Home > Metro Savings Bank, FSB > Assets and Liabilities
Metro Savings Bank, FSB, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $81,872,000 | 5,267 |
| Cash and due from depository institutions | $2,461,000 | 7,361 |
| Interest-bearing balances | $2,215,000 | 1,706 |
| Securities | $24,833,000 | 4,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $52,588,000 | 4,801 |
| Loan loss allowance | $505,000 | 6,007 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $472,000 | 8,445 |
| Other real estate owned | $88,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,430,000 | 4,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,872,000 | 5,267 |
| Total liabilities | $75,942,000 | 5,120 |
| Total deposits | $75,822,000 | 4,908 |
| Interest-bearing deposits | $73,551,000 | 4,408 |
| Deposits held in domestic offices | $75,822,000 | 4,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $120,000 | 10,847 |
| Total equity capital | $5,930,000 | 6,603 |
| Total bank equity capital | $5,930,000 | 6,603 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $192,000 | 8,262 |
| Surplus | $1,416,000 | 6,767 |
| Undivided profits | $4,322,000 | 5,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $306,000 | 7,031 |
| Earning assets | $79,636,000 | 5,022 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $81,908,800 | 5,059 |
| Average Assets, quarterly | $82,623,500 | 5,170 |
| Volatile liabilities | $4,741,000 | 7,109 |
| Insider loans | $577,000 | 5,248 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,529,000 | 6,813 |
| Tier 1 (core) risk-based capital | $5,902,000 | 6,502 |
| Tier 2 risk-based capital | $505,000 | 5,222 |
| Total risk weighted assets | $45,305,000 | 5,430 |
| Total unused commitments | $2,529,000 | 6,827 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $79,836,000 | 5,333 |
| Cash and due from depository institutions | $1,209,000 | 6,680 |
| Interest-bearing balances | $942,000 | 2,517 |
| Securities | $26,432,000 | 4,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $50,208,000 | 4,908 |
| Loan loss allowance | $513,000 | 6,065 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $546,000 | 8,221 |
| Other real estate owned | $16,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,425,000 | 5,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,836,000 | 5,333 |
| Total liabilities | $74,462,000 | 5,187 |
| Total deposits | $71,468,000 | 5,136 |
| Interest-bearing deposits | $69,566,000 | 4,595 |
| Deposits held in domestic offices | $71,468,000 | 5,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,800,000 | 2,247 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $194,000 | 9,134 |
| Total equity capital | $5,374,000 | 6,788 |
| Total bank equity capital | $5,374,000 | 6,788 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $188,000 | 8,736 |
| Surplus | $1,358,000 | 7,002 |
| Undivided profits | $3,828,000 | 5,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 8,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $260,000 | 7,284 |
| Earning assets | $77,582,000 | 5,056 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $79,607,400 | 5,230 |
| Average Assets, quarterly | $79,216,000 | 5,329 |
| Volatile liabilities | $6,343,000 | 5,902 |
| Insider loans | $66,000 | 9,995 |
| FHLB advances | $2,800,000 | 724 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,534,000 | 6,856 |
| Tier 1 (core) risk-based capital | $5,374,000 | 6,882 |
| Tier 2 risk-based capital | $513,000 | 5,183 |
| Total risk weighted assets | $42,437,000 | 5,649 |
| Total unused commitments | $2,534,000 | 6,866 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $80,315,000 | 5,401 |
| Cash and due from depository institutions | $309,000 | 7,126 |
| Interest-bearing balances | $94,000 | 6,868 |
| Securities | $26,665,000 | 4,948 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $51,103,000 | 4,709 |
| Loan loss allowance | $566,000 | 5,830 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $534,000 | 8,501 |
| Other real estate owned | $97,000 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,607,000 | 4,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,315,000 | 5,401 |
| Total liabilities | $74,838,000 | 5,270 |
| Total deposits | $74,592,000 | 5,077 |
| Interest-bearing deposits | $72,904,000 | 4,585 |
| Deposits held in domestic offices | $74,592,000 | 5,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $246,000 | 8,419 |
| Total equity capital | $5,477,000 | 6,806 |
| Total bank equity capital | $5,477,000 | 6,806 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $188,000 | 9,178 |
| Surplus | $1,350,000 | 7,043 |
| Undivided profits | $3,939,000 | 5,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 8,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $226,000 | 7,534 |
| Earning assets | $77,862,000 | 5,147 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $80,809,200 | 5,238 |
| Average Assets, quarterly | $80,869,000 | 5,322 |
| Volatile liabilities | $3,858,000 | 7,454 |
| Insider loans | $93,000 | 9,860 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,415,000 | 3,815 |
| Tier 1 (core) risk-based capital | $5,477,000 | 6,714 |
| Tier 2 risk-based capital | $541,000 | 4,918 |
| Total risk weighted assets | $43,289,000 | 5,535 |
| Total unused commitments | $7,415,000 | 3,834 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $79,607,000 | 5,512 |
| Cash and due from depository institutions | $1,342,000 | 7,484 |
| Interest-bearing balances | $1,063,000 | 3,702 |
| Securities | $24,522,000 | 5,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $51,838,000 | 4,681 |
| Loan loss allowance | $727,000 | 4,858 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $499,000 | 8,919 |
| Other real estate owned | $73,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,333,000 | 5,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,607,000 | 5,512 |
| Total liabilities | $75,230,000 | 5,346 |
| Total deposits | $75,131,000 | 5,160 |
| Interest-bearing deposits | $73,625,000 | 4,681 |
| Deposits held in domestic offices | $75,131,000 | 5,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $99,000 | 12,344 |
| Total equity capital | $4,377,000 | 7,791 |
| Total bank equity capital | $4,377,000 | 7,791 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $176,000 | 9,699 |
| Surplus | $1,252,000 | 7,259 |
| Undivided profits | $2,949,000 | 6,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 4,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $256,000 | 7,403 |
| Earning assets | $77,423,000 | 5,228 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $80,233,400 | 5,348 |
| Average Assets, quarterly | $79,506,000 | 5,464 |
| Volatile liabilities | $2,533,000 | 9,200 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,498,000 | 6,677 |
| Tier 1 (core) risk-based capital | $4,377,000 | 7,735 |
| Tier 2 risk-based capital | $450,000 | 5,695 |
| Total risk weighted assets | $43,804,000 | 5,545 |
| Total unused commitments | $2,998,000 | 6,120 |
| Derivatives | $0 | 651 |