Metrobank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,490,000 | 194 |
| Loans secured by real estate, total | $11,408,000 | 67 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $11,408,000 | 67 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $533,000 | 330 |
| Secured by multifamily residential properties | $905,000 | 84 |
| Secured by nonfarm nonresidential properties | $9,970,000 | 39 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $2,212,000 | 191 |
| Loans to individuals | $601,000 | 726 |
| Credit card loan charge offs | $24,000 | 1,382 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $577,000 | 568 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $269,000 | 95 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $891,000 | 522 |
| Loans secured by real estate, total | $134,000 | 720 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $134,000 | 719 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $55,000 | 166 |
| Secured by nonfarm nonresidential properties | $79,000 | 572 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $460,000 | 351 |
| Loans to individuals | $175,000 | 719 |
| Credit card loan recoveries | $7,000 | 1,102 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $168,000 | 639 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $122,000 | 99 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $13,599,000 | 146 |
| Loans secured by real estate, total | $11,274,000 | 54 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $11,274,000 | 54 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $533,000 | 270 |
| Secured by multifamily residential properties | $850,000 | 81 |
| Secured by nonfarm nonresidential properties | $9,891,000 | 29 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,752,000 | 142 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $426,000 | 718 |
| Credit card loan net charge offs | $17,000 | 1,455 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $409,000 | 538 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $147,000 | 93 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,069,000 | 396 |
| Loans secured by real estate, total | $4,202,000 | 202 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $4,202,000 | 202 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $700,000 | 120 |
| Secured by nonfarm nonresidential properties | $3,502,000 | 116 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $220,000 | 1,371 |
| Loans to individuals | $344,000 | 938 |
| Credit card loan charge offs | $10,000 | 1,980 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $334,000 | 741 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $303,000 | 85 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,191,000 | 493 |
| Loans secured by real estate, total | $85,000 | 1,111 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $85,000 | 1,111 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $85,000 | 610 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $865,000 | 273 |
| Loans to individuals | $217,000 | 658 |
| Credit card loan recoveries | $37,000 | 522 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $180,000 | 612 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $24,000 | 183 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,878,000 | 355 |
| Loans secured by real estate, total | $4,117,000 | 173 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $4,117,000 | 173 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $700,000 | 110 |
| Secured by nonfarm nonresidential properties | $3,417,000 | 101 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-645,000 | 12,497 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $127,000 | 1,351 |
| Credit card loan net charge offs | $-27,000 | 12,586 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $154,000 | 901 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $279,000 | 60 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,526,000 | 417 |
| Loans secured by real estate, total | $3,187,000 | 333 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,187,000 | 333 |
| Construction and land development | $1,172,000 | 183 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $286,000 | 712 |
| Secured by multifamily residential properties | $411,000 | 196 |
| Secured by nonfarm nonresidential properties | $1,318,000 | 315 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $2,850,000 | 254 |
| Loans to individuals | $432,000 | 884 |
| Credit card loan charge offs | $40,000 | 1,137 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $392,000 | 724 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $57,000 | 215 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $708,000 | 707 |
| Loans secured by real estate, total | $218,000 | 593 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $218,000 | 592 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $163,000 | 94 |
| Secured by nonfarm nonresidential properties | $55,000 | 774 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $317,000 | 575 |
| Loans to individuals | $137,000 | 943 |
| Credit card loan recoveries | $42,000 | 510 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $95,000 | 1,101 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $36,000 | 163 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,818,000 | 363 |
| Loans secured by real estate, total | $2,969,000 | 309 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,969,000 | 309 |
| Construction and land development | $1,172,000 | 169 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $286,000 | 633 |
| Secured by multifamily residential properties | $248,000 | 231 |
| Secured by nonfarm nonresidential properties | $1,263,000 | 290 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $2,533,000 | 210 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $295,000 | 853 |
| Credit card loan net charge offs | $-2,000 | 13,112 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $297,000 | 591 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $21,000 | 224 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,559,000 | 743 |
| Loans secured by real estate, total | $958,000 | 879 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $958,000 | 879 |
| Construction and land development | $358,000 | 472 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $600,000 | 656 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $2,235,000 | 428 |
| Loans to individuals | $362,000 | 1,210 |
| Credit card loan charge offs | $83,000 | 910 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $279,000 | 1,199 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $4,000 | 355 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $287,000 | 1,440 |
| Loans secured by real estate, total | $65,000 | 1,294 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $65,000 | 1,293 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $65,000 | 650 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $142,000 | 1,160 |
| Loans to individuals | $59,000 | 1,835 |
| Credit card loan recoveries | $19,000 | 733 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $40,000 | 2,259 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $21,000 | 209 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,272,000 | 695 |
| Loans secured by real estate, total | $893,000 | 853 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $893,000 | 853 |
| Construction and land development | $358,000 | 445 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $535,000 | 646 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,093,000 | 383 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $303,000 | 1,079 |
| Credit card loan net charge offs | $64,000 | 938 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $239,000 | 980 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-17,000 | 1,134 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.