Home > Metro United Bank > Income and Expense
Metro United Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,891,000 | 1,422 |
| Total interest expense | $2,570,000 | 1,319 |
| Net interest income | $15,321,000 | 1,407 |
| Provision for loan and lease losses | $-1,430,000 | 6,702 |
| Total noninterest income | $803,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $177,000 | 4,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $626,000 | 3,053 |
| Total noninterest expense | $10,657,000 | 1,798 |
| Salaries and employee benefits | $6,294,000 | 1,637 |
| Premises and equipment expense | $1,283,000 | 1,808 |
| Additional noninterest expense | $3,080,000 | 2,034 |
| Pre-tax net operating income | $6,897,000 | 1,088 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,535,000 | 754 |
| Income before extraordinary items | $4,362,000 | 1,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,362,000 | 1,387 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,362,000 | 1,387 |
| Net charge-offs | $-343,000 | 6,702 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,362,000 | 1,368 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,988,000 | 1,462 |
| Total interest expense | $1,910,000 | 1,374 |
| Net interest income | $11,078,000 | 1,471 |
| Provision for loan and lease losses | $120,000 | 3,182 |
| Total noninterest income | $572,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $120,000 | 4,508 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $452,000 | 3,169 |
| Total noninterest expense | $7,760,000 | 1,842 |
| Salaries and employee benefits | $4,100,000 | 1,873 |
| Premises and equipment expense | $951,000 | 1,837 |
| Additional noninterest expense | $2,709,000 | 1,747 |
| Pre-tax net operating income | $3,770,000 | 1,455 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,358,000 | 1,010 |
| Income before extraordinary items | $2,412,000 | 1,822 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,412,000 | 1,826 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,412,000 | 1,827 |
| Net charge-offs | $439,000 | 1,726 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,412,000 | 1,777 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 1,512 |
| Total interest expense | $1,214,000 | 1,475 |
| Net interest income | $7,114,000 | 1,516 |
| Provision for loan and lease losses | $-25,000 | 6,596 |
| Total noninterest income | $332,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $82,000 | 4,467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $250,000 | 3,446 |
| Total noninterest expense | $5,091,000 | 1,875 |
| Salaries and employee benefits | $2,719,000 | 1,891 |
| Premises and equipment expense | $627,000 | 1,860 |
| Additional noninterest expense | $1,745,000 | 1,811 |
| Pre-tax net operating income | $2,380,000 | 1,497 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $1,009,000 | 930 |
| Income before extraordinary items | $1,374,000 | 2,071 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,374,000 | 2,081 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,374,000 | 2,078 |
| Net charge-offs | $439,000 | 1,362 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,372,080 | 1,995 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 1,523 |
| Total interest expense | $574,000 | 1,602 |
| Net interest income | $3,595,000 | 1,507 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $139,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,764 |
| Total noninterest expense | $2,447,000 | 1,955 |
| Salaries and employee benefits | $1,342,000 | 1,936 |
| Premises and equipment expense | $307,000 | 1,928 |
| Additional noninterest expense | $798,000 | 1,960 |
| Pre-tax net operating income | $1,287,000 | 1,380 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $548,000 | 841 |
| Income before extraordinary items | $739,000 | 1,919 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $739,000 | 1,920 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $739,000 | 1,921 |
| Net charge-offs | $389,000 | 896 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $739,000 | 1,834 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,148,000 | 1,643 |
| Total interest expense | $2,306,000 | 1,891 |
| Net interest income | $13,842,000 | 1,591 |
| Provision for loan and lease losses | $-690,000 | 7,002 |
| Total noninterest income | $667,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $141,000 | 4,877 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $526,000 | 3,278 |
| Total noninterest expense | $10,969,000 | 1,750 |
| Salaries and employee benefits | $5,402,000 | 1,868 |
| Premises and equipment expense | $1,321,000 | 1,790 |
| Additional noninterest expense | $4,246,000 | 1,592 |
| Pre-tax net operating income | $4,230,000 | 1,585 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,616,000 | 1,034 |
| Income before extraordinary items | $2,614,000 | 2,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,614,000 | 2,089 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,614,000 | 2,091 |
| Net charge-offs | $-557,000 | 7,048 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,614,000 | 1,963 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,104,000 | 1,673 |
| Total interest expense | $1,793,000 | 1,900 |
| Net interest income | $10,311,000 | 1,618 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $551,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $110,000 | 4,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $441,000 | 3,129 |
| Total noninterest expense | $8,334,000 | 1,728 |
| Salaries and employee benefits | $4,013,000 | 1,874 |
| Premises and equipment expense | $1,010,000 | 1,757 |
| Additional noninterest expense | $3,311,000 | 1,526 |
| Pre-tax net operating income | $2,528,000 | 1,954 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $995,000 | 1,232 |
| Income before extraordinary items | $1,533,000 | 2,601 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,533,000 | 2,602 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,533,000 | 2,602 |
| Net charge-offs | $-75,000 | 6,986 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,533,000 | 2,477 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,008,000 | 1,696 |
| Total interest expense | $1,245,000 | 1,888 |
| Net interest income | $6,763,000 | 1,631 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $494,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $75,000 | 4,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $419,000 | 2,579 |
| Total noninterest expense | $5,491,000 | 1,758 |
| Salaries and employee benefits | $2,644,000 | 1,896 |
| Premises and equipment expense | $669,000 | 1,771 |
| Additional noninterest expense | $2,178,000 | 1,558 |
| Pre-tax net operating income | $1,766,000 | 1,861 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $674,000 | 1,213 |
| Income before extraordinary items | $1,092,000 | 2,447 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,092,000 | 2,447 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,092,000 | 2,447 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,092,000 | 2,318 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 1,719 |
| Total interest expense | $668,000 | 1,833 |
| Net interest income | $3,312,000 | 1,672 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $83,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,910 |
| Total noninterest expense | $2,391,000 | 2,002 |
| Salaries and employee benefits | $1,249,000 | 2,011 |
| Premises and equipment expense | $340,000 | 1,742 |
| Additional noninterest expense | $802,000 | 2,027 |
| Pre-tax net operating income | $1,004,000 | 1,671 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $422,000 | 1,028 |
| Income before extraordinary items | $582,000 | 2,316 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $582,000 | 2,318 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $582,000 | 2,319 |
| Net charge-offs | $121,000 | 2,296 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $582,000 | 2,199 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,568,000 | 1,701 |
| Total interest expense | $3,119,000 | 1,891 |
| Net interest income | $13,449,000 | 1,657 |
| Provision for loan and lease losses | $575,000 | 3,263 |
| Total noninterest income | $1,032,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $143,000 | 4,978 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $889,000 | 2,303 |
| Total noninterest expense | $13,897,000 | 1,401 |
| Salaries and employee benefits | $4,904,000 | 1,972 |
| Premises and equipment expense | $1,733,000 | 1,442 |
| Additional noninterest expense | $7,260,000 | 976 |
| Pre-tax net operating income | $9,000 | 5,981 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,253,000 | 1,136 |
| Income before extraordinary items | $-1,244,000 | 6,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,244,000 | 6,710 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,244,000 | 6,710 |
| Net charge-offs | $3,094,000 | 1,172 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,244,000 | 6,669 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,567,000 | 1,706 |
| Total interest expense | $2,395,000 | 1,928 |
| Net interest income | $10,172,000 | 1,648 |
| Provision for loan and lease losses | $400,000 | 3,210 |
| Total noninterest income | $287,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $106,000 | 5,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $181,000 | 4,247 |
| Total noninterest expense | $8,184,000 | 1,774 |
| Salaries and employee benefits | $3,740,000 | 1,940 |
| Premises and equipment expense | $1,333,000 | 1,423 |
| Additional noninterest expense | $3,111,000 | 1,639 |
| Pre-tax net operating income | $1,875,000 | 2,192 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $776,000 | 1,315 |
| Income before extraordinary items | $1,099,000 | 2,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,099,000 | 2,875 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,099,000 | 2,875 |
| Net charge-offs | $3,044,000 | 945 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,099,000 | 2,774 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,485,000 | 1,704 |
| Total interest expense | $1,638,000 | 1,949 |
| Net interest income | $6,847,000 | 1,639 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $232,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $73,000 | 4,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 3,845 |
| Total noninterest expense | $5,334,000 | 1,831 |
| Salaries and employee benefits | $2,521,000 | 1,932 |
| Premises and equipment expense | $858,000 | 1,474 |
| Additional noninterest expense | $1,955,000 | 1,759 |
| Pre-tax net operating income | $1,670,000 | 1,709 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $692,000 | 1,038 |
| Income before extraordinary items | $978,000 | 2,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $978,000 | 2,320 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $978,000 | 2,320 |
| Net charge-offs | $2,156,000 | 872 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $978,000 | 2,240 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 1,663 |
| Total interest expense | $843,000 | 1,962 |
| Net interest income | $3,539,000 | 1,577 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $77,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $2,718,000 | 1,812 |
| Salaries and employee benefits | $1,284,000 | 1,924 |
| Premises and equipment expense | $409,000 | 1,573 |
| Additional noninterest expense | $1,025,000 | 1,680 |
| Pre-tax net operating income | $868,000 | 1,645 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $381,000 | 926 |
| Income before extraordinary items | $487,000 | 2,300 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $487,000 | 2,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $487,000 | 2,300 |
| Net charge-offs | $1,760,000 | 587 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $487,000 | 2,249 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,395,000 | 1,509 |
| Total interest expense | $4,725,000 | 1,725 |
| Net interest income | $15,670,000 | 1,428 |
| Provision for loan and lease losses | $4,728,000 | 1,200 |
| Total noninterest income | $232,000 | 5,762 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $164,000 | 4,763 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 5,840 |
| Total noninterest expense | $13,071,000 | 1,511 |
| Salaries and employee benefits | $4,705,000 | 2,052 |
| Premises and equipment expense | $1,680,000 | 1,513 |
| Additional noninterest expense | $6,686,000 | 1,102 |
| Pre-tax net operating income | $-1,897,000 | 6,744 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-60,000 | 6,742 |
| Income before extraordinary items | $-1,837,000 | 6,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,837,000 | 6,818 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,837,000 | 6,818 |
| Net charge-offs | $1,402,000 | 2,258 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,837,000 | 6,788 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,734,000 | 1,503 |
| Total interest expense | $3,867,000 | 1,676 |
| Net interest income | $11,867,000 | 1,439 |
| Provision for loan and lease losses | $4,728,000 | 915 |
| Total noninterest income | $128,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $128,000 | 4,775 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $0 | 7,139 |
| Total noninterest expense | $10,466,000 | 1,420 |
| Salaries and employee benefits | $3,473,000 | 2,080 |
| Premises and equipment expense | $1,264,000 | 1,539 |
| Additional noninterest expense | $5,729,000 | 929 |
| Pre-tax net operating income | $-3,199,000 | 7,230 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-623,000 | 7,410 |
| Income before extraordinary items | $-2,576,000 | 7,223 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,576,000 | 7,222 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,576,000 | 7,223 |
| Net charge-offs | $561,000 | 2,928 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,576,000 | 7,196 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,769,000 | 1,478 |
| Total interest expense | $2,875,000 | 1,567 |
| Net interest income | $7,894,000 | 1,444 |
| Provision for loan and lease losses | $4,328,000 | 721 |
| Total noninterest income | $56,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $87,000 | 4,723 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-31,000 | 7,415 |
| Total noninterest expense | $7,877,000 | 1,262 |
| Salaries and employee benefits | $2,336,000 | 2,080 |
| Premises and equipment expense | $840,000 | 1,566 |
| Additional noninterest expense | $4,701,000 | 768 |
| Pre-tax net operating income | $-4,255,000 | 7,514 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-942,000 | 7,604 |
| Income before extraordinary items | $-3,313,000 | 7,467 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,313,000 | 7,467 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,313,000 | 7,467 |
| Net charge-offs | $-16,000 | 7,556 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,313,000 | 7,464 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 1,514 |
| Total interest expense | $1,582,000 | 1,495 |
| Net interest income | $3,795,000 | 1,517 |
| Provision for loan and lease losses | $4,298,000 | 425 |
| Total noninterest income | $100,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 4,499 |
| Total noninterest expense | $5,255,000 | 947 |
| Salaries and employee benefits | $1,302,000 | 1,914 |
| Premises and equipment expense | $423,000 | 1,594 |
| Additional noninterest expense | $3,530,000 | 515 |
| Pre-tax net operating income | $-5,658,000 | 7,783 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,533,000 | 7,837 |
| Income before extraordinary items | $-4,125,000 | 7,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,125,000 | 7,763 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,125,000 | 7,764 |
| Net charge-offs | $-26,000 | 7,694 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,125,000 | 7,753 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,230,000 | 1,541 |
| Total interest expense | $8,488,000 | 1,417 |
| Net interest income | $13,742,000 | 1,635 |
| Provision for loan and lease losses | $6,075,000 | 1,234 |
| Total noninterest income | $419,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $158,000 | 5,072 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $261,000 | 4,208 |
| Total noninterest expense | $13,945,000 | 1,481 |
| Salaries and employee benefits | $4,491,000 | 2,185 |
| Premises and equipment expense | $1,686,000 | 1,590 |
| Additional noninterest expense | $7,768,000 | 1,012 |
| Pre-tax net operating income | $-5,859,000 | 7,264 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,430,000 | 7,408 |
| Income before extraordinary items | $-4,429,000 | 7,205 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,429,000 | 7,204 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,429,000 | 7,204 |
| Net charge-offs | $5,005,000 | 1,140 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,429,000 | 7,211 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,781,000 | 1,556 |
| Total interest expense | $6,593,000 | 1,438 |
| Net interest income | $10,188,000 | 1,655 |
| Provision for loan and lease losses | $3,572,000 | 1,322 |
| Total noninterest income | $315,000 | 5,108 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $110,000 | 5,241 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $205,000 | 4,246 |
| Total noninterest expense | $7,851,000 | 1,920 |
| Salaries and employee benefits | $3,506,000 | 2,120 |
| Premises and equipment expense | $1,304,000 | 1,578 |
| Additional noninterest expense | $3,041,000 | 1,765 |
| Pre-tax net operating income | $-920,000 | 6,613 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-412,000 | 7,289 |
| Income before extraordinary items | $-508,000 | 6,437 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-508,000 | 6,438 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-508,000 | 6,437 |
| Net charge-offs | $2,702,000 | 1,253 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-508,000 | 6,432 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,162,000 | 1,586 |
| Total interest expense | $4,676,000 | 1,419 |
| Net interest income | $6,486,000 | 1,722 |
| Provision for loan and lease losses | $2,587,000 | 1,196 |
| Total noninterest income | $155,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $74,000 | 5,211 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $5,247,000 | 1,944 |
| Salaries and employee benefits | $2,436,000 | 2,068 |
| Premises and equipment expense | $870,000 | 1,603 |
| Additional noninterest expense | $1,941,000 | 1,852 |
| Pre-tax net operating income | $-1,193,000 | 7,111 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-458,000 | 7,555 |
| Income before extraordinary items | $-735,000 | 6,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-735,000 | 6,973 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-735,000 | 6,973 |
| Net charge-offs | $1,920,000 | 1,147 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-735,000 | 6,960 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,571,000 | 1,617 |
| Total interest expense | $2,390,000 | 1,452 |
| Net interest income | $3,181,000 | 1,739 |
| Provision for loan and lease losses | $2,099,000 | 734 |
| Total noninterest income | $81,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $2,322,000 | 2,129 |
| Salaries and employee benefits | $1,168,000 | 2,184 |
| Premises and equipment expense | $440,000 | 1,616 |
| Additional noninterest expense | $714,000 | 2,188 |
| Pre-tax net operating income | $-1,159,000 | 7,674 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-456,000 | 7,881 |
| Income before extraordinary items | $-703,000 | 7,585 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-703,000 | 7,586 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-703,000 | 7,586 |
| Net charge-offs | $1,661,000 | 686 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-703,000 | 7,571 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,375,000 | 1,530 |
| Total interest expense | $11,600,000 | 1,413 |
| Net interest income | $13,775,000 | 1,620 |
| Provision for loan and lease losses | $5,540,000 | 947 |
| Total noninterest income | $366,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $218,000 | 4,632 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $148,000 | 5,337 |
| Total noninterest expense | $10,283,000 | 1,881 |
| Salaries and employee benefits | $5,129,000 | 1,960 |
| Premises and equipment expense | $1,749,000 | 1,583 |
| Additional noninterest expense | $3,405,000 | 1,797 |
| Pre-tax net operating income | $-1,682,000 | 7,256 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-507,000 | 7,506 |
| Income before extraordinary items | $-1,175,000 | 7,072 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,175,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,558,000 | 883 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,175,000 | 7,192 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,289,000 | 1,543 |
| Total interest expense | $9,126,000 | 1,392 |
| Net interest income | $10,163,000 | 1,657 |
| Provision for loan and lease losses | $1,725,000 | 1,309 |
| Total noninterest income | $291,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $182,000 | 4,451 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $7,684,000 | 1,873 |
| Salaries and employee benefits | $3,976,000 | 1,946 |
| Premises and equipment expense | $1,297,000 | 1,614 |
| Additional noninterest expense | $2,411,000 | 1,834 |
| Pre-tax net operating income | $1,045,000 | 3,596 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $470,000 | 1,978 |
| Income before extraordinary items | $575,000 | 4,202 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $575,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,088,000 | 1,237 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $575,000 | 4,358 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,952,000 | 1,563 |
| Total interest expense | $6,278,000 | 1,404 |
| Net interest income | $6,674,000 | 1,676 |
| Provision for loan and lease losses | $1,445,000 | 981 |
| Total noninterest income | $196,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $133,000 | 4,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $63,000 | 5,798 |
| Total noninterest expense | $5,158,000 | 1,862 |
| Salaries and employee benefits | $2,693,000 | 1,931 |
| Premises and equipment expense | $856,000 | 1,622 |
| Additional noninterest expense | $1,609,000 | 1,794 |
| Pre-tax net operating income | $267,000 | 5,424 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $138,000 | 3,121 |
| Income before extraordinary items | $129,000 | 6,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,555 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $129,000 | 6,068 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 1,594 |
| Total interest expense | $3,313,000 | 1,421 |
| Net interest income | $3,213,000 | 1,735 |
| Provision for loan and lease losses | $902,000 | 659 |
| Total noninterest income | $75,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $2,718,000 | 1,766 |
| Salaries and employee benefits | $1,446,000 | 1,816 |
| Premises and equipment expense | $441,000 | 1,583 |
| Additional noninterest expense | $831,000 | 1,711 |
| Pre-tax net operating income | $-332,000 | 7,937 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-61,000 | 8,061 |
| Income before extraordinary items | $-271,000 | 7,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-271,000 | 7,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,893 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-271,000 | 7,914 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,794,000 | 1,727 |
| Total interest expense | $12,629,000 | 1,590 |
| Net interest income | $12,165,000 | 1,865 |
| Provision for loan and lease losses | $1,432,000 | 1,095 |
| Total noninterest income | $343,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $225,000 | 4,665 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $118,000 | 5,971 |
| Total noninterest expense | $9,781,000 | 1,893 |
| Salaries and employee benefits | $5,348,000 | 1,891 |
| Premises and equipment expense | $1,618,000 | 1,631 |
| Additional noninterest expense | $2,815,000 | 1,964 |
| Pre-tax net operating income | $1,295,000 | 4,193 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $395,000 | 3,041 |
| Income before extraordinary items | $900,000 | 4,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $900,000 | 4,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,470 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $900,000 | 4,535 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,754,000 | 1,804 |
| Total interest expense | $9,180,000 | 1,632 |
| Net interest income | $8,574,000 | 2,001 |
| Provision for loan and lease losses | $994,000 | 909 |
| Total noninterest income | $382,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $160,000 | 4,785 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $222,000 | 4,297 |
| Total noninterest expense | $7,085,000 | 1,940 |
| Salaries and employee benefits | $3,988,000 | 1,887 |
| Premises and equipment expense | $1,192,000 | 1,651 |
| Additional noninterest expense | $1,905,000 | 2,098 |
| Pre-tax net operating income | $877,000 | 4,652 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $419,000 | 2,750 |
| Income before extraordinary items | $458,000 | 5,540 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $458,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $458,000 | 5,531 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,086,000 | 1,927 |
| Total interest expense | $5,727,000 | 1,749 |
| Net interest income | $5,359,000 | 2,152 |
| Provision for loan and lease losses | $586,000 | 910 |
| Total noninterest income | $228,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $101,000 | 4,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $127,000 | 4,637 |
| Total noninterest expense | $4,502,000 | 2,047 |
| Salaries and employee benefits | $2,551,000 | 1,992 |
| Premises and equipment expense | $775,000 | 1,717 |
| Additional noninterest expense | $1,176,000 | 2,256 |
| Pre-tax net operating income | $499,000 | 5,040 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $245,000 | 2,993 |
| Income before extraordinary items | $254,000 | 5,986 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $254,000 | 5,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $254,000 | 5,973 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 2,110 |
| Total interest expense | $2,571,000 | 1,904 |
| Net interest income | $2,426,000 | 2,345 |
| Provision for loan and lease losses | $137,000 | 1,602 |
| Total noninterest income | $79,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $2,093,000 | 2,215 |
| Salaries and employee benefits | $1,149,000 | 2,237 |
| Premises and equipment expense | $374,000 | 1,778 |
| Additional noninterest expense | $570,000 | 2,289 |
| Pre-tax net operating income | $275,000 | 4,852 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $124,000 | 2,994 |
| Income before extraordinary items | $151,000 | 5,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $151,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $151,000 | 5,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,657,000 | 2,463 |
| Total interest expense | $7,504,000 | 2,161 |
| Net interest income | $8,153,000 | 2,706 |
| Provision for loan and lease losses | $153,000 | 4,016 |
| Total noninterest income | $424,000 | 5,472 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $145,000 | 5,588 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $279,000 | 4,444 |
| Total noninterest expense | $5,902,000 | 2,909 |
| Salaries and employee benefits | $3,268,000 | 2,900 |
| Premises and equipment expense | $804,000 | 2,996 |
| Additional noninterest expense | $1,830,000 | 2,772 |
| Pre-tax net operating income | $2,522,000 | 3,113 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,061,000 | 2,107 |
| Income before extraordinary items | $1,461,000 | 3,825 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,461,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,461,000 | 3,805 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,068,000 | 2,574 |
| Total interest expense | $5,093,000 | 2,284 |
| Net interest income | $5,975,000 | 2,788 |
| Provision for loan and lease losses | $111,000 | 3,932 |
| Total noninterest income | $316,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $106,000 | 5,698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 4,435 |
| Total noninterest expense | $4,110,000 | 3,102 |
| Salaries and employee benefits | $2,257,000 | 3,110 |
| Premises and equipment expense | $530,000 | 3,311 |
| Additional noninterest expense | $1,323,000 | 2,859 |
| Pre-tax net operating income | $2,070,000 | 3,032 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $806,000 | 2,187 |
| Income before extraordinary items | $1,264,000 | 3,606 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,264,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,264,000 | 3,594 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,091,000 | 2,630 |
| Total interest expense | $3,110,000 | 2,362 |
| Net interest income | $3,981,000 | 2,796 |
| Provision for loan and lease losses | $102,000 | 3,281 |
| Total noninterest income | $89,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $2,395,000 | 3,462 |
| Salaries and employee benefits | $1,349,000 | 3,427 |
| Premises and equipment expense | $303,000 | 3,738 |
| Additional noninterest expense | $743,000 | 3,318 |
| Pre-tax net operating income | $1,573,000 | 2,786 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $579,000 | 2,102 |
| Income before extraordinary items | $994,000 | 3,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $994,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $994,000 | 3,219 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 2,688 |
| Total interest expense | $1,508,000 | 2,328 |
| Net interest income | $1,863,000 | 2,958 |
| Provision for loan and lease losses | $46,000 | 3,241 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $1,123,000 | 3,662 |
| Salaries and employee benefits | $618,000 | 3,674 |
| Premises and equipment expense | $150,000 | 3,796 |
| Additional noninterest expense | $355,000 | 3,426 |
| Pre-tax net operating income | $739,000 | 2,864 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $246,000 | 2,294 |
| Income before extraordinary items | $493,000 | 3,196 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $493,000 | 3,173 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 6,313 |
| Total interest expense | $1,456,000 | 5,294 |
| Net interest income | $1,896,000 | 6,768 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $67,000 | 8,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $52,000 | 7,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $1,143,000 | 7,494 |
| Salaries and employee benefits | $703,000 | 7,253 |
| Premises and equipment expense | $129,000 | 7,543 |
| Additional noninterest expense | $311,000 | 7,586 |
| Pre-tax net operating income | $760,000 | 5,989 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $299,000 | 4,138 |
| Income before extraordinary items | $461,000 | 6,532 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $461,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,740,000 | 336 |
| Net operating income | $461,000 | 6,511 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,229,000 | 2,868 |
| Total interest expense | $3,004,000 | 2,531 |
| Net interest income | $5,225,000 | 3,036 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $230,000 | 6,314 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $179,000 | 4,700 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 7,043 |
| Total noninterest expense | $6,939,000 | 1,813 |
| Salaries and employee benefits | $1,436,000 | 4,223 |
| Premises and equipment expense | $380,000 | 4,126 |
| Additional noninterest expense | $5,123,000 | 761 |
| Pre-tax net operating income | $-1,664,000 | 8,794 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-615,000 | 8,830 |
| Income before extraordinary items | $-1,049,000 | 8,754 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,049,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,049,000 | 8,735 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 2,929 |
| Total interest expense | $1,813,000 | 2,621 |
| Net interest income | $3,398,000 | 3,067 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $155,000 | 6,272 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $119,000 | 4,670 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $1,565,000 | 4,599 |
| Salaries and employee benefits | $715,000 | 5,177 |
| Premises and equipment expense | $254,000 | 4,103 |
| Additional noninterest expense | $596,000 | 3,825 |
| Pre-tax net operating income | $1,868,000 | 2,310 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $778,000 | 1,655 |
| Income before extraordinary items | $1,090,000 | 2,898 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,090,000 | 2,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,090,000 | 2,855 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 2,969 |
| Total interest expense | $825,000 | 2,722 |
| Net interest income | $1,704,000 | 3,056 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $68,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $735,000 | 4,819 |
| Salaries and employee benefits | $359,000 | 5,198 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $245,000 | 4,420 |
| Pre-tax net operating income | $977,000 | 2,203 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $407,000 | 1,584 |
| Income before extraordinary items | $570,000 | 2,723 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $570,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $570,000 | 2,675 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,243,000 | 3,338 |
| Total interest expense | $2,568,000 | 2,981 |
| Net interest income | $5,675,000 | 3,443 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $239,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $176,000 | 5,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,122 |
| Total noninterest expense | $3,150,000 | 4,504 |
| Salaries and employee benefits | $1,693,000 | 4,532 |
| Premises and equipment expense | $469,000 | 4,285 |
| Additional noninterest expense | $988,000 | 4,392 |
| Pre-tax net operating income | $2,524,000 | 2,982 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,007,000 | 2,137 |
| Income before extraordinary items | $1,517,000 | 3,605 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,517,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 581 |
| Net operating income | $1,517,000 | 3,552 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,893,000 | 3,439 |
| Total interest expense | $1,828,000 | 3,063 |
| Net interest income | $4,065,000 | 3,551 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $174,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $126,000 | 5,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 7,110 |
| Total noninterest expense | $2,073,000 | 4,906 |
| Salaries and employee benefits | $1,034,000 | 5,203 |
| Premises and equipment expense | $346,000 | 4,317 |
| Additional noninterest expense | $693,000 | 4,564 |
| Pre-tax net operating income | $1,986,000 | 2,898 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $753,000 | 2,202 |
| Income before extraordinary items | $1,233,000 | 3,476 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,233,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 449 |
| Net operating income | $1,233,000 | 3,389 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 3,476 |
| Total interest expense | $1,182,000 | 3,121 |
| Net interest income | $2,670,000 | 3,584 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $115,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $81,000 | 5,696 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $1,383,000 | 4,928 |
| Salaries and employee benefits | $698,000 | 5,178 |
| Premises and equipment expense | $233,000 | 4,294 |
| Additional noninterest expense | $452,000 | 4,666 |
| Pre-tax net operating income | $1,282,000 | 2,956 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $487,000 | 2,247 |
| Income before extraordinary items | $795,000 | 3,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $795,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $795,000 | 3,449 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 3,536 |
| Total interest expense | $601,000 | 3,111 |
| Net interest income | $1,298,000 | 3,650 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $689,000 | 4,971 |
| Salaries and employee benefits | $357,000 | 5,120 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $605,000 | 3,064 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $229,000 | 2,342 |
| Income before extraordinary items | $376,000 | 3,677 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $376,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $376,000 | 3,549 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,340,000 | 3,678 |
| Total interest expense | $2,753,000 | 3,099 |
| Net interest income | $4,587,000 | 3,945 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $221,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $152,000 | 5,836 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $69,000 | 7,124 |
| Total noninterest expense | $2,908,000 | 4,713 |
| Salaries and employee benefits | $1,577,000 | 4,694 |
| Premises and equipment expense | $474,000 | 4,228 |
| Additional noninterest expense | $857,000 | 4,814 |
| Pre-tax net operating income | $1,660,000 | 3,849 |
| Securities gains (losses) | $104,000 | 1,855 |
| Applicable income taxes | $700,000 | 2,802 |
| Income before extraordinary items | $1,064,000 | 4,469 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,064,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 645 |
| Net operating income | $997,440 | 4,494 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 3,743 |
| Total interest expense | $2,133,000 | 3,109 |
| Net interest income | $3,316,000 | 4,069 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $166,000 | 7,216 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $113,000 | 5,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,132 |
| Total noninterest expense | $1,999,000 | 4,984 |
| Salaries and employee benefits | $1,014,000 | 5,203 |
| Premises and equipment expense | $359,000 | 4,194 |
| Additional noninterest expense | $626,000 | 4,867 |
| Pre-tax net operating income | $1,303,000 | 3,840 |
| Securities gains (losses) | $104,000 | 1,710 |
| Applicable income taxes | $548,000 | 2,860 |
| Income before extraordinary items | $859,000 | 4,417 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $859,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 610 |
| Net operating income | $792,440 | 4,445 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 3,803 |
| Total interest expense | $1,490,000 | 3,063 |
| Net interest income | $2,114,000 | 4,224 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $109,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $36,000 | 7,110 |
| Total noninterest expense | $1,338,000 | 4,959 |
| Salaries and employee benefits | $677,000 | 5,204 |
| Premises and equipment expense | $237,000 | 4,222 |
| Additional noninterest expense | $424,000 | 4,804 |
| Pre-tax net operating income | $765,000 | 4,179 |
| Securities gains (losses) | $104,000 | 1,475 |
| Applicable income taxes | $348,000 | 2,960 |
| Income before extraordinary items | $521,000 | 4,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $521,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $454,440 | 4,857 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 3,838 |
| Total interest expense | $760,000 | 3,082 |
| Net interest income | $1,030,000 | 4,302 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $671,000 | 4,944 |
| Salaries and employee benefits | $338,000 | 5,218 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $212,000 | 4,752 |
| Pre-tax net operating income | $351,000 | 4,385 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $141,000 | 3,336 |
| Income before extraordinary items | $210,000 | 5,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $210,000 | 5,012 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,021,000 | 4,037 |
| Total interest expense | $2,990,000 | 3,550 |
| Net interest income | $4,031,000 | 4,324 |
| Provision for loan and lease losses | $270,000 | 3,677 |
| Total noninterest income | $175,000 | 7,563 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $2,727,000 | 4,777 |
| Salaries and employee benefits | $1,438,000 | 4,845 |
| Premises and equipment expense | $435,000 | 4,364 |
| Additional noninterest expense | $854,000 | 4,708 |
| Pre-tax net operating income | $1,209,000 | 4,695 |
| Securities gains (losses) | $110,000 | 1,644 |
| Applicable income taxes | $590,000 | 3,150 |
| Income before extraordinary items | $729,000 | 5,449 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $729,000 | 5,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $658,600 | 5,570 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 3,891 |
| Total interest expense | $4,741,000 | 3,309 |
| Net interest income | $3,569,000 | 4,493 |
| Provision for loan and lease losses | $262,000 | 3,508 |
| Total noninterest income | $145,000 | 7,913 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $82,000 | 6,939 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $2,627,000 | 4,795 |
| Salaries and employee benefits | $1,395,000 | 4,766 |
| Premises and equipment expense | $478,000 | 4,045 |
| Additional noninterest expense | $754,000 | 4,996 |
| Pre-tax net operating income | $825,000 | 5,410 |
| Securities gains (losses) | $173,000 | 1,312 |
| Applicable income taxes | $477,000 | 3,399 |
| Income before extraordinary items | $521,000 | 5,964 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $521,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $157,000 | 5,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $410,280 | 6,396 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,381,000 | 3,593 |
| Total interest expense | $5,005,000 | 3,312 |
| Net interest income | $4,376,000 | 3,896 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $195,000 | 7,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 7,934 |
| Total noninterest expense | $2,916,000 | 4,326 |
| Salaries and employee benefits | $1,446,000 | 4,491 |
| Premises and equipment expense | $432,000 | 4,255 |
| Additional noninterest expense | $1,038,000 | 3,880 |
| Pre-tax net operating income | $1,475,000 | 4,112 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $634,000 | 3,001 |
| Income before extraordinary items | $841,000 | 4,898 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $841,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,408 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $581,000 | 523 |
| Net operating income | $841,000 | 4,897 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 4,851 |
| Total interest expense | $3,343,000 | 4,206 |
| Net interest income | $2,826,000 | 5,395 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $243,000 | 7,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,873 |
| Total noninterest expense | $2,431,000 | 4,981 |
| Salaries and employee benefits | $1,142,000 | 5,359 |
| Premises and equipment expense | $446,000 | 4,162 |
| Additional noninterest expense | $843,000 | 4,613 |
| Pre-tax net operating income | $518,000 | 7,062 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $217,000 | 5,526 |
| Income before extraordinary items | $301,000 | 7,592 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $301,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $144,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 786 |
| Net operating income | $301,000 | 7,565 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 5,561 |
| Total interest expense | $2,995,000 | 4,736 |
| Net interest income | $2,167,000 | 6,349 |
| Provision for loan and lease losses | $148,000 | 4,215 |
| Total noninterest income | $276,000 | 6,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,420 |
| Total noninterest expense | $1,835,000 | 5,916 |
| Salaries and employee benefits | $867,000 | 6,367 |
| Premises and equipment expense | $387,000 | 4,543 |
| Additional noninterest expense | $581,000 | 5,874 |
| Pre-tax net operating income | $460,000 | 7,583 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $200,000 | 6,190 |
| Income before extraordinary items | $260,000 | 8,179 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $260,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $142,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $260,000 | 8,100 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 6,978 |
| Total interest expense | $1,782,000 | 6,720 |
| Net interest income | $1,894,000 | 7,140 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $455,000 | 5,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $1,351,000 | 7,179 |
| Salaries and employee benefits | $662,000 | 7,538 |
| Premises and equipment expense | $225,000 | 6,418 |
| Additional noninterest expense | $464,000 | 6,808 |
| Pre-tax net operating income | $878,000 | 6,218 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $342,000 | 5,377 |
| Income before extraordinary items | $540,000 | 6,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $540,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $537,440 | 6,698 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 7,915 |
| Total interest expense | $1,343,000 | 7,976 |
| Net interest income | $1,721,000 | 7,723 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $369,000 | 6,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $1,228,000 | 7,905 |
| Salaries and employee benefits | $561,000 | 8,394 |
| Premises and equipment expense | $237,000 | 6,434 |
| Additional noninterest expense | $430,000 | 7,627 |
| Pre-tax net operating income | $742,000 | 6,743 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $306,000 | 5,765 |
| Income before extraordinary items | $436,000 | 7,338 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $436,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $114,000 | 6,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $436,000 | 7,284 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 8,253 |
| Total interest expense | $1,149,000 | 8,759 |
| Net interest income | $1,820,000 | 7,713 |
| Provision for loan and lease losses | $146,000 | 3,710 |
| Total noninterest income | $279,000 | 7,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $1,216,000 | 8,155 |
| Salaries and employee benefits | $554,000 | 8,685 |
| Premises and equipment expense | $263,000 | 6,155 |
| Additional noninterest expense | $399,000 | 8,206 |
| Pre-tax net operating income | $737,000 | 7,126 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $303,000 | 5,962 |
| Income before extraordinary items | $412,000 | 7,948 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $412,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $426,080 | 7,801 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 9,063 |
| Total interest expense | $836,000 | 9,415 |
| Net interest income | $1,581,000 | 8,639 |
| Provision for loan and lease losses | $258,000 | 2,528 |
| Total noninterest income | $247,000 | 8,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $1,273,000 | 8,348 |
| Salaries and employee benefits | $591,000 | 8,665 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $436,000 | 8,469 |
| Pre-tax net operating income | $297,000 | 10,161 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-6,000 | 12,062 |
| Income before extraordinary items | $303,000 | 9,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $303,000 | 9,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 694 |
| Net operating income | $303,000 | 9,183 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 10,006 |
| Total interest expense | $770,000 | 10,201 |
| Net interest income | $1,319,000 | 9,674 |
| Provision for loan and lease losses | $122,000 | 5,164 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $1,162,000 | 9,051 |
| Salaries and employee benefits | $515,000 | 9,523 |
| Premises and equipment expense | $255,000 | 6,603 |
| Additional noninterest expense | $392,000 | 9,347 |
| Pre-tax net operating income | $171,000 | 11,309 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-57,000 | 12,897 |
| Income before extraordinary items | $228,000 | 10,293 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $228,000 | 10,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $228,000 | 10,053 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 11,962 |
| Total interest expense | $586,000 | 12,351 |
| Net interest income | $918,000 | 11,433 |
| Provision for loan and lease losses | $89,000 | 7,639 |
| Total noninterest income | $90,000 | 11,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $1,071,000 | 9,660 |
| Salaries and employee benefits | $491,000 | 9,868 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $352,000 | 10,171 |
| Pre-tax net operating income | $-152,000 | 13,019 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-153,000 | 13,126 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-153,000 | 13,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 758 |
| Net operating income | $-153,000 | 12,987 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.