| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1143% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0280% | 6,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.3489% | 5,792 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1112% | 6,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5618% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 2,746 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1323% | 2,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3207% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1361% | 6,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1361% | 5,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0778% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2989% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 2,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0316% | 5,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 2,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5040% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 2,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7920% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1743% | 6,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1743% | 6,014 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0831% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3567% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1853% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.0696% | 5,627 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 5,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2587% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2783% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2783% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9214% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2435% | 6,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2435% | 6,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1016% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4760% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.1463% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5902% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5902% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1616% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2321% | 6,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2321% | 5,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1880% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5420% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4833% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 1.3023% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4293% | 1,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4196% | 2,052 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4196% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1064% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3603% | 6,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3603% | 6,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2936% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5518% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4576% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | 1.3086% | 1,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3929% | 1,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5675% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5675% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3795% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4108% | 6,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4108% | 6,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3073% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4258% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3960% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 2.0523% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2295% | 1,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8629% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8629% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7019% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2080% | 6,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2080% | 6,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3313% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2874% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 6,258 |
| Percentage Net Loans Charged-off:Construction & development | -0.5395% | 6,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5237% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2127% | 6,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2127% | 6,112 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6863% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7827% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6475% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | -1.0235% | 6,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9044% | 1,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1668% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9340% | 7,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9143% | 7,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3232% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5438% | 2,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3634% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | -1.3382% | 6,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6023% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,497 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3635% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1275% | 7,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0954% | 7,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3360% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7039% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5113% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | -1.0832% | 6,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7510% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7565% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4510% | 7,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3948% | 7,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3143% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2210% | 3,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2087% | 2,715 |
| Percentage Net Loans Charged-off:Construction & development | -1.7949% | 6,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4969% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3919% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2840% | 7,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1513% | 7,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3850% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3571% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2840% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 2.9055% | 1,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0296% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8526% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1475% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9864% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3902% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2854% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 3.1758% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9468% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0944% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5700% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9696% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8327% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7088% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 2.0984% | 1,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4194% | 1,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5792% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1598% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2335% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1411% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2100% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 2.8315% | 1,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8537% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4344% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4817% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4198% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6384% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4979% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 4.0487% | 1,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6135% | 1,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5063% | 682 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0794% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0794% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6347% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5319% | 3,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9532% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2067% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0581% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 3.4939% | 1,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1198% | 2,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7092% | 474 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4258% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4258% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2352% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0631% | 5,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8934% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4964% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3448% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 4.3921% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1619% | 1,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1485% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5356% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1944% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3773% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6148% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 8.2749% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2708% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7451% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7529% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6482% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2127% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 3,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.1247% | 2,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 1,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5552% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5943% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5489% | 3,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.1309% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1618% | 3,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 3,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.1637% | 1,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5528% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6847% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.2122% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0605% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 2,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.1564% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 6,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9956% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.6023% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0145% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 6,758 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0937% | 7,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1072% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0936% | 8,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1610% | 8,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0407% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3416% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -25.7406% | 7,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0598% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1221% | 8,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2073% | 8,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0553% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3225% | 7,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -28.5929% | 7,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1653% | 8,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1868% | 8,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3110% | 8,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3938% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -90.5530% | 7,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1797% | 8,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3821% | 8,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6170% | 8,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5396% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3607% | 7,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3507% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 8,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0254% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0492% | 8,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0999% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1434% | 7,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 33.8121% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3793% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1234% | 8,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1719% | 8,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4030% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2453% | 7,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 38.2344% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2176% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4707% | 8,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6415% | 8,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1420% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9868% | 8,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6432% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1878% | 8,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9489% | 8,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2613% | 8,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1187% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0925% | 8,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0501% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2583% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1437% | 8,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0055% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1797% | 8,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1311% | 8,503 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1311% | 8,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7262% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9388% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0376% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2413% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 8,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 8,202 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 8,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0299% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9986% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2616% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3526% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 7,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 8,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0413% | 8,244 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0413% | 8,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4682% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4964% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9608% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1265% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 8,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0279% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 8,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2997% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8849% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.2882% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2022% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1781% | 8,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2095% | 8,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0566% | 8,488 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 8,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7820% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8995% | 2,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5427% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1583% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1016% | 8,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1187% | 8,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0525% | 8,471 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 8,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2845% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1484% | 5,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7387% | 7,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0943% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2126% | 8,784 |
| Percentage Net Loans Charged-off:Construction & development | -1.2585% | 7,994 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0526% | 8,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 8,481 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 8,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3422% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3187% | 3,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1106% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1051% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0540% | 8,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.2399% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1001% | 8,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7206% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1184% | 4,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1081% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9825% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8105% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9494% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7767% | 8,970 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.7767% | 8,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6672% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1774% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2312% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0892% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2536% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 8,652 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0521% | 8,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7860% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2827% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7297% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6078% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8470% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 8,530 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 8,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2060% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5344% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1896% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1140% | 8,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1294% | 8,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 8,763 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0574% | 8,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4648% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5644% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5144% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2811% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3291% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1845% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1845% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5105% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5830% | 3,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8715% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0939% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8200% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1276% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | 35.7143% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1806% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1087% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1433% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9075% | 35 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6926% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | 13.9665% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9043% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1480% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1762% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3132% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3132% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7309% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7659% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0890% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2209% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1345% | 1,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5394% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0210% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0738% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6179% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1866% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2812% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3060% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7764% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3153% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7174% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1166% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1166% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8725% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9212% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2874% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3070% | 2,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0901% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7077% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2509% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5798% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4216% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5421% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6962% | 3,141 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
