| 2006-06-30 | Rank |
| # of Employees: | 198 | 839 |
| Assets and Liabilities |
| Total Assets: | $543,301,000 | 1,188 |
| Cash and due from depository institutions | $23,602,000 | 839 |
| Interest-bearing balances | $348,000 | 3,480 |
| Securities | $279,359,000 | 473 |
| Federal funds sold & reverse repurchase agreements | $11,380,000 | 1,130 |
| Net loans & leases | $198,132,000 | 2,212 |
| Loan loss allowance | $2,566,000 | 1,990 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,956,000 | 1,300 |
| Other real estate owned | $0 | 839 |
| Goodwill and other intangibles | $10,630,000 | 599 |
| All other assets | $11,242,000 | 1,572 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $543,301,000 | 1,188 |
| Total liabilities | $490,827,000 | 1,182 |
| Total deposits | $484,403,000 | 1,021 |
| Interest-bearing deposits | $433,872,000 | 968 |
| Deposits held in domestic offices | $484,403,000 | 1,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,030,000 | 2,107 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,008,000 | 5,067 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,386,000 | 1,909 |
| Total equity capital | $52,474,000 | 1,193 |
| Total bank equity capital | $52,474,000 | 1,193 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,691,000 | 1,557 |
| Surplus | $21,455,000 | 1,260 |
| Undivided profits | $28,328,000 | 1,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,179,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $472,000 | 335 |
| Income earned, not collected on loans | $5,613,000 | 603 |
| Earning assets | $489,219,000 | 1,205 |
| Long-term assets (5+ years) | $41,205,000 | 2,086 |
| Average Assets, year-to-date | $562,766,670 | 1,112 |
| Average Assets, quarterly | $559,588,000 | 1,128 |
| Volatile liabilities | $56,895,000 | 2,335 |
| Insider loans | $3,664,000 | 1,840 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $1,346,000 | 818 |
| Unused loan commitments | $35,865,000 | 2,318 |
| Tier 1 (core) risk-based capital | $45,550,000 | 1,320 |
| Tier 2 risk-based capital | $2,566,000 | 1,919 |
| Total risk weighted assets | $284,575,000 | 1,666 |
| Total unused commitments | $35,865,000 | 2,319 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank |
| # of Employees: | 198 | 819 |
| Assets and Liabilities |
| Total Assets: | $575,875,000 | 1,088 |
| Cash and due from depository institutions | $26,912,000 | 819 |
| Interest-bearing balances | $134,000 | 4,583 |
| Securities | $287,463,000 | 473 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $229,041,000 | 1,891 |
| Loan loss allowance | $2,384,000 | 2,086 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,060,000 | 1,253 |
| Other real estate owned | $73,000 | 819 |
| Goodwill and other intangibles | $10,680,000 | 570 |
| All other assets | $12,646,000 | 1,368 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $575,875,000 | 1,088 |
| Total liabilities | $521,958,000 | 1,082 |
| Total deposits | $498,314,000 | 976 |
| Interest-bearing deposits | $441,615,000 | 936 |
| Deposits held in domestic offices | $498,314,000 | 974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,180,000 | 1,140 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,010,000 | 2,422 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,454,000 | 1,874 |
| Total equity capital | $53,917,000 | 1,154 |
| Total bank equity capital | $53,917,000 | 1,154 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,691,000 | 1,544 |
| Surplus | $21,455,000 | 1,220 |
| Undivided profits | $29,771,000 | 1,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $975,000 | 2,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $394,000 | 383 |
| Income earned, not collected on loans | $6,206,000 | 531 |
| Earning assets | $516,638,000 | 1,111 |
| Long-term assets (5+ years) | $40,919,000 | 2,058 |
| Average Assets, year-to-date | $572,499,500 | 1,090 |
| Average Assets, quarterly | $572,499,500 | 1,090 |
| Volatile liabilities | $78,512,000 | 1,720 |
| Insider loans | $3,080,000 | 2,090 |
| FHLB advances | $11,000,000 | 2,315 |
| Loans and leases held for sale | $28,850,000 | 134 |
| Unused loan commitments | $38,785,000 | 2,177 |
| Tier 1 (core) risk-based capital | $45,886,000 | 1,278 |
| Tier 2 risk-based capital | $2,384,000 | 2,004 |
| Total risk weighted assets | $293,113,000 | 1,583 |
| Total unused commitments | $38,785,000 | 2,178 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank |
| # of Employees: | 202 | 805 |
| Assets and Liabilities |
| Total Assets: | $569,124,000 | 1,097 |
| Cash and due from depository institutions | $29,072,000 | 805 |
| Interest-bearing balances | $278,000 | 3,925 |
| Securities | $288,663,000 | 476 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $218,956,000 | 1,942 |
| Loan loss allowance | $2,425,000 | 2,032 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,076,000 | 1,231 |
| Other real estate owned | $48,000 | 805 |
| Goodwill and other intangibles | $10,729,000 | 558 |
| All other assets | $12,580,000 | 1,370 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $569,124,000 | 1,097 |
| Total liabilities | $514,680,000 | 1,088 |
| Total deposits | $504,580,000 | 951 |
| Interest-bearing deposits | $449,624,000 | 905 |
| Deposits held in domestic offices | $504,580,000 | 949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,460,000 | 1,573 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,026,000 | 4,610 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,614,000 | 1,726 |
| Total equity capital | $54,444,000 | 1,120 |
| Total bank equity capital | $54,444,000 | 1,120 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,691,000 | 1,531 |
| Surplus | $21,455,000 | 1,189 |
| Undivided profits | $30,298,000 | 1,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,045,000 | 2,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $372,000 | 381 |
| Income earned, not collected on loans | $5,902,000 | 560 |
| Earning assets | $507,897,000 | 1,121 |
| Long-term assets (5+ years) | $41,623,000 | 2,014 |
| Average Assets, year-to-date | $569,906,200 | 1,036 |
| Average Assets, quarterly | $573,649,000 | 1,075 |
| Volatile liabilities | $65,590,000 | 1,958 |
| Insider loans | $1,243,000 | 3,758 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $17,735,000 | 189 |
| Unused loan commitments | $43,807,000 | 1,972 |
| Tier 1 (core) risk-based capital | $45,788,000 | 1,252 |
| Tier 2 risk-based capital | $2,425,000 | 1,948 |
| Total risk weighted assets | $293,781,000 | 1,555 |
| Total unused commitments | $43,807,000 | 1,972 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 207 | 775 |
| Assets and Liabilities |
| Total Assets: | $578,174,000 | 1,050 |
| Cash and due from depository institutions | $30,174,000 | 775 |
| Interest-bearing balances | $405,000 | 3,648 |
| Securities | $289,801,000 | 472 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $225,405,000 | 1,851 |
| Loan loss allowance | $2,542,000 | 1,926 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,924,000 | 1,209 |
| Other real estate owned | $69,000 | 775 |
| Goodwill and other intangibles | $10,780,000 | 531 |
| All other assets | $13,021,000 | 1,286 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $578,174,000 | 1,050 |
| Total liabilities | $522,722,000 | 1,049 |
| Total deposits | $496,832,000 | 940 |
| Interest-bearing deposits | $447,820,000 | 880 |
| Deposits held in domestic offices | $496,832,000 | 937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,370,000 | 1,111 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,719,000 | 2,335 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,801,000 | 1,592 |
| Total equity capital | $55,452,000 | 1,093 |
| Total bank equity capital | $55,452,000 | 1,093 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,691,000 | 1,501 |
| Surplus | $21,455,000 | 1,157 |
| Undivided profits | $31,306,000 | 1,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,546,000 | 1,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $434,000 | 357 |
| Income earned, not collected on loans | $6,731,000 | 451 |
| Earning assets | $515,611,000 | 1,071 |
| Long-term assets (5+ years) | $49,949,000 | 1,763 |
| Average Assets, year-to-date | $570,101,750 | 1,028 |
| Average Assets, quarterly | $564,514,500 | 1,070 |
| Volatile liabilities | $81,598,000 | 1,577 |
| Insider loans | $1,264,000 | 3,674 |
| FHLB advances | $11,000,000 | 2,386 |
| Loans and leases held for sale | $12,576,000 | 240 |
| Unused loan commitments | $39,614,000 | 2,064 |
| Tier 1 (core) risk-based capital | $45,429,000 | 1,241 |
| Tier 2 risk-based capital | $2,542,000 | 1,845 |
| Total risk weighted assets | $301,320,000 | 1,476 |
| Total unused commitments | $39,614,000 | 2,066 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 206 | 770 |
| Assets and Liabilities |
| Total Assets: | $550,855,000 | 1,083 |
| Cash and due from depository institutions | $20,694,000 | 770 |
| Interest-bearing balances | $233,000 | 4,136 |
| Securities | $285,364,000 | 478 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 3,271 |
| Net loans & leases | $211,605,000 | 1,916 |
| Loan loss allowance | $3,501,000 | 1,379 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,885,000 | 1,192 |
| Other real estate owned | $108,000 | 770 |
| Goodwill and other intangibles | $10,829,000 | 525 |
| All other assets | $11,020,000 | 1,461 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $550,855,000 | 1,083 |
| Total liabilities | $495,318,000 | 1,077 |
| Total deposits | $487,264,000 | 930 |
| Interest-bearing deposits | $441,450,000 | 860 |
| Deposits held in domestic offices | $487,264,000 | 928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,420,000 | 1,943 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,608,000 | 4,847 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,026,000 | 1,415 |
| Total equity capital | $55,537,000 | 1,073 |
| Total bank equity capital | $55,537,000 | 1,073 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,691,000 | 1,481 |
| Surplus | $21,455,000 | 1,133 |
| Undivided profits | $31,391,000 | 1,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,467,000 | 1,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $499,000 | 319 |
| Income earned, not collected on loans | $5,683,000 | 500 |
| Earning assets | $499,552,000 | 1,092 |
| Long-term assets (5+ years) | $46,912,000 | 1,873 |
| Average Assets, year-to-date | $567,411,000 | 1,023 |
| Average Assets, quarterly | $563,160,000 | 1,035 |
| Volatile liabilities | $61,426,000 | 1,937 |
| Insider loans | $759,000 | 4,671 |
| FHLB advances | $1,000,000 | 4,870 |
| Loans and leases held for sale | $1,256,000 | 897 |
| Unused loan commitments | $41,930,000 | 1,942 |
| Tier 1 (core) risk-based capital | $44,284,000 | 1,243 |
| Tier 2 risk-based capital | $3,501,000 | 1,351 |
| Total risk weighted assets | $291,634,000 | 1,484 |
| Total unused commitments | $41,930,000 | 1,942 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 201 | 779 |
| Assets and Liabilities |
| Total Assets: | $575,465,000 | 1,015 |
| Cash and due from depository institutions | $23,951,000 | 779 |
| Interest-bearing balances | $93,000 | 5,310 |
| Securities | $282,901,000 | 484 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $236,933,000 | 1,688 |
| Loan loss allowance | $3,501,000 | 1,370 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,435,000 | 1,229 |
| Other real estate owned | $82,000 | 779 |
| Goodwill and other intangibles | $10,879,000 | 511 |
| All other assets | $12,284,000 | 1,297 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $575,465,000 | 1,015 |
| Total liabilities | $515,569,000 | 1,021 |
| Total deposits | $485,939,000 | 908 |
| Interest-bearing deposits | $440,502,000 | 851 |
| Deposits held in domestic offices | $485,939,000 | 905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,130,000 | 894 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,734,000 | 2,353 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,766,000 | 1,498 |
| Total equity capital | $59,896,000 | 966 |
| Total bank equity capital | $59,896,000 | 966 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,691,000 | 1,480 |
| Surplus | $21,455,000 | 1,095 |
| Undivided profits | $35,750,000 | 919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,352,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $615,000 | 272 |
| Income earned, not collected on loans | $6,001,000 | 454 |
| Earning assets | $519,927,000 | 1,023 |
| Long-term assets (5+ years) | $50,959,000 | 1,803 |
| Average Assets, year-to-date | $575,689,000 | 1,001 |
| Average Assets, quarterly | $575,689,000 | 1,001 |
| Volatile liabilities | $91,595,000 | 1,319 |
| Insider loans | $1,312,000 | 3,589 |
| FHLB advances | $11,000,000 | 2,307 |
| Loans and leases held for sale | $28,059,000 | 139 |
| Unused loan commitments | $41,868,000 | 1,907 |
| Tier 1 (core) risk-based capital | $50,023,000 | 1,083 |
| Tier 2 risk-based capital | $3,501,000 | 1,332 |
| Total risk weighted assets | $294,924,000 | 1,430 |
| Total unused commitments | $41,868,000 | 1,909 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 200 | 791 |
| Assets and Liabilities |
| Total Assets: | $575,913,000 | 1,008 |
| Cash and due from depository institutions | $23,734,000 | 791 |
| Interest-bearing balances | $238,000 | 4,191 |
| Securities | $290,468,000 | 483 |
| Federal funds sold & reverse repurchase agreements | $3,745,000 | 2,783 |
| Net loans & leases | $227,380,000 | 1,735 |
| Loan loss allowance | $3,501,000 | 1,361 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,552,000 | 1,193 |
| Other real estate owned | $82,000 | 791 |
| Goodwill and other intangibles | $10,929,000 | 506 |
| All other assets | $11,023,000 | 1,400 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $575,913,000 | 1,008 |
| Total liabilities | $513,426,000 | 1,011 |
| Total deposits | $503,800,000 | 870 |
| Interest-bearing deposits | $452,916,000 | 829 |
| Deposits held in domestic offices | $503,800,000 | 868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,155,000 | 1,743 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,097,000 | 4,539 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,374,000 | 1,265 |
| Total equity capital | $62,487,000 | 932 |
| Total bank equity capital | $62,487,000 | 932 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,691,000 | 1,463 |
| Surplus | $21,455,000 | 1,084 |
| Undivided profits | $38,341,000 | 868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,531,000 | 1,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $421,000 | 351 |
| Income earned, not collected on loans | $5,680,000 | 469 |
| Earning assets | $521,831,000 | 1,017 |
| Long-term assets (5+ years) | $62,484,000 | 1,578 |
| Average Assets, year-to-date | $575,812,400 | 954 |
| Average Assets, quarterly | $576,325,000 | 991 |
| Volatile liabilities | $80,580,000 | 1,457 |
| Insider loans | $309,000 | 6,195 |
| FHLB advances | $1,000,000 | 4,757 |
| Loans and leases held for sale | $16,951,000 | 190 |
| Unused loan commitments | $43,584,000 | 1,775 |
| Tier 1 (core) risk-based capital | $49,584,000 | 1,074 |
| Tier 2 risk-based capital | $3,501,000 | 1,317 |
| Total risk weighted assets | $294,211,000 | 1,415 |
| Total unused commitments | $43,584,000 | 1,776 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 216 | 727 |
| Assets and Liabilities |
| Total Assets: | $576,737,000 | 992 |
| Cash and due from depository institutions | $25,445,000 | 727 |
| Interest-bearing balances | $220,000 | 4,317 |
| Securities | $288,961,000 | 485 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $232,429,000 | 1,663 |
| Loan loss allowance | $3,773,000 | 1,238 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,722,000 | 1,131 |
| Other real estate owned | $104,000 | 727 |
| Goodwill and other intangibles | $10,978,000 | 494 |
| All other assets | $10,098,000 | 1,501 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $576,737,000 | 992 |
| Total liabilities | $513,486,000 | 995 |
| Total deposits | $489,945,000 | 881 |
| Interest-bearing deposits | $446,031,000 | 828 |
| Deposits held in domestic offices | $489,945,000 | 876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,150,000 | 1,193 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,520,000 | 2,487 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,871,000 | 1,135 |
| Total equity capital | $63,251,000 | 899 |
| Total bank equity capital | $63,251,000 | 899 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,691,000 | 1,454 |
| Surplus | $21,455,000 | 1,055 |
| Undivided profits | $39,105,000 | 857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,906,000 | 1,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $292,000 | 478 |
| Income earned, not collected on loans | $6,565,000 | 406 |
| Earning assets | $521,610,000 | 998 |
| Long-term assets (5+ years) | $81,115,000 | 1,263 |
| Average Assets, year-to-date | $575,787,250 | 955 |
| Average Assets, quarterly | $569,144,000 | 987 |
| Volatile liabilities | $95,129,000 | 1,228 |
| Insider loans | $346,000 | 6,048 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $12,321,000 | 225 |
| Unused loan commitments | $38,099,000 | 1,946 |
| Tier 1 (core) risk-based capital | $48,813,000 | 1,076 |
| Tier 2 risk-based capital | $3,745,000 | 1,209 |
| Total risk weighted assets | $299,596,000 | 1,353 |
| Total unused commitments | $38,099,000 | 1,948 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 227 | 695 |
| Assets and Liabilities |
| Total Assets: | $561,551,000 | 992 |
| Cash and due from depository institutions | $25,053,000 | 695 |
| Interest-bearing balances | $14,000 | 6,448 |
| Securities | $286,606,000 | 498 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $220,621,000 | 1,716 |
| Loan loss allowance | $3,654,000 | 1,266 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,848,000 | 1,093 |
| Other real estate owned | $134,000 | 695 |
| Goodwill and other intangibles | $11,029,000 | 478 |
| All other assets | $9,260,000 | 1,622 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $561,551,000 | 992 |
| Total liabilities | $501,801,000 | 1,002 |
| Total deposits | $485,089,000 | 872 |
| Interest-bearing deposits | $439,653,000 | 828 |
| Deposits held in domestic offices | $485,089,000 | 867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,366,000 | 1,020 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,593,000 | 4,743 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,753,000 | 1,379 |
| Total equity capital | $59,750,000 | 921 |
| Total bank equity capital | $59,750,000 | 921 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,691,000 | 1,455 |
| Surplus | $21,455,000 | 1,036 |
| Undivided profits | $35,604,000 | 888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,888,000 | 1,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $384,000 | 410 |
| Income earned, not collected on loans | $5,908,000 | 438 |
| Earning assets | $507,241,000 | 998 |
| Long-term assets (5+ years) | $87,372,000 | 1,231 |
| Average Assets, year-to-date | $575,470,670 | 948 |
| Average Assets, quarterly | $573,720,000 | 958 |
| Volatile liabilities | $83,832,000 | 1,333 |
| Insider loans | $344,000 | 6,078 |
| FHLB advances | $1,000,000 | 4,764 |
| Loans and leases held for sale | $1,521,000 | 732 |
| Unused loan commitments | $39,025,000 | 1,881 |
| Tier 1 (core) risk-based capital | $48,060,000 | 1,068 |
| Tier 2 risk-based capital | $3,654,000 | 1,233 |
| Total risk weighted assets | $296,191,000 | 1,347 |
| Total unused commitments | $39,025,000 | 1,886 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 221 | 723 |
| Assets and Liabilities |
| Total Assets: | $585,889,000 | 947 |
| Cash and due from depository institutions | $22,534,000 | 723 |
| Interest-bearing balances | $239,000 | 4,471 |
| Securities | $284,533,000 | 521 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $248,894,000 | 1,469 |
| Loan loss allowance | $3,685,000 | 1,251 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,026,000 | 1,051 |
| Other real estate owned | $103,000 | 723 |
| Goodwill and other intangibles | $11,078,000 | 465 |
| All other assets | $9,721,000 | 1,459 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $585,889,000 | 947 |
| Total liabilities | $521,283,000 | 951 |
| Total deposits | $493,840,000 | 866 |
| Interest-bearing deposits | $450,592,000 | 829 |
| Deposits held in domestic offices | $493,840,000 | 863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,015,000 | 715 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,214,000 | 4,746 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,214,000 | 801 |
| Total equity capital | $64,606,000 | 870 |
| Total bank equity capital | $64,606,000 | 870 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,691,000 | 1,446 |
| Surplus | $21,455,000 | 1,023 |
| Undivided profits | $40,460,000 | 815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,536,000 | 1,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $629,000 | 297 |
| Income earned, not collected on loans | $6,265,000 | 417 |
| Earning assets | $533,666,000 | 947 |
| Long-term assets (5+ years) | $92,249,000 | 1,122 |
| Average Assets, year-to-date | $582,430,500 | 945 |
| Average Assets, quarterly | $582,430,500 | 945 |
| Volatile liabilities | $102,196,000 | 1,078 |
| Insider loans | $207,000 | 6,691 |
| FHLB advances | $1,000,000 | 4,614 |
| Loans and leases held for sale | $22,691,000 | 169 |
| Unused loan commitments | $40,990,000 | 1,760 |
| Tier 1 (core) risk-based capital | $47,215,000 | 1,084 |
| Tier 2 risk-based capital | $3,685,000 | 1,208 |
| Total risk weighted assets | $306,207,000 | 1,251 |
| Total unused commitments | $40,990,000 | 1,764 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 221 | 726 |
| Assets and Liabilities |
| Total Assets: | $578,972,000 | 960 |
| Cash and due from depository institutions | $27,897,000 | 726 |
| Interest-bearing balances | $638,000 | 3,391 |
| Securities | $276,259,000 | 532 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $244,686,000 | 1,480 |
| Loan loss allowance | $3,675,000 | 1,254 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,187,000 | 1,028 |
| Other real estate owned | $211,000 | 726 |
| Goodwill and other intangibles | $11,128,000 | 458 |
| All other assets | $9,604,000 | 1,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $578,972,000 | 960 |
| Total liabilities | $515,650,000 | 969 |
| Total deposits | $493,400,000 | 876 |
| Interest-bearing deposits | $445,997,000 | 829 |
| Deposits held in domestic offices | $493,400,000 | 873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,490,000 | 832 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,609,000 | 4,604 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,151,000 | 1,064 |
| Total equity capital | $63,322,000 | 881 |
| Total bank equity capital | $63,322,000 | 881 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,691,000 | 1,451 |
| Surplus | $21,455,000 | 1,003 |
| Undivided profits | $39,176,000 | 815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,518,000 | 1,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $310,000 | 479 |
| Income earned, not collected on loans | $6,205,000 | 425 |
| Earning assets | $521,583,000 | 973 |
| Long-term assets (5+ years) | $90,559,000 | 1,176 |
| Average Assets, year-to-date | $563,745,800 | 942 |
| Average Assets, quarterly | $570,166,000 | 969 |
| Volatile liabilities | $88,761,000 | 1,210 |
| Insider loans | $447,000 | 5,676 |
| FHLB advances | $1,000,000 | 4,642 |
| Loans and leases held for sale | $15,648,000 | 197 |
| Unused loan commitments | $37,876,000 | 1,823 |
| Tier 1 (core) risk-based capital | $47,276,000 | 1,070 |
| Tier 2 risk-based capital | $3,675,000 | 1,203 |
| Total risk weighted assets | $300,702,000 | 1,270 |
| Total unused commitments | $37,876,000 | 1,827 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 228 | 706 |
| Assets and Liabilities |
| Total Assets: | $561,360,000 | 992 |
| Cash and due from depository institutions | $24,516,000 | 706 |
| Interest-bearing balances | $879,000 | 3,232 |
| Securities | $250,937,000 | 561 |
| Federal funds sold & reverse repurchase agreements | $1,475,000 | 4,888 |
| Net loans & leases | $252,068,000 | 1,425 |
| Loan loss allowance | $3,887,000 | 1,194 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,335,000 | 991 |
| Other real estate owned | $388,000 | 706 |
| Goodwill and other intangibles | $11,989,000 | 438 |
| All other assets | $10,652,000 | 1,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $561,360,000 | 992 |
| Total liabilities | $497,273,000 | 1,012 |
| Total deposits | $488,352,000 | 888 |
| Interest-bearing deposits | $440,232,000 | 856 |
| Deposits held in domestic offices | $488,352,000 | 884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,515,000 | 2,344 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,527,000 | 4,603 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,879,000 | 856 |
| Total equity capital | $64,087,000 | 870 |
| Total bank equity capital | $64,087,000 | 870 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,691,000 | 1,449 |
| Surplus | $21,455,000 | 997 |
| Undivided profits | $39,941,000 | 793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,046,000 | 1,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $435,000 | 424 |
| Income earned, not collected on loans | $7,212,000 | 381 |
| Earning assets | $505,359,000 | 1,007 |
| Long-term assets (5+ years) | $95,592,000 | 1,142 |
| Average Assets, year-to-date | $559,939,250 | 972 |
| Average Assets, quarterly | $556,401,500 | 998 |
| Volatile liabilities | $61,078,000 | 1,624 |
| Insider loans | $481,000 | 5,537 |
| FHLB advances | $1,000,000 | 4,593 |
| Loans and leases held for sale | $2,714,000 | 747 |
| Unused loan commitments | $39,350,000 | 1,774 |
| Tier 1 (core) risk-based capital | $46,870,000 | 1,092 |
| Tier 2 risk-based capital | $3,823,000 | 1,149 |
| Total risk weighted assets | $305,679,000 | 1,240 |
| Total unused commitments | $39,350,000 | 1,777 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 229 | 710 |
| Assets and Liabilities |
| Total Assets: | $551,443,000 | 1,007 |
| Cash and due from depository institutions | $28,324,000 | 710 |
| Interest-bearing balances | $2,264,000 | 2,349 |
| Securities | $234,036,000 | 590 |
| Federal funds sold & reverse repurchase agreements | $8,350,000 | 1,920 |
| Net loans & leases | $249,373,000 | 1,422 |
| Loan loss allowance | $3,874,000 | 1,186 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,293,000 | 972 |
| Other real estate owned | $180,000 | 710 |
| Goodwill and other intangibles | $12,038,000 | 420 |
| All other assets | $9,849,000 | 1,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $551,443,000 | 1,007 |
| Total liabilities | $485,463,000 | 1,034 |
| Total deposits | $474,479,000 | 899 |
| Interest-bearing deposits | $428,529,000 | 873 |
| Deposits held in domestic offices | $474,479,000 | 895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,065,000 | 2,451 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,847,000 | 4,013 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $7,072,000 | 789 |
| Total equity capital | $65,980,000 | 844 |
| Total bank equity capital | $65,980,000 | 844 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,691,000 | 1,443 |
| Surplus | $21,455,000 | 973 |
| Undivided profits | $41,834,000 | 779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,986,000 | 1,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $658,000 | 310 |
| Income earned, not collected on loans | $6,454,000 | 418 |
| Earning assets | $494,023,000 | 1,023 |
| Long-term assets (5+ years) | $98,481,000 | 1,044 |
| Average Assets, year-to-date | $559,465,670 | 976 |
| Average Assets, quarterly | $556,925,000 | 981 |
| Volatile liabilities | $56,852,000 | 1,693 |
| Insider loans | $645,000 | 4,919 |
| FHLB advances | $1,000,000 | 4,556 |
| Loans and leases held for sale | $1,267,000 | 1,350 |
| Unused loan commitments | $42,381,000 | 1,630 |
| Tier 1 (core) risk-based capital | $46,069,000 | 1,076 |
| Tier 2 risk-based capital | $3,739,000 | 1,134 |
| Total risk weighted assets | $298,970,000 | 1,254 |
| Total unused commitments | $42,381,000 | 1,638 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 224 | 723 |
| Assets and Liabilities |
| Total Assets: | $562,407,000 | 978 |
| Cash and due from depository institutions | $23,213,000 | 723 |
| Interest-bearing balances | $1,659,000 | 2,696 |
| Securities | $231,614,000 | 591 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $275,547,000 | 1,261 |
| Loan loss allowance | $4,080,000 | 1,112 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,050,000 | 994 |
| Other real estate owned | $0 | 723 |
| Goodwill and other intangibles | $12,088,000 | 407 |
| All other assets | $10,895,000 | 1,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $562,407,000 | 978 |
| Total liabilities | $500,233,000 | 983 |
| Total deposits | $474,629,000 | 893 |
| Interest-bearing deposits | $427,689,000 | 865 |
| Deposits held in domestic offices | $474,629,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,865,000 | 948 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,181,000 | 2,401 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,558,000 | 949 |
| Total equity capital | $62,174,000 | 872 |
| Total bank equity capital | $62,174,000 | 872 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,691,000 | 1,448 |
| Surplus | $21,455,000 | 960 |
| Undivided profits | $38,028,000 | 814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,215,000 | 1,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $7,509,000 | 378 |
| Earning assets | $508,820,000 | 980 |
| Long-term assets (5+ years) | $101,806,000 | 973 |
| Average Assets, year-to-date | $563,477,000 | 972 |
| Average Assets, quarterly | $563,477,000 | 972 |
| Volatile liabilities | $75,854,000 | 1,304 |
| Insider loans | $650,000 | 4,882 |
| FHLB advances | $9,000,000 | 2,277 |
| Loans and leases held for sale | $1,074,000 | 1,287 |
| Unused loan commitments | $41,485,000 | 1,616 |
| Tier 1 (core) risk-based capital | $44,868,000 | 1,090 |
| Tier 2 risk-based capital | $3,798,000 | 1,104 |
| Total risk weighted assets | $303,383,000 | 1,217 |
| Total unused commitments | $41,485,000 | 1,625 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 229 | 704 |
| Assets and Liabilities |
| Total Assets: | $564,547,000 | 964 |
| Cash and due from depository institutions | $30,222,000 | 704 |
| Interest-bearing balances | $3,817,000 | 1,695 |
| Securities | $218,994,000 | 599 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 938 |
| Net loans & leases | $268,275,000 | 1,281 |
| Loan loss allowance | $3,984,000 | 1,103 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,153,000 | 970 |
| Other real estate owned | $0 | 704 |
| Goodwill and other intangibles | $12,137,000 | 399 |
| All other assets | $10,766,000 | 1,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $564,547,000 | 964 |
| Total liabilities | $501,229,000 | 969 |
| Total deposits | $487,990,000 | 848 |
| Interest-bearing deposits | $441,851,000 | 822 |
| Deposits held in domestic offices | $487,990,000 | 845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,245,000 | 2,338 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,891,000 | 3,022 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,103,000 | 861 |
| Total equity capital | $63,318,000 | 848 |
| Total bank equity capital | $63,318,000 | 848 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,691,000 | 1,441 |
| Surplus | $21,455,000 | 940 |
| Undivided profits | $39,172,000 | 782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,331,000 | 1,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,225 |
| Income earned, not collected on loans | $7,288,000 | 398 |
| Earning assets | $506,086,000 | 970 |
| Long-term assets (5+ years) | $107,428,000 | 902 |
| Average Assets, year-to-date | $565,187,200 | 906 |
| Average Assets, quarterly | $566,082,000 | 949 |
| Volatile liabilities | $70,448,000 | 1,383 |
| Insider loans | $666,000 | 4,840 |
| FHLB advances | $4,000,000 | 3,345 |
| Loans and leases held for sale | $1,038,000 | 1,333 |
| Unused loan commitments | $39,684,000 | 1,589 |
| Tier 1 (core) risk-based capital | $45,158,000 | 1,061 |
| Tier 2 risk-based capital | $3,741,000 | 1,103 |
| Total risk weighted assets | $298,948,000 | 1,207 |
| Total unused commitments | $39,684,000 | 1,594 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 220 | 727 |
| Assets and Liabilities |
| Total Assets: | $554,464,000 | 922 |
| Cash and due from depository institutions | $24,877,000 | 727 |
| Interest-bearing balances | $4,202,000 | 1,427 |
| Securities | $211,472,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 5,942 |
| Net loans & leases | $284,270,000 | 1,166 |
| Loan loss allowance | $4,168,000 | 1,003 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,001,000 | 953 |
| Other real estate owned | $0 | 727 |
| Goodwill and other intangibles | $12,956,000 | 362 |
| All other assets | $10,938,000 | 1,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $554,464,000 | 922 |
| Total liabilities | $499,141,000 | 925 |
| Total deposits | $478,393,000 | 826 |
| Interest-bearing deposits | $438,529,000 | 774 |
| Deposits held in domestic offices | $478,393,000 | 823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,416,000 | 1,326 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,842,000 | 2,050 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,490,000 | 1,285 |
| Total equity capital | $55,323,000 | 891 |
| Total bank equity capital | $55,323,000 | 891 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,691,000 | 1,434 |
| Surplus | $21,454,000 | 910 |
| Undivided profits | $31,178,000 | 901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,821,000 | 1,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $741,000 | 266 |
| Income earned, not collected on loans | $7,249,000 | 420 |
| Earning assets | $500,894,000 | 938 |
| Long-term assets (5+ years) | $167,620,000 | 603 |
| Average Assets, year-to-date | $433,229,600 | 1,121 |
| Average Assets, quarterly | $471,573,500 | 1,082 |
| Volatile liabilities | $86,929,000 | 1,117 |
| Insider loans | $747,000 | 4,547 |
| FHLB advances | $9,000,000 | 2,158 |
| Loans and leases held for sale | $3,798,000 | 698 |
| Unused loan commitments | $37,627,000 | 1,566 |
| Tier 1 (core) risk-based capital | $40,285,000 | 1,126 |
| Tier 2 risk-based capital | $3,726,000 | 1,060 |
| Total risk weighted assets | $297,620,000 | 1,151 |
| Total unused commitments | $37,627,000 | 1,572 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 157 | 1,022 |
| Assets and Liabilities |
| Total Assets: | $425,533,000 | 1,145 |
| Cash and due from depository institutions | $19,751,000 | 1,022 |
| Interest-bearing balances | $9,000 | 6,398 |
| Securities | $239,232,000 | 495 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $150,381,000 | 2,114 |
| Loan loss allowance | $1,858,000 | 2,035 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,168,000 | 1,384 |
| Other real estate owned | $0 | 1,022 |
| Goodwill and other intangibles | $1,441,000 | 1,239 |
| All other assets | $8,560,000 | 1,147 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $425,533,000 | 1,145 |
| Total liabilities | $393,278,000 | 1,126 |
| Total deposits | $367,048,000 | 1,047 |
| Interest-bearing deposits | $336,904,000 | 985 |
| Deposits held in domestic offices | $367,048,000 | 1,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,585,000 | 958 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,528,000 | 1,975 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,117,000 | 1,429 |
| Total equity capital | $32,255,000 | 1,425 |
| Total bank equity capital | $32,255,000 | 1,425 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,100,000 | 1,799 |
| Surplus | $13,950,000 | 1,248 |
| Undivided profits | $16,205,000 | 1,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $910,000 | 2,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $640,000 | 239 |
| Income earned, not collected on loans | $2,444,000 | 1,009 |
| Earning assets | $389,622,000 | 1,139 |
| Long-term assets (5+ years) | $170,215,000 | 575 |
| Average Assets, year-to-date | $396,727,200 | 1,163 |
| Average Assets, quarterly | $415,744,000 | 1,154 |
| Volatile liabilities | $107,171,000 | 945 |
| Insider loans | $526,000 | 5,322 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $417,000 | 999 |
| Unused loan commitments | $25,088,000 | 1,991 |
| Tier 1 (core) risk-based capital | $31,195,000 | 1,400 |
| Tier 2 risk-based capital | $1,858,000 | 1,916 |
| Total risk weighted assets | $233,903,500 | 1,404 |
| Total unused commitments | $25,088,000 | 1,993 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 169 | 983 |
| Assets and Liabilities |
| Total Assets: | $376,539,000 | 1,251 |
| Cash and due from depository institutions | $14,521,000 | 983 |
| Interest-bearing balances | $5,000 | 6,580 |
| Securities | $222,926,000 | 548 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $122,298,000 | 2,438 |
| Loan loss allowance | $1,976,000 | 1,866 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,559,000 | 1,261 |
| Other real estate owned | $0 | 983 |
| Goodwill and other intangibles | $1,593,000 | 1,221 |
| All other assets | $8,642,000 | 1,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $376,539,000 | 1,251 |
| Total liabilities | $349,490,000 | 1,224 |
| Total deposits | $310,144,000 | 1,185 |
| Interest-bearing deposits | $282,812,000 | 1,145 |
| Deposits held in domestic offices | $310,144,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,800,000 | 609 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,353,000 | 4,322 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,193,000 | 1,756 |
| Total equity capital | $27,049,000 | 1,641 |
| Total bank equity capital | $27,049,000 | 1,641 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,100,000 | 1,811 |
| Surplus | $13,950,000 | 1,232 |
| Undivided profits | $10,999,000 | 2,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $200,000 | 5,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,381,000 | 1,586 |
| Earning assets | $345,229,000 | 1,251 |
| Long-term assets (5+ years) | $164,140,000 | 634 |
| Average Assets, year-to-date | $352,893,000 | 1,275 |
| Average Assets, quarterly | $375,286,500 | 1,244 |
| Volatile liabilities | $82,282,000 | 1,110 |
| Insider loans | $433,000 | 5,699 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,761,000 | 375 |
| Unused loan commitments | $16,563,000 | 2,701 |
| Tier 1 (core) risk-based capital | $29,893,000 | 1,446 |
| Tier 2 risk-based capital | $1,976,000 | 1,714 |
| Total risk weighted assets | $201,545,700 | 1,546 |
| Total unused commitments | $16,563,000 | 2,705 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 155 | 1,091 |
| Assets and Liabilities |
| Total Assets: | $314,367,000 | 1,449 |
| Cash and due from depository institutions | $11,182,000 | 1,091 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $177,501,000 | 685 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $111,792,000 | 2,479 |
| Loan loss allowance | $1,959,000 | 1,809 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,899,000 | 1,133 |
| Other real estate owned | $0 | 1,091 |
| Goodwill and other intangibles | $1,761,000 | 1,114 |
| All other assets | $5,232,000 | 1,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,367,000 | 1,449 |
| Total liabilities | $280,997,000 | 1,466 |
| Total deposits | $268,571,000 | 1,377 |
| Interest-bearing deposits | $245,446,000 | 1,303 |
| Deposits held in domestic offices | $268,571,000 | 1,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,650,000 | 1,106 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $243,000 | 4,528 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,533,000 | 1,279 |
| Total equity capital | $33,370,000 | 1,352 |
| Total bank equity capital | $33,370,000 | 1,352 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,100,000 | 1,758 |
| Surplus | $13,950,000 | 1,180 |
| Undivided profits | $17,320,000 | 1,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $313,000 | 5,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,640,000 | 1,271 |
| Earning assets | $289,293,000 | 1,444 |
| Long-term assets (5+ years) | $124,714,000 | 724 |
| Average Assets, year-to-date | $295,935,200 | 1,462 |
| Average Assets, quarterly | $311,607,000 | 1,440 |
| Volatile liabilities | $50,132,000 | 1,385 |
| Insider loans | $3,514,000 | 1,231 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,884,000 | 608 |
| Unused loan commitments | $16,203,000 | 2,625 |
| Tier 1 (core) risk-based capital | $28,413,000 | 1,482 |
| Tier 2 risk-based capital | $1,959,000 | 1,644 |
| Total risk weighted assets | $171,527,900 | 1,677 |
| Total unused commitments | $16,203,000 | 2,632 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 149 | 1,179 |
| Assets and Liabilities |
| Total Assets: | $276,327,000 | 1,651 |
| Cash and due from depository institutions | $8,498,000 | 1,179 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $152,450,000 | 784 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $104,140,000 | 2,658 |
| Loan loss allowance | $1,469,000 | 2,386 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,589,000 | 1,177 |
| Other real estate owned | $0 | 1,179 |
| Goodwill and other intangibles | $293,000 | 2,074 |
| All other assets | $4,357,000 | 1,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,327,000 | 1,651 |
| Total liabilities | $245,444,000 | 1,667 |
| Total deposits | $230,131,000 | 1,619 |
| Interest-bearing deposits | $212,373,000 | 1,517 |
| Deposits held in domestic offices | $230,131,000 | 1,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,900,000 | 1,072 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,305,000 | 2,717 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,108,000 | 1,425 |
| Total equity capital | $30,883,000 | 1,464 |
| Total bank equity capital | $30,883,000 | 1,464 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,100,000 | 1,748 |
| Surplus | $13,950,000 | 1,179 |
| Undivided profits | $14,833,000 | 1,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $269,000 | 5,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $945,000 | 2,401 |
| Earning assets | $256,590,000 | 1,628 |
| Long-term assets (5+ years) | $91,450,000 | 833 |
| Average Assets, year-to-date | $269,552,200 | 1,609 |
| Average Assets, quarterly | $276,058,500 | 1,633 |
| Volatile liabilities | $38,424,000 | 1,737 |
| Insider loans | $5,739,000 | 711 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $674,000 | 954 |
| Unused loan commitments | $7,260,000 | 4,240 |
| Tier 1 (core) risk-based capital | $28,198,000 | 1,514 |
| Tier 2 risk-based capital | $1,469,000 | 2,052 |
| Total risk weighted assets | $156,059,400 | 1,803 |
| Total unused commitments | $7,260,000 | 4,242 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 142 | 1,307 |
| Assets and Liabilities |
| Total Assets: | $261,062,000 | 1,788 |
| Cash and due from depository institutions | $9,292,000 | 1,307 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $140,155,000 | 885 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $100,969,000 | 2,769 |
| Loan loss allowance | $1,281,000 | 2,813 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,176,000 | 1,265 |
| Other real estate owned | $0 | 1,307 |
| Goodwill and other intangibles | $401,000 | 1,800 |
| All other assets | $4,069,000 | 1,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,062,000 | 1,788 |
| Total liabilities | $231,895,000 | 1,819 |
| Total deposits | $219,834,000 | 1,744 |
| Interest-bearing deposits | $204,133,000 | 1,637 |
| Deposits held in domestic offices | $219,834,000 | 1,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,450,000 | 1,258 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $783,000 | 3,578 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,828,000 | 1,532 |
| Total equity capital | $29,167,000 | 1,558 |
| Total bank equity capital | $29,167,000 | 1,558 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,050,000 | 3,262 |
| Surplus | $13,950,000 | 1,221 |
| Undivided profits | $14,167,000 | 1,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $162,000 | 7,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $961,000 | 2,340 |
| Earning assets | $241,124,000 | 1,770 |
| Long-term assets (5+ years) | $80,175,000 | 866 |
| Average Assets, year-to-date | $244,628,600 | 1,838 |
| Average Assets, quarterly | $253,536,000 | 1,826 |
| Volatile liabilities | $33,519,000 | 1,898 |
| Insider loans | $3,138,000 | 1,373 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $347,000 | 1,075 |
| Unused loan commitments | $13,974,000 | 2,666 |
| Tier 1 (core) risk-based capital | $26,539,000 | 1,617 |
| Tier 2 risk-based capital | $1,281,000 | 2,365 |
| Total risk weighted assets | $146,226,100 | 1,928 |
| Total unused commitments | $13,974,000 | 2,679 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 124 | 1,557 |
| Assets and Liabilities |
| Total Assets: | $238,357,000 | 1,967 |
| Cash and due from depository institutions | $8,472,000 | 1,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $122,019,000 | 1,022 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $97,312,000 | 2,770 |
| Loan loss allowance | $1,487,000 | 2,500 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,496,000 | 1,412 |
| Other real estate owned | $0 | 1,557 |
| Goodwill and other intangibles | $509,000 | 1,545 |
| All other assets | $3,549,000 | 2,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,357,000 | 1,967 |
| Total liabilities | $209,701,000 | 2,035 |
| Total deposits | $205,240,000 | 1,910 |
| Interest-bearing deposits | $190,631,000 | 1,777 |
| Deposits held in domestic offices | $205,240,000 | 1,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,451 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $489,000 | 3,478 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,772,000 | 1,272 |
| Total equity capital | $28,656,000 | 1,581 |
| Total bank equity capital | $28,656,000 | 1,581 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,050,000 | 3,402 |
| Surplus | $13,950,000 | 1,215 |
| Undivided profits | $13,656,000 | 1,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $88,000 | 8,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $854,000 | 2,737 |
| Earning assets | $220,331,000 | 1,957 |
| Long-term assets (5+ years) | $76,857,000 | 847 |
| Average Assets, year-to-date | $244,177,400 | 1,852 |
| Average Assets, quarterly | $241,292,000 | 1,930 |
| Volatile liabilities | $17,103,000 | 2,998 |
| Insider loans | $3,782,000 | 1,174 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $679,000 | 931 |
| Unused loan commitments | $10,423,000 | 3,185 |
| Tier 1 (core) risk-based capital | $24,528,000 | 1,741 |
| Tier 2 risk-based capital | $1,487,000 | 2,041 |
| Total risk weighted assets | $137,112,900 | 2,026 |
| Total unused commitments | $10,423,000 | 3,200 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 123 | 1,608 |
| Assets and Liabilities |
| Total Assets: | $241,412,000 | 1,907 |
| Cash and due from depository institutions | $8,820,000 | 1,608 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $138,370,000 | 954 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $85,264,000 | 3,051 |
| Loan loss allowance | $1,252,000 | 2,949 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,530,000 | 1,648 |
| Other real estate owned | $0 | 1,608 |
| Goodwill and other intangibles | $419,000 | 1,547 |
| All other assets | $4,009,000 | 2,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,412,000 | 1,907 |
| Total liabilities | $218,324,000 | 1,915 |
| Total deposits | $213,833,000 | 1,771 |
| Interest-bearing deposits | $196,620,000 | 1,684 |
| Deposits held in domestic offices | $213,833,000 | 1,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 2,315 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $381,000 | 3,982 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,210,000 | 2,653 |
| Total equity capital | $23,088,000 | 1,792 |
| Total bank equity capital | $23,088,000 | 1,792 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,050,000 | 3,544 |
| Surplus | $13,950,000 | 1,151 |
| Undivided profits | $8,088,000 | 2,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $237,000 | 6,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $599,000 | 3,470 |
| Earning assets | $223,634,000 | 1,878 |
| Long-term assets (5+ years) | $91,108,000 | 723 |
| Average Assets, year-to-date | $238,722,400 | 1,868 |
| Average Assets, quarterly | $241,233,000 | 1,897 |
| Volatile liabilities | $28,104,000 | 1,920 |
| Insider loans | $759,000 | 4,441 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $402,000 | 876 |
| Unused loan commitments | $13,710,000 | 2,515 |
| Tier 1 (core) risk-based capital | $23,077,000 | 1,803 |
| Tier 2 risk-based capital | $1,252,000 | 2,368 |
| Total risk weighted assets | $132,847,900 | 2,048 |
| Total unused commitments | $13,710,000 | 2,525 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 123 | 1,697 |
| Assets and Liabilities |
| Total Assets: | $234,548,000 | 1,980 |
| Cash and due from depository institutions | $12,592,000 | 1,697 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $143,672,000 | 965 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $69,568,000 | 3,608 |
| Loan loss allowance | $859,000 | 4,236 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,682,000 | 1,567 |
| Other real estate owned | $31,000 | 1,697 |
| Goodwill and other intangibles | $493,000 | 1,369 |
| All other assets | $3,510,000 | 2,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,548,000 | 1,980 |
| Total liabilities | $213,297,000 | 1,996 |
| Total deposits | $205,279,000 | 1,918 |
| Interest-bearing deposits | $187,466,000 | 1,840 |
| Deposits held in domestic offices | $205,279,000 | 1,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,350,000 | 1,452 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,267,000 | 2,502 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,401,000 | 2,412 |
| Total equity capital | $21,251,000 | 1,927 |
| Total bank equity capital | $21,251,000 | 1,927 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,050,000 | 3,651 |
| Surplus | $10,450,000 | 1,397 |
| Undivided profits | $9,751,000 | 2,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $238,000 | 7,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $402,000 | 4,642 |
| Earning assets | $213,240,000 | 2,005 |
| Long-term assets (5+ years) | $86,429,000 | 757 |
| Average Assets, year-to-date | $233,508,200 | 1,930 |
| Average Assets, quarterly | $235,271,000 | 1,954 |
| Volatile liabilities | $27,646,000 | 1,844 |
| Insider loans | $607,000 | 5,131 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,306,000 | 529 |
| Unused loan commitments | $10,468,000 | 3,001 |
| Tier 1 (core) risk-based capital | $20,758,000 | 1,921 |
| Tier 2 risk-based capital | $859,000 | 3,312 |
| Total risk weighted assets | $120,194,400 | 2,223 |
| Total unused commitments | $10,468,000 | 3,022 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 136 | 1,582 |
| Assets and Liabilities |
| Total Assets: | $230,068,000 | 2,065 |
| Cash and due from depository institutions | $9,121,000 | 1,582 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $151,006,000 | 899 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $61,363,000 | 4,085 |
| Loan loss allowance | $622,000 | 5,493 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,383,000 | 1,681 |
| Other real estate owned | $0 | 1,582 |
| Goodwill and other intangibles | $563,000 | 1,300 |
| All other assets | $3,632,000 | 2,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,068,000 | 2,065 |
| Total liabilities | $212,431,000 | 2,066 |
| Total deposits | $206,911,000 | 2,002 |
| Interest-bearing deposits | $192,910,000 | 1,867 |
| Deposits held in domestic offices | $206,911,000 | 1,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 1,802 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,088,000 | 2,433 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,682,000 | 2,155 |
| Total equity capital | $17,637,000 | 2,187 |
| Total bank equity capital | $17,637,000 | 2,187 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,050,000 | 3,817 |
| Surplus | $10,450,000 | 1,363 |
| Undivided profits | $6,137,000 | 3,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $292,000 | 7,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $317,000 | 6,241 |
| Earning assets | $212,369,000 | 2,039 |
| Long-term assets (5+ years) | $112,302,000 | 557 |
| Average Assets, year-to-date | $225,788,800 | 2,054 |
| Average Assets, quarterly | $230,945,500 | 2,039 |
| Volatile liabilities | $26,971,000 | 1,863 |
| Insider loans | $791,000 | 1,104 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,232,000 | 3,351 |
| Tier 1 (core) risk-based capital | $17,074,000 | 2,206 |
| Tier 2 risk-based capital | $622,000 | 4,355 |
| Total risk weighted assets | $115,707,100 | 2,347 |
| Total unused commitments | $8,232,000 | 3,371 |
| Derivatives | $0 | 651 |
