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Metro City Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$192,825,000311
Total interest expense$91,365,000249
Net interest income$101,460,000363
Provision for loan and lease losses$-15,0004,218
Total noninterest income$18,038,000497
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,341,000798
Trading account gains and fees$0123
Additional Noninterest Income$16,697,000378
Total noninterest expense$47,300,000599
Salaries and employee benefits$29,304,000536
Premises and equipment expense$4,893,000564
Additional noninterest expense$16,697,000378
Pre-tax net operating income$72,213,000271
Securities gains (losses)$35,000491
Applicable income taxes$20,359,000205
Income before extraordinary items$51,889,000277
Extraordinary gains, net$054
Net income$51,889,000280
Minority interest net income$088
Net income of bank and minority interests.$51,889,000279
Net charge-offs$739,000617
Cash dividends$18,224,000321
Sale, conversion, retirement of capital stock, net$2,420,000126
Net operating income$51,861,350287
2023-09-30 (YTD Data)Rank
Total interest income$142,155,000312
Total interest expense$66,809,000246
Net interest income$75,346,000370
Provision for loan and lease losses$-797,0004,530
Total noninterest income$13,521,000497
Gross Fiduciary activities income$0950
Service charges on deposit accounts$981,000815
Trading account gains and fees$0125
Additional Noninterest Income$12,540,000383
Total noninterest expense$33,427,000632
Salaries and employee benefits$20,333,000575
Premises and equipment expense$3,525,000589
Additional noninterest expense$12,540,000383
Pre-tax net operating income$56,237,000268
Securities gains (losses)$-187,0004,163
Applicable income taxes$15,569,000218
Income before extraordinary items$40,481,000281
Extraordinary gains, net$052
Net income$40,481,000283
Minority interest net income$081
Net income of bank and minority interests.$40,481,000282
Net charge-offs$430,000626
Cash dividends$16,644,000269
Sale, conversion, retirement of capital stock, net$1,595,000129
Net operating income$40,628,730286
2023-06-30 (YTD Data)Rank
Total interest income$93,446,000302
Total interest expense$42,248,000230
Net interest income$51,198,000361
Provision for loan and lease losses$-415,0004,541
Total noninterest income$10,831,000418
Gross Fiduciary activities income$0931
Service charges on deposit accounts$635,000820
Trading account gains and fees$0112
Additional Noninterest Income$10,196,000314
Total noninterest expense$22,167,000619
Salaries and employee benefits$13,469,000570
Premises and equipment expense$2,253,000602
Additional noninterest expense$10,196,000314
Pre-tax net operating income$40,277,000251
Securities gains (losses)$58,000255
Applicable income taxes$11,345,000200
Income before extraordinary items$28,990,000266
Extraordinary gains, net$051
Net income$28,990,000271
Minority interest net income$081
Net income of bank and minority interests.$28,990,000266
Net charge-offs$435,000479
Cash dividends$9,052,000298
Sale, conversion, retirement of capital stock, net$771,000139
Net operating income$28,944,180268
2023-03-31 (YTD Data)Rank
Total interest income$45,964,000312
Total interest expense$19,734,000225
Net interest income$26,230,000362
Provision for loan and lease losses$02,612
Total noninterest income$6,043,000391
Gross Fiduciary activities income$0913
Service charges on deposit accounts$312,000839
Trading account gains and fees$097
Additional Noninterest Income$5,731,000291
Total noninterest expense$10,771,000648
Salaries and employee benefits$6,366,000621
Premises and equipment expense$1,214,000581
Additional noninterest expense$5,731,000291
Pre-tax net operating income$21,502,000244
Securities gains (losses)$129,000139
Applicable income taxes$5,840,000205
Income before extraordinary items$15,791,000256
Extraordinary gains, net$04
Net income$15,791,000256
Minority interest net income$048
Net income of bank and minority interests.$15,791,000256
Net charge-offs$-4,0003,763
Cash dividends$4,558,000281
Sale, conversion, retirement of capital stock, net$298,000146
Net operating income$15,689,090263
2022-12-31 (YTD Data)Rank
Total interest income$147,217,000306
Total interest expense$27,648,000213
Net interest income$119,569,000317
Provision for loan and lease losses$-2,767,0004,676
Total noninterest income$19,311,000490
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,397,000786
Trading account gains and fees$0116
Additional Noninterest Income$17,914,000382
Total noninterest expense$49,101,000556
Salaries and employee benefits$30,502,000496
Premises and equipment expense$4,857,000568
Additional noninterest expense$17,914,000382
Pre-tax net operating income$92,546,000247
Securities gains (losses)$-1,086,0004,466
Applicable income taxes$25,531,000207
Income before extraordinary items$65,929,000263
Extraordinary gains, net$05
Net income$65,929,000263
Minority interest net income$063
Net income of bank and minority interests.$65,929,000263
Net charge-offs$297,000776
Cash dividends$15,347,000342
Sale, conversion, retirement of capital stock, net$1,932,000178
Net operating income$66,786,940264
2022-09-30 (YTD Data)Rank
Total interest income$103,274,000307
Total interest expense$12,646,000226
Net interest income$90,628,000310
Provision for loan and lease losses$-1,599,0004,683
Total noninterest income$17,491,000439
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,062,000780
Trading account gains and fees$0111
Additional Noninterest Income$16,429,000338
Total noninterest expense$36,908,000546
Salaries and employee benefits$22,781,000495
Premises and equipment expense$3,594,000572
Additional noninterest expense$16,429,000338
Pre-tax net operating income$72,810,000238
Securities gains (losses)$-934,0004,554
Applicable income taxes$19,168,000210
Income before extraordinary items$52,708,000255
Extraordinary gains, net$04
Net income$52,708,000255
Minority interest net income$057
Net income of bank and minority interests.$52,708,000255
Net charge-offs$371,000516
Cash dividends$11,524,000319
Sale, conversion, retirement of capital stock, net$1,242,000174
Net operating income$53,445,860251
2022-06-30 (YTD Data)Rank
Total interest income$64,977,000306
Total interest expense$4,122,000311
Net interest income$60,855,000303
Provision for loan and lease losses$104,0001,517
Total noninterest income$12,364,000413
Gross Fiduciary activities income$0925
Service charges on deposit accounts$705,000784
Trading account gains and fees$0108
Additional Noninterest Income$11,659,000332
Total noninterest expense$24,584,000540
Salaries and employee benefits$15,025,000498
Premises and equipment expense$2,427,000559
Additional noninterest expense$7,132,000571
Pre-tax net operating income$48,531,000226
Securities gains (losses)$-607,0004,587
Applicable income taxes$12,158,000209
Income before extraordinary items$35,766,000242
Extraordinary gains, net$04
Net income$35,766,000242
Minority interest net income$060
Net income of bank and minority interests.$35,766,000242
Net charge-offs$379,000384
Cash dividends$7,680,000328
Sale, conversion, retirement of capital stock, net$553,000191
Net operating income$36,245,530242
2022-03-31 (YTD Data)Rank
Total interest income$31,548,000306
Total interest expense$1,308,000429
Net interest income$30,240,000303
Provision for loan and lease losses$104,000961
Total noninterest income$8,088,000352
Gross Fiduciary activities income$0892
Service charges on deposit accounts$343,000792
Trading account gains and fees$0103
Additional Noninterest Income$7,745,000282
Total noninterest expense$11,774,000558
Salaries and employee benefits$7,096,000529
Premises and equipment expense$1,227,000560
Additional noninterest expense$3,451,000580
Pre-tax net operating income$26,450,000216
Securities gains (losses)$-362,0004,658
Applicable income taxes$6,597,000193
Income before extraordinary items$19,491,000229
Extraordinary gains, net$04
Net income$19,491,000229
Minority interest net income$050
Net income of bank and minority interests.$19,491,000229
Net charge-offs$382,000262
Cash dividends$3,840,000307
Sale, conversion, retirement of capital stock, net$194,000195
Net operating income$19,776,980228
2021-12-31 (YTD Data)Rank
Total interest income$108,312,000341
Total interest expense$4,619,000588
Net interest income$103,693,000324
Provision for loan and lease losses$6,929,00073
Total noninterest income$34,339,000362
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,112,000899
Trading account gains and fees$0132
Additional Noninterest Income$33,227,000287
Total noninterest expense$48,128,000551
Salaries and employee benefits$30,112,000489
Premises and equipment expense$5,028,000533
Additional noninterest expense$12,988,000623
Pre-tax net operating income$82,975,000261
Securities gains (losses)$-114,0004,669
Applicable income taxes$20,919,000248
Income before extraordinary items$61,942,000278
Extraordinary gains, net$010
Net income$61,942,000278
Minority interest net income$074
Net income of bank and minority interests.$61,942,000278
Net charge-offs$113,0001,292
Cash dividends$11,828,000433
Sale, conversion, retirement of capital stock, net$1,427,000198
Net operating income$62,032,060273
2021-09-30 (YTD Data)Rank
Total interest income$77,654,000355
Total interest expense$3,375,000634
Net interest income$74,279,000338
Provision for loan and lease losses$6,383,00062
Total noninterest income$26,621,000361
Gross Fiduciary activities income$0957
Service charges on deposit accounts$802,000919
Trading account gains and fees$0132
Additional Noninterest Income$25,819,000288
Total noninterest expense$35,761,000558
Salaries and employee benefits$22,293,000502
Premises and equipment expense$3,821,000533
Additional noninterest expense$9,647,000619
Pre-tax net operating income$58,756,000283
Securities gains (losses)$-7,0004,530
Applicable income taxes$14,339,000264
Income before extraordinary items$44,410,000298
Extraordinary gains, net$08
Net income$44,410,000298
Minority interest net income$069
Net income of bank and minority interests.$44,410,000298
Net charge-offs$74,0001,198
Cash dividends$8,249,000435
Sale, conversion, retirement of capital stock, net$1,049,000180
Net operating income$44,415,530287
2021-06-30 (YTD Data)Rank
Total interest income$48,470,000373
Total interest expense$2,230,000673
Net interest income$46,240,000360
Provision for loan and lease losses$3,804,00071
Total noninterest income$16,923,000370
Gross Fiduciary activities income$0951
Service charges on deposit accounts$515,000921
Trading account gains and fees$0133
Additional Noninterest Income$16,408,000302
Total noninterest expense$22,701,000581
Salaries and employee benefits$13,614,000540
Premises and equipment expense$2,527,000539
Additional noninterest expense$6,560,000600
Pre-tax net operating income$36,658,000296
Securities gains (losses)$01,818
Applicable income taxes$9,174,000271
Income before extraordinary items$27,484,000316
Extraordinary gains, net$06
Net income$27,484,000315
Minority interest net income$067
Net income of bank and minority interests.$27,484,000316
Net charge-offs$80,000995
Cash dividends$5,169,000434
Sale, conversion, retirement of capital stock, net$671,000163
Net operating income$27,484,000308
2021-03-31 (YTD Data)Rank
Total interest income$22,648,000398
Total interest expense$1,153,000687
Net interest income$21,495,000379
Provision for loan and lease losses$1,599,000110
Total noninterest income$8,235,000384
Gross Fiduciary activities income$0922
Service charges on deposit accounts$246,000932
Trading account gains and fees$0127
Additional Noninterest Income$7,989,000319
Total noninterest expense$10,663,000606
Salaries and employee benefits$6,698,000548
Premises and equipment expense$1,275,000534
Additional noninterest expense$2,690,000702
Pre-tax net operating income$17,468,000305
Securities gains (losses)$01,392
Applicable income taxes$4,432,000276
Income before extraordinary items$13,036,000326
Extraordinary gains, net$03
Net income$13,036,000325
Minority interest net income$055
Net income of bank and minority interests.$13,036,000326
Net charge-offs$01,930
Cash dividends$2,584,000387
Sale, conversion, retirement of capital stock, net$303,000154
Net operating income$13,036,000316
2020-12-31 (YTD Data)Rank
Total interest income$77,608,000452
Total interest expense$11,612,000443
Net interest income$65,996,000453
Provision for loan and lease losses$3,467,000726
Total noninterest income$27,174,000398
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$906,0001,034
Trading account gains and fees$0133
Additional Noninterest Income$26,268,000329
Total noninterest expense$40,683,000618
Salaries and employee benefits$25,500,000557
Premises and equipment expense$5,083,000518
Additional noninterest expense$10,100,000733
Pre-tax net operating income$49,020,000302
Securities gains (losses)$02,675
Applicable income taxes$12,423,000255
Income before extraordinary items$36,597,000324
Extraordinary gains, net$04
Net income$36,597,000322
Minority interest net income$072
Net income of bank and minority interests.$36,597,000324
Net charge-offs$170,0001,656
Cash dividends$10,306,000444
Sale, conversion, retirement of capital stock, net$1,821,000162
Net operating income$36,597,000318
2020-09-30 (YTD Data)Rank
Total interest income$57,769,000449
Total interest expense$10,184,000406
Net interest income$47,585,000459
Provision for loan and lease losses$2,511,000782
Total noninterest income$21,008,000381
Gross Fiduciary activities income$0981
Service charges on deposit accounts$671,0001,036
Trading account gains and fees$0125
Additional Noninterest Income$20,337,000312
Total noninterest expense$29,665,000620
Salaries and employee benefits$18,677,000559
Premises and equipment expense$3,790,000521
Additional noninterest expense$7,198,000751
Pre-tax net operating income$36,417,000277
Securities gains (losses)$02,494
Applicable income taxes$9,310,000237
Income before extraordinary items$27,107,000300
Extraordinary gains, net$04
Net income$27,107,000298
Minority interest net income$065
Net income of bank and minority interests.$27,107,000300
Net charge-offs$11,0002,718
Cash dividends$7,980,000422
Sale, conversion, retirement of capital stock, net$1,246,000149
Net operating income$27,107,000288
2020-06-30 (YTD Data)Rank
Total interest income$39,640,000445
Total interest expense$7,971,000387
Net interest income$31,669,000464
Provision for loan and lease losses$1,061,0001,044
Total noninterest income$13,129,000368
Gross Fiduciary activities income$0970
Service charges on deposit accounts$465,0001,018
Trading account gains and fees$0123
Additional Noninterest Income$12,664,000300
Total noninterest expense$19,717,000618
Salaries and employee benefits$12,262,000559
Premises and equipment expense$2,488,000525
Additional noninterest expense$4,967,000722
Pre-tax net operating income$24,020,000248
Securities gains (losses)$02,249
Applicable income taxes$6,378,000203
Income before extraordinary items$17,642,000273
Extraordinary gains, net$04
Net income$17,642,000272
Minority interest net income$065
Net income of bank and minority interests.$17,642,000273
Net charge-offs$6,0002,607
Cash dividends$5,654,000394
Sale, conversion, retirement of capital stock, net$672,000143
Net operating income$17,642,000265
2020-03-31 (YTD Data)Rank
Total interest income$20,556,000437
Total interest expense$4,702,000382
Net interest income$15,854,000457
Provision for loan and lease losses$03,711
Total noninterest income$7,634,000312
Gross Fiduciary activities income$0941
Service charges on deposit accounts$272,0001,041
Trading account gains and fees$0106
Additional Noninterest Income$7,362,000241
Total noninterest expense$10,093,000601
Salaries and employee benefits$6,513,000528
Premises and equipment expense$1,211,000541
Additional noninterest expense$2,369,000759
Pre-tax net operating income$13,395,000205
Securities gains (losses)$01,705
Applicable income taxes$3,554,000166
Income before extraordinary items$9,841,000226
Extraordinary gains, net$04
Net income$9,841,000226
Minority interest net income$056
Net income of bank and minority interests.$9,841,000226
Net charge-offs$-20,0004,664
Cash dividends$2,827,000433
Sale, conversion, retirement of capital stock, net$289,000148
Net operating income$9,841,000219
2019-12-31 (YTD Data)Rank
Total interest income$83,213,000429
Total interest expense$22,286,000349
Net interest income$60,927,000464
Provision for loan and lease losses$03,973
Total noninterest income$39,928,000279
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,055,0001,100
Trading account gains and fees$0135
Additional Noninterest Income$38,873,000209
Total noninterest expense$39,860,000587
Salaries and employee benefits$24,923,000530
Premises and equipment expense$4,749,000546
Additional noninterest expense$10,188,000693
Pre-tax net operating income$60,995,000272
Securities gains (losses)$02,379
Applicable income taxes$16,177,000243
Income before extraordinary items$44,818,000297
Extraordinary gains, net$011
Net income$44,818,000298
Minority interest net income$076
Net income of bank and minority interests.$44,818,000298
Net charge-offs$-195,0004,989
Cash dividends$10,402,000464
Sale, conversion, retirement of capital stock, net$1,526,000170
Net operating income$44,818,000291
2019-09-30 (YTD Data)Rank
Total interest income$62,588,000436
Total interest expense$16,560,000358
Net interest income$46,028,000466
Provision for loan and lease losses$03,836
Total noninterest income$30,559,000270
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$771,0001,127
Trading account gains and fees$0129
Additional Noninterest Income$29,788,000202
Total noninterest expense$30,120,000586
Salaries and employee benefits$18,926,000521
Premises and equipment expense$3,547,000553
Additional noninterest expense$7,647,000691
Pre-tax net operating income$46,467,000271
Securities gains (losses)$02,167
Applicable income taxes$12,356,000238
Income before extraordinary items$34,111,000293
Extraordinary gains, net$011
Net income$34,111,000295
Minority interest net income$072
Net income of bank and minority interests.$34,111,000295
Net charge-offs$-206,0005,080
Cash dividends$7,588,000445
Sale, conversion, retirement of capital stock, net$1,097,000159
Net operating income$34,111,000287
2019-06-30 (YTD Data)Rank
Total interest income$40,680,000442
Total interest expense$10,631,000366
Net interest income$30,049,000477
Provision for loan and lease losses$03,685
Total noninterest income$19,550,000274
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$490,0001,153
Trading account gains and fees$0131
Additional Noninterest Income$19,060,000203
Total noninterest expense$19,966,000588
Salaries and employee benefits$12,353,000526
Premises and equipment expense$2,386,000555
Additional noninterest expense$5,227,000675
Pre-tax net operating income$29,633,000280
Securities gains (losses)$01,702
Applicable income taxes$7,894,000241
Income before extraordinary items$21,739,000295
Extraordinary gains, net$011
Net income$21,739,000297
Minority interest net income$069
Net income of bank and minority interests.$21,739,000297
Net charge-offs$161,0001,128
Cash dividends$4,896,000453
Sale, conversion, retirement of capital stock, net$668,000150
Net operating income$21,739,000291
2019-03-31 (YTD Data)Rank
Total interest income$19,862,000445
Total interest expense$5,062,000369
Net interest income$14,800,000480
Provision for loan and lease losses$03,406
Total noninterest income$7,444,000304
Gross Fiduciary activities income$0972
Service charges on deposit accounts$241,0001,161
Trading account gains and fees$0126
Additional Noninterest Income$7,203,000226
Total noninterest expense$10,051,000578
Salaries and employee benefits$6,316,000501
Premises and equipment expense$1,155,000566
Additional noninterest expense$2,580,000672
Pre-tax net operating income$12,193,000310
Securities gains (losses)$01,087
Applicable income taxes$3,442,000259
Income before extraordinary items$8,751,000343
Extraordinary gains, net$05
Net income$8,751,000343
Minority interest net income$052
Net income of bank and minority interests.$8,751,000343
Net charge-offs$118,000816
Cash dividends$2,453,000446
Sale, conversion, retirement of capital stock, net$316,000130
Net operating income$8,751,000331
2018-12-31 (YTD Data)Rank
Total interest income$72,880,000455
Total interest expense$14,699,000381
Net interest income$58,181,000475
Provision for loan and lease losses$1,237,000749
Total noninterest income$37,462,000278
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$991,0001,180
Trading account gains and fees$0126
Additional Noninterest Income$36,471,000209
Total noninterest expense$38,333,000595
Salaries and employee benefits$23,568,000529
Premises and equipment expense$4,085,000613
Additional noninterest expense$10,680,000661
Pre-tax net operating income$56,073,000288
Securities gains (losses)$01,125
Applicable income taxes$14,696,000242
Income before extraordinary items$41,377,000303
Extraordinary gains, net$06
Net income$41,377,000303
Minority interest net income$072
Net income of bank and minority interests.$41,377,000303
Net charge-offs$1,518,000429
Cash dividends$9,291,000452
Sale, conversion, retirement of capital stock, net$1,484,000191
Net operating income$41,377,000304
2018-09-30 (YTD Data)Rank
Total interest income$53,856,000452
Total interest expense$10,146,000385
Net interest income$43,710,000473
Provision for loan and lease losses$1,188,000576
Total noninterest income$28,387,000276
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$746,0001,176
Trading account gains and fees$0138
Additional Noninterest Income$27,641,000209
Total noninterest expense$27,910,000608
Salaries and employee benefits$17,007,000548
Premises and equipment expense$2,953,000635
Additional noninterest expense$7,950,000653
Pre-tax net operating income$42,999,000284
Securities gains (losses)$01,118
Applicable income taxes$11,296,000243
Income before extraordinary items$31,703,000301
Extraordinary gains, net$05
Net income$31,703,000301
Minority interest net income$066
Net income of bank and minority interests.$31,703,000301
Net charge-offs$1,232,000376
Cash dividends$6,838,000430
Sale, conversion, retirement of capital stock, net$910,000190
Net operating income$31,703,000300
2018-06-30 (YTD Data)Rank
Total interest income$35,090,000453
Total interest expense$6,286,000383
Net interest income$28,804,000478
Provision for loan and lease losses$871,000529
Total noninterest income$19,405,000265
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$503,0001,158
Trading account gains and fees$0130
Additional Noninterest Income$18,902,000205
Total noninterest expense$17,669,000645
Salaries and employee benefits$10,571,000592
Premises and equipment expense$1,878,000680
Additional noninterest expense$5,220,000655
Pre-tax net operating income$29,669,000270
Securities gains (losses)$0961
Applicable income taxes$7,830,000231
Income before extraordinary items$21,839,000283
Extraordinary gains, net$06
Net income$21,839,000283
Minority interest net income$065
Net income of bank and minority interests.$21,839,000283
Net charge-offs$1,030,000323
Cash dividends$4,384,000434
Sale, conversion, retirement of capital stock, net$335,000228
Net operating income$21,839,000285
2018-03-31 (YTD Data)Rank
Total interest income$17,025,000462
Total interest expense$3,011,000383
Net interest income$14,014,000486
Provision for loan and lease losses$100,0001,437
Total noninterest income$10,084,000262
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$250,0001,174
Trading account gains and fees$0123
Additional Noninterest Income$9,834,000197
Total noninterest expense$9,034,000643
Salaries and employee benefits$5,517,000578
Premises and equipment expense$953,000674
Additional noninterest expense$2,564,000656
Pre-tax net operating income$14,964,000266
Securities gains (losses)$0735
Applicable income taxes$3,909,000234
Income before extraordinary items$11,055,000282
Extraordinary gains, net$07
Net income$11,055,000282
Minority interest net income$052
Net income of bank and minority interests.$11,055,000282
Net charge-offs$534,000303
Cash dividends$2,192,000391
Sale, conversion, retirement of capital stock, net$118,000243
Net operating income$11,055,000281
2017-12-31 (YTD Data)Rank
Total interest income$60,514,000482
Total interest expense$8,674,000421
Net interest income$51,840,000492
Provision for loan and lease losses$3,057,000345
Total noninterest income$32,362,000300
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,225,000989
Trading account gains and fees$0151
Additional Noninterest Income$31,137,000226
Total noninterest expense$31,086,000705
Salaries and employee benefits$17,956,000685
Premises and equipment expense$3,256,000766
Additional noninterest expense$9,874,000687
Pre-tax net operating income$50,059,000291
Securities gains (losses)$02,243
Applicable income taxes$18,176,000283
Income before extraordinary items$31,883,000290
Extraordinary gains, net$09
Net income$31,883,000289
Minority interest net income$076
Net income of bank and minority interests.$31,883,000290
Net charge-offs$1,603,000484
Cash dividends$5,438,000625
Sale, conversion, retirement of capital stock, net$718,000250
Net operating income$31,883,000287
2017-09-30 (YTD Data)Rank
Total interest income$44,003,000493
Total interest expense$6,084,000428
Net interest income$37,919,000505
Provision for loan and lease losses$771,000861
Total noninterest income$24,318,000302
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$920,000994
Trading account gains and fees$0145
Additional Noninterest Income$23,398,000231
Total noninterest expense$24,690,000666
Salaries and employee benefits$15,089,000600
Premises and equipment expense$2,156,000860
Additional noninterest expense$7,445,000681
Pre-tax net operating income$36,776,000294
Securities gains (losses)$02,274
Applicable income taxes$14,283,000244
Income before extraordinary items$22,493,000327
Extraordinary gains, net$09
Net income$22,493,000327
Minority interest net income$071
Net income of bank and minority interests.$22,493,000327
Net charge-offs$92,0002,006
Cash dividends$3,612,000661
Sale, conversion, retirement of capital stock, net$461,000248
Net operating income$22,493,000324
2017-06-30 (YTD Data)Rank
Total interest income$28,035,000509
Total interest expense$3,808,000444
Net interest income$24,227,000517
Provision for loan and lease losses$136,0001,934
Total noninterest income$17,021,000293
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$586,0001,022
Trading account gains and fees$0139
Additional Noninterest Income$16,435,000224
Total noninterest expense$15,821,000692
Salaries and employee benefits$9,628,000635
Premises and equipment expense$1,433,000864
Additional noninterest expense$4,760,000713
Pre-tax net operating income$25,291,000285
Securities gains (losses)$01,906
Applicable income taxes$9,896,000234
Income before extraordinary items$15,395,000321
Extraordinary gains, net$011
Net income$15,395,000321
Minority interest net income$071
Net income of bank and minority interests.$15,395,000321
Net charge-offs$-12,0004,850
Cash dividends$2,398,000660
Sale, conversion, retirement of capital stock, net$204,000279
Net operating income$15,395,000319
2017-03-31 (YTD Data)Rank
Total interest income$13,170,000537
Total interest expense$1,843,000447
Net interest income$11,327,000552
Provision for loan and lease losses$03,537
Total noninterest income$10,059,000267
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$290,0001,030
Trading account gains and fees$0142
Additional Noninterest Income$9,769,000197
Total noninterest expense$7,955,000696
Salaries and employee benefits$4,826,000637
Premises and equipment expense$726,000864
Additional noninterest expense$2,403,000699
Pre-tax net operating income$13,431,000265
Securities gains (losses)$01,153
Applicable income taxes$5,321,000223
Income before extraordinary items$8,110,000300
Extraordinary gains, net$08
Net income$8,110,000301
Minority interest net income$055
Net income of bank and minority interests.$8,110,000301
Net charge-offs$-7,0004,847
Cash dividends$1,195,000639
Sale, conversion, retirement of capital stock, net$71,000285
Net operating income$8,110,000295
2016-12-31 (YTD Data)Rank
Total interest income$43,565,000623
Total interest expense$5,268,000570
Net interest income$38,297,000629
Provision for loan and lease losses$04,332
Total noninterest income$19,976,000421
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$955,0001,257
Trading account gains and fees$0170
Additional Noninterest Income$19,021,000326
Total noninterest expense$25,846,000824
Salaries and employee benefits$15,037,000793
Premises and equipment expense$2,430,000975
Additional noninterest expense$8,379,000788
Pre-tax net operating income$32,427,000354
Securities gains (losses)$03,212
Applicable income taxes$12,099,000303
Income before extraordinary items$20,328,000402
Extraordinary gains, net$05
Net income$20,328,000401
Minority interest net income$082
Net income of bank and minority interests.$20,328,000401
Net charge-offs$56,0003,055
Cash dividends$3,769,000868
Sale, conversion, retirement of capital stock, net$511,000278
Net operating income$20,328,000400
2016-09-30 (YTD Data)Rank
Total interest income$30,153,000669
Total interest expense$3,526,000635
Net interest income$26,627,000675
Provision for loan and lease losses$04,186
Total noninterest income$14,234,000437
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$691,0001,293
Trading account gains and fees$0169
Additional Noninterest Income$13,543,000338
Total noninterest expense$18,103,000880
Salaries and employee benefits$10,636,000824
Premises and equipment expense$1,693,0001,050
Additional noninterest expense$5,774,000862
Pre-tax net operating income$22,758,000367
Securities gains (losses)$03,160
Applicable income taxes$7,866,000331
Income before extraordinary items$14,892,000405
Extraordinary gains, net$05
Net income$14,892,000404
Minority interest net income$071
Net income of bank and minority interests.$14,892,000405
Net charge-offs$-19,0005,077
Cash dividends$2,814,000807
Sale, conversion, retirement of capital stock, net$336,000266
Net operating income$14,892,000400
2016-06-30 (YTD Data)Rank
Total interest income$18,943,000705
Total interest expense$2,182,000674
Net interest income$16,761,000710
Provision for loan and lease losses$04,017
Total noninterest income$9,747,000425
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$449,0001,308
Trading account gains and fees$0157
Additional Noninterest Income$9,298,000330
Total noninterest expense$11,098,000952
Salaries and employee benefits$6,550,000903
Premises and equipment expense$1,094,0001,083
Additional noninterest expense$3,454,000955
Pre-tax net operating income$15,410,000359
Securities gains (losses)$02,835
Applicable income taxes$5,347,000328
Income before extraordinary items$10,063,000397
Extraordinary gains, net$016
Net income$10,063,000396
Minority interest net income$071
Net income of bank and minority interests.$10,063,000396
Net charge-offs$-6,0004,802
Cash dividends$1,859,000822
Sale, conversion, retirement of capital stock, net$161,000311
Net operating income$10,063,000390
2016-03-31 (YTD Data)Rank
Total interest income$9,170,000726
Total interest expense$1,044,000702
Net interest income$8,126,000728
Provision for loan and lease losses$03,656
Total noninterest income$4,723,000422
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$224,0001,304
Trading account gains and fees$0142
Additional Noninterest Income$4,499,000320
Total noninterest expense$5,135,0001,027
Salaries and employee benefits$3,115,000954
Premises and equipment expense$536,0001,110
Additional noninterest expense$1,484,0001,102
Pre-tax net operating income$7,714,000345
Securities gains (losses)$02,077
Applicable income taxes$2,620,000324
Income before extraordinary items$5,094,000375
Extraordinary gains, net$012
Net income$5,094,000375
Minority interest net income$062
Net income of bank and minority interests.$5,094,000375
Net charge-offs$5,0002,584
Cash dividends$927,000793
Sale, conversion, retirement of capital stock, net$63,000313
Net operating income$5,094,000371
2015-12-31 (YTD Data)Rank
Total interest income$33,372,000767
Total interest expense$3,603,000778
Net interest income$29,769,000759
Provision for loan and lease losses$04,380
Total noninterest income$13,360,000544
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,109,0001,117
Trading account gains and fees$0159
Additional Noninterest Income$12,251,000429
Total noninterest expense$17,072,0001,180
Salaries and employee benefits$9,885,0001,142
Premises and equipment expense$2,006,0001,178
Additional noninterest expense$5,181,0001,234
Pre-tax net operating income$26,057,000392
Securities gains (losses)$1,0003,117
Applicable income taxes$9,412,000328
Income before extraordinary items$16,646,000452
Extraordinary gains, net$023
Net income$16,646,000451
Minority interest net income$081
Net income of bank and minority interests.$16,646,000453
Net charge-offs$459,0001,245
Cash dividends$2,765,0001,054
Sale, conversion, retirement of capital stock, net$385,000339
Net operating income$16,645,360442
2015-09-30 (YTD Data)Rank
Total interest income$24,703,000784
Total interest expense$2,608,000811
Net interest income$22,095,000771
Provision for loan and lease losses$04,232
Total noninterest income$9,613,000573
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$730,0001,267
Trading account gains and fees$0153
Additional Noninterest Income$8,883,000445
Total noninterest expense$12,114,0001,242
Salaries and employee benefits$7,032,0001,203
Premises and equipment expense$1,490,0001,204
Additional noninterest expense$3,592,0001,306
Pre-tax net operating income$19,594,000398
Securities gains (losses)$1,0002,915
Applicable income taxes$7,448,000328
Income before extraordinary items$12,147,000469
Extraordinary gains, net$021
Net income$12,147,000468
Minority interest net income$078
Net income of bank and minority interests.$12,147,000469
Net charge-offs$343,0001,111
Cash dividends$2,040,000959
Sale, conversion, retirement of capital stock, net$266,000322
Net operating income$12,146,360455
2015-06-30 (YTD Data)Rank
Total interest income$15,450,000833
Total interest expense$1,643,000866
Net interest income$13,807,000823
Provision for loan and lease losses$04,069
Total noninterest income$7,110,000532
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$472,0001,274
Trading account gains and fees$0157
Additional Noninterest Income$6,638,000413
Total noninterest expense$7,873,0001,275
Salaries and employee benefits$4,549,0001,227
Premises and equipment expense$965,0001,238
Additional noninterest expense$2,359,0001,335
Pre-tax net operating income$13,044,000394
Securities gains (losses)$1,0002,511
Applicable income taxes$4,959,000327
Income before extraordinary items$8,086,000468
Extraordinary gains, net$022
Net income$8,086,000467
Minority interest net income$075
Net income of bank and minority interests.$8,086,000468
Net charge-offs$108,0001,663
Cash dividends$1,326,000981
Sale, conversion, retirement of capital stock, net$147,000332
Net operating income$8,085,360455
2015-03-31 (YTD Data)Rank
Total interest income$7,564,000845
Total interest expense$777,000925
Net interest income$6,787,000830
Provision for loan and lease losses$03,703
Total noninterest income$3,300,000544
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$233,0001,264
Trading account gains and fees$0152
Additional Noninterest Income$3,067,000415
Total noninterest expense$3,721,0001,328
Salaries and employee benefits$2,116,0001,304
Premises and equipment expense$491,0001,237
Additional noninterest expense$1,114,0001,380
Pre-tax net operating income$6,366,000398
Securities gains (losses)$1,0001,909
Applicable income taxes$2,421,000333
Income before extraordinary items$3,946,000474
Extraordinary gains, net$013
Net income$3,946,000474
Minority interest net income$064
Net income of bank and minority interests.$3,946,000474
Net charge-offs$116,0001,009
Cash dividends$631,000939
Sale, conversion, retirement of capital stock, net$65,000321
Net operating income$3,945,360458
2014-12-31 (YTD Data)Rank
Total interest income$27,696,000917
Total interest expense$3,084,000974
Net interest income$24,612,000892
Provision for loan and lease losses$04,603
Total noninterest income$9,977,000645
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,001,0001,289
Trading account gains and fees$0180
Additional Noninterest Income$8,976,000492
Total noninterest expense$14,772,0001,322
Salaries and employee benefits$7,968,0001,325
Premises and equipment expense$1,927,0001,240
Additional noninterest expense$4,877,0001,327
Pre-tax net operating income$19,817,000453
Securities gains (losses)$9,0002,695
Applicable income taxes$7,329,000378
Income before extraordinary items$12,497,000546
Extraordinary gains, net$017
Net income$12,497,000544
Minority interest net income$084
Net income of bank and minority interests.$12,497,000546
Net charge-offs$1,517,000645
Cash dividends$1,963,0001,315
Sale, conversion, retirement of capital stock, net$1,029,000201
Net operating income$12,491,240538
2014-09-30 (YTD Data)Rank
Total interest income$20,407,000933
Total interest expense$2,311,000985
Net interest income$18,096,000915
Provision for loan and lease losses$04,401
Total noninterest income$7,733,000628
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$733,0001,330
Trading account gains and fees$0174
Additional Noninterest Income$7,000,000477
Total noninterest expense$10,795,0001,363
Salaries and employee benefits$5,732,0001,382
Premises and equipment expense$1,436,0001,261
Additional noninterest expense$3,627,0001,332
Pre-tax net operating income$15,034,000448
Securities gains (losses)$9,0002,383
Applicable income taxes$5,716,000377
Income before extraordinary items$9,327,000548
Extraordinary gains, net$015
Net income$9,327,000545
Minority interest net income$081
Net income of bank and minority interests.$9,327,000548
Net charge-offs$1,523,000487
Cash dividends$1,391,0001,229
Sale, conversion, retirement of capital stock, net$723,000186
Net operating income$9,321,240536
2014-06-30 (YTD Data)Rank
Total interest income$13,038,000974
Total interest expense$1,508,0001,008
Net interest income$11,530,000958
Provision for loan and lease losses$04,196
Total noninterest income$5,332,000608
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$474,0001,350
Trading account gains and fees$0172
Additional Noninterest Income$4,858,000465
Total noninterest expense$6,916,0001,402
Salaries and employee benefits$3,774,0001,397
Premises and equipment expense$938,0001,279
Additional noninterest expense$2,204,0001,439
Pre-tax net operating income$9,946,000454
Securities gains (losses)$9,0001,986
Applicable income taxes$3,782,000369
Income before extraordinary items$6,173,000531
Extraordinary gains, net$020
Net income$6,173,000530
Minority interest net income$080
Net income of bank and minority interests.$6,173,000531
Net charge-offs$854,000571
Cash dividends$866,0001,295
Sale, conversion, retirement of capital stock, net$247,000262
Net operating income$6,167,240527
2014-03-31 (YTD Data)Rank
Total interest income$6,299,0001,010
Total interest expense$709,0001,073
Net interest income$5,590,000993
Provision for loan and lease losses$03,817
Total noninterest income$2,970,000552
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$233,0001,353
Trading account gains and fees$0147
Additional Noninterest Income$2,737,000404
Total noninterest expense$3,351,0001,449
Salaries and employee benefits$1,780,0001,480
Premises and equipment expense$479,0001,289
Additional noninterest expense$1,092,0001,440
Pre-tax net operating income$5,209,000420
Securities gains (losses)$3,0001,458
Applicable income taxes$1,980,000332
Income before extraordinary items$3,232,000496
Extraordinary gains, net$016
Net income$3,232,000496
Minority interest net income$066
Net income of bank and minority interests.$3,232,000497
Net charge-offs$844,000342
Cash dividends$352,0001,310
Sale, conversion, retirement of capital stock, net$242,000162
Net operating income$3,230,080487
2013-12-31 (YTD Data)Rank
Total interest income$24,081,0001,058
Total interest expense$2,758,0001,228
Net interest income$21,323,0001,028
Provision for loan and lease losses$1,676,000713
Total noninterest income$9,412,000712
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,202,0001,157
Trading account gains and fees$0184
Additional Noninterest Income$8,210,000558
Total noninterest expense$12,988,0001,501
Salaries and employee benefits$6,910,0001,502
Premises and equipment expense$1,845,0001,284
Additional noninterest expense$4,233,0001,556
Pre-tax net operating income$16,071,000513
Securities gains (losses)$312,000673
Applicable income taxes$6,204,000398
Income before extraordinary items$10,179,000636
Extraordinary gains, net$029
Net income$10,179,000639
Minority interest net income$090
Net income of bank and minority interests.$10,179,000638
Net charge-offs$635,0001,740
Cash dividends$461,0002,852
Sale, conversion, retirement of capital stock, net$-2,588,0006,794
Net operating income$9,979,320627
2013-09-30 (YTD Data)Rank
Total interest income$17,630,0001,082
Total interest expense$2,067,0001,266
Net interest income$15,563,0001,065
Provision for loan and lease losses$876,000989
Total noninterest income$6,586,000755
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$940,0001,106
Trading account gains and fees$0180
Additional Noninterest Income$5,646,000606
Total noninterest expense$9,458,0001,532
Salaries and employee benefits$5,014,0001,558
Premises and equipment expense$1,402,0001,273
Additional noninterest expense$3,042,0001,597
Pre-tax net operating income$11,815,000526
Securities gains (losses)$312,000615
Applicable income taxes$4,607,000411
Income before extraordinary items$7,520,000656
Extraordinary gains, net$025
Net income$7,520,000658
Minority interest net income$084
Net income of bank and minority interests.$7,520,000659
Net charge-offs$376,0001,888
Cash dividends$78,0003,425
Sale, conversion, retirement of capital stock, net$-2,668,0006,874
Net operating income$7,320,320637
2013-06-30 (YTD Data)Rank
Total interest income$11,248,0001,138
Total interest expense$1,387,0001,287
Net interest income$9,861,0001,101
Provision for loan and lease losses$876,000747
Total noninterest income$4,677,000731
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$647,0001,041
Trading account gains and fees$0157
Additional Noninterest Income$4,030,000583
Total noninterest expense$6,153,0001,570
Salaries and employee benefits$3,301,0001,581
Premises and equipment expense$926,0001,288
Additional noninterest expense$1,926,0001,657
Pre-tax net operating income$7,509,000544
Securities gains (losses)$296,000566
Applicable income taxes$2,964,000421
Income before extraordinary items$4,841,000669
Extraordinary gains, net$022
Net income$4,841,000672
Minority interest net income$082
Net income of bank and minority interests.$4,841,000672
Net charge-offs$252,0001,859
Cash dividends$78,0003,131
Sale, conversion, retirement of capital stock, net$-2,749,0006,929
Net operating income$4,651,560661
2013-03-31 (YTD Data)Rank
Total interest income$5,512,0001,168
Total interest expense$716,0001,284
Net interest income$4,796,0001,137
Provision for loan and lease losses$370,000865
Total noninterest income$2,985,000613
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$332,0001,005
Trading account gains and fees$0148
Additional Noninterest Income$2,653,000482
Total noninterest expense$3,014,0001,602
Salaries and employee benefits$1,522,0001,722
Premises and equipment expense$473,0001,291
Additional noninterest expense$1,019,0001,588
Pre-tax net operating income$4,397,000483
Securities gains (losses)$205,000457
Applicable income taxes$1,745,000377
Income before extraordinary items$2,857,000578
Extraordinary gains, net$010
Net income$2,857,000576
Minority interest net income$076
Net income of bank and minority interests.$2,857,000579
Net charge-offs$149,0001,591
Cash dividends$36,0002,461
Sale, conversion, retirement of capital stock, net$78,000270
Net operating income$2,725,800571
2012-12-31 (YTD Data)Rank
Total interest income$22,406,0001,194
Total interest expense$3,710,0001,214
Net interest income$18,696,0001,181
Provision for loan and lease losses$1,946,0001,087
Total noninterest income$12,220,000586
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,029,0001,389
Trading account gains and fees$0166
Additional Noninterest Income$11,191,000455
Total noninterest expense$13,660,0001,432
Salaries and employee benefits$5,923,0001,702
Premises and equipment expense$1,813,0001,311
Additional noninterest expense$5,924,0001,172
Pre-tax net operating income$15,310,000518
Securities gains (losses)$312,0001,334
Applicable income taxes$5,953,000390
Income before extraordinary items$9,669,000636
Extraordinary gains, net$029
Net income$9,669,000635
Minority interest net income$093
Net income of bank and minority interests.$9,669,000636
Net charge-offs$1,974,0001,169
Cash dividends$2,208,0001,132
Sale, conversion, retirement of capital stock, net$-4,827,0007,071
Net operating income$9,469,320620
2012-09-30 (YTD Data)Rank
Total interest income$16,622,0001,226
Total interest expense$2,915,0001,217
Net interest income$13,707,0001,219
Provision for loan and lease losses$1,946,000875
Total noninterest income$10,626,000516
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$735,0001,449
Trading account gains and fees$0157
Additional Noninterest Income$9,891,000401
Total noninterest expense$10,443,0001,417
Salaries and employee benefits$4,079,0001,848
Premises and equipment expense$1,390,0001,292
Additional noninterest expense$4,974,0001,037
Pre-tax net operating income$11,944,000515
Securities gains (losses)$312,0001,080
Applicable income taxes$4,656,000382
Income before extraordinary items$7,600,000629
Extraordinary gains, net$020
Net income$7,600,000628
Minority interest net income$086
Net income of bank and minority interests.$7,600,000629
Net charge-offs$1,898,000957
Cash dividends$315,0002,509
Sale, conversion, retirement of capital stock, net$40,000651
Net operating income$7,400,320616
2012-06-30 (YTD Data)Rank
Total interest income$10,578,0001,300
Total interest expense$2,037,0001,201
Net interest income$8,541,0001,301
Provision for loan and lease losses$1,746,000715
Total noninterest income$6,041,000585
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$477,0001,472
Trading account gains and fees$0153
Additional Noninterest Income$5,564,000439
Total noninterest expense$5,679,0001,706
Salaries and employee benefits$2,562,0001,965
Premises and equipment expense$939,0001,266
Additional noninterest expense$2,178,0001,558
Pre-tax net operating income$7,157,000544
Securities gains (losses)$41,0002,175
Applicable income taxes$2,734,000418
Income before extraordinary items$4,464,000684
Extraordinary gains, net$019
Net income$4,464,000683
Minority interest net income$084
Net income of bank and minority interests.$4,464,000684
Net charge-offs$1,602,000817
Cash dividends$210,0002,470
Sale, conversion, retirement of capital stock, net$27,000619
Net operating income$4,437,760658
2012-03-31 (YTD Data)Rank
Total interest income$4,661,0001,479
Total interest expense$1,027,0001,240
Net interest income$3,634,0001,538
Provision for loan and lease losses$608,000913
Total noninterest income$2,916,000601
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$245,0001,426
Trading account gains and fees$0148
Additional Noninterest Income$2,671,000451
Total noninterest expense$2,602,0001,840
Salaries and employee benefits$1,217,0002,062
Premises and equipment expense$397,0001,501
Additional noninterest expense$988,0001,680
Pre-tax net operating income$3,340,000573
Securities gains (losses)$02,210
Applicable income taxes$1,267,000439
Income before extraordinary items$2,073,000728
Extraordinary gains, net$019
Net income$2,073,000729
Minority interest net income$078
Net income of bank and minority interests.$2,073,000729
Net charge-offs$1,395,000537
Cash dividends$105,0002,031
Sale, conversion, retirement of capital stock, net$14,000553
Net operating income$2,073,000688
2011-12-31 (YTD Data)Rank
Total interest income$17,340,0001,641
Total interest expense$4,430,0001,371
Net interest income$12,910,0001,739
Provision for loan and lease losses$3,305,0001,099
Total noninterest income$9,028,000669
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$900,0001,629
Trading account gains and fees$0146
Additional Noninterest Income$8,128,000507
Total noninterest expense$10,495,0001,836
Salaries and employee benefits$4,003,0002,402
Premises and equipment expense$1,409,0001,761
Additional noninterest expense$5,083,0001,361
Pre-tax net operating income$8,138,000752
Securities gains (losses)$28,0002,935
Applicable income taxes$3,149,000560
Income before extraordinary items$5,017,0001,003
Extraordinary gains, net$029
Net income$5,017,0001,003
Minority interest net income$096
Net income of bank and minority interests.$5,017,0001,003
Net charge-offs$3,023,0001,189
Cash dividends$420,0002,604
Sale, conversion, retirement of capital stock, net$85,000700
Net operating income$4,999,080967
2011-09-30 (YTD Data)Rank
Total interest income$13,009,0001,654
Total interest expense$3,323,0001,421
Net interest income$9,686,0001,736
Provision for loan and lease losses$2,405,0001,089
Total noninterest income$6,132,000718
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$685,0001,599
Trading account gains and fees$0145
Additional Noninterest Income$5,447,000550
Total noninterest expense$6,938,0002,074
Salaries and employee benefits$3,057,0002,358
Premises and equipment expense$1,097,0001,729
Additional noninterest expense$2,784,0001,829
Pre-tax net operating income$6,475,000735
Securities gains (losses)$28,0002,663
Applicable income taxes$2,478,000534
Income before extraordinary items$4,025,000957
Extraordinary gains, net$021
Net income$4,025,000954
Minority interest net income$087
Net income of bank and minority interests.$4,025,000957
Net charge-offs$2,623,0001,023
Cash dividends$315,0002,276
Sale, conversion, retirement of capital stock, net$68,000637
Net operating income$4,007,080912
2011-06-30 (YTD Data)Rank
Total interest income$8,610,0001,681
Total interest expense$2,227,0001,464
Net interest income$6,383,0001,751
Provision for loan and lease losses$1,050,0001,452
Total noninterest income$3,263,000859
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$437,0001,649
Trading account gains and fees$0153
Additional Noninterest Income$2,826,000650
Total noninterest expense$4,474,0002,159
Salaries and employee benefits$1,988,0002,433
Premises and equipment expense$726,0001,743
Additional noninterest expense$1,760,0001,937
Pre-tax net operating income$4,122,000752
Securities gains (losses)$8,0002,429
Applicable income taxes$1,560,000537
Income before extraordinary items$2,570,000964
Extraordinary gains, net$015
Net income$2,570,000961
Minority interest net income$089
Net income of bank and minority interests.$2,570,000964
Net charge-offs$324,0002,608
Cash dividends$209,0002,247
Sale, conversion, retirement of capital stock, net$48,000554
Net operating income$2,564,880931
2011-03-31 (YTD Data)Rank
Total interest income$4,283,0001,703
Total interest expense$1,127,0001,507
Net interest income$3,156,0001,772
Provision for loan and lease losses$600,0001,247
Total noninterest income$1,945,000760
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$231,0001,539
Trading account gains and fees$0158
Additional Noninterest Income$1,714,000568
Total noninterest expense$2,245,0002,155
Salaries and employee benefits$946,0002,562
Premises and equipment expense$361,0001,798
Additional noninterest expense$938,0001,805
Pre-tax net operating income$2,256,000701
Securities gains (losses)$01,772
Applicable income taxes$855,000510
Income before extraordinary items$1,401,000868
Extraordinary gains, net$09
Net income$1,401,000867
Minority interest net income$086
Net income of bank and minority interests.$1,401,000868
Net charge-offs$138,0002,434
Cash dividends$105,0001,869
Sale, conversion, retirement of capital stock, net$10,000697
Net operating income$1,401,000852
2010-12-31 (YTD Data)Rank
Total interest income$16,927,0001,783
Total interest expense$4,817,0001,698
Net interest income$12,110,0001,818
Provision for loan and lease losses$3,400,0001,486
Total noninterest income$6,051,000922
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,025,0001,480
Trading account gains and fees$0175
Additional Noninterest Income$5,026,000741
Total noninterest expense$8,968,0002,163
Salaries and employee benefits$3,507,0002,721
Premises and equipment expense$1,358,0001,885
Additional noninterest expense$4,103,0001,754
Pre-tax net operating income$5,793,000897
Securities gains (losses)$356,0001,121
Applicable income taxes$2,216,000676
Income before extraordinary items$3,933,0001,105
Extraordinary gains, net$029
Net income$3,933,0001,106
Minority interest net income$0111
Net income of bank and minority interests.$3,933,0001,108
Net charge-offs$2,292,0001,722
Cash dividends$420,0002,558
Sale, conversion, retirement of capital stock, net$89,000812
Net operating income$3,705,1601,121
2010-09-30 (YTD Data)Rank
Total interest income$12,793,0001,807
Total interest expense$3,664,0001,747
Net interest income$9,129,0001,838
Provision for loan and lease losses$1,900,0001,717
Total noninterest income$3,756,0001,063
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$775,0001,520
Trading account gains and fees$0165
Additional Noninterest Income$2,981,000835
Total noninterest expense$6,115,0002,372
Salaries and employee benefits$2,714,0002,650
Premises and equipment expense$1,010,0001,920
Additional noninterest expense$2,391,0002,149
Pre-tax net operating income$4,870,000857
Securities gains (losses)$227,0001,276
Applicable income taxes$2,037,000588
Income before extraordinary items$3,060,0001,110
Extraordinary gains, net$023
Net income$3,060,0001,113
Minority interest net income$0110
Net income of bank and minority interests.$3,060,0001,113
Net charge-offs$1,488,0001,789
Cash dividends$315,0002,273
Sale, conversion, retirement of capital stock, net$79,000715
Net operating income$2,914,7201,112
2010-06-30 (YTD Data)Rank
Total interest income$8,476,0001,848
Total interest expense$2,446,0001,804
Net interest income$6,030,0001,855
Provision for loan and lease losses$950,0001,992
Total noninterest income$2,341,0001,099
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$528,0001,494
Trading account gains and fees$0152
Additional Noninterest Income$1,813,000861
Total noninterest expense$4,038,0002,405
Salaries and employee benefits$1,818,0002,656
Premises and equipment expense$652,0001,993
Additional noninterest expense$1,568,0002,176
Pre-tax net operating income$3,383,000816
Securities gains (losses)$109,0001,357
Applicable income taxes$1,416,000528
Income before extraordinary items$2,076,0001,082
Extraordinary gains, net$019
Net income$2,076,0001,084
Minority interest net income$0105
Net income of bank and minority interests.$2,076,0001,083
Net charge-offs$1,103,0001,620
Cash dividends$210,0002,262
Sale, conversion, retirement of capital stock, net$69,000569
Net operating income$2,006,2401,068
2010-03-31 (YTD Data)Rank
Total interest income$4,252,0001,884
Total interest expense$1,242,0001,857
Net interest income$3,010,0001,886
Provision for loan and lease losses$350,0002,221
Total noninterest income$463,0002,155
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$276,0001,421
Trading account gains and fees$0175
Additional Noninterest Income$187,0002,498
Total noninterest expense$2,051,0002,386
Salaries and employee benefits$930,0002,640
Premises and equipment expense$318,0002,097
Additional noninterest expense$803,0002,115
Pre-tax net operating income$1,072,0001,223
Securities gains (losses)$17,0001,569
Applicable income taxes$437,000793
Income before extraordinary items$652,0001,682
Extraordinary gains, net$016
Net income$652,0001,683
Minority interest net income$091
Net income of bank and minority interests.$652,0001,684
Net charge-offs$971,0001,059
Cash dividends$105,0001,847
Sale, conversion, retirement of capital stock, net$9,000825
Net operating income$641,1201,642
2009-12-31 (YTD Data)Rank
Total interest income$16,722,0002,037
Total interest expense$6,765,0001,737
Net interest income$9,957,0002,200
Provision for loan and lease losses$2,697,0002,100
Total noninterest income$2,599,0001,782
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,224,0001,407
Trading account gains and fees$0211
Additional Noninterest Income$1,375,0001,751
Total noninterest expense$6,881,0002,837
Salaries and employee benefits$3,054,0003,125
Premises and equipment expense$1,132,0002,326
Additional noninterest expense$2,695,0002,577
Pre-tax net operating income$2,978,0001,346
Securities gains (losses)$432,000973
Applicable income taxes$1,224,000839
Income before extraordinary items$2,186,0001,530
Extraordinary gains, net$034
Net income$2,186,0001,527
Minority interest net income$0115
Net income of bank and minority interests.$2,186,0001,529
Net charge-offs$963,0002,909
Cash dividends$332,0003,092
Sale, conversion, retirement of capital stock, net$8,080,000116
Net operating income$1,909,5201,712
2009-09-30 (YTD Data)Rank
Total interest income$12,409,0002,087
Total interest expense$5,312,0001,743
Net interest income$7,097,0002,307
Provision for loan and lease losses$1,386,0002,329
Total noninterest income$1,611,0002,058
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$906,0001,424
Trading account gains and fees$0212
Additional Noninterest Income$705,0002,284
Total noninterest expense$5,160,0002,829
Salaries and employee benefits$2,422,0003,013
Premises and equipment expense$835,0002,384
Additional noninterest expense$1,903,0002,671
Pre-tax net operating income$2,162,0001,501
Securities gains (losses)$444,000762
Applicable income taxes$1,060,000808
Income before extraordinary items$1,546,0001,724
Extraordinary gains, net$027
Net income$1,546,0001,724
Minority interest net income$0118
Net income of bank and minority interests.$1,546,0001,724
Net charge-offs$285,0003,788
Cash dividends$244,0002,886
Sale, conversion, retirement of capital stock, net$8,053,00093
Net operating income$1,261,8402,046
2009-06-30 (YTD Data)Rank
Total interest income$8,226,0002,138
Total interest expense$3,642,0001,773
Net interest income$4,584,0002,373
Provision for loan and lease losses$840,0002,277
Total noninterest income$1,039,0002,113
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$588,0001,445
Trading account gains and fees$0193
Additional Noninterest Income$451,0002,369
Total noninterest expense$3,519,0002,819
Salaries and employee benefits$1,661,0002,991
Premises and equipment expense$551,0002,438
Additional noninterest expense$1,307,0002,635
Pre-tax net operating income$1,264,0001,752
Securities gains (losses)$444,000564
Applicable income taxes$698,000832
Income before extraordinary items$1,010,0001,835
Extraordinary gains, net$021
Net income$1,010,0001,832
Minority interest net income$0112
Net income of bank and minority interests.$1,010,0001,834
Net charge-offs$149,0003,788
Cash dividends$156,0002,925
Sale, conversion, retirement of capital stock, net$7,812,00073
Net operating income$725,8402,332
2009-03-31 (YTD Data)Rank
Total interest income$4,085,0002,173
Total interest expense$1,823,0001,830
Net interest income$2,262,0002,395
Provision for loan and lease losses$430,0001,935
Total noninterest income$377,0002,613
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$281,0001,461
Trading account gains and fees$0171
Additional Noninterest Income$96,0003,715
Total noninterest expense$1,724,0002,784
Salaries and employee benefits$907,0002,785
Premises and equipment expense$267,0002,550
Additional noninterest expense$550,0002,771
Pre-tax net operating income$485,0002,436
Securities gains (losses)$248,000579
Applicable income taxes$311,0001,025
Income before extraordinary items$422,0002,454
Extraordinary gains, net$015
Net income$422,0002,454
Minority interest net income$0102
Net income of bank and minority interests.$422,0002,456
Net charge-offs$18,0004,403
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$7,768,00037
Net operating income$263,2803,202
2008-12-31 (YTD Data)Rank
Total interest income$16,044,0002,328
Total interest expense$7,522,0002,076
Net interest income$8,522,0002,551
Provision for loan and lease losses$1,905,0001,861
Total noninterest income$2,649,0001,738
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,113,0001,601
Trading account gains and fees$0154
Additional Noninterest Income$1,536,0001,562
Total noninterest expense$6,199,0002,985
Salaries and employee benefits$3,282,0003,007
Premises and equipment expense$892,0002,894
Additional noninterest expense$2,025,0002,840
Pre-tax net operating income$3,067,0001,760
Securities gains (losses)$182,000767
Applicable income taxes$1,586,000833
Income before extraordinary items$1,663,0002,341
Extraordinary gains, net$039
Net income$1,663,0002,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0003,458
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$412,000590
Net operating income$1,546,5202,605
2008-09-30 (YTD Data)Rank
Total interest income$11,690,0002,436
Total interest expense$5,566,0002,175
Net interest income$6,124,0002,673
Provision for loan and lease losses$990,0001,837
Total noninterest income$1,760,0001,963
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$776,0001,729
Trading account gains and fees$0148
Additional Noninterest Income$984,0001,839
Total noninterest expense$4,408,0003,114
Salaries and employee benefits$2,379,0003,122
Premises and equipment expense$621,0003,106
Additional noninterest expense$1,408,0002,942
Pre-tax net operating income$2,486,0001,940
Securities gains (losses)$181,000670
Applicable income taxes$1,044,0001,111
Income before extraordinary items$1,623,0002,167
Extraordinary gains, net$031
Net income$1,623,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,346
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$308,000478
Net operating income$1,507,1602,437
2008-06-30 (YTD Data)Rank
Total interest income$7,562,0002,527
Total interest expense$3,683,0002,265
Net interest income$3,879,0002,787
Provision for loan and lease losses$615,0001,670
Total noninterest income$1,154,0002,003
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$502,0001,747
Trading account gains and fees$0149
Additional Noninterest Income$652,0001,888
Total noninterest expense$2,867,0003,197
Salaries and employee benefits$1,551,0003,237
Premises and equipment expense$385,0003,310
Additional noninterest expense$931,0002,920
Pre-tax net operating income$1,551,0002,128
Securities gains (losses)$113,000886
Applicable income taxes$664,0001,285
Income before extraordinary items$1,000,0002,567
Extraordinary gains, net$021
Net income$1,000,0002,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,614
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$206,000404
Net operating income$927,6802,688
2008-03-31 (YTD Data)Rank
Total interest income$3,679,0002,669
Total interest expense$1,893,0002,351
Net interest income$1,786,0003,006
Provision for loan and lease losses$355,0001,242
Total noninterest income$563,0002,055
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$237,0001,793
Trading account gains and fees$0158
Additional Noninterest Income$326,0001,871
Total noninterest expense$1,399,0003,270
Salaries and employee benefits$753,0003,341
Premises and equipment expense$181,0003,483
Additional noninterest expense$465,0002,897
Pre-tax net operating income$595,0002,720
Securities gains (losses)$109,000674
Applicable income taxes$281,0001,549
Income before extraordinary items$423,0003,075
Extraordinary gains, net$015
Net income$423,0003,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,966
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$103,000317
Net operating income$353,2403,370
2007-12-31 (YTD Data)Rank
Total interest income$10,920,0003,553
Total interest expense$5,727,0003,122
Net interest income$5,193,0003,884
Provision for loan and lease losses$1,258,0001,205
Total noninterest income$2,358,0001,969
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$510,0003,020
Trading account gains and fees$0178
Additional Noninterest Income$1,848,0001,434
Total noninterest expense$4,213,0003,959
Salaries and employee benefits$2,350,0003,903
Premises and equipment expense$649,0003,639
Additional noninterest expense$1,214,0004,040
Pre-tax net operating income$2,080,0003,237
Securities gains (losses)$4,0001,644
Applicable income taxes$703,0002,299
Income before extraordinary items$1,381,0003,611
Extraordinary gains, net$039
Net income$1,381,0003,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$15,847,000117
Net operating income$1,378,3603,604
2007-09-30 (YTD Data)Rank
Total interest income$7,172,0003,897
Total interest expense$3,976,0003,299
Net interest income$3,196,0004,475
Provision for loan and lease losses$826,0001,056
Total noninterest income$1,670,0002,051
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$344,0003,228
Trading account gains and fees$0184
Additional Noninterest Income$1,326,0001,500
Total noninterest expense$2,808,0004,294
Salaries and employee benefits$1,600,0004,170
Premises and equipment expense$355,0004,505
Additional noninterest expense$853,0004,182
Pre-tax net operating income$1,232,0003,886
Securities gains (losses)$3,0001,317
Applicable income taxes$218,0003,608
Income before extraordinary items$1,017,0003,855
Extraordinary gains, net$033
Net income$1,017,0003,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$10,734,000125
Net operating income$1,014,5403,852
2007-06-30 (YTD Data)Rank
Total interest income$4,359,0004,161
Total interest expense$2,444,0003,522
Net interest income$1,915,0004,801
Provision for loan and lease losses$483,0001,060
Total noninterest income$1,317,0001,823
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$220,0003,309
Trading account gains and fees$0168
Additional Noninterest Income$1,097,0001,316
Total noninterest expense$1,674,0004,653
Salaries and employee benefits$913,0004,701
Premises and equipment expense$219,0004,750
Additional noninterest expense$542,0004,320
Pre-tax net operating income$1,075,0003,362
Securities gains (losses)$2,0001,203
Applicable income taxes$124,0003,884
Income before extraordinary items$953,0003,128
Extraordinary gains, net$029
Net income$953,0003,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$187,000462
Net operating income$951,2403,118
2007-03-31 (YTD Data)Rank
Total interest income$1,871,0004,589
Total interest expense$1,040,0003,910
Net interest income$831,0005,254
Provision for loan and lease losses$258,000933
Total noninterest income$645,0001,839
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$103,0003,387
Trading account gains and fees$0195
Additional Noninterest Income$542,0001,286
Total noninterest expense$783,0004,862
Salaries and employee benefits$436,0004,877
Premises and equipment expense$102,0004,980
Additional noninterest expense$245,0004,603
Pre-tax net operating income$435,0003,813
Securities gains (losses)$1,0001,055
Applicable income taxes$15,0005,100
Income before extraordinary items$421,0003,373
Extraordinary gains, net$022
Net income$421,0003,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$94,000364
Net operating income$420,0303,353
2006-12-31 (YTD Data)Rank
Total interest income$2,369,0007,247
Total interest expense$1,033,0006,881
Net interest income$1,336,0007,396
Provision for loan and lease losses$521,0001,834
Total noninterest income$248,0006,539
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$134,0005,719
Trading account gains and fees$0130
Additional Noninterest Income$114,0006,103
Total noninterest expense$1,692,0006,591
Salaries and employee benefits$1,066,0006,252
Premises and equipment expense$156,0007,180
Additional noninterest expense$470,0006,673
Pre-tax net operating income$-629,0008,314
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-629,0008,344
Extraordinary gains, net$051
Net income$-629,0008,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$14,920,000138
Net operating income$-629,0008,341
2006-09-30 (YTD Data)Rank
Total interest income$1,048,0008,075
Total interest expense$370,0007,964
Net interest income$678,0008,056
Provision for loan and lease losses$355,0001,881
Total noninterest income$148,0006,975
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$38,0006,969
Trading account gains and fees$0126
Additional Noninterest Income$110,0005,662
Total noninterest expense$888,0007,416
Salaries and employee benefits$548,0007,171
Premises and equipment expense$82,0007,728
Additional noninterest expense$258,0007,358
Pre-tax net operating income$-417,0008,399
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-417,0008,429
Extraordinary gains, net$045
Net income$-417,0008,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$14,703,000103
Net operating income$-417,0008,420
2006-06-30 (YTD Data)Rank
Total interest income$290,0008,621
Total interest expense$80,0008,558
Net interest income$210,0008,603
Provision for loan and lease losses$133,0002,853
Total noninterest income$72,0007,475
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,0007,483
Trading account gains and fees$0126
Additional Noninterest Income$65,0005,924
Total noninterest expense$405,0008,035
Salaries and employee benefits$277,0007,759
Premises and equipment expense$27,0008,391
Additional noninterest expense$101,0008,145
Pre-tax net operating income$-256,0008,446
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-256,0008,468
Extraordinary gains, net$039
Net income$-256,0008,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$14,703,00060
Net operating income$-256,0008,465

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.