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Metro Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,278,000 | 2,066 |
| Total interest expense | $8,981,000 | 1,768 |
| Net interest income | $7,297,000 | 2,464 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $2,606,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $177,000 | 6,130 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,429,000 | 1,006 |
| Total noninterest expense | $6,796,000 | 2,035 |
| Salaries and employee benefits | $3,496,000 | 1,891 |
| Premises and equipment expense | $975,000 | 2,063 |
| Additional noninterest expense | $2,325,000 | 2,125 |
| Pre-tax net operating income | $2,807,000 | 2,569 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,011,000 | 2,356 |
| Income before extraordinary items | $1,796,000 | 2,749 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,796,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,456 |
| Cash dividends | $230,000 | 5,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,796,000 | 2,717 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,340,000 | 2,290 |
| Total interest expense | $6,087,000 | 2,053 |
| Net interest income | $7,253,000 | 2,490 |
| Provision for loan and lease losses | $315,000 | 2,173 |
| Total noninterest income | $1,608,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $178,000 | 6,296 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,430,000 | 1,429 |
| Total noninterest expense | $6,733,000 | 2,108 |
| Salaries and employee benefits | $3,014,000 | 2,203 |
| Premises and equipment expense | $942,000 | 2,143 |
| Additional noninterest expense | $2,777,000 | 1,948 |
| Pre-tax net operating income | $1,813,000 | 3,717 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $628,000 | 3,371 |
| Income before extraordinary items | $1,185,000 | 3,906 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,185,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,298 |
| Cash dividends | $285,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,185,000 | 3,941 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,169,000 | 2,777 |
| Total interest expense | $5,630,000 | 2,303 |
| Net interest income | $5,539,000 | 3,252 |
| Provision for loan and lease losses | $607,000 | 1,827 |
| Total noninterest income | $2,275,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,087,000 | 1,223 |
| Total noninterest expense | $5,174,000 | 2,762 |
| Salaries and employee benefits | $2,615,000 | 2,538 |
| Premises and equipment expense | $868,000 | 2,351 |
| Additional noninterest expense | $1,691,000 | 3,155 |
| Pre-tax net operating income | $2,033,000 | 3,256 |
| Securities gains (losses) | $242,000 | 1,487 |
| Applicable income taxes | $818,000 | 2,711 |
| Income before extraordinary items | $1,457,000 | 3,326 |
| Extraordinary gains, net | $19,000 | 2,728 |
| Net income | $1,476,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $602,000 | 1,580 |
| Cash dividends | $238,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,302,120 | 3,512 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,033,000 | 3,178 |
| Total interest expense | $5,840,000 | 2,856 |
| Net interest income | $5,193,000 | 3,508 |
| Provision for loan and lease losses | $814,000 | 2,127 |
| Total noninterest income | $1,529,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $174,000 | 6,517 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,355,000 | 1,618 |
| Total noninterest expense | $4,365,000 | 3,251 |
| Salaries and employee benefits | $1,930,000 | 3,305 |
| Premises and equipment expense | $618,000 | 3,266 |
| Additional noninterest expense | $1,817,000 | 3,034 |
| Pre-tax net operating income | $1,543,000 | 3,945 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $536,000 | 3,764 |
| Income before extraordinary items | $1,037,000 | 4,349 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,037,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $819,000 | 1,789 |
| Cash dividends | $84,000 | 6,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,017,200 | 4,110 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.