Home > Metro Bank > Income and Expense
Metro Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 4,663 |
| Total interest expense | $2,956,000 | 4,977 |
| Net interest income | $3,905,000 | 4,266 |
| Provision for loan and lease losses | $402,000 | 2,262 |
| Total noninterest income | $535,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,160 |
| Total noninterest expense | $2,959,000 | 4,278 |
| Salaries and employee benefits | $1,488,000 | 4,383 |
| Premises and equipment expense | $416,000 | 4,386 |
| Additional noninterest expense | $1,055,000 | 3,827 |
| Pre-tax net operating income | $1,079,000 | 5,057 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $370,000 | 4,161 |
| Income before extraordinary items | $709,000 | 5,387 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $709,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,993 |
| Cash dividends | $137,000 | 5,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $709,000 | 5,393 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 5,045 |
| Total interest expense | $2,331,000 | 5,447 |
| Net interest income | $3,505,000 | 4,655 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $516,000 | 4,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,777 |
| Total noninterest expense | $2,761,000 | 4,517 |
| Salaries and employee benefits | $1,376,000 | 4,654 |
| Premises and equipment expense | $491,000 | 3,826 |
| Additional noninterest expense | $894,000 | 4,404 |
| Pre-tax net operating income | $1,116,000 | 4,988 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $388,000 | 4,249 |
| Income before extraordinary items | $728,000 | 5,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $728,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $83,000 | 6,262 |
| Sale, conversion, retirement of capital stock, net | $440,000 | 625 |
| Net operating income | $728,000 | 5,329 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 5,994 |
| Total interest expense | $1,811,000 | 6,532 |
| Net interest income | $2,765,000 | 5,463 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $597,000 | 4,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 3,963 |
| Total noninterest expense | $2,533,000 | 4,732 |
| Salaries and employee benefits | $1,263,000 | 4,877 |
| Premises and equipment expense | $460,000 | 3,932 |
| Additional noninterest expense | $810,000 | 4,633 |
| Pre-tax net operating income | $694,000 | 6,506 |
| Securities gains (losses) | $59,000 | 1,620 |
| Applicable income taxes | $256,000 | 5,584 |
| Income before extraordinary items | $497,000 | 6,634 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $497,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,434 |
| Cash dividends | $84,000 | 6,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $458,060 | 6,758 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 6,558 |
| Total interest expense | $1,630,000 | 7,048 |
| Net interest income | $2,474,000 | 6,089 |
| Provision for loan and lease losses | $107,000 | 5,029 |
| Total noninterest income | $536,000 | 4,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,088 |
| Total noninterest expense | $2,329,000 | 5,051 |
| Salaries and employee benefits | $1,187,000 | 5,147 |
| Premises and equipment expense | $373,000 | 4,681 |
| Additional noninterest expense | $769,000 | 4,870 |
| Pre-tax net operating income | $574,000 | 7,542 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $200,000 | 6,869 |
| Income before extraordinary items | $374,000 | 7,821 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $374,000 | 7,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $102,000 | 6,432 |
| Sale, conversion, retirement of capital stock, net | $347,000 | 592 |
| Net operating income | $374,000 | 7,764 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 7,437 |
| Total interest expense | $1,394,000 | 7,851 |
| Net interest income | $2,077,000 | 6,993 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $441,000 | 5,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,890 |
| Total noninterest expense | $1,792,000 | 6,411 |
| Salaries and employee benefits | $982,000 | 6,079 |
| Premises and equipment expense | $261,000 | 6,091 |
| Additional noninterest expense | $549,000 | 6,684 |
| Pre-tax net operating income | $586,000 | 7,496 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $201,000 | 7,127 |
| Income before extraordinary items | $385,000 | 7,756 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $385,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,786 |
| Cash dividends | $66,000 | 7,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $385,000 | 7,695 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 7,866 |
| Total interest expense | $1,269,000 | 8,375 |
| Net interest income | $1,978,000 | 7,367 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $369,000 | 6,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,298 |
| Total noninterest expense | $1,658,000 | 6,827 |
| Salaries and employee benefits | $873,000 | 6,689 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $524,000 | 7,082 |
| Pre-tax net operating income | $562,000 | 8,104 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $369,000 | 8,324 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $369,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,805 |
| Cash dividends | $66,000 | 7,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $369,000 | 8,308 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 8,661 |
| Total interest expense | $772,000 | 9,751 |
| Net interest income | $1,870,000 | 7,878 |
| Provision for loan and lease losses | $137,000 | 3,804 |
| Total noninterest income | $230,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,607 |
| Total noninterest expense | $1,470,000 | 7,694 |
| Salaries and employee benefits | $760,000 | 7,448 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $470,000 | 8,154 |
| Pre-tax net operating income | $493,000 | 8,700 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $173,000 | 7,862 |
| Income before extraordinary items | $320,000 | 8,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $320,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $87,000 | 7,197 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 927 |
| Net operating income | $320,000 | 8,992 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 9,881 |
| Total interest expense | $519,000 | 11,595 |
| Net interest income | $1,635,000 | 8,696 |
| Provision for loan and lease losses | $118,000 | 5,382 |
| Total noninterest income | $124,000 | 10,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $1,118,000 | 9,260 |
| Salaries and employee benefits | $578,000 | 8,992 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $396,000 | 9,306 |
| Pre-tax net operating income | $524,000 | 8,499 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $340,000 | 9,036 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $373,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $340,000 | 8,778 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 11,246 |
| Total interest expense | $474,000 | 12,864 |
| Net interest income | $1,351,000 | 9,790 |
| Provision for loan and lease losses | $195,000 | 5,287 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $847,000 | 10,764 |
| Salaries and employee benefits | $429,000 | 10,530 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $321,000 | 10,544 |
| Pre-tax net operating income | $445,000 | 8,845 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $30,000 | 1,127 |
| Net income | $331,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,064 |
| Net operating income | $293,740 | 9,020 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.