Metrobank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 3,667 |
| Total interest expense | $1,675,000 | 3,984 |
| Net interest income | $4,401,000 | 3,479 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $563,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $253,000 | 3,932 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 3,742 |
| Total noninterest expense | $5,234,000 | 2,367 |
| Salaries and employee benefits | $2,281,000 | 2,900 |
| Premises and equipment expense | $808,000 | 2,213 |
| Additional noninterest expense | $2,145,000 | 1,738 |
| Pre-tax net operating income | $-630,000 | 8,645 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-288,000 | 8,783 |
| Income before extraordinary items | $-342,000 | 8,578 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-342,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-342,000 | 8,550 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 3,538 |
| Total interest expense | $940,000 | 4,315 |
| Net interest income | $3,178,000 | 3,246 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $492,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $169,000 | 3,872 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $323,000 | 2,934 |
| Total noninterest expense | $3,607,000 | 2,275 |
| Salaries and employee benefits | $1,738,000 | 2,559 |
| Premises and equipment expense | $807,000 | 1,492 |
| Additional noninterest expense | $1,062,000 | 2,296 |
| Pre-tax net operating income | $-187,000 | 8,545 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-151,000 | 8,775 |
| Income before extraordinary items | $-36,000 | 8,450 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-36,000 | 8,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-36,000 | 8,417 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 3,579 |
| Total interest expense | $428,000 | 4,468 |
| Net interest income | $1,580,000 | 3,260 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $235,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $104,000 | 3,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,236 |
| Total noninterest expense | $1,880,000 | 2,193 |
| Salaries and employee benefits | $984,000 | 2,315 |
| Premises and equipment expense | $272,000 | 2,187 |
| Additional noninterest expense | $624,000 | 1,969 |
| Pre-tax net operating income | $-185,000 | 8,714 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-63,000 | 8,813 |
| Income before extraordinary items | $-122,000 | 8,690 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-122,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-122,000 | 8,671 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,632,000 | 3,538 |
| Total interest expense | $1,492,000 | 4,521 |
| Net interest income | $6,140,000 | 3,237 |
| Provision for loan and lease losses | $487,000 | 2,000 |
| Total noninterest income | $1,212,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $490,000 | 3,195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $722,000 | 2,667 |
| Total noninterest expense | $6,826,000 | 2,342 |
| Salaries and employee benefits | $3,540,000 | 2,460 |
| Premises and equipment expense | $1,114,000 | 2,062 |
| Additional noninterest expense | $2,172,000 | 2,240 |
| Pre-tax net operating income | $39,000 | 8,285 |
| Securities gains (losses) | $-230,000 | 8,813 |
| Applicable income taxes | $-73,000 | 8,701 |
| Income before extraordinary items | $-118,000 | 8,535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-118,000 | 8,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,895 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $29,200 | 8,314 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 3,536 |
| Total interest expense | $1,101,000 | 4,532 |
| Net interest income | $4,601,000 | 3,234 |
| Provision for loan and lease losses | $170,000 | 3,327 |
| Total noninterest income | $971,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $377,000 | 3,145 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $594,000 | 2,515 |
| Total noninterest expense | $5,129,000 | 2,324 |
| Salaries and employee benefits | $2,664,000 | 2,429 |
| Premises and equipment expense | $813,000 | 2,110 |
| Additional noninterest expense | $1,652,000 | 2,186 |
| Pre-tax net operating income | $273,000 | 7,356 |
| Securities gains (losses) | $-250,000 | 8,951 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $15,000 | 8,456 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $15,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,826 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $177,500 | 7,554 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 3,536 |
| Total interest expense | $719,000 | 4,602 |
| Net interest income | $3,053,000 | 3,238 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $749,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $250,000 | 3,153 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $499,000 | 2,192 |
| Total noninterest expense | $3,345,000 | 2,376 |
| Salaries and employee benefits | $1,793,000 | 2,400 |
| Premises and equipment expense | $524,000 | 2,181 |
| Additional noninterest expense | $1,028,000 | 2,331 |
| Pre-tax net operating income | $397,000 | 5,876 |
| Securities gains (losses) | $-9,000 | 8,681 |
| Applicable income taxes | $132,000 | 4,458 |
| Income before extraordinary items | $256,000 | 6,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,900 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $261,940 | 6,260 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 3,604 |
| Total interest expense | $362,000 | 4,615 |
| Net interest income | $1,492,000 | 3,273 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $340,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 3,080 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $216,000 | 2,353 |
| Total noninterest expense | $1,645,000 | 2,430 |
| Salaries and employee benefits | $925,000 | 2,345 |
| Premises and equipment expense | $261,000 | 2,200 |
| Additional noninterest expense | $459,000 | 2,568 |
| Pre-tax net operating income | $157,000 | 6,347 |
| Securities gains (losses) | $-17,000 | 8,963 |
| Applicable income taxes | $48,000 | 4,889 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $103,220 | 6,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,948,000 | 3,467 |
| Total interest expense | $1,596,000 | 4,695 |
| Net interest income | $6,352,000 | 3,021 |
| Provision for loan and lease losses | $915,000 | 1,291 |
| Total noninterest income | $2,120,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $533,000 | 2,950 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,587,000 | 1,754 |
| Total noninterest expense | $6,715,000 | 2,335 |
| Salaries and employee benefits | $3,646,000 | 2,323 |
| Premises and equipment expense | $1,020,000 | 2,223 |
| Additional noninterest expense | $2,049,000 | 2,351 |
| Pre-tax net operating income | $842,000 | 5,562 |
| Securities gains (losses) | $133,000 | 1,641 |
| Applicable income taxes | $465,000 | 3,504 |
| Income before extraordinary items | $510,000 | 6,295 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $510,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 1,285 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $424,880 | 6,531 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,035,000 | 3,477 |
| Total interest expense | $1,234,000 | 4,724 |
| Net interest income | $4,801,000 | 3,011 |
| Provision for loan and lease losses | $585,000 | 1,445 |
| Total noninterest income | $1,745,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $401,000 | 2,941 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,344,000 | 1,661 |
| Total noninterest expense | $4,594,000 | 2,560 |
| Salaries and employee benefits | $2,827,000 | 2,250 |
| Premises and equipment expense | $755,000 | 2,255 |
| Additional noninterest expense | $1,012,000 | 3,364 |
| Pre-tax net operating income | $1,367,000 | 3,725 |
| Securities gains (losses) | $34,000 | 2,597 |
| Applicable income taxes | $510,000 | 2,986 |
| Income before extraordinary items | $891,000 | 4,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $891,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $869,240 | 4,221 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 3,485 |
| Total interest expense | $838,000 | 4,786 |
| Net interest income | $3,199,000 | 2,990 |
| Provision for loan and lease losses | $335,000 | 1,653 |
| Total noninterest income | $1,204,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $267,000 | 2,912 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $937,000 | 1,590 |
| Total noninterest expense | $3,089,000 | 2,524 |
| Salaries and employee benefits | $1,897,000 | 2,230 |
| Premises and equipment expense | $506,000 | 2,235 |
| Additional noninterest expense | $686,000 | 3,284 |
| Pre-tax net operating income | $979,000 | 3,578 |
| Securities gains (losses) | $-12,000 | 9,065 |
| Applicable income taxes | $364,000 | 2,885 |
| Income before extraordinary items | $603,000 | 4,279 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $603,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,602 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $610,680 | 4,044 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 3,562 |
| Total interest expense | $418,000 | 4,901 |
| Net interest income | $1,558,000 | 3,062 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $553,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $131,000 | 2,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $422,000 | 1,675 |
| Total noninterest expense | $1,477,000 | 2,624 |
| Salaries and employee benefits | $912,000 | 2,301 |
| Premises and equipment expense | $254,000 | 2,222 |
| Additional noninterest expense | $311,000 | 3,559 |
| Pre-tax net operating income | $579,000 | 3,157 |
| Securities gains (losses) | $-11,000 | 9,163 |
| Applicable income taxes | $212,000 | 2,592 |
| Income before extraordinary items | $356,000 | 3,756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $356,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $363,040 | 3,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,030,000 | 3,631 |
| Total interest expense | $1,909,000 | 4,961 |
| Net interest income | $6,121,000 | 3,095 |
| Provision for loan and lease losses | $398,000 | 2,863 |
| Total noninterest income | $1,807,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $550,000 | 2,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,257,000 | 1,878 |
| Total noninterest expense | $5,529,000 | 2,672 |
| Salaries and employee benefits | $3,373,000 | 2,370 |
| Premises and equipment expense | $995,000 | 2,196 |
| Additional noninterest expense | $1,161,000 | 3,714 |
| Pre-tax net operating income | $2,001,000 | 3,426 |
| Securities gains (losses) | $-2,000 | 8,714 |
| Applicable income taxes | $535,000 | 3,330 |
| Income before extraordinary items | $1,464,000 | 3,566 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,464,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,696 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,465,460 | 3,460 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,909,000 | 3,677 |
| Total interest expense | $3,173,000 | 4,525 |
| Net interest income | $5,736,000 | 3,070 |
| Provision for loan and lease losses | $262,000 | 3,508 |
| Total noninterest income | $1,466,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $538,000 | 2,662 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $928,000 | 2,161 |
| Total noninterest expense | $5,237,000 | 2,708 |
| Salaries and employee benefits | $3,088,000 | 2,439 |
| Premises and equipment expense | $996,000 | 2,140 |
| Additional noninterest expense | $1,153,000 | 3,632 |
| Pre-tax net operating income | $1,703,000 | 3,550 |
| Securities gains (losses) | $-9,000 | 9,278 |
| Applicable income taxes | $516,000 | 3,278 |
| Income before extraordinary items | $1,178,000 | 3,859 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,178,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,033 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,184,300 | 3,722 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,752,000 | 3,821 |
| Total interest expense | $3,120,000 | 4,766 |
| Net interest income | $5,632,000 | 3,129 |
| Provision for loan and lease losses | $61,000 | 6,164 |
| Total noninterest income | $933,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $535,000 | 2,528 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $398,000 | 3,353 |
| Total noninterest expense | $4,925,000 | 2,758 |
| Salaries and employee benefits | $2,720,000 | 2,619 |
| Premises and equipment expense | $973,000 | 2,118 |
| Additional noninterest expense | $1,232,000 | 3,345 |
| Pre-tax net operating income | $1,579,000 | 3,924 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $501,000 | 3,482 |
| Income before extraordinary items | $1,084,000 | 4,150 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,084,000 | 4,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,579 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,079,920 | 4,165 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 4,023 |
| Total interest expense | $2,704,000 | 4,965 |
| Net interest income | $5,068,000 | 3,423 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $991,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $533,000 | 2,487 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $458,000 | 3,124 |
| Total noninterest expense | $4,841,000 | 2,791 |
| Salaries and employee benefits | $2,684,000 | 2,632 |
| Premises and equipment expense | $1,023,000 | 1,998 |
| Additional noninterest expense | $1,134,000 | 3,622 |
| Pre-tax net operating income | $1,215,000 | 4,725 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $381,000 | 4,293 |
| Income before extraordinary items | $832,000 | 4,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $832,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 9,940 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $833,380 | 4,933 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,788,000 | 4,037 |
| Total interest expense | $2,856,000 | 4,892 |
| Net interest income | $4,932,000 | 3,444 |
| Provision for loan and lease losses | $86,000 | 5,448 |
| Total noninterest income | $1,357,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $511,000 | 2,511 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $846,000 | 2,083 |
| Total noninterest expense | $4,591,000 | 2,820 |
| Salaries and employee benefits | $2,578,000 | 2,628 |
| Premises and equipment expense | $973,000 | 2,010 |
| Additional noninterest expense | $1,040,000 | 3,830 |
| Pre-tax net operating income | $1,612,000 | 3,967 |
| Securities gains (losses) | $-11,000 | 10,204 |
| Applicable income taxes | $560,000 | 3,575 |
| Income before extraordinary items | $1,041,000 | 4,364 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,041,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,228 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,048,150 | 4,247 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 4,100 |
| Total interest expense | $3,042,000 | 4,654 |
| Net interest income | $4,671,000 | 3,709 |
| Provision for loan and lease losses | $128,000 | 4,489 |
| Total noninterest income | $956,000 | 3,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 3,036 |
| Total noninterest expense | $4,201,000 | 3,035 |
| Salaries and employee benefits | $2,256,000 | 2,937 |
| Premises and equipment expense | $1,009,000 | 1,957 |
| Additional noninterest expense | $936,000 | 4,157 |
| Pre-tax net operating income | $1,298,000 | 4,968 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $439,000 | 4,606 |
| Income before extraordinary items | $851,000 | 5,251 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $851,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $856,280 | 5,179 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,188,000 | 4,466 |
| Total interest expense | $2,700,000 | 5,224 |
| Net interest income | $4,488,000 | 3,905 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $1,096,000 | 2,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $477,000 | 2,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,516 |
| Total noninterest expense | $3,918,000 | 3,410 |
| Salaries and employee benefits | $2,222,000 | 3,001 |
| Premises and equipment expense | $905,000 | 2,197 |
| Additional noninterest expense | $791,000 | 5,249 |
| Pre-tax net operating income | $1,534,000 | 4,259 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $518,000 | 4,039 |
| Income before extraordinary items | $1,017,000 | 4,428 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,017,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,016,340 | 4,370 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 4,762 |
| Total interest expense | $2,526,000 | 5,517 |
| Net interest income | $4,132,000 | 4,203 |
| Provision for loan and lease losses | $146,000 | 3,710 |
| Total noninterest income | $863,000 | 3,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,175 |
| Total noninterest expense | $3,584,000 | 3,655 |
| Salaries and employee benefits | $1,919,000 | 3,429 |
| Premises and equipment expense | $822,000 | 2,423 |
| Additional noninterest expense | $843,000 | 5,031 |
| Pre-tax net operating income | $1,265,000 | 5,067 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $404,000 | 4,918 |
| Income before extraordinary items | $864,000 | 5,152 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $864,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $861,960 | 5,148 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 5,444 |
| Total interest expense | $1,825,000 | 6,002 |
| Net interest income | $3,422,000 | 5,037 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $1,188,000 | 2,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $768,000 | 2,187 |
| Total noninterest expense | $3,029,000 | 4,369 |
| Salaries and employee benefits | $1,663,000 | 3,903 |
| Premises and equipment expense | $635,000 | 3,103 |
| Additional noninterest expense | $731,000 | 6,119 |
| Pre-tax net operating income | $1,509,000 | 4,395 |
| Securities gains (losses) | $-1,218,000 | 12,425 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $201,000 | 10,263 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $201,000 | 10,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,041,420 | 4,440 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 6,115 |
| Total interest expense | $1,695,000 | 6,636 |
| Net interest income | $2,980,000 | 5,679 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $1,182,000 | 2,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $808,000 | 2,373 |
| Total noninterest expense | $3,051,000 | 4,442 |
| Salaries and employee benefits | $1,610,000 | 4,000 |
| Premises and equipment expense | $618,000 | 3,235 |
| Additional noninterest expense | $823,000 | 5,789 |
| Pre-tax net operating income | $1,043,000 | 5,726 |
| Securities gains (losses) | $59,000 | 3,175 |
| Applicable income taxes | $370,000 | 5,290 |
| Income before extraordinary items | $732,000 | 5,923 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $732,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 12,096 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $693,060 | 5,886 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 6,159 |
| Total interest expense | $1,782,000 | 7,669 |
| Net interest income | $3,453,000 | 5,063 |
| Provision for loan and lease losses | $327,000 | 3,934 |
| Total noninterest income | $485,000 | 5,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $2,675,000 | 4,998 |
| Salaries and employee benefits | $1,386,000 | 4,539 |
| Premises and equipment expense | $478,000 | 4,132 |
| Additional noninterest expense | $811,000 | 6,004 |
| Pre-tax net operating income | $936,000 | 5,916 |
| Securities gains (losses) | $228,000 | 1,834 |
| Applicable income taxes | $399,000 | 4,805 |
| Income before extraordinary items | $765,000 | 5,549 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $765,000 | 5,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 3,346 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $614,520 | 6,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.