Home > Metro Commerce Bank > Income and Expense
Metro Commerce Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,699,000 | 1,932 |
| Total interest expense | $4,992,000 | 3,159 |
| Net interest income | $12,707,000 | 1,401 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $997,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $543,000 | 2,646 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $454,000 | 3,292 |
| Total noninterest expense | $8,753,000 | 1,660 |
| Salaries and employee benefits | $4,590,000 | 1,632 |
| Premises and equipment expense | $1,541,000 | 1,385 |
| Additional noninterest expense | $2,622,000 | 1,749 |
| Pre-tax net operating income | $4,451,000 | 1,612 |
| Securities gains (losses) | $707,000 | 498 |
| Applicable income taxes | $2,148,000 | 1,107 |
| Income before extraordinary items | $3,010,000 | 1,748 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,010,000 | 1,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $2,800,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,557,520 | 1,968 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,245,000 | 1,922 |
| Total interest expense | $5,554,000 | 2,997 |
| Net interest income | $12,691,000 | 1,383 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $829,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $468,000 | 2,870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $361,000 | 3,574 |
| Total noninterest expense | $7,660,000 | 1,816 |
| Salaries and employee benefits | $4,424,000 | 1,611 |
| Premises and equipment expense | $1,533,000 | 1,335 |
| Additional noninterest expense | $1,703,000 | 2,512 |
| Pre-tax net operating income | $5,440,000 | 1,361 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $2,255,000 | 1,044 |
| Income before extraordinary items | $3,183,000 | 1,648 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,183,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,482 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,184,280 | 1,640 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,026,000 | 2,171 |
| Total interest expense | $4,538,000 | 3,214 |
| Net interest income | $10,488,000 | 1,665 |
| Provision for loan and lease losses | $365,000 | 2,251 |
| Total noninterest income | $965,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $610,000 | 2,184 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $355,000 | 3,670 |
| Total noninterest expense | $7,057,000 | 1,945 |
| Salaries and employee benefits | $4,069,000 | 1,699 |
| Premises and equipment expense | $1,373,000 | 1,497 |
| Additional noninterest expense | $1,615,000 | 2,670 |
| Pre-tax net operating income | $4,031,000 | 1,832 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $1,674,000 | 1,442 |
| Income before extraordinary items | $2,370,000 | 2,211 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,370,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $750,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,361,680 | 2,188 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,203,000 | 2,464 |
| Total interest expense | $4,637,000 | 3,213 |
| Net interest income | $8,566,000 | 1,998 |
| Provision for loan and lease losses | $153,000 | 4,102 |
| Total noninterest income | $945,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $521,000 | 2,465 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $424,000 | 3,306 |
| Total noninterest expense | $6,556,000 | 1,998 |
| Salaries and employee benefits | $3,646,000 | 1,838 |
| Premises and equipment expense | $1,256,000 | 1,557 |
| Additional noninterest expense | $1,654,000 | 2,527 |
| Pre-tax net operating income | $2,802,000 | 2,529 |
| Securities gains (losses) | $53,000 | 1,685 |
| Applicable income taxes | $1,180,000 | 2,025 |
| Income before extraordinary items | $1,675,000 | 2,962 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,675,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,222 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,641,080 | 2,937 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,501,000 | 2,846 |
| Total interest expense | $4,266,000 | 3,444 |
| Net interest income | $7,235,000 | 2,407 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $842,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $494,000 | 2,659 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $348,000 | 3,597 |
| Total noninterest expense | $5,616,000 | 2,296 |
| Salaries and employee benefits | $3,011,000 | 2,200 |
| Premises and equipment expense | $1,086,000 | 1,827 |
| Additional noninterest expense | $1,519,000 | 2,703 |
| Pre-tax net operating income | $2,341,000 | 3,078 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $967,000 | 2,508 |
| Income before extraordinary items | $1,374,000 | 3,626 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,374,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $138,000 | 6,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,374,000 | 3,546 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,400,000 | 3,161 |
| Total interest expense | $4,019,000 | 3,702 |
| Net interest income | $6,381,000 | 2,769 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $2,765,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $390,000 | 3,410 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,375,000 | 1,033 |
| Total noninterest expense | $5,525,000 | 2,484 |
| Salaries and employee benefits | $3,120,000 | 2,139 |
| Premises and equipment expense | $1,109,000 | 1,807 |
| Additional noninterest expense | $1,296,000 | 3,541 |
| Pre-tax net operating income | $3,401,000 | 2,102 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,404,000 | 1,703 |
| Income before extraordinary items | $1,997,000 | 2,470 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,997,000 | 2,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,997,000 | 2,421 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,720,000 | 3,717 |
| Total interest expense | $3,845,000 | 3,801 |
| Net interest income | $4,875,000 | 3,625 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $1,359,000 | 2,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,107,000 | 1,683 |
| Total noninterest expense | $8,517,000 | 1,655 |
| Salaries and employee benefits | $3,010,000 | 2,202 |
| Premises and equipment expense | $1,066,000 | 1,907 |
| Additional noninterest expense | $4,441,000 | 1,231 |
| Pre-tax net operating income | $-2,383,000 | 11,935 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $-915,000 | 11,900 |
| Income before extraordinary items | $-1,469,000 | 11,886 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,469,000 | 11,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,165 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-1,468,360 | 11,885 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 5,217 |
| Total interest expense | $1,804,000 | 6,063 |
| Net interest income | $3,723,000 | 4,674 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $3,086,000 | 1,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,919,000 | 891 |
| Total noninterest expense | $5,810,000 | 2,415 |
| Salaries and employee benefits | $3,107,000 | 2,128 |
| Premises and equipment expense | $834,000 | 2,431 |
| Additional noninterest expense | $1,869,000 | 2,734 |
| Pre-tax net operating income | $899,000 | 6,408 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $349,000 | 5,287 |
| Income before extraordinary items | $550,000 | 6,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $550,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,836 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 376 |
| Net operating income | $550,000 | 6,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 6,831 |
| Total interest expense | $1,526,000 | 7,126 |
| Net interest income | $2,516,000 | 6,524 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $4,523,000 | 1,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,398,000 | 751 |
| Total noninterest expense | $5,430,000 | 2,637 |
| Salaries and employee benefits | $2,841,000 | 2,347 |
| Premises and equipment expense | $582,000 | 3,421 |
| Additional noninterest expense | $2,007,000 | 2,728 |
| Pre-tax net operating income | $1,484,000 | 4,363 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $610,000 | 3,549 |
| Income before extraordinary items | $874,000 | 5,206 |
| Extraordinary gains, net | $367,000 | 599 |
| Net income | $1,241,000 | 3,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $874,000 | 4,985 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 8,308 |
| Total interest expense | $1,387,000 | 8,903 |
| Net interest income | $2,025,000 | 7,679 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $1,915,000 | 1,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,832,000 | 1,317 |
| Total noninterest expense | $3,413,000 | 4,025 |
| Salaries and employee benefits | $1,733,000 | 3,691 |
| Premises and equipment expense | $599,000 | 3,360 |
| Additional noninterest expense | $1,081,000 | 4,750 |
| Pre-tax net operating income | $412,000 | 9,133 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $253,000 | 9,883 |
| Extraordinary gains, net | $132,000 | 610 |
| Net income | $385,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $253,000 | 9,515 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.