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MetroBank, Assets and Liabilities

2013-12-31Rank
# of Employees:205710
Assets and Liabilities
Total Assets:$1,149,839,000583
Cash and due from depository institutions$134,734,000710
Interest-bearing balances$111,408,000317
Securities$116,602,0001,283
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$828,601,000515
Loan loss allowance$12,837,000518
Trading account assets$0247
Bank premises and fixed assets$2,999,0003,223
Other real estate owned$9,373,000710
Goodwill and other intangibles$168,0002,433
All other assets$57,362,000417
Life insurance assets$33,992,000255
Total liabilities and capital$1,149,839,000583
Total liabilities$1,012,082,000597
Total deposits$963,488,000571
Interest-bearing deposits$647,344,000686
Deposits held in domestic offices$963,488,000568
% insured68.07%6,103
Federal funds purchased & repurchase agreements$25,000,000479
Trading liabilities$0167
Other borrowed funds$11,000,0001,628
Subordinated debt$0136
All other liabilities$12,594,000494
Total equity capital$137,757,000530
Total bank equity capital$137,757,000530
Perpetual preferred stock$0206
Common stock$21,205,000220
Surplus$42,434,000816
Undivided profits$74,118,000495
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$11,324,000684
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$3,132,000770
Earning assets$1,056,611,000578
Long-term assets (5+ years)$217,557,0001,026
Average Assets, year-to-date$1,138,996,400578
Average Assets, quarterly$1,148,829,500579
Volatile liabilities$111,755,000464
Insider loans$1,999,0002,490
FHLB advances$11,000,0001,563
Loans and leases held for sale$01,902
Unused loan commitments$182,170,000514
Tier 1 (core) risk-based capital$139,561,000502
Tier 2 risk-based capital$11,691,000463
Total risk weighted assets$933,325,000488
Total unused commitments$182,170,000514
Derivatives$01,395
2013-09-30Rank
# of Employees:210702
Assets and Liabilities
Total Assets:$1,147,820,000578
Cash and due from depository institutions$106,464,000702
Interest-bearing balances$77,060,000460
Securities$164,801,000943
Federal funds sold & reverse repurchase agreements$2,281,0001,353
Net loans & leases$802,569,000523
Loan loss allowance$13,973,000496
Trading account assets$0248
Bank premises and fixed assets$3,154,0003,144
Other real estate owned$9,373,000702
Goodwill and other intangibles$172,0002,436
All other assets$59,006,000408
Life insurance assets$33,721,000255
Total liabilities and capital$1,147,820,000578
Total liabilities$1,010,585,000592
Total deposits$962,272,000558
Interest-bearing deposits$653,607,000669
Deposits held in domestic offices$962,272,000556
% insured72.50%5,954
Federal funds purchased & repurchase agreements$25,000,000482
Trading liabilities$0163
Other borrowed funds$11,000,0001,618
Subordinated debt$0150
All other liabilities$12,313,000518
Total equity capital$137,235,000533
Total bank equity capital$137,235,000533
Perpetual preferred stock$0217
Common stock$21,205,000223
Surplus$42,434,000809
Undivided profits$73,596,000495
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$11,933,000727
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$2,680,000969
Earning assets$1,046,711,000575
Long-term assets (5+ years)$259,592,000858
Average Assets, year-to-date$1,136,285,750580
Average Assets, quarterly$1,139,947,000580
Volatile liabilities$112,264,000458
Insider loans$2,356,0002,258
FHLB advances$11,000,0001,552
Loans and leases held for sale$02,008
Unused loan commitments$225,697,000430
Tier 1 (core) risk-based capital$140,511,000499
Tier 2 risk-based capital$11,632,000470
Total risk weighted assets$927,488,000487
Total unused commitments$225,697,000430
Derivatives$01,430
2013-06-30Rank
# of Employees:217680
Assets and Liabilities
Total Assets:$1,132,074,000586
Cash and due from depository institutions$76,952,000680
Interest-bearing balances$56,005,000649
Securities$171,413,000903
Federal funds sold & reverse repurchase agreements$2,141,0001,547
Net loans & leases$807,081,000511
Loan loss allowance$15,150,000478
Trading account assets$0250
Bank premises and fixed assets$3,261,0003,081
Other real estate owned$10,600,000680
Goodwill and other intangibles$99,0002,594
All other assets$60,527,000408
Life insurance assets$33,430,000253
Total liabilities and capital$1,132,074,000586
Total liabilities$997,259,000599
Total deposits$947,670,000570
Interest-bearing deposits$644,246,000678
Deposits held in domestic offices$947,670,000567
% insured69.02%6,259
Federal funds purchased & repurchase agreements$25,000,000475
Trading liabilities$0154
Other borrowed funds$11,000,0001,596
Subordinated debt$0152
All other liabilities$13,589,000487
Total equity capital$134,815,000540
Total bank equity capital$134,815,000540
Perpetual preferred stock$0228
Common stock$21,205,000225
Surplus$42,434,000811
Undivided profits$71,176,000506
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$12,793,000706
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$3,274,000748
Earning assets$1,036,640,000574
Long-term assets (5+ years)$252,159,000851
Average Assets, year-to-date$1,132,441,000582
Average Assets, quarterly$1,139,563,000579
Volatile liabilities$112,247,000457
Insider loans$06,258
FHLB advances$11,000,0001,525
Loans and leases held for sale$02,138
Unused loan commitments$168,327,000533
Tier 1 (core) risk-based capital$137,437,000503
Tier 2 risk-based capital$11,646,000462
Total risk weighted assets$927,492,000476
Total unused commitments$168,327,000533
Derivatives$01,417
2013-03-31Rank
# of Employees:228655
Assets and Liabilities
Total Assets:$1,147,052,000576
Cash and due from depository institutions$124,082,000655
Interest-bearing balances$96,265,000447
Securities$178,212,000870
Federal funds sold & reverse repurchase agreements$6,131,0001,014
Net loans & leases$767,618,000532
Loan loss allowance$15,638,000476
Trading account assets$0242
Bank premises and fixed assets$3,319,0003,071
Other real estate owned$11,792,000655
Goodwill and other intangibles$103,0002,577
All other assets$55,795,000421
Life insurance assets$33,119,000250
Total liabilities and capital$1,147,052,000576
Total liabilities$1,001,054,000595
Total deposits$966,743,000565
Interest-bearing deposits$676,013,000648
Deposits held in domestic offices$966,743,000562
% insured73.31%6,007
Federal funds purchased & repurchase agreements$25,000,000458
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$9,311,000651
Total equity capital$145,998,000519
Total bank equity capital$145,998,000518
Perpetual preferred stock$0239
Common stock$21,205,000224
Surplus$52,434,000667
Undivided profits$72,359,000518
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$14,059,000708
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,706,000905
Earning assets$1,048,226,000577
Long-term assets (5+ years)$256,619,000829
Average Assets, year-to-date$1,132,624,500589
Average Assets, quarterly$1,132,624,500589
Volatile liabilities$112,247,000433
Insider loans$06,319
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$140,834,000605
Tier 1 (core) risk-based capital$144,743,000480
Tier 2 risk-based capital$11,094,000476
Total risk weighted assets$877,328,000494
Total unused commitments$140,834,000605
Derivatives$01,405
2012-12-31Rank
# of Employees:222662
Assets and Liabilities
Total Assets:$1,118,197,000601
Cash and due from depository institutions$121,916,000662
Interest-bearing balances$89,197,000466
Securities$167,092,000907
Federal funds sold & reverse repurchase agreements$6,091,000949
Net loans & leases$747,700,000554
Loan loss allowance$17,009,000453
Trading account assets$0243
Bank premises and fixed assets$3,402,0003,045
Other real estate owned$11,856,000662
Goodwill and other intangibles$107,0002,569
All other assets$60,033,000409
Life insurance assets$32,794,000247
Total liabilities and capital$1,118,197,000601
Total liabilities$974,795,000613
Total deposits$938,961,000589
Interest-bearing deposits$655,460,000671
Deposits held in domestic offices$938,961,000587
% insured75.25%6,400
Federal funds purchased & repurchase agreements$25,000,000476
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$10,834,000584
Total equity capital$143,402,000528
Total bank equity capital$143,402,000527
Perpetual preferred stock$0246
Common stock$21,205,000223
Surplus$52,434,000668
Undivided profits$69,763,000533
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$20,643,000518
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$3,149,000781
Earning assets$1,010,080,000600
Long-term assets (5+ years)$215,056,000945
Average Assets, year-to-date$1,123,945,200583
Average Assets, quarterly$1,123,763,500593
Volatile liabilities$100,976,000506
Insider loans$06,389
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$122,217,000651
Tier 1 (core) risk-based capital$141,702,000482
Tier 2 risk-based capital$10,911,000483
Total risk weighted assets$857,337,000507
Total unused commitments$122,217,000651
Derivatives$01,366
2012-09-30Rank
# of Employees:226654
Assets and Liabilities
Total Assets:$1,129,330,000583
Cash and due from depository institutions$114,143,000654
Interest-bearing balances$88,598,000441
Securities$180,323,000858
Federal funds sold & reverse repurchase agreements$6,090,000893
Net loans & leases$759,904,000540
Loan loss allowance$18,188,000429
Trading account assets$0231
Bank premises and fixed assets$3,524,0003,002
Other real estate owned$6,612,000654
Goodwill and other intangibles$115,0002,556
All other assets$58,619,000418
Life insurance assets$32,456,000241
Total liabilities and capital$1,129,330,000583
Total liabilities$986,097,000602
Total deposits$949,955,000569
Interest-bearing deposits$682,689,000642
Deposits held in domestic offices$949,955,000566
% insured79.10%6,185
Federal funds purchased & repurchase agreements$25,000,000485
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$11,142,000595
Total equity capital$143,233,000528
Total bank equity capital$143,233,000527
Perpetual preferred stock$0250
Common stock$21,205,000224
Surplus$54,434,000653
Undivided profits$67,594,000566
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$31,490,000403
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$3,013,000890
Earning assets$1,034,915,000577
Long-term assets (5+ years)$209,610,000947
Average Assets, year-to-date$1,125,382,250586
Average Assets, quarterly$1,145,585,500576
Volatile liabilities$102,633,000506
Insider loans$06,456
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$107,745,000718
Tier 1 (core) risk-based capital$141,081,000483
Tier 2 risk-based capital$11,067,000486
Total risk weighted assets$862,741,000506
Total unused commitments$107,745,000718
Derivatives$01,366
2012-06-30Rank
# of Employees:224661
Assets and Liabilities
Total Assets:$1,161,841,000570
Cash and due from depository institutions$148,307,000661
Interest-bearing balances$120,917,000317
Securities$169,719,000914
Federal funds sold & reverse repurchase agreements$6,085,000889
Net loans & leases$760,907,000531
Loan loss allowance$20,031,000392
Trading account assets$0211
Bank premises and fixed assets$3,620,0002,957
Other real estate owned$12,269,000661
Goodwill and other intangibles$120,0002,530
All other assets$60,814,000400
Life insurance assets$32,115,000239
Total liabilities and capital$1,161,841,000570
Total liabilities$1,022,351,000574
Total deposits$985,174,000545
Interest-bearing deposits$687,801,000637
Deposits held in domestic offices$985,174,000543
% insured76.74%6,482
Federal funds purchased & repurchase agreements$25,000,000487
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$12,177,000527
Total equity capital$139,490,000528
Total bank equity capital$139,490,000527
Perpetual preferred stock$0254
Common stock$21,205,000226
Surplus$54,434,000647
Undivided profits$63,851,000579
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$25,306,000522
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$3,544,000695
Earning assets$1,057,628,000565
Long-term assets (5+ years)$191,498,0001,032
Average Assets, year-to-date$1,124,066,330586
Average Assets, quarterly$1,134,555,000584
Volatile liabilities$108,882,000480
Insider loans$06,533
FHLB advances$03,987
Loans and leases held for sale$02,185
Unused loan commitments$130,496,000607
Tier 1 (core) risk-based capital$137,718,000483
Tier 2 risk-based capital$11,198,000486
Total risk weighted assets$875,623,000498
Total unused commitments$130,496,000607
Derivatives$01,332
2012-03-31Rank
# of Employees:219663
Assets and Liabilities
Total Assets:$1,107,269,000602
Cash and due from depository institutions$109,032,000663
Interest-bearing balances$78,958,000551
Securities$191,270,000812
Federal funds sold & reverse repurchase agreements$6,075,0001,161
Net loans & leases$724,539,000548
Loan loss allowance$20,908,000383
Trading account assets$0215
Bank premises and fixed assets$3,737,0002,892
Other real estate owned$13,325,000663
Goodwill and other intangibles$141,0002,491
All other assets$59,150,000409
Life insurance assets$31,775,000234
Total liabilities and capital$1,107,269,000602
Total liabilities$970,876,000605
Total deposits$935,371,000577
Interest-bearing deposits$692,315,000640
Deposits held in domestic offices$935,371,000574
% insured70.40%6,912
Federal funds purchased & repurchase agreements$25,000,000500
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$10,505,000577
Total equity capital$136,393,000534
Total bank equity capital$136,393,000534
Perpetual preferred stock$0259
Common stock$21,205,000227
Surplus$54,434,000647
Undivided profits$60,754,000589
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$26,741,000528
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$3,445,000730
Earning assets$1,000,842,000597
Long-term assets (5+ years)$205,767,000977
Average Assets, year-to-date$1,105,179,000600
Average Assets, quarterly$1,105,179,000600
Volatile liabilities$114,633,000469
Insider loans$06,588
FHLB advances$04,028
Loans and leases held for sale$02,171
Unused loan commitments$111,387,000683
Tier 1 (core) risk-based capital$133,862,000488
Tier 2 risk-based capital$10,673,000498
Total risk weighted assets$838,929,000513
Total unused commitments$111,387,000683
Derivatives$01,297
2011-12-31Rank
# of Employees:224645
Assets and Liabilities
Total Assets:$1,103,089,000603
Cash and due from depository institutions$118,951,000645
Interest-bearing balances$85,610,000439
Securities$174,434,000864
Federal funds sold & reverse repurchase agreements$6,070,000997
Net loans & leases$722,722,000565
Loan loss allowance$21,042,000390
Trading account assets$0205
Bank premises and fixed assets$3,883,0002,828
Other real estate owned$16,870,000645
Goodwill and other intangibles$148,0002,478
All other assets$60,011,000414
Life insurance assets$31,427,000233
Total liabilities and capital$1,103,089,000603
Total liabilities$969,370,000610
Total deposits$932,817,000577
Interest-bearing deposits$686,616,000649
Deposits held in domestic offices$932,817,000573
% insured73.42%6,808
Federal funds purchased & repurchase agreements$25,000,000516
Trading liabilities$0115
Other borrowed funds$315,0004,227
Subordinated debt$0193
All other liabilities$11,238,000554
Total equity capital$133,719,000540
Total bank equity capital$133,719,000540
Perpetual preferred stock$0263
Common stock$21,205,000227
Surplus$54,434,000651
Undivided profits$58,080,000612
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$29,351,000495
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$3,344,000798
Earning assets$988,836,000600
Long-term assets (5+ years)$181,220,000888
Average Assets, year-to-date$1,118,161,400586
Average Assets, quarterly$1,107,299,500595
Volatile liabilities$119,700,000489
Insider loans$800,0004,195
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$111,339,000672
Tier 1 (core) risk-based capital$129,864,000501
Tier 2 risk-based capital$10,646,000506
Total risk weighted assets$835,393,000519
Total unused commitments$111,339,000672
Derivatives$01,191
2011-09-30Rank
# of Employees:224646
Assets and Liabilities
Total Assets:$1,111,510,000602
Cash and due from depository institutions$83,000,000646
Interest-bearing balances$57,663,000748
Securities$153,689,000945
Federal funds sold & reverse repurchase agreements$51,835,00095
Net loans & leases$737,313,000547
Loan loss allowance$22,815,000373
Trading account assets$0209
Bank premises and fixed assets$4,064,0002,740
Other real estate owned$21,380,000646
Goodwill and other intangibles$156,0002,473
All other assets$60,073,000419
Life insurance assets$31,070,000227
Total liabilities and capital$1,111,510,000602
Total liabilities$980,503,000605
Total deposits$943,144,000567
Interest-bearing deposits$700,398,000641
Deposits held in domestic offices$943,144,000562
% insured73.08%6,931
Federal funds purchased & repurchase agreements$25,000,000519
Trading liabilities$0112
Other borrowed funds$417,0004,318
Subordinated debt$0206
All other liabilities$11,942,000525
Total equity capital$131,007,000558
Total bank equity capital$131,007,000557
Perpetual preferred stock$0266
Common stock$21,205,000227
Surplus$54,434,000667
Undivided profits$55,368,000637
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$29,011,000535
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$2,994,000921
Earning assets$1,000,500,000602
Long-term assets (5+ years)$171,214,000907
Average Assets, year-to-date$1,121,929,500592
Average Assets, quarterly$1,104,187,000602
Volatile liabilities$124,139,000482
Insider loans$06,691
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$82,237,000851
Tier 1 (core) risk-based capital$126,991,000517
Tier 2 risk-based capital$10,805,000503
Total risk weighted assets$843,614,000515
Total unused commitments$82,237,000852
Derivatives$01,195
2011-06-30Rank
# of Employees:226654
Assets and Liabilities
Total Assets:$1,096,864,000609
Cash and due from depository institutions$66,799,000654
Interest-bearing balances$40,479,000932
Securities$177,755,000821
Federal funds sold & reverse repurchase agreements$32,319,000143
Net loans & leases$742,139,000552
Loan loss allowance$22,676,000383
Trading account assets$0213
Bank premises and fixed assets$4,226,0002,683
Other real estate owned$14,094,000654
Goodwill and other intangibles$175,0002,446
All other assets$59,357,000421
Life insurance assets$30,713,000233
Total liabilities and capital$1,096,864,000609
Total liabilities$963,500,000620
Total deposits$929,116,000570
Interest-bearing deposits$713,758,000627
Deposits held in domestic offices$929,116,000568
% insured72.52%7,009
Federal funds purchased & repurchase agreements$25,000,000533
Trading liabilities$0112
Other borrowed funds$352,0004,452
Subordinated debt$0212
All other liabilities$9,032,000623
Total equity capital$133,364,000543
Total bank equity capital$133,364,000543
Perpetual preferred stock$0222
Common stock$21,205,000227
Surplus$54,434,000664
Undivided profits$57,725,000586
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$40,000,000420
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$3,248,000835
Earning assets$992,692,000604
Long-term assets (5+ years)$185,736,000829
Average Assets, year-to-date$1,125,402,670596
Average Assets, quarterly$1,112,510,000604
Volatile liabilities$128,522,000493
Insider loans$06,748
FHLB advances$04,341
Loans and leases held for sale$01,752
Unused loan commitments$80,174,000859
Tier 1 (core) risk-based capital$128,931,000507
Tier 2 risk-based capital$10,649,000520
Total risk weighted assets$838,812,000524
Total unused commitments$80,174,000861
Derivatives$01,174
2011-03-31Rank
# of Employees:228643
Assets and Liabilities
Total Assets:$1,128,156,000597
Cash and due from depository institutions$84,605,000643
Interest-bearing balances$22,633,0001,665
Securities$162,612,000887
Federal funds sold & reverse repurchase agreements$32,954,000177
Net loans & leases$766,996,000544
Loan loss allowance$23,815,000381
Trading account assets$0208
Bank premises and fixed assets$4,414,0002,618
Other real estate owned$14,313,000643
Goodwill and other intangibles$189,0002,431
All other assets$62,073,000410
Life insurance assets$30,347,000234
Total liabilities and capital$1,128,156,000597
Total liabilities$998,704,000599
Total deposits$962,840,000556
Interest-bearing deposits$740,382,000618
Deposits held in domestic offices$962,840,000554
% insured73.15%7,023
Federal funds purchased & repurchase agreements$25,000,000540
Trading liabilities$0108
Other borrowed funds$544,0004,374
Subordinated debt$0214
All other liabilities$10,320,000566
Total equity capital$129,452,000540
Total bank equity capital$129,452,000540
Perpetual preferred stock$0224
Common stock$21,205,000220
Surplus$54,434,000664
Undivided profits$53,813,000602
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$46,665,000385
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$3,341,000819
Earning assets$985,195,000612
Long-term assets (5+ years)$196,087,000756
Average Assets, year-to-date$1,139,672,000591
Average Assets, quarterly$1,139,672,000591
Volatile liabilities$138,653,000473
Insider loans$06,813
FHLB advances$04,390
Loans and leases held for sale$01,676
Unused loan commitments$76,391,000908
Tier 1 (core) risk-based capital$125,282,000515
Tier 2 risk-based capital$10,892,000517
Total risk weighted assets$856,748,000519
Total unused commitments$76,391,000910
Derivatives$01,153
2010-12-31Rank
# of Employees:232636
Assets and Liabilities
Total Assets:$1,151,188,000592
Cash and due from depository institutions$55,758,000636
Interest-bearing balances$32,126,0001,111
Securities$179,750,000783
Federal funds sold & reverse repurchase agreements$38,487,000149
Net loans & leases$792,733,000540
Loan loss allowance$23,959,000384
Trading account assets$0207
Bank premises and fixed assets$4,461,0002,632
Other real estate owned$17,915,000636
Goodwill and other intangibles$194,0002,436
All other assets$61,890,000414
Life insurance assets$29,987,000234
Total liabilities and capital$1,151,188,000592
Total liabilities$1,023,403,000594
Total deposits$988,605,000547
Interest-bearing deposits$778,935,000600
Deposits held in domestic offices$988,605,000545
% insured72.22%7,083
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$25,804,0001,225
Subordinated debt$0220
All other liabilities$8,994,000637
Total equity capital$127,785,000542
Total bank equity capital$127,785,000542
Perpetual preferred stock$0224
Common stock$21,205,000216
Surplus$54,434,000662
Undivided profits$52,146,000611
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$55,556,000337
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$3,456,000812
Earning assets$1,043,096,000588
Long-term assets (5+ years)$205,818,000698
Average Assets, year-to-date$1,147,924,400579
Average Assets, quarterly$1,157,255,500591
Volatile liabilities$289,782,000474
Insider loans$91,0006,427
FHLB advances$04,551
Loans and leases held for sale$01,952
Unused loan commitments$79,309,000880
Tier 1 (core) risk-based capital$122,366,000524
Tier 2 risk-based capital$11,372,000516
Total risk weighted assets$896,584,000514
Total unused commitments$79,309,000881
Derivatives$01,176
2010-09-30Rank
# of Employees:224658
Assets and Liabilities
Total Assets:$1,163,323,000583
Cash and due from depository institutions$55,538,000658
Interest-bearing balances$27,015,0001,326
Securities$160,431,000842
Federal funds sold & reverse repurchase agreements$47,267,000130
Net loans & leases$817,697,000527
Loan loss allowance$24,006,000376
Trading account assets$0210
Bank premises and fixed assets$4,622,0002,581
Other real estate owned$14,292,000658
Goodwill and other intangibles$203,0002,411
All other assets$63,273,000402
Life insurance assets$29,617,000232
Total liabilities and capital$1,163,323,000583
Total liabilities$1,034,695,000581
Total deposits$999,190,000536
Interest-bearing deposits$807,874,000566
Deposits held in domestic offices$999,190,000534
% insured68.89%7,171
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$25,205,0001,318
Subordinated debt$0233
All other liabilities$10,300,000616
Total equity capital$128,628,000539
Total bank equity capital$128,628,000539
Perpetual preferred stock$0229
Common stock$21,205,000215
Surplus$54,434,000656
Undivided profits$52,989,000619
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$53,748,000353
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$3,635,000808
Earning assets$1,052,410,000581
Long-term assets (5+ years)$196,827,000712
Average Assets, year-to-date$1,147,108,500579
Average Assets, quarterly$1,165,725,500573
Volatile liabilities$299,891,000467
Insider loans$06,998
FHLB advances$04,672
Loans and leases held for sale$01,963
Unused loan commitments$84,550,000833
Tier 1 (core) risk-based capital$126,507,000490
Tier 2 risk-based capital$11,684,000511
Total risk weighted assets$920,551,000499
Total unused commitments$84,550,000835
Derivatives$01,218
2010-06-30Rank
# of Employees:234623
Assets and Liabilities
Total Assets:$1,168,128,000571
Cash and due from depository institutions$53,253,000623
Interest-bearing balances$26,871,0001,254
Securities$145,736,000913
Federal funds sold & reverse repurchase agreements$29,413,000202
Net loans & leases$852,695,000510
Loan loss allowance$25,188,000365
Trading account assets$0210
Bank premises and fixed assets$4,743,0002,538
Other real estate owned$16,515,000623
Goodwill and other intangibles$209,0002,408
All other assets$65,564,000392
Life insurance assets$29,249,000232
Total liabilities and capital$1,168,128,000571
Total liabilities$1,040,271,000569
Total deposits$1,001,842,000528
Interest-bearing deposits$813,082,000561
Deposits held in domestic offices$1,001,842,000527
% insured69.14%7,240
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$26,021,0001,335
Subordinated debt$0241
All other liabilities$12,408,000507
Total equity capital$127,857,000535
Total bank equity capital$127,857,000534
Perpetual preferred stock$0222
Common stock$21,205,000211
Surplus$54,434,000654
Undivided profits$52,218,000616
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$46,456,000414
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$3,697,000778
Earning assets$1,054,715,000571
Long-term assets (5+ years)$193,454,000712
Average Assets, year-to-date$1,141,703,670579
Average Assets, quarterly$1,153,339,500577
Volatile liabilities$313,989,000455
Insider loans$07,068
FHLB advances$04,785
Loans and leases held for sale$01,852
Unused loan commitments$76,145,000896
Tier 1 (core) risk-based capital$127,072,000480
Tier 2 risk-based capital$12,100,000493
Total risk weighted assets$954,150,000486
Total unused commitments$76,145,000898
Derivatives$01,168
2010-03-31Rank
# of Employees:234630
Assets and Liabilities
Total Assets:$1,138,551,000597
Cash and due from depository institutions$27,452,000630
Interest-bearing balances$609,0005,715
Securities$97,356,0001,342
Federal funds sold & reverse repurchase agreements$41,975,000191
Net loans & leases$879,862,000517
Loan loss allowance$23,936,000399
Trading account assets$0227
Bank premises and fixed assets$4,881,0002,514
Other real estate owned$20,072,000630
Goodwill and other intangibles$217,0002,409
All other assets$66,736,000401
Life insurance assets$28,887,000233
Total liabilities and capital$1,138,551,000597
Total liabilities$1,011,712,000600
Total deposits$973,232,000559
Interest-bearing deposits$792,496,000590
Deposits held in domestic offices$973,232,000558
% insured70.24%7,244
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$25,217,0001,450
Subordinated debt$0248
All other liabilities$13,263,000491
Total equity capital$126,839,000533
Total bank equity capital$126,839,000532
Perpetual preferred stock$0220
Common stock$21,205,000214
Surplus$54,434,000662
Undivided profits$51,200,000620
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$57,283,000363
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$3,797,000772
Earning assets$1,019,802,000598
Long-term assets (5+ years)$155,543,000895
Average Assets, year-to-date$1,128,491,500598
Average Assets, quarterly$1,128,491,500598
Volatile liabilities$302,324,000485
Insider loans$149,0006,407
FHLB advances$04,906
Loans and leases held for sale$01,823
Unused loan commitments$91,204,000823
Tier 1 (core) risk-based capital$125,412,000489
Tier 2 risk-based capital$12,353,000508
Total risk weighted assets$975,746,000498
Total unused commitments$91,204,000825
Derivatives$01,155
2009-12-31Rank
# of Employees:236625
Assets and Liabilities
Total Assets:$1,118,432,000612
Cash and due from depository institutions$27,548,000625
Interest-bearing balances$603,0005,500
Securities$102,411,0001,266
Federal funds sold & reverse repurchase agreements$14,794,000553
Net loans & leases$892,545,000520
Loan loss allowance$22,931,000421
Trading account assets$0224
Bank premises and fixed assets$4,580,0002,705
Other real estate owned$15,066,000625
Goodwill and other intangibles$223,0002,405
All other assets$61,265,000440
Life insurance assets$28,526,000231
Total liabilities and capital$1,118,432,000612
Total liabilities$993,646,000618
Total deposits$960,913,000560
Interest-bearing deposits$774,030,000611
Deposits held in domestic offices$960,913,000556
% insured69.44%7,337
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$25,513,0001,550
Subordinated debt$0258
All other liabilities$7,220,000771
Total equity capital$124,786,000531
Total bank equity capital$124,786,000531
Perpetual preferred stock$0219
Common stock$21,205,000210
Surplus$54,434,000651
Undivided profits$49,147,000642
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$66,602,000322
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,365,000127
Income earned, not collected on loans$3,804,000817
Earning assets$1,010,353,000610
Long-term assets (5+ years)$162,361,000866
Average Assets, year-to-date$1,167,765,200574
Average Assets, quarterly$1,148,616,500592
Volatile liabilities$285,424,000529
Insider loans$149,0006,465
FHLB advances$05,026
Loans and leases held for sale$01,814
Unused loan commitments$101,944,000768
Tier 1 (core) risk-based capital$125,853,000482
Tier 2 risk-based capital$12,489,000511
Total risk weighted assets$987,656,000509
Total unused commitments$101,944,000769
Derivatives$01,139
2009-09-30Rank
# of Employees:236631
Assets and Liabilities
Total Assets:$1,178,801,000585
Cash and due from depository institutions$32,801,000631
Interest-bearing balances$4,724,0003,134
Securities$94,269,0001,362
Federal funds sold & reverse repurchase agreements$47,155,000175
Net loans & leases$929,885,000517
Loan loss allowance$19,331,000471
Trading account assets$0238
Bank premises and fixed assets$4,631,0002,702
Other real estate owned$17,609,000631
Goodwill and other intangibles$231,0002,429
All other assets$52,220,000458
Life insurance assets$28,161,000239
Total liabilities and capital$1,178,801,000585
Total liabilities$1,050,269,000588
Total deposits$1,016,241,000535
Interest-bearing deposits$818,647,000584
Deposits held in domestic offices$1,016,241,000533
% insured77.62%6,778
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$25,118,0001,617
Subordinated debt$0269
All other liabilities$8,910,000709
Total equity capital$128,532,000541
Total bank equity capital$128,532,000541
Perpetual preferred stock$0212
Common stock$21,205,000208
Surplus$54,434,000647
Undivided profits$52,893,000619
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$27,646,000658
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,594,00098
Income earned, not collected on loans$3,692,000886
Earning assets$1,076,033,000586
Long-term assets (5+ years)$156,569,000892
Average Assets, year-to-date$1,180,098,500576
Average Assets, quarterly$1,184,651,500579
Volatile liabilities$274,754,000579
Insider loans$149,0006,499
FHLB advances$05,137
Loans and leases held for sale$01,823
Unused loan commitments$111,422,000746
Tier 1 (core) risk-based capital$128,624,000491
Tier 2 risk-based capital$13,054,000510
Total risk weighted assets$1,030,057,000507
Total unused commitments$111,422,000747
Derivatives$01,183
2009-06-30Rank
# of Employees:238647
Assets and Liabilities
Total Assets:$1,190,502,000589
Cash and due from depository institutions$29,379,000647
Interest-bearing balances$4,981,0002,780
Securities$124,899,0001,021
Federal funds sold & reverse repurchase agreements$21,203,000418
Net loans & leases$938,789,000527
Loan loss allowance$18,197,000481
Trading account assets$0240
Bank premises and fixed assets$4,795,0002,652
Other real estate owned$18,176,000647
Goodwill and other intangibles$245,0002,410
All other assets$53,016,000470
Life insurance assets$27,792,000246
Total liabilities and capital$1,190,502,000589
Total liabilities$1,063,975,000597
Total deposits$1,029,371,000537
Interest-bearing deposits$830,625,000583
Deposits held in domestic offices$1,029,371,000532
% insured51.05%7,709
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$25,574,0001,686
Subordinated debt$0276
All other liabilities$9,030,000722
Total equity capital$126,527,000555
Total bank equity capital$126,527,000554
Perpetual preferred stock$0213
Common stock$21,205,000202
Surplus$54,434,000662
Undivided profits$50,888,000638
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$20,004,000822
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,054,000114
Income earned, not collected on loans$4,503,000696
Earning assets$1,089,872,000586
Long-term assets (5+ years)$84,299,0001,569
Average Assets, year-to-date$1,180,531,000589
Average Assets, quarterly$1,193,396,000590
Volatile liabilities$278,254,000581
Insider loans$149,0006,547
FHLB advances$05,202
Loans and leases held for sale$01,961
Unused loan commitments$155,524,000588
Tier 1 (core) risk-based capital$127,130,000504
Tier 2 risk-based capital$13,221,000520
Total risk weighted assets$1,047,836,000509
Total unused commitments$155,524,000588
Derivatives$01,221
2009-03-31Rank
# of Employees:248617
Assets and Liabilities
Total Assets:$1,196,290,000595
Cash and due from depository institutions$59,379,000617
Interest-bearing balances$36,971,000535
Securities$98,235,0001,260
Federal funds sold & reverse repurchase agreements$20,713,000536
Net loans & leases$947,171,000531
Loan loss allowance$18,319,000450
Trading account assets$0234
Bank premises and fixed assets$4,973,0002,586
Other real estate owned$7,756,000617
Goodwill and other intangibles$253,0002,392
All other assets$57,810,000436
Life insurance assets$27,434,000252
Total liabilities and capital$1,196,290,000595
Total liabilities$1,073,474,000600
Total deposits$1,032,706,000529
Interest-bearing deposits$826,571,000591
Deposits held in domestic offices$1,032,706,000527
% insured53.31%7,657
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$25,447,0001,740
Subordinated debt$0271
All other liabilities$15,321,000481
Total equity capital$122,816,000568
Total bank equity capital$122,816,000566
Perpetual preferred stock$0193
Common stock$21,205,000202
Surplus$51,934,000685
Undivided profits$49,677,000669
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$41,104,000416
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,624,00053
Income earned, not collected on loans$4,097,000784
Earning assets$1,103,090,000584
Long-term assets (5+ years)$217,609,000602
Average Assets, year-to-date$1,175,545,500596
Average Assets, quarterly$1,175,545,500596
Volatile liabilities$263,241,000616
Insider loans$149,0006,570
FHLB advances$05,264
Loans and leases held for sale$01,892
Unused loan commitments$178,271,000556
Tier 1 (core) risk-based capital$122,886,000529
Tier 2 risk-based capital$13,814,000496
Total risk weighted assets$1,095,595,000499
Total unused commitments$178,271,000557
Derivatives$01,177
2008-12-31Rank
# of Employees:257598
Assets and Liabilities
Total Assets:$1,154,801,000602
Cash and due from depository institutions$26,077,000598
Interest-bearing balances$1,367,0003,397
Securities$102,104,0001,197
Federal funds sold & reverse repurchase agreements$5,019,0001,860
Net loans & leases$955,270,000525
Loan loss allowance$18,894,000423
Trading account assets$0236
Bank premises and fixed assets$5,242,0002,489
Other real estate owned$4,020,000598
Goodwill and other intangibles$260,0002,377
All other assets$56,809,000438
Life insurance assets$27,090,000254
Total liabilities and capital$1,154,801,000602
Total liabilities$1,055,199,000594
Total deposits$958,629,000547
Interest-bearing deposits$767,994,000601
Deposits held in domestic offices$958,629,000543
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$83,046,000761
Subordinated debt$0278
All other liabilities$13,524,000531
Total equity capital$99,602,000669
Total bank equity capital$99,602,000669
Perpetual preferred stock$0141
Common stock$21,204,000203
Surplus$26,935,0001,201
Undivided profits$51,463,000629
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$39,100,000383
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$11,437,00038
Income earned, not collected on loans$4,515,000751
Earning assets$1,063,760,000590
Long-term assets (5+ years)$93,419,0001,380
Average Assets, year-to-date$1,135,061,600586
Average Assets, quarterly$1,164,797,500587
Volatile liabilities$305,818,000544
Insider loans$149,0006,653
FHLB advances$57,000,000946
Loans and leases held for sale$01,663
Unused loan commitments$204,070,000519
Tier 1 (core) risk-based capital$100,513,000603
Tier 2 risk-based capital$13,852,000484
Total risk weighted assets$1,100,272,000496
Total unused commitments$204,070,000519
Derivatives$01,109
2008-09-30Rank
# of Employees:264588
Assets and Liabilities
Total Assets:$1,174,794,000588
Cash and due from depository institutions$27,067,000588
Interest-bearing balances$743,0003,304
Securities$105,607,0001,127
Federal funds sold & reverse repurchase agreements$16,613,000706
Net loans & leases$964,950,000521
Loan loss allowance$11,727,000581
Trading account assets$0251
Bank premises and fixed assets$5,511,0002,352
Other real estate owned$2,285,000588
Goodwill and other intangibles$272,0002,419
All other assets$52,489,000441
Life insurance assets$26,744,000256
Total liabilities and capital$1,174,794,000588
Total liabilities$1,072,627,000579
Total deposits$967,143,000536
Interest-bearing deposits$773,331,000587
Deposits held in domestic offices$967,143,000533
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$95,187,000681
Subordinated debt$0276
All other liabilities$10,297,000640
Total equity capital$102,167,000664
Total bank equity capital$102,167,000664
Perpetual preferred stock$0110
Common stock$21,205,000198
Surplus$26,934,0001,177
Undivided profits$54,028,000637
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$22,367,000497
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,782,00087
Income earned, not collected on loans$4,348,000823
Earning assets$1,087,913,000578
Long-term assets (5+ years)$88,842,0001,419
Average Assets, year-to-date$1,130,126,750592
Average Assets, quarterly$1,161,888,000593
Volatile liabilities$335,739,000488
Insider loans$149,0006,677
FHLB advances$69,000,000833
Loans and leases held for sale$01,623
Unused loan commitments$220,247,000524
Tier 1 (core) risk-based capital$103,585,000594
Tier 2 risk-based capital$12,337,000517
Total risk weighted assets$1,113,748,000490
Total unused commitments$220,247,000524
Derivatives$01,077
2008-06-30Rank
# of Employees:262608
Assets and Liabilities
Total Assets:$1,148,982,000597
Cash and due from depository institutions$32,369,000608
Interest-bearing balances$1,021,0002,896
Securities$114,099,0001,066
Federal funds sold & reverse repurchase agreements$3,282,0003,003
Net loans & leases$932,030,000530
Loan loss allowance$11,097,000580
Trading account assets$0267
Bank premises and fixed assets$5,687,0002,286
Other real estate owned$1,200,000608
Goodwill and other intangibles$263,0002,454
All other assets$60,052,000397
Life insurance assets$26,400,000261
Total liabilities and capital$1,148,982,000597
Total liabilities$1,048,358,000590
Total deposits$928,516,000551
Interest-bearing deposits$719,056,000613
Deposits held in domestic offices$928,516,000547
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$102,598,000623
Subordinated debt$0257
All other liabilities$17,244,000429
Total equity capital$100,624,000689
Total bank equity capital$100,624,000689
Perpetual preferred stock$0107
Common stock$21,205,000196
Surplus$26,934,0001,168
Undivided profits$52,485,000674
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,791,0001,051
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,174,00075
Income earned, not collected on loans$4,561,000771
Earning assets$1,050,432,000593
Long-term assets (5+ years)$85,937,0001,438
Average Assets, year-to-date$1,115,237,670604
Average Assets, quarterly$1,130,407,000599
Volatile liabilities$332,058,000490
Insider loans$149,0006,734
FHLB advances$76,500,000750
Loans and leases held for sale$01,725
Unused loan commitments$265,930,000474
Tier 1 (core) risk-based capital$101,551,000608
Tier 2 risk-based capital$11,881,000528
Total risk weighted assets$1,102,791,000491
Total unused commitments$265,930,000475
Derivatives$01,075
2008-03-31Rank
# of Employees:264585
Assets and Liabilities
Total Assets:$1,111,832,000613
Cash and due from depository institutions$32,868,000585
Interest-bearing balances$1,021,0003,003
Securities$127,004,000954
Federal funds sold & reverse repurchase agreements$2,780,0004,425
Net loans & leases$885,490,000549
Loan loss allowance$10,424,000556
Trading account assets$0252
Bank premises and fixed assets$5,606,0002,286
Other real estate owned$1,264,000585
Goodwill and other intangibles$247,0002,495
All other assets$56,573,000407
Life insurance assets$26,065,000261
Total liabilities and capital$1,111,832,000613
Total liabilities$1,015,528,000596
Total deposits$912,277,000554
Interest-bearing deposits$718,939,000615
Deposits held in domestic offices$912,277,000551
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$82,367,000717
Subordinated debt$0251
All other liabilities$20,884,000413
Total equity capital$96,304,000735
Total bank equity capital$96,304,000735
Perpetual preferred stock$0108
Common stock$21,205,000197
Surplus$24,134,0001,265
Undivided profits$50,965,000720
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,146,000998
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,087,00091
Income earned, not collected on loans$4,312,000835
Earning assets$1,016,295,000610
Long-term assets (5+ years)$83,267,0001,436
Average Assets, year-to-date$1,098,365,500614
Average Assets, quarterly$1,098,365,500614
Volatile liabilities$322,951,000493
Insider loans$149,0006,722
FHLB advances$57,000,000906
Loans and leases held for sale$01,797
Unused loan commitments$257,874,000504
Tier 1 (core) risk-based capital$96,187,000639
Tier 2 risk-based capital$11,173,000529
Total risk weighted assets$1,061,763,000504
Total unused commitments$257,874,000505
Derivatives$01,109
2007-12-31Rank
# of Employees:277555
Assets and Liabilities
Total Assets:$1,084,899,000625
Cash and due from depository institutions$34,347,000555
Interest-bearing balances$8,006,000726
Securities$132,258,000899
Federal funds sold & reverse repurchase agreements$4,603,0002,693
Net loans & leases$856,836,000571
Loan loss allowance$9,766,000575
Trading account assets$0237
Bank premises and fixed assets$5,881,0002,175
Other real estate owned$1,474,000555
Goodwill and other intangibles$222,0002,552
All other assets$49,278,000452
Life insurance assets$25,737,000260
Total liabilities and capital$1,084,899,000625
Total liabilities$988,985,000610
Total deposits$912,616,000557
Interest-bearing deposits$713,753,000620
Deposits held in domestic offices$912,616,000553
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$64,796,000823
Subordinated debt$0248
All other liabilities$11,573,000622
Total equity capital$95,914,000733
Total bank equity capital$95,914,000733
Perpetual preferred stock$0111
Common stock$21,205,000200
Surplus$24,134,0001,243
Undivided profits$50,575,000729
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,274,0001,079
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,751,00091
Income earned, not collected on loans$4,740,000820
Earning assets$1,001,703,000624
Long-term assets (5+ years)$77,149,0001,445
Average Assets, year-to-date$1,040,700,800619
Average Assets, quarterly$1,075,049,500622
Volatile liabilities$309,537,000521
Insider loans$157,0006,702
FHLB advances$39,000,0001,131
Loans and leases held for sale$01,738
Unused loan commitments$261,506,000499
Tier 1 (core) risk-based capital$96,381,000642
Tier 2 risk-based capital$10,454,000546
Total risk weighted assets$1,024,879,000520
Total unused commitments$261,506,000499
Derivatives$01,052
2007-09-30Rank
# of Employees:281542
Assets and Liabilities
Total Assets:$1,065,200,000616
Cash and due from depository institutions$20,952,000542
Interest-bearing balances$1,078,0002,344
Securities$153,034,000779
Federal funds sold & reverse repurchase agreements$17,120,000820
Net loans & leases$816,023,000580
Loan loss allowance$9,340,000587
Trading account assets$0244
Bank premises and fixed assets$6,295,0002,001
Other real estate owned$2,266,000542
Goodwill and other intangibles$256,0002,477
All other assets$49,254,000447
Life insurance assets$25,407,000254
Total liabilities and capital$1,065,200,000616
Total liabilities$973,174,000605
Total deposits$926,177,000538
Interest-bearing deposits$733,065,000598
Deposits held in domestic offices$926,177,000534
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$36,029,0001,164
Subordinated debt$0244
All other liabilities$10,968,000633
Total equity capital$92,026,000750
Total bank equity capital$92,026,000750
Perpetual preferred stock$0113
Common stock$21,205,000188
Surplus$24,134,0001,215
Undivided profits$46,687,000801
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,125,000680
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,967,00082
Income earned, not collected on loans$4,946,000838
Earning assets$987,255,000613
Long-term assets (5+ years)$79,234,0001,376
Average Assets, year-to-date$1,029,651,250623
Average Assets, quarterly$1,057,041,500619
Volatile liabilities$300,253,000509
Insider loans$2,019,0002,999
FHLB advances$35,000,0001,111
Loans and leases held for sale$01,751
Unused loan commitments$260,673,000508
Tier 1 (core) risk-based capital$93,382,000659
Tier 2 risk-based capital$10,236,000547
Total risk weighted assets$991,225,000522
Total unused commitments$260,673,000510
Derivatives$01,033
2007-06-30Rank
# of Employees:295536
Assets and Liabilities
Total Assets:$1,048,883,000637
Cash and due from depository institutions$26,147,000536
Interest-bearing balances$6,305,000871
Securities$159,024,000742
Federal funds sold & reverse repurchase agreements$23,445,000643
Net loans & leases$779,961,000611
Loan loss allowance$9,545,000563
Trading account assets$0245
Bank premises and fixed assets$5,832,0002,150
Other real estate owned$2,464,000536
Goodwill and other intangibles$263,0002,484
All other assets$51,747,000438
Life insurance assets$25,078,000252
Total liabilities and capital$1,048,883,000637
Total liabilities$961,073,000620
Total deposits$943,837,000543
Interest-bearing deposits$735,659,000603
Deposits held in domestic offices$943,837,000540
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$740,0004,952
Subordinated debt$0258
All other liabilities$16,496,000462
Total equity capital$87,810,000788
Total bank equity capital$87,810,000788
Perpetual preferred stock$0111
Common stock$21,205,000188
Surplus$24,134,0001,219
Undivided profits$42,471,000862
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,888,000690
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,128,00084
Income earned, not collected on loans$4,847,000821
Earning assets$968,735,000630
Long-term assets (5+ years)$82,575,0001,293
Average Assets, year-to-date$1,017,801,670647
Average Assets, quarterly$1,020,980,000649
Volatile liabilities$274,760,000550
Insider loans$2,019,0002,979
FHLB advances$05,027
Loans and leases held for sale$01,802
Unused loan commitments$259,871,000516
Tier 1 (core) risk-based capital$89,989,000688
Tier 2 risk-based capital$10,449,000548
Total risk weighted assets$950,663,000547
Total unused commitments$259,871,000516
Derivatives$01,067
2007-03-31Rank
# of Employees:296523
Assets and Liabilities
Total Assets:$993,077,000668
Cash and due from depository institutions$32,662,000523
Interest-bearing balances$10,508,000612
Securities$169,277,000719
Federal funds sold & reverse repurchase agreements$10,867,0001,865
Net loans & leases$748,610,000617
Loan loss allowance$9,234,000573
Trading account assets$0267
Bank premises and fixed assets$5,911,0002,095
Other real estate owned$2,657,000523
Goodwill and other intangibles$162,0002,709
All other assets$22,931,000811
Life insurance assets$04,074
Total liabilities and capital$993,077,000668
Total liabilities$897,914,000651
Total deposits$859,911,000586
Interest-bearing deposits$662,001,000669
Deposits held in domestic offices$859,911,000584
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$25,803,0001,371
Subordinated debt$0262
All other liabilities$12,200,000594
Total equity capital$95,163,000719
Total bank equity capital$95,163,000719
Perpetual preferred stock$0113
Common stock$7,068,000661
Surplus$24,134,0001,200
Undivided profits$63,961,000595
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,632,000490
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,156,00075
Income earned, not collected on loans$4,807,000779
Earning assets$939,262,000637
Long-term assets (5+ years)$93,559,0001,151
Average Assets, year-to-date$1,002,261,000654
Average Assets, quarterly$1,002,261,000654
Volatile liabilities$267,069,000554
Insider loans$2,021,0002,969
FHLB advances$25,000,0001,317
Loans and leases held for sale$01,800
Unused loan commitments$227,573,000568
Tier 1 (core) risk-based capital$96,887,000632
Tier 2 risk-based capital$10,057,000554
Total risk weighted assets$879,391,000565
Total unused commitments$227,573,000568
Derivatives$01,065
2006-12-31Rank
# of Employees:292533
Assets and Liabilities
Total Assets:$1,011,445,000643
Cash and due from depository institutions$37,444,000533
Interest-bearing balances$14,981,000402
Securities$176,162,000704
Federal funds sold & reverse repurchase agreements$70,355,000225
Net loans & leases$693,619,000658
Loan loss allowance$8,906,000587
Trading account assets$0156
Bank premises and fixed assets$6,098,0001,995
Other real estate owned$2,747,000533
Goodwill and other intangibles$167,0002,690
All other assets$24,853,000752
Life insurance assets$04,082
Total liabilities and capital$1,011,445,000643
Total liabilities$914,699,000634
Total deposits$873,437,000572
Interest-bearing deposits$669,896,000645
Deposits held in domestic offices$873,437,000570
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$26,316,0001,426
Subordinated debt$0264
All other liabilities$14,946,000506
Total equity capital$96,746,000685
Total bank equity capital$96,746,000685
Perpetual preferred stock$0112
Common stock$7,068,000651
Surplus$24,134,0001,170
Undivided profits$65,544,000551
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,451,000353
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,456,00073
Income earned, not collected on loans$4,833,000798
Earning assets$955,117,000618
Long-term assets (5+ years)$87,574,0001,209
Average Assets, year-to-date$963,111,200646
Average Assets, quarterly$993,914,500647
Volatile liabilities$257,882,000641
Insider loans$1,872,0003,090
FHLB advances$25,000,0001,383
Loans and leases held for sale$01,760
Unused loan commitments$199,485,000609
Tier 1 (core) risk-based capital$98,786,000609
Tier 2 risk-based capital$9,611,000576
Total risk weighted assets$826,586,000594
Total unused commitments$199,485,000609
Derivatives$01,023
2006-09-30Rank
# of Employees:287549
Assets and Liabilities
Total Assets:$976,384,000675
Cash and due from depository institutions$49,083,000549
Interest-bearing balances$25,988,000206
Securities$183,771,000698
Federal funds sold & reverse repurchase agreements$37,129,000367
Net loans & leases$671,687,000679
Loan loss allowance$9,364,000565
Trading account assets$0154
Bank premises and fixed assets$6,236,0001,921
Other real estate owned$6,038,000549
Goodwill and other intangibles$03,332
All other assets$22,440,000830
Life insurance assets$04,052
Total liabilities and capital$976,384,000675
Total liabilities$883,392,000664
Total deposits$845,623,000584
Interest-bearing deposits$657,724,000649
Deposits held in domestic offices$845,623,000583
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$26,032,0001,490
Subordinated debt$0269
All other liabilities$11,737,000600
Total equity capital$92,992,000727
Total bank equity capital$92,992,000727
Perpetual preferred stock$0118
Common stock$7,068,000634
Surplus$24,135,0001,171
Undivided profits$61,789,000597
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,953,000328
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,280,00073
Income earned, not collected on loans$4,165,000930
Earning assets$918,575,000651
Long-term assets (5+ years)$78,718,0001,302
Average Assets, year-to-date$951,027,750663
Average Assets, quarterly$978,001,500660
Volatile liabilities$249,814,000684
Insider loans$1,872,0003,074
FHLB advances$25,000,0001,437
Loans and leases held for sale$01,773
Unused loan commitments$174,182,000699
Tier 1 (core) risk-based capital$95,668,000631
Tier 2 risk-based capital$9,364,000591
Total risk weighted assets$790,993,000623
Total unused commitments$174,182,000699
Derivatives$01,023
2006-06-30Rank
# of Employees:292541
Assets and Liabilities
Total Assets:$979,619,000654
Cash and due from depository institutions$43,002,000541
Interest-bearing balances$18,097,000304
Securities$201,770,000637
Federal funds sold & reverse repurchase agreements$33,894,000361
Net loans & leases$665,680,000672
Loan loss allowance$10,426,000489
Trading account assets$0157
Bank premises and fixed assets$6,160,0001,891
Other real estate owned$4,188,000541
Goodwill and other intangibles$03,333
All other assets$24,925,000765
Life insurance assets$04,035
Total liabilities and capital$979,619,000654
Total liabilities$891,121,000645
Total deposits$853,010,000577
Interest-bearing deposits$662,150,000635
Deposits held in domestic offices$853,010,000576
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$25,505,0001,527
Subordinated debt$0265
All other liabilities$12,606,000541
Total equity capital$88,498,000735
Total bank equity capital$88,498,000735
Perpetual preferred stock$0119
Common stock$7,068,000611
Surplus$24,134,0001,150
Undivided profits$57,296,000617
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,398,000320
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,622,00096
Income earned, not collected on loans$4,547,000754
Earning assets$919,441,000636
Long-term assets (5+ years)$89,245,0001,155
Average Assets, year-to-date$942,575,670666
Average Assets, quarterly$955,690,500661
Volatile liabilities$252,582,000669
Insider loans$806,0004,629
FHLB advances$25,000,0001,445
Loans and leases held for sale$01,763
Unused loan commitments$161,353,000726
Tier 1 (core) risk-based capital$92,555,000644
Tier 2 risk-based capital$9,805,000567
Total risk weighted assets$783,764,000624
Total unused commitments$161,353,000726
Derivatives$01,000
2006-03-31Rank
# of Employees:279559
Assets and Liabilities
Total Assets:$931,762,000668
Cash and due from depository institutions$29,941,000559
Interest-bearing balances$5,562,0001,006
Securities$214,527,000613
Federal funds sold & reverse repurchase agreements$21,203,000657
Net loans & leases$634,025,000687
Loan loss allowance$11,305,000457
Trading account assets$0154
Bank premises and fixed assets$5,639,0002,014
Other real estate owned$4,286,000559
Goodwill and other intangibles$03,321
All other assets$22,141,000810
Life insurance assets$04,002
Total liabilities and capital$931,762,000668
Total liabilities$845,005,000664
Total deposits$808,130,000591
Interest-bearing deposits$627,617,000656
Deposits held in domestic offices$808,130,000590
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$25,575,0001,458
Subordinated debt$0259
All other liabilities$11,300,000580
Total equity capital$86,757,000732
Total bank equity capital$86,757,000732
Perpetual preferred stock$0120
Common stock$7,068,000592
Surplus$24,135,0001,114
Undivided profits$55,554,000634
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,539,000254
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,594,00094
Income earned, not collected on loans$4,065,000794
Earning assets$875,317,000655
Long-term assets (5+ years)$96,947,0001,069
Average Assets, year-to-date$924,054,000674
Average Assets, quarterly$924,054,000674
Volatile liabilities$232,656,000685
Insider loans$806,0004,598
FHLB advances$25,000,0001,401
Loans and leases held for sale$01,721
Unused loan commitments$154,108,000744
Tier 1 (core) risk-based capital$89,627,000656
Tier 2 risk-based capital$9,118,000582
Total risk weighted assets$727,260,000645
Total unused commitments$154,108,000744
Derivatives$0990
2005-12-31Rank
# of Employees:284546
Assets and Liabilities
Total Assets:$916,346,000680
Cash and due from depository institutions$25,637,000546
Interest-bearing balances$826,0002,840
Securities$226,458,000594
Federal funds sold & reverse repurchase agreements$7,526,0001,765
Net loans & leases$625,894,000681
Loan loss allowance$10,800,000463
Trading account assets$0155
Bank premises and fixed assets$5,739,0001,948
Other real estate owned$3,866,000546
Goodwill and other intangibles$03,315
All other assets$21,226,000824
Life insurance assets$0351
Total liabilities and capital$916,346,000680
Total liabilities$832,006,000668
Total deposits$796,838,000598
Interest-bearing deposits$603,200,000668
Deposits held in domestic offices$796,838,000597
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$26,054,0001,460
Subordinated debt$0258
All other liabilities$9,114,000652
Total equity capital$84,340,000740
Total bank equity capital$84,340,000740
Perpetual preferred stock$0122
Common stock$7,068,000582
Surplus$24,135,0001,091
Undivided profits$53,137,000657
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,703,000205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,955,000116
Income earned, not collected on loans$4,177,000772
Earning assets$860,704,000655
Long-term assets (5+ years)$71,645,0001,342
Average Assets, year-to-date$914,001,400656
Average Assets, quarterly$926,050,000661
Volatile liabilities$219,680,000717
Insider loans$830,0004,559
FHLB advances$25,000,0001,423
Loans and leases held for sale$01,743
Unused loan commitments$149,108,000741
Tier 1 (core) risk-based capital$86,792,000666
Tier 2 risk-based capital$8,972,000580
Total risk weighted assets$715,520,000643
Total unused commitments$149,108,000741
Derivatives$0930
2005-09-30Rank
# of Employees:285543
Assets and Liabilities
Total Assets:$935,754,000654
Cash and due from depository institutions$27,571,000543
Interest-bearing balances$4,544,0001,178
Securities$242,020,000553
Federal funds sold & reverse repurchase agreements$38,300,000354
Net loans & leases$602,307,000688
Loan loss allowance$10,806,000461
Trading account assets$0146
Bank premises and fixed assets$5,922,0001,840
Other real estate owned$0543
Goodwill and other intangibles$03,310
All other assets$19,634,000855
Life insurance assets$0341
Total liabilities and capital$935,754,000654
Total liabilities$847,665,000647
Total deposits$796,614,000580
Interest-bearing deposits$616,968,000641
Deposits held in domestic offices$796,614,000579
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$44,034,0001,004
Subordinated debt$0251
All other liabilities$7,017,000765
Total equity capital$88,089,000695
Total bank equity capital$88,089,000695
Perpetual preferred stock$0120
Common stock$7,068,000553
Surplus$24,134,0001,052
Undivided profits$56,887,000617
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,948,000182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$3,502,000868
Earning assets$887,171,000633
Long-term assets (5+ years)$61,818,0001,512
Average Assets, year-to-date$913,415,250651
Average Assets, quarterly$923,009,500655
Volatile liabilities$237,998,000640
Insider loans$937,0004,289
FHLB advances$43,000,000944
Loans and leases held for sale$01,843
Unused loan commitments$121,531,000852
Tier 1 (core) risk-based capital$89,345,000628
Tier 2 risk-based capital$8,648,000586
Total risk weighted assets$689,709,000648
Total unused commitments$121,531,000853
Derivatives$0909
2005-06-30Rank
# of Employees:281557
Assets and Liabilities
Total Assets:$910,265,000662
Cash and due from depository institutions$29,527,000557
Interest-bearing balances$477,0003,458
Securities$243,456,000549
Federal funds sold & reverse repurchase agreements$12,986,000931
Net loans & leases$599,185,000675
Loan loss allowance$10,706,000465
Trading account assets$0148
Bank premises and fixed assets$5,990,0001,771
Other real estate owned$0557
Goodwill and other intangibles$03,307
All other assets$19,121,000875
Life insurance assets$0339
Total liabilities and capital$910,265,000662
Total liabilities$823,690,000656
Total deposits$781,784,000580
Interest-bearing deposits$602,357,000635
Deposits held in domestic offices$781,784,000579
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$36,445,0001,187
Subordinated debt$0251
All other liabilities$5,461,000863
Total equity capital$86,575,000691
Total bank equity capital$86,575,000691
Perpetual preferred stock$0118
Common stock$7,068,000535
Surplus$24,134,0001,029
Undivided profits$55,373,000625
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,424,000178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,330,00093
Income earned, not collected on loans$3,439,000820
Earning assets$856,104,000645
Long-term assets (5+ years)$86,345,0001,137
Average Assets, year-to-date$905,969,000653
Average Assets, quarterly$900,837,500660
Volatile liabilities$232,981,000639
Insider loans$940,0004,284
FHLB advances$35,900,0001,107
Loans and leases held for sale$01,818
Unused loan commitments$95,805,000984
Tier 1 (core) risk-based capital$87,041,000626
Tier 2 risk-based capital$8,314,000599
Total risk weighted assets$662,547,000650
Total unused commitments$95,805,000985
Derivatives$0866
2005-03-31Rank
# of Employees:281535
Assets and Liabilities
Total Assets:$891,410,000664
Cash and due from depository institutions$25,996,000535
Interest-bearing balances$3,915,0001,314
Securities$249,813,000545
Federal funds sold & reverse repurchase agreements$6,819,0001,797
Net loans & leases$582,986,000672
Loan loss allowance$11,075,000446
Trading account assets$0148
Bank premises and fixed assets$6,106,0001,719
Other real estate owned$1,175,000535
Goodwill and other intangibles$03,297
All other assets$18,515,000889
Life insurance assets$0333
Total liabilities and capital$891,410,000664
Total liabilities$807,630,000665
Total deposits$747,439,000591
Interest-bearing deposits$569,687,000665
Deposits held in domestic offices$747,439,000590
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$55,137,000813
Subordinated debt$0265
All other liabilities$5,054,000927
Total equity capital$83,780,000695
Total bank equity capital$83,780,000695
Perpetual preferred stock$0120
Common stock$7,068,000516
Surplus$24,134,0001,002
Undivided profits$52,578,000633
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,949,000179
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,599,00085
Income earned, not collected on loans$3,185,000861
Earning assets$843,533,000642
Long-term assets (5+ years)$169,380,000608
Average Assets, year-to-date$903,821,000652
Average Assets, quarterly$903,821,000652
Volatile liabilities$230,560,000613
Insider loans$511,0005,373
FHLB advances$54,200,000756
Loans and leases held for sale$1,886,000656
Unused loan commitments$88,831,0001,035
Tier 1 (core) risk-based capital$84,674,000633
Tier 2 risk-based capital$8,061,000606
Total risk weighted assets$641,622,000653
Total unused commitments$88,831,0001,035
Derivatives$0790
2004-12-31Rank
# of Employees:281548
Assets and Liabilities
Total Assets:$916,232,000654
Cash and due from depository institutions$28,129,000548
Interest-bearing balances$1,868,0002,143
Securities$267,913,000521
Federal funds sold & reverse repurchase agreements$3,855,0002,727
Net loans & leases$583,781,000669
Loan loss allowance$10,863,000463
Trading account assets$0153
Bank premises and fixed assets$6,098,0001,700
Other real estate owned$1,566,000548
Goodwill and other intangibles$03,293
All other assets$24,890,000664
Life insurance assets$0334
Total liabilities and capital$916,232,000654
Total liabilities$832,530,000648
Total deposits$761,630,000580
Interest-bearing deposits$591,970,000633
Deposits held in domestic offices$761,630,000579
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$60,849,000771
Subordinated debt$0272
All other liabilities$10,051,000560
Total equity capital$83,702,000700
Total bank equity capital$83,702,000700
Perpetual preferred stock$0118
Common stock$7,068,000504
Surplus$24,135,000983
Undivided profits$52,499,000648
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,694,000216
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,578,00077
Income earned, not collected on loans$3,308,000799
Earning assets$857,417,000637
Long-term assets (5+ years)$178,501,000585
Average Assets, year-to-date$883,560,800648
Average Assets, quarterly$906,674,500652
Volatile liabilities$240,721,000575
Insider loans$1,166,0003,807
FHLB advances$59,900,000710
Loans and leases held for sale$1,899,000643
Unused loan commitments$105,976,000895
Tier 1 (core) risk-based capital$82,877,000645
Tier 2 risk-based capital$8,299,000599
Total risk weighted assets$661,402,000636
Total unused commitments$105,976,000895
Derivatives$0774
2004-09-30Rank
# of Employees:285543
Assets and Liabilities
Total Assets:$897,117,000656
Cash and due from depository institutions$25,200,000543
Interest-bearing balances$1,612,0002,356
Securities$282,558,000496
Federal funds sold & reverse repurchase agreements$7,844,0001,439
Net loans & leases$555,168,000685
Loan loss allowance$11,080,000457
Trading account assets$0149
Bank premises and fixed assets$5,972,0001,698
Other real estate owned$890,000543
Goodwill and other intangibles$03,268
All other assets$19,485,000816
Life insurance assets$0330
Total liabilities and capital$897,117,000656
Total liabilities$815,332,000650
Total deposits$749,105,000581
Interest-bearing deposits$573,589,000654
Deposits held in domestic offices$749,105,000577
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$60,876,000772
Subordinated debt$0276
All other liabilities$5,351,000860
Total equity capital$81,785,000709
Total bank equity capital$81,785,000709
Perpetual preferred stock$0124
Common stock$7,068,000503
Surplus$24,134,000953
Undivided profits$50,583,000662
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,200,000205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,301,00054
Income earned, not collected on loans$3,311,000808
Earning assets$847,182,000638
Long-term assets (5+ years)$176,512,000605
Average Assets, year-to-date$875,393,000648
Average Assets, quarterly$888,975,500660
Volatile liabilities$233,082,000574
Insider loans$3,330,0001,763
FHLB advances$60,100,000704
Loans and leases held for sale$2,866,000487
Unused loan commitments$113,544,000839
Tier 1 (core) risk-based capital$80,877,000653
Tier 2 risk-based capital$7,962,000614
Total risk weighted assets$633,641,000647
Total unused commitments$113,544,000842
Derivatives$0770
2004-06-30Rank
# of Employees:286540
Assets and Liabilities
Total Assets:$880,834,000662
Cash and due from depository institutions$25,848,000540
Interest-bearing balances$991,0002,900
Securities$280,010,000508
Federal funds sold & reverse repurchase agreements$3,740,0002,461
Net loans & leases$543,302,000682
Loan loss allowance$11,033,000452
Trading account assets$0153
Bank premises and fixed assets$6,012,0001,663
Other real estate owned$1,065,000540
Goodwill and other intangibles$03,275
All other assets$20,857,000770
Life insurance assets$0323
Total liabilities and capital$880,834,000662
Total liabilities$803,658,000652
Total deposits$720,897,000597
Interest-bearing deposits$542,150,000695
Deposits held in domestic offices$720,897,000594
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$74,851,000665
Subordinated debt$0288
All other liabilities$7,910,000611
Total equity capital$77,176,000715
Total bank equity capital$77,176,000715
Perpetual preferred stock$0126
Common stock$7,068,000492
Surplus$24,134,000931
Undivided profits$45,974,000690
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$20,742,000200
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,751,00059
Income earned, not collected on loans$3,317,000774
Earning assets$828,043,000644
Long-term assets (5+ years)$151,602,000721
Average Assets, year-to-date$868,151,670655
Average Assets, quarterly$869,211,500663
Volatile liabilities$242,179,000551
Insider loans$3,230,0001,784
FHLB advances$74,300,000599
Loans and leases held for sale$2,892,000510
Unused loan commitments$105,519,000859
Tier 1 (core) risk-based capital$79,658,000646
Tier 2 risk-based capital$7,762,000633
Total risk weighted assets$617,660,000654
Total unused commitments$105,519,000861
Derivatives$0740
2004-03-31Rank
# of Employees:299519
Assets and Liabilities
Total Assets:$857,589,000678
Cash and due from depository institutions$25,059,000519
Interest-bearing balances$354,0004,103
Securities$239,932,000587
Federal funds sold & reverse repurchase agreements$3,567,0003,493
Net loans & leases$561,225,000655
Loan loss allowance$10,850,000459
Trading account assets$0144
Bank premises and fixed assets$5,845,0001,687
Other real estate owned$1,240,000519
Goodwill and other intangibles$03,256
All other assets$20,721,000739
Life insurance assets$0322
Total liabilities and capital$857,589,000678
Total liabilities$782,920,000664
Total deposits$715,173,000593
Interest-bearing deposits$533,512,000712
Deposits held in domestic offices$715,173,000590
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$58,793,000739
Subordinated debt$0287
All other liabilities$8,954,000632
Total equity capital$74,669,000753
Total bank equity capital$74,669,000753
Perpetual preferred stock$0129
Common stock$7,068,000484
Surplus$21,134,0001,035
Undivided profits$46,467,000716
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$24,913,000182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,777,00058
Income earned, not collected on loans$3,208,000799
Earning assets$805,078,000660
Long-term assets (5+ years)$144,054,000752
Average Assets, year-to-date$861,810,500662
Average Assets, quarterly$861,810,500662
Volatile liabilities$219,669,000585
Insider loans$3,238,0001,764
FHLB advances$58,500,000667
Loans and leases held for sale$4,374,000430
Unused loan commitments$90,182,000942
Tier 1 (core) risk-based capital$72,633,000698
Tier 2 risk-based capital$7,765,000630
Total risk weighted assets$618,085,000649
Total unused commitments$90,182,000944
Derivatives$0699
2003-12-31Rank
# of Employees:300522
Assets and Liabilities
Total Assets:$866,032,000663
Cash and due from depository institutions$27,176,000522
Interest-bearing balances$835,0003,142
Securities$257,064,000568
Federal funds sold & reverse repurchase agreements$9,691,0001,219
Net loans & leases$543,601,000674
Loan loss allowance$10,447,000478
Trading account assets$0168
Bank premises and fixed assets$5,101,0001,939
Other real estate owned$2,585,000522
Goodwill and other intangibles$03,237
All other assets$20,814,000744
Life insurance assets$01
Total liabilities and capital$866,032,000663
Total liabilities$794,410,000649
Total deposits$731,162,000584
Interest-bearing deposits$556,109,000671
Deposits held in domestic offices$731,162,000582
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$54,173,000816
Subordinated debt$0293
All other liabilities$9,075,000614
Total equity capital$71,622,000769
Total bank equity capital$71,622,000769
Perpetual preferred stock$0131
Common stock$7,068,000490
Surplus$21,134,0001,013
Undivided profits$43,420,000736
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,713,000179
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,548,00076
Income earned, not collected on loans$3,453,000739
Earning assets$811,191,000647
Long-term assets (5+ years)$150,873,000722
Average Assets, year-to-date$856,804,800640
Average Assets, quarterly$865,592,500654
Volatile liabilities$223,082,000578
Insider loans$3,243,0001,728
FHLB advances$53,300,000738
Loans and leases held for sale$6,030,000343
Unused loan commitments$87,706,000929
Tier 1 (core) risk-based capital$70,821,000715
Tier 2 risk-based capital$7,625,000628
Total risk weighted assets$607,169,000656
Total unused commitments$87,706,000930
Derivatives$0665
2003-09-30Rank
# of Employees:295546
Assets and Liabilities
Total Assets:$865,153,000665
Cash and due from depository institutions$32,822,000546
Interest-bearing balances$693,0003,457
Securities$256,218,000552
Federal funds sold & reverse repurchase agreements$2,245,0004,176
Net loans & leases$544,492,000665
Loan loss allowance$10,483,000487
Trading account assets$0165
Bank premises and fixed assets$4,930,0001,987
Other real estate owned$4,062,000546
Goodwill and other intangibles$03,226
All other assets$20,384,000763
Life insurance assets$01
Total liabilities and capital$865,153,000665
Total liabilities$795,500,000657
Total deposits$733,065,000596
Interest-bearing deposits$564,261,000667
Deposits held in domestic offices$733,065,000594
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$53,897,000799
Subordinated debt$0293
All other liabilities$8,538,000668
Total equity capital$69,653,000798
Total bank equity capital$69,653,000798
Perpetual preferred stock$0137
Common stock$7,068,000485
Surplus$21,134,0001,009
Undivided profits$41,451,000772
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,481,000245
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,444,00044
Income earned, not collected on loans$3,123,000862
Earning assets$803,648,000664
Long-term assets (5+ years)$126,651,000869
Average Assets, year-to-date$854,498,000658
Average Assets, quarterly$865,580,500665
Volatile liabilities$227,703,000559
Insider loans$3,248,0001,717
FHLB advances$53,500,000720
Loans and leases held for sale$7,421,000406
Unused loan commitments$76,680,0001,064
Tier 1 (core) risk-based capital$69,499,000723
Tier 2 risk-based capital$7,498,000636
Total risk weighted assets$596,975,000656
Total unused commitments$76,680,0001,066
Derivatives$0666
2003-06-30Rank
# of Employees:291561
Assets and Liabilities
Total Assets:$866,008,000654
Cash and due from depository institutions$32,941,000561
Interest-bearing balances$1,252,0002,989
Securities$254,256,000548
Federal funds sold & reverse repurchase agreements$6,354,0002,466
Net loans & leases$544,996,000653
Loan loss allowance$10,250,000493
Trading account assets$0170
Bank premises and fixed assets$4,958,0001,942
Other real estate owned$1,871,000561
Goodwill and other intangibles$03,182
All other assets$20,632,000722
Life insurance assets$01
Total liabilities and capital$866,008,000654
Total liabilities$795,574,000645
Total deposits$721,648,000593
Interest-bearing deposits$561,968,000657
Deposits held in domestic offices$721,648,000592
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$66,448,000681
Subordinated debt$0266
All other liabilities$7,478,000760
Total equity capital$70,434,000787
Total bank equity capital$70,434,000787
Perpetual preferred stock$0140
Common stock$7,068,000477
Surplus$21,134,000985
Undivided profits$42,232,000773
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$23,705,000204
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,566,00046
Income earned, not collected on loans$2,628,0001,031
Earning assets$806,858,000647
Long-term assets (5+ years)$87,292,0001,158
Average Assets, year-to-date$850,946,330652
Average Assets, quarterly$855,881,500656
Volatile liabilities$246,722,000537
Insider loans$3,253,0001,693
FHLB advances$65,600,000608
Loans and leases held for sale$13,073,000396
Unused loan commitments$85,633,000961
Tier 1 (core) risk-based capital$68,652,000726
Tier 2 risk-based capital$7,602,000611
Total risk weighted assets$605,547,000635
Total unused commitments$85,633,000966
Derivatives$0623
2003-03-31Rank
# of Employees:302537
Assets and Liabilities
Total Assets:$845,755,000655
Cash and due from depository institutions$36,098,000537
Interest-bearing balances$6,669,0001,209
Securities$235,547,000585
Federal funds sold & reverse repurchase agreements$8,777,0001,957
Net loans & leases$541,845,000650
Loan loss allowance$10,694,000481
Trading account assets$0169
Bank premises and fixed assets$5,048,0001,868
Other real estate owned$837,000537
Goodwill and other intangibles$03,151
All other assets$17,603,000832
Life insurance assets$01
Total liabilities and capital$845,755,000655
Total liabilities$773,335,000652
Total deposits$701,430,000594
Interest-bearing deposits$548,553,000669
Deposits held in domestic offices$701,430,000592
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$65,819,000660
Subordinated debt$0265
All other liabilities$6,086,000889
Total equity capital$72,420,000753
Total bank equity capital$72,420,000753
Perpetual preferred stock$0141
Common stock$7,068,000466
Surplus$21,134,000972
Undivided profits$44,218,000714
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,160,000203
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$6,514,00040
Income earned, not collected on loans$3,180,000844
Earning assets$792,838,000647
Long-term assets (5+ years)$107,466,000933
Average Assets, year-to-date$843,415,500656
Average Assets, quarterly$843,415,500656
Volatile liabilities$243,468,000531
Insider loans$4,659,0001,116
FHLB advances$65,400,000587
Loans and leases held for sale$01,961
Unused loan commitments$82,783,000940
Tier 1 (core) risk-based capital$70,430,000705
Tier 2 risk-based capital$7,376,000610
Total risk weighted assets$586,792,000642
Total unused commitments$82,783,000947
Derivatives$0578
2002-12-31Rank
# of Employees:307525
Assets and Liabilities
Total Assets:$841,076,000650
Cash and due from depository institutions$32,350,000525
Interest-bearing balances$2,155,0002,301
Securities$260,038,000518
Federal funds sold & reverse repurchase agreements$5,782,0002,483
Net loans & leases$517,609,000671
Loan loss allowance$10,150,000492
Trading account assets$0170
Bank premises and fixed assets$5,175,0001,784
Other real estate owned$1,186,000525
Goodwill and other intangibles$03,122
All other assets$18,936,000770
Life insurance assets$01
Total liabilities and capital$841,076,000650
Total liabilities$769,778,000642
Total deposits$695,960,000590
Interest-bearing deposits$546,817,000655
Deposits held in domestic offices$695,960,000588
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$65,774,000658
Subordinated debt$0258
All other liabilities$8,044,000705
Total equity capital$71,298,000749
Total bank equity capital$71,298,000749
Perpetual preferred stock$0142
Common stock$7,068,000462
Surplus$21,134,000952
Undivided profits$43,096,000713
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,602,000258
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,573,00053
Income earned, not collected on loans$3,390,000819
Earning assets$785,584,000635
Long-term assets (5+ years)$109,877,000886
Average Assets, year-to-date$795,154,200653
Average Assets, quarterly$841,594,500642
Volatile liabilities$227,461,000545
Insider loans$4,665,0001,102
FHLB advances$65,200,000584
Loans and leases held for sale$01,889
Unused loan commitments$74,937,000983
Tier 1 (core) risk-based capital$68,944,000707
Tier 2 risk-based capital$7,128,000621
Total risk weighted assets$567,180,000648
Total unused commitments$74,937,000983
Derivatives$0527
2001-12-31Rank
# of Employees:298540
Assets and Liabilities
Total Assets:$743,764,000694
Cash and due from depository institutions$37,995,000540
Interest-bearing balances$3,567,0001,605
Securities$173,087,000676
Federal funds sold & reverse repurchase agreements$20,111,000687
Net loans & leases$484,242,000690
Loan loss allowance$8,903,000515
Trading account assets$0182
Bank premises and fixed assets$5,170,0001,727
Other real estate owned$969,000540
Goodwill and other intangibles$03,095
All other assets$22,190,000655
Life insurance assets$01
Total liabilities and capital$743,764,000694
Total liabilities$681,548,000684
Total deposits$647,812,000606
Interest-bearing deposits$515,452,000660
Deposits held in domestic offices$647,812,000603
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$25,195,0001,210
Subordinated debt$0241
All other liabilities$8,541,000686
Total equity capital$62,216,000796
Total bank equity capital$62,216,000796
Perpetual preferred stock$0158
Common stock$7,068,000464
Surplus$21,134,000921
Undivided profits$34,014,000825
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,986,000615
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,508,00092
Income earned, not collected on loans$3,602,000832
Earning assets$681,007,000690
Long-term assets (5+ years)$135,312,000727
Average Assets, year-to-date$731,849,600673
Average Assets, quarterly$738,747,000688
Volatile liabilities$173,403,000638
Insider loans$6,116,000783
FHLB advances$25,000,0001,103
Loans and leases held for sale$21,296,000235
Unused loan commitments$64,398,0001,049
Tier 1 (core) risk-based capital$61,840,000749
Tier 2 risk-based capital$6,533,000634
Total risk weighted assets$520,271,000678
Total unused commitments$64,398,0001,053
Derivatives$0450
2000-12-31Rank
# of Employees:319492
Assets and Liabilities
Total Assets:$736,757,000686
Cash and due from depository institutions$42,573,000492
Interest-bearing balances$11,349,000401
Securities$143,759,000798
Federal funds sold & reverse repurchase agreements$49,653,000274
Net loans & leases$474,467,000696
Loan loss allowance$9,271,000497
Trading account assets$0175
Bank premises and fixed assets$6,575,0001,283
Other real estate owned$696,000492
Goodwill and other intangibles$03,145
All other assets$19,034,000613
Life insurance assets$01
Total liabilities and capital$736,757,000686
Total liabilities$680,694,000675
Total deposits$629,093,000621
Interest-bearing deposits$517,982,000650
Deposits held in domestic offices$629,093,000618
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$25,574,0001,147
Subordinated debt$0239
All other liabilities$26,027,000349
Total equity capital$56,063,000842
Total bank equity capital$56,063,000842
Perpetual preferred stock$0178
Common stock$7,068,000469
Surplus$21,134,000896
Undivided profits$27,861,000962
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,225,0001,144
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,698,000111
Income earned, not collected on loans$2,815,000876
Earning assets$679,228,000686
Long-term assets (5+ years)$138,779,000675
Average Assets, year-to-date$697,792,000679
Average Assets, quarterly$720,148,000687
Volatile liabilities$174,999,000648
Insider loans$7,377,000608
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$68,461,000926
Tier 1 (core) risk-based capital$55,942,000797
Tier 2 risk-based capital$7,167,130593
Total risk weighted assets$571,266,330613
Total unused commitments$68,461,000927
Derivatives$19,675,000303
1999-12-31Rank
# of Employees:283594
Assets and Liabilities
Total Assets:$660,589,000748
Cash and due from depository institutions$30,922,000594
Interest-bearing balances$977,0002,488
Securities$110,065,0001,037
Federal funds sold & reverse repurchase agreements$5,494,0001,748
Net loans & leases$488,132,000675
Loan loss allowance$7,537,000596
Trading account assets$0165
Bank premises and fixed assets$8,106,0001,013
Other real estate owned$455,000594
Goodwill and other intangibles$03,276
All other assets$17,415,000652
Life insurance assets$01
Total liabilities and capital$660,589,000748
Total liabilities$612,628,000741
Total deposits$549,774,000687
Interest-bearing deposits$448,183,000724
Deposits held in domestic offices$549,774,000682
% insured0.00%1
Federal funds purchased & repurchase agreements$20,000,000818
Trading liabilities$065
Other borrowed funds$35,636,000915
Subordinated debt$0242
All other liabilities$7,218,000742
Total equity capital$47,961,000935
Total bank equity capital$47,961,000935
Perpetual preferred stock$0193
Common stock$7,068,000506
Surplus$20,434,000913
Undivided profits$20,459,0001,226
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,552,000420
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,642,00069
Income earned, not collected on loans$2,468,000868
Earning assets$604,668,000746
Long-term assets (5+ years)$128,433,000758
Average Assets, year-to-date$624,173,200766
Average Assets, quarterly$656,107,500748
Volatile liabilities$178,563,000661
Insider loans$2,807,0001,671
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$79,686,000839
Tier 1 (core) risk-based capital$51,106,000865
Tier 2 risk-based capital$6,489,200644
Total risk weighted assets$518,088,400655
Total unused commitments$79,686,000839
Derivatives$0488
1998-12-31Rank
# of Employees:280612
Assets and Liabilities
Total Assets:$587,821,000811
Cash and due from depository institutions$21,606,000612
Interest-bearing balances$06,728
Securities$123,190,000941
Federal funds sold & reverse repurchase agreements$14,287,0001,154
Net loans & leases$411,572,000728
Loan loss allowance$6,119,000684
Trading account assets$0197
Bank premises and fixed assets$8,151,000915
Other real estate owned$654,000612
Goodwill and other intangibles$03,445
All other assets$8,361,0001,014
Life insurance assets$01
Total liabilities and capital$587,821,000811
Total liabilities$546,869,000794
Total deposits$491,559,000744
Interest-bearing deposits$394,987,000795
Deposits held in domestic offices$491,559,000738
% insured0.00%1
Federal funds purchased & repurchase agreements$25,000,000666
Trading liabilities$069
Other borrowed funds$25,042,000898
Subordinated debt$0255
All other liabilities$5,268,000952
Total equity capital$40,952,0001,096
Total bank equity capital$40,952,0001,096
Perpetual preferred stock$0199
Common stock$7,068,000493
Surplus$15,434,0001,075
Undivided profits$18,450,0001,423
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,611,000602
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,480,00074
Income earned, not collected on loans$1,926,0001,078
Earning assets$549,049,000801
Long-term assets (5+ years)$122,422,000738
Average Assets, year-to-date$541,029,400842
Average Assets, quarterly$569,505,000819
Volatile liabilities$157,065,000620
Insider loans$2,365,0001,818
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$84,160,000795
Tier 1 (core) risk-based capital$40,204,0001,040
Tier 2 risk-based capital$5,267,830705
Total risk weighted assets$420,575,430728
Total unused commitments$84,160,000800
Derivatives$0527
1997-12-31Rank
# of Employees:225798
Assets and Liabilities
Total Assets:$504,384,000949
Cash and due from depository institutions$21,312,000798
Interest-bearing balances$3,335,0001,260
Securities$112,624,0001,023
Federal funds sold & reverse repurchase agreements$9,904,0001,375
Net loans & leases$345,339,000866
Loan loss allowance$3,569,0001,079
Trading account assets$0203
Bank premises and fixed assets$8,073,000921
Other real estate owned$454,000798
Goodwill and other intangibles$03,571
All other assets$6,678,0001,182
Life insurance assets$01
Total liabilities and capital$504,384,000949
Total liabilities$473,948,000921
Total deposits$446,630,000838
Interest-bearing deposits$371,100,000874
Deposits held in domestic offices$446,630,000833
% insured0.00%1
Federal funds purchased & repurchase agreements$5,000,0001,488
Trading liabilities$080
Other borrowed funds$16,610,0001,062
Subordinated debt$0260
All other liabilities$5,708,000903
Total equity capital$30,436,0001,492
Total bank equity capital$30,436,0001,492
Perpetual preferred stock$0223
Common stock$7,068,000505
Surplus$10,562,0001,477
Undivided profits$12,806,0002,050
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,718,0001,034
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$560,000255
Income earned, not collected on loans$1,646,0001,314
Earning assets$471,202,000934
Long-term assets (5+ years)$100,791,000771
Average Assets, year-to-date$467,218,400983
Average Assets, quarterly$498,459,000951
Volatile liabilities$120,498,000747
Insider loans$4,584,000903
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$60,287,000936
Tier 1 (core) risk-based capital$29,628,0001,433
Tier 2 risk-based capital$3,569,000935
Total risk weighted assets$350,745,100855
Total unused commitments$60,287,000941
Derivatives$0533
1996-12-31Rank
# of Employees:224835
Assets and Liabilities
Total Assets:$427,052,0001,147
Cash and due from depository institutions$14,743,000835
Interest-bearing balances$69,0005,226
Securities$104,273,0001,142
Federal funds sold & reverse repurchase agreements$14,705,000870
Net loans & leases$278,469,0001,086
Loan loss allowance$2,141,0001,781
Trading account assets$0240
Bank premises and fixed assets$8,071,000972
Other real estate owned$625,000835
Goodwill and other intangibles$03,437
All other assets$6,166,0001,346
Life insurance assets$01
Total liabilities and capital$427,052,0001,147
Total liabilities$401,654,0001,105
Total deposits$382,572,0001,027
Interest-bearing deposits$321,839,0001,046
Deposits held in domestic offices$382,572,0001,018
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$14,566,0001,095
Subordinated debt$0298
All other liabilities$4,516,0001,078
Total equity capital$25,398,0001,775
Total bank equity capital$25,398,0001,775
Perpetual preferred stock$0250
Common stock$6,705,000564
Surplus$10,463,0001,547
Undivided profits$8,230,0002,989
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,702,0001,731
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$205,000624
Income earned, not collected on loans$1,530,0001,413
Earning assets$397,516,0001,118
Long-term assets (5+ years)$68,548,000990
Average Assets, year-to-date$373,879,0001,226
Average Assets, quarterly$409,474,5001,175
Volatile liabilities$100,759,000868
Insider loans$2,157,0001,968
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$50,991,0001,039
Tier 1 (core) risk-based capital$25,004,0001,725
Tier 2 risk-based capital$2,141,0001,495
Total risk weighted assets$287,644,1001,047
Total unused commitments$50,991,0001,044
Derivatives$0549
1995-12-31Rank
# of Employees:1731,100
Assets and Liabilities
Total Assets:$323,283,0001,472
Cash and due from depository institutions$9,839,0001,100
Interest-bearing balances$258,0004,025
Securities$111,210,0001,120
Federal funds sold & reverse repurchase agreements$14,820,000955
Net loans & leases$174,108,0001,650
Loan loss allowance$1,612,0002,333
Trading account assets$0261
Bank premises and fixed assets$6,051,0001,252
Other real estate owned$453,0001,100
Goodwill and other intangibles$03,181
All other assets$6,802,0001,284
Life insurance assets$01
Total liabilities and capital$323,283,0001,472
Total liabilities$299,763,0001,432
Total deposits$285,167,0001,379
Interest-bearing deposits$234,128,0001,460
Deposits held in domestic offices$285,167,0001,367
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$9,273,0001,240
Subordinated debt$0337
All other liabilities$5,323,0001,001
Total equity capital$23,520,0001,913
Total bank equity capital$23,520,0001,913
Perpetual preferred stock$0288
Common stock$6,705,000568
Surplus$10,463,0001,537
Undivided profits$6,352,0003,752
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,481,0001,914
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$805,0002,916
Earning assets$300,396,0001,456
Long-term assets (5+ years)$55,140,0001,088
Average Assets, year-to-date$270,365,8001,674
Average Assets, quarterly$308,067,0001,542
Volatile liabilities$60,664,0001,128
Insider loans$4,256,0001,046
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$29,331,0001,506
Tier 1 (core) risk-based capital$22,990,0001,864
Tier 2 risk-based capital$1,612,0001,910
Total risk weighted assets$215,903,6001,334
Total unused commitments$29,331,0001,515
Derivatives$0628
1994-12-31Rank
# of Employees:1421,391
Assets and Liabilities
Total Assets:$231,205,0001,993
Cash and due from depository institutions$7,391,0001,391
Interest-bearing balances$42,0006,182
Securities$92,399,0001,396
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$124,445,0002,199
Loan loss allowance$1,263,0002,927
Trading account assets$0286
Bank premises and fixed assets$2,186,0003,366
Other real estate owned$585,0001,391
Goodwill and other intangibles$03,133
All other assets$4,199,0001,968
Life insurance assets$01
Total liabilities and capital$231,205,0001,993
Total liabilities$212,610,0001,971
Total deposits$197,135,0001,951
Interest-bearing deposits$155,898,0002,124
Deposits held in domestic offices$197,135,0001,939
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$12,592,0001,108
Subordinated debt$0372
All other liabilities$2,883,0001,350
Total equity capital$18,595,0002,208
Total bank equity capital$18,595,0002,208
Perpetual preferred stock$0310
Common stock$5,822,000645
Surplus$8,205,0001,829
Undivided profits$4,568,0004,504
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,003,0002,627
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$493,0004,276
Earning assets$216,886,0001,939
Long-term assets (5+ years)$63,661,000984
Average Assets, year-to-date$207,866,0002,156
Average Assets, quarterly$222,617,0002,060
Volatile liabilities$39,407,0001,489
Insider loans$3,060,0001,379
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$23,387,0001,703
Tier 1 (core) risk-based capital$19,233,0002,133
Tier 2 risk-based capital$1,263,0002,348
Total risk weighted assets$150,037,4001,855
Total unused commitments$23,387,0001,715
Derivatives$0687
1993-12-31Rank
# of Employees:1221,711
Assets and Liabilities
Total Assets:$191,363,0002,436
Cash and due from depository institutions$5,988,0001,711
Interest-bearing balances$07,655
Securities$58,683,0002,339
Federal funds sold & reverse repurchase agreements$3,000,0004,365
Net loans & leases$114,995,0002,296
Loan loss allowance$1,345,0002,874
Trading account assets$0330
Bank premises and fixed assets$2,010,0003,617
Other real estate owned$1,493,0001,711
Goodwill and other intangibles$03,091
All other assets$5,194,0001,544
Life insurance assets$01
Total liabilities and capital$191,363,0002,436
Total liabilities$173,786,0002,446
Total deposits$162,768,0002,435
Interest-bearing deposits$127,136,0002,698
Deposits held in domestic offices$162,768,0002,425
% insured0.00%1
Federal funds purchased & repurchase agreements$8,000,0001,193
Trading liabilities$01
Other borrowed funds$516,0003,314
Subordinated debt$0413
All other liabilities$2,502,0001,522
Total equity capital$17,577,0002,298
Total bank equity capital$17,577,0002,298
Perpetual preferred stock$0343
Common stock$5,822,000626
Surplus$8,205,0001,750
Undivided profits$3,550,0005,543
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,609,0002,251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$60,0001,093
Income earned, not collected on loans$268,0006,630
Earning assets$176,678,0002,407
Long-term assets (5+ years)$3,247,0007,605
Average Assets, year-to-date$183,119,0002,466
Average Assets, quarterly$186,779,0002,466
Volatile liabilities$32,617,0001,646
Insider loans$2,903,0001,439
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$12,097,0002,684
Tier 1 (core) risk-based capital$17,310,0002,266
Tier 2 risk-based capital$1,345,0002,201
Total risk weighted assets$131,567,0002,039
Total unused commitments$12,097,0002,706
Derivatives$0714
1992-12-31Rank
# of Employees:1151,872
Assets and Liabilities
Total Assets:$182,456,0002,609
Cash and due from depository institutions$7,644,0001,872
Interest-bearing balances$08,059
Securities$51,725,0002,638
Federal funds sold & reverse repurchase agreements$13,570,0001,231
Net loans & leases$101,425,0002,638
Loan loss allowance$1,379,0002,875
Trading account assets$0344
Bank premises and fixed assets$1,496,0004,670
Other real estate owned$2,315,0001,872
Goodwill and other intangibles$03,106
All other assets$4,281,0001,875
Life insurance assets$01
Total liabilities and capital$182,456,0002,609
Total liabilities$167,165,0002,606
Total deposits$162,473,0002,537
Interest-bearing deposits$130,204,0002,766
Deposits held in domestic offices$162,473,0002,530
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$723,0002,839
Subordinated debt$0482
All other liabilities$3,969,0001,110
Total equity capital$15,291,0002,511
Total bank equity capital$15,291,0002,511
Perpetual preferred stock$0346
Common stock$5,292,000692
Surplus$7,181,0001,909
Undivided profits$2,818,0006,190
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,066,0003,524
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$20,00013,578
Earning assets$166,720,0002,608
Long-term assets (5+ years)$37,698,0001,518
Average Assets, year-to-date$172,545,6002,672
Average Assets, quarterly$175,884,5002,673
Volatile liabilities$24,975,0001,982
Insider loans$3,198,000170
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$13,270,0002,436
Tier 1 (core) risk-based capital$15,291,0002,448
Tier 2 risk-based capital$1,379,0002,210
Total risk weighted assets$114,910,7002,368
Total unused commitments$13,270,0002,453
Derivatives$0651