Home > Metro Bank > Income and Expense
Metro Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,202,000 | 2,594 |
| Total interest expense | $1,119,000 | 2,384 |
| Net interest income | $8,083,000 | 2,594 |
| Provision for loan and lease losses | $-46,000 | 5,953 |
| Total noninterest income | $500,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $84,000 | 5,206 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $416,000 | 3,537 |
| Total noninterest expense | $6,428,000 | 2,778 |
| Salaries and employee benefits | $3,936,000 | 2,537 |
| Premises and equipment expense | $824,000 | 2,601 |
| Additional noninterest expense | $1,668,000 | 3,291 |
| Pre-tax net operating income | $2,201,000 | 2,818 |
| Securities gains (losses) | $38,000 | 1,926 |
| Applicable income taxes | $776,000 | 1,799 |
| Income before extraordinary items | $1,463,000 | 3,282 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,463,000 | 3,283 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,463,000 | 3,283 |
| Net charge-offs | $-65,000 | 6,056 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 572 |
| Net operating income | $1,438,300 | 3,264 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,800,000 | 2,638 |
| Total interest expense | $855,000 | 2,393 |
| Net interest income | $5,945,000 | 2,651 |
| Provision for loan and lease losses | $40,000 | 3,578 |
| Total noninterest income | $400,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $61,000 | 5,306 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $339,000 | 3,446 |
| Total noninterest expense | $4,740,000 | 2,825 |
| Salaries and employee benefits | $2,915,000 | 2,567 |
| Premises and equipment expense | $614,000 | 2,652 |
| Additional noninterest expense | $1,211,000 | 3,375 |
| Pre-tax net operating income | $1,565,000 | 2,962 |
| Securities gains (losses) | $38,000 | 1,631 |
| Applicable income taxes | $560,000 | 1,876 |
| Income before extraordinary items | $1,043,000 | 3,417 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,043,000 | 3,418 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,043,000 | 3,418 |
| Net charge-offs | $-65,000 | 6,111 |
| Cash dividends | $500,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 539 |
| Net operating income | $1,018,300 | 3,413 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 2,683 |
| Total interest expense | $582,000 | 2,379 |
| Net interest income | $3,865,000 | 2,711 |
| Provision for loan and lease losses | $40,000 | 3,175 |
| Total noninterest income | $183,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $38,000 | 5,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $145,000 | 4,079 |
| Total noninterest expense | $3,075,000 | 2,897 |
| Salaries and employee benefits | $1,924,000 | 2,596 |
| Premises and equipment expense | $378,000 | 2,819 |
| Additional noninterest expense | $773,000 | 3,503 |
| Pre-tax net operating income | $933,000 | 3,082 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $330,000 | 1,965 |
| Income before extraordinary items | $603,000 | 3,627 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $603,000 | 3,632 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $603,000 | 3,633 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 509 |
| Net operating income | $603,000 | 3,559 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 2,722 |
| Total interest expense | $287,000 | 2,441 |
| Net interest income | $1,897,000 | 2,757 |
| Provision for loan and lease losses | $16,000 | 3,071 |
| Total noninterest income | $84,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $66,000 | 4,189 |
| Total noninterest expense | $1,519,000 | 2,948 |
| Salaries and employee benefits | $982,000 | 2,557 |
| Premises and equipment expense | $190,000 | 2,853 |
| Additional noninterest expense | $347,000 | 3,749 |
| Pre-tax net operating income | $446,000 | 3,105 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $157,000 | 1,953 |
| Income before extraordinary items | $289,000 | 3,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $289,000 | 3,615 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $289,000 | 3,616 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 468 |
| Net operating income | $289,000 | 3,556 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,525,000 | 2,800 |
| Total interest expense | $1,105,000 | 2,733 |
| Net interest income | $7,420,000 | 2,789 |
| Provision for loan and lease losses | $49,000 | 4,312 |
| Total noninterest income | $331,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $62,000 | 5,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $269,000 | 4,230 |
| Total noninterest expense | $5,928,000 | 3,023 |
| Salaries and employee benefits | $3,755,000 | 2,628 |
| Premises and equipment expense | $601,000 | 3,307 |
| Additional noninterest expense | $1,572,000 | 3,531 |
| Pre-tax net operating income | $1,774,000 | 3,090 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $643,000 | 1,895 |
| Income before extraordinary items | $1,133,000 | 3,659 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,133,000 | 3,662 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,133,000 | 3,663 |
| Net charge-offs | $254,000 | 2,757 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 500 |
| Net operating income | $1,131,720 | 3,617 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,304,000 | 2,851 |
| Total interest expense | $817,000 | 2,851 |
| Net interest income | $5,487,000 | 2,825 |
| Provision for loan and lease losses | $236,000 | 2,356 |
| Total noninterest income | $246,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $202,000 | 4,298 |
| Total noninterest expense | $4,173,000 | 3,155 |
| Salaries and employee benefits | $2,769,000 | 2,671 |
| Premises and equipment expense | $411,000 | 3,549 |
| Additional noninterest expense | $993,000 | 3,962 |
| Pre-tax net operating income | $1,324,000 | 3,159 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $489,000 | 1,932 |
| Income before extraordinary items | $837,000 | 3,740 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $837,000 | 3,743 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $837,000 | 3,744 |
| Net charge-offs | $254,000 | 2,293 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 429 |
| Net operating income | $835,720 | 3,671 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 2,910 |
| Total interest expense | $535,000 | 2,920 |
| Net interest income | $3,569,000 | 2,874 |
| Provision for loan and lease losses | $52,000 | 3,578 |
| Total noninterest income | $166,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,316 |
| Total noninterest expense | $2,723,000 | 3,215 |
| Salaries and employee benefits | $1,821,000 | 2,731 |
| Premises and equipment expense | $256,000 | 3,728 |
| Additional noninterest expense | $646,000 | 4,019 |
| Pre-tax net operating income | $960,000 | 2,977 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $358,000 | 1,852 |
| Income before extraordinary items | $604,000 | 3,595 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $604,000 | 3,597 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $604,000 | 3,598 |
| Net charge-offs | $254,000 | 1,853 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 383 |
| Net operating income | $602,720 | 3,498 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 2,930 |
| Total interest expense | $266,000 | 3,008 |
| Net interest income | $1,781,000 | 2,882 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $93,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,306 |
| Total noninterest expense | $1,377,000 | 3,207 |
| Salaries and employee benefits | $920,000 | 2,719 |
| Premises and equipment expense | $136,000 | 3,606 |
| Additional noninterest expense | $321,000 | 4,069 |
| Pre-tax net operating income | $474,000 | 2,971 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $186,000 | 1,784 |
| Income before extraordinary items | $290,000 | 3,628 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $290,000 | 3,628 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $290,000 | 3,630 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 343 |
| Net operating income | $288,720 | 3,544 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,800,000 | 3,182 |
| Total interest expense | $1,252,000 | 3,109 |
| Net interest income | $6,548,000 | 3,157 |
| Provision for loan and lease losses | $149,000 | 4,298 |
| Total noninterest income | $158,000 | 5,925 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $71,000 | 5,873 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $87,000 | 5,457 |
| Total noninterest expense | $5,366,000 | 3,291 |
| Salaries and employee benefits | $3,441,000 | 2,837 |
| Premises and equipment expense | $519,000 | 3,728 |
| Additional noninterest expense | $1,406,000 | 3,948 |
| Pre-tax net operating income | $1,191,000 | 3,725 |
| Securities gains (losses) | $284,000 | 1,408 |
| Applicable income taxes | $627,000 | 1,957 |
| Income before extraordinary items | $848,000 | 4,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $848,000 | 4,191 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $848,000 | 4,193 |
| Net charge-offs | $654,000 | 2,297 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $242,000 | 413 |
| Net operating income | $666,240 | 4,367 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 3,246 |
| Total interest expense | $963,000 | 3,162 |
| Net interest income | $4,856,000 | 3,224 |
| Provision for loan and lease losses | $-78,000 | 7,011 |
| Total noninterest income | $103,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,711 |
| Total noninterest expense | $4,046,000 | 3,309 |
| Salaries and employee benefits | $2,591,000 | 2,831 |
| Premises and equipment expense | $367,000 | 3,926 |
| Additional noninterest expense | $1,088,000 | 3,886 |
| Pre-tax net operating income | $991,000 | 3,655 |
| Securities gains (losses) | $190,000 | 1,469 |
| Applicable income taxes | $513,000 | 1,914 |
| Income before extraordinary items | $668,000 | 4,184 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $668,000 | 4,184 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $668,000 | 4,184 |
| Net charge-offs | $654,000 | 1,894 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 348 |
| Net operating income | $546,400 | 4,354 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 3,289 |
| Total interest expense | $653,000 | 3,215 |
| Net interest income | $3,206,000 | 3,250 |
| Provision for loan and lease losses | $23,000 | 5,069 |
| Total noninterest income | $62,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $2,611,000 | 3,404 |
| Salaries and employee benefits | $1,678,000 | 2,906 |
| Premises and equipment expense | $219,000 | 4,178 |
| Additional noninterest expense | $714,000 | 3,930 |
| Pre-tax net operating income | $634,000 | 3,709 |
| Securities gains (losses) | $186,000 | 1,156 |
| Applicable income taxes | $361,000 | 1,837 |
| Income before extraordinary items | $459,000 | 4,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $459,000 | 4,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $459,000 | 4,132 |
| Net charge-offs | $466,000 | 1,849 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 309 |
| Net operating income | $339,960 | 4,440 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 3,277 |
| Total interest expense | $340,000 | 3,219 |
| Net interest income | $1,615,000 | 3,248 |
| Provision for loan and lease losses | $-7,000 | 7,106 |
| Total noninterest income | $29,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $1,241,000 | 3,551 |
| Salaries and employee benefits | $826,000 | 2,958 |
| Premises and equipment expense | $115,000 | 4,086 |
| Additional noninterest expense | $300,000 | 4,387 |
| Pre-tax net operating income | $410,000 | 3,261 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $176,000 | 1,875 |
| Income before extraordinary items | $234,000 | 4,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $234,000 | 4,108 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $234,000 | 4,108 |
| Net charge-offs | $407,000 | 1,238 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 257 |
| Net operating income | $234,000 | 3,950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,606,000 | 3,466 |
| Total interest expense | $1,548,000 | 3,372 |
| Net interest income | $6,058,000 | 3,438 |
| Provision for loan and lease losses | $1,114,000 | 2,261 |
| Total noninterest income | $1,375,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $50,000 | 6,321 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,325,000 | 1,780 |
| Total noninterest expense | $4,352,000 | 3,891 |
| Salaries and employee benefits | $2,794,000 | 3,274 |
| Premises and equipment expense | $416,000 | 4,476 |
| Additional noninterest expense | $1,142,000 | 4,593 |
| Pre-tax net operating income | $1,967,000 | 2,545 |
| Securities gains (losses) | $71,000 | 2,325 |
| Applicable income taxes | $-463,000 | 7,045 |
| Income before extraordinary items | $2,501,000 | 1,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,501,000 | 1,880 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,501,000 | 1,880 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 512 |
| Net operating income | $2,430,000 | 1,832 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,692,000 | 3,508 |
| Total interest expense | $1,174,000 | 3,459 |
| Net interest income | $4,518,000 | 3,464 |
| Provision for loan and lease losses | $693,000 | 2,457 |
| Total noninterest income | $67,000 | 6,606 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $38,000 | 6,352 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $29,000 | 6,188 |
| Total noninterest expense | $3,070,000 | 4,049 |
| Salaries and employee benefits | $1,992,000 | 3,411 |
| Premises and equipment expense | $330,000 | 4,392 |
| Additional noninterest expense | $748,000 | 4,942 |
| Pre-tax net operating income | $822,000 | 3,663 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $827,000 | 3,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $827,000 | 3,453 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $827,000 | 3,453 |
| Net charge-offs | $-65,000 | 7,278 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 470 |
| Net operating income | $822,000 | 3,344 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 3,596 |
| Total interest expense | $783,000 | 3,561 |
| Net interest income | $2,940,000 | 3,533 |
| Provision for loan and lease losses | $655,000 | 1,965 |
| Total noninterest income | $40,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,375 |
| Total noninterest expense | $1,995,000 | 4,163 |
| Salaries and employee benefits | $1,277,000 | 3,527 |
| Premises and equipment expense | $219,000 | 4,454 |
| Additional noninterest expense | $499,000 | 5,012 |
| Pre-tax net operating income | $330,000 | 4,483 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $335,000 | 4,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $335,000 | 4,284 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $335,000 | 4,286 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 389 |
| Net operating income | $330,000 | 4,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,623 |
| Total interest expense | $385,000 | 3,689 |
| Net interest income | $1,458,000 | 3,547 |
| Provision for loan and lease losses | $580,000 | 1,310 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $971,000 | 4,257 |
| Salaries and employee benefits | $632,000 | 3,580 |
| Premises and equipment expense | $110,000 | 4,476 |
| Additional noninterest expense | $229,000 | 5,213 |
| Pre-tax net operating income | $-72,000 | 6,610 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-72,000 | 6,647 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-72,000 | 6,647 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-72,000 | 6,647 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 335 |
| Net operating income | $-72,000 | 6,630 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 4,073 |
| Total interest expense | $1,864,000 | 3,751 |
| Net interest income | $4,698,000 | 4,129 |
| Provision for loan and lease losses | $387,000 | 4,497 |
| Total noninterest income | $64,000 | 6,952 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 6,496 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 6,386 |
| Total noninterest expense | $4,018,000 | 4,209 |
| Salaries and employee benefits | $2,355,000 | 3,759 |
| Premises and equipment expense | $354,000 | 5,038 |
| Additional noninterest expense | $1,309,000 | 4,374 |
| Pre-tax net operating income | $357,000 | 4,740 |
| Securities gains (losses) | $46,000 | 2,712 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $403,000 | 4,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $403,000 | 4,616 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $403,000 | 4,616 |
| Net charge-offs | $516,000 | 3,612 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 643 |
| Net operating income | $357,000 | 4,614 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 4,197 |
| Total interest expense | $1,470,000 | 3,756 |
| Net interest income | $3,368,000 | 4,313 |
| Provision for loan and lease losses | $265,000 | 4,504 |
| Total noninterest income | $46,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $2,876,000 | 4,343 |
| Salaries and employee benefits | $1,751,000 | 3,820 |
| Premises and equipment expense | $259,000 | 5,159 |
| Additional noninterest expense | $866,000 | 4,704 |
| Pre-tax net operating income | $273,000 | 4,955 |
| Securities gains (losses) | $25,000 | 2,801 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $298,000 | 4,887 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $298,000 | 4,890 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $298,000 | 4,890 |
| Net charge-offs | $258,000 | 3,922 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 595 |
| Net operating income | $273,000 | 4,796 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 4,235 |
| Total interest expense | $1,008,000 | 3,786 |
| Net interest income | $2,204,000 | 4,358 |
| Provision for loan and lease losses | $139,000 | 4,733 |
| Total noninterest income | $33,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $5,000 | 6,864 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $28,000 | 6,213 |
| Total noninterest expense | $1,958,000 | 4,300 |
| Salaries and employee benefits | $1,151,000 | 3,886 |
| Premises and equipment expense | $195,000 | 4,937 |
| Additional noninterest expense | $612,000 | 4,531 |
| Pre-tax net operating income | $140,000 | 5,266 |
| Securities gains (losses) | $25,000 | 2,268 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $165,000 | 5,126 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $165,000 | 5,129 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $165,000 | 5,128 |
| Net charge-offs | $258,000 | 3,239 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 536 |
| Net operating income | $140,000 | 5,123 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 4,514 |
| Total interest expense | $515,000 | 3,852 |
| Net interest income | $982,000 | 4,734 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $2,000 | 6,961 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $969,000 | 4,373 |
| Salaries and employee benefits | $583,000 | 3,911 |
| Premises and equipment expense | $96,000 | 5,057 |
| Additional noninterest expense | $290,000 | 4,682 |
| Pre-tax net operating income | $5,000 | 6,191 |
| Securities gains (losses) | $25,000 | 1,431 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $30,000 | 5,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $30,000 | 5,992 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $30,000 | 5,991 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 426 |
| Net operating income | $5,000 | 6,215 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 5,562 |
| Total interest expense | $1,356,000 | 5,387 |
| Net interest income | $2,888,000 | 5,479 |
| Provision for loan and lease losses | $915,000 | 3,632 |
| Total noninterest income | $420,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $4,000 | 7,067 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $416,000 | 3,492 |
| Total noninterest expense | $3,995,000 | 4,345 |
| Salaries and employee benefits | $2,079,000 | 4,235 |
| Premises and equipment expense | $334,000 | 5,417 |
| Additional noninterest expense | $1,582,000 | 3,934 |
| Pre-tax net operating income | $-1,602,000 | 6,482 |
| Securities gains (losses) | $30,000 | 2,871 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,572,000 | 6,597 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,572,000 | 6,598 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,572,000 | 6,598 |
| Net charge-offs | $46,000 | 6,254 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $524,000 | 532 |
| Net operating income | $-1,602,000 | 6,603 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 5,910 |
| Total interest expense | $855,000 | 5,903 |
| Net interest income | $1,977,000 | 5,729 |
| Provision for loan and lease losses | $535,000 | 3,701 |
| Total noninterest income | $183,000 | 6,041 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,000 | 7,142 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $181,000 | 4,448 |
| Total noninterest expense | $2,767,000 | 4,578 |
| Salaries and employee benefits | $1,619,000 | 4,148 |
| Premises and equipment expense | $252,000 | 5,451 |
| Additional noninterest expense | $896,000 | 4,739 |
| Pre-tax net operating income | $-1,142,000 | 6,726 |
| Securities gains (losses) | $30,000 | 2,554 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,112,000 | 6,804 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,112,000 | 6,803 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,112,000 | 6,805 |
| Net charge-offs | $46,000 | 5,745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $370,000 | 484 |
| Net operating income | $-1,142,000 | 6,813 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 6,282 |
| Total interest expense | $447,000 | 6,496 |
| Net interest income | $1,202,000 | 5,961 |
| Provision for loan and lease losses | $373,000 | 3,389 |
| Total noninterest income | $14,000 | 7,766 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $1,820,000 | 4,655 |
| Salaries and employee benefits | $1,120,000 | 4,077 |
| Premises and equipment expense | $153,000 | 5,705 |
| Additional noninterest expense | $547,000 | 4,986 |
| Pre-tax net operating income | $-977,000 | 7,014 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-977,000 | 7,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-977,000 | 7,140 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-977,000 | 7,141 |
| Net charge-offs | $46,000 | 4,993 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 462 |
| Net operating income | $-977,000 | 7,132 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 6,643 |
| Total interest expense | $187,000 | 6,920 |
| Net interest income | $518,000 | 6,337 |
| Provision for loan and lease losses | $212,000 | 2,770 |
| Total noninterest income | $8,000 | 7,821 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,000 | 7,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $838,000 | 4,819 |
| Salaries and employee benefits | $549,000 | 4,164 |
| Premises and equipment expense | $74,000 | 5,827 |
| Additional noninterest expense | $215,000 | 5,408 |
| Pre-tax net operating income | $-524,000 | 7,347 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-524,000 | 7,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-524,000 | 7,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-524,000 | 7,466 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 390 |
| Net operating income | $-524,000 | 7,441 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 7,617 |
| Total interest expense | $543,000 | 7,591 |
| Net interest income | $1,056,000 | 7,523 |
| Provision for loan and lease losses | $457,000 | 3,940 |
| Total noninterest income | $10,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $2,640,000 | 5,493 |
| Salaries and employee benefits | $1,457,000 | 5,423 |
| Premises and equipment expense | $300,000 | 5,797 |
| Additional noninterest expense | $883,000 | 5,196 |
| Pre-tax net operating income | $-2,031,000 | 7,366 |
| Securities gains (losses) | $16,000 | 2,295 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,015,000 | 7,391 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,015,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $21,999,000 | 67 |
| Net operating income | $-2,031,000 | 7,491 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 7,858 |
| Total interest expense | $369,000 | 7,799 |
| Net interest income | $663,000 | 7,794 |
| Provision for loan and lease losses | $287,000 | 3,627 |
| Total noninterest income | $6,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,000 | 7,351 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $1,815,000 | 5,728 |
| Salaries and employee benefits | $1,030,000 | 5,598 |
| Premises and equipment expense | $220,000 | 5,860 |
| Additional noninterest expense | $565,000 | 5,581 |
| Pre-tax net operating income | $-1,433,000 | 7,714 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,417,000 | 7,678 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,417,000 | 7,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $21,853,000 | 42 |
| Net operating income | $-1,433,000 | 7,780 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $532,000 | 8,110 |
| Total interest expense | $221,000 | 7,962 |
| Net interest income | $311,000 | 8,124 |
| Provision for loan and lease losses | $144,000 | 3,739 |
| Total noninterest income | $3,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $1,054,000 | 6,126 |
| Salaries and employee benefits | $639,000 | 5,872 |
| Premises and equipment expense | $94,000 | 6,862 |
| Additional noninterest expense | $321,000 | 6,002 |
| Pre-tax net operating income | $-884,000 | 7,854 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-884,000 | 7,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-884,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $21,707,000 | 29 |
| Net operating income | $-884,000 | 7,930 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 8,314 |
| Total interest expense | $82,000 | 8,189 |
| Net interest income | $108,000 | 8,338 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $417,000 | 6,722 |
| Salaries and employee benefits | $312,000 | 5,975 |
| Premises and equipment expense | $23,000 | 7,808 |
| Additional noninterest expense | $82,000 | 7,385 |
| Pre-tax net operating income | $-363,000 | 7,965 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-363,000 | 8,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-363,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $21,567,000 | 15 |
| Net operating income | $-363,000 | 8,022 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.