Home > Metro Bank of Dade County > Assets and Liabilities
Metro Bank of Dade County, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 73 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $399,441,000 | 1,701 |
| Cash and due from depository institutions | $85,814,000 | 2,169 |
| Interest-bearing balances | $78,974,000 | 462 |
| Securities | $30,756,000 | 3,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $253,342,000 | 1,754 |
| Loan loss allowance | $19,236,000 | 460 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,382,000 | 3,255 |
| Other real estate owned | $12,333,000 | 2,169 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $13,814,000 | 1,541 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $399,441,000 | 1,701 |
| Total liabilities | $409,536,000 | 1,510 |
| Total deposits | $375,522,000 | 1,491 |
| Interest-bearing deposits | $342,030,000 | 1,420 |
| Deposits held in domestic offices | $375,522,000 | 1,490 |
| % insured | 92.99% | 2,473 |
| Federal funds purchased & repurchase agreements | $11,344,000 | 910 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $21,000,000 | 1,581 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,670,000 | 2,405 |
| Total equity capital | $-10,095,000 | 7,839 |
| Total bank equity capital | $-10,095,000 | 7,839 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,571,000 | 1,538 |
| Surplus | $14,118,000 | 2,036 |
| Undivided profits | $-26,784,000 | 7,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $57,043,000 | 339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $800,000 | 3,828 |
| Earning assets | $363,072,000 | 1,700 |
| Long-term assets (5+ years) | $27,822,000 | 3,592 |
| Average Assets, year-to-date | $441,577,670 | 1,549 |
| Average Assets, quarterly | $420,886,000 | 1,624 |
| Volatile liabilities | $74,218,000 | 1,878 |
| Insider loans | $202,000 | 6,118 |
| FHLB advances | $21,000,000 | 1,499 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $21,866,000 | 2,489 |
| Tier 1 (core) risk-based capital | $-10,744,000 | 7,839 |
| Tier 2 risk-based capital | $0 | 7,754 |
| Total risk weighted assets | $286,918,000 | 1,631 |
| Total unused commitments | $21,866,000 | 2,492 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 73 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $442,331,000 | 1,586 |
| Cash and due from depository institutions | $101,482,000 | 2,196 |
| Interest-bearing balances | $92,225,000 | 401 |
| Securities | $31,287,000 | 3,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $284,372,000 | 1,619 |
| Loan loss allowance | $17,414,000 | 513 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,447,000 | 3,270 |
| Other real estate owned | $6,913,000 | 2,196 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $14,830,000 | 1,502 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $442,331,000 | 1,586 |
| Total liabilities | $434,867,000 | 1,470 |
| Total deposits | $391,290,000 | 1,457 |
| Interest-bearing deposits | $359,664,000 | 1,378 |
| Deposits held in domestic offices | $391,290,000 | 1,456 |
| % insured | 93.78% | 2,231 |
| Federal funds purchased & repurchase agreements | $21,199,000 | 653 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $21,000,000 | 1,652 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,378,000 | 2,773 |
| Total equity capital | $7,464,000 | 6,040 |
| Total bank equity capital | $7,464,000 | 6,039 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,571,000 | 1,573 |
| Surplus | $14,118,000 | 2,071 |
| Undivided profits | $-9,225,000 | 7,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $58,196,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,023,000 | 3,164 |
| Earning assets | $407,884,000 | 1,564 |
| Long-term assets (5+ years) | $29,899,000 | 3,442 |
| Average Assets, year-to-date | $462,646,000 | 1,515 |
| Average Assets, quarterly | $462,646,000 | 1,515 |
| Volatile liabilities | $89,673,000 | 1,637 |
| Insider loans | $480,000 | 5,319 |
| FHLB advances | $21,000,000 | 1,565 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $26,079,000 | 2,276 |
| Tier 1 (core) risk-based capital | $6,810,000 | 6,142 |
| Tier 2 risk-based capital | $4,103,000 | 1,415 |
| Total risk weighted assets | $314,905,000 | 1,538 |
| Total unused commitments | $26,079,000 | 2,280 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 75 | 2,165 |
| Assets and Liabilities | ||
| Total Assets: | $482,961,000 | 1,463 |
| Cash and due from depository institutions | $126,981,000 | 2,165 |
| Interest-bearing balances | $117,585,000 | 283 |
| Securities | $33,327,000 | 3,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $298,754,000 | 1,574 |
| Loan loss allowance | $14,084,000 | 620 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,491,000 | 3,290 |
| Other real estate owned | $6,655,000 | 2,165 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,753,000 | 1,633 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $482,961,000 | 1,463 |
| Total liabilities | $465,618,000 | 1,361 |
| Total deposits | $416,830,000 | 1,348 |
| Interest-bearing deposits | $390,046,000 | 1,262 |
| Deposits held in domestic offices | $416,830,000 | 1,346 |
| % insured | 93.01% | 2,556 |
| Federal funds purchased & repurchase agreements | $23,205,000 | 636 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $21,000,000 | 1,773 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,583,000 | 1,104 |
| Total equity capital | $17,343,000 | 3,595 |
| Total bank equity capital | $17,343,000 | 3,595 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,571,000 | 1,601 |
| Surplus | $14,118,000 | 2,076 |
| Undivided profits | $654,000 | 6,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $41,119,000 | 477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,303,000 | 2,602 |
| Earning assets | $449,666,000 | 1,421 |
| Long-term assets (5+ years) | $23,796,000 | 3,823 |
| Average Assets, year-to-date | $478,717,400 | 1,445 |
| Average Assets, quarterly | $476,472,500 | 1,478 |
| Volatile liabilities | $111,796,000 | 1,336 |
| Insider loans | $1,863,000 | 3,183 |
| FHLB advances | $21,000,000 | 1,672 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $29,143,000 | 2,086 |
| Tier 1 (core) risk-based capital | $16,400,000 | 3,614 |
| Tier 2 risk-based capital | $4,222,000 | 1,408 |
| Total risk weighted assets | $327,900,000 | 1,520 |
| Total unused commitments | $29,143,000 | 2,089 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 77 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $469,984,000 | 1,515 |
| Cash and due from depository institutions | $99,829,000 | 2,120 |
| Interest-bearing balances | $90,962,000 | 336 |
| Securities | $32,248,000 | 3,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $314,981,000 | 1,522 |
| Loan loss allowance | $10,429,000 | 802 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,543,000 | 3,275 |
| Other real estate owned | $6,382,000 | 2,120 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $13,001,000 | 1,517 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $469,984,000 | 1,515 |
| Total liabilities | $433,902,000 | 1,478 |
| Total deposits | $383,429,000 | 1,478 |
| Interest-bearing deposits | $355,970,000 | 1,390 |
| Deposits held in domestic offices | $383,429,000 | 1,475 |
| % insured | 93.95% | 2,305 |
| Federal funds purchased & repurchase agreements | $25,665,000 | 618 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,000,000 | 1,858 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,808,000 | 1,400 |
| Total equity capital | $36,082,000 | 1,919 |
| Total bank equity capital | $36,082,000 | 1,918 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,571,000 | 1,628 |
| Surplus | $14,118,000 | 2,065 |
| Undivided profits | $19,393,000 | 1,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $34,246,000 | 555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,267,000 | 2,850 |
| Earning assets | $438,191,000 | 1,484 |
| Long-term assets (5+ years) | $16,524,000 | 4,510 |
| Average Assets, year-to-date | $477,656,500 | 1,465 |
| Average Assets, quarterly | $474,532,000 | 1,485 |
| Volatile liabilities | $118,882,000 | 1,287 |
| Insider loans | $1,863,000 | 3,197 |
| FHLB advances | $21,000,000 | 1,754 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $40,492,000 | 1,683 |
| Tier 1 (core) risk-based capital | $34,508,000 | 1,872 |
| Tier 2 risk-based capital | $4,399,000 | 1,366 |
| Total risk weighted assets | $345,901,000 | 1,472 |
| Total unused commitments | $40,492,000 | 1,684 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 77 | 2,168 |
| Assets and Liabilities | ||
| Total Assets: | $479,080,000 | 1,501 |
| Cash and due from depository institutions | $101,711,000 | 2,168 |
| Interest-bearing balances | $88,828,000 | 266 |
| Securities | $29,948,000 | 3,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $329,360,000 | 1,488 |
| Loan loss allowance | $7,716,000 | 1,023 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,599,000 | 3,283 |
| Other real estate owned | $4,308,000 | 2,168 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,154,000 | 1,866 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $479,080,000 | 1,501 |
| Total liabilities | $438,249,000 | 1,475 |
| Total deposits | $373,146,000 | 1,533 |
| Interest-bearing deposits | $347,390,000 | 1,437 |
| Deposits held in domestic offices | $373,146,000 | 1,529 |
| % insured | 78.80% | 4,084 |
| Federal funds purchased & repurchase agreements | $22,254,000 | 684 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $40,000,000 | 1,210 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,849,000 | 1,805 |
| Total equity capital | $40,831,000 | 1,674 |
| Total bank equity capital | $40,831,000 | 1,674 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,571,000 | 1,652 |
| Surplus | $14,118,000 | 2,071 |
| Undivided profits | $24,142,000 | 1,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $31,746,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,333,000 | 2,620 |
| Earning assets | $448,136,000 | 1,465 |
| Long-term assets (5+ years) | $17,020,000 | 4,409 |
| Average Assets, year-to-date | $480,214,000 | 1,474 |
| Average Assets, quarterly | $499,627,000 | 1,431 |
| Volatile liabilities | $133,829,000 | 1,148 |
| Insider loans | $1,863,000 | 3,242 |
| FHLB advances | $40,000,000 | 1,128 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $53,543,000 | 1,381 |
| Tier 1 (core) risk-based capital | $39,031,000 | 1,669 |
| Tier 2 risk-based capital | $4,588,000 | 1,324 |
| Total risk weighted assets | $363,929,000 | 1,439 |
| Total unused commitments | $53,543,000 | 1,382 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 77 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $520,174,000 | 1,377 |
| Cash and due from depository institutions | $58,429,000 | 2,174 |
| Interest-bearing balances | $39,788,000 | 492 |
| Securities | $31,416,000 | 3,354 |
| Federal funds sold & reverse repurchase agreements | $83,712,000 | 120 |
| Net loans & leases | $331,995,000 | 1,493 |
| Loan loss allowance | $6,838,000 | 1,088 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,633,000 | 3,276 |
| Other real estate owned | $2,183,000 | 2,174 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,806,000 | 2,084 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $520,174,000 | 1,377 |
| Total liabilities | $477,526,000 | 1,362 |
| Total deposits | $406,543,000 | 1,399 |
| Interest-bearing deposits | $378,567,000 | 1,309 |
| Deposits held in domestic offices | $406,543,000 | 1,394 |
| % insured | 82.42% | 3,069 |
| Federal funds purchased & repurchase agreements | $24,134,000 | 677 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $45,000,000 | 1,149 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,849,000 | 2,457 |
| Total equity capital | $42,648,000 | 1,605 |
| Total bank equity capital | $42,648,000 | 1,605 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,571,000 | 1,664 |
| Surplus | $14,118,000 | 2,064 |
| Undivided profits | $25,959,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $37,926,000 | 451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,306,000 | 2,695 |
| Earning assets | $486,911,000 | 1,350 |
| Long-term assets (5+ years) | $17,975,000 | 4,304 |
| Average Assets, year-to-date | $480,781,000 | 1,481 |
| Average Assets, quarterly | $480,781,000 | 1,481 |
| Volatile liabilities | $138,642,000 | 1,111 |
| Insider loans | $1,913,000 | 3,214 |
| FHLB advances | $45,000,000 | 1,055 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $57,645,000 | 1,376 |
| Tier 1 (core) risk-based capital | $40,439,000 | 1,627 |
| Tier 2 risk-based capital | $4,887,000 | 1,228 |
| Total risk weighted assets | $389,046,000 | 1,354 |
| Total unused commitments | $57,645,000 | 1,377 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 81 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $441,388,000 | 1,596 |
| Cash and due from depository institutions | $28,798,000 | 2,088 |
| Interest-bearing balances | $16,927,000 | 683 |
| Securities | $30,979,000 | 3,373 |
| Federal funds sold & reverse repurchase agreements | $26,016,000 | 340 |
| Net loans & leases | $339,769,000 | 1,468 |
| Loan loss allowance | $5,388,000 | 1,302 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,708,000 | 3,249 |
| Other real estate owned | $1,480,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,638,000 | 1,801 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $441,388,000 | 1,596 |
| Total liabilities | $397,208,000 | 1,610 |
| Total deposits | $324,663,000 | 1,710 |
| Interest-bearing deposits | $297,975,000 | 1,634 |
| Deposits held in domestic offices | $324,663,000 | 1,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,360,000 | 678 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $45,000,000 | 1,270 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,185,000 | 3,348 |
| Total equity capital | $44,180,000 | 1,536 |
| Total bank equity capital | $44,180,000 | 1,536 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,571,000 | 1,666 |
| Surplus | $14,118,000 | 2,042 |
| Undivided profits | $27,491,000 | 1,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,103,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,688,000 | 2,242 |
| Earning assets | $413,691,000 | 1,554 |
| Long-term assets (5+ years) | $22,133,000 | 3,842 |
| Average Assets, year-to-date | $409,804,400 | 1,656 |
| Average Assets, quarterly | $430,698,000 | 1,628 |
| Volatile liabilities | $87,784,000 | 1,710 |
| Insider loans | $1,921,000 | 3,225 |
| FHLB advances | $45,000,000 | 1,169 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $78,095,000 | 1,100 |
| Tier 1 (core) risk-based capital | $41,392,000 | 1,555 |
| Tier 2 risk-based capital | $4,898,000 | 1,212 |
| Total risk weighted assets | $391,346,000 | 1,340 |
| Total unused commitments | $78,095,000 | 1,100 |
| Derivatives | $100,000,000 | 209 |
| 2008-09-30 | Rank | |
| # of Employees: | 87 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $420,008,000 | 1,666 |
| Cash and due from depository institutions | $34,033,000 | 1,950 |
| Interest-bearing balances | $23,460,000 | 301 |
| Securities | $29,535,000 | 3,434 |
| Federal funds sold & reverse repurchase agreements | $5,716,000 | 2,036 |
| Net loans & leases | $337,533,000 | 1,471 |
| Loan loss allowance | $5,235,000 | 1,205 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,750,000 | 3,205 |
| Other real estate owned | $784,000 | 1,950 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,657,000 | 2,141 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $420,008,000 | 1,666 |
| Total liabilities | $375,940,000 | 1,679 |
| Total deposits | $302,820,000 | 1,796 |
| Interest-bearing deposits | $274,334,000 | 1,741 |
| Deposits held in domestic offices | $302,820,000 | 1,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,251,000 | 732 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $45,000,000 | 1,278 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,869,000 | 2,462 |
| Total equity capital | $44,068,000 | 1,543 |
| Total bank equity capital | $44,068,000 | 1,543 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,571,000 | 1,677 |
| Surplus | $14,118,000 | 2,040 |
| Undivided profits | $27,379,000 | 1,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,280,000 | 1,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,674,000 | 2,405 |
| Earning assets | $396,244,000 | 1,619 |
| Long-term assets (5+ years) | $23,297,000 | 3,693 |
| Average Assets, year-to-date | $401,908,500 | 1,685 |
| Average Assets, quarterly | $415,093,000 | 1,671 |
| Volatile liabilities | $74,051,000 | 1,920 |
| Insider loans | $1,405,000 | 3,817 |
| FHLB advances | $45,000,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $90,341,000 | 1,032 |
| Tier 1 (core) risk-based capital | $42,987,000 | 1,511 |
| Tier 2 risk-based capital | $4,870,000 | 1,181 |
| Total risk weighted assets | $389,199,000 | 1,342 |
| Total unused commitments | $90,341,000 | 1,033 |
| Derivatives | $100,000,000 | 189 |
| 2008-06-30 | Rank | |
| # of Employees: | 89 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $410,178,000 | 1,697 |
| Cash and due from depository institutions | $22,283,000 | 1,928 |
| Interest-bearing balances | $11,332,000 | 589 |
| Securities | $26,991,000 | 3,702 |
| Federal funds sold & reverse repurchase agreements | $10,840,000 | 1,125 |
| Net loans & leases | $337,621,000 | 1,464 |
| Loan loss allowance | $4,215,000 | 1,407 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,759,000 | 3,206 |
| Other real estate owned | $109,000 | 1,928 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,575,000 | 2,096 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $410,178,000 | 1,697 |
| Total liabilities | $366,486,000 | 1,713 |
| Total deposits | $292,674,000 | 1,834 |
| Interest-bearing deposits | $263,445,000 | 1,780 |
| Deposits held in domestic offices | $292,674,000 | 1,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,861,000 | 872 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $50,000,000 | 1,150 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,951,000 | 2,351 |
| Total equity capital | $43,692,000 | 1,581 |
| Total bank equity capital | $43,692,000 | 1,581 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,571,000 | 1,680 |
| Surplus | $14,118,000 | 2,023 |
| Undivided profits | $27,003,000 | 1,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,730,000 | 2,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,649,000 | 2,347 |
| Earning assets | $386,784,000 | 1,650 |
| Long-term assets (5+ years) | $24,826,000 | 3,553 |
| Average Assets, year-to-date | $395,875,330 | 1,718 |
| Average Assets, quarterly | $402,009,500 | 1,708 |
| Volatile liabilities | $49,744,000 | 2,668 |
| Insider loans | $1,411,000 | 3,797 |
| FHLB advances | $50,000,000 | 1,066 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $101,445,000 | 977 |
| Tier 1 (core) risk-based capital | $42,698,000 | 1,535 |
| Tier 2 risk-based capital | $4,215,000 | 1,318 |
| Total risk weighted assets | $390,922,000 | 1,326 |
| Total unused commitments | $101,445,000 | 977 |
| Derivatives | $100,000,000 | 189 |
| 2008-03-31 | Rank | |
| # of Employees: | 91 | 1,871 |
| Assets and Liabilities | ||
| Total Assets: | $393,841,000 | 1,737 |
| Cash and due from depository institutions | $21,170,000 | 1,871 |
| Interest-bearing balances | $11,289,000 | 692 |
| Securities | $24,803,000 | 3,900 |
| Federal funds sold & reverse repurchase agreements | $16,173,000 | 1,040 |
| Net loans & leases | $318,351,000 | 1,526 |
| Loan loss allowance | $3,871,000 | 1,471 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,760,000 | 3,180 |
| Other real estate owned | $109,000 | 1,871 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,475,000 | 1,869 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $393,841,000 | 1,737 |
| Total liabilities | $349,606,000 | 1,762 |
| Total deposits | $270,302,000 | 1,978 |
| Interest-bearing deposits | $240,773,000 | 1,937 |
| Deposits held in domestic offices | $270,302,000 | 1,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,092,000 | 859 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $55,000,000 | 1,006 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,212,000 | 1,714 |
| Total equity capital | $44,235,000 | 1,595 |
| Total bank equity capital | $44,235,000 | 1,595 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,571,000 | 1,678 |
| Surplus | $14,118,000 | 2,009 |
| Undivided profits | $27,546,000 | 1,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 3,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,573,000 | 2,488 |
| Earning assets | $370,616,000 | 1,694 |
| Long-term assets (5+ years) | $24,433,000 | 3,481 |
| Average Assets, year-to-date | $388,724,000 | 1,750 |
| Average Assets, quarterly | $388,724,000 | 1,750 |
| Volatile liabilities | $50,146,000 | 2,618 |
| Insider loans | $1,422,000 | 3,738 |
| FHLB advances | $55,000,000 | 935 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $107,760,000 | 958 |
| Tier 1 (core) risk-based capital | $42,033,000 | 1,553 |
| Tier 2 risk-based capital | $3,871,000 | 1,399 |
| Total risk weighted assets | $372,965,000 | 1,374 |
| Total unused commitments | $107,760,000 | 958 |
| Derivatives | $100,000,000 | 192 |
| 2007-12-31 | Rank | |
| # of Employees: | 88 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $383,607,000 | 1,768 |
| Cash and due from depository institutions | $20,988,000 | 1,965 |
| Interest-bearing balances | $11,118,000 | 538 |
| Securities | $29,074,000 | 3,520 |
| Federal funds sold & reverse repurchase agreements | $8,267,000 | 1,656 |
| Net loans & leases | $314,189,000 | 1,527 |
| Loan loss allowance | $3,801,000 | 1,475 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,042,000 | 4,539 |
| Other real estate owned | $109,000 | 1,965 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,938,000 | 1,962 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $383,607,000 | 1,768 |
| Total liabilities | $341,399,000 | 1,786 |
| Total deposits | $273,559,000 | 1,942 |
| Interest-bearing deposits | $243,995,000 | 1,887 |
| Deposits held in domestic offices | $273,559,000 | 1,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,336,000 | 911 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,000,000 | 1,086 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,504,000 | 2,066 |
| Total equity capital | $42,208,000 | 1,648 |
| Total bank equity capital | $42,208,000 | 1,648 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,571,000 | 1,668 |
| Surplus | $14,118,000 | 1,984 |
| Undivided profits | $25,519,000 | 1,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,782,000 | 2,401 |
| Earning assets | $362,648,000 | 1,726 |
| Long-term assets (5+ years) | $21,466,000 | 3,518 |
| Average Assets, year-to-date | $344,252,000 | 1,875 |
| Average Assets, quarterly | $375,971,500 | 1,785 |
| Volatile liabilities | $52,832,000 | 2,503 |
| Insider loans | $1,430,000 | 3,710 |
| FHLB advances | $46,000,000 | 1,008 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $100,191,000 | 1,013 |
| Tier 1 (core) risk-based capital | $41,353,000 | 1,574 |
| Tier 2 risk-based capital | $3,801,000 | 1,412 |
| Total risk weighted assets | $359,290,000 | 1,421 |
| Total unused commitments | $100,191,000 | 1,014 |
| Derivatives | $100,000,000 | 178 |
| 2007-09-30 | Rank | |
| # of Employees: | 88 | 1,949 |
| Assets and Liabilities | ||
| Total Assets: | $368,336,000 | 1,819 |
| Cash and due from depository institutions | $36,333,000 | 1,949 |
| Interest-bearing balances | $27,001,000 | 206 |
| Securities | $31,137,000 | 3,363 |
| Federal funds sold & reverse repurchase agreements | $3,455,000 | 3,237 |
| Net loans & leases | $286,710,000 | 1,636 |
| Loan loss allowance | $3,497,000 | 1,539 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,934,000 | 4,634 |
| Other real estate owned | $0 | 1,949 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,767,000 | 1,980 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $368,336,000 | 1,819 |
| Total liabilities | $328,051,000 | 1,815 |
| Total deposits | $259,990,000 | 2,018 |
| Interest-bearing deposits | $229,388,000 | 1,975 |
| Deposits held in domestic offices | $259,990,000 | 2,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,664,000 | 857 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,000,000 | 1,002 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,397,000 | 2,152 |
| Total equity capital | $40,285,000 | 1,704 |
| Total bank equity capital | $40,285,000 | 1,704 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,571,000 | 1,646 |
| Surplus | $14,118,000 | 1,945 |
| Undivided profits | $23,596,000 | 1,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 5,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,056 |
| Income earned, not collected on loans | $1,633,000 | 2,769 |
| Earning assets | $348,303,000 | 1,758 |
| Long-term assets (5+ years) | $21,065,000 | 3,451 |
| Average Assets, year-to-date | $334,413,250 | 1,914 |
| Average Assets, quarterly | $359,974,000 | 1,834 |
| Volatile liabilities | $54,770,000 | 2,366 |
| Insider loans | $1,585,000 | 3,475 |
| FHLB advances | $46,000,000 | 923 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $116,825,000 | 925 |
| Tier 1 (core) risk-based capital | $40,322,000 | 1,605 |
| Tier 2 risk-based capital | $3,497,000 | 1,509 |
| Total risk weighted assets | $342,563,000 | 1,477 |
| Total unused commitments | $116,825,000 | 926 |
| Derivatives | $100,000,000 | 184 |
| 2007-06-30 | Rank | |
| # of Employees: | 86 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $351,612,000 | 1,896 |
| Cash and due from depository institutions | $39,861,000 | 2,029 |
| Interest-bearing balances | $30,750,000 | 209 |
| Securities | $31,372,000 | 3,320 |
| Federal funds sold & reverse repurchase agreements | $9,363,000 | 1,683 |
| Net loans & leases | $261,128,000 | 1,789 |
| Loan loss allowance | $3,250,000 | 1,637 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,932,000 | 4,638 |
| Other real estate owned | $0 | 2,029 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,956,000 | 2,151 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $351,612,000 | 1,896 |
| Total liabilities | $313,072,000 | 1,898 |
| Total deposits | $243,794,000 | 2,161 |
| Interest-bearing deposits | $207,514,000 | 2,166 |
| Deposits held in domestic offices | $243,794,000 | 2,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,068,000 | 809 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $46,000,000 | 943 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,210,000 | 2,162 |
| Total equity capital | $38,540,000 | 1,768 |
| Total bank equity capital | $38,540,000 | 1,768 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,571,000 | 1,639 |
| Surplus | $14,118,000 | 1,949 |
| Undivided profits | $21,851,000 | 1,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,456,000 | 2,870 |
| Earning assets | $332,613,000 | 1,848 |
| Long-term assets (5+ years) | $20,188,000 | 3,460 |
| Average Assets, year-to-date | $323,105,670 | 2,002 |
| Average Assets, quarterly | $329,907,000 | 1,988 |
| Volatile liabilities | $70,174,000 | 1,922 |
| Insider loans | $1,591,000 | 3,435 |
| FHLB advances | $46,000,000 | 861 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $120,045,000 | 911 |
| Tier 1 (core) risk-based capital | $39,210,000 | 1,649 |
| Tier 2 risk-based capital | $3,250,000 | 1,609 |
| Total risk weighted assets | $326,423,000 | 1,548 |
| Total unused commitments | $120,045,000 | 911 |
| Derivatives | $100,000,000 | 208 |
| 2007-03-31 | Rank | |
| # of Employees: | 83 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $308,202,000 | 2,126 |
| Cash and due from depository institutions | $47,431,000 | 2,111 |
| Interest-bearing balances | $37,224,000 | 169 |
| Securities | $32,378,000 | 3,277 |
| Federal funds sold & reverse repurchase agreements | $5,223,000 | 3,241 |
| Net loans & leases | $214,957,000 | 2,104 |
| Loan loss allowance | $3,093,000 | 1,692 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,831,000 | 4,727 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,382,000 | 2,502 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $308,202,000 | 2,126 |
| Total liabilities | $275,379,000 | 2,138 |
| Total deposits | $217,163,000 | 2,404 |
| Interest-bearing deposits | $179,891,000 | 2,480 |
| Deposits held in domestic offices | $217,163,000 | 2,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,669,000 | 650 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $26,000,000 | 1,359 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,547,000 | 1,539 |
| Total equity capital | $32,823,000 | 2,079 |
| Total bank equity capital | $32,823,000 | 2,079 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,571,000 | 1,627 |
| Surplus | $9,118,000 | 2,652 |
| Undivided profits | $21,134,000 | 1,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,247,000 | 3,180 |
| Earning assets | $289,782,000 | 2,073 |
| Long-term assets (5+ years) | $16,120,000 | 3,846 |
| Average Assets, year-to-date | $308,852,500 | 2,105 |
| Average Assets, quarterly | $308,852,500 | 2,105 |
| Volatile liabilities | $62,507,000 | 2,079 |
| Insider loans | $1,613,000 | 3,388 |
| FHLB advances | $26,000,000 | 1,288 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $93,652,000 | 1,125 |
| Tier 1 (core) risk-based capital | $33,094,000 | 1,951 |
| Tier 2 risk-based capital | $3,093,000 | 1,656 |
| Total risk weighted assets | $267,685,000 | 1,811 |
| Total unused commitments | $93,652,000 | 1,125 |
| Derivatives | $100,000,000 | 207 |
| 2006-12-31 | Rank | |
| # of Employees: | 79 | 2,218 |
| Assets and Liabilities | ||
| Total Assets: | $309,503,000 | 2,098 |
| Cash and due from depository institutions | $40,096,000 | 2,218 |
| Interest-bearing balances | $30,371,000 | 202 |
| Securities | $32,294,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $5,572,000 | 2,667 |
| Net loans & leases | $223,312,000 | 2,007 |
| Loan loss allowance | $2,941,000 | 1,764 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,796,000 | 4,749 |
| Other real estate owned | $0 | 2,218 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,433,000 | 2,489 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $309,503,000 | 2,098 |
| Total liabilities | $277,712,000 | 2,094 |
| Total deposits | $227,725,000 | 2,286 |
| Interest-bearing deposits | $187,143,000 | 2,341 |
| Deposits held in domestic offices | $227,725,000 | 2,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,103,000 | 691 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,000,000 | 1,649 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,884,000 | 2,504 |
| Total equity capital | $31,791,000 | 2,111 |
| Total bank equity capital | $31,791,000 | 2,111 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,571,000 | 1,618 |
| Surplus | $9,118,000 | 2,610 |
| Undivided profits | $20,102,000 | 1,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,271,000 | 3,243 |
| Earning assets | $291,549,000 | 2,044 |
| Long-term assets (5+ years) | $16,572,000 | 3,759 |
| Average Assets, year-to-date | $280,658,800 | 2,217 |
| Average Assets, quarterly | $303,450,000 | 2,112 |
| Volatile liabilities | $60,370,000 | 2,297 |
| Insider loans | $1,538,000 | 3,468 |
| FHLB advances | $21,000,000 | 1,549 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $74,377,000 | 1,315 |
| Tier 1 (core) risk-based capital | $32,235,000 | 1,987 |
| Tier 2 risk-based capital | $2,941,000 | 1,723 |
| Total risk weighted assets | $261,294,000 | 1,834 |
| Total unused commitments | $74,377,000 | 1,315 |
| Derivatives | $100,000,000 | 202 |
| 2006-09-30 | Rank | |
| # of Employees: | 81 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $297,397,000 | 2,179 |
| Cash and due from depository institutions | $37,883,000 | 2,166 |
| Interest-bearing balances | $27,787,000 | 189 |
| Securities | $32,942,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $1,843,000 | 3,992 |
| Net loans & leases | $216,845,000 | 2,066 |
| Loan loss allowance | $2,787,000 | 1,871 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,821,000 | 4,686 |
| Other real estate owned | $0 | 2,166 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,063,000 | 2,596 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $297,397,000 | 2,179 |
| Total liabilities | $266,565,000 | 2,160 |
| Total deposits | $225,021,000 | 2,291 |
| Interest-bearing deposits | $187,951,000 | 2,309 |
| Deposits held in domestic offices | $225,021,000 | 2,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,707,000 | 821 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,837,000 | 2,513 |
| Total equity capital | $30,832,000 | 2,157 |
| Total bank equity capital | $30,832,000 | 2,157 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,571,000 | 1,611 |
| Surplus | $9,118,000 | 2,581 |
| Undivided profits | $19,143,000 | 1,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,108,000 | 3,649 |
| Earning assets | $279,417,000 | 2,121 |
| Long-term assets (5+ years) | $18,787,000 | 3,464 |
| Average Assets, year-to-date | $273,447,750 | 2,279 |
| Average Assets, quarterly | $287,985,000 | 2,221 |
| Volatile liabilities | $47,657,000 | 2,716 |
| Insider loans | $1,529,000 | 3,447 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $74,817,000 | 1,342 |
| Tier 1 (core) risk-based capital | $31,171,000 | 2,040 |
| Tier 2 risk-based capital | $2,787,000 | 1,816 |
| Total risk weighted assets | $255,624,000 | 1,858 |
| Total unused commitments | $74,817,000 | 1,343 |
| Derivatives | $100,000,000 | 204 |
| 2006-06-30 | Rank | |
| # of Employees: | 81 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $278,573,000 | 2,295 |
| Cash and due from depository institutions | $32,125,000 | 2,174 |
| Interest-bearing balances | $20,311,000 | 260 |
| Securities | $32,931,000 | 3,277 |
| Federal funds sold & reverse repurchase agreements | $5,702,000 | 2,029 |
| Net loans & leases | $201,295,000 | 2,183 |
| Loan loss allowance | $2,584,000 | 1,978 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,783,000 | 4,724 |
| Other real estate owned | $0 | 2,174 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,737,000 | 3,105 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $278,573,000 | 2,295 |
| Total liabilities | $249,622,000 | 2,291 |
| Total deposits | $219,277,000 | 2,331 |
| Interest-bearing deposits | $179,277,000 | 2,405 |
| Deposits held in domestic offices | $219,277,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,870,000 | 852 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,475,000 | 2,728 |
| Total equity capital | $28,951,000 | 2,214 |
| Total bank equity capital | $28,951,000 | 2,214 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,571,000 | 1,606 |
| Surplus | $9,118,000 | 2,524 |
| Undivided profits | $17,262,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,134,000 | 2,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,081,000 | 3,368 |
| Earning assets | $260,239,000 | 2,243 |
| Long-term assets (5+ years) | $18,996,000 | 3,422 |
| Average Assets, year-to-date | $265,464,670 | 2,353 |
| Average Assets, quarterly | $271,698,500 | 2,318 |
| Volatile liabilities | $32,529,000 | 3,494 |
| Insider loans | $1,547,000 | 3,398 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $90,347,000 | 1,132 |
| Tier 1 (core) risk-based capital | $29,871,000 | 2,103 |
| Tier 2 risk-based capital | $2,584,000 | 1,908 |
| Total risk weighted assets | $245,397,000 | 1,896 |
| Total unused commitments | $90,347,000 | 1,133 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 81 | 2,158 |
| Assets and Liabilities | ||
| Total Assets: | $264,824,000 | 2,377 |
| Cash and due from depository institutions | $27,068,000 | 2,158 |
| Interest-bearing balances | $16,210,000 | 374 |
| Securities | $34,208,000 | 3,208 |
| Federal funds sold & reverse repurchase agreements | $8,184,000 | 1,826 |
| Net loans & leases | $189,760,000 | 2,238 |
| Loan loss allowance | $2,450,000 | 2,043 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,601,000 | 4,934 |
| Other real estate owned | $0 | 2,158 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,003,000 | 3,396 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $264,824,000 | 2,377 |
| Total liabilities | $241,403,000 | 2,350 |
| Total deposits | $206,995,000 | 2,433 |
| Interest-bearing deposits | $167,292,000 | 2,539 |
| Deposits held in domestic offices | $206,995,000 | 2,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,810,000 | 719 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,598,000 | 2,557 |
| Total equity capital | $23,421,000 | 2,628 |
| Total bank equity capital | $23,421,000 | 2,628 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,571,000 | 1,594 |
| Surplus | $4,118,000 | 4,166 |
| Undivided profits | $16,732,000 | 1,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $953,000 | 3,568 |
| Earning assets | $248,362,000 | 2,314 |
| Long-term assets (5+ years) | $19,901,000 | 3,317 |
| Average Assets, year-to-date | $258,910,500 | 2,409 |
| Average Assets, quarterly | $258,910,500 | 2,409 |
| Volatile liabilities | $32,587,000 | 3,342 |
| Insider loans | $1,559,000 | 3,338 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $82,430,000 | 1,192 |
| Tier 1 (core) risk-based capital | $24,012,000 | 2,509 |
| Tier 2 risk-based capital | $2,451,000 | 1,958 |
| Total risk weighted assets | $226,948,000 | 1,983 |
| Total unused commitments | $82,430,000 | 1,192 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $252,997,000 | 2,465 |
| Cash and due from depository institutions | $27,831,000 | 2,111 |
| Interest-bearing balances | $15,119,000 | 361 |
| Securities | $35,176,000 | 3,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $184,609,000 | 2,264 |
| Loan loss allowance | $2,371,000 | 2,063 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,613,000 | 4,898 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,768,000 | 3,532 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $252,997,000 | 2,465 |
| Total liabilities | $230,394,000 | 2,436 |
| Total deposits | $198,972,000 | 2,489 |
| Interest-bearing deposits | $158,899,000 | 2,627 |
| Deposits held in domestic offices | $198,972,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,287,000 | 771 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,135,000 | 3,216 |
| Total equity capital | $22,603,000 | 2,688 |
| Total bank equity capital | $22,603,000 | 2,688 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,571,000 | 1,580 |
| Surplus | $4,118,000 | 4,125 |
| Undivided profits | $15,914,000 | 2,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,212,000 | 2,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $921,000 | 3,692 |
| Earning assets | $234,904,000 | 2,425 |
| Long-term assets (5+ years) | $20,832,000 | 3,230 |
| Average Assets, year-to-date | $238,875,000 | 2,480 |
| Average Assets, quarterly | $246,479,500 | 2,486 |
| Volatile liabilities | $28,290,000 | 3,608 |
| Insider loans | $1,569,000 | 3,301 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $81,041,000 | 1,182 |
| Tier 1 (core) risk-based capital | $23,083,000 | 2,547 |
| Tier 2 risk-based capital | $2,371,000 | 1,985 |
| Total risk weighted assets | $221,057,000 | 2,000 |
| Total unused commitments | $81,041,000 | 1,182 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 80 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $239,962,000 | 2,527 |
| Cash and due from depository institutions | $32,071,000 | 2,157 |
| Interest-bearing balances | $20,116,000 | 281 |
| Securities | $30,398,000 | 3,507 |
| Federal funds sold & reverse repurchase agreements | $4,895,000 | 2,330 |
| Net loans & leases | $167,377,000 | 2,419 |
| Loan loss allowance | $2,295,000 | 2,104 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,633,000 | 4,845 |
| Other real estate owned | $0 | 2,157 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,588,000 | 3,592 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $239,962,000 | 2,527 |
| Total liabilities | $218,115,000 | 2,502 |
| Total deposits | $185,809,000 | 2,588 |
| Interest-bearing deposits | $146,227,000 | 2,754 |
| Deposits held in domestic offices | $185,809,000 | 2,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,222,000 | 743 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,084,000 | 3,271 |
| Total equity capital | $21,847,000 | 2,755 |
| Total bank equity capital | $21,847,000 | 2,755 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,571,000 | 1,550 |
| Surplus | $4,118,000 | 4,083 |
| Undivided profits | $15,158,000 | 2,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $924,000 | 3,674 |
| Earning assets | $222,786,000 | 2,504 |
| Long-term assets (5+ years) | $22,219,000 | 3,106 |
| Average Assets, year-to-date | $235,344,500 | 2,499 |
| Average Assets, quarterly | $241,765,500 | 2,486 |
| Volatile liabilities | $28,450,000 | 3,535 |
| Insider loans | $1,579,000 | 3,247 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $85,442,000 | 1,132 |
| Tier 1 (core) risk-based capital | $22,156,000 | 2,620 |
| Tier 2 risk-based capital | $2,295,000 | 2,008 |
| Total risk weighted assets | $206,821,000 | 2,078 |
| Total unused commitments | $85,442,000 | 1,133 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 79 | 2,185 |
| Assets and Liabilities | ||
| Total Assets: | $243,569,000 | 2,452 |
| Cash and due from depository institutions | $36,986,000 | 2,185 |
| Interest-bearing balances | $20,522,000 | 257 |
| Securities | $31,773,000 | 3,433 |
| Federal funds sold & reverse repurchase agreements | $13,326,000 | 909 |
| Net loans & leases | $156,545,000 | 2,509 |
| Loan loss allowance | $2,222,000 | 2,131 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,702,000 | 4,692 |
| Other real estate owned | $0 | 2,185 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,237,000 | 3,714 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $243,569,000 | 2,452 |
| Total liabilities | $222,345,000 | 2,420 |
| Total deposits | $195,838,000 | 2,451 |
| Interest-bearing deposits | $97,150,000 | 3,796 |
| Deposits held in domestic offices | $195,838,000 | 2,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,766,000 | 665 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $741,000 | 3,940 |
| Total equity capital | $21,224,000 | 2,772 |
| Total bank equity capital | $21,224,000 | 2,772 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,571,000 | 1,531 |
| Surplus | $4,118,000 | 4,041 |
| Undivided profits | $14,535,000 | 2,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,253,000 | 1,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $678,000 | 4,369 |
| Earning assets | $222,166,000 | 2,461 |
| Long-term assets (5+ years) | $24,293,000 | 2,959 |
| Average Assets, year-to-date | $233,805,330 | 2,488 |
| Average Assets, quarterly | $244,264,000 | 2,414 |
| Volatile liabilities | $34,053,000 | 3,011 |
| Insider loans | $1,674,000 | 3,098 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $83,271,000 | 1,102 |
| Tier 1 (core) risk-based capital | $21,371,000 | 2,631 |
| Tier 2 risk-based capital | $2,222,000 | 2,032 |
| Total risk weighted assets | $198,801,000 | 2,096 |
| Total unused commitments | $83,271,000 | 1,102 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $244,959,000 | 2,408 |
| Cash and due from depository institutions | $35,981,000 | 2,151 |
| Interest-bearing balances | $20,354,000 | 272 |
| Securities | $28,839,000 | 3,726 |
| Federal funds sold & reverse repurchase agreements | $21,838,000 | 564 |
| Net loans & leases | $153,191,000 | 2,511 |
| Loan loss allowance | $2,167,000 | 2,167 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,710,000 | 4,699 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,400,000 | 3,566 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $244,959,000 | 2,408 |
| Total liabilities | $224,520,000 | 2,377 |
| Total deposits | $196,252,000 | 2,430 |
| Interest-bearing deposits | $100,168,000 | 3,721 |
| Deposits held in domestic offices | $196,252,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,399,000 | 622 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $869,000 | 3,498 |
| Total equity capital | $20,439,000 | 2,795 |
| Total bank equity capital | $20,439,000 | 2,795 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,571,000 | 1,530 |
| Surplus | $4,118,000 | 4,028 |
| Undivided profits | $13,750,000 | 2,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,433,000 | 1,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $663,000 | 4,352 |
| Earning assets | $224,222,000 | 2,419 |
| Long-term assets (5+ years) | $26,454,000 | 2,884 |
| Average Assets, year-to-date | $228,923,500 | 2,550 |
| Average Assets, quarterly | $228,923,500 | 2,550 |
| Volatile liabilities | $37,740,000 | 2,700 |
| Insider loans | $1,465,000 | 3,371 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $71,952,000 | 1,230 |
| Tier 1 (core) risk-based capital | $20,910,000 | 2,649 |
| Tier 2 risk-based capital | $2,167,000 | 2,066 |
| Total risk weighted assets | $192,369,000 | 2,120 |
| Total unused commitments | $71,952,000 | 1,230 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $212,888,000 | 2,726 |
| Cash and due from depository institutions | $26,353,000 | 2,151 |
| Interest-bearing balances | $15,042,000 | 384 |
| Securities | $28,391,000 | 3,780 |
| Federal funds sold & reverse repurchase agreements | $849,000 | 5,057 |
| Net loans & leases | $152,408,000 | 2,499 |
| Loan loss allowance | $2,105,000 | 2,196 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,657,000 | 4,786 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,230,000 | 3,641 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $212,888,000 | 2,726 |
| Total liabilities | $192,750,000 | 2,695 |
| Total deposits | $168,795,000 | 2,758 |
| Interest-bearing deposits | $89,064,000 | 4,047 |
| Deposits held in domestic offices | $168,795,000 | 2,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,294,000 | 692 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $661,000 | 4,066 |
| Total equity capital | $20,138,000 | 2,828 |
| Total bank equity capital | $20,138,000 | 2,828 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,571,000 | 1,512 |
| Surplus | $4,118,000 | 3,991 |
| Undivided profits | $13,449,000 | 2,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,383,000 | 1,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $655,000 | 4,396 |
| Earning assets | $196,690,000 | 2,709 |
| Long-term assets (5+ years) | $30,195,000 | 2,699 |
| Average Assets, year-to-date | $207,282,400 | 2,686 |
| Average Assets, quarterly | $206,610,500 | 2,775 |
| Volatile liabilities | $35,440,000 | 2,804 |
| Insider loans | $1,598,000 | 3,198 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $65,749,000 | 1,295 |
| Tier 1 (core) risk-based capital | $20,300,000 | 2,668 |
| Tier 2 risk-based capital | $2,105,000 | 2,104 |
| Total risk weighted assets | $182,662,000 | 2,203 |
| Total unused commitments | $65,749,000 | 1,296 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 78 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $200,333,000 | 2,848 |
| Cash and due from depository institutions | $19,212,000 | 2,180 |
| Interest-bearing balances | $5,000,000 | 1,144 |
| Securities | $27,681,000 | 3,837 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,517 |
| Net loans & leases | $147,387,000 | 2,543 |
| Loan loss allowance | $2,092,000 | 2,206 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,697,000 | 4,671 |
| Other real estate owned | $0 | 2,180 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,356,000 | 3,488 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $200,333,000 | 2,848 |
| Total liabilities | $180,592,000 | 2,827 |
| Total deposits | $157,673,000 | 2,874 |
| Interest-bearing deposits | $76,840,000 | 4,473 |
| Deposits held in domestic offices | $157,673,000 | 2,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,001,000 | 719 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $918,000 | 3,398 |
| Total equity capital | $19,741,000 | 2,868 |
| Total bank equity capital | $19,741,000 | 2,868 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,571,000 | 1,504 |
| Surplus | $4,118,000 | 3,954 |
| Undivided profits | $13,052,000 | 2,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,148,000 | 2,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $614,000 | 4,747 |
| Earning assets | $181,068,000 | 2,885 |
| Long-term assets (5+ years) | $31,703,000 | 2,623 |
| Average Assets, year-to-date | $205,881,000 | 2,686 |
| Average Assets, quarterly | $202,089,000 | 2,785 |
| Volatile liabilities | $31,440,000 | 3,002 |
| Insider loans | $710,000 | 4,790 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $55,500,000 | 1,453 |
| Tier 1 (core) risk-based capital | $19,766,000 | 2,727 |
| Tier 2 risk-based capital | $2,092,000 | 2,084 |
| Total risk weighted assets | $172,171,000 | 2,286 |
| Total unused commitments | $55,500,000 | 1,454 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 77 | 2,229 |
| Assets and Liabilities | ||
| Total Assets: | $203,845,000 | 2,775 |
| Cash and due from depository institutions | $24,604,000 | 2,229 |
| Interest-bearing balances | $11,234,000 | 550 |
| Securities | $27,817,000 | 3,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $146,158,000 | 2,512 |
| Loan loss allowance | $2,022,000 | 2,266 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,713,000 | 4,624 |
| Other real estate owned | $0 | 2,229 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,553,000 | 3,352 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $203,845,000 | 2,775 |
| Total liabilities | $184,978,000 | 2,751 |
| Total deposits | $165,520,000 | 2,747 |
| Interest-bearing deposits | $86,341,000 | 4,097 |
| Deposits held in domestic offices | $165,520,000 | 2,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,760,000 | 781 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $698,000 | 3,757 |
| Total equity capital | $18,867,000 | 2,865 |
| Total bank equity capital | $18,867,000 | 2,865 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,571,000 | 1,503 |
| Surplus | $4,118,000 | 3,920 |
| Undivided profits | $12,178,000 | 2,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,184,000 | 2,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $525,000 | 5,107 |
| Earning assets | $185,209,000 | 2,790 |
| Long-term assets (5+ years) | $38,145,000 | 2,366 |
| Average Assets, year-to-date | $207,730,330 | 2,672 |
| Average Assets, quarterly | $205,803,500 | 2,723 |
| Volatile liabilities | $31,901,000 | 2,898 |
| Insider loans | $873,000 | 4,387 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $60,744,000 | 1,334 |
| Tier 1 (core) risk-based capital | $19,344,000 | 2,731 |
| Tier 2 risk-based capital | $2,022,000 | 2,127 |
| Total risk weighted assets | $173,729,000 | 2,207 |
| Total unused commitments | $60,744,000 | 1,335 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 80 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $207,762,000 | 2,693 |
| Cash and due from depository institutions | $24,314,000 | 2,143 |
| Interest-bearing balances | $11,127,000 | 660 |
| Securities | $28,869,000 | 3,771 |
| Federal funds sold & reverse repurchase agreements | $5,336,000 | 2,683 |
| Net loans & leases | $144,123,000 | 2,492 |
| Loan loss allowance | $2,039,000 | 2,226 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,772,000 | 4,510 |
| Other real estate owned | $0 | 2,143 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,348,000 | 3,349 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $207,762,000 | 2,693 |
| Total liabilities | $188,353,000 | 2,653 |
| Total deposits | $168,447,000 | 2,679 |
| Interest-bearing deposits | $88,612,000 | 4,020 |
| Deposits held in domestic offices | $168,447,000 | 2,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,282,000 | 740 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $624,000 | 4,339 |
| Total equity capital | $19,409,000 | 2,860 |
| Total bank equity capital | $19,409,000 | 2,860 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,571,000 | 1,496 |
| Surplus | $4,118,000 | 3,887 |
| Undivided profits | $12,720,000 | 2,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,200,000 | 2,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $524,000 | 5,022 |
| Earning assets | $189,455,000 | 2,701 |
| Long-term assets (5+ years) | $42,410,000 | 2,143 |
| Average Assets, year-to-date | $209,673,000 | 2,640 |
| Average Assets, quarterly | $209,673,000 | 2,640 |
| Volatile liabilities | $32,323,000 | 2,780 |
| Insider loans | $774,000 | 4,588 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $48,857,000 | 1,544 |
| Tier 1 (core) risk-based capital | $19,251,000 | 2,721 |
| Tier 2 risk-based capital | $2,039,000 | 2,070 |
| Total risk weighted assets | $167,668,000 | 2,226 |
| Total unused commitments | $48,857,000 | 1,547 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $211,584,000 | 2,637 |
| Cash and due from depository institutions | $29,406,000 | 2,242 |
| Interest-bearing balances | $15,362,000 | 408 |
| Securities | $29,512,000 | 3,757 |
| Federal funds sold & reverse repurchase agreements | $1,928,000 | 4,090 |
| Net loans & leases | $145,182,000 | 2,447 |
| Loan loss allowance | $1,986,000 | 2,273 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,846,000 | 4,401 |
| Other real estate owned | $0 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,710,000 | 3,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,584,000 | 2,637 |
| Total liabilities | $192,786,000 | 2,605 |
| Total deposits | $171,201,000 | 2,635 |
| Interest-bearing deposits | $92,749,000 | 3,861 |
| Deposits held in domestic offices | $171,201,000 | 2,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,877,000 | 719 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $708,000 | 3,879 |
| Total equity capital | $18,798,000 | 2,866 |
| Total bank equity capital | $18,798,000 | 2,866 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,571,000 | 1,501 |
| Surplus | $4,118,000 | 3,858 |
| Undivided profits | $12,109,000 | 2,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,151,000 | 2,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $551,000 | 5,017 |
| Earning assets | $191,984,000 | 2,663 |
| Long-term assets (5+ years) | $43,122,000 | 2,139 |
| Average Assets, year-to-date | $221,702,200 | 2,442 |
| Average Assets, quarterly | $217,542,500 | 2,552 |
| Volatile liabilities | $37,757,000 | 2,470 |
| Insider loans | $1,076,000 | 3,856 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $48,166,000 | 1,503 |
| Tier 1 (core) risk-based capital | $18,962,000 | 2,717 |
| Tier 2 risk-based capital | $1,986,000 | 2,117 |
| Total risk weighted assets | $168,473,000 | 2,200 |
| Total unused commitments | $48,166,000 | 1,505 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 81 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $223,501,000 | 2,509 |
| Cash and due from depository institutions | $39,382,000 | 2,151 |
| Interest-bearing balances | $23,282,000 | 323 |
| Securities | $30,720,000 | 3,572 |
| Federal funds sold & reverse repurchase agreements | $8,023,000 | 1,761 |
| Net loans & leases | $139,779,000 | 2,527 |
| Loan loss allowance | $1,943,000 | 2,322 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,941,000 | 4,260 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,656,000 | 3,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,501,000 | 2,509 |
| Total liabilities | $204,836,000 | 2,475 |
| Total deposits | $180,505,000 | 2,490 |
| Interest-bearing deposits | $103,757,000 | 3,522 |
| Deposits held in domestic offices | $180,505,000 | 2,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,283,000 | 665 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,048,000 | 3,119 |
| Total equity capital | $18,665,000 | 2,886 |
| Total bank equity capital | $18,665,000 | 2,886 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,571,000 | 1,501 |
| Surplus | $4,118,000 | 3,797 |
| Undivided profits | $11,976,000 | 2,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $691,000 | 4,373 |
| Earning assets | $201,804,000 | 2,545 |
| Long-term assets (5+ years) | $42,557,000 | 2,129 |
| Average Assets, year-to-date | $224,231,750 | 2,430 |
| Average Assets, quarterly | $225,756,000 | 2,476 |
| Volatile liabilities | $41,146,000 | 2,251 |
| Insider loans | $1,040,000 | 3,946 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $50,774,000 | 1,434 |
| Tier 1 (core) risk-based capital | $18,891,000 | 2,727 |
| Tier 2 risk-based capital | $1,943,000 | 2,143 |
| Total risk weighted assets | $167,512,000 | 2,211 |
| Total unused commitments | $50,774,000 | 1,440 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 81 | 2,155 |
| Assets and Liabilities | ||
| Total Assets: | $228,011,000 | 2,431 |
| Cash and due from depository institutions | $40,602,000 | 2,155 |
| Interest-bearing balances | $21,643,000 | 384 |
| Securities | $25,080,000 | 4,036 |
| Federal funds sold & reverse repurchase agreements | $10,181,000 | 1,557 |
| Net loans & leases | $146,969,000 | 2,364 |
| Loan loss allowance | $1,969,000 | 2,265 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,018,000 | 4,118 |
| Other real estate owned | $0 | 2,155 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,161,000 | 3,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,011,000 | 2,431 |
| Total liabilities | $208,948,000 | 2,401 |
| Total deposits | $190,110,000 | 2,367 |
| Interest-bearing deposits | $117,856,000 | 3,127 |
| Deposits held in domestic offices | $190,110,000 | 2,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,877,000 | 757 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $961,000 | 3,392 |
| Total equity capital | $19,063,000 | 2,828 |
| Total bank equity capital | $19,063,000 | 2,828 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,571,000 | 1,496 |
| Surplus | $4,118,000 | 3,759 |
| Undivided profits | $12,374,000 | 2,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $685,000 | 4,229 |
| Earning assets | $203,873,000 | 2,494 |
| Long-term assets (5+ years) | $34,119,000 | 2,398 |
| Average Assets, year-to-date | $224,475,330 | 2,416 |
| Average Assets, quarterly | $226,072,000 | 2,435 |
| Volatile liabilities | $40,846,000 | 2,214 |
| Insider loans | $1,153,000 | 3,719 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $44,870,000 | 1,558 |
| Tier 1 (core) risk-based capital | $18,728,000 | 2,693 |
| Tier 2 risk-based capital | $1,969,000 | 2,080 |
| Total risk weighted assets | $171,283,000 | 2,125 |
| Total unused commitments | $44,870,000 | 1,564 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 82 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $224,133,000 | 2,439 |
| Cash and due from depository institutions | $25,408,000 | 2,108 |
| Interest-bearing balances | $11,440,000 | 748 |
| Securities | $36,570,000 | 3,036 |
| Federal funds sold & reverse repurchase agreements | $14,035,000 | 1,156 |
| Net loans & leases | $142,744,000 | 2,369 |
| Loan loss allowance | $1,899,000 | 2,286 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,936,000 | 4,195 |
| Other real estate owned | $0 | 2,108 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,440,000 | 3,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,133,000 | 2,439 |
| Total liabilities | $205,738,000 | 2,395 |
| Total deposits | $186,582,000 | 2,388 |
| Interest-bearing deposits | $113,683,000 | 3,217 |
| Deposits held in domestic offices | $186,582,000 | 2,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,325,000 | 726 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $831,000 | 3,783 |
| Total equity capital | $18,395,000 | 2,860 |
| Total bank equity capital | $18,395,000 | 2,860 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,571,000 | 1,500 |
| Surplus | $4,118,000 | 3,709 |
| Undivided profits | $11,706,000 | 2,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 5,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $844,000 | 3,541 |
| Earning assets | $204,789,000 | 2,441 |
| Long-term assets (5+ years) | $43,780,000 | 1,942 |
| Average Assets, year-to-date | $222,707,500 | 2,429 |
| Average Assets, quarterly | $222,707,500 | 2,429 |
| Volatile liabilities | $40,891,000 | 2,169 |
| Insider loans | $1,889,000 | 2,648 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $40,780,000 | 1,641 |
| Tier 1 (core) risk-based capital | $18,353,000 | 2,696 |
| Tier 2 risk-based capital | $1,899,000 | 2,097 |
| Total risk weighted assets | $166,879,000 | 2,128 |
| Total unused commitments | $40,780,000 | 1,651 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 87 | 1,980 |
| Assets and Liabilities | ||
| Total Assets: | $221,282,000 | 2,438 |
| Cash and due from depository institutions | $22,937,000 | 1,980 |
| Interest-bearing balances | $5,756,000 | 1,269 |
| Securities | $45,029,000 | 2,544 |
| Federal funds sold & reverse repurchase agreements | $4,080,000 | 3,243 |
| Net loans & leases | $143,831,000 | 2,345 |
| Loan loss allowance | $1,854,000 | 2,297 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,010,000 | 4,080 |
| Other real estate owned | $0 | 1,980 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,395,000 | 3,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,282,000 | 2,438 |
| Total liabilities | $203,171,000 | 2,382 |
| Total deposits | $181,451,000 | 2,408 |
| Interest-bearing deposits | $113,074,000 | 3,175 |
| Deposits held in domestic offices | $181,451,000 | 2,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,912,000 | 692 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $808,000 | 3,912 |
| Total equity capital | $18,111,000 | 2,878 |
| Total bank equity capital | $18,111,000 | 2,878 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,571,000 | 1,490 |
| Surplus | $4,118,000 | 3,671 |
| Undivided profits | $11,422,000 | 2,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $765,000 | 4,053 |
| Earning assets | $198,696,000 | 2,469 |
| Long-term assets (5+ years) | $45,894,000 | 1,838 |
| Average Assets, year-to-date | $210,120,800 | 2,433 |
| Average Assets, quarterly | $222,242,500 | 2,409 |
| Volatile liabilities | $44,157,000 | 2,042 |
| Insider loans | $1,106,000 | 3,722 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $36,387,000 | 1,715 |
| Tier 1 (core) risk-based capital | $18,042,000 | 2,699 |
| Tier 2 risk-based capital | $1,854,000 | 2,112 |
| Total risk weighted assets | $169,355,000 | 2,075 |
| Total unused commitments | $36,387,000 | 1,720 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 85 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $197,740,000 | 2,570 |
| Cash and due from depository institutions | $12,521,000 | 2,011 |
| Interest-bearing balances | $93,000 | 5,342 |
| Securities | $42,467,000 | 2,538 |
| Federal funds sold & reverse repurchase agreements | $9,333,000 | 1,577 |
| Net loans & leases | $128,909,000 | 2,512 |
| Loan loss allowance | $1,586,000 | 2,460 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,438,000 | 4,957 |
| Other real estate owned | $0 | 2,011 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,072,000 | 3,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,740,000 | 2,570 |
| Total liabilities | $181,202,000 | 2,542 |
| Total deposits | $151,479,000 | 2,684 |
| Interest-bearing deposits | $91,499,000 | 3,718 |
| Deposits held in domestic offices | $151,479,000 | 2,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,617,000 | 614 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,106,000 | 3,224 |
| Total equity capital | $16,538,000 | 2,921 |
| Total bank equity capital | $16,538,000 | 2,921 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,571,000 | 1,488 |
| Surplus | $4,118,000 | 3,579 |
| Undivided profits | $9,849,000 | 2,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $959,000 | 3,606 |
| Earning assets | $180,802,000 | 2,571 |
| Long-term assets (5+ years) | $46,239,000 | 1,819 |
| Average Assets, year-to-date | $194,961,200 | 2,487 |
| Average Assets, quarterly | $195,528,000 | 2,573 |
| Volatile liabilities | $47,756,000 | 1,841 |
| Insider loans | $822,000 | 4,340 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $32,877,000 | 1,732 |
| Tier 1 (core) risk-based capital | $16,232,000 | 2,831 |
| Tier 2 risk-based capital | $1,586,000 | 2,279 |
| Total risk weighted assets | $141,409,000 | 2,361 |
| Total unused commitments | $32,877,000 | 1,737 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $183,431,000 | 2,625 |
| Cash and due from depository institutions | $11,076,000 | 1,835 |
| Interest-bearing balances | $53,000 | 5,316 |
| Securities | $41,405,000 | 2,612 |
| Federal funds sold & reverse repurchase agreements | $2,035,000 | 4,188 |
| Net loans & leases | $124,639,000 | 2,506 |
| Loan loss allowance | $1,334,000 | 2,703 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,139,000 | 3,808 |
| Other real estate owned | $0 | 1,835 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,137,000 | 3,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,431,000 | 2,625 |
| Total liabilities | $168,803,000 | 2,590 |
| Total deposits | $159,977,000 | 2,477 |
| Interest-bearing deposits | $102,903,000 | 3,221 |
| Deposits held in domestic offices | $159,977,000 | 2,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,838,000 | 1,254 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $988,000 | 3,634 |
| Total equity capital | $14,628,000 | 3,153 |
| Total bank equity capital | $14,628,000 | 3,153 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,571,000 | 1,496 |
| Surplus | $4,118,000 | 3,504 |
| Undivided profits | $7,939,000 | 3,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $727,000 | 3,732 |
| Earning assets | $168,132,000 | 2,635 |
| Long-term assets (5+ years) | $14,010,000 | 3,910 |
| Average Assets, year-to-date | $180,319,400 | 2,568 |
| Average Assets, quarterly | $184,893,000 | 2,593 |
| Volatile liabilities | $32,445,000 | 2,498 |
| Insider loans | $2,035,000 | 2,301 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $29,547,000 | 1,763 |
| Tier 1 (core) risk-based capital | $14,818,000 | 3,011 |
| Tier 2 risk-based capital | $1,334,000 | 2,539 |
| Total risk weighted assets | $141,114,900 | 2,268 |
| Total unused commitments | $29,547,000 | 1,765 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 85 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $176,875,000 | 2,674 |
| Cash and due from depository institutions | $10,682,000 | 2,031 |
| Interest-bearing balances | $11,000 | 6,306 |
| Securities | $52,884,000 | 2,141 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,333 |
| Net loans & leases | $106,676,000 | 2,754 |
| Loan loss allowance | $982,000 | 3,488 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,993,000 | 4,009 |
| Other real estate owned | $0 | 2,031 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,240,000 | 3,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,875,000 | 2,674 |
| Total liabilities | $164,708,000 | 2,591 |
| Total deposits | $155,225,000 | 2,474 |
| Interest-bearing deposits | $102,864,000 | 3,175 |
| Deposits held in domestic offices | $155,225,000 | 2,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,711,000 | 1,304 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $772,000 | 3,940 |
| Total equity capital | $12,167,000 | 3,600 |
| Total bank equity capital | $12,167,000 | 3,600 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,571,000 | 1,498 |
| Surplus | $4,118,000 | 3,478 |
| Undivided profits | $5,478,000 | 3,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 3,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $535,000 | 4,321 |
| Earning assets | $161,971,000 | 2,669 |
| Long-term assets (5+ years) | $21,739,000 | 3,149 |
| Average Assets, year-to-date | $173,541,400 | 2,597 |
| Average Assets, quarterly | $175,395,500 | 2,655 |
| Volatile liabilities | $28,927,000 | 2,615 |
| Insider loans | $1,256,000 | 3,213 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,558,000 | 1,904 |
| Tier 1 (core) risk-based capital | $13,074,000 | 3,368 |
| Tier 2 risk-based capital | $982,000 | 3,208 |
| Total risk weighted assets | $126,378,600 | 2,413 |
| Total unused commitments | $26,558,000 | 1,908 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 81 | 2,159 |
| Assets and Liabilities | ||
| Total Assets: | $173,235,000 | 2,658 |
| Cash and due from depository institutions | $11,129,000 | 2,159 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $70,214,000 | 1,691 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $87,965,000 | 3,097 |
| Loan loss allowance | $802,000 | 3,997 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,082,000 | 3,789 |
| Other real estate owned | $0 | 2,159 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,845,000 | 3,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,235,000 | 2,658 |
| Total liabilities | $161,698,000 | 2,564 |
| Total deposits | $150,832,000 | 2,540 |
| Interest-bearing deposits | $101,006,000 | 3,191 |
| Deposits held in domestic offices | $150,832,000 | 2,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,176,000 | 1,082 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,690,000 | 2,280 |
| Total equity capital | $11,537,000 | 3,846 |
| Total bank equity capital | $11,537,000 | 3,846 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,451,000 | 1,555 |
| Surplus | $3,488,000 | 3,833 |
| Undivided profits | $5,598,000 | 4,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $477,000 | 4,782 |
| Earning assets | $158,179,000 | 2,675 |
| Long-term assets (5+ years) | $15,070,000 | 3,753 |
| Average Assets, year-to-date | $155,095,400 | 2,787 |
| Average Assets, quarterly | $165,684,500 | 2,737 |
| Volatile liabilities | $30,875,000 | 2,103 |
| Insider loans | $1,184,000 | 3,155 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,047,000 | 1,513 |
| Tier 1 (core) risk-based capital | $11,341,000 | 3,749 |
| Tier 2 risk-based capital | $802,000 | 3,654 |
| Total risk weighted assets | $113,950,200 | 2,504 |
| Total unused commitments | $34,047,000 | 1,519 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 67 | 2,698 |
| Assets and Liabilities | ||
| Total Assets: | $143,843,000 | 3,087 |
| Cash and due from depository institutions | $8,717,000 | 2,698 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $48,079,000 | 2,381 |
| Federal funds sold & reverse repurchase agreements | $11,100,000 | 1,208 |
| Net loans & leases | $72,193,000 | 3,723 |
| Loan loss allowance | $679,000 | 4,604 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,762,000 | 4,213 |
| Other real estate owned | $0 | 2,698 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,992,000 | 3,524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,843,000 | 3,087 |
| Total liabilities | $131,621,000 | 3,036 |
| Total deposits | $127,392,000 | 2,923 |
| Interest-bearing deposits | $89,761,000 | 3,557 |
| Deposits held in domestic offices | $127,392,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,429,000 | 2,003 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,800,000 | 2,231 |
| Total equity capital | $12,222,000 | 3,613 |
| Total bank equity capital | $12,222,000 | 3,613 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,451,000 | 1,535 |
| Surplus | $3,488,000 | 3,756 |
| Undivided profits | $6,283,000 | 3,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 4,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $405,000 | 5,624 |
| Earning assets | $131,372,000 | 3,102 |
| Long-term assets (5+ years) | $16,001,000 | 3,226 |
| Average Assets, year-to-date | $131,887,400 | 3,200 |
| Average Assets, quarterly | $137,078,000 | 3,188 |
| Volatile liabilities | $24,232,000 | 2,544 |
| Insider loans | $1,698,000 | 2,364 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,810,000 | 2,513 |
| Tier 1 (core) risk-based capital | $12,147,000 | 3,477 |
| Tier 2 risk-based capital | $679,000 | 4,088 |
| Total risk weighted assets | $87,756,300 | 3,146 |
| Total unused commitments | $15,810,000 | 2,519 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 62 | 3,056 |
| Assets and Liabilities | ||
| Total Assets: | $127,467,000 | 3,546 |
| Cash and due from depository institutions | $6,389,000 | 3,056 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $54,243,000 | 2,244 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $63,796,000 | 4,164 |
| Loan loss allowance | $575,000 | 5,358 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $759,000 | 6,877 |
| Other real estate owned | $0 | 3,056 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,280,000 | 3,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,467,000 | 3,546 |
| Total liabilities | $116,889,000 | 3,489 |
| Total deposits | $100,254,000 | 3,774 |
| Interest-bearing deposits | $68,937,000 | 4,645 |
| Deposits held in domestic offices | $100,254,000 | 3,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,840,000 | 950 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,000 | 5,251 |
| Subordinated debt | $997,000 | 248 |
| All other liabilities | $790,000 | 4,232 |
| Total equity capital | $10,578,000 | 4,144 |
| Total bank equity capital | $10,578,000 | 4,144 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,228,000 | 1,767 |
| Surplus | $3,099,000 | 4,132 |
| Undivided profits | $5,251,000 | 4,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 7,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $359,000 | 6,132 |
| Earning assets | $118,039,000 | 3,507 |
| Long-term assets (5+ years) | $25,554,000 | 2,229 |
| Average Assets, year-to-date | $121,381,400 | 3,557 |
| Average Assets, quarterly | $126,292,500 | 3,532 |
| Volatile liabilities | $29,842,000 | 2,089 |
| Insider loans | $2,129,000 | 1,996 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,717,000 | 3,227 |
| Tier 1 (core) risk-based capital | $10,666,000 | 4,016 |
| Tier 2 risk-based capital | $1,572,000 | 1,958 |
| Total risk weighted assets | $76,121,200 | 3,573 |
| Total unused commitments | $10,717,000 | 3,242 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $113,191,000 | 3,934 |
| Cash and due from depository institutions | $1,965,000 | 3,365 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $51,450,000 | 2,430 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,658 |
| Net loans & leases | $53,406,000 | 4,749 |
| Loan loss allowance | $576,000 | 5,468 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $886,000 | 6,473 |
| Other real estate owned | $0 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,684,000 | 4,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,191,000 | 3,934 |
| Total liabilities | $104,289,000 | 3,856 |
| Total deposits | $99,266,000 | 3,836 |
| Interest-bearing deposits | $72,408,000 | 4,488 |
| Deposits held in domestic offices | $99,266,000 | 3,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,441,000 | 1,807 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $16,000 | 4,957 |
| Subordinated debt | $995,000 | 263 |
| All other liabilities | $571,000 | 5,670 |
| Total equity capital | $8,902,000 | 4,772 |
| Total bank equity capital | $8,902,000 | 4,772 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,863,000 | 2,207 |
| Surplus | $2,370,000 | 4,997 |
| Undivided profits | $4,669,000 | 4,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 9,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $361,000 | 6,283 |
| Earning assets | $108,656,000 | 3,780 |
| Long-term assets (5+ years) | $15,323,000 | 3,044 |
| Average Assets, year-to-date | $101,122,800 | 4,208 |
| Average Assets, quarterly | $109,017,500 | 4,030 |
| Volatile liabilities | $18,479,000 | 2,808 |
| Insider loans | $2,059,000 | 2,075 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,034,000 | 3,766 |
| Tier 1 (core) risk-based capital | $8,706,000 | 4,737 |
| Tier 2 risk-based capital | $1,571,000 | 1,959 |
| Total risk weighted assets | $62,971,300 | 4,144 |
| Total unused commitments | $8,034,000 | 3,780 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $91,190,000 | 4,741 |
| Cash and due from depository institutions | $5,169,000 | 3,774 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $34,283,000 | 3,809 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,304 |
| Net loans & leases | $48,090,000 | 5,051 |
| Loan loss allowance | $535,000 | 5,906 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $626,000 | 7,776 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,422,000 | 5,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,190,000 | 4,741 |
| Total liabilities | $83,919,000 | 4,671 |
| Total deposits | $74,038,000 | 4,975 |
| Interest-bearing deposits | $50,579,000 | 6,022 |
| Deposits held in domestic offices | $74,038,000 | 4,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,517,000 | 1,382 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $992,000 | 283 |
| All other liabilities | $372,000 | 6,398 |
| Total equity capital | $7,271,000 | 5,342 |
| Total bank equity capital | $7,271,000 | 5,342 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,826,000 | 2,289 |
| Surplus | $2,326,000 | 5,006 |
| Undivided profits | $3,119,000 | 5,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 3,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $315,000 | 6,327 |
| Earning assets | $83,973,000 | 4,722 |
| Long-term assets (5+ years) | $10,172,000 | 4,080 |
| Average Assets, year-to-date | $95,145,200 | 4,473 |
| Average Assets, quarterly | $93,490,500 | 4,609 |
| Volatile liabilities | $16,676,000 | 2,931 |
| Insider loans | $1,324,000 | 3,000 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,023,000 | 3,651 |
| Tier 1 (core) risk-based capital | $7,868,000 | 5,078 |
| Tier 2 risk-based capital | $1,527,000 | 2,014 |
| Total risk weighted assets | $54,770,200 | 4,580 |
| Total unused commitments | $8,023,000 | 3,658 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 46 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $95,745,000 | 4,634 |
| Cash and due from depository institutions | $5,016,000 | 4,472 |
| Interest-bearing balances | $25,000 | 7,244 |
| Securities | $42,666,000 | 3,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $46,550,000 | 5,090 |
| Loan loss allowance | $473,000 | 6,615 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $562,000 | 8,335 |
| Other real estate owned | $0 | 4,472 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $951,000 | 6,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,745,000 | 4,634 |
| Total liabilities | $88,998,000 | 4,530 |
| Total deposits | $77,101,000 | 4,919 |
| Interest-bearing deposits | $50,789,000 | 6,268 |
| Deposits held in domestic offices | $77,101,000 | 4,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,447,000 | 1,052 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $990,000 | 295 |
| All other liabilities | $460,000 | 5,685 |
| Total equity capital | $6,747,000 | 5,780 |
| Total bank equity capital | $6,747,000 | 5,780 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,783,000 | 2,391 |
| Surplus | $2,281,000 | 5,045 |
| Undivided profits | $2,683,000 | 6,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 4,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $242,000 | 7,153 |
| Earning assets | $89,241,000 | 4,570 |
| Long-term assets (5+ years) | $10,537,000 | 4,218 |
| Average Assets, year-to-date | $98,450,000 | 4,403 |
| Average Assets, quarterly | $95,607,000 | 4,601 |
| Volatile liabilities | $15,788,000 | 2,891 |
| Insider loans | $1,912,000 | 2,139 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,441,000 | 4,171 |
| Tier 1 (core) risk-based capital | $6,747,000 | 5,701 |
| Tier 2 risk-based capital | $1,463,000 | 2,062 |
| Total risk weighted assets | $53,724,800 | 4,607 |
| Total unused commitments | $6,441,000 | 4,197 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $106,829,000 | 4,259 |
| Cash and due from depository institutions | $6,607,000 | 4,772 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $49,229,000 | 2,778 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 1,257 |
| Net loans & leases | $36,220,000 | 6,173 |
| Loan loss allowance | $461,000 | 6,850 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $467,000 | 9,143 |
| Other real estate owned | $152,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $854,000 | 7,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,829,000 | 4,259 |
| Total liabilities | $100,983,000 | 4,144 |
| Total deposits | $98,484,000 | 4,070 |
| Interest-bearing deposits | $66,862,000 | 5,068 |
| Deposits held in domestic offices | $98,484,000 | 4,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,066,000 | 2,499 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $987,000 | 326 |
| All other liabilities | $446,000 | 6,331 |
| Total equity capital | $5,846,000 | 6,289 |
| Total bank equity capital | $5,846,000 | 6,289 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,783,000 | 2,482 |
| Surplus | $2,281,000 | 4,961 |
| Undivided profits | $1,782,000 | 7,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 7,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $212,000 | 8,375 |
| Earning assets | $98,749,000 | 4,209 |
| Long-term assets (5+ years) | $6,018,000 | 5,898 |
| Average Assets, year-to-date | $91,599,400 | 4,780 |
| Average Assets, quarterly | $100,645,000 | 4,475 |
| Volatile liabilities | $8,905,000 | 4,475 |
| Insider loans | $569,000 | 1,580 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,929,000 | 3,743 |
| Tier 1 (core) risk-based capital | $5,846,000 | 6,213 |
| Tier 2 risk-based capital | $1,448,000 | 2,118 |
| Total risk weighted assets | $51,999,200 | 4,779 |
| Total unused commitments | $6,929,000 | 3,762 |
| Derivatives | $0 | 651 |