Home > Metro Bank > Net charge- offs to loans
Metro Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 939 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 3,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2062% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2062% | 1,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 737 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 3,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3112% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3112% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0366% | 4,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4233% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8810% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8810% | 571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3965% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4143% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 1.9537% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4627% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4627% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0992% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3896% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3896% | 1,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 3,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2190% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2190% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2184% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2237% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 3,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2613% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2613% | 1,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 3,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 3,906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 4,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0665% | 4,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0229% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0862% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0862% | 1,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,711 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 3,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 4,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0427% | 4,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0467% | 4,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1206% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1206% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2406% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2406% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0511% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3202% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3520% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0516% | 4,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2496% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2496% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0961% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0492% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4135% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4553% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2705% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2705% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3863% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4255% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1000% | 4,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0538% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0538% | 2,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1643% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.7533% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2073% | 4,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2391% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2391% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.1622% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0460% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2285% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2504% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2460% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0381% | 4,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0381% | 4,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1423% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.2120% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2481% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2717% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3233% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0675% | 4,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0675% | 4,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1989% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 0.3212% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0648% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3639% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3974% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2971% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0993% | 4,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0993% | 4,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3168% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 0.3292% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1240% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7278% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7917% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4493% | 4,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4493% | 4,938 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0897% | 5,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1494% | 5,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5724% | 5,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2996% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3239% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1337% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2829% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2829% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1422% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3990% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4309% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1698% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1018% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1018% | 2,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1448% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1176% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3478% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3756% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2160% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1740% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1740% | 2,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1491% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 0.2980% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1824% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4349% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1856% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4665% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2991% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.1406% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6782% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0301% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2301% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2991% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2991% | 2,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5824% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3545% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 0.1922% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7909% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 4,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1798% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 4,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9952% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4229% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4229% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8529% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5447% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 0.3013% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1762% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2722% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4275% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0835% | 2,623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7539% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2857% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.6020% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3528% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5615% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8164% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1413% | 5,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1413% | 4,973 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6379% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6001% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 2.1737% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3155% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1617% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5306% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5306% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3298% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6938% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7076% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 2.4703% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4259% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8654% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4940% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4940% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2631% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3415% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3147% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.5181% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4497% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5956% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4001% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4001% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2246% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5189% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5933% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 0.8720% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9018% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1566% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1799% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2439% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2439% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1519% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3816% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3842% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.2430% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4293% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4682% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4983% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4248% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5406% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5406% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4906% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5090% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.3159% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5686% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6272% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6676% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4847% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5622% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5621% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3831% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4053% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.1384% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2859% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7699% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8178% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3769% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3268% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3268% | 1,686 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5161% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5416% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 0.2764% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4185% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5038% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4910% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5156% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5156% | 1,164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4209% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4092% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.1903% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3208% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4112% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4352% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6376% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5512% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5512% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3141% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3058% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2241% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2870% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3039% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3903% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5190% | 1,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3730% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4312% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3150% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3667% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3882% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2398% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2398% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5234% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5922% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0062% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7337% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7774% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4998% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4998% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6419% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5363% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.7078% | 964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3486% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7684% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1353% | 1,170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8126% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8924% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6287% | 1,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6287% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6554% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5697% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.9387% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3246% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7659% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1762% | 997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8082% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6520% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6740% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6740% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6436% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6803% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.9182% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4932% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8971% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9631% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4419% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6518% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6518% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4380% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2819% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3736% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8988% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3817% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3817% | 1,724 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6568% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7344% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 1.3382% | 1,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5121% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7827% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8457% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1723% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5457% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5457% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7268% | 1,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8338% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 1.6443% | 1,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5111% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8992% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9741% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2292% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3173% | 2,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3173% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5777% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6428% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 1.3544% | 1,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3470% | 1,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7038% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7611% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2946% | 2,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3511% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3511% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5034% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5505% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 1.0445% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9854% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0607% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0949% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6094% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6094% | 1,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2147% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2163% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 4.2524% | 1,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5641% | 1,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5094% | 2,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1346% | 1,725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5338% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6057% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0268% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9603% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4600% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4586% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 5.5675% | 791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5040% | 1,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5174% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5514% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9963% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1389% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0489% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8572% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8913% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 7.3056% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7152% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4362% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4666% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4386% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0925% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9856% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5175% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3348% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.1299% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4666% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3636% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3880% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8185% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2834% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8979% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7902% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8043% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.7913% | 2,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5503% | 1,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1593% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2272% | 1,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9741% | 2,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5509% | 3,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8483% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8598% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.9813% | 2,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4814% | 1,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2668% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3390% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1193% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5364% | 3,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0783% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2037% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 1.3028% | 1,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7236% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7575% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8520% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0191% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0310% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0011% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9908% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.9635% | 1,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6623% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4367% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5059% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0415% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0124% | 3,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0794% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1050% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 2.7973% | 1,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6327% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6955% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0412% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5831% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0601% | 2,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9852% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8524% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8593% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 1.2533% | 2,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8550% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7221% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4251% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6885% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9289% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8034% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6639% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5760% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.4378% | 2,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9380% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3903% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4082% | 1,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9939% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2149% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2554% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1961% | 2,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.3591% | 1,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3054% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3190% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1116% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0476% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5730% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5382% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | 1.4898% | 1,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0522% | 1,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5813% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6054% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7812% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7354% | 2,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3994% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3230% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.7469% | 1,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0680% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4051% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4218% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0191% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4175% | 3,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2804% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1145% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.2437% | 1,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0980% | 1,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4920% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3901% | 3,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3493% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.1574% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 1,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5535% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5223% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1654% | 2,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.1355% | 1,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1557% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5244% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1376% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4128% | 2,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8021% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1581% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.1118% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3526% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8529% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.1666% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4211% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9409% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.3398% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6652% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.1960% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1176% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7625% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.2749% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5825% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4924% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1108% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5371% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5659% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7169% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5074% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2419% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9123% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0730% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4766% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7294% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1547% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2394% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2856% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7204% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2594% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1830% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9300% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0807% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6292% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5057% | 2,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0753% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2167% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0536% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5236% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6180% | 2,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 2,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7603% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5572% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 2,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 2,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0277% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4385% | 3,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 1,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2954% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3591% | 3,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 3,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3996% | 3,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2334% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1254% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8848% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5931% | 3,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1703% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1085% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5069% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5982% | 3,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2410% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1009% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6533% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6343% | 3,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2471% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3388% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8033% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1305% | 4,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 3,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 2,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2595% | 3,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8586% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2925% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 2,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.1680% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9246% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7304% | 3,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3509% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 6,057 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 5,746 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 6,158 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3308% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2343% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4438% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1091% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |