Home > Metro-County Bank of Virginia, Inc. > Assets and Liabilities
Metro-County Bank of Virginia, Inc., Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 25 | 5,661 |
| Assets and Liabilities | ||
| Total Assets: | $93,885,000 | 4,775 |
| Cash and due from depository institutions | $13,794,000 | 5,661 |
| Interest-bearing balances | $11,210,000 | 620 |
| Securities | $2,526,000 | 8,724 |
| Federal funds sold & reverse repurchase agreements | $1,571,000 | 5,216 |
| Net loans & leases | $73,368,000 | 4,004 |
| Loan loss allowance | $831,000 | 4,146 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,527,000 | 4,787 |
| Other real estate owned | $0 | 5,661 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,099,000 | 6,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,885,000 | 4,775 |
| Total liabilities | $86,294,000 | 4,688 |
| Total deposits | $85,799,000 | 4,423 |
| Interest-bearing deposits | $75,434,000 | 4,336 |
| Deposits held in domestic offices | $85,799,000 | 4,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $495,000 | 5,446 |
| Total equity capital | $7,591,000 | 5,537 |
| Total bank equity capital | $7,591,000 | 5,537 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,361,000 | 1,138 |
| Surplus | $6,292,000 | 2,573 |
| Undivided profits | $-2,062,000 | 9,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $368,000 | 6,950 |
| Earning assets | $88,675,000 | 4,646 |
| Long-term assets (5+ years) | $1,176,000 | 7,793 |
| Average Assets, year-to-date | $86,369,000 | 4,873 |
| Average Assets, quarterly | $91,913,000 | 4,795 |
| Volatile liabilities | $8,178,000 | 6,155 |
| Insider loans | $1,334,000 | 3,235 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,045,000 | 2,796 |
| Tier 1 (core) risk-based capital | $7,582,000 | 5,379 |
| Tier 2 risk-based capital | $831,000 | 3,894 |
| Total risk weighted assets | $77,091,000 | 4,015 |
| Total unused commitments | $17,045,000 | 2,807 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $79,048,000 | 5,225 |
| Cash and due from depository institutions | $2,736,000 | 6,049 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $11,125,000 | 6,458 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 2,289 |
| Net loans & leases | $57,422,000 | 4,739 |
| Loan loss allowance | $729,000 | 4,454 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,656,000 | 4,560 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $18,000 | 2,975 |
| All other assets | $941,000 | 6,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,048,000 | 5,225 |
| Total liabilities | $71,799,000 | 5,176 |
| Total deposits | $71,342,000 | 4,938 |
| Interest-bearing deposits | $63,736,000 | 4,808 |
| Deposits held in domestic offices | $71,342,000 | 4,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $457,000 | 6,065 |
| Total equity capital | $7,249,000 | 5,665 |
| Total bank equity capital | $7,249,000 | 5,665 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,047,000 | 1,227 |
| Surplus | $5,355,000 | 2,857 |
| Undivided profits | $-1,153,000 | 9,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $307,000 | 6,849 |
| Earning assets | $73,697,000 | 5,182 |
| Long-term assets (5+ years) | $1,174,000 | 7,843 |
| Average Assets, year-to-date | $68,783,800 | 5,558 |
| Average Assets, quarterly | $76,394,000 | 5,298 |
| Volatile liabilities | $9,012,000 | 5,911 |
| Insider loans | $1,523,000 | 2,892 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $20,029,000 | 2,329 |
| Tier 1 (core) risk-based capital | $7,291,000 | 5,537 |
| Tier 2 risk-based capital | $729,000 | 4,187 |
| Total risk weighted assets | $59,675,500 | 4,711 |
| Total unused commitments | $20,029,000 | 2,332 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $61,702,000 | 6,137 |
| Cash and due from depository institutions | $1,214,000 | 5,778 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $10,832,000 | 6,827 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 5,325 |
| Net loans & leases | $46,562,000 | 5,308 |
| Loan loss allowance | $523,000 | 5,527 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,662,000 | 4,539 |
| Other real estate owned | $0 | 5,778 |
| Goodwill and other intangibles | $30,000 | 2,983 |
| All other assets | $652,000 | 7,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,702,000 | 6,137 |
| Total liabilities | $54,876,000 | 6,181 |
| Total deposits | $54,466,000 | 5,941 |
| Interest-bearing deposits | $49,718,000 | 5,687 |
| Deposits held in domestic offices | $54,466,000 | 5,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $410,000 | 5,994 |
| Total equity capital | $6,826,000 | 5,761 |
| Total bank equity capital | $6,826,000 | 5,761 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,769,000 | 1,423 |
| Surplus | $2,409,000 | 4,961 |
| Undivided profits | $1,648,000 | 6,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $286,000 | 6,639 |
| Earning assets | $58,144,000 | 6,007 |
| Long-term assets (5+ years) | $1,082,000 | 8,229 |
| Average Assets, year-to-date | $53,937,200 | 6,470 |
| Average Assets, quarterly | $59,163,500 | 6,245 |
| Volatile liabilities | $5,634,000 | 7,036 |
| Insider loans | $1,691,000 | 2,564 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,380,000 | 3,879 |
| Tier 1 (core) risk-based capital | $7,048,000 | 5,656 |
| Tier 2 risk-based capital | $523,000 | 5,169 |
| Total risk weighted assets | $46,683,100 | 5,444 |
| Total unused commitments | $9,380,000 | 3,882 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 17 | 7,418 |
| Assets and Liabilities | ||
| Total Assets: | $44,824,000 | 7,374 |
| Cash and due from depository institutions | $859,000 | 7,418 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $9,873,000 | 7,148 |
| Federal funds sold & reverse repurchase agreements | $4,061,000 | 3,996 |
| Net loans & leases | $28,218,000 | 6,931 |
| Loan loss allowance | $190,000 | 8,677 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,138,000 | 5,563 |
| Other real estate owned | $0 | 7,418 |
| Goodwill and other intangibles | $43,000 | 2,953 |
| All other assets | $632,000 | 7,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,824,000 | 7,374 |
| Total liabilities | $37,969,000 | 7,540 |
| Total deposits | $37,768,000 | 7,386 |
| Interest-bearing deposits | $34,067,000 | 7,157 |
| Deposits held in domestic offices | $37,768,000 | 7,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $201,000 | 8,603 |
| Total equity capital | $6,855,000 | 5,856 |
| Total bank equity capital | $6,855,000 | 5,856 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,769,000 | 1,370 |
| Surplus | $4,139,000 | 3,313 |
| Undivided profits | $-53,000 | 9,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $149,000 | 8,664 |
| Earning assets | $42,152,000 | 7,267 |
| Long-term assets (5+ years) | $3,824,000 | 6,759 |
| Average Assets, year-to-date | $33,159,400 | 8,178 |
| Average Assets, quarterly | $41,414,500 | 7,581 |
| Volatile liabilities | $5,128,000 | 6,958 |
| Insider loans | $2,227,000 | 1,922 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,691,000 | 3,694 |
| Tier 1 (core) risk-based capital | $6,841,000 | 5,694 |
| Tier 2 risk-based capital | $190,000 | 8,372 |
| Total risk weighted assets | $31,520,100 | 6,739 |
| Total unused commitments | $9,691,000 | 3,701 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $22,084,000 | 9,650 |
| Cash and due from depository institutions | $693,000 | 9,356 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $156,000 | 10,776 |
| Federal funds sold & reverse repurchase agreements | $4,014,000 | 3,210 |
| Net loans & leases | $15,987,000 | 8,870 |
| Loan loss allowance | $40,000 | 10,644 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $584,000 | 7,518 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $56,000 | 2,890 |
| All other assets | $594,000 | 7,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,084,000 | 9,650 |
| Total liabilities | $15,363,000 | 10,086 |
| Total deposits | $15,315,000 | 10,002 |
| Interest-bearing deposits | $13,424,000 | 9,901 |
| Deposits held in domestic offices | $15,315,000 | 10,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $48,000 | 10,722 |
| Total equity capital | $6,721,000 | 5,955 |
| Total bank equity capital | $6,721,000 | 5,955 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,769,000 | 1,351 |
| Surplus | $4,139,000 | 3,253 |
| Undivided profits | $-187,000 | 10,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $145,000 | 9,108 |
| Earning assets | $20,157,000 | 9,645 |
| Long-term assets (5+ years) | $3,360,000 | 6,826 |
| Average Assets, year-to-date | $18,009,670 | 9,948 |
| Average Assets, quarterly | $20,146,500 | 9,799 |
| Volatile liabilities | $1,755,000 | 9,512 |
| Insider loans | $1,277,000 | 2,966 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,008,000 | 5,761 |
| Tier 1 (core) risk-based capital | $6,665,000 | 5,836 |
| Tier 2 risk-based capital | $40,000 | 10,601 |
| Total risk weighted assets | $15,088,000 | 9,201 |
| Total unused commitments | $4,008,000 | 5,770 |
| Derivatives | $0 | 533 |