Home > Metro Savings Bank, FSB > Income and Expense
Metro Savings Bank, FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,273,000 | 5,003 |
| Total interest expense | $3,565,000 | 4,084 |
| Net interest income | $2,708,000 | 5,955 |
| Provision for loan and lease losses | $68,000 | 5,482 |
| Total noninterest income | $346,000 | 6,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $346,000 | 3,639 |
| Total noninterest expense | $2,003,000 | 5,974 |
| Salaries and employee benefits | $988,000 | 6,129 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $834,000 | 5,082 |
| Pre-tax net operating income | $983,000 | 6,064 |
| Securities gains (losses) | $-508,000 | 11,804 |
| Applicable income taxes | $413,000 | 4,836 |
| Income before extraordinary items | $62,000 | 11,217 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $62,000 | 11,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $189,000 | 5,653 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $387,120 | 8,143 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 5,257 |
| Total interest expense | $2,951,000 | 4,020 |
| Net interest income | $2,531,000 | 6,418 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $393,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $393,000 | 3,445 |
| Total noninterest expense | $1,841,000 | 6,588 |
| Salaries and employee benefits | $980,000 | 6,184 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $687,000 | 6,416 |
| Pre-tax net operating income | $1,083,000 | 5,630 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $399,000 | 4,778 |
| Income before extraordinary items | $684,000 | 6,007 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $684,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $234,000 | 5,116 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,101 |
| Net operating income | $684,000 | 6,077 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 5,073 |
| Total interest expense | $3,288,000 | 3,793 |
| Net interest income | $2,551,000 | 6,443 |
| Provision for loan and lease losses | $197,000 | 3,966 |
| Total noninterest income | $645,000 | 4,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $645,000 | 2,753 |
| Total noninterest expense | $1,762,000 | 7,002 |
| Salaries and employee benefits | $922,000 | 6,586 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $695,000 | 6,599 |
| Pre-tax net operating income | $1,237,000 | 5,067 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $492,000 | 4,249 |
| Income before extraordinary items | $754,000 | 5,811 |
| Extraordinary gains, net | $315,000 | 681 |
| Net income | $1,069,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,482 |
| Cash dividends | $94,000 | 7,075 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 872 |
| Net operating income | $748,240 | 5,586 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,696,000 | 5,012 |
| Total interest expense | $4,042,000 | 4,040 |
| Net interest income | $2,654,000 | 6,307 |
| Provision for loan and lease losses | $287,000 | 4,252 |
| Total noninterest income | $687,000 | 4,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $687,000 | 2,575 |
| Total noninterest expense | $1,663,000 | 7,362 |
| Salaries and employee benefits | $882,000 | 6,721 |
| Premises and equipment expense | $139,000 | 9,430 |
| Additional noninterest expense | $642,000 | 7,158 |
| Pre-tax net operating income | $1,391,000 | 4,339 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $517,000 | 3,890 |
| Income before extraordinary items | $875,000 | 5,023 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $875,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 2,269 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $874,360 | 4,722 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.