Net charge-offs | $6,068,000 | 683 |
| Cash dividends | $6,000,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $9,541,900 | 546 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $38,404,000 | 539 |
| Total interest expense | $7,075,000 | 644 |
| Net interest income | $31,329,000 | 527 |
| Provision for loan and lease losses | $2,050,000 | 1,218 |
| Total noninterest income | $4,761,000 | 873 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,097,000 | 538 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,664,000 | 913 |
| Total noninterest expense | $23,925,000 | 632 |
| Salaries and employee benefits | $12,376,000 | 582 |
| Premises and equipment expense | $3,529,000 | 536 |
| Additional noninterest expense | $8,020,000 | 665 |
| Pre-tax net operating income | $10,115,000 | 502 |
| Securities gains (losses) | $-66,000 | 7,182 |
| Applicable income taxes | $3,008,000 | 474 |
| Income before extraordinary items | $7,041,000 | 581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,041,000 | 580 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,041,000 | 581 |
| Net charge-offs | $3,194,000 | 899 |
| Cash dividends | $6,000,000 | 244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $7,087,200 | 569 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $25,714,000 | 544 |
| Total interest expense | $4,928,000 | 637 |
| Net interest income | $20,786,000 | 536 |
| Provision for loan and lease losses | $1,500,000 | 1,115 |
| Total noninterest income | $3,342,000 | 845 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,361,000 | 547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,981,000 | 845 |
| Total noninterest expense | $15,877,000 | 645 |
| Salaries and employee benefits | $8,261,000 | 583 |
| Premises and equipment expense | $2,332,000 | 545 |
| Additional noninterest expense | $5,284,000 | 683 |
| Pre-tax net operating income | $6,751,000 | 494 |
| Securities gains (losses) | $-238,000 | 7,395 |
| Applicable income taxes | $2,093,000 | 447 |
| Income before extraordinary items | $4,420,000 | 596 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,420,000 | 594 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,420,000 | 596 |
| Net charge-offs | $2,783,000 | 733 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,581,840 | 564 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $13,076,000 | 535 |
| Total interest expense | $2,570,000 | 630 |
| Net interest income | $10,506,000 | 527 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $2,059,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $709,000 | 520 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,350,000 | 675 |
| Total noninterest expense | $9,025,000 | 563 |
| Salaries and employee benefits | $4,108,000 | 596 |
| Premises and equipment expense | $1,165,000 | 562 |
| Additional noninterest expense | $3,752,000 | 503 |
| Pre-tax net operating income | $3,240,000 | 516 |
| Securities gains (losses) | $-138,000 | 7,430 |
| Applicable income taxes | $994,000 | 459 |
| Income before extraordinary items | $2,108,000 | 628 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,108,000 | 625 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,108,000 | 628 |
| Net charge-offs | $444,000 | 1,436 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,201,840 | 579 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $57,040,000 | 520 |
| Total interest expense | $13,602,000 | 585 |
| Net interest income | $43,438,000 | 495 |
| Provision for loan and lease losses | $12,850,000 | 540 |
| Total noninterest income | $5,894,000 | 948 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,055,000 | 493 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,839,000 | 1,104 |
| Total noninterest expense | $32,576,000 | 631 |
| Salaries and employee benefits | $16,473,000 | 578 |
| Premises and equipment expense | $4,970,000 | 516 |
| Additional noninterest expense | $11,133,000 | 686 |
| Pre-tax net operating income | $3,906,000 | 1,288 |
| Securities gains (losses) | $193,000 | 1,617 |
| Applicable income taxes | $880,000 | 1,345 |
| Income before extraordinary items | $3,219,000 | 1,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,219,000 | 1,325 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,219,000 | 1,326 |
| Net charge-offs | $11,822,000 | 532 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,066,530 | 1,331 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $43,383,000 | 510 |
| Total interest expense | $10,706,000 | 577 |
| Net interest income | $32,677,000 | 490 |
| Provision for loan and lease losses | $10,300,000 | 484 |
| Total noninterest income | $4,271,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,286,000 | 493 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,985,000 | 1,104 |
| Total noninterest expense | $24,578,000 | 613 |
| Salaries and employee benefits | $12,380,000 | 565 |
| Premises and equipment expense | $3,800,000 | 508 |
| Additional noninterest expense | $8,398,000 | 655 |
| Pre-tax net operating income | $2,070,000 | 1,843 |
| Securities gains (losses) | $-284,000 | 7,532 |
| Applicable income taxes | $205,000 | 2,530 |
| Income before extraordinary items | $1,581,000 | 2,056 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,581,000 | 2,058 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,581,000 | 2,058 |
| Net charge-offs | $9,225,000 | 488 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,833,760 | 1,705 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $29,129,000 | 513 |
| Total interest expense | $7,259,000 | 585 |
| Net interest income | $21,870,000 | 489 |
| Provision for loan and lease losses | $6,000,000 | 547 |
| Total noninterest income | $2,503,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,456,000 | 530 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,047,000 | 1,248 |
| Total noninterest expense | $16,674,000 | 598 |
| Salaries and employee benefits | $8,303,000 | 562 |
| Premises and equipment expense | $2,575,000 | 502 |
| Additional noninterest expense | $5,796,000 | 627 |
| Pre-tax net operating income | $1,699,000 | 1,527 |
| Securities gains (losses) | $-151,000 | 7,566 |
| Applicable income taxes | $314,000 | 1,699 |
| Income before extraordinary items | $1,234,000 | 1,765 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,234,000 | 1,764 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,234,000 | 1,765 |
| Net charge-offs | $3,743,000 | 694 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,354,800 | 1,540 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,841,000 | 522 |
| Total interest expense | $3,617,000 | 631 |
| Net interest income | $11,224,000 | 491 |
| Provision for loan and lease losses | $3,600,000 | 487 |
| Total noninterest income | $2,056,000 | 697 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $708,000 | 537 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,348,000 | 635 |
| Total noninterest expense | $7,886,000 | 645 |
| Salaries and employee benefits | $4,270,000 | 564 |
| Premises and equipment expense | $1,294,000 | 510 |
| Additional noninterest expense | $2,322,000 | 779 |
| Pre-tax net operating income | $1,794,000 | 758 |
| Securities gains (losses) | $-115,000 | 7,717 |
| Applicable income taxes | $339,000 | 947 |
| Income before extraordinary items | $1,340,000 | 816 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,340,000 | 820 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,340,000 | 820 |
| Net charge-offs | $2,595,000 | 546 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,432,000 | 743 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $64,131,000 | 512 |
| Total interest expense | $20,463,000 | 558 |
| Net interest income | $43,668,000 | 495 |
| Provision for loan and lease losses | $19,638,000 | 504 |
| Total noninterest income | $7,968,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,055,000 | 547 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,913,000 | 721 |
| Total noninterest expense | $33,187,000 | 632 |
| Salaries and employee benefits | $16,320,000 | 578 |
| Premises and equipment expense | $5,161,000 | 516 |
| Additional noninterest expense | $11,706,000 | 693 |
| Pre-tax net operating income | $-1,189,000 | 6,325 |
| Securities gains (losses) | $512,000 | 867 |
| Applicable income taxes | $-517,000 | 7,045 |
| Income before extraordinary items | $-160,000 | 5,774 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-160,000 | 5,773 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-160,000 | 5,773 |
| Net charge-offs | $15,602,000 | 486 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-487,680 | 6,065 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $48,833,000 | 522 |
| Total interest expense | $16,345,000 | 551 |
| Net interest income | $32,488,000 | 502 |
| Provision for loan and lease losses | $9,138,000 | 667 |
| Total noninterest income | $5,577,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,297,000 | 546 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,280,000 | 809 |
| Total noninterest expense | $24,886,000 | 629 |
| Salaries and employee benefits | $12,425,000 | 591 |
| Premises and equipment expense | $3,896,000 | 523 |
| Additional noninterest expense | $8,565,000 | 670 |
| Pre-tax net operating income | $4,041,000 | 832 |
| Securities gains (losses) | $-293,000 | 7,653 |
| Applicable income taxes | $1,137,000 | 764 |
| Income before extraordinary items | $2,611,000 | 1,038 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,611,000 | 1,036 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,611,000 | 1,038 |
| Net charge-offs | $8,702,000 | 560 |
| Cash dividends | $2,000,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,816,100 | 949 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $32,664,000 | 537 |
| Total interest expense | $11,575,000 | 549 |
| Net interest income | $21,089,000 | 514 |
| Provision for loan and lease losses | $6,526,000 | 616 |
| Total noninterest income | $4,051,000 | 764 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,516,000 | 544 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,535,000 | 728 |
| Total noninterest expense | $16,836,000 | 634 |
| Salaries and employee benefits | $8,460,000 | 586 |
| Premises and equipment expense | $2,577,000 | 537 |
| Additional noninterest expense | $5,799,000 | 670 |
| Pre-tax net operating income | $1,778,000 | 1,295 |
| Securities gains (losses) | $-291,000 | 7,840 |
| Applicable income taxes | $368,000 | 1,346 |
| Income before extraordinary items | $1,119,000 | 1,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,119,000 | 1,657 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,119,000 | 1,659 |
| Net charge-offs | $7,224,000 | 464 |
| Cash dividends | $2,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,337,250 | 1,372 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,168,000 | 548 |
| Total interest expense | $5,992,000 | 551 |
| Net interest income | $10,176,000 | 532 |
| Provision for loan and lease losses | $5,188,000 | 394 |
| Total noninterest income | $1,976,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $768,000 | 527 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,208,000 | 726 |
| Total noninterest expense | $7,714,000 | 664 |
| Salaries and employee benefits | $4,272,000 | 579 |
| Premises and equipment expense | $1,276,000 | 550 |
| Additional noninterest expense | $2,166,000 | 776 |
| Pre-tax net operating income | $-750,000 | 7,513 |
| Securities gains (losses) | $-240,000 | 8,056 |
| Applicable income taxes | $-363,000 | 7,842 |
| Income before extraordinary items | $-627,000 | 7,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-627,000 | 7,543 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-627,000 | 7,543 |
| Net charge-offs | $5,764,000 | 289 |
| Cash dividends | $2,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-473,400 | 7,389 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $71,818,000 | 530 |
| Total interest expense | $26,949,000 | 582 |
| Net interest income | $44,869,000 | 491 |
| Provision for loan and lease losses | $11,109,000 | 552 |
| Total noninterest income | $9,380,000 | 629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,358,000 | 511 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,022,000 | 556 |
| Total noninterest expense | $32,132,000 | 616 |
| Salaries and employee benefits | $18,769,000 | 509 |
| Premises and equipment expense | $5,246,000 | 523 |
| Additional noninterest expense | $8,117,000 | 818 |
| Pre-tax net operating income | $11,008,000 | 486 |
| Securities gains (losses) | $-1,870,000 | 7,875 |
| Applicable income taxes | $2,885,000 | 486 |
| Income before extraordinary items | $6,253,000 | 643 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,253,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,981,000 | 1,297 |
| Cash dividends | $5,234,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,524,600 | 558 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $54,418,000 | 536 |
| Total interest expense | $20,541,000 | 610 |
| Net interest income | $33,877,000 | 499 |
| Provision for loan and lease losses | $3,078,000 | 889 |
| Total noninterest income | $7,350,000 | 629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,550,000 | 514 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,800,000 | 573 |
| Total noninterest expense | $23,881,000 | 612 |
| Salaries and employee benefits | $14,398,000 | 516 |
| Premises and equipment expense | $3,886,000 | 534 |
| Additional noninterest expense | $5,597,000 | 834 |
| Pre-tax net operating income | $14,268,000 | 369 |
| Securities gains (losses) | $-1,568,000 | 8,005 |
| Applicable income taxes | $4,295,000 | 355 |
| Income before extraordinary items | $8,405,000 | 434 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $8,405,000 | 433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,117,000 | 1,208 |
| Cash dividends | $4,300,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,439,880 | 410 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $36,822,000 | 535 |
| Total interest expense | $13,886,000 | 621 |
| Net interest income | $22,936,000 | 497 |
| Provision for loan and lease losses | $1,604,000 | 906 |
| Total noninterest income | $5,149,000 | 620 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,681,000 | 502 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,468,000 | 563 |
| Total noninterest expense | $15,975,000 | 609 |
| Salaries and employee benefits | $9,472,000 | 524 |
| Premises and equipment expense | $2,537,000 | 541 |
| Additional noninterest expense | $3,966,000 | 763 |
| Pre-tax net operating income | $10,506,000 | 354 |
| Securities gains (losses) | $-1,392,000 | 8,386 |
| Applicable income taxes | $3,169,000 | 373 |
| Income before extraordinary items | $5,945,000 | 467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,945,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,888 |
| Cash dividends | $3,865,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $6,849,800 | 394 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,607,000 | 545 |
| Total interest expense | $7,241,000 | 644 |
| Net interest income | $11,366,000 | 490 |
| Provision for loan and lease losses | $690,000 | 810 |
| Total noninterest income | $2,286,000 | 676 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $864,000 | 480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,422,000 | 640 |
| Total noninterest expense | $7,998,000 | 604 |
| Salaries and employee benefits | $4,928,000 | 509 |
| Premises and equipment expense | $1,245,000 | 557 |
| Additional noninterest expense | $1,825,000 | 788 |
| Pre-tax net operating income | $4,964,000 | 403 |
| Securities gains (losses) | $24,000 | 1,506 |
| Applicable income taxes | $1,700,000 | 389 |
| Income before extraordinary items | $3,288,000 | 456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,288,000 | 457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $3,433,000 | 260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,272,160 | 439 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $77,795,000 | 551 |
| Total interest expense | $30,724,000 | 643 |
| Net interest income | $47,071,000 | 483 |
| Provision for loan and lease losses | $1,705,000 | 951 |
| Total noninterest income | $8,965,000 | 669 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,634,000 | 472 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,331,000 | 645 |
| Total noninterest expense | $32,254,000 | 584 |
| Salaries and employee benefits | $19,573,000 | 499 |
| Premises and equipment expense | $5,199,000 | 511 |
| Additional noninterest expense | $7,482,000 | 769 |
| Pre-tax net operating income | $22,077,000 | 428 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $7,736,000 | 399 |
| Income before extraordinary items | $14,343,000 | 471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,343,000 | 468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 1,163 |
| Cash dividends | $16,746,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $14,341,700 | 463 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $58,293,000 | 551 |
| Total interest expense | $22,753,000 | 647 |
| Net interest income | $35,540,000 | 485 |
| Provision for loan and lease losses | $779,000 | 1,117 |
| Total noninterest income | $6,434,000 | 700 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,710,000 | 468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,724,000 | 693 |
| Total noninterest expense | $24,335,000 | 571 |
| Salaries and employee benefits | $14,791,000 | 500 |
| Premises and equipment expense | $3,849,000 | 516 |
| Additional noninterest expense | $5,695,000 | 745 |
| Pre-tax net operating income | $16,860,000 | 456 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,879,000 | 422 |
| Income before extraordinary items | $10,981,000 | 499 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,981,000 | 498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,385 |
| Cash dividends | $16,315,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,981,000 | 493 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $38,247,000 | 570 |
| Total interest expense | $14,652,000 | 680 |
| Net interest income | $23,595,000 | 502 |
| Provision for loan and lease losses | $19,000 | 5,379 |
| Total noninterest income | $3,845,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,721,000 | 506 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,124,000 | 819 |
| Total noninterest expense | $16,343,000 | 578 |
| Salaries and employee benefits | $9,610,000 | 533 |
| Premises and equipment expense | $2,518,000 | 543 |
| Additional noninterest expense | $4,215,000 | 668 |
| Pre-tax net operating income | $11,078,000 | 490 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,898,000 | 460 |
| Income before extraordinary items | $7,180,000 | 538 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,180,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-620,000 | 8,591 |
| Cash dividends | $15,876,000 | 198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,180,000 | 527 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $18,654,000 | 570 |
| Total interest expense | $6,879,000 | 712 |
| Net interest income | $11,775,000 | 502 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,557,000 | 919 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $859,000 | 489 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $698,000 | 1,079 |
| Total noninterest expense | $7,856,000 | 597 |
| Salaries and employee benefits | $4,657,000 | 547 |
| Premises and equipment expense | $1,241,000 | 546 |
| Additional noninterest expense | $1,958,000 | 711 |
| Pre-tax net operating income | $5,476,000 | 495 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,972,000 | 451 |
| Income before extraordinary items | $3,504,000 | 545 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,504,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-328,000 | 8,601 |
| Cash dividends | $5,438,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,504,000 | 532 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $71,337,000 | 568 |
| Total interest expense | $23,887,000 | 711 |
| Net interest income | $47,450,000 | 486 |
| Provision for loan and lease losses | $451,000 | 2,059 |
| Total noninterest income | $7,048,000 | 833 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,030,000 | 428 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,018,000 | 992 |
| Total noninterest expense | $33,272,000 | 550 |
| Salaries and employee benefits | $19,272,000 | 491 |
| Premises and equipment expense | $5,003,000 | 508 |
| Additional noninterest expense | $8,997,000 | 613 |
| Pre-tax net operating income | $20,775,000 | 527 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $6,993,000 | 499 |
| Income before extraordinary items | $13,794,000 | 560 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,794,000 | 559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,344,000 | 340 |
| Cash dividends | $1,749,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $13,786,080 | 553 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $52,534,000 | 585 |
| Total interest expense | $17,107,000 | 728 |
| Net interest income | $35,427,000 | 506 |
| Provision for loan and lease losses | $441,000 | 1,568 |
| Total noninterest income | $5,038,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,106,000 | 416 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,932,000 | 1,124 |
| Total noninterest expense | $24,719,000 | 566 |
| Salaries and employee benefits | $14,417,000 | 512 |
| Premises and equipment expense | $3,712,000 | 522 |
| Additional noninterest expense | $6,590,000 | 635 |
| Pre-tax net operating income | $15,305,000 | 554 |
| Securities gains (losses) | $12,000 | 854 |
| Applicable income taxes | $5,115,000 | 534 |
| Income before extraordinary items | $10,202,000 | 593 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,202,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,877,000 | 287 |
| Cash dividends | $1,311,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,193,960 | 582 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $33,987,000 | 593 |
| Total interest expense | $10,665,000 | 742 |
| Net interest income | $23,322,000 | 514 |
| Provision for loan and lease losses | $336,000 | 1,342 |
| Total noninterest income | $3,346,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,102,000 | 409 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,244,000 | 1,158 |
| Total noninterest expense | $16,180,000 | 584 |
| Salaries and employee benefits | $9,762,000 | 508 |
| Premises and equipment expense | $2,350,000 | 550 |
| Additional noninterest expense | $4,068,000 | 682 |
| Pre-tax net operating income | $10,152,000 | 554 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $3,384,000 | 537 |
| Income before extraordinary items | $6,770,000 | 598 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,770,000 | 596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 439 |
| Cash dividends | $874,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,768,660 | 583 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $16,322,000 | 593 |
| Total interest expense | $4,759,000 | 775 |
| Net interest income | $11,563,000 | 509 |
| Provision for loan and lease losses | $204,000 | 1,117 |
| Total noninterest income | $1,694,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,058,000 | 393 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $636,000 | 1,130 |
| Total noninterest expense | $8,021,000 | 575 |
| Salaries and employee benefits | $4,969,000 | 499 |
| Premises and equipment expense | $1,133,000 | 570 |
| Additional noninterest expense | $1,919,000 | 718 |
| Pre-tax net operating income | $5,032,000 | 554 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $1,699,000 | 527 |
| Income before extraordinary items | $3,335,000 | 596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,335,000 | 595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-301,000 | 8,739 |
| Cash dividends | $437,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,333,680 | 583 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $56,107,000 | 601 |
| Total interest expense | $15,568,000 | 724 |
| Net interest income | $40,539,000 | 552 |
| Provision for loan and lease losses | $1,512,000 | 709 |
| Total noninterest income | $7,688,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,743,000 | 358 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,945,000 | 1,029 |
| Total noninterest expense | $31,086,000 | 572 |
| Salaries and employee benefits | $17,860,000 | 520 |
| Premises and equipment expense | $4,392,000 | 557 |
| Additional noninterest expense | $8,834,000 | 628 |
| Pre-tax net operating income | $15,629,000 | 657 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,835,000 | 659 |
| Income before extraordinary items | $10,794,000 | 680 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,794,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,575,000 | 485 |
| Cash dividends | $6,734,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,794,000 | 666 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $40,716,000 | 601 |
| Total interest expense | $11,144,000 | 711 |
| Net interest income | $29,572,000 | 555 |
| Provision for loan and lease losses | $1,034,000 | 737 |
| Total noninterest income | $5,936,000 | 742 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,634,000 | 346 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,302,000 | 1,003 |
| Total noninterest expense | $23,028,000 | 577 |
| Salaries and employee benefits | $13,089,000 | 528 |
| Premises and equipment expense | $3,275,000 | 559 |
| Additional noninterest expense | $6,664,000 | 616 |
| Pre-tax net operating income | $11,446,000 | 661 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,575,000 | 669 |
| Income before extraordinary items | $7,871,000 | 693 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,871,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,091,000 | 467 |
| Cash dividends | $1,297,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,871,000 | 672 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $26,255,000 | 600 |
| Total interest expense | $6,928,000 | 727 |
| Net interest income | $19,327,000 | 553 |
| Provision for loan and lease losses | $900,000 | 570 |
| Total noninterest income | $3,890,000 | 741 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,421,000 | 337 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,469,000 | 1,023 |
| Total noninterest expense | $14,981,000 | 587 |
| Salaries and employee benefits | $8,574,000 | 530 |
| Premises and equipment expense | $2,137,000 | 557 |
| Additional noninterest expense | $4,270,000 | 630 |
| Pre-tax net operating income | $7,336,000 | 669 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,303,000 | 681 |
| Income before extraordinary items | $5,033,000 | 708 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,033,000 | 710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,057,000 | 347 |
| Cash dividends | $865,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,033,000 | 689 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,844,000 | 592 |
| Total interest expense | $3,334,000 | 725 |
| Net interest income | $9,510,000 | 555 |
| Provision for loan and lease losses | $400,000 | 592 |
| Total noninterest income | $1,969,000 | 722 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,219,000 | 319 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $750,000 | 995 |
| Total noninterest expense | $7,747,000 | 564 |
| Salaries and employee benefits | $4,407,000 | 511 |
| Premises and equipment expense | $1,043,000 | 565 |
| Additional noninterest expense | $2,297,000 | 589 |
| Pre-tax net operating income | $3,332,000 | 731 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,070,000 | 725 |
| Income before extraordinary items | $2,262,000 | 776 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,262,000 | 777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 712 |
| Cash dividends | $432,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,262,000 | 755 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $45,419,000 | 621 |
| Total interest expense | $11,349,000 | 738 |
| Net interest income | $34,070,000 | 593 |
| Provision for loan and lease losses | $1,565,000 | 688 |
| Total noninterest income | $9,340,000 | 639 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,200,000 | 328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,140,000 | 768 |
| Total noninterest expense | $29,116,000 | 579 |
| Salaries and employee benefits | $17,149,000 | 513 |
| Premises and equipment expense | $4,457,000 | 523 |
| Additional noninterest expense | $7,510,000 | 696 |
| Pre-tax net operating income | $12,729,000 | 706 |
| Securities gains (losses) | $-97,000 | 8,714 |
| Applicable income taxes | $4,031,000 | 701 |
| Income before extraordinary items | $8,601,000 | 767 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,601,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,149,000 | 700 |
| Cash dividends | $1,722,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,666,960 | 729 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $33,258,000 | 630 |
| Total interest expense | $8,147,000 | 746 |
| Net interest income | $25,111,000 | 595 |
| Provision for loan and lease losses | $1,300,000 | 602 |
| Total noninterest income | $7,291,000 | 631 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,836,000 | 340 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,455,000 | 729 |
| Total noninterest expense | $21,942,000 | 583 |
| Salaries and employee benefits | $13,096,000 | 512 |
| Premises and equipment expense | $3,282,000 | 532 |
| Additional noninterest expense | $5,564,000 | 696 |
| Pre-tax net operating income | $9,160,000 | 737 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $2,888,000 | 744 |
| Income before extraordinary items | $6,279,000 | 796 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,279,000 | 797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 762 |
| Cash dividends | $1,291,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,274,240 | 762 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,143,000 | 627 |
| Total interest expense | $5,218,000 | 760 |
| Net interest income | $16,925,000 | 585 |
| Provision for loan and lease losses | $850,000 | 596 |
| Total noninterest income | $5,382,000 | 583 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,554,000 | 332 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,828,000 | 629 |
| Total noninterest expense | $14,658,000 | 576 |
| Salaries and employee benefits | $8,597,000 | 519 |
| Premises and equipment expense | $2,190,000 | 526 |
| Additional noninterest expense | $3,871,000 | 669 |
| Pre-tax net operating income | $6,799,000 | 665 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,126,000 | 690 |
| Income before extraordinary items | $4,673,000 | 717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,673,000 | 717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,135 |
| Cash dividends | $860,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,673,000 | 682 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,031,000 | 638 |
| Total interest expense | $2,633,000 | 768 |
| Net interest income | $8,398,000 | 590 |
| Provision for loan and lease losses | $551,000 | 478 |
| Total noninterest income | $2,790,000 | 568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,310,000 | 322 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,480,000 | 592 |
| Total noninterest expense | $7,561,000 | 563 |
| Salaries and employee benefits | $4,377,000 | 513 |
| Premises and equipment expense | $1,088,000 | 540 |
| Additional noninterest expense | $2,096,000 | 618 |
| Pre-tax net operating income | $3,076,000 | 727 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $964,000 | 754 |
| Income before extraordinary items | $2,112,000 | 788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,112,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 991 |
| Cash dividends | $430,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,112,000 | 738 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $44,490,000 | 630 |
| Total interest expense | $12,134,000 | 722 |
| Net interest income | $32,356,000 | 588 |
| Provision for loan and lease losses | $5,690,000 | 304 |
| Total noninterest income | $8,392,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $5,146,000 | 328 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,246,000 | 1,024 |
| Total noninterest expense | $29,982,000 | 567 |
| Salaries and employee benefits | $16,048,000 | 542 |
| Premises and equipment expense | $4,144,000 | 555 |
| Additional noninterest expense | $9,790,000 | 564 |
| Pre-tax net operating income | $5,076,000 | 1,597 |
| Securities gains (losses) | $165,000 | 1,475 |
| Applicable income taxes | $1,529,000 | 1,599 |
| Income before extraordinary items | $3,712,000 | 1,672 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,712,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,393,000 | 265 |
| Cash dividends | $1,705,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,594,850 | 1,646 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $33,310,000 | 645 |
| Total interest expense | $9,394,000 | 733 |
| Net interest income | $23,916,000 | 608 |
| Provision for loan and lease losses | $5,390,000 | 263 |
| Total noninterest income | $6,417,000 | 767 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,771,000 | 344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,646,000 | 1,004 |
| Total noninterest expense | $22,536,000 | 584 |
| Salaries and employee benefits | $11,995,000 | 555 |
| Premises and equipment expense | $3,064,000 | 575 |
| Additional noninterest expense | $7,477,000 | 560 |
| Pre-tax net operating income | $2,407,000 | 2,462 |
| Securities gains (losses) | $165,000 | 1,353 |
| Applicable income taxes | $669,000 | 2,462 |
| Income before extraordinary items | $1,903,000 | 2,436 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,903,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,057,000 | 230 |
| Cash dividends | $1,276,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,780,900 | 2,459 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $22,412,000 | 643 |
| Total interest expense | $6,437,000 | 742 |
| Net interest income | $15,975,000 | 607 |
| Provision for loan and lease losses | $4,815,000 | 213 |
| Total noninterest income | $4,138,000 | 776 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,486,000 | 348 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,652,000 | 1,050 |
| Total noninterest expense | $14,742,000 | 586 |
| Salaries and employee benefits | $8,037,000 | 548 |
| Premises and equipment expense | $2,001,000 | 591 |
| Additional noninterest expense | $4,704,000 | 584 |
| Pre-tax net operating income | $556,000 | 5,045 |
| Securities gains (losses) | $163,000 | 1,176 |
| Applicable income taxes | $165,000 | 4,328 |
| Income before extraordinary items | $554,000 | 4,526 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $554,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,715,000 | 196 |
| Cash dividends | $845,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $428,490 | 5,027 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,271,000 | 651 |
| Total interest expense | $3,249,000 | 746 |
| Net interest income | $8,022,000 | 608 |
| Provision for loan and lease losses | $800,000 | 445 |
| Total noninterest income | $1,965,000 | 785 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,221,000 | 345 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $744,000 | 1,114 |
| Total noninterest expense | $6,534,000 | 643 |
| Salaries and employee benefits | $4,050,000 | 548 |
| Premises and equipment expense | $981,000 | 593 |
| Additional noninterest expense | $1,503,000 | 835 |
| Pre-tax net operating income | $2,653,000 | 845 |
| Securities gains (losses) | $163,000 | 742 |
| Applicable income taxes | $907,000 | 866 |
| Income before extraordinary items | $1,909,000 | 877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,909,000 | 876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 797 |
| Cash dividends | $422,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,798,160 | 864 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $48,827,000 | 626 |
| Total interest expense | $14,628,000 | 762 |
| Net interest income | $34,199,000 | 561 |
| Provision for loan and lease losses | $3,853,000 | 460 |
| Total noninterest income | $8,232,000 | 713 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,337,000 | 317 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,895,000 | 1,019 |
| Total noninterest expense | $25,473,000 | 642 |
| Salaries and employee benefits | $15,602,000 | 537 |
| Premises and equipment expense | $3,995,000 | 563 |
| Additional noninterest expense | $5,876,000 | 847 |
| Pre-tax net operating income | $13,105,000 | 674 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $4,350,000 | 670 |
| Income before extraordinary items | $8,789,000 | 726 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,789,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,606,000 | 480 |
| Cash dividends | $1,685,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,766,220 | 695 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $56,084,000 | 627 |
| Total interest expense | $23,799,000 | 703 |
| Net interest income | $32,285,000 | 572 |
| Provision for loan and lease losses | $3,799,000 | 438 |
| Total noninterest income | $7,723,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $5,153,000 | 312 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,570,000 | 1,049 |
| Total noninterest expense | $25,268,000 | 636 |
| Salaries and employee benefits | $14,054,000 | 562 |
| Premises and equipment expense | $4,176,000 | 531 |
| Additional noninterest expense | $7,038,000 | 730 |
| Pre-tax net operating income | $10,941,000 | 711 |
| Securities gains (losses) | $189,000 | 1,238 |
| Applicable income taxes | $3,553,000 | 728 |
| Income before extraordinary items | $7,577,000 | 740 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,577,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,167,000 | 351 |
| Cash dividends | $1,679,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,448,480 | 722 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $63,877,000 | 593 |
| Total interest expense | $27,276,000 | 675 |
| Net interest income | $36,601,000 | 517 |
| Provision for loan and lease losses | $7,508,000 | 239 |
| Total noninterest income | $6,679,000 | 747 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,883,000 | 360 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,796,000 | 898 |
| Total noninterest expense | $26,967,000 | 589 |
| Salaries and employee benefits | $12,381,000 | 580 |
| Premises and equipment expense | $5,790,000 | 394 |
| Additional noninterest expense | $8,796,000 | 637 |
| Pre-tax net operating income | $8,805,000 | 881 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $3,001,000 | 821 |
| Income before extraordinary items | $5,806,000 | 909 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,806,000 | 909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,774,000 | 255 |
| Cash dividends | $1,670,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,804,680 | 914 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $54,441,000 | 641 |
| Total interest expense | $21,026,000 | 760 |
| Net interest income | $33,415,000 | 579 |
| Provision for loan and lease losses | $5,550,000 | 282 |
| Total noninterest income | $5,289,000 | 907 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,313,000 | 415 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,976,000 | 1,166 |
| Total noninterest expense | $21,892,000 | 709 |
| Salaries and employee benefits | $11,140,000 | 640 |
| Premises and equipment expense | $5,117,000 | 456 |
| Additional noninterest expense | $5,635,000 | 879 |
| Pre-tax net operating income | $11,262,000 | 745 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $3,638,000 | 755 |
| Income before extraordinary items | $7,610,000 | 762 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,610,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,132,000 | 301 |
| Cash dividends | $1,708,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,619,520 | 747 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $48,603,000 | 698 |
| Total interest expense | $20,052,000 | 807 |
| Net interest income | $28,551,000 | 624 |
| Provision for loan and lease losses | $3,377,000 | 420 |
| Total noninterest income | $4,512,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,912,000 | 452 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,600,000 | 1,343 |
| Total noninterest expense | $20,992,000 | 709 |
| Salaries and employee benefits | $9,898,000 | 697 |
| Premises and equipment expense | $4,907,000 | 450 |
| Additional noninterest expense | $6,187,000 | 824 |
| Pre-tax net operating income | $8,694,000 | 904 |
| Securities gains (losses) | $202,000 | 915 |
| Applicable income taxes | $2,777,000 | 932 |
| Income before extraordinary items | $6,119,000 | 893 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,119,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $827,000 | 872 |
| Cash dividends | $420,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $807,000 | 494 |
| Net operating income | $5,979,620 | 873 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $42,000,000 | 813 |
| Total interest expense | $18,154,000 | 905 |
| Net interest income | $23,846,000 | 763 |
| Provision for loan and lease losses | $3,350,000 | 406 |
| Total noninterest income | $3,322,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,925,000 | 659 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,397,000 | 1,390 |
| Total noninterest expense | $18,045,000 | 804 |
| Salaries and employee benefits | $8,693,000 | 785 |
| Premises and equipment expense | $3,197,000 | 654 |
| Additional noninterest expense | $6,155,000 | 833 |
| Pre-tax net operating income | $5,773,000 | 1,344 |
| Securities gains (losses) | $189,000 | 735 |
| Applicable income taxes | $1,799,000 | 1,456 |
| Income before extraordinary items | $4,163,000 | 1,303 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,163,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,922,000 | 515 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 560 |
| Net operating income | $4,030,700 | 1,317 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,955,000 | 1,088 |
| Total interest expense | $13,927,000 | 1,177 |
| Net interest income | $18,028,000 | 1,019 |
| Provision for loan and lease losses | $2,118,000 | 589 |
| Total noninterest income | $2,922,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,637,000 | 812 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,285,000 | 1,524 |
| Total noninterest expense | $16,065,000 | 951 |
| Salaries and employee benefits | $8,048,000 | 853 |
| Premises and equipment expense | $2,773,000 | 786 |
| Additional noninterest expense | $5,244,000 | 1,089 |
| Pre-tax net operating income | $2,767,000 | 2,542 |
| Securities gains (losses) | $56,000 | 1,263 |
| Applicable income taxes | $809,000 | 2,811 |
| Income before extraordinary items | $2,014,000 | 2,446 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,014,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,589,000 | 660 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,974,240 | 2,437 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,163,000 | 1,481 |
| Total interest expense | $9,641,000 | 1,646 |
| Net interest income | $13,522,000 | 1,327 |
| Provision for loan and lease losses | $792,000 | 1,131 |
| Total noninterest income | $2,778,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,715,000 | 777 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,063,000 | 1,732 |
| Total noninterest expense | $11,879,000 | 1,232 |
| Salaries and employee benefits | $5,932,000 | 1,129 |
| Premises and equipment expense | $1,622,000 | 1,279 |
| Additional noninterest expense | $4,325,000 | 1,256 |
| Pre-tax net operating income | $3,629,000 | 2,025 |
| Securities gains (losses) | $62,000 | 1,174 |
| Applicable income taxes | $1,091,000 | 2,205 |
| Income before extraordinary items | $2,600,000 | 1,926 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,600,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,486 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,157,000 | 280 |
| Net operating income | $2,556,600 | 1,949 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,842,000 | 1,946 |
| Total interest expense | $5,156,000 | 2,393 |
| Net interest income | $10,686,000 | 1,693 |
| Provision for loan and lease losses | $421,000 | 1,750 |
| Total noninterest income | $3,396,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,949,000 | 701 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,447,000 | 1,417 |
| Total noninterest expense | $10,245,000 | 1,430 |
| Salaries and employee benefits | $4,771,000 | 1,419 |
| Premises and equipment expense | $1,101,000 | 1,856 |
| Additional noninterest expense | $4,373,000 | 1,319 |
| Pre-tax net operating income | $3,416,000 | 2,093 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $895,000 | 2,497 |
| Income before extraordinary items | $2,505,000 | 1,946 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,505,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,370 |
| Cash dividends | $582,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,516,840 | 1,937 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,485,000 | 2,300 |
| Total interest expense | $4,129,000 | 3,079 |
| Net interest income | $9,356,000 | 1,934 |
| Provision for loan and lease losses | $557,000 | 1,948 |
| Total noninterest income | $3,066,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,517,000 | 862 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,549,000 | 1,518 |
| Total noninterest expense | $9,255,000 | 1,630 |
| Salaries and employee benefits | $4,351,000 | 1,553 |
| Premises and equipment expense | $997,000 | 2,058 |
| Additional noninterest expense | $3,907,000 | 1,550 |
| Pre-tax net operating income | $2,610,000 | 2,615 |
| Securities gains (losses) | $207,000 | 1,651 |
| Applicable income taxes | $798,000 | 2,761 |
| Income before extraordinary items | $2,019,000 | 2,487 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,019,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $591,000 | 1,600 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,869,960 | 2,532 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,038,000 | 2,503 |
| Total interest expense | $5,177,000 | 3,214 |
| Net interest income | $8,861,000 | 2,063 |
| Provision for loan and lease losses | $899,000 | 1,984 |
| Total noninterest income | $2,257,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,255,000 | 1,037 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,002,000 | 1,998 |
| Total noninterest expense | $8,232,000 | 1,843 |
| Salaries and employee benefits | $4,056,000 | 1,632 |
| Premises and equipment expense | $865,000 | 2,388 |
| Additional noninterest expense | $3,311,000 | 1,827 |
| Pre-tax net operating income | $1,987,000 | 3,120 |
| Securities gains (losses) | $623,000 | 912 |
| Applicable income taxes | $760,000 | 2,736 |
| Income before extraordinary items | $1,850,000 | 2,480 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,850,000 | 2,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 2,063 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,407,670 | 3,031 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.